We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Injury develops when someone has become physically or psychologically injured on account of negligence by another individual, company, entity, or government agency. Injury legal cases arise when an individual states to are already harmed by somebody else within an accident or on account of negligence and who could be held legally in charge of such harm. Your own injury case becomes formalized whenever a accidental injuries lawyer represents the case on behalf of a person at the civil court proceeding. There are many duties a personal injury lawyer performs in aiding their clientele, the main mandate being to assist them receive the justice and compensation they can be lawfully eligible to from undergoing losses and suffering due to negligence of others. Workplace injury compensation can be claimed when someone believes that their employer has failed within their responsibilities towards them etc negligence is responsible for a crash or injury at the job. When a worker continues to be hurt on job, they could claim compensation using their employer by submitting a work accident claim. If the claim is a winner the exact amount claimed will be included in the employer’s liability insurance. There are actually four kinds of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some sort of worker’s compensation for employees is generally compulsory with all the notable exception of Texas since 2018. There are 2 simple requirements for workers to be eligible for worker’s compensation benefits – they ought to be hired by a business having or is required by law to obtain Worker’s Compensation Insurance, and they also should have been injured at the office on account of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses a result of exposure to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains due to handling materials. When a staff member has suffered a work-related injury or illness time is critical as there is a restricted timeframe in order to report the accident or incident so that you can claim benefits. Deadlines vary between states but in most states, the incident has to be notified towards the employer within 30 to 40 days failing that the ability in the worker to get compensation might be severely jeopardized. Personnel are often surprised to discover that employers can dispute a worker’s compensation claim they feel is invalid for the reason that rates they pay suffer from the quantity of claims paid out by their insurance firm. This is why it is important to have proper legal representation by a qualified accidental injuries lawyer to ensure the rights of workers are upheld. In the matter of accidental injuries because of a car accident, a car wreck lawyer will represent you to make sure you have the appropriate compensation for your loss and suffering as a result of negligence of an individual else. A car accident can not only cause physical damage, but may lead to life long injuries, immobility, loss of employment, and even death. When an injury comes from the negligent operation of your vehicle, the operator in the vehicle must held responsible for the outcomes of the negligence. Since the laws for each state are different, it is essential to have a local attorney familiar with car accident compensation take care of your personal injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is tremendously familiar with the laws and established standards that trucking companies and truck drivers must meet. This includes things such as mandatory training, rest breaks, and work hour restrictions. There are various parties who might be held responsible for injuries to victims when it comes to truck or tractor-trailer related accidents such as the driver, the owner in the vehicle, the lessor, the company in the vehicle, parts, or tires, or even the shipper or loader from the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is crucial to ensure you are properly compensated to your injuries. Motorcycles present unique challenges, not merely for drivers but also for all the other users from the road. After motorcycle accidents, motorists often point out that they did not view the motorcycle and the quantity of instances where motorcycle drivers have been struck by vehicles has grown substantially. Other elements which lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver in addition to their passenger to keep negligent vehicle drivers liable for loss and suffering a result of their negligent driving. Filing a personal injury claim involves the motorcycle driver’s insurance provider as well as the at-fault motorist to examine the case and achieving a claims adjuster offer a certain amount of compensation. Without correct representation, the victim of a motorcycle accident runs the risk of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ from state to state which cases may become quite complex. In case a dog owner is up against a strict liability dog bite statute he may have few options for an effective defense. More defense options may be offered in states where traditional negligence rules apply. Your dog bite lawyer can help you claim compensation for those who have been the victim of any dog attack. Dog bites can cause serious injuries and in some cases, victims may also be psychologically affected by the trauma. You can pursue an insurance claim from the dog owner’s home insurance provider in case the attack occurred around the insured’s property. A pet dog bite attorney can play a vital role in proving liability in the dog bite case since they be aware of applicable laws inside your local state, how you can calculate damages, and an effective way to present evidence. Just to be successful in the personal injury slip-and-fall lawsuit you will have to prove that they owner or tenant of your property was negligent in some action they did or failed to take that caused the damage. Most slip-and-fall cases are settled out of court as well as a lawsuit is often only filed if the parties involved cannot reach a settlement. Despite their prevalence and also the serious injuries the root cause, premises liability lawsuits take time and effort to win. Reasons behind injury usually cover anything from failure to place indicators of wet spots or objects which are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A private injury slip, trip, and fall case rely heavily about the victim’s power to prove liability on the part of the defendant and this the victim suffered damages due to such negligence. Chapter 7 Bankruptcy can help resolve your financial obligations when you have serious financial problems. However, in the process, you could lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and a lot common type of bankruptcy and according to statistics more than 95.5% of Chapter 7 bankruptcy filings experienced their debts discharged. To be able to qualify for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a well as secured and unsecured debt. Many people who do not possess enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to help them manage overwhelming debt. However, there are long-term consequences for those who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or all their debts as an alternative to liquidation. It is perfect for those whose biggest issue is not deficiency of income, but working with the requirements from creditors for immediate payment. It allows you to maintain your home providing you may pay for the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to resolve your debt by making use of all disposable income for the debt reduction plan. It allows debtors to reduce unsecured debts and also to get caught up on missed mortgage payments. One of the most attractive highlights of this choice is short-circuiting home foreclosure. Although keeping your house could be a great relief, you will certainly be needed to live for a long time underneath the close supervision of a court-appointed trustee to accumulate and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a relatively recent accessory for the bankruptcy laws that permit family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency response to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They ought to be actively engaged in a farming or commercial fishing operation and abide by certain requirements. Debtors must think of a repayment plan within 3 months of filing at court. It should add a proposed want to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by way of a corporation or partnership involving a reorganization decide to keep the business operational while repaying creditors during a period of time. Company owners and people may also use Chapter 11 to get relief. A Chapter 11 petition may be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement and a reorganization plan should be filed using the court. The disclosure must contain all information concerning the assets, liabilities, and also other business affairs in the debtor sufficient to permit a creditor to help make an informed decision with regards to the reorganization plan. The Automatic Stay offers a debtor with a time period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and they are to never be pursued on any debt that occurred before the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented with the court, an appointed trustee, a committee, or other parties of interest.