We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Accidental injuries occurs when somebody continues to be physically or psychologically injured due to negligence by another individual, company, entity, or government agency. Injury legal cases arise when someone states to have already been harmed by somebody else within an accident or on account of negligence and who can be held legally liable for such harm. A personal injury case becomes formalized every time a accidental injuries lawyer represents the case on behalf of a client at a civil court proceeding. There are lots of duties a personal injury lawyer performs in aiding their customers, the main mandate being to help them acquire the justice and compensation they may be lawfully eligible to from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation may be claimed when someone believes that the employer has failed inside their responsibilities towards them and such negligence has caused a car accident or injury at work. Every time a worker has been hurt on job, they can claim compensation using their employer by submitting a work accident claim. When the claim is successful the amount claimed is going to be covered by the employerâ€™s liability insurance. You will find four forms of workerâ€™s compensation benefits that could be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some form of workerâ€™s compensation for employees is normally compulsory using the notable exception of Texas as of 2018. There are two basic requirements for workers to qualify for workerâ€™s compensation benefits â€“ they have to be hired by a business who has or maybe essental to law to get Workerâ€™s Compensation Insurance, and so they will need to have been injured at work due to their job- related duties. Most work-related injuries are protected by workerâ€™s comp insurance including accidents and occupational illnesses a result of exposure to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains on account of handling materials. When a worker has suffered a work-related injury or illness time is of the essence as there is a small time period where you can report the accident or incident in order to claim benefits. Deadlines vary from state to state but also in most states, the incident needs to be notified towards the employer within 30 to 40 days failing that your ability from the worker to obtain compensation can be severely jeopardized. Staff is often surprised to find out that employers can dispute a workerâ€™s compensation claim they think is invalid as the rates they pay are influenced by the quantity of claims paid out by their insurance provider. That is why it is important to have proper legal representation with a qualified accidental injury lawyer to guarantee the rights of workers are upheld. With regards to personal injury due to a motor vehicle accident, an auto wreck lawyer will fully handle your case to make sure you receive the appropriate compensation for the loss and suffering because of the negligence of an individual else. A car accident cannot only cause physical damage, but may result in life long injuries, immobility, reduction in employment, as well as death. When an injury results from the negligent operation of the vehicle, the driver of your vehicle must held to blame for the effects of the negligence. Considering that the laws for each state are different, it is essential to possess a local attorney familiar with motor vehicle accident compensation look after your individual injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is tremendously experienced with the laws and established standards that trucking companies and truck drivers must meet. This can include stuff like mandatory training, rest breaks, and work hour restrictions. There are various parties who may be held accountable for injuries to victims with regards to truck or tractor-trailer related accidents including the driver, the homeowner of the vehicle, the lessor, the producer of your vehicle, parts, or tires, or even the shipper or loader of your cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is important to ensure you are properly compensated to your injuries. Motorcycles present unique challenges, not just for drivers but for all other users from the road. After motorcycle accidents, motorists often claim that they did not see the motorcycle and the number of instances where motorcycle drivers have already been struck by vehicles has grown substantially. Other factors that lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver along with their passenger to carry negligent vehicle drivers liable for loss and suffering brought on by their negligent driving. Filing an individual injury claim requires the motorcycle driverâ€™s insurance company and also the at-fault motorist to evaluate the way it is and getting a claims adjuster offer some compensation. Without the right representation, the victim of any motorcycle accident runs the risk of not receiving fair and only compensation for loss and suffering. Dog bite laws differ among states and these cases can become quite complex. If your dog owner is up against a strict liability dog bite statute he might have few alternatives for a successful defense. More defense options may be obtainable in states where traditional negligence rules apply. Your dog bite lawyer may help you claim compensation for those who have been the victim of the dog attack. Dog bites can cause serious injuries and in some cases, victims may also be psychologically impacted by the trauma. It is possible to pursue an insurance claim up against the dog ownerâ€™s home insurance provider if the attack occurred about the insuredâ€™s property. Your dog bite attorney can start to play an important role in proving liability within a dog bite case since they know the applicable laws with your local state, the way to calculate damages, and the simplest way to offer evidence. Just to be successful in a personal injury slip-and-fall lawsuit you will have to prove that they owner or tenant of the property was negligent in certain action they did or failed to take that caused the injury. Most slip-and-fall cases are settled out of court as well as a lawsuit is normally only filed if the parties involved cannot reach an agreement. Despite their prevalence as well as the serious injuries the root cause, premises liability lawsuits are hard to win. Causes of injury usually range between failure to position signs of wet spots or objects that are left lying in walkways to unstable work surfaces and failing to maintain walkways. Your own injury slip, trip, and fall case rely heavily around the victimâ€™s capability to prove liability on the part of the defendant and therefore the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy might help resolve your financial situation in case you have serious financial problems. However, at the same time, you could possibly lose some property. Chapter 7 Bankruptcy, also called â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and the majority of everyday sort of bankruptcy and statistically greater than 95.5% of Chapter 7 bankruptcy filings have had their debts discharged. So that you can be eligible for a Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a well as secured and unsecured debt. Some people who do not possess enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to help them handle overwhelming debt. However, you will find long term consequences for those who follow this route. Otherwise known as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows individuals with enough income to settle part or a bunch of their debts instead of liquidation. It is fantastic for those whose biggest concern is not insufficient income, but dealing with the demands from creditors for immediate payment. It allows you to make your home providing you may spend the money for mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to eliminate the debt by applying all disposable income for the debt reduction plan. It allows debtors to reduce unsecured debts and also to get caught up on missed home loan payments. Probably the most attractive options that come with this approach is short-circuiting home foreclosure. Although keeping your property could be a great relief, you will be necessary to live for a long time underneath the close supervision of a court-appointed trustee to accumulate and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is a somewhat new addition to the bankruptcy laws that permit family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency solution to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They have to be actively engaged in a farming or commercial fishing operation and abide by certain requirements. Debtors must think of a repayment schedule within 90 days of filing at court. It must include a proposed decide to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally offers the restructuring of debt from a corporation or partnership involving a reorganization decide to keep your business operational while repaying creditors over a duration of time. Business people and individuals also can use Chapter 11 to find relief. A Chapter 11 petition could be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement along with a reorganization plan should be filed using the court. The disclosure must contain information concerning the assets, liabilities, and other business affairs in the debtor sufficient to permit a creditor to help make an educated decision regarding the reorganization plan. The Automated Stay provides a debtor with a period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and so are to never be pursued on any debt that occurred ahead of the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented from the court, an appointed trustee, a committee, or any other parties appealing.