We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Personal injury develops when a person is physically or psychologically injured because of negligence by another individual, company, entity, or government agency. Accidental injuries legal cases arise when an individual claims to are already harmed by another person in an accident or because of negligence and who could be held legally in charge of such harm. Your own injury case becomes formalized every time a injury lawyer represents the way it is on behalf of a client at a civil court proceeding. There are several duties a personal injury lawyer performs in aiding their clientele, the most important mandate being to assist them to get the justice and compensation they can be lawfully entitled to from undergoing losses and suffering due to negligence of others. Workplace injury compensation could be claimed when someone believes their employer has failed within their responsibilities towards them etc negligence is responsible for a crash or injury at work. When a worker has been hurt on job, they may claim compensation from the employer by submitting a work accident claim. In case the claim is successful the exact amount claimed is going to be protected by the employer’s insurance. You can find four forms of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some type of worker’s compensation for employees is often compulsory using the notable exception of Texas by 2018. There are 2 simple requirements for workers to be eligible for worker’s compensation benefits – they have to be employed by a company who has or possibly is essental to law to get Worker’s Compensation Insurance, and they also need to have been injured at the office due to their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses a result of being exposed to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains due to handling materials. When an employee has suffered a work-related injury or illness time is of the essence as there is a restricted period of time where you can report the accident or incident in order to claim benefits. Deadlines vary from state to state nevertheless in most states, the incident should be notified on the employer within 30 to 40 days failing which the ability of your worker to obtain compensation could be severely jeopardized. Personnel are often surprised to discover that employers can dispute a worker’s compensation claim they believe is invalid because the rates they pay suffer from the volume of claims paid out by their insurance firm. This is why you should have proper legal representation from a qualified personal injury lawyer so that the rights of employees are upheld. When it comes to injury because of a motor vehicle accident, a vehicle wreck lawyer will represent you to make sure you get the appropriate compensation for your loss and suffering due to negligence of somebody else. An automobile accident simply cannot only cause physical damage, but may lead to life long injuries, immobility, reduction in employment, and in many cases death. When an injury results from the negligent operation of the vehicle, the driver of the vehicle needs to held to blame for the effects of those negligence. Ever since the laws for each state will vary, it is essential to use a local attorney experienced in motor vehicle accident compensation look after your own personal injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is very proficient in the laws and established standards that trucking companies and truck drivers must meet. This consists of things like mandatory training, rest breaks, and work hour restrictions. There are various parties who can be held responsible for injuries to victims in the case of truck or tractor-trailer related accidents like the driver, the homeowner of the vehicle, the lessor, the manufacturer in the vehicle, parts, or tires, or perhaps the shipper or loader in the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is essential to make sure you are properly compensated to your injuries. Motorcycles present unique challenges, not only for drivers however, for all of the other users in the road. After motorcycle accidents, motorists often claim that they failed to see the motorcycle and the number of instances where motorcycle drivers are already struck by vehicles has grown substantially. Additional factors which lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver as well as their passenger to support negligent vehicle drivers accountable for loss and suffering caused by their negligent driving. Filing a personal injury claim requires the motorcycle driver’s insurance carrier and the at-fault motorist to evaluate the truth and having a claims adjuster offer a certain amount of compensation. Without correct representation, the victim of the motorcycle accident runs the potential risk of not receiving fair and only compensation for loss and suffering. Dog bite laws differ among states and these cases could become quite complex. If a dog owner is faced with a strict liability dog bite statute he may have few selections for an excellent defense. More defense options might be for sale in states where traditional negligence rules apply. Your dog bite lawyer can help you claim compensation when you have been the victim of any dog attack. Dog bites may cause serious injuries and in some cases, victims may also be psychologically impacted by the trauma. You are able to pursue an insurance claim against the dog owner’s home insurance provider in case the attack occurred in the insured’s property. A dog bite attorney can play a vital role in proving liability in a dog bite case because they understand the applicable laws with your local state, how to calculate damages, and the simplest way to present evidence. To become successful inside a injury slip-and-fall lawsuit you will need to prove that they can owner or tenant of the property was negligent in a few action they did or failed to take that caused the damage. Most slip-and-fall cases are settled away from court as well as a lawsuit is generally only filed if the parties involved cannot reach a settlement. Despite their prevalence and the serious injuries the root cause, premises liability lawsuits are hard to win. Reasons behind injury usually range from failure to position indicators of wet spots or objects which are left lying in walkways to unstable work surfaces and failing to maintain walkways. Your own injury slip, trip, and fall case rely heavily on the victim’s capability to prove liability by the defendant which the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy will help resolve your financial situation if you have serious financial problems. However, at the same time, you could possibly lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and the majority of everyday sort of bankruptcy and statistically more than 95.5% of Chapter 7 bankruptcy filings have experienced their debts discharged. In order to qualify for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a well as secured and unsecured debt. Some people who do not possess enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to assist them to manage overwhelming debt. However, there are long term consequences for people who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or a bunch of their debts as an option to liquidation. It is fantastic for those whose biggest concern is not lack of income, but coping with the demands from creditors for fast payment. It permits you to maintain your home providing you are able to pay for the mortgage within the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to eliminate the debt by applying all disposable income for the debt reduction plan. It allows debtors to eliminate unsecured debts as well as to get caught up on missed home loan payments. One of the more attractive features of this choice is short-circuiting home foreclosure. Although keeping your home can be a great relief, you will be expected to live for several years beneath the close supervision of the court-appointed trustee to collect and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a relatively recent addition to the bankruptcy laws which allow family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency response to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They ought to be actively engaged in a farming or commercial fishing operation and conform to certain requirements. Debtors must make a repayment plan within 3 months of filing at court. It should add a proposed want to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt from a corporation or partnership involving a reorganization intend to keep the business operational while repaying creditors over a period of time. Company owners and people could also use Chapter 11 to get relief. A Chapter 11 petition may be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement and a reorganization plan has to be filed with all the court. The disclosure must contain all information with regards to the assets, liabilities, along with other business affairs of the debtor sufficient to enable a creditor to create an informed decision about the reorganization plan. The Automated Stay provides a debtor with a time period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and so are never to be pursued on any debt that occurred ahead of the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented through the court, an appointed trustee, a committee, or other parties appealing.