We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Accidental injuries takes place when someone is physically or psychologically injured because of negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when an individual states have already been harmed by someone else within an accident or due to negligence and who may be held legally liable for such harm. A private injury case becomes formalized when a accidental injuries lawyer represents the case on the part of a client with a civil court proceeding. There are several duties an individual injury lawyer performs in aiding their clients, the most crucial mandate being to assist them obtain the justice and compensation these are lawfully eligible to from undergoing losses and suffering because of the negligence of others. Workplace injury compensation could be claimed when someone believes that the employer has failed in their responsibilities towards them and such negligence is responsible for a car accident or injury at work. When a worker continues to be hurt on job, they could claim compensation from the employer by submitting a work accident claim. When the claim is a winner the exact amount claimed will probably be paid by the employer’s insurance. There are actually four kinds of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some kind of worker’s compensation for workers is usually compulsory with all the notable exception of Texas at the time of 2018. The two main simple requirements for workers to qualify for worker’s compensation benefits – they should be hired by an employer that has or maybe essental to law to obtain Worker’s Compensation Insurance, and they need to have been injured at your workplace as a result of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses due to being exposed to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains on account of handling materials. When a staff member has suffered a work-related injury or illness time is critical while there is a small timeframe in which to report the accident or incident in order to claim benefits. Deadlines vary between states however in most states, the incident must be notified on the employer within 30 to 40 days failing which the ability from the worker to obtain compensation may be severely jeopardized. Personnel are often surprised to learn that employers can dispute a worker’s compensation claim they believe is invalid for the reason that rates they pay suffer from the quantity of claims paid out by their insurance carrier. This is why it is very important have proper legal representation from a qualified injury lawyer to be sure the rights of personnel are upheld. In the case of injury due to a car accident, a vehicle wreck lawyer will represent you to make sure you get the appropriate compensation for the loss and suffering due to negligence of somebody else. An automobile accident can not only cause physical damage, but may lead to life long injuries, immobility, lack of employment, and in many cases death. When a physical injury is a result of the negligent operation of the vehicle, the motorist of your vehicle has to held accountable for the outcomes of the negligence. Since the laws of each and every state are different, it is essential to possess a local attorney experienced in automobile accident compensation take care of your personal injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is tremendously proficient in the laws and established standards that trucking companies and truck drivers must meet. This includes stuff like mandatory training, rest breaks, and work hour restrictions. There are various parties who may be held responsible for injuries to victims when it comes to truck or tractor-trailer related accidents for example the driver, the dog owner of your vehicle, the lessor, the producer from the vehicle, parts, or tires, or maybe the shipper or loader from the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is crucial to make sure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not only for drivers but for all of the other users in the road. After motorcycle accidents, motorists often say that they did not start to see the motorcycle and the amount of instances where motorcycle drivers have been struck by vehicles has increased substantially. Additional factors that lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver and their passenger to keep negligent vehicle drivers responsible for loss and suffering caused by their negligent driving. Filing your own injury claim requires the motorcycle driver’s insurance company and also the at-fault motorist to examine the situation and achieving a claims adjuster offer a certain amount of compensation. Without the proper representation, the victim of your motorcycle accident runs the chance of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ among states and these cases can be quite complex. If a dog owner is up against a strict liability dog bite statute he could have few alternatives for a successful defense. More defense options can be offered in states where traditional negligence rules apply. A dog bite lawyer may help you claim compensation when you have been the victim of the dog attack. Dog bites can cause serious injuries and in many cases, victims can even be psychologically influenced by the trauma. It is possible to pursue an insurance claim against the dog owner’s property insurance provider in case the attack occurred in the insured’s property. A pet dog bite attorney can enjoy a crucial role in proving liability in the dog bite case while they know the applicable laws inside your local state, the best way to calculate damages, and an effective way to offer evidence. To be successful in a accidental injury slip-and-fall lawsuit you should prove which they owner or tenant of your property was negligent in a few action they did or did not take that caused the damage. Most slip-and-fall cases are settled out of court and a lawsuit is normally only filed once the parties involved cannot reach an agreement. Despite their prevalence as well as the serious injuries the cause, premises liability lawsuits take time and effort to win. Causes of injury usually cover anything from failure to position warning signs of wet spots or objects that are left lying in walkways to unstable work surfaces and failing to maintain walkways. Your own injury slip, trip, and fall case rely heavily around the victim’s capacity to prove liability by the defendant and that the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy may help resolve your debts for those who have serious financial problems. However, during this process, you might lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and many common type of bankruptcy and statistically greater than 95.5% of Chapter 7 bankruptcy filings have gotten their debts discharged. As a way to be entitled to Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a highly as secured and unsecured debt. Some individuals who do not possess enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets like home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to help them manage overwhelming debt. However, there are long-term consequences for many who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or all their debts rather than liquidation. It is perfect for those whose biggest issue is not insufficient income, but working with the requirements from creditors for immediate payment. It enables you to keep your home providing you are able to pay the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to settle your debt by using all disposable income towards the debt reduction plan. It allows debtors to reduce unsecured debts as well as get caught up on missed home loan repayments. Probably the most attractive options that come with this alternative is short-circuiting home foreclosure. Although keeping your home may be a great relief, you will certainly be necessary to live for several years underneath the close supervision of the court-appointed trustee to recover and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a relatively recent accessory for the bankruptcy laws that enable family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency solution to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They ought to be actively involved in a farming or commercial fishing operation and comply with certain requirements. Debtors must make a repayment plan within 3 months of filing at court. It needs to include a proposed decide to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by a corporation or partnership involving a reorganization want to keep the business operational while repaying creditors over a duration of time. Company owners and folks may also use Chapter 11 to look for relief. A Chapter 11 petition might be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement along with a reorganization plan has to be filed with the court. The disclosure must contain all information regarding the assets, liabilities, as well as other business affairs of your debtor sufficient to permit a creditor to help make a well informed decision about the reorganization plan. The Automatic Stay provides a debtor with a time period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and so are to not be pursued on any debt that occurred ahead of the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented by the court, an appointed trustee, a committee, or other parties of great interest.