We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Accidental injury develops when an individual has been physically or psychologically injured on account of negligence by another individual, company, entity, or government agency. Injury legal cases arise when someone states have already been harmed by someone else inside an accident or as a result of negligence and who might be held legally accountable for such harm. A personal injury case becomes formalized every time a accidental injury lawyer represents the case with respect to a client in a civil court proceeding. There are many duties a personal injury lawyer performs in aiding their clientele, the main mandate being to assist them to obtain the justice and compensation they may be lawfully eligible to from undergoing losses and suffering due to negligence of others. Workplace injury compensation may be claimed when someone believes that the employer has failed within their responsibilities towards them and such negligence has caused a crash or injury at your workplace. Whenever a worker has been hurt on job, they could claim compensation using their employer by submitting a work accident claim. If the claim is successful the quantity claimed will likely be covered by the employer’s liability insurance. There are four varieties of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some kind of worker’s compensation for employees is often compulsory with all the notable exception of Texas at the time of 2018. The two main basic requirements for workers to qualify for worker’s compensation benefits – they must be used by a business having or possibly is necessary for law to get Worker’s Compensation Insurance, plus they need to have been injured at the job as a result of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses caused by contact with harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains as a result of handling materials. When a member of staff has suffered a work-related injury or illness time is an issue because there is a limited timeframe in order to report the accident or incident in order to claim benefits. Deadlines vary among states but also in most states, the incident has to be notified towards the employer within 30 to 40 days failing in which the ability of the worker to acquire compensation could be severely jeopardized. Workers are often surprised to learn that employers can dispute a worker’s compensation claim they feel is invalid as the rates they pay are influenced by the quantity of claims paid out by their insurance company. This is why it is important to have proper legal representation by a qualified personal injury lawyer to guarantee the rights of employees are upheld. With regards to accidental injuries because of a vehicle accident, an automobile wreck lawyer will handle your case to ensure you obtain the appropriate compensation for the loss and suffering because of the negligence of someone else. An automobile accident are unable to only cause physical damage, but may result in life long injuries, immobility, loss of employment, and in many cases death. When a physical injury comes from the negligent operation of any vehicle, the operator from the vehicle needs to held liable for the outcomes of the negligence. Since the laws for each state will vary, you should have got a local attorney experienced in automobile accident compensation care for your personal injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is extremely experienced in the laws and established standards that trucking companies and truck drivers must meet. This can include things like mandatory training, rest breaks, and work hour restrictions. There are many parties who could be held responsible for injuries to victims with regards to truck or tractor-trailer related accidents for example the driver, the property owner from the vehicle, the lessor, the producer from the vehicle, parts, or tires, or maybe the shipper or loader in the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is important to make sure you are properly compensated to your injuries. Motorcycles present unique challenges, not just for drivers however, for all the other users of the road. After motorcycle accidents, motorists often point out that they failed to view the motorcycle and the volume of instances where motorcycle drivers have already been struck by vehicles has grown substantially. Other variables which lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver in addition to their passenger to carry negligent vehicle drivers liable for loss and suffering brought on by their negligent driving. Filing a personal injury claim requires the motorcycle driver’s insurance provider along with the at-fault motorist to check the case and having a claims adjuster offer some compensation. Without the right representation, the victim of a motorcycle accident runs the danger of not receiving fair and only compensation for loss and suffering. Dog bite laws differ between states which cases can be quite complex. When a dog owner is confronted by a strict liability dog bite statute he could have few options for an effective defense. More defense options might be obtainable in states where traditional negligence rules apply. A dog bite lawyer can assist you claim compensation in case you have been the victim of the dog attack. Dog bites might cause serious injuries and perhaps, victims may also be psychologically affected by the trauma. You are able to pursue an insurance claim up against the dog owner’s property insurance provider in case the attack occurred around the insured’s property. A dog bite attorney can play an important role in proving liability within a dog bite case while they know the applicable laws in your local state, how you can calculate damages, and the best way to offer evidence. Just to be successful in the personal injury slip-and-fall lawsuit you will need to prove that they can owner or tenant of the property was negligent in many action they did or failed to take that caused the damage. Most slip-and-fall cases are settled away from court as well as a lawsuit is usually only filed if the parties involved cannot reach a settlement. Despite their prevalence and the serious injuries the cause, premises liability lawsuits are difficult to win. Reasons for injury usually cover anything from failure to put indicators of wet spots or objects which are left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily in the victim’s power to prove liability by the defendant and that the victim suffered damages due to such negligence. Chapter 7 Bankruptcy may help resolve the money you owe in case you have serious financial problems. However, in the process, you could possibly lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and many common type of bankruptcy and according to statistics more than 95.5% of Chapter 7 bankruptcy filings have experienced debts they have accrued discharged. So that you can be eligible for a Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a well as secured and unsecured debt. Some individuals who do not have enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to assist them to deal with overwhelming debt. However, there are actually long term consequences for many who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or all of their debts as an alternative to liquidation. It is ideal for those whose biggest issue is not lack of income, but coping with the demands from creditors for fast payment. It allows you to keep the home providing it is possible to spend the money for mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to eliminate your debt by making use of all disposable income for the debt reduction plan. It allows debtors to eliminate unsecured debts as well as get caught up on missed home loan repayments. One of the most attractive options that come with this approach is short-circuiting home foreclosure. Although keeping your own home might be a great relief, you will end up needed to live for many years underneath the close supervision of your court-appointed trustee to recover and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is a fairly new accessory for the bankruptcy laws that permit family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency reply to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They must be actively involved in a farming or commercial fishing operation and adhere to certain requirements. Debtors must develop a repayment plan within 3 months of filing at court. It should feature a proposed intend to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt from a corporation or partnership involving a reorganization want to maintain the business operational while repaying creditors during a period of time. Company owners and individuals also can use Chapter 11 to seek relief. A Chapter 11 petition can be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement plus a reorganization plan needs to be filed using the court. The disclosure must contain all information with regards to the assets, liabilities, and other business affairs of the debtor sufficient allowing a creditor to create a well informed decision with regards to the reorganization plan. The Automated Stay gives a debtor with a time period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and are to never be pursued on any debt that occurred ahead of the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented through the court, an appointed trustee, a committee, or some other parties of great interest.