We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Personal injury occurs when a person has been physically or psychologically injured as a result of negligence by another individual, company, entity, or government agency. Injury legal cases arise when someone states happen to be harmed by somebody else in a accident or due to negligence and who could be held legally accountable for such harm. A personal injury case becomes formalized each time a injury lawyer represents the truth for a customer at a civil court proceeding. There are several duties your own injury lawyer performs in aiding their customers, the most significant mandate being to help them receive the justice and compensation they may be lawfully entitled to from undergoing losses and suffering due to the negligence of others. Workplace injury compensation may be claimed when someone believes their employer has failed inside their responsibilities towards them and the like negligence is responsible for a car accident or injury at the office. Every time a worker is hurt on job, they can claim compensation using their employer by submitting a work accident claim. In case the claim is successful the amount claimed will be covered by the employerâ€™s insurance. You will find four types of workerâ€™s compensation benefits that could be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some form of workerâ€™s compensation for employees is usually compulsory with the notable exception of Texas since 2018. There are two simple requirements for workers to qualify for workerâ€™s compensation benefits â€“ they should be used by an employer that has or perhaps is required by law to obtain Workerâ€™s Compensation Insurance, and they also need to have been injured at work as a result of their job- related duties. Most work-related injuries are covered by workerâ€™s comp insurance including accidents and occupational illnesses brought on by being exposed to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains as a result of handling materials. When an employee has suffered a work-related injury or illness time is of the essence because there is a small time frame in order to report the accident or incident to be able to claim benefits. Deadlines vary from state to state but also in most states, the incident must be notified on the employer within 30 to 40 days failing that your ability from the worker to receive compensation can be severely jeopardized. Workers are often surprised to find out that employers can dispute a workerâ€™s compensation claim they feel is invalid for the reason that rates they pay are affected by the quantity of claims paid out by their insurance company. This is the reason you should have proper legal representation from a qualified injury lawyer to guarantee the rights of staff is upheld. With regards to accidental injuries as a result of motor vehicle accident, an automobile wreck lawyer will fully handle your case to ensure you get the appropriate compensation for your loss and suffering due to negligence of an individual else. A vehicle accident cannot only cause physical damage, but may result in life long injuries, immobility, lack of employment, and also death. When a physical injury is a result of the negligent operation of a vehicle, the operator of the vehicle should held liable for the outcomes of these negligence. Since the laws for each state are not the same, you should possess a local attorney experienced in car accident compensation look after your own injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is highly experienced in the laws and established standards that trucking companies and truck drivers must meet. This includes things like mandatory training, rest breaks, and work hour restrictions. There are many parties who can be held accountable for injuries to victims with regards to truck or tractor-trailer related accidents including the driver, the property owner in the vehicle, the lessor, the maker from the vehicle, parts, or tires, or even the shipper or loader from the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is essential to make sure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not merely for drivers but for all other users of your road. After motorcycle accidents, motorists often claim that they failed to start to see the motorcycle and the volume of instances where motorcycle drivers have been struck by vehicles has grown substantially. Other elements which lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver along with their passenger to support negligent vehicle drivers accountable for loss and suffering brought on by their negligent driving. Filing an individual injury claim involves the motorcycle driverâ€™s insurance provider and also the at-fault motorist to look at the way it is and achieving a claims adjuster offer a certain amount of compensation. Without correct representation, the victim of the motorcycle accident runs the potential risk of not receiving fair and just compensation for loss and suffering. Dog bite laws differ among states and these cases may become quite complex. When a dog owner is up against a strict liability dog bite statute this individual have few selections for a successful defense. More defense options could be for sale in states where traditional negligence rules apply. A pet dog bite lawyer can assist you claim compensation in case you have been the victim of a dog attack. Dog bites could cause serious injuries and perhaps, victims can even be psychologically affected by the trauma. You can pursue an insurance claim versus the dog ownerâ€™s property insurance provider in the event the attack occurred around the insuredâ€™s property. Your dog bite attorney may play a crucial role in proving liability inside a dog bite case while they understand the applicable laws inside your local state, the way to calculate damages, and the best way to show evidence. Just to be successful within a injury slip-and-fall lawsuit you should prove which they owner or tenant from the property was negligent in certain action they did or did not take that caused the damage. Most slip-and-fall cases are settled out from court along with a lawsuit is generally only filed once the parties involved cannot reach a settlement. Despite their prevalence and the serious injuries the cause, premises liability lawsuits are difficult to win. Causes of injury usually range between failure to position signals of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and failing to maintain walkways. Your own injury slip, trip, and fall case rely heavily on the victimâ€™s power to prove liability by the defendant and this the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy might help resolve your financial obligations in case you have serious financial problems. However, in the process, you may lose some property. Chapter 7 Bankruptcy, also called â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and the majority of everyday sort of bankruptcy and according to statistics a lot more than 95.5% of Chapter 7 bankruptcy filings experienced debts they have accrued discharged. So that you can be entitled to Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a highly as secured and unsecured debt. A lot of people who do not possess enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets including home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to assist them to handle overwhelming debt. However, you will find long-term consequences for people who follow this route. Also referred to as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows people with enough income to settle part or all of their debts rather than liquidation. It is ideal for those whose biggest problem is not absence of income, but dealing with the requirements from creditors for immediate payment. It allows you to make your home providing you are able to spend the money for mortgage within the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to settle the debt by using all disposable income on the debt reduction plan. It allows debtors to reduce unsecured debts and also to get caught up on missed home loan repayments. Probably the most attractive highlights of this option is short-circuiting home foreclosure. Although keeping your home could be a great relief, you may be necessary to live for quite some time underneath the close supervision of any court-appointed trustee to collect and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is a relatively recent accessory for the bankruptcy laws that allow family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency response to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They should be actively involved in a farming or commercial fishing operation and conform to certain requirements. Debtors must make a repayment schedule within 90 days of filing at court. It has to add a proposed plan to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally provides for the restructuring of debt by a corporation or partnership involving a reorganization want to maintain the business operational while repaying creditors over a duration of time. Business people and people also can use Chapter 11 to get relief. A Chapter 11 petition could be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement and a reorganization plan needs to be filed together with the court. The disclosure must contain information about the assets, liabilities, and also other business affairs in the debtor sufficient to allow a creditor to help make a well informed decision regarding the reorganization plan. The Automatic Stay gives a debtor with a time period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and so are not to be pursued on any debt that occurred before the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented with the court, an appointed trustee, a committee, or some other parties appealing.