We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Injury occurs when a person has become physically or psychologically injured because of negligence on the part of another individual, company, entity, or government agency. Personal injury legal cases arise when someone claims to are already harmed by someone else within an accident or as a result of negligence and who can be held legally responsible for such harm. A private injury case becomes formalized each time a injury lawyer represents the case on behalf of a client with a civil court proceeding. There are lots of duties a personal injury lawyer performs in aiding their clientele, the main mandate being to assist them obtain the justice and compensation these are lawfully entitled to from undergoing losses and suffering due to negligence of others. Workplace injury compensation may be claimed when someone believes that their employer has failed inside their responsibilities towards them and such negligence is responsible for an accident or injury at your workplace. Whenever a worker has been hurt on job, they are able to claim compensation off their employer by submitting a work accident claim. In the event the claim is a winner the total amount claimed will likely be paid by the employer’s liability insurance. You can find four varieties of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some type of worker’s compensation for workers is usually compulsory together with the notable exception of Texas at the time of 2018. The two main basic requirements for workers to be eligible for worker’s compensation benefits – they have to be utilized by an employer that has or maybe essental to law to possess Worker’s Compensation Insurance, and they also must have been injured at the office because of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses a result of exposure to harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains due to handling materials. When a member of staff has suffered a work-related injury or illness time is important while there is a restricted period of time in order to report the accident or incident to be able to claim benefits. Deadlines vary among states but also in most states, the incident must be notified on the employer within 30 to 40 days failing that your ability of the worker to obtain compensation could be severely jeopardized. Workers are often surprised to discover that employers can dispute a worker’s compensation claim they believe is invalid because the rates they pay are affected by the volume of claims paid out by their insurance carrier. This is the reason it is very important have proper legal representation by way of a qualified accidental injury lawyer to be sure the rights of workers are upheld. In the matter of accidental injuries as a result of vehicle accident, an automobile wreck lawyer will represent you to ensure you have the appropriate compensation for the loss and suffering because of the negligence of somebody else. A car accident can not only cause physical damage, but may result in life long injuries, immobility, loss in employment, and in many cases death. When an injury is a result of the negligent operation of the vehicle, the motorist in the vehicle has to held accountable for the effects of these negligence. Since the laws for each state are very different, it is very important use a local attorney experienced with car accident compensation look after your own personal injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is highly experienced in the laws and established standards that trucking companies and truck drivers must meet. This includes stuff like mandatory training, rest breaks, and work hour restrictions. There are various parties who might be held responsible for injuries to victims with regards to truck or tractor-trailer related accidents for example the driver, the homeowner from the vehicle, the lessor, the company of your vehicle, parts, or tires, or maybe the shipper or loader from the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is crucial to make sure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not only for drivers but also for all of the other users in the road. After motorcycle accidents, motorists often claim that they failed to see the motorcycle and the amount of instances where motorcycle drivers are already struck by vehicles has grown substantially. Other factors that lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver along with their passenger to keep negligent vehicle drivers accountable for loss and suffering a result of their negligent driving. Filing your own injury claim involves the motorcycle driver’s insurance carrier and also the at-fault motorist to evaluate the way it is and achieving a claims adjuster offer a certain amount of compensation. Without the proper representation, the victim of a motorcycle accident runs the danger of not receiving fair and just compensation for loss and suffering. Dog bite laws differ between states and those cases could become quite complex. If your dog owner is confronted by a strict liability dog bite statute he may have few options for a prosperous defense. More defense options might be for sale in states where traditional negligence rules apply. A pet dog bite lawyer will help you claim compensation for those who have been the victim of your dog attack. Dog bites may cause serious injuries and in some cases, victims may also be psychologically afflicted with the trauma. You are able to pursue an insurance claim against the dog owner’s property insurance provider in case the attack occurred in the insured’s property. Your dog bite attorney may play a crucial role in proving liability inside a dog bite case since they know the applicable laws in your local state, how to calculate damages, and the most effective way to present evidence. In order to be successful inside a personal injury slip-and-fall lawsuit you will have to prove they owner or tenant in the property was negligent in a few action they did or did not take that caused the damage. Most slip-and-fall cases are settled out of court plus a lawsuit is normally only filed once the parties involved cannot reach an agreement. Despite their prevalence along with the serious injuries the cause, premises liability lawsuits are difficult to win. Reasons for injury usually range between failure to put indicators of wet spots or objects which are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A personal injury slip, trip, and fall case rely heavily about the victim’s capacity to prove liability on the part of the defendant and therefore the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy might help resolve your debts if you have serious financial problems. However, along the way, you could possibly lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and the majority of common type of bankruptcy and according to statistics a lot more than 95.5% of Chapter 7 bankruptcy filings have gotten their debts discharged. To be able to be eligible for a Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a nicely as secured and unsecured debt. A lot of people who do not possess enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets like home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to enable them to handle overwhelming debt. However, there are actually long-term consequences for individuals who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or a bunch of their debts rather than liquidation. It is fantastic for those whose biggest issue is not lack of income, but coping with the requirements from creditors for fast payment. It enables you to keep your home providing it is possible to spend the money for mortgage within the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to solve your debt by utilizing all disposable income to the debt reduction plan. It allows debtors to remove unsecured debts and to get caught up on missed home loan repayments. Just about the most attractive options that come with this option is short-circuiting home foreclosure. Although keeping your property might be a great relief, you may be necessary to live for quite some time within the close supervision of the court-appointed trustee to accumulate and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a relatively recent addition to the bankruptcy laws which allow family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency reply to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They should be actively involved in a farming or commercial fishing operation and adhere to certain requirements. Debtors must come up with a repayment schedule within 3 months of filing at court. It should add a proposed want to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by way of a corporation or partnership involving a reorganization want to keep your business operational while repaying creditors over a period of time. Business owners and people also can use Chapter 11 to get relief. A Chapter 11 petition may be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement and a reorganization plan needs to be filed with the court. The disclosure must contain information concerning the assets, liabilities, along with other business affairs of your debtor sufficient to permit a creditor to help make an informed decision concerning the reorganization plan. The Automatic Stay supplies a debtor with a time period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and they are to never be pursued on any debt that occurred ahead of the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented by the court, an appointed trustee, a committee, or other parties of interest.