We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Accidental injury takes place when an individual has been physically or psychologically injured because of negligence by another individual, company, entity, or government agency. Accidental injuries legal cases arise when a person claims to are already harmed by other people in a accident or due to negligence and who might be held legally accountable for such harm. A personal injury case becomes formalized whenever a injury lawyer represents the way it is with respect to a client at the civil court proceeding. There are numerous duties your own injury lawyer performs in aiding the clientele, the most significant mandate being to help them acquire the justice and compensation they can be lawfully qualified for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation can be claimed when someone believes their employer has failed within their responsibilities towards them etc negligence has caused a crash or injury at the job. Every time a worker continues to be hurt on job, they are able to claim compensation from the employer by submitting a work accident claim. In case the claim is successful the total amount claimed will likely be protected by the employer’s insurance. You will find four types of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some form of worker’s compensation for employees is usually compulsory with the notable exception of Texas by 2018. The two main simple requirements for workers to qualify for worker’s compensation benefits – they have to be hired by a business who may have or possibly is required by law to have Worker’s Compensation Insurance, and they should have been injured at work on account of their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses a result of exposure to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains due to handling materials. When an employee has suffered a work-related injury or illness time is of the essence as there is a small period of time in order to report the accident or incident as a way to claim benefits. Deadlines vary among states however in most states, the incident should be notified for the employer within 30 to 40 days failing that the ability from the worker to get compensation could be severely jeopardized. Staff is often surprised to discover that employers can dispute a worker’s compensation claim they think is invalid as the rates they pay are influenced by the volume of claims paid out by their insurance carrier. This is the reason it is very important have proper legal representation by a qualified accidental injuries lawyer to ensure the rights of workers are upheld. When it comes to personal injury caused by a car accident, a car wreck lawyer will represent you to make sure you have the appropriate compensation for the loss and suffering due to negligence of an individual else. A vehicle accident simply cannot only cause physical damage, but may lead to life long injuries, immobility, reduction in employment, and in many cases death. When an accident is a result of the negligent operation of any vehicle, the motorist of your vehicle has to held accountable for the consequences of those negligence. Ever since the laws for each state are very different, it is essential to use a local attorney experienced with motor vehicle accident compensation care for your individual injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is very familiar with the laws and established standards that trucking companies and truck drivers must meet. This can include things like mandatory training, rest breaks, and work hour restrictions. There are many parties who may be held responsible for injuries to victims in the matter of truck or tractor-trailer related accidents like the driver, the property owner from the vehicle, the lessor, the producer of your vehicle, parts, or tires, or even the shipper or loader in the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is crucial to ensure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not only for drivers but for other users in the road. After motorcycle accidents, motorists often state that they failed to begin to see the motorcycle and the amount of instances where motorcycle drivers are already struck by vehicles has risen substantially. Other factors which lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver as well as their passenger to carry negligent vehicle drivers responsible for loss and suffering due to their negligent driving. Filing a personal injury claim necessitates the motorcycle driver’s insurer and also the at-fault motorist to look at the truth and achieving a claims adjuster offer some compensation. Without correct representation, the victim of your motorcycle accident runs the potential risk of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ from state to state and those cases can be quite complex. In case a dog owner is faced with a strict liability dog bite statute he may have few selections for an excellent defense. More defense options may be available in states where traditional negligence rules apply. Your dog bite lawyer will help you claim compensation when you have been the victim of any dog attack. Dog bites might cause serious injuries and in many cases, victims can even be psychologically impacted by the trauma. You may pursue an insurance claim versus the dog owner’s property insurance provider if the attack occurred about the insured’s property. A dog bite attorney can enjoy a vital role in proving liability in a dog bite case while they know the applicable laws in your local state, the best way to calculate damages, and an effective way to provide evidence. Just to be successful in the injury slip-and-fall lawsuit you should prove which they owner or tenant of your property was negligent in certain action they did or did not take that caused the damage. Most slip-and-fall cases are settled out from court plus a lawsuit is generally only filed once the parties involved cannot reach an agreement. Despite their prevalence and also the serious injuries the cause, premises liability lawsuits are hard to win. Causes of injury usually range from failure to set signs of wet spots or objects which are left lying in walkways to unstable work surfaces and failing to maintain walkways. A private injury slip, trip, and fall case rely heavily about the victim’s ability to prove liability on the part of the defendant and this the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy might help resolve your financial situation when you have serious financial problems. However, along the way, you could lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and most common type of bankruptcy and statistically more than 95.5% of Chapter 7 bankruptcy filings experienced debts they have accrued discharged. To be able to be entitled to Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a properly as secured and unsecured debt. Some individuals who do not have enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets including home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to help them handle overwhelming debt. However, you will find long-term consequences for individuals who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or all of their debts as an option to liquidation. It is great for those whose biggest dilemma is not insufficient income, but dealing with the demands from creditors for fast payment. It enables you to maintain your home providing it is possible to pay for the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five years to resolve your debt by using all disposable income on the debt reduction plan. It allows debtors to get rid of unsecured debts as well as get caught up on missed home loan repayments. Probably the most attractive attributes of this choice is short-circuiting home foreclosure. Although keeping your home might be a great relief, you may be necessary to live for quite some time within the close supervision of any court-appointed trustee to gather and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is a somewhat new accessory for the bankruptcy laws that permit family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency reply to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They have to be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must develop a repayment plan within 90 days of filing at court. It needs to feature a proposed plan to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt from a corporation or partnership involving a reorganization decide to keep your business operational while repaying creditors over a period of time. Companies and people also can use Chapter 11 to find relief. A Chapter 11 petition might be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement plus a reorganization plan must be filed using the court. The disclosure must contain all information with regards to the assets, liabilities, as well as other business affairs of the debtor sufficient to permit a creditor to help make an educated decision regarding the reorganization plan. The Automated Stay supplies a debtor with a time period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and so are to never be pursued on any debt that occurred ahead of the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented with the court, an appointed trustee, a committee, or some other parties of interest.