We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Accidental injury takes place when a person has become physically or psychologically injured as a result of negligence by another individual, company, entity, or government agency. Injury legal cases arise when an individual states are already harmed by somebody else in an accident or as a result of negligence and who may be held legally accountable for such harm. A private injury case becomes formalized every time a injury lawyer represents the way it is for a client at a civil court proceeding. There are many duties a personal injury lawyer performs in aiding their customers, the most significant mandate being to assist them acquire the justice and compensation they may be lawfully eligible to from undergoing losses and suffering due to negligence of others. Workplace injury compensation can be claimed when someone believes that their employer has failed in their responsibilities towards them and the like negligence is responsible for any sort of accident or injury at the job. Every time a worker has become hurt on job, they could claim compensation from the employer by submitting a work accident claim. In the event the claim is successful the exact amount claimed will be included in the employer’s insurance. You can find four kinds of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some type of worker’s compensation for employees is normally compulsory together with the notable exception of Texas by 2018. There are two simple requirements for workers to qualify for worker’s compensation benefits – they ought to be hired by a business that has or maybe essental to law to possess Worker’s Compensation Insurance, and they also need to have been injured at work due to their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses a result of being exposed to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains due to handling materials. When a worker has suffered a work-related injury or illness time is an issue because there is a limited time frame in which to report the accident or incident so that you can claim benefits. Deadlines vary among states but also in most states, the incident should be notified for the employer within 30 to 40 days failing in which the ability from the worker to acquire compensation could be severely jeopardized. Personnel are often surprised to find out that employers can dispute a worker’s compensation claim they feel is invalid because the rates they pay are affected by the volume of claims paid out by their insurance company. That is why it is important to have proper legal representation by way of a qualified personal injury lawyer to guarantee the rights of personnel are upheld. With regards to accidental injuries caused by a motor vehicle accident, a vehicle wreck lawyer will fully handle your case to ensure you have the appropriate compensation for your personal loss and suffering due to the negligence of someone else. A car accident can not only cause physical damage, but may result in life long injuries, immobility, lack of employment, and also death. When an injury comes from the negligent operation of any vehicle, the motorist of the vehicle should held responsible for the results of those negligence. Since the laws of each state are not the same, it is essential to use a local attorney experienced with car accident compensation care for your own injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is very proficient in the laws and established standards that trucking companies and truck drivers must meet. This consists of things such as mandatory training, rest breaks, and work hour restrictions. There are many parties who might be held responsible for injuries to victims in the case of truck or tractor-trailer related accidents for example the driver, the dog owner of your vehicle, the lessor, the producer of your vehicle, parts, or tires, or maybe the shipper or loader in the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is important to ensure you are properly compensated for your injuries. Motorcycles present unique challenges, not only for drivers but also for all other users of your road. After motorcycle accidents, motorists often state that they failed to begin to see the motorcycle and the amount of instances where motorcycle drivers have been struck by vehicles has grown substantially. Other variables which lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver along with their passenger to hold negligent vehicle drivers to blame for loss and suffering brought on by their negligent driving. Filing a personal injury claim necessitates the motorcycle driver’s insurance provider along with the at-fault motorist to check the case and having a claims adjuster offer some compensation. Without correct representation, the victim of the motorcycle accident runs the potential risk of not receiving fair and only compensation for loss and suffering. Dog bite laws differ from state to state which cases can become quite complex. In case a dog owner is up against a strict liability dog bite statute this individual have few alternatives for a prosperous defense. More defense options may be offered in states where traditional negligence rules apply. Your dog bite lawyer may help you claim compensation when you have been the victim of the dog attack. Dog bites might cause serious injuries and in some cases, victims can also be psychologically impacted by the trauma. It is possible to pursue an insurance claim from the dog owner’s property insurance provider in the event the attack occurred about the insured’s property. A dog bite attorney can enjoy an important role in proving liability in the dog bite case since they understand the applicable laws with your local state, the way to calculate damages, and an effective way to present evidence. To be successful within a accidental injury slip-and-fall lawsuit you will need to prove they owner or tenant of the property was negligent in some action they did or failed to take that caused the damage. Most slip-and-fall cases are settled out from court as well as a lawsuit is often only filed as soon as the parties involved cannot reach a settlement. Despite their prevalence as well as the serious injuries the reason, premises liability lawsuits are hard to win. Causes of injury usually range from failure to place indicators of wet spots or objects which are left lying in walkways to unstable work surfaces and failing to maintain walkways. A private injury slip, trip, and fall case rely heavily on the victim’s capacity to prove liability by the defendant and that the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy might help resolve the money you owe if you have serious financial problems. However, during this process, you might lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and most everyday sort of bankruptcy and according to statistics more than 95.5% of Chapter 7 bankruptcy filings have had their debts discharged. So that you can be entitled to Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a highly as secured and unsecured debt. Many people who do not have enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to assist them to manage overwhelming debt. However, there are actually long-term consequences for people who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or their debts as an option to liquidation. It is great for those whose biggest issue is not lack of income, but coping with the demands from creditors for immediate payment. It lets you maintain your home providing it is possible to pay for the mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to resolve your debt by making use of all disposable income to the debt reduction plan. It allows debtors to reduce unsecured debts as well as catch up on missed mortgage repayments. One of the more attractive highlights of this choice is short-circuiting home foreclosure. Although keeping your own home could be a great relief, you will be needed to live for several years within the close supervision of your court-appointed trustee to gather and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a fairly new accessory for the bankruptcy laws that allow family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency solution to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They ought to be actively engaged in a farming or commercial fishing operation and conform to certain requirements. Debtors must think of a repayment schedule within 3 months of filing at court. It has to feature a proposed intend to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt from a corporation or partnership involving a reorganization intend to retain the business operational while repaying creditors over a period of time. Business people and folks may also use Chapter 11 to get relief. A Chapter 11 petition may be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement plus a reorganization plan has to be filed using the court. The disclosure must contain all information about the assets, liabilities, as well as other business affairs in the debtor sufficient to enable a creditor to make a knowledgeable decision about the reorganization plan. The Automated Stay supplies a debtor with a period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and are to never be pursued on any debt that occurred before the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented from the court, an appointed trustee, a committee, or another parties useful.