We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Accidental injuries takes place when a person continues to be physically or psychologically injured as a result of negligence by another individual, company, entity, or government agency. Accidental injuries legal cases arise when somebody states happen to be harmed by somebody else within an accident or on account of negligence and who might be held legally liable for such harm. A personal injury case becomes formalized every time a injury lawyer represents the case on the part of a customer at the civil court proceeding. There are numerous duties your own injury lawyer performs in aiding their clients, the main mandate being to assist them get the justice and compensation they are lawfully entitled to from undergoing losses and suffering due to negligence of others. Workplace injury compensation might be claimed when someone believes that their employer has failed in their responsibilities towards them etc negligence has caused a car accident or injury at your workplace. Whenever a worker has been hurt on job, they are able to claim compensation using their employer by submitting a work accident claim. When the claim is successful the total amount claimed will be protected by the employer’s insurance. There are four types of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some kind of worker’s compensation for employees is generally compulsory using the notable exception of Texas since 2018. There are two basic requirements for workers to be eligible for worker’s compensation benefits – they must be hired by an employer that has or is essental to law to get Worker’s Compensation Insurance, and they need to have been injured at work because of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses caused by contact with harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains due to handling materials. When a staff member has suffered a work-related injury or illness time is an issue while there is a limited timeframe to report the accident or incident as a way to claim benefits. Deadlines vary between states but also in most states, the incident has to be notified towards the employer within 30 to 40 days failing that your ability of your worker to obtain compensation might be severely jeopardized. Employees are often surprised to find out that employers can dispute a worker’s compensation claim they think is invalid since the rates they pay are influenced by the number of claims paid out by their insurance carrier. That is why it is very important have proper legal representation from a qualified personal injury lawyer to guarantee the rights of personnel are upheld. When it comes to injury due to a automobile accident, an auto wreck lawyer will fully handle your case to ensure you have the appropriate compensation for the loss and suffering as a result of negligence of somebody else. A vehicle accident can not only cause physical damage, but may lead to life long injuries, immobility, loss of employment, and even death. When an accident is a result of the negligent operation of any vehicle, the operator of the vehicle should held liable for the results of these negligence. Ever since the laws of each state are different, it is important to have got a local attorney experienced in motor vehicle accident compensation take care of your own injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is very experienced in the laws and established standards that trucking companies and truck drivers must meet. This includes things like mandatory training, rest breaks, and work hour restrictions. There are numerous parties who could be held accountable for injuries to victims with regards to truck or tractor-trailer related accidents including the driver, the property owner of your vehicle, the lessor, the manufacturer of your vehicle, parts, or tires, and even the shipper or loader of the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is crucial to ensure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not merely for drivers however for all of the other users in the road. After motorcycle accidents, motorists often point out that they failed to start to see the motorcycle and the number of instances where motorcycle drivers are already struck by vehicles has grown substantially. Other factors which lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver as well as their passenger to support negligent vehicle drivers responsible for loss and suffering caused by their negligent driving. Filing your own injury claim necessitates the motorcycle driver’s insurance company as well as the at-fault motorist to look at the way it is and achieving a claims adjuster offer some compensation. Without correct representation, the victim of any motorcycle accident runs the chance of not receiving fair and only compensation for loss and suffering. Dog bite laws differ among states and they cases can be quite complex. When a dog owner is confronted with a strict liability dog bite statute he might have few options for a prosperous defense. More defense options may be obtainable in states where traditional negligence rules apply. A dog bite lawyer can assist you claim compensation when you have been the victim of the dog attack. Dog bites might cause serious injuries and in some cases, victims can also be psychologically impacted by the trauma. You are able to pursue an insurance claim against the dog owner’s property insurance provider when the attack occurred on the insured’s property. A pet dog bite attorney can enjoy a crucial role in proving liability in a dog bite case because they are aware of the applicable laws within your local state, the way to calculate damages, and the simplest way to present evidence. To be successful inside a accidental injury slip-and-fall lawsuit you should prove they owner or tenant in the property was negligent in many action they did or failed to take that caused the injury. Most slip-and-fall cases are settled out from court along with a lawsuit is usually only filed once the parties involved cannot reach an agreement. Despite their prevalence as well as the serious injuries the main cause, premises liability lawsuits are difficult to win. Reasons behind injury usually range between failure to place indicators of wet spots or objects which are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. Your own injury slip, trip, and fall case rely heavily about the victim’s ability to prove liability by the defendant and this the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy may help resolve your financial obligations if you have serious financial problems. However, at the same time, you may lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and many everyday sort of bankruptcy and statistically a lot more than 95.5% of Chapter 7 bankruptcy filings have had their debts discharged. To be able to qualify for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a properly as secured and unsecured debt. Some individuals who do not have enough debt to declare bankruptcy may need to sell non-exempt assets, however, important assets like home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to assist them manage overwhelming debt. However, there are long term consequences for many who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or their debts rather than liquidation. It is fantastic for those whose biggest problem is not insufficient income, but coping with the needs from creditors for immediate payment. It allows you to make your home providing you may spend the money for mortgage within the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to solve the debt by using all disposable income towards the debt reduction plan. It allows debtors to eliminate unsecured debts and also to catch up on missed mortgage payments. One of the most attractive features of this alternative is short-circuiting home foreclosure. Although keeping your property could be a great relief, you will be required to live for a long time under the close supervision of the court-appointed trustee to accumulate and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a fairly new accessory for the bankruptcy laws that enable family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency reaction to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They must be actively engaged in a farming or commercial fishing operation and abide by certain requirements. Debtors must think of a repayment schedule within 90 days of filing at court. It must incorporate a proposed intend to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt from a corporation or partnership involving a reorganization want to retain the business operational while repaying creditors over a duration of time. Company owners and folks can also use Chapter 11 to get relief. A Chapter 11 petition might be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement plus a reorganization plan has to be filed with the court. The disclosure must contain all information about the assets, liabilities, along with other business affairs of the debtor sufficient to permit a creditor to create a well informed decision about the reorganization plan. The Automated Stay gives a debtor with a period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are never to be pursued on any debt that occurred before the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented from the court, an appointed trustee, a committee, or any other parties useful.