We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Accidental injuries occurs when a person is physically or psychologically injured because of negligence on the part of another individual, company, entity, or government agency. Injury legal cases arise when a person promises to have already been harmed by somebody else within an accident or on account of negligence and who might be held legally responsible for such harm. Your own injury case becomes formalized every time a accidental injury lawyer represents the case on behalf of a client at the civil court proceeding. There are many duties your own injury lawyer performs in aiding their clientele, the most significant mandate being to help them receive the justice and compensation these are lawfully eligible to from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation could be claimed when someone believes their employer has failed in their responsibilities towards them and such negligence has caused a crash or injury at your workplace. When a worker continues to be hurt on job, they may claim compensation from their employer by submitting a work accident claim. If the claim is successful the total amount claimed is going to be covered by the employer’s insurance. There are four varieties of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some form of worker’s compensation for employees is generally compulsory using the notable exception of Texas as of 2018. There are two simple requirements for workers to be eligible for worker’s compensation benefits – they must be employed by a company who has or is necessary for law to get Worker’s Compensation Insurance, and they must have been injured at the office on account of their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses caused by contact with harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains because of handling materials. When a staff member has suffered a work-related injury or illness time is important because there is a small time frame in which to report the accident or incident in order to claim benefits. Deadlines vary from state to state however in most states, the incident has to be notified towards the employer within 30 to 40 days failing that your ability of the worker to obtain compensation can be severely jeopardized. Personnel are often surprised to understand that employers can dispute a worker’s compensation claim they believe is invalid as the rates they pay are affected by the amount of claims paid out by their insurance provider. This is the reason it is essential to have proper legal representation by a qualified accidental injuries lawyer so that the rights of workers are upheld. With regards to personal injury caused by a automobile accident, an automobile wreck lawyer will represent you to ensure you receive the appropriate compensation for your loss and suffering as a result of negligence of somebody else. A vehicle accident simply cannot only cause physical damage, but may lead to life long injuries, immobility, lack of employment, and in many cases death. When an accident is a result of the negligent operation of the vehicle, the motorist of the vehicle should held responsible for the results of such negligence. Ever since the laws of each state are not the same, it is very important use a local attorney experienced in automobile accident compensation look after your own personal injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is very experienced with the laws and established standards that trucking companies and truck drivers must meet. This consists of things like mandatory training, rest breaks, and work hour restrictions. There are various parties who could be held accountable for injuries to victims in the case of truck or tractor-trailer related accidents like the driver, the property owner from the vehicle, the lessor, the maker of your vehicle, parts, or tires, or maybe the shipper or loader from the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is vital to ensure you are properly compensated for the injuries. Motorcycles present unique challenges, not merely for drivers however, for all of the other users of the road. After motorcycle accidents, motorists often point out that they failed to start to see the motorcycle and the quantity of instances where motorcycle drivers have already been struck by vehicles has grown substantially. Other variables that lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver in addition to their passenger to carry negligent vehicle drivers responsible for loss and suffering due to their negligent driving. Filing a personal injury claim involves the motorcycle driver’s insurance carrier and the at-fault motorist to evaluate the way it is and achieving a claims adjuster offer some compensation. Without proper representation, the victim of your motorcycle accident runs the risk of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ between states and those cases can become quite complex. When a dog owner is up against a strict liability dog bite statute he might have few selections for a successful defense. More defense options may be available in states where traditional negligence rules apply. A pet dog bite lawyer may help you claim compensation when you have been the victim of a dog attack. Dog bites may cause serious injuries and perhaps, victims can even be psychologically affected by the trauma. It is possible to pursue an insurance claim against the dog owner’s home insurance provider in case the attack occurred about the insured’s property. A pet dog bite attorney can start to play a crucial role in proving liability in a dog bite case since they understand the applicable laws with your local state, how you can calculate damages, and the best way to offer evidence. Just to be successful in a accidental injuries slip-and-fall lawsuit you will have to prove which they owner or tenant in the property was negligent in some action they did or did not take that caused the damage. Most slip-and-fall cases are settled out from court as well as a lawsuit is usually only filed when the parties involved cannot reach a settlement. Despite their prevalence and the serious injuries the root cause, premises liability lawsuits take time and effort to win. Causes of injury usually vary from failure to place signs of wet spots or objects that are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. An individual injury slip, trip, and fall case rely heavily on the victim’s power to prove liability on the part of the defendant and that the victim suffered damages because of such negligence. Chapter 7 Bankruptcy may help resolve your debts in case you have serious financial problems. However, in the process, you might lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and most common type of bankruptcy and according to statistics over 95.5% of Chapter 7 bankruptcy filings have gotten debts they have accrued discharged. So that you can be eligible for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a highly as secured and unsecured debt. Many people who do not have enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to enable them to cope with overwhelming debt. However, there are long term consequences for many who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or all of their debts instead of liquidation. It is perfect for those whose biggest concern is not absence of income, but handling the requirements from creditors for immediate payment. It enables you to keep the home providing it is possible to pay for the mortgage under the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to settle your debt by using all disposable income towards the debt reduction plan. It allows debtors to reduce unsecured debts and to get caught up on missed mortgage repayments. Just about the most attractive features of this alternative is short-circuiting home foreclosure. Although keeping your home could be a great relief, you may be needed to live for quite some time underneath the close supervision of a court-appointed trustee to gather and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a relatively new addition to the bankruptcy laws that enable family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency response to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They have to be actively involved in a farming or commercial fishing operation and comply with certain requirements. Debtors must develop a repayment plan within 3 months of filing at court. It should feature a proposed decide to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by way of a corporation or partnership involving a reorganization decide to maintain the business operational while repaying creditors during a period of time. Companies and folks also can use Chapter 11 to get relief. A Chapter 11 petition may be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement plus a reorganization plan must be filed with the court. The disclosure must contain all information with regards to the assets, liabilities, along with other business affairs of the debtor sufficient to enable a creditor to produce an educated decision with regards to the reorganization plan. The Automated Stay provides a debtor with a time period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and they are to never be pursued on any debt that occurred prior to the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented with the court, an appointed trustee, a committee, or some other parties of great interest.