We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Personal injury occurs when somebody has been physically or psychologically injured on account of negligence on the part of another individual, company, entity, or government agency. Injury legal cases arise when an individual claims to happen to be harmed by somebody else in an accident or due to negligence and who can be held legally accountable for such harm. An individual injury case becomes formalized whenever a accidental injury lawyer represents the situation with respect to a customer with a civil court proceeding. There are lots of duties a personal injury lawyer performs in aiding their clientele, the most crucial mandate being to assist them to obtain the justice and compensation they may be lawfully qualified for from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation might be claimed when someone believes their employer has failed in their responsibilities towards them and such negligence has caused a crash or injury at work. Every time a worker is hurt on job, they could claim compensation from their employer by submitting a work accident claim. In the event the claim is a winner the total amount claimed will likely be covered by the employer’s insurance. There are four forms of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some type of worker’s compensation for workers is usually compulsory using the notable exception of Texas at the time of 2018. There are 2 basic requirements for workers to be eligible for worker’s compensation benefits – they have to be utilized by a business having or perhaps is required by law to obtain Worker’s Compensation Insurance, and they need to have been injured at the office because of their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses brought on by contact with harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains because of handling materials. When a staff member has suffered a work-related injury or illness time is important as there is a small period of time in which to report the accident or incident as a way to claim benefits. Deadlines vary among states nevertheless in most states, the incident must be notified on the employer within 30 to 40 days failing in which the ability from the worker to acquire compensation can be severely jeopardized. Employees are often surprised to understand that employers can dispute a worker’s compensation claim they think is invalid because the rates they pay are influenced by the number of claims paid out by their insurance provider. This is the reason it is important to have proper legal representation with a qualified personal injury lawyer so that the rights of personnel are upheld. In the case of accidental injuries because of a vehicle accident, a car wreck lawyer will handle your case to ensure you get the appropriate compensation for your loss and suffering due to the negligence of somebody else. An automobile accident cannot only cause physical damage, but may lead to life long injuries, immobility, lack of employment, and in many cases death. When an accident is a result of the negligent operation of a vehicle, the operator from the vehicle must held accountable for the effects of those negligence. Ever since the laws of every state are not the same, it is very important have got a local attorney familiar with car accident compensation take care of your own personal injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is extremely familiar with the laws and established standards that trucking companies and truck drivers must meet. This can include such things as mandatory training, rest breaks, and work hour restrictions. There are various parties who may be held accountable for injuries to victims with regards to truck or tractor-trailer related accidents including the driver, the owner of your vehicle, the lessor, the producer of your vehicle, parts, or tires, or even the shipper or loader of your cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is essential to make sure you are properly compensated for the injuries. Motorcycles present unique challenges, not simply for drivers but for all the other users of the road. After motorcycle accidents, motorists often say that they did not begin to see the motorcycle and the number of instances where motorcycle drivers have been struck by vehicles has grown substantially. Other variables that lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver along with their passenger to support negligent vehicle drivers to blame for loss and suffering caused by their negligent driving. Filing your own injury claim involves the motorcycle driver’s insurance carrier as well as the at-fault motorist to examine the situation and achieving a claims adjuster offer some compensation. Without the proper representation, the victim of your motorcycle accident runs the chance of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ from state to state which cases could become quite complex. When a dog owner is up against a strict liability dog bite statute he could have few alternatives for an excellent defense. More defense options might be offered in states where traditional negligence rules apply. A pet dog bite lawyer can assist you claim compensation when you have been the victim of your dog attack. Dog bites could cause serious injuries and perhaps, victims can be psychologically influenced by the trauma. You may pursue an insurance claim against the dog owner’s property insurance provider when the attack occurred on the insured’s property. A dog bite attorney may play a crucial role in proving liability in the dog bite case as they understand the applicable laws inside your local state, the best way to calculate damages, and an effective way to provide evidence. Just to be successful within a injury slip-and-fall lawsuit you should prove that they can owner or tenant of the property was negligent in certain action they did or did not take that caused the damage. Most slip-and-fall cases are settled out of court as well as a lawsuit is often only filed when the parties involved cannot reach an agreement. Despite their prevalence and also the serious injuries the reason, premises liability lawsuits take time and effort to win. Causes of injury usually cover anything from failure to put warning signs of wet spots or objects that are left lying in walkways to unstable work surfaces and failing to maintain walkways. An individual injury slip, trip, and fall case rely heavily on the victim’s power to prove liability by the defendant which the victim suffered damages due to such negligence. Chapter 7 Bankruptcy may help resolve your financial situation in case you have serious financial problems. However, during this process, you might lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and the majority of everyday sort of bankruptcy and statistically greater than 95.5% of Chapter 7 bankruptcy filings have experienced their debts discharged. As a way to qualify for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a nicely as secured and unsecured debt. Some individuals who do not possess enough debt to declare bankruptcy may need to sell non-exempt assets, however, important assets including home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to assist them to manage overwhelming debt. However, you can find long-term consequences for many who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or a bunch of their debts rather than liquidation. It is ideal for those whose biggest issue is not absence of income, but handling the needs from creditors for immediate payment. It lets you keep the home providing you may pay the mortgage within the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five years to solve the debt by making use of all disposable income on the debt reduction plan. It allows debtors to eliminate unsecured debts as well as to catch up on missed home loan repayments. Probably the most attractive highlights of this option is short-circuiting home foreclosure. Although keeping your own home may be a great relief, you will be required to live for several years beneath the close supervision of a court-appointed trustee to gather and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is a fairly new accessory for the bankruptcy laws that permit family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency reply to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They should be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must make a repayment schedule within 90 days of filing at court. It should feature a proposed plan to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by a corporation or partnership involving a reorganization plan to maintain the business operational while repaying creditors during a period of time. Business owners and people may also use Chapter 11 to look for relief. A Chapter 11 petition could be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement plus a reorganization plan should be filed using the court. The disclosure must contain all information concerning the assets, liabilities, and other business affairs of your debtor sufficient to enable a creditor to help make a knowledgeable decision with regards to the reorganization plan. The Automated Stay supplies a debtor with a time period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are not to be pursued on any debt that occurred just before the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented from the court, an appointed trustee, a committee, or another parties of great interest.