We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Injury occurs when an individual has been physically or psychologically injured as a result of negligence on the part of another individual, company, entity, or government agency. Injury legal cases arise when an individual states have already been harmed by someone else inside an accident or because of negligence and who can be held legally accountable for such harm. A personal injury case becomes formalized whenever a personal injury lawyer represents the truth on behalf of a person in a civil court proceeding. There are several duties an individual injury lawyer performs in aiding their clients, the most significant mandate being to assist them acquire the justice and compensation these are lawfully qualified for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation can be claimed when someone believes that their employer has failed within their responsibilities towards them and the like negligence has caused an accident or injury at the job. Each time a worker has been hurt on job, they could claim compensation from the employer by submitting a work accident claim. If the claim is successful the quantity claimed will likely be paid by the employer’s insurance. There are actually four varieties of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some sort of worker’s compensation for workers is usually compulsory using the notable exception of Texas at the time of 2018. The two main basic requirements for workers to be eligible for worker’s compensation benefits – they ought to be employed by an employer having or perhaps is required by law to have Worker’s Compensation Insurance, and they need to have been injured at the job on account of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses due to exposure to harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains because of handling materials. When a staff member has suffered a work-related injury or illness time is critical while there is a limited timeframe where you can report the accident or incident as a way to claim benefits. Deadlines vary among states but also in most states, the incident needs to be notified to the employer within 30 to 40 days failing that your ability of your worker to acquire compensation can be severely jeopardized. Workers are often surprised to understand that employers can dispute a worker’s compensation claim they feel is invalid because the rates they pay suffer from the volume of claims paid out by their insurance carrier. For this reason it is important to have proper legal representation by way of a qualified accidental injuries lawyer so that the rights of workers are upheld. With regards to accidental injury due to a car accident, an automobile wreck lawyer will handle your case to make sure you obtain the appropriate compensation for your loss and suffering due to negligence of an individual else. An automobile accident simply cannot only cause physical damage, but may result in life long injuries, immobility, lack of employment, and even death. When an injury is a result of the negligent operation of a vehicle, the operator of your vehicle needs to held accountable for the outcomes of the negligence. Ever since the laws of every state are not the same, you should have a local attorney proficient in automobile accident compensation take care of your own injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is tremendously experienced with the laws and established standards that trucking companies and truck drivers must meet. This consists of such things as mandatory training, rest breaks, and work hour restrictions. There are numerous parties who may be held accountable for injuries to victims when it comes to truck or tractor-trailer related accidents such as the driver, the property owner of your vehicle, the lessor, the producer from the vehicle, parts, or tires, or perhaps the shipper or loader from the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is important to ensure you are properly compensated for your injuries. Motorcycles present unique challenges, not merely for drivers however, for all other users from the road. After motorcycle accidents, motorists often claim that they did not view the motorcycle and the volume of instances where motorcycle drivers are already struck by vehicles has risen substantially. Additional factors that lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver along with their passenger to hold negligent vehicle drivers accountable for loss and suffering a result of their negligent driving. Filing a personal injury claim necessitates the motorcycle driver’s insurer and also the at-fault motorist to check the truth and getting a claims adjuster offer a certain amount of compensation. Without the proper representation, the victim of a motorcycle accident runs the potential risk of not receiving fair and just compensation for loss and suffering. Dog bite laws differ from state to state and these cases could become quite complex. When a dog owner is confronted by a strict liability dog bite statute this individual have few options for a prosperous defense. More defense options could be obtainable in states where traditional negligence rules apply. A pet dog bite lawyer can assist you claim compensation for those who have been the victim of the dog attack. Dog bites could cause serious injuries and in some cases, victims can even be psychologically impacted by the trauma. It is possible to pursue an insurance claim against the dog owner’s property insurance provider in case the attack occurred around the insured’s property. Your dog bite attorney can play an important role in proving liability in a dog bite case while they know the applicable laws with your local state, the best way to calculate damages, and the most effective way to present evidence. To be successful inside a accidental injuries slip-and-fall lawsuit you will have to prove which they owner or tenant of your property was negligent in some action they did or failed to take that caused the injury. Most slip-and-fall cases are settled from court along with a lawsuit is normally only filed if the parties involved cannot reach a settlement. Despite their prevalence along with the serious injuries the reason, premises liability lawsuits take time and effort to win. Causes of injury usually range from failure to position signals of wet spots or objects that are left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily in the victim’s capability to prove liability on the part of the defendant and this the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy can help resolve your financial obligations in case you have serious financial problems. However, in the process, you could possibly lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and the majority of common type of bankruptcy and according to statistics over 95.5% of Chapter 7 bankruptcy filings experienced debts they have accrued discharged. In order to be entitled to Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a nicely as secured and unsecured debt. Many people who do not have enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to enable them to cope with overwhelming debt. However, there are actually long term consequences for people who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or their debts as an option to liquidation. It is fantastic for those whose biggest issue is not absence of income, but working with the demands from creditors for fast payment. It enables you to make your home providing it is possible to spend the money for mortgage within the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to solve your debt by utilizing all disposable income on the debt reduction plan. It allows debtors to eliminate unsecured debts as well as get caught up on missed mortgage repayments. Probably the most attractive features of this approach is short-circuiting home foreclosure. Although keeping your home could be a great relief, you may be needed to live for quite some time beneath the close supervision of your court-appointed trustee to collect and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a relatively recent accessory for the bankruptcy laws that permit family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency response to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They ought to be actively involved in a farming or commercial fishing operation and comply with certain requirements. Debtors must think of a repayment plan within 3 months of filing at court. It has to add a proposed want to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by a corporation or partnership involving a reorganization decide to retain the business operational while repaying creditors over a duration of time. Business owners and individuals could also use Chapter 11 to get relief. A Chapter 11 petition could be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement as well as a reorganization plan must be filed with all the court. The disclosure must contain all information about the assets, liabilities, and also other business affairs from the debtor sufficient to allow a creditor to make an informed decision regarding the reorganization plan. The Automated Stay gives a debtor with a period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are never to be pursued on any debt that occurred before the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented through the court, an appointed trustee, a committee, or some other parties of great interest.