We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Injury develops when an individual has become physically or psychologically injured due to negligence by another individual, company, entity, or government agency. Injury legal cases arise when someone states to are already harmed by another person within an accident or due to negligence and who might be held legally responsible for such harm. A personal injury case becomes formalized when a personal injury lawyer represents the truth for a client with a civil court proceeding. There are many duties your own injury lawyer performs in aiding their clientele, the most important mandate being to assist them get the justice and compensation these are lawfully eligible to from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation could be claimed when someone believes their employer has failed within their responsibilities towards them and the like negligence has caused a crash or injury at the office. Each time a worker continues to be hurt on job, they are able to claim compensation from their employer by submitting a work accident claim. In case the claim is a winner the total amount claimed will be covered by the employer’s liability insurance. There are actually four forms of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some type of worker’s compensation for workers is normally compulsory with the notable exception of Texas by 2018. The two main basic requirements for workers to be eligible for worker’s compensation benefits – they must be used by an employer who may have or perhaps is essental to law to have Worker’s Compensation Insurance, and they also should have been injured at the job as a result of their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses caused by contact with harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains because of handling materials. When a staff member has suffered a work-related injury or illness time is of the essence as there is a restricted time frame in which to report the accident or incident to be able to claim benefits. Deadlines vary from state to state however in most states, the incident must be notified for the employer within 30 to 40 days failing which the ability in the worker to receive compensation may be severely jeopardized. Workers are often surprised to discover that employers can dispute a worker’s compensation claim they feel is invalid since the rates they pay are affected by the amount of claims paid out by their insurance firm. That is why it is important to have proper legal representation by way of a qualified personal injury lawyer so that the rights of employees are upheld. With regards to personal injury due to a car accident, a vehicle wreck lawyer will fully handle your case to ensure you have the appropriate compensation to your loss and suffering due to negligence of an individual else. A car accident simply cannot only cause physical damage, but may lead to life long injuries, immobility, lack of employment, as well as death. When a physical injury results from the negligent operation of the vehicle, the motorist in the vehicle must held accountable for the effects of those negligence. Because the laws of each and every state are not the same, it is essential to have a local attorney experienced with vehicle accident compensation deal with your individual injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is extremely experienced in the laws and established standards that trucking companies and truck drivers must meet. This can include such things as mandatory training, rest breaks, and work hour restrictions. There are various parties who can be held responsible for injuries to victims in the matter of truck or tractor-trailer related accidents like the driver, the property owner from the vehicle, the lessor, the producer from the vehicle, parts, or tires, or maybe the shipper or loader from the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is vital to make sure you are properly compensated to your injuries. Motorcycles present unique challenges, not merely for drivers but also for all the other users of the road. After motorcycle accidents, motorists often say that they did not see the motorcycle and the quantity of instances where motorcycle drivers happen to be struck by vehicles has risen substantially. Other factors that lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver as well as their passenger to keep negligent vehicle drivers liable for loss and suffering a result of their negligent driving. Filing a personal injury claim requires the motorcycle driver’s insurance company and the at-fault motorist to check the truth and having a claims adjuster offer a certain amount of compensation. Without correct representation, the victim of the motorcycle accident runs the chance of not receiving fair and just compensation for loss and suffering. Dog bite laws differ from state to state and they cases could become quite complex. If your dog owner is faced with a strict liability dog bite statute he might have few options for a successful defense. More defense options might be available in states where traditional negligence rules apply. A pet dog bite lawyer will help you claim compensation when you have been the victim of your dog attack. Dog bites could cause serious injuries and perhaps, victims can even be psychologically afflicted with the trauma. You are able to pursue an insurance claim versus the dog owner’s property insurance provider when the attack occurred about the insured’s property. A dog bite attorney can start to play an important role in proving liability in a dog bite case while they be aware of applicable laws within your local state, the best way to calculate damages, and the simplest way to provide evidence. Just to be successful inside a accidental injury slip-and-fall lawsuit you will need to prove they owner or tenant of the property was negligent in many action they did or did not take that caused the damage. Most slip-and-fall cases are settled away from court along with a lawsuit is often only filed once the parties involved cannot reach a settlement. Despite their prevalence along with the serious injuries the reason, premises liability lawsuits are difficult to win. Reasons behind injury usually range between failure to put indicators of wet spots or objects which can be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. Your own injury slip, trip, and fall case rely heavily on the victim’s ability to prove liability by the defendant and therefore the victim suffered damages because of such negligence. Chapter 7 Bankruptcy can help resolve your financial situation in case you have serious financial problems. However, during this process, you may lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and many everyday sort of bankruptcy and according to statistics greater than 95.5% of Chapter 7 bankruptcy filings have gotten debts they have accrued discharged. In order to be eligible for a Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a highly as secured and unsecured debt. Some individuals who do not have enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets including home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to enable them to handle overwhelming debt. However, there are long term consequences for many who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or all their debts instead of liquidation. It is great for those whose biggest issue is not absence of income, but coping with the demands from creditors for immediate payment. It enables you to keep your home providing you may pay the mortgage within the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to eliminate the debt by utilizing all disposable income towards the debt reduction plan. It allows debtors to reduce unsecured debts as well as to catch up on missed home loan payments. One of the more attractive features of this approach is short-circuiting home foreclosure. Although keeping your home might be a great relief, you will be required to live for a long time under the close supervision of a court-appointed trustee to recover and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a relatively recent addition to the bankruptcy laws that permit family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency reaction to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They should be actively involved in a farming or commercial fishing operation and conform to certain requirements. Debtors must develop a repayment schedule within 90 days of filing at court. It needs to include a proposed want to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt from a corporation or partnership involving a reorganization plan to keep your business operational while repaying creditors over a duration of time. Companies and folks could also use Chapter 11 to get relief. A Chapter 11 petition might be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement plus a reorganization plan needs to be filed with all the court. The disclosure must contain all information regarding the assets, liabilities, as well as other business affairs from the debtor sufficient allowing a creditor to make a knowledgeable decision concerning the reorganization plan. The Automatic Stay offers a debtor with a period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and so are to not be pursued on any debt that occurred ahead of the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented with the court, an appointed trustee, a committee, or some other parties of great interest.