We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Accidental injuries occurs when someone has become physically or psychologically injured due to negligence on the part of another individual, company, entity, or government agency. Accidental injuries legal cases arise when somebody states to have been harmed by other people in a accident or because of negligence and who may be held legally responsible for such harm. A personal injury case becomes formalized whenever a accidental injuries lawyer represents the situation with respect to a customer in a civil court proceeding. There are several duties your own injury lawyer performs in aiding their clientele, the most crucial mandate being to assist them to receive the justice and compensation they can be lawfully entitled to from undergoing losses and suffering due to the negligence of others. Workplace injury compensation might be claimed when someone believes their employer has failed with their responsibilities towards them and such negligence is responsible for a car accident or injury at work. Every time a worker is hurt on job, they may claim compensation off their employer by submitting a work accident claim. In the event the claim is successful the total amount claimed is going to be covered by the employer’s insurance. There are four types of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some form of worker’s compensation for employees is generally compulsory using the notable exception of Texas as of 2018. The two main simple requirements for workers to qualify for worker’s compensation benefits – they have to be hired by an employer having or perhaps is required by law to possess Worker’s Compensation Insurance, and so they need to have been injured at the job as a result of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses a result of contact with harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains because of handling materials. When a staff member has suffered a work-related injury or illness time is of the essence as there is a small time frame where you can report the accident or incident to be able to claim benefits. Deadlines vary among states but also in most states, the incident has to be notified on the employer within 30 to 40 days failing which the ability from the worker to obtain compensation may be severely jeopardized. Workers are often surprised to learn that employers can dispute a worker’s compensation claim they believe is invalid as the rates they pay are affected by the quantity of claims paid out by their insurance provider. This is why it is very important have proper legal representation with a qualified injury lawyer to be sure the rights of personnel are upheld. When it comes to accidental injuries due to a automobile accident, an automobile wreck lawyer will fully handle your case to ensure you get the appropriate compensation to your loss and suffering because of the negligence of somebody else. A car accident can not only cause physical damage, but may lead to life long injuries, immobility, loss of employment, and in many cases death. When a physical injury comes from the negligent operation of any vehicle, the motorist from the vehicle needs to held liable for the consequences of those negligence. Ever since the laws of each state are not the same, it is important to possess a local attorney experienced in vehicle accident compensation look after your own injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is extremely familiar with the laws and established standards that trucking companies and truck drivers must meet. This consists of such things as mandatory training, rest breaks, and work hour restrictions. There are various parties who might be held accountable for injuries to victims when it comes to truck or tractor-trailer related accidents including the driver, the property owner from the vehicle, the lessor, the company from the vehicle, parts, or tires, and even the shipper or loader of the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is vital to make sure you are properly compensated to your injuries. Motorcycles present unique challenges, not merely for drivers but for all the other users from the road. After motorcycle accidents, motorists often state that they did not see the motorcycle and the volume of instances where motorcycle drivers are already struck by vehicles has grown substantially. Additional factors which lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver as well as their passenger to carry negligent vehicle drivers liable for loss and suffering brought on by their negligent driving. Filing a private injury claim necessitates the motorcycle driver’s insurance provider along with the at-fault motorist to examine the way it is and getting a claims adjuster offer some compensation. Without proper representation, the victim of your motorcycle accident runs the potential risk of not receiving fair and just compensation for loss and suffering. Dog bite laws differ from state to state and these cases can be quite complex. When a dog owner is confronted by a strict liability dog bite statute this individual have few alternatives for an effective defense. More defense options might be available in states where traditional negligence rules apply. Your dog bite lawyer will help you claim compensation in case you have been the victim of any dog attack. Dog bites can cause serious injuries and in some cases, victims can even be psychologically affected by the trauma. You can pursue an insurance claim against the dog owner’s home insurance provider in case the attack occurred around the insured’s property. Your dog bite attorney can play a vital role in proving liability inside a dog bite case while they understand the applicable laws with your local state, how to calculate damages, and the best way to present evidence. To be successful in the accidental injury slip-and-fall lawsuit you should prove that they can owner or tenant from the property was negligent in some action they did or did not take that caused the damage. Most slip-and-fall cases are settled from court and a lawsuit is usually only filed as soon as the parties involved cannot reach an agreement. Despite their prevalence and the serious injuries the cause, premises liability lawsuits are hard to win. Causes of injury usually vary from failure to place signals of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and failing to maintain walkways. Your own injury slip, trip, and fall case rely heavily around the victim’s capacity to prove liability on the part of the defendant which the victim suffered damages because of such negligence. Chapter 7 Bankruptcy will help resolve your debts for those who have serious financial problems. However, at the same time, you could possibly lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and many everyday sort of bankruptcy and according to statistics a lot more than 95.5% of Chapter 7 bankruptcy filings have experienced debts they have accrued discharged. As a way to qualify for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a properly as secured and unsecured debt. Some people who do not have enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to enable them to deal with overwhelming debt. However, there are long term consequences for individuals who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or their debts as an alternative to liquidation. It is great for those whose biggest dilemma is not insufficient income, but dealing with the needs from creditors for fast payment. It lets you make your home providing you can actually pay the mortgage within the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five years to eliminate the debt by applying all disposable income on the debt reduction plan. It allows debtors to eliminate unsecured debts as well as catch up on missed mortgage repayments. One of the more attractive highlights of this alternative is short-circuiting home foreclosure. Although keeping your home might be a great relief, you may be necessary to live for quite some time under the close supervision of the court-appointed trustee to accumulate and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a relatively recent addition to the bankruptcy laws that allow family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency solution to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They ought to be actively engaged in a farming or commercial fishing operation and conform to certain requirements. Debtors must come up with a repayment plan within 3 months of filing at court. It has to feature a proposed decide to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by a corporation or partnership involving a reorganization intend to retain the business operational while repaying creditors during a period of time. Business people and folks could also use Chapter 11 to seek relief. A Chapter 11 petition might be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement as well as a reorganization plan should be filed with all the court. The disclosure must contain all information with regards to the assets, liabilities, along with other business affairs in the debtor sufficient to enable a creditor to produce a well informed decision with regards to the reorganization plan. The Automatic Stay offers a debtor with a period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and so are to never be pursued on any debt that occurred before the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented from the court, an appointed trustee, a committee, or another parties useful.