We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Personal injury occurs when a person is physically or psychologically injured on account of negligence on the part of another individual, company, entity, or government agency. Accidental injury legal cases arise when an individual promises to are already harmed by other people within an accident or due to negligence and who may be held legally in charge of such harm. A personal injury case becomes formalized when a accidental injury lawyer represents the truth on the part of a customer in a civil court proceeding. There are many duties a personal injury lawyer performs in aiding their clients, the most crucial mandate being to assist them obtain the justice and compensation they can be lawfully entitled to from undergoing losses and suffering because of the negligence of others. Workplace injury compensation could be claimed when someone believes their employer has failed in their responsibilities towards them etc negligence has caused any sort of accident or injury at the job. Each time a worker has been hurt on job, they could claim compensation using their employer by submitting a work accident claim. In the event the claim is successful the amount claimed will be covered by the employerâ€™s insurance. There are actually four varieties of workerâ€™s compensation benefits that may be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In most states, some type of workerâ€™s compensation for workers is usually compulsory using the notable exception of Texas at the time of 2018. The two main basic requirements for workers to qualify for workerâ€™s compensation benefits â€“ they ought to be employed by an employer who may have or is essental to law to obtain Workerâ€™s Compensation Insurance, and they also will need to have been injured at your workplace due to their job- related duties. Most work-related injuries are covered by workerâ€™s comp insurance including accidents and occupational illnesses a result of contact with harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains because of handling materials. When a staff member has suffered a work-related injury or illness time is an issue because there is a small period of time to report the accident or incident so that you can claim benefits. Deadlines vary from state to state but in most states, the incident needs to be notified for the employer within 30 to 40 days failing that the ability of your worker to get compensation might be severely jeopardized. Employees are often surprised to find out that employers can dispute a workerâ€™s compensation claim they believe is invalid as the rates they pay are affected by the amount of claims paid out by their insurance firm. This is the reason you should have proper legal representation by way of a qualified injury lawyer to be sure the rights of staff is upheld. In the matter of injury due to a car accident, a vehicle wreck lawyer will fully handle your case to ensure you get the appropriate compensation to your loss and suffering due to negligence of someone else. An automobile accident can not only cause physical damage, but may lead to life long injuries, immobility, loss of employment, as well as death. When an accident results from the negligent operation of your vehicle, the motorist of the vehicle must held liable for the effects of the negligence. Considering that the laws for each state will vary, you should use a local attorney experienced in car accident compensation look after your own personal injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is extremely proficient in the laws and established standards that trucking companies and truck drivers must meet. This can include such things as mandatory training, rest breaks, and work hour restrictions. There are several parties who could be held accountable for injuries to victims when it comes to truck or tractor-trailer related accidents such as the driver, the dog owner of the vehicle, the lessor, the manufacturer in the vehicle, parts, or tires, or even the shipper or loader of your cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is important to make sure you are properly compensated to your injuries. Motorcycles present unique challenges, not merely for drivers however for all the other users of your road. After motorcycle accidents, motorists often claim that they failed to begin to see the motorcycle and the volume of instances where motorcycle drivers have been struck by vehicles has risen substantially. Other elements which lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver as well as their passenger to carry negligent vehicle drivers responsible for loss and suffering due to their negligent driving. Filing your own injury claim necessitates the motorcycle driverâ€™s insurance provider and the at-fault motorist to examine the situation and achieving a claims adjuster offer a certain amount of compensation. Without correct representation, the victim of a motorcycle accident runs the danger of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ between states which cases may become quite complex. If a dog owner is faced with a strict liability dog bite statute he could have few alternatives for a prosperous defense. More defense options could be obtainable in states where traditional negligence rules apply. Your dog bite lawyer can assist you claim compensation if you have been the victim of a dog attack. Dog bites can cause serious injuries and perhaps, victims may also be psychologically influenced by the trauma. You are able to pursue an insurance claim against the dog ownerâ€™s property insurance provider in the event the attack occurred in the insuredâ€™s property. A dog bite attorney can start to play a vital role in proving liability in a dog bite case as they know the applicable laws within your local state, the best way to calculate damages, and the most effective way to offer evidence. Just to be successful in a accidental injuries slip-and-fall lawsuit you will have to prove that they owner or tenant from the property was negligent in many action they did or failed to take that caused the injury. Most slip-and-fall cases are settled away from court and a lawsuit is generally only filed if the parties involved cannot reach an agreement. Despite their prevalence as well as the serious injuries the cause, premises liability lawsuits are difficult to win. Factors behind injury usually range between failure to place warning signs of wet spots or objects that are left lying in walkways to unstable work surfaces and failing to maintain walkways. An individual injury slip, trip, and fall case rely heavily about the victimâ€™s capacity to prove liability by the defendant and that the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy might help resolve your financial obligations in case you have serious financial problems. However, in the process, you could lose some property. Chapter 7 Bankruptcy, also referred to as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and many everyday sort of bankruptcy and statistically over 95.5% of Chapter 7 bankruptcy filings have gotten debts they have accrued discharged. In order to be entitled to Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a nicely as secured and unsecured debt. A lot of people who do not possess enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets including home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to enable them to deal with overwhelming debt. However, there are actually long term consequences for people who follow this route. Also referred to as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows people who have enough income to settle part or all their debts rather than liquidation. It is great for those whose biggest dilemma is not insufficient income, but dealing with the demands from creditors for fast payment. It enables you to make your home providing you can actually pay for the mortgage within the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to solve your debt by making use of all disposable income for the debt reduction plan. It allows debtors to eliminate unsecured debts as well as to get caught up on missed mortgage repayments. One of the most attractive attributes of this alternative is short-circuiting home foreclosure. Although keeping your house could be a great relief, you will certainly be required to live for quite some time within the close supervision of a court-appointed trustee to collect and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is a somewhat new accessory for the bankruptcy laws that permit family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency reply to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They ought to be actively involved in a farming or commercial fishing operation and abide by certain requirements. Debtors must come up with a repayment plan within 3 months of filing at court. It needs to incorporate a proposed plan to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally offers the restructuring of debt with a corporation or partnership involving a reorganization want to retain the business operational while repaying creditors over a duration of time. Business people and folks may also use Chapter 11 to get relief. A Chapter 11 petition can be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement along with a reorganization plan must be filed with the court. The disclosure must contain all information with regards to the assets, liabilities, and also other business affairs of the debtor sufficient allowing a creditor to help make an informed decision concerning the reorganization plan. The Automatic Stay offers a debtor with a time period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and so are to never be pursued on any debt that occurred just before the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented by the court, an appointed trustee, a committee, or some other parties of interest.