We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Personal injury occurs when a person is physically or psychologically injured as a result of negligence on the part of another individual, company, entity, or government agency. Injury legal cases arise when a person states have already been harmed by another person inside an accident or due to negligence and who may be held legally liable for such harm. An individual injury case becomes formalized whenever a accidental injuries lawyer represents the situation for a customer in a civil court proceeding. There are lots of duties an individual injury lawyer performs in aiding the clientele, the main mandate being to enable them to acquire the justice and compensation they may be lawfully entitled to from undergoing losses and suffering due to negligence of others. Workplace injury compensation might be claimed when someone believes that the employer has failed within their responsibilities towards them and such negligence has caused any sort of accident or injury at work. Each time a worker has been hurt on job, they may claim compensation using their employer by submitting a work accident claim. If the claim is a winner the amount claimed will be covered by the employer’s insurance. You can find four kinds of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some sort of worker’s compensation for employees is normally compulsory using the notable exception of Texas at the time of 2018. There are two basic requirements for workers to qualify for worker’s compensation benefits – they ought to be hired by a business who has or possibly is essental to law to have Worker’s Compensation Insurance, plus they must have been injured at the office as a result of their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses caused by exposure to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains because of handling materials. When a worker has suffered a work-related injury or illness time is critical as there is a limited time period in order to report the accident or incident in order to claim benefits. Deadlines vary from state to state however in most states, the incident needs to be notified for the employer within 30 to 40 days failing that your ability from the worker to receive compensation may be severely jeopardized. Staff is often surprised to find out that employers can dispute a worker’s compensation claim they believe is invalid since the rates they pay suffer from the amount of claims paid out by their insurance firm. For this reason it is essential to have proper legal representation with a qualified personal injury lawyer to guarantee the rights of employees are upheld. In the matter of personal injury caused by a car accident, a car wreck lawyer will fully handle your case to make sure you obtain the appropriate compensation to your loss and suffering due to the negligence of someone else. A vehicle accident cannot only cause physical damage, but may result in life long injuries, immobility, loss of employment, and also death. When an injury results from the negligent operation of a vehicle, the operator in the vehicle needs to held responsible for the effects of those negligence. Ever since the laws for each state will vary, it is essential to use a local attorney familiar with car accident compensation care for your own injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is tremendously familiar with the laws and established standards that trucking companies and truck drivers must meet. This can include stuff like mandatory training, rest breaks, and work hour restrictions. There are various parties who might be held responsible for injuries to victims in the case of truck or tractor-trailer related accidents for example the driver, the property owner in the vehicle, the lessor, the manufacturer of your vehicle, parts, or tires, or even the shipper or loader of the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is vital to ensure you are properly compensated for the injuries. Motorcycles present unique challenges, not merely for drivers but for other users from the road. After motorcycle accidents, motorists often say that they did not view the motorcycle and the amount of instances where motorcycle drivers happen to be struck by vehicles has grown substantially. Other elements which lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver and their passenger to carry negligent vehicle drivers accountable for loss and suffering due to their negligent driving. Filing a personal injury claim necessitates the motorcycle driver’s insurance carrier and also the at-fault motorist to look at the case and achieving a claims adjuster offer some compensation. Without the proper representation, the victim of the motorcycle accident runs the danger of not receiving fair and just compensation for loss and suffering. Dog bite laws differ between states and those cases may become quite complex. In case a dog owner is confronted with a strict liability dog bite statute he could have few selections for an excellent defense. More defense options may be for sale in states where traditional negligence rules apply. A dog bite lawyer can assist you claim compensation for those who have been the victim of any dog attack. Dog bites can cause serious injuries and perhaps, victims can also be psychologically influenced by the trauma. You may pursue an insurance claim up against the dog owner’s home insurance provider if the attack occurred on the insured’s property. Your dog bite attorney can play a crucial role in proving liability within a dog bite case while they know the applicable laws within your local state, how you can calculate damages, and an effective way to show evidence. To be successful inside a personal injury slip-and-fall lawsuit you will have to prove that they owner or tenant in the property was negligent in some action they did or did not take that caused the injury. Most slip-and-fall cases are settled from court as well as a lawsuit is normally only filed if the parties involved cannot reach a settlement. Despite their prevalence as well as the serious injuries the cause, premises liability lawsuits are hard to win. Reasons behind injury usually range between failure to put signs of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. An individual injury slip, trip, and fall case rely heavily on the victim’s ability to prove liability by the defendant and this the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy can help resolve your debts if you have serious financial problems. However, in the process, you could lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and most common type of bankruptcy and according to statistics over 95.5% of Chapter 7 bankruptcy filings have gotten debts they have accrued discharged. So that you can be entitled to Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a nicely as secured and unsecured debt. A lot of people who do not possess enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to assist them handle overwhelming debt. However, there are actually long-term consequences for individuals who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or all their debts instead of liquidation. It is perfect for those whose biggest issue is not lack of income, but coping with the requirements from creditors for immediate payment. It enables you to make your home providing it is possible to spend the money for mortgage within the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to eliminate the debt by applying all disposable income towards the debt reduction plan. It allows debtors to remove unsecured debts as well as to get caught up on missed home loan repayments. One of the most attractive options that come with this option is short-circuiting home foreclosure. Although keeping your home might be a great relief, you will certainly be required to live for many years beneath the close supervision of any court-appointed trustee to accumulate and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is a relatively new addition to the bankruptcy laws that permit family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency response to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They ought to be actively involved in a farming or commercial fishing operation and conform to certain requirements. Debtors must make a repayment schedule within 3 months of filing at court. It needs to include a proposed intend to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt from a corporation or partnership involving a reorganization want to keep the business operational while repaying creditors over a duration of time. Company owners and people may also use Chapter 11 to seek relief. A Chapter 11 petition could be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement along with a reorganization plan has to be filed with the court. The disclosure must contain information with regards to the assets, liabilities, along with other business affairs of the debtor sufficient to permit a creditor to create a knowledgeable decision regarding the reorganization plan. The Automated Stay offers a debtor with a time period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and so are to never be pursued on any debt that occurred just before the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented through the court, an appointed trustee, a committee, or any other parties of great interest.