We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Accidental injury develops when somebody continues to be physically or psychologically injured because of negligence by another individual, company, entity, or government agency. Accidental injury legal cases arise when someone states to have already been harmed by other people within an accident or due to negligence and who could be held legally liable for such harm. An individual injury case becomes formalized every time a personal injury lawyer represents the case with respect to a customer at a civil court proceeding. There are several duties a personal injury lawyer performs in aiding their clients, the most crucial mandate being to assist them acquire the justice and compensation they may be lawfully eligible to from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation could be claimed when someone believes that their employer has failed inside their responsibilities towards them and such negligence has caused a crash or injury at work. Each time a worker continues to be hurt on job, they may claim compensation from their employer by submitting a work accident claim. In case the claim is a winner the amount claimed is going to be covered by the employer’s liability insurance. You can find four forms of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some type of worker’s compensation for employees is usually compulsory together with the notable exception of Texas since 2018. The two main simple requirements for workers to be eligible for worker’s compensation benefits – they ought to be utilized by a business having or possibly is needed by law to get Worker’s Compensation Insurance, and they will need to have been injured at your workplace on account of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses caused by being exposed to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains on account of handling materials. When an employee has suffered a work-related injury or illness time is important while there is a restricted period of time to report the accident or incident so that you can claim benefits. Deadlines vary among states nevertheless in most states, the incident must be notified for the employer within 30 to 40 days failing that your ability in the worker to get compensation could be severely jeopardized. Staff is often surprised to learn that employers can dispute a worker’s compensation claim they believe is invalid since the rates they pay are influenced by the volume of claims paid out by their insurance firm. This is the reason it is very important have proper legal representation by a qualified personal injury lawyer to ensure the rights of employees are upheld. In the case of accidental injury caused by a motor vehicle accident, an automobile wreck lawyer will represent you to ensure you have the appropriate compensation for your loss and suffering as a result of negligence of an individual else. A vehicle accident cannot only cause physical damage, but may lead to life long injuries, immobility, reduction in employment, and even death. When a physical injury is a result of the negligent operation of a vehicle, the operator in the vehicle should held responsible for the consequences of these negligence. Ever since the laws of each and every state are very different, you should have a local attorney experienced with vehicle accident compensation take care of your individual injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is very proficient in the laws and established standards that trucking companies and truck drivers must meet. This consists of stuff like mandatory training, rest breaks, and work hour restrictions. There are various parties who could be held accountable for injuries to victims in the case of truck or tractor-trailer related accidents for example the driver, the dog owner of the vehicle, the lessor, the maker of the vehicle, parts, or tires, or maybe the shipper or loader from the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is essential to ensure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not only for drivers but for all the other users of the road. After motorcycle accidents, motorists often say that they failed to start to see the motorcycle and the volume of instances where motorcycle drivers have been struck by vehicles has risen substantially. Other variables that lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver along with their passenger to keep negligent vehicle drivers to blame for loss and suffering a result of their negligent driving. Filing a personal injury claim necessitates the motorcycle driver’s insurance provider and also the at-fault motorist to examine the situation and getting a claims adjuster offer some compensation. Without correct representation, the victim of a motorcycle accident runs the danger of not receiving fair and just compensation for loss and suffering. Dog bite laws differ between states and these cases can become quite complex. When a dog owner is faced with a strict liability dog bite statute he could have few options for an excellent defense. More defense options can be obtainable in states where traditional negligence rules apply. A pet dog bite lawyer can help you claim compensation when you have been the victim of a dog attack. Dog bites might cause serious injuries and in many cases, victims can be psychologically influenced by the trauma. It is possible to pursue an insurance claim versus the dog owner’s home insurance provider if the attack occurred in the insured’s property. A dog bite attorney can enjoy a crucial role in proving liability in the dog bite case because they be aware of applicable laws with your local state, how you can calculate damages, and the best way to show evidence. To become successful inside a injury slip-and-fall lawsuit you should prove they owner or tenant of the property was negligent in many action they did or failed to take that caused the injury. Most slip-and-fall cases are settled out from court and a lawsuit is often only filed once the parties involved cannot reach a settlement. Despite their prevalence and also the serious injuries the main cause, premises liability lawsuits are difficult to win. Factors behind injury usually vary from failure to put indicators of wet spots or objects which are left lying in walkways to unstable work surfaces and failing to maintain walkways. A private injury slip, trip, and fall case rely heavily on the victim’s capability to prove liability by the defendant which the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy will help resolve your debts for those who have serious financial problems. However, during this process, you could lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and many everyday sort of bankruptcy and according to statistics a lot more than 95.5% of Chapter 7 bankruptcy filings have had debts they have accrued discharged. To be able to be entitled to Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a well as secured and unsecured debt. Many people who do not possess enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets like home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to enable them to cope with overwhelming debt. However, you can find long term consequences for many who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or their debts as an alternative to liquidation. It is ideal for those whose biggest problem is not insufficient income, but coping with the requirements from creditors for immediate payment. It enables you to make your home providing you may spend the money for mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five years to settle the debt by applying all disposable income to the debt reduction plan. It allows debtors to reduce unsecured debts as well as to get caught up on missed mortgage repayments. Just about the most attractive options that come with this option is short-circuiting home foreclosure. Although keeping your property could be a great relief, you will end up required to live for a long time underneath the close supervision of the court-appointed trustee to collect and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is a somewhat new addition to the bankruptcy laws that enable family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency reply to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They ought to be actively involved in a farming or commercial fishing operation and adhere to certain requirements. Debtors must come up with a repayment schedule within 3 months of filing at court. It must feature a proposed plan to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt with a corporation or partnership involving a reorganization decide to retain the business operational while repaying creditors over a duration of time. Companies and folks also can use Chapter 11 to find relief. A Chapter 11 petition may be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement along with a reorganization plan needs to be filed with the court. The disclosure must contain all information about the assets, liabilities, along with other business affairs in the debtor sufficient to enable a creditor to help make an educated decision concerning the reorganization plan. The Automated Stay gives a debtor with a period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and so are never to be pursued on any debt that occurred before the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented from the court, an appointed trustee, a committee, or some other parties appealing.