We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Injury develops when a person has been physically or psychologically injured because of negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when a person promises to have already been harmed by someone else within an accident or on account of negligence and who could be held legally responsible for such harm. An individual injury case becomes formalized when a personal injury lawyer represents the situation with respect to a person with a civil court proceeding. There are several duties a personal injury lawyer performs in aiding the clientele, the main mandate being to enable them to obtain the justice and compensation these are lawfully qualified for from undergoing losses and suffering due to the negligence of others. Workplace injury compensation could be claimed when someone believes that their employer has failed with their responsibilities towards them and the like negligence has caused a car accident or injury at work. When a worker has become hurt on job, they can claim compensation off their employer by submitting a work accident claim. In the event the claim is successful the quantity claimed will probably be covered by the employer’s liability insurance. You can find four types of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some kind of worker’s compensation for employees is often compulsory using the notable exception of Texas since 2018. There are 2 simple requirements for workers to qualify for worker’s compensation benefits – they have to be employed by an employer having or maybe required by law to have Worker’s Compensation Insurance, and so they need to have been injured at the office on account of their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses caused by being exposed to harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains because of handling materials. When a member of staff has suffered a work-related injury or illness time is an issue as there is a restricted time period in which to report the accident or incident so that you can claim benefits. Deadlines vary between states but also in most states, the incident needs to be notified to the employer within 30 to 40 days failing in which the ability of the worker to acquire compensation may be severely jeopardized. Staff is often surprised to discover that employers can dispute a worker’s compensation claim they think is invalid since the rates they pay suffer from the number of claims paid out by their insurance carrier. This is the reason you should have proper legal representation by way of a qualified personal injury lawyer to guarantee the rights of staff is upheld. In the case of accidental injury because of a automobile accident, a car wreck lawyer will represent you to ensure you have the appropriate compensation for the loss and suffering due to negligence of somebody else. A car accident are unable to only cause physical damage, but may result in life long injuries, immobility, loss of employment, and even death. When a personal injury is a result of the negligent operation of a vehicle, the motorist of your vehicle should held responsible for the effects of such negligence. Considering that the laws of each and every state are very different, it is essential to use a local attorney experienced with motor vehicle accident compensation deal with your own personal injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is extremely experienced in the laws and established standards that trucking companies and truck drivers must meet. This includes such things as mandatory training, rest breaks, and work hour restrictions. There are many parties who could be held responsible for injuries to victims in the matter of truck or tractor-trailer related accidents such as the driver, the dog owner from the vehicle, the lessor, the maker in the vehicle, parts, or tires, or maybe the shipper or loader in the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is vital to make sure you are properly compensated for the injuries. Motorcycles present unique challenges, not just for drivers however, for all of the other users of your road. After motorcycle accidents, motorists often state that they did not begin to see the motorcycle and the volume of instances where motorcycle drivers are already struck by vehicles has risen substantially. Additional factors that lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver in addition to their passenger to support negligent vehicle drivers responsible for loss and suffering brought on by their negligent driving. Filing your own injury claim necessitates the motorcycle driver’s insurance provider and the at-fault motorist to check the truth and having a claims adjuster offer a certain amount of compensation. Without proper representation, the victim of a motorcycle accident runs the danger of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ between states and those cases could become quite complex. If your dog owner is confronted by a strict liability dog bite statute he may have few options for an excellent defense. More defense options can be offered in states where traditional negligence rules apply. A dog bite lawyer can assist you claim compensation when you have been the victim of your dog attack. Dog bites could cause serious injuries and perhaps, victims can even be psychologically affected by the trauma. You are able to pursue an insurance claim versus the dog owner’s property insurance provider when the attack occurred about the insured’s property. A pet dog bite attorney can enjoy a vital role in proving liability in the dog bite case because they understand the applicable laws inside your local state, how to calculate damages, and the most effective way to show evidence. In order to be successful in the accidental injury slip-and-fall lawsuit you will have to prove that they owner or tenant of the property was negligent in certain action they did or did not take that caused the damage. Most slip-and-fall cases are settled out of court plus a lawsuit is normally only filed once the parties involved cannot reach a settlement. Despite their prevalence and the serious injuries the main cause, premises liability lawsuits are hard to win. Reasons for injury usually vary from failure to put signs of wet spots or objects which are left lying in walkways to unstable work surfaces and failing to maintain walkways. A private injury slip, trip, and fall case rely heavily around the victim’s ability to prove liability by the defendant and this the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy can help resolve your financial obligations if you have serious financial problems. However, along the way, you could possibly lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and a lot everyday sort of bankruptcy and statistically a lot more than 95.5% of Chapter 7 bankruptcy filings have experienced debts they have accrued discharged. So that you can be eligible for a Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a highly as secured and unsecured debt. Many people who do not have enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets including home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to assist them to cope with overwhelming debt. However, there are long term consequences for many who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or their debts rather than liquidation. It is fantastic for those whose biggest issue is not insufficient income, but handling the needs from creditors for immediate payment. It lets you keep the home providing you are able to pay the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to solve your debt by using all disposable income for the debt reduction plan. It allows debtors to get rid of unsecured debts and to catch up on missed home loan repayments. One of the more attractive features of this option is short-circuiting home foreclosure. Although keeping your own home may be a great relief, you will certainly be expected to live for a long time beneath the close supervision of any court-appointed trustee to recover and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a somewhat new addition to the bankruptcy laws which allow family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency reaction to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They have to be actively involved in a farming or commercial fishing operation and adhere to certain requirements. Debtors must think of a repayment plan within 90 days of filing at court. It should include a proposed plan to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by a corporation or partnership involving a reorganization intend to keep the business operational while repaying creditors over a duration of time. Company owners and individuals can also use Chapter 11 to find relief. A Chapter 11 petition might be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement along with a reorganization plan has to be filed using the court. The disclosure must contain information concerning the assets, liabilities, as well as other business affairs in the debtor sufficient to permit a creditor to make an educated decision regarding the reorganization plan. The Automated Stay supplies a debtor with a period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and are to not be pursued on any debt that occurred before the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented from the court, an appointed trustee, a committee, or other parties of great interest.