We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Injury occurs when a person is physically or psychologically injured as a result of negligence by another individual, company, entity, or government agency. Injury legal cases arise when an individual claims to are already harmed by another person in a accident or on account of negligence and who may be held legally responsible for such harm. An individual injury case becomes formalized whenever a personal injury lawyer represents the case on the part of a person at a civil court proceeding. There are many duties an individual injury lawyer performs in aiding their clientele, the most significant mandate being to assist them acquire the justice and compensation these are lawfully entitled to from undergoing losses and suffering because of the negligence of others. Workplace injury compensation could be claimed when someone believes that the employer has failed within their responsibilities towards them and the like negligence is responsible for a car accident or injury at the job. Each time a worker has been hurt on job, they could claim compensation from the employer by submitting a work accident claim. In case the claim is a winner the quantity claimed is going to be included in the employerâ€™s liability insurance. There are four types of workerâ€™s compensation benefits that may be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some sort of workerâ€™s compensation for employees is often compulsory with all the notable exception of Texas since 2018. The two main simple requirements for workers to qualify for workerâ€™s compensation benefits â€“ they have to be hired by a business that has or maybe essental to law to possess Workerâ€™s Compensation Insurance, and so they should have been injured at work because of their job- related duties. Most work-related injuries are covered by workerâ€™s comp insurance including accidents and occupational illnesses a result of contact with harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains on account of handling materials. When a member of staff has suffered a work-related injury or illness time is important as there is a small period of time where you can report the accident or incident in order to claim benefits. Deadlines vary from state to state however in most states, the incident needs to be notified on the employer within 30 to 40 days failing that your ability of your worker to receive compensation could be severely jeopardized. Personnel are often surprised to find out that employers can dispute a workerâ€™s compensation claim they feel is invalid because the rates they pay are influenced by the quantity of claims paid out by their insurance company. This is why it is very important have proper legal representation with a qualified accidental injuries lawyer to be sure the rights of employees are upheld. When it comes to accidental injury because of a vehicle accident, an auto wreck lawyer will fully handle your case to make sure you get the appropriate compensation to your loss and suffering due to negligence of somebody else. A vehicle accident simply cannot only cause physical damage, but may result in life long injuries, immobility, loss of employment, and even death. When an accident results from the negligent operation of a vehicle, the driver of your vehicle must held to blame for the consequences of these negligence. Ever since the laws of every state are different, it is important to have got a local attorney experienced in vehicle accident compensation deal with your own injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is highly experienced with the laws and established standards that trucking companies and truck drivers must meet. This can include things such as mandatory training, rest breaks, and work hour restrictions. There are several parties who might be held responsible for injuries to victims in the case of truck or tractor-trailer related accidents for example the driver, the dog owner of the vehicle, the lessor, the manufacturer from the vehicle, parts, or tires, or perhaps the shipper or loader in the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is vital to make sure you are properly compensated to your injuries. Motorcycles present unique challenges, not only for drivers but for all the other users of the road. After motorcycle accidents, motorists often say that they failed to view the motorcycle and the number of instances where motorcycle drivers happen to be struck by vehicles has risen substantially. Other variables that lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver in addition to their passenger to carry negligent vehicle drivers liable for loss and suffering a result of their negligent driving. Filing a private injury claim requires the motorcycle driverâ€™s insurance company and also the at-fault motorist to evaluate the situation and having a claims adjuster offer some compensation. Without the right representation, the victim of a motorcycle accident runs the danger of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ among states and they cases may become quite complex. When a dog owner is confronted by a strict liability dog bite statute he could have few options for an effective defense. More defense options might be available in states where traditional negligence rules apply. Your dog bite lawyer may help you claim compensation if you have been the victim of the dog attack. Dog bites may cause serious injuries and in some cases, victims may also be psychologically impacted by the trauma. It is possible to pursue an insurance claim against the dog ownerâ€™s home insurance provider in the event the attack occurred on the insuredâ€™s property. A pet dog bite attorney can enjoy a crucial role in proving liability in the dog bite case since they know the applicable laws within your local state, how to calculate damages, and the most effective way to offer evidence. In order to be successful within a personal injury slip-and-fall lawsuit you will have to prove that they owner or tenant of the property was negligent in certain action they did or did not take that caused the injury. Most slip-and-fall cases are settled out of court plus a lawsuit is generally only filed if the parties involved cannot reach an agreement. Despite their prevalence as well as the serious injuries the cause, premises liability lawsuits are difficult to win. Reasons behind injury usually range between failure to place signals of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. An individual injury slip, trip, and fall case rely heavily in the victimâ€™s capability to prove liability by the defendant and that the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy will help resolve your financial situation if you have serious financial problems. However, at the same time, you could possibly lose some property. Chapter 7 Bankruptcy, also referred to as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and a lot common type of bankruptcy and according to statistics more than 95.5% of Chapter 7 bankruptcy filings have experienced their debts discharged. To be able to qualify for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a properly as secured and unsecured debt. Many people who do not possess enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to assist them cope with overwhelming debt. However, there are actually long-term consequences for many who follow this route. Also known as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows people with enough income to settle part or all of their debts instead of liquidation. It is great for those whose biggest dilemma is not deficiency of income, but working with the needs from creditors for immediate payment. It lets you make your home providing you can actually pay for the mortgage within the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to resolve your debt by making use of all disposable income towards the debt reduction plan. It allows debtors to eliminate unsecured debts as well as to catch up on missed mortgage payments. Just about the most attractive highlights of this approach is short-circuiting home foreclosure. Although keeping your home could be a great relief, you may be needed to live for a long time underneath the close supervision of the court-appointed trustee to recover and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a relatively new addition to the bankruptcy laws that allow family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency solution to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They ought to be actively engaged in a farming or commercial fishing operation and conform to certain requirements. Debtors must make a repayment plan within 3 months of filing at court. It must include a proposed plan to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally provides for the restructuring of debt from a corporation or partnership involving a reorganization plan to keep your business operational while repaying creditors over a duration of time. Business people and people also can use Chapter 11 to look for relief. A Chapter 11 petition can be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement along with a reorganization plan has to be filed using the court. The disclosure must contain all information regarding the assets, liabilities, along with other business affairs of the debtor sufficient to enable a creditor to create an informed decision regarding the reorganization plan. The Automated Stay offers a debtor with a time period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and they are not to be pursued on any debt that occurred before the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented from the court, an appointed trustee, a committee, or other parties appealing.