We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Personal injury develops when someone has been physically or psychologically injured due to negligence by another individual, company, entity, or government agency. Accidental injuries legal cases arise when somebody states to have already been harmed by somebody else in a accident or due to negligence and who might be held legally in charge of such harm. An individual injury case becomes formalized each time a personal injury lawyer represents the situation on the part of a person in a civil court proceeding. There are several duties a personal injury lawyer performs in aiding their customers, the most important mandate being to assist them obtain the justice and compensation they may be lawfully eligible for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation could be claimed when someone believes that the employer has failed inside their responsibilities towards them etc negligence is responsible for any sort of accident or injury at work. Each time a worker has become hurt on job, they could claim compensation using their employer by submitting a work accident claim. If the claim is successful the exact amount claimed will likely be paid by the employer’s liability insurance. There are four varieties of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some kind of worker’s compensation for workers is generally compulsory using the notable exception of Texas since 2018. There are two basic requirements for workers to be eligible for worker’s compensation benefits – they have to be hired by a company who may have or possibly is needed by law to obtain Worker’s Compensation Insurance, and they also will need to have been injured at the job due to their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses caused by contact with harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains as a result of handling materials. When a worker has suffered a work-related injury or illness time is critical as there is a limited time period in which to report the accident or incident so that you can claim benefits. Deadlines vary between states but in most states, the incident must be notified on the employer within 30 to 40 days failing that the ability from the worker to obtain compensation may be severely jeopardized. Workers are often surprised to discover that employers can dispute a worker’s compensation claim they feel is invalid because the rates they pay are influenced by the number of claims paid out by their insurance carrier. This is why it is important to have proper legal representation with a qualified personal injury lawyer to be sure the rights of employees are upheld. In the matter of accidental injuries because of a vehicle accident, an automobile wreck lawyer will handle your case to ensure you have the appropriate compensation for your personal loss and suffering as a result of negligence of an individual else. An automobile accident cannot only cause physical damage, but may result in life long injuries, immobility, loss in employment, and also death. When a personal injury is a result of the negligent operation of your vehicle, the driver of your vehicle should held liable for the outcomes of such negligence. Considering that the laws of each state are very different, you should have a local attorney familiar with vehicle accident compensation care for your personal injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is tremendously experienced with the laws and established standards that trucking companies and truck drivers must meet. This includes things such as mandatory training, rest breaks, and work hour restrictions. There are numerous parties who might be held responsible for injuries to victims when it comes to truck or tractor-trailer related accidents like the driver, the property owner from the vehicle, the lessor, the producer in the vehicle, parts, or tires, or perhaps the shipper or loader from the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is essential to make sure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not only for drivers however for other users from the road. After motorcycle accidents, motorists often claim that they did not begin to see the motorcycle and the volume of instances where motorcycle drivers have been struck by vehicles has risen substantially. Other elements that lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver as well as their passenger to hold negligent vehicle drivers liable for loss and suffering due to their negligent driving. Filing a personal injury claim requires the motorcycle driver’s insurance company along with the at-fault motorist to look at the case and getting a claims adjuster offer some compensation. Without the right representation, the victim of any motorcycle accident runs the potential risk of not receiving fair and only compensation for loss and suffering. Dog bite laws differ between states which cases could become quite complex. If a dog owner is confronted by a strict liability dog bite statute he might have few selections for a prosperous defense. More defense options could be for sale in states where traditional negligence rules apply. Your dog bite lawyer can assist you claim compensation for those who have been the victim of your dog attack. Dog bites could cause serious injuries and in many cases, victims may also be psychologically impacted by the trauma. You can pursue an insurance claim against the dog owner’s property insurance provider in case the attack occurred on the insured’s property. A dog bite attorney may play a vital role in proving liability inside a dog bite case because they know the applicable laws within your local state, the way to calculate damages, and the simplest way to offer evidence. To be successful in the accidental injuries slip-and-fall lawsuit you will need to prove they owner or tenant of the property was negligent in a few action they did or failed to take that caused the injury. Most slip-and-fall cases are settled from court and a lawsuit is usually only filed when the parties involved cannot reach a settlement. Despite their prevalence and also the serious injuries the reason, premises liability lawsuits are difficult to win. Reasons for injury usually vary from failure to place signs of wet spots or objects which are left lying in walkways to unstable work surfaces and failing to maintain walkways. Your own injury slip, trip, and fall case rely heavily around the victim’s capacity to prove liability by the defendant and that the victim suffered damages due to such negligence. Chapter 7 Bankruptcy will help resolve your financial situation if you have serious financial problems. However, along the way, you could lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and many common type of bankruptcy and statistically more than 95.5% of Chapter 7 bankruptcy filings have had their debts discharged. In order to be entitled to Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a properly as secured and unsecured debt. Some individuals who do not have enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets like home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to help them deal with overwhelming debt. However, there are actually long-term consequences for individuals who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or their debts as an alternative to liquidation. It is great for those whose biggest problem is not lack of income, but dealing with the demands from creditors for fast payment. It allows you to maintain your home providing you are able to pay the mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to resolve your debt by making use of all disposable income to the debt reduction plan. It allows debtors to remove unsecured debts and also to get caught up on missed home loan repayments. One of the more attractive highlights of this option is short-circuiting home foreclosure. Although keeping your house can be a great relief, you may be expected to live for many years underneath the close supervision of your court-appointed trustee to collect and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a relatively new addition to the bankruptcy laws that permit family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency response to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They have to be actively involved in a farming or commercial fishing operation and conform to certain requirements. Debtors must come up with a repayment schedule within 3 months of filing at court. It must include a proposed intend to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt with a corporation or partnership involving a reorganization intend to keep your business operational while repaying creditors during a period of time. Business owners and folks can also use Chapter 11 to find relief. A Chapter 11 petition may be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement along with a reorganization plan must be filed using the court. The disclosure must contain information concerning the assets, liabilities, as well as other business affairs in the debtor sufficient allowing a creditor to help make a well informed decision with regards to the reorganization plan. The Automatic Stay provides a debtor with a period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and they are not to be pursued on any debt that occurred ahead of the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented through the court, an appointed trustee, a committee, or some other parties useful.