We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Accidental injury takes place when someone is physically or psychologically injured due to negligence on the part of another individual, company, entity, or government agency. Accidental injury legal cases arise when a person states to have been harmed by someone else within an accident or as a result of negligence and who can be held legally accountable for such harm. Your own injury case becomes formalized every time a injury lawyer represents the case with respect to a person in a civil court proceeding. There are several duties your own injury lawyer performs in aiding their clientele, the main mandate being to assist them to get the justice and compensation they can be lawfully qualified for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation could be claimed when someone believes their employer has failed with their responsibilities towards them and the like negligence has caused a crash or injury at work. Every time a worker has become hurt on job, they can claim compensation off their employer by submitting a work accident claim. In case the claim is successful the exact amount claimed will probably be covered by the employer’s insurance. There are four forms of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some form of worker’s compensation for workers is usually compulsory with all the notable exception of Texas since 2018. The two main basic requirements for workers to be eligible for worker’s compensation benefits – they ought to be used by a company who may have or possibly is essental to law to have Worker’s Compensation Insurance, and so they should have been injured at your workplace due to their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses a result of being exposed to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains as a result of handling materials. When a worker has suffered a work-related injury or illness time is important because there is a limited period of time in order to report the accident or incident in order to claim benefits. Deadlines vary from state to state but in most states, the incident must be notified towards the employer within 30 to 40 days failing in which the ability of your worker to acquire compensation could be severely jeopardized. Staff is often surprised to find out that employers can dispute a worker’s compensation claim they feel is invalid as the rates they pay are influenced by the volume of claims paid out by their insurance firm. That is why it is important to have proper legal representation from a qualified accidental injuries lawyer so that the rights of workers are upheld. When it comes to injury due to a car accident, an auto wreck lawyer will handle your case to ensure you obtain the appropriate compensation for the loss and suffering due to negligence of somebody else. A vehicle accident can not only cause physical damage, but may lead to life long injuries, immobility, loss in employment, and also death. When an injury comes from the negligent operation of any vehicle, the driver of the vehicle should held responsible for the outcomes of these negligence. Because the laws of every state will vary, it is very important have got a local attorney proficient in automobile accident compensation look after your own injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is very experienced in the laws and established standards that trucking companies and truck drivers must meet. This can include things like mandatory training, rest breaks, and work hour restrictions. There are various parties who may be held accountable for injuries to victims with regards to truck or tractor-trailer related accidents for example the driver, the dog owner of your vehicle, the lessor, the manufacturer in the vehicle, parts, or tires, or maybe the shipper or loader of your cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is crucial to make sure you are properly compensated to your injuries. Motorcycles present unique challenges, not simply for drivers however, for all of the other users from the road. After motorcycle accidents, motorists often say that they failed to start to see the motorcycle and the number of instances where motorcycle drivers have already been struck by vehicles has risen substantially. Other factors which lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver and their passenger to keep negligent vehicle drivers accountable for loss and suffering due to their negligent driving. Filing a private injury claim necessitates the motorcycle driver’s insurer as well as the at-fault motorist to check the case and getting a claims adjuster offer a certain amount of compensation. Without the right representation, the victim of the motorcycle accident runs the risk of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ between states and these cases can be quite complex. If a dog owner is confronted by a strict liability dog bite statute he could have few alternatives for a prosperous defense. More defense options could be available in states where traditional negligence rules apply. A pet dog bite lawyer may help you claim compensation when you have been the victim of your dog attack. Dog bites can cause serious injuries and in some cases, victims can even be psychologically impacted by the trauma. You are able to pursue an insurance claim against the dog owner’s home insurance provider if the attack occurred about the insured’s property. A dog bite attorney may play a vital role in proving liability in the dog bite case as they know the applicable laws inside your local state, how to calculate damages, and the simplest way to show evidence. To be successful in the accidental injury slip-and-fall lawsuit you will have to prove which they owner or tenant from the property was negligent in many action they did or did not take that caused the damage. Most slip-and-fall cases are settled from court along with a lawsuit is often only filed as soon as the parties involved cannot reach a settlement. Despite their prevalence and also the serious injuries the main cause, premises liability lawsuits are hard to win. Factors behind injury usually cover anything from failure to put indicators of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and failing to maintain walkways. A private injury slip, trip, and fall case rely heavily in the victim’s capability to prove liability by the defendant which the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy will help resolve the money you owe when you have serious financial problems. However, in the process, you might lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and a lot common type of bankruptcy and according to statistics more than 95.5% of Chapter 7 bankruptcy filings have had their debts discharged. As a way to be entitled to Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a well as secured and unsecured debt. Some people who do not possess enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets including home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to assist them to manage overwhelming debt. However, you will find long term consequences for people who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or all their debts as an alternative to liquidation. It is perfect for those whose biggest concern is not absence of income, but handling the demands from creditors for immediate payment. It lets you maintain your home providing you can actually pay for the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five years to eliminate the debt by using all disposable income for the debt reduction plan. It allows debtors to remove unsecured debts and to get caught up on missed mortgage repayments. Just about the most attractive highlights of this choice is short-circuiting home foreclosure. Although keeping your own home could be a great relief, you will be required to live for a long time within the close supervision of a court-appointed trustee to recover and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is a fairly new addition to the bankruptcy laws that allow family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency reaction to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They must be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must come up with a repayment schedule within 3 months of filing at court. It should include a proposed intend to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by way of a corporation or partnership involving a reorganization decide to keep your business operational while repaying creditors during a period of time. Business owners and individuals can also use Chapter 11 to get relief. A Chapter 11 petition can be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement plus a reorganization plan must be filed with the court. The disclosure must contain information about the assets, liabilities, as well as other business affairs in the debtor sufficient allowing a creditor to create a knowledgeable decision regarding the reorganization plan. The Automatic Stay supplies a debtor with a period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and so are not to be pursued on any debt that occurred just before the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented by the court, an appointed trustee, a committee, or another parties of great interest.