We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Accidental injuries occurs when a person has become physically or psychologically injured as a result of negligence by another individual, company, entity, or government agency. Accidental injury legal cases arise when a person promises to have been harmed by other people in an accident or on account of negligence and who may be held legally in charge of such harm. A personal injury case becomes formalized each time a accidental injuries lawyer represents the situation for a customer with a civil court proceeding. There are numerous duties your own injury lawyer performs in aiding the clientele, the main mandate being to assist them get the justice and compensation they can be lawfully entitled to from undergoing losses and suffering because of the negligence of others. Workplace injury compensation might be claimed when someone believes that their employer has failed with their responsibilities towards them and such negligence has caused any sort of accident or injury at the office. Each time a worker is hurt on job, they are able to claim compensation from their employer by submitting a work accident claim. When the claim is successful the amount claimed is going to be protected by the employer’s liability insurance. There are four forms of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some sort of worker’s compensation for employees is often compulsory with the notable exception of Texas since 2018. There are two simple requirements for workers to be eligible for worker’s compensation benefits – they must be employed by a company who has or perhaps is essental to law to obtain Worker’s Compensation Insurance, and they will need to have been injured at the office as a result of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses brought on by being exposed to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains due to handling materials. When a member of staff has suffered a work-related injury or illness time is critical as there is a limited timeframe in order to report the accident or incident in order to claim benefits. Deadlines vary between states but also in most states, the incident should be notified to the employer within 30 to 40 days failing which the ability from the worker to obtain compensation could be severely jeopardized. Personnel are often surprised to understand that employers can dispute a worker’s compensation claim they feel is invalid as the rates they pay suffer from the quantity of claims paid out by their insurance firm. This is why you should have proper legal representation from a qualified accidental injury lawyer to ensure the rights of staff is upheld. With regards to accidental injuries caused by a automobile accident, a car wreck lawyer will represent you to ensure you have the appropriate compensation to your loss and suffering as a result of negligence of somebody else. A car accident simply cannot only cause physical damage, but may lead to life long injuries, immobility, lack of employment, and even death. When an accident comes from the negligent operation of a vehicle, the operator of the vehicle should held liable for the outcomes of the negligence. Since the laws of each and every state are very different, you should possess a local attorney familiar with car accident compensation look after your own injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is very experienced with the laws and established standards that trucking companies and truck drivers must meet. This consists of things such as mandatory training, rest breaks, and work hour restrictions. There are many parties who may be held accountable for injuries to victims when it comes to truck or tractor-trailer related accidents including the driver, the property owner of the vehicle, the lessor, the maker of your vehicle, parts, or tires, and even the shipper or loader of your cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is vital to make sure you are properly compensated to your injuries. Motorcycles present unique challenges, not only for drivers however, for other users from the road. After motorcycle accidents, motorists often say that they did not start to see the motorcycle and the amount of instances where motorcycle drivers have been struck by vehicles has grown substantially. Additional factors which lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver along with their passenger to support negligent vehicle drivers responsible for loss and suffering caused by their negligent driving. Filing your own injury claim involves the motorcycle driver’s insurance carrier and the at-fault motorist to examine the truth and getting a claims adjuster offer some compensation. Without the proper representation, the victim of the motorcycle accident runs the potential risk of not receiving fair and only compensation for loss and suffering. Dog bite laws differ among states and they cases can be quite complex. When a dog owner is confronted with a strict liability dog bite statute he may have few alternatives for a prosperous defense. More defense options could be offered in states where traditional negligence rules apply. A dog bite lawyer will help you claim compensation when you have been the victim of a dog attack. Dog bites could cause serious injuries and in many cases, victims may also be psychologically affected by the trauma. You may pursue an insurance claim from the dog owner’s property insurance provider when the attack occurred about the insured’s property. Your dog bite attorney can start to play an important role in proving liability within a dog bite case since they be aware of applicable laws with your local state, the best way to calculate damages, and the simplest way to provide evidence. Just to be successful in the injury slip-and-fall lawsuit you will need to prove which they owner or tenant of the property was negligent in a few action they did or did not take that caused the injury. Most slip-and-fall cases are settled from court along with a lawsuit is normally only filed when the parties involved cannot reach a settlement. Despite their prevalence and also the serious injuries the main cause, premises liability lawsuits are hard to win. Reasons behind injury usually range from failure to position indicators of wet spots or objects which are left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily in the victim’s capability to prove liability on the part of the defendant which the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy can help resolve your financial obligations if you have serious financial problems. However, at the same time, you may lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and many everyday sort of bankruptcy and statistically a lot more than 95.5% of Chapter 7 bankruptcy filings have gotten debts they have accrued discharged. In order to be entitled to Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a well as secured and unsecured debt. Some people who do not possess enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets including home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to help them manage overwhelming debt. However, you will find long term consequences for those who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or a bunch of their debts as an option to liquidation. It is fantastic for those whose biggest concern is not insufficient income, but working with the needs from creditors for immediate payment. It allows you to keep your home providing you may pay the mortgage under the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to eliminate the debt by utilizing all disposable income towards the debt reduction plan. It allows debtors to get rid of unsecured debts and to get caught up on missed mortgage payments. One of the most attractive attributes of this choice is short-circuiting home foreclosure. Although keeping your property can be a great relief, you will be expected to live for several years underneath the close supervision of your court-appointed trustee to recover and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is a relatively recent addition to the bankruptcy laws which allow family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency response to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They have to be actively involved in a farming or commercial fishing operation and abide by certain requirements. Debtors must make a repayment plan within 90 days of filing at court. It has to incorporate a proposed decide to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by way of a corporation or partnership involving a reorganization want to keep the business operational while repaying creditors during a period of time. Company owners and people also can use Chapter 11 to look for relief. A Chapter 11 petition may be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement plus a reorganization plan should be filed with the court. The disclosure must contain all information concerning the assets, liabilities, and also other business affairs from the debtor sufficient to allow a creditor to help make a well informed decision with regards to the reorganization plan. The Automated Stay offers a debtor with a time period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and they are to not be pursued on any debt that occurred prior to the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented through the court, an appointed trustee, a committee, or another parties of great interest.