We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Accidental injury takes place when someone continues to be physically or psychologically injured because of negligence by another individual, company, entity, or government agency. Accidental injury legal cases arise when someone promises to have already been harmed by someone else inside an accident or because of negligence and who might be held legally accountable for such harm. An individual injury case becomes formalized when a personal injury lawyer represents the case with respect to a customer at the civil court proceeding. There are many duties a private injury lawyer performs in aiding their clientele, the most important mandate being to assist them to acquire the justice and compensation they can be lawfully eligible to from undergoing losses and suffering because of the negligence of others. Workplace injury compensation may be claimed when someone believes that the employer has failed with their responsibilities towards them and such negligence has caused any sort of accident or injury at the job. Whenever a worker has become hurt on job, they may claim compensation from the employer by submitting a work accident claim. When the claim is successful the amount claimed will be covered by the employer’s insurance. You can find four types of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some type of worker’s compensation for employees is generally compulsory with all the notable exception of Texas by 2018. There are two basic requirements for workers to qualify for worker’s compensation benefits – they should be used by a company who has or maybe needed by law to possess Worker’s Compensation Insurance, plus they must have been injured at the office because of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses a result of being exposed to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains due to handling materials. When a worker has suffered a work-related injury or illness time is important while there is a small time frame to report the accident or incident to be able to claim benefits. Deadlines vary among states but in most states, the incident must be notified towards the employer within 30 to 40 days failing that the ability from the worker to get compensation may be severely jeopardized. Workers are often surprised to understand that employers can dispute a worker’s compensation claim they think is invalid since the rates they pay suffer from the amount of claims paid out by their insurance carrier. For this reason it is important to have proper legal representation with a qualified accidental injuries lawyer to be sure the rights of personnel are upheld. In the case of injury due to a car accident, a vehicle wreck lawyer will fully handle your case to ensure you have the appropriate compensation to your loss and suffering because of the negligence of somebody else. A car accident are unable to only cause physical damage, but may result in life long injuries, immobility, reduction in employment, and also death. When an injury results from the negligent operation of the vehicle, the driver of your vehicle has to held accountable for the effects of those negligence. Considering that the laws of each and every state will vary, it is essential to have a local attorney experienced with automobile accident compensation deal with your own personal injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is tremendously experienced in the laws and established standards that trucking companies and truck drivers must meet. This includes stuff like mandatory training, rest breaks, and work hour restrictions. There are many parties who may be held responsible for injuries to victims in the matter of truck or tractor-trailer related accidents for example the driver, the homeowner from the vehicle, the lessor, the manufacturer in the vehicle, parts, or tires, or maybe the shipper or loader of the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is important to ensure you are properly compensated to your injuries. Motorcycles present unique challenges, not simply for drivers but also for all of the other users of your road. After motorcycle accidents, motorists often claim that they did not see the motorcycle and the amount of instances where motorcycle drivers are already struck by vehicles has grown substantially. Other elements which lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver in addition to their passenger to support negligent vehicle drivers to blame for loss and suffering caused by their negligent driving. Filing a personal injury claim necessitates the motorcycle driver’s insurance carrier along with the at-fault motorist to evaluate the truth and achieving a claims adjuster offer a certain amount of compensation. Without correct representation, the victim of any motorcycle accident runs the chance of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ among states and these cases may become quite complex. If a dog owner is up against a strict liability dog bite statute he may have few choices for a successful defense. More defense options can be obtainable in states where traditional negligence rules apply. Your dog bite lawyer will help you claim compensation for those who have been the victim of your dog attack. Dog bites can cause serious injuries and perhaps, victims can also be psychologically afflicted with the trauma. You can pursue an insurance claim against the dog owner’s home insurance provider if the attack occurred on the insured’s property. A pet dog bite attorney can enjoy a crucial role in proving liability inside a dog bite case since they be aware of applicable laws with your local state, the best way to calculate damages, and an effective way to present evidence. To be successful in the accidental injury slip-and-fall lawsuit you will have to prove which they owner or tenant of the property was negligent in many action they did or did not take that caused the damage. Most slip-and-fall cases are settled out from court as well as a lawsuit is usually only filed as soon as the parties involved cannot reach an agreement. Despite their prevalence along with the serious injuries the reason, premises liability lawsuits are hard to win. Reasons behind injury usually range between failure to set signals of wet spots or objects which can be left lying in walkways to unstable work surfaces and failing to maintain walkways. A private injury slip, trip, and fall case rely heavily on the victim’s capability to prove liability by the defendant and that the victim suffered damages because of such negligence. Chapter 7 Bankruptcy might help resolve the money you owe for those who have serious financial problems. However, along the way, you might lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and the majority of everyday sort of bankruptcy and statistically over 95.5% of Chapter 7 bankruptcy filings have gotten their debts discharged. So that you can be eligible for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a properly as secured and unsecured debt. Some individuals who do not possess enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to help them deal with overwhelming debt. However, there are actually long term consequences for people who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or their debts as an option to liquidation. It is perfect for those whose biggest dilemma is not insufficient income, but coping with the needs from creditors for immediate payment. It allows you to keep your home providing it is possible to spend the money for mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to eliminate your debt by applying all disposable income on the debt reduction plan. It allows debtors to reduce unsecured debts as well as to catch up on missed mortgage payments. One of the more attractive options that come with this choice is short-circuiting home foreclosure. Although keeping your own home can be a great relief, you may be expected to live for quite some time within the close supervision of the court-appointed trustee to gather and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a relatively recent accessory for the bankruptcy laws that permit family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency reaction to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They should be actively engaged in a farming or commercial fishing operation and conform to certain requirements. Debtors must make a repayment schedule within 3 months of filing at court. It has to incorporate a proposed plan to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by a corporation or partnership involving a reorganization want to maintain the business operational while repaying creditors during a period of time. Business owners and individuals could also use Chapter 11 to get relief. A Chapter 11 petition could be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement and a reorganization plan needs to be filed with all the court. The disclosure must contain information with regards to the assets, liabilities, and also other business affairs of your debtor sufficient to permit a creditor to create a well informed decision concerning the reorganization plan. The Automated Stay gives a debtor with a period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and are to never be pursued on any debt that occurred just before the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented by the court, an appointed trustee, a committee, or any other parties useful.