We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Accidental injury takes place when a person is physically or psychologically injured due to negligence on the part of another individual, company, entity, or government agency. Accidental injuries legal cases arise when someone states are already harmed by other people in a accident or on account of negligence and who could be held legally liable for such harm. An individual injury case becomes formalized whenever a accidental injury lawyer represents the way it is with respect to a customer with a civil court proceeding. There are many duties a personal injury lawyer performs in aiding the clientele, the most important mandate being to assist them get the justice and compensation they may be lawfully eligible to from undergoing losses and suffering due to negligence of others. Workplace injury compensation could be claimed when someone believes their employer has failed in their responsibilities towards them and such negligence is responsible for any sort of accident or injury at the job. Whenever a worker has been hurt on job, they may claim compensation from their employer by submitting a work accident claim. If the claim is a winner the total amount claimed will likely be included in the employer’s insurance. You can find four forms of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some kind of worker’s compensation for workers is normally compulsory with all the notable exception of Texas by 2018. There are 2 basic requirements for workers to be eligible for worker’s compensation benefits – they must be employed by a company having or is necessary for law to obtain Worker’s Compensation Insurance, and they also will need to have been injured at your workplace on account of their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses caused by contact with harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains due to handling materials. When a staff member has suffered a work-related injury or illness time is important because there is a restricted period of time in which to report the accident or incident to be able to claim benefits. Deadlines vary among states nevertheless in most states, the incident must be notified to the employer within 30 to 40 days failing which the ability of the worker to get compensation can be severely jeopardized. Personnel are often surprised to understand that employers can dispute a worker’s compensation claim they feel is invalid for the reason that rates they pay are affected by the number of claims paid out by their insurance company. That is why it is essential to have proper legal representation by way of a qualified injury lawyer so that the rights of staff is upheld. In the matter of accidental injury as a result of automobile accident, a car wreck lawyer will handle your case to ensure you obtain the appropriate compensation for your loss and suffering due to negligence of somebody else. A car accident can not only cause physical damage, but may lead to life long injuries, immobility, reduction in employment, and also death. When a physical injury comes from the negligent operation of the vehicle, the operator in the vehicle has to held accountable for the effects of such negligence. Since the laws for each state are different, it is essential to have a local attorney familiar with car accident compensation deal with your individual injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is tremendously familiar with the laws and established standards that trucking companies and truck drivers must meet. Including stuff like mandatory training, rest breaks, and work hour restrictions. There are many parties who could be held accountable for injuries to victims in the matter of truck or tractor-trailer related accidents including the driver, the dog owner in the vehicle, the lessor, the company of your vehicle, parts, or tires, or maybe the shipper or loader of the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is essential to make sure you are properly compensated for the injuries. Motorcycles present unique challenges, not merely for drivers however, for other users of your road. After motorcycle accidents, motorists often claim that they did not view the motorcycle and the quantity of instances where motorcycle drivers have been struck by vehicles has risen substantially. Other factors which lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver along with their passenger to keep negligent vehicle drivers liable for loss and suffering caused by their negligent driving. Filing an individual injury claim necessitates the motorcycle driver’s insurance carrier and the at-fault motorist to examine the case and getting a claims adjuster offer a certain amount of compensation. Without proper representation, the victim of any motorcycle accident runs the chance of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ between states which cases can become quite complex. If a dog owner is confronted with a strict liability dog bite statute he could have few choices for an effective defense. More defense options could be for sale in states where traditional negligence rules apply. A pet dog bite lawyer can assist you claim compensation if you have been the victim of the dog attack. Dog bites could cause serious injuries and in many cases, victims can also be psychologically affected by the trauma. You can pursue an insurance claim up against the dog owner’s property insurance provider in the event the attack occurred around the insured’s property. A pet dog bite attorney can start to play a vital role in proving liability within a dog bite case while they be aware of applicable laws with your local state, the way to calculate damages, and the most effective way to show evidence. To become successful in a accidental injuries slip-and-fall lawsuit you will have to prove which they owner or tenant in the property was negligent in some action they did or failed to take that caused the injury. Most slip-and-fall cases are settled out from court plus a lawsuit is often only filed as soon as the parties involved cannot reach a settlement. Despite their prevalence and also the serious injuries the cause, premises liability lawsuits are difficult to win. Factors behind injury usually range from failure to position signs of wet spots or objects which are left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily about the victim’s power to prove liability by the defendant and that the victim suffered damages because of such negligence. Chapter 7 Bankruptcy can help resolve your financial obligations when you have serious financial problems. However, along the way, you could possibly lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and the majority of everyday sort of bankruptcy and statistically a lot more than 95.5% of Chapter 7 bankruptcy filings have experienced debts they have accrued discharged. So that you can be entitled to Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a highly as secured and unsecured debt. A lot of people who do not possess enough debt to declare bankruptcy may need to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to assist them to manage overwhelming debt. However, there are long-term consequences for individuals who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or a bunch of their debts instead of liquidation. It is perfect for those whose biggest problem is not absence of income, but working with the needs from creditors for fast payment. It allows you to make your home providing it is possible to spend the money for mortgage under the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to resolve the debt by making use of all disposable income towards the debt reduction plan. It allows debtors to remove unsecured debts as well as get caught up on missed home loan repayments. Probably the most attractive options that come with this alternative is short-circuiting home foreclosure. Although keeping your house can be a great relief, you will end up needed to live for a long time under the close supervision of a court-appointed trustee to accumulate and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a relatively new accessory for the bankruptcy laws that permit family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency reply to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They have to be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must make a repayment schedule within 3 months of filing at court. It must incorporate a proposed want to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by a corporation or partnership involving a reorganization intend to keep your business operational while repaying creditors over a period of time. Companies and individuals may also use Chapter 11 to look for relief. A Chapter 11 petition may be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement plus a reorganization plan needs to be filed using the court. The disclosure must contain all information regarding the assets, liabilities, and also other business affairs of the debtor sufficient to allow a creditor to make a well informed decision concerning the reorganization plan. The Automated Stay gives a debtor with a period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and they are never to be pursued on any debt that occurred prior to the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented through the court, an appointed trustee, a committee, or some other parties appealing.