We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Personal injury develops when someone continues to be physically or psychologically injured on account of negligence on the part of another individual, company, entity, or government agency. Personal injury legal cases arise when a person states to are already harmed by other people inside an accident or due to negligence and who may be held legally responsible for such harm. An individual injury case becomes formalized whenever a personal injury lawyer represents the way it is with respect to a client at the civil court proceeding. There are lots of duties a personal injury lawyer performs in aiding their customers, the most significant mandate being to help them receive the justice and compensation they can be lawfully qualified for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation could be claimed when someone believes their employer has failed inside their responsibilities towards them and such negligence is responsible for a car accident or injury at the job. Each time a worker has been hurt on job, they could claim compensation from the employer by submitting a work accident claim. When the claim is successful the amount claimed will be covered by the employerâ€™s liability insurance. There are actually four forms of workerâ€™s compensation benefits that can be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In many states, some form of workerâ€™s compensation for employees is generally compulsory with the notable exception of Texas since 2018. There are 2 simple requirements for workers to be eligible for workerâ€™s compensation benefits â€“ they ought to be hired by a company that has or maybe essental to law to get Workerâ€™s Compensation Insurance, plus they should have been injured at your workplace due to their job- related duties. Most work-related injuries are included in workerâ€™s comp insurance including accidents and occupational illnesses brought on by exposure to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains because of handling materials. When a member of staff has suffered a work-related injury or illness time is critical because there is a restricted timeframe to report the accident or incident in order to claim benefits. Deadlines vary among states however in most states, the incident must be notified towards the employer within 30 to 40 days failing in which the ability of your worker to obtain compensation could be severely jeopardized. Personnel are often surprised to learn that employers can dispute a workerâ€™s compensation claim they believe is invalid since the rates they pay are influenced by the quantity of claims paid out by their insurance provider. This is why it is essential to have proper legal representation from a qualified accidental injury lawyer to be sure the rights of personnel are upheld. With regards to accidental injuries caused by a automobile accident, an auto wreck lawyer will handle your case to ensure you get the appropriate compensation to your loss and suffering due to the negligence of an individual else. A vehicle accident are unable to only cause physical damage, but may lead to life long injuries, immobility, loss of employment, and even death. When an injury comes from the negligent operation of the vehicle, the motorist of your vehicle should held liable for the outcomes of these negligence. Ever since the laws of every state are not the same, it is important to have got a local attorney experienced with motor vehicle accident compensation deal with your own personal injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is extremely experienced in the laws and established standards that trucking companies and truck drivers must meet. This consists of stuff like mandatory training, rest breaks, and work hour restrictions. There are various parties who may be held responsible for injuries to victims in the case of truck or tractor-trailer related accidents like the driver, the property owner of your vehicle, the lessor, the company of your vehicle, parts, or tires, or even the shipper or loader of your cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is important to ensure you are properly compensated for the injuries. Motorcycles present unique challenges, not merely for drivers however, for all of the other users in the road. After motorcycle accidents, motorists often claim that they failed to begin to see the motorcycle and the quantity of instances where motorcycle drivers have been struck by vehicles has risen substantially. Additional factors that lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver along with their passenger to keep negligent vehicle drivers liable for loss and suffering brought on by their negligent driving. Filing your own injury claim necessitates the motorcycle driverâ€™s insurer and the at-fault motorist to look at the situation and getting a claims adjuster offer a certain amount of compensation. Without the right representation, the victim of the motorcycle accident runs the chance of not receiving fair and only compensation for loss and suffering. Dog bite laws differ between states and these cases can be quite complex. If a dog owner is up against a strict liability dog bite statute he could have few choices for an effective defense. More defense options might be for sale in states where traditional negligence rules apply. A dog bite lawyer can help you claim compensation for those who have been the victim of your dog attack. Dog bites might cause serious injuries and in many cases, victims can even be psychologically afflicted with the trauma. You are able to pursue an insurance claim up against the dog ownerâ€™s home insurance provider when the attack occurred around the insuredâ€™s property. A dog bite attorney may play an important role in proving liability in the dog bite case as they know the applicable laws with your local state, how to calculate damages, and an effective way to offer evidence. To become successful in the accidental injuries slip-and-fall lawsuit you will have to prove they owner or tenant in the property was negligent in certain action they did or failed to take that caused the damage. Most slip-and-fall cases are settled from court as well as a lawsuit is generally only filed if the parties involved cannot reach an agreement. Despite their prevalence and the serious injuries the main cause, premises liability lawsuits are hard to win. Causes of injury usually range between failure to set signs of wet spots or objects that are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A personal injury slip, trip, and fall case rely heavily about the victimâ€™s power to prove liability on the part of the defendant and that the victim suffered damages because of such negligence. Chapter 7 Bankruptcy may help resolve your debts when you have serious financial problems. However, during this process, you may lose some property. Chapter 7 Bankruptcy, also referred to as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and the majority of common type of bankruptcy and statistically more than 95.5% of Chapter 7 bankruptcy filings experienced their debts discharged. To be able to be eligible for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a nicely as secured and unsecured debt. Some people who do not possess enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to enable them to handle overwhelming debt. However, there are actually long term consequences for those who follow this route. Also referred to as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows those that have enough income to settle part or all their debts rather than liquidation. It is fantastic for those whose biggest concern is not insufficient income, but working with the requirements from creditors for fast payment. It allows you to keep the home providing you can actually pay the mortgage under the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to settle your debt by applying all disposable income towards the debt reduction plan. It allows debtors to reduce unsecured debts as well as to get caught up on missed mortgage payments. Just about the most attractive highlights of this alternative is short-circuiting home foreclosure. Although keeping your own home can be a great relief, you may be needed to live for several years beneath the close supervision of the court-appointed trustee to gather and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is a relatively recent addition to the bankruptcy laws that allow family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency reaction to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They must be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must develop a repayment plan within 3 months of filing at court. It should include a proposed plan to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally offers the restructuring of debt by way of a corporation or partnership involving a reorganization plan to keep the business operational while repaying creditors over a duration of time. Business people and individuals could also use Chapter 11 to look for relief. A Chapter 11 petition might be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement and a reorganization plan needs to be filed using the court. The disclosure must contain information about the assets, liabilities, and also other business affairs of the debtor sufficient to allow a creditor to make a well informed decision concerning the reorganization plan. The Automatic Stay offers a debtor with a period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and are not to be pursued on any debt that occurred just before the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented by the court, an appointed trustee, a committee, or other parties of great interest.