We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Accidental injuries develops when somebody continues to be physically or psychologically injured on account of negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when a person states are already harmed by someone else within an accident or as a result of negligence and who may be held legally liable for such harm. Your own injury case becomes formalized each time a accidental injury lawyer represents the truth with respect to a person with a civil court proceeding. There are lots of duties a private injury lawyer performs in aiding their clients, the most crucial mandate being to enable them to obtain the justice and compensation these are lawfully eligible for from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation might be claimed when someone believes that their employer has failed within their responsibilities towards them and the like negligence is responsible for a car accident or injury at your workplace. When a worker continues to be hurt on job, they can claim compensation from the employer by submitting a work accident claim. If the claim is a winner the amount claimed will be included in the employer’s insurance. You will find four kinds of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some kind of worker’s compensation for workers is usually compulsory with all the notable exception of Texas by 2018. There are two basic requirements for workers to be eligible for worker’s compensation benefits – they must be used by an employer who has or is needed by law to have Worker’s Compensation Insurance, and they also need to have been injured at your workplace on account of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses a result of being exposed to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains on account of handling materials. When a member of staff has suffered a work-related injury or illness time is an issue as there is a small time period to report the accident or incident in order to claim benefits. Deadlines vary between states nevertheless in most states, the incident has to be notified for the employer within 30 to 40 days failing in which the ability of the worker to receive compensation can be severely jeopardized. Personnel are often surprised to learn that employers can dispute a worker’s compensation claim they think is invalid since the rates they pay are affected by the amount of claims paid out by their insurance carrier. This is why it is important to have proper legal representation with a qualified personal injury lawyer to ensure the rights of staff is upheld. In the matter of accidental injury because of a automobile accident, an automobile wreck lawyer will fully handle your case to ensure you get the appropriate compensation for your loss and suffering due to the negligence of someone else. An automobile accident are unable to only cause physical damage, but may result in life long injuries, immobility, reduction in employment, and even death. When a personal injury is a result of the negligent operation of any vehicle, the motorist of your vehicle should held to blame for the consequences of the negligence. Since the laws of every state are very different, it is essential to use a local attorney experienced with automobile accident compensation take care of your personal injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is tremendously experienced in the laws and established standards that trucking companies and truck drivers must meet. Including such things as mandatory training, rest breaks, and work hour restrictions. There are several parties who might be held responsible for injuries to victims when it comes to truck or tractor-trailer related accidents such as the driver, the homeowner from the vehicle, the lessor, the company from the vehicle, parts, or tires, and even the shipper or loader of your cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is essential to make sure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not simply for drivers however for other users from the road. After motorcycle accidents, motorists often say that they failed to see the motorcycle and the volume of instances where motorcycle drivers are already struck by vehicles has grown substantially. Other elements which lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver as well as their passenger to hold negligent vehicle drivers accountable for loss and suffering caused by their negligent driving. Filing an individual injury claim requires the motorcycle driver’s insurance company and the at-fault motorist to examine the truth and having a claims adjuster offer a certain amount of compensation. Without correct representation, the victim of your motorcycle accident runs the danger of not receiving fair and just compensation for loss and suffering. Dog bite laws differ between states and these cases can be quite complex. In case a dog owner is faced with a strict liability dog bite statute he could have few choices for a prosperous defense. More defense options may be obtainable in states where traditional negligence rules apply. Your dog bite lawyer will help you claim compensation for those who have been the victim of a dog attack. Dog bites could cause serious injuries and in many cases, victims can even be psychologically influenced by the trauma. You may pursue an insurance claim versus the dog owner’s property insurance provider in case the attack occurred around the insured’s property. Your dog bite attorney may play a vital role in proving liability within a dog bite case because they be aware of applicable laws with your local state, how you can calculate damages, and the simplest way to offer evidence. To be successful in the accidental injuries slip-and-fall lawsuit you should prove that they owner or tenant of your property was negligent in some action they did or did not take that caused the injury. Most slip-and-fall cases are settled from court plus a lawsuit is often only filed when the parties involved cannot reach a settlement. Despite their prevalence and also the serious injuries the reason, premises liability lawsuits are difficult to win. Reasons for injury usually range from failure to put signals of wet spots or objects which are left lying in walkways to unstable work surfaces and failing to maintain walkways. Your own injury slip, trip, and fall case rely heavily around the victim’s power to prove liability by the defendant and this the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy might help resolve your debts when you have serious financial problems. However, at the same time, you may lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and the majority of common type of bankruptcy and statistically a lot more than 95.5% of Chapter 7 bankruptcy filings experienced debts they have accrued discharged. As a way to qualify for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a nicely as secured and unsecured debt. A lot of people who do not possess enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to enable them to deal with overwhelming debt. However, you will find long term consequences for those who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or all of their debts instead of liquidation. It is perfect for those whose biggest dilemma is not deficiency of income, but working with the requirements from creditors for fast payment. It allows you to keep your home providing you may spend the money for mortgage within the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to eliminate your debt by using all disposable income towards the debt reduction plan. It allows debtors to remove unsecured debts as well as to get caught up on missed home loan repayments. One of the most attractive highlights of this alternative is short-circuiting home foreclosure. Although keeping your home may be a great relief, you will end up required to live for a long time under the close supervision of your court-appointed trustee to gather and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is a somewhat new addition to the bankruptcy laws which allow family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency reply to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They have to be actively involved in a farming or commercial fishing operation and adhere to certain requirements. Debtors must come up with a repayment schedule within 3 months of filing at court. It must incorporate a proposed decide to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt with a corporation or partnership involving a reorganization want to keep the business operational while repaying creditors during a period of time. Company owners and people can also use Chapter 11 to look for relief. A Chapter 11 petition might be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement as well as a reorganization plan has to be filed using the court. The disclosure must contain all information about the assets, liabilities, and also other business affairs from the debtor sufficient allowing a creditor to make an educated decision concerning the reorganization plan. The Automatic Stay gives a debtor with a time period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are to not be pursued on any debt that occurred just before the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented from the court, an appointed trustee, a committee, or some other parties of interest.