We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Injury develops when somebody continues to be physically or psychologically injured on account of negligence on the part of another individual, company, entity, or government agency. Personal injury legal cases arise when someone promises to have already been harmed by other people inside an accident or on account of negligence and who can be held legally accountable for such harm. Your own injury case becomes formalized whenever a injury lawyer represents the way it is for a customer in a civil court proceeding. There are several duties a private injury lawyer performs in aiding their clients, the most significant mandate being to assist them to obtain the justice and compensation they may be lawfully entitled to from undergoing losses and suffering due to negligence of others. Workplace injury compensation might be claimed when someone believes that the employer has failed with their responsibilities towards them and the like negligence is responsible for a crash or injury at work. Each time a worker continues to be hurt on job, they may claim compensation from the employer by submitting a work accident claim. In the event the claim is successful the exact amount claimed will probably be paid by the employer’s liability insurance. There are actually four forms of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some type of worker’s compensation for employees is usually compulsory with the notable exception of Texas at the time of 2018. There are two simple requirements for workers to be eligible for worker’s compensation benefits – they must be employed by a business who may have or maybe required by law to have Worker’s Compensation Insurance, and they also must have been injured at your workplace because of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses brought on by being exposed to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains as a result of handling materials. When a worker has suffered a work-related injury or illness time is of the essence while there is a small time frame to report the accident or incident in order to claim benefits. Deadlines vary among states but in most states, the incident should be notified on the employer within 30 to 40 days failing that your ability of your worker to obtain compensation might be severely jeopardized. Employees are often surprised to find out that employers can dispute a worker’s compensation claim they think is invalid for the reason that rates they pay are affected by the quantity of claims paid out by their insurance company. This is why it is important to have proper legal representation by a qualified accidental injuries lawyer to be sure the rights of employees are upheld. When it comes to injury caused by a car accident, a vehicle wreck lawyer will represent you to ensure you obtain the appropriate compensation to your loss and suffering as a result of negligence of someone else. An automobile accident cannot only cause physical damage, but may result in life long injuries, immobility, lack of employment, and in many cases death. When an injury results from the negligent operation of any vehicle, the operator in the vehicle should held accountable for the results of the negligence. Since the laws of each state will vary, it is essential to have a local attorney proficient in car accident compensation look after your own injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is tremendously experienced in the laws and established standards that trucking companies and truck drivers must meet. This consists of such things as mandatory training, rest breaks, and work hour restrictions. There are several parties who might be held accountable for injuries to victims when it comes to truck or tractor-trailer related accidents such as the driver, the dog owner from the vehicle, the lessor, the maker of your vehicle, parts, or tires, or maybe the shipper or loader of your cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is important to make sure you are properly compensated to your injuries. Motorcycles present unique challenges, not merely for drivers however, for all of the other users from the road. After motorcycle accidents, motorists often state that they did not begin to see the motorcycle and the volume of instances where motorcycle drivers have been struck by vehicles has risen substantially. Additional factors which lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver in addition to their passenger to carry negligent vehicle drivers responsible for loss and suffering brought on by their negligent driving. Filing your own injury claim requires the motorcycle driver’s insurer and the at-fault motorist to evaluate the truth and achieving a claims adjuster offer a certain amount of compensation. Without correct representation, the victim of the motorcycle accident runs the chance of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ from state to state and these cases can be quite complex. If your dog owner is confronted with a strict liability dog bite statute he may have few selections for an effective defense. More defense options may be offered in states where traditional negligence rules apply. A dog bite lawyer can help you claim compensation when you have been the victim of a dog attack. Dog bites could cause serious injuries and perhaps, victims can also be psychologically affected by the trauma. You can pursue an insurance claim against the dog owner’s property insurance provider when the attack occurred in the insured’s property. A dog bite attorney can play a crucial role in proving liability inside a dog bite case as they be aware of applicable laws within your local state, the best way to calculate damages, and an effective way to provide evidence. To be successful in a injury slip-and-fall lawsuit you will have to prove which they owner or tenant from the property was negligent in certain action they did or did not take that caused the injury. Most slip-and-fall cases are settled away from court and a lawsuit is normally only filed once the parties involved cannot reach a settlement. Despite their prevalence and the serious injuries the main cause, premises liability lawsuits are difficult to win. Reasons behind injury usually range between failure to put signs of wet spots or objects which can be left lying in walkways to unstable work surfaces and failing to maintain walkways. An individual injury slip, trip, and fall case rely heavily around the victim’s ability to prove liability by the defendant and that the victim suffered damages due to such negligence. Chapter 7 Bankruptcy may help resolve your financial situation for those who have serious financial problems. However, at the same time, you could possibly lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and many common type of bankruptcy and according to statistics greater than 95.5% of Chapter 7 bankruptcy filings have experienced their debts discharged. In order to be eligible for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a properly as secured and unsecured debt. A lot of people who do not possess enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets like home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to assist them to manage overwhelming debt. However, there are long term consequences for individuals who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or all of their debts as an alternative to liquidation. It is perfect for those whose biggest problem is not lack of income, but working with the requirements from creditors for fast payment. It enables you to keep the home providing it is possible to spend the money for mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to resolve your debt by using all disposable income towards the debt reduction plan. It allows debtors to remove unsecured debts as well as get caught up on missed mortgage payments. Just about the most attractive attributes of this alternative is short-circuiting home foreclosure. Although keeping your house can be a great relief, you may be needed to live for a long time beneath the close supervision of a court-appointed trustee to gather and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a relatively new accessory for the bankruptcy laws which allow family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency reaction to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They should be actively engaged in a farming or commercial fishing operation and conform to certain requirements. Debtors must think of a repayment schedule within 90 days of filing at court. It must add a proposed intend to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt with a corporation or partnership involving a reorganization want to keep your business operational while repaying creditors over a period of time. Companies and individuals can also use Chapter 11 to get relief. A Chapter 11 petition could be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement as well as a reorganization plan needs to be filed with the court. The disclosure must contain information concerning the assets, liabilities, as well as other business affairs in the debtor sufficient to permit a creditor to make an informed decision regarding the reorganization plan. The Automatic Stay provides a debtor with a time period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are to not be pursued on any debt that occurred just before the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented from the court, an appointed trustee, a committee, or some other parties appealing.