We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Accidental injury takes place when someone has become physically or psychologically injured as a result of negligence on the part of another individual, company, entity, or government agency. Accidental injury legal cases arise when a person claims to have already been harmed by someone else in an accident or due to negligence and who could be held legally in charge of such harm. A personal injury case becomes formalized every time a accidental injury lawyer represents the way it is on behalf of a customer with a civil court proceeding. There are several duties an individual injury lawyer performs in aiding their clients, the main mandate being to assist them obtain the justice and compensation they can be lawfully eligible to from undergoing losses and suffering due to the negligence of others. Workplace injury compensation might be claimed when someone believes that the employer has failed within their responsibilities towards them etc negligence is responsible for a car accident or injury at your workplace. When a worker has been hurt on job, they are able to claim compensation from their employer by submitting a work accident claim. When the claim is a winner the total amount claimed is going to be paid by the employerâ€™s liability insurance. You can find four types of workerâ€™s compensation benefits that could be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some form of workerâ€™s compensation for employees is normally compulsory together with the notable exception of Texas by 2018. The two main basic requirements for workers to be eligible for workerâ€™s compensation benefits â€“ they must be employed by an employer that has or maybe essental to law to obtain Workerâ€™s Compensation Insurance, and so they will need to have been injured at the job because of their job- related duties. Most work-related injuries are included in workerâ€™s comp insurance including accidents and occupational illnesses a result of exposure to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains due to handling materials. When a member of staff has suffered a work-related injury or illness time is of the essence because there is a limited timeframe to report the accident or incident so that you can claim benefits. Deadlines vary from state to state however in most states, the incident has to be notified to the employer within 30 to 40 days failing that the ability of the worker to get compensation can be severely jeopardized. Employees are often surprised to learn that employers can dispute a workerâ€™s compensation claim they think is invalid as the rates they pay are affected by the amount of claims paid out by their insurance company. This is why you should have proper legal representation from a qualified personal injury lawyer to be sure the rights of staff is upheld. With regards to injury due to a vehicle accident, an auto wreck lawyer will handle your case to ensure you get the appropriate compensation for the loss and suffering due to negligence of someone else. A vehicle accident are unable to only cause physical damage, but may lead to life long injuries, immobility, lack of employment, as well as death. When an accident comes from the negligent operation of your vehicle, the motorist of your vehicle has to held accountable for the results of such negligence. Because the laws for each state will vary, it is essential to use a local attorney experienced with motor vehicle accident compensation take care of your personal injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is extremely proficient in the laws and established standards that trucking companies and truck drivers must meet. This includes stuff like mandatory training, rest breaks, and work hour restrictions. There are many parties who can be held accountable for injuries to victims when it comes to truck or tractor-trailer related accidents like the driver, the owner of your vehicle, the lessor, the producer of your vehicle, parts, or tires, or even the shipper or loader of your cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is important to ensure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not just for drivers but also for all other users of your road. After motorcycle accidents, motorists often claim that they did not view the motorcycle and the amount of instances where motorcycle drivers happen to be struck by vehicles has risen substantially. Other factors which lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver in addition to their passenger to keep negligent vehicle drivers responsible for loss and suffering caused by their negligent driving. Filing your own injury claim necessitates the motorcycle driverâ€™s insurance company and the at-fault motorist to look at the truth and achieving a claims adjuster offer a certain amount of compensation. Without proper representation, the victim of your motorcycle accident runs the chance of not receiving fair and only compensation for loss and suffering. Dog bite laws differ from state to state and those cases can be quite complex. If a dog owner is confronted with a strict liability dog bite statute he may have few choices for an effective defense. More defense options might be for sale in states where traditional negligence rules apply. A pet dog bite lawyer may help you claim compensation when you have been the victim of any dog attack. Dog bites can cause serious injuries and in many cases, victims can also be psychologically influenced by the trauma. You are able to pursue an insurance claim from the dog ownerâ€™s property insurance provider when the attack occurred about the insuredâ€™s property. A pet dog bite attorney can start to play a vital role in proving liability within a dog bite case since they be aware of applicable laws in your local state, how to calculate damages, and the most effective way to present evidence. To be successful in the accidental injury slip-and-fall lawsuit you will have to prove that they owner or tenant of the property was negligent in some action they did or failed to take that caused the injury. Most slip-and-fall cases are settled out from court along with a lawsuit is normally only filed if the parties involved cannot reach a settlement. Despite their prevalence and also the serious injuries the cause, premises liability lawsuits take time and effort to win. Reasons for injury usually range from failure to place signals of wet spots or objects that are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. Your own injury slip, trip, and fall case rely heavily about the victimâ€™s ability to prove liability by the defendant and therefore the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy might help resolve the money you owe when you have serious financial problems. However, during this process, you might lose some property. Chapter 7 Bankruptcy, often known as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and most common type of bankruptcy and according to statistics more than 95.5% of Chapter 7 bankruptcy filings have had their debts discharged. As a way to be eligible for a Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a nicely as secured and unsecured debt. Some people who do not have enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to help them cope with overwhelming debt. However, you can find long-term consequences for many who follow this route. Also referred to as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows people with enough income to settle part or all their debts as an option to liquidation. It is great for those whose biggest problem is not absence of income, but handling the requirements from creditors for fast payment. It permits you to keep the home providing you can actually pay for the mortgage within the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to resolve the debt by applying all disposable income to the debt reduction plan. It allows debtors to eliminate unsecured debts as well as catch up on missed home loan repayments. Probably the most attractive features of this option is short-circuiting home foreclosure. Although keeping your home can be a great relief, you will certainly be expected to live for several years within the close supervision of the court-appointed trustee to accumulate and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is a somewhat new accessory for the bankruptcy laws which allow family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency reaction to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They should be actively engaged in a farming or commercial fishing operation and conform to certain requirements. Debtors must come up with a repayment plan within 3 months of filing at court. It must incorporate a proposed decide to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally provides for the restructuring of debt by way of a corporation or partnership involving a reorganization decide to maintain the business operational while repaying creditors over a duration of time. Company owners and people may also use Chapter 11 to find relief. A Chapter 11 petition can be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement as well as a reorganization plan must be filed together with the court. The disclosure must contain all information with regards to the assets, liabilities, and other business affairs of your debtor sufficient to allow a creditor to create an informed decision regarding the reorganization plan. The Automatic Stay provides a debtor with a period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and are to not be pursued on any debt that occurred just before the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented through the court, an appointed trustee, a committee, or other parties appealing.