We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Accidental injury takes place when an individual has been physically or psychologically injured because of negligence on the part of another individual, company, entity, or government agency. Injury legal cases arise when an individual claims to have already been harmed by someone else within an accident or on account of negligence and who can be held legally liable for such harm. A private injury case becomes formalized every time a accidental injury lawyer represents the situation for a client with a civil court proceeding. There are lots of duties a private injury lawyer performs in aiding their clients, the most important mandate being to help them acquire the justice and compensation they may be lawfully eligible to from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation could be claimed when someone believes their employer has failed in their responsibilities towards them and such negligence is responsible for an accident or injury at the job. Whenever a worker has become hurt on job, they can claim compensation from their employer by submitting a work accident claim. In the event the claim is a winner the exact amount claimed will probably be covered by the employer’s insurance. You can find four kinds of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some kind of worker’s compensation for workers is normally compulsory together with the notable exception of Texas by 2018. There are two simple requirements for workers to be eligible for worker’s compensation benefits – they must be employed by a business that has or perhaps is required by law to obtain Worker’s Compensation Insurance, and they also must have been injured at the office due to their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses due to contact with harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains due to handling materials. When a worker has suffered a work-related injury or illness time is an issue as there is a restricted time period where you can report the accident or incident so that you can claim benefits. Deadlines vary between states however in most states, the incident should be notified towards the employer within 30 to 40 days failing which the ability in the worker to get compensation could be severely jeopardized. Employees are often surprised to discover that employers can dispute a worker’s compensation claim they feel is invalid because the rates they pay are influenced by the volume of claims paid out by their insurance provider. This is why it is essential to have proper legal representation with a qualified injury lawyer so that the rights of staff is upheld. With regards to personal injury due to a car accident, an auto wreck lawyer will fully handle your case to make sure you receive the appropriate compensation to your loss and suffering because of the negligence of somebody else. A vehicle accident can not only cause physical damage, but may lead to life long injuries, immobility, lack of employment, and also death. When a physical injury is a result of the negligent operation of the vehicle, the driver of the vehicle must held to blame for the outcomes of such negligence. Because the laws of each state are not the same, it is very important possess a local attorney experienced in motor vehicle accident compensation look after your own injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is extremely familiar with the laws and established standards that trucking companies and truck drivers must meet. This includes things like mandatory training, rest breaks, and work hour restrictions. There are many parties who might be held responsible for injuries to victims in the case of truck or tractor-trailer related accidents including the driver, the owner from the vehicle, the lessor, the producer of your vehicle, parts, or tires, or even the shipper or loader of your cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is important to ensure you are properly compensated to your injuries. Motorcycles present unique challenges, not merely for drivers however for all of the other users of the road. After motorcycle accidents, motorists often point out that they failed to see the motorcycle and the quantity of instances where motorcycle drivers are already struck by vehicles has risen substantially. Additional factors that lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver and their passenger to hold negligent vehicle drivers accountable for loss and suffering brought on by their negligent driving. Filing a private injury claim requires the motorcycle driver’s insurance carrier and also the at-fault motorist to evaluate the truth and having a claims adjuster offer a certain amount of compensation. Without the right representation, the victim of any motorcycle accident runs the chance of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ between states and they cases can become quite complex. If your dog owner is faced with a strict liability dog bite statute he might have few options for an effective defense. More defense options may be offered in states where traditional negligence rules apply. Your dog bite lawyer can help you claim compensation when you have been the victim of the dog attack. Dog bites can cause serious injuries and in many cases, victims can also be psychologically impacted by the trauma. You are able to pursue an insurance claim up against the dog owner’s home insurance provider if the attack occurred in the insured’s property. Your dog bite attorney can enjoy an important role in proving liability in a dog bite case while they know the applicable laws within your local state, the best way to calculate damages, and the best way to provide evidence. To become successful inside a accidental injury slip-and-fall lawsuit you will have to prove they owner or tenant in the property was negligent in a few action they did or did not take that caused the injury. Most slip-and-fall cases are settled out of court as well as a lawsuit is usually only filed as soon as the parties involved cannot reach a settlement. Despite their prevalence as well as the serious injuries the cause, premises liability lawsuits are difficult to win. Reasons for injury usually vary from failure to place warning signs of wet spots or objects which can be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. An individual injury slip, trip, and fall case rely heavily about the victim’s ability to prove liability by the defendant which the victim suffered damages due to such negligence. Chapter 7 Bankruptcy can help resolve your financial obligations in case you have serious financial problems. However, during this process, you could lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and a lot everyday sort of bankruptcy and according to statistics over 95.5% of Chapter 7 bankruptcy filings experienced their debts discharged. To be able to be entitled to Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a highly as secured and unsecured debt. A lot of people who do not have enough debt to declare bankruptcy may need to sell non-exempt assets, however, important assets like home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to assist them manage overwhelming debt. However, there are actually long-term consequences for individuals who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or a bunch of their debts as an option to liquidation. It is fantastic for those whose biggest problem is not absence of income, but working with the demands from creditors for fast payment. It enables you to make your home providing you are able to spend the money for mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to resolve the debt by utilizing all disposable income for the debt reduction plan. It allows debtors to get rid of unsecured debts and to get caught up on missed mortgage payments. One of the more attractive attributes of this approach is short-circuiting home foreclosure. Although keeping your house may be a great relief, you may be required to live for a long time underneath the close supervision of any court-appointed trustee to recover and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a somewhat new accessory for the bankruptcy laws that allow family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency reply to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They must be actively engaged in a farming or commercial fishing operation and comply with certain requirements. Debtors must think of a repayment schedule within 90 days of filing at court. It has to add a proposed plan to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by way of a corporation or partnership involving a reorganization intend to keep the business operational while repaying creditors over a period of time. Business people and individuals may also use Chapter 11 to find relief. A Chapter 11 petition can be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement as well as a reorganization plan should be filed with the court. The disclosure must contain information concerning the assets, liabilities, and also other business affairs of your debtor sufficient to enable a creditor to make a knowledgeable decision with regards to the reorganization plan. The Automatic Stay offers a debtor with a period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and they are never to be pursued on any debt that occurred before the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented with the court, an appointed trustee, a committee, or other parties of interest.