We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Accidental injuries takes place when someone is physically or psychologically injured as a result of negligence by another individual, company, entity, or government agency. Injury legal cases arise when a person promises to are already harmed by other people inside an accident or on account of negligence and who can be held legally accountable for such harm. A personal injury case becomes formalized whenever a personal injury lawyer represents the case on behalf of a client in a civil court proceeding. There are numerous duties a private injury lawyer performs in aiding the clientele, the most crucial mandate being to assist them to receive the justice and compensation they are lawfully eligible for from undergoing losses and suffering due to the negligence of others. Workplace injury compensation can be claimed when someone believes that their employer has failed inside their responsibilities towards them and the like negligence has caused an accident or injury at your workplace. When a worker has become hurt on job, they could claim compensation using their employer by submitting a work accident claim. If the claim is successful the exact amount claimed will likely be protected by the employer’s liability insurance. There are four forms of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some type of worker’s compensation for workers is usually compulsory with all the notable exception of Texas as of 2018. There are 2 basic requirements for workers to qualify for worker’s compensation benefits – they ought to be used by an employer who may have or is required by law to have Worker’s Compensation Insurance, and they must have been injured at the office on account of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses due to contact with harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains as a result of handling materials. When an employee has suffered a work-related injury or illness time is important because there is a restricted time frame to report the accident or incident to be able to claim benefits. Deadlines vary between states however in most states, the incident has to be notified on the employer within 30 to 40 days failing in which the ability of your worker to receive compensation may be severely jeopardized. Personnel are often surprised to discover that employers can dispute a worker’s compensation claim they believe is invalid as the rates they pay suffer from the volume of claims paid out by their insurance firm. This is the reason you should have proper legal representation with a qualified accidental injury lawyer to be sure the rights of workers are upheld. In the case of accidental injury caused by a car accident, an automobile wreck lawyer will represent you to ensure you obtain the appropriate compensation for your loss and suffering as a result of negligence of someone else. A car accident are unable to only cause physical damage, but may result in life long injuries, immobility, reduction in employment, and also death. When a personal injury comes from the negligent operation of a vehicle, the motorist in the vehicle should held liable for the effects of those negligence. Ever since the laws of each state are different, it is essential to have a local attorney proficient in car accident compensation deal with your personal injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is very proficient in the laws and established standards that trucking companies and truck drivers must meet. Including such things as mandatory training, rest breaks, and work hour restrictions. There are numerous parties who could be held responsible for injuries to victims in the matter of truck or tractor-trailer related accidents like the driver, the dog owner of the vehicle, the lessor, the maker from the vehicle, parts, or tires, or maybe the shipper or loader of the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is essential to make sure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not just for drivers however for all of the other users of your road. After motorcycle accidents, motorists often claim that they did not view the motorcycle and the number of instances where motorcycle drivers are already struck by vehicles has grown substantially. Other variables that lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver and their passenger to keep negligent vehicle drivers accountable for loss and suffering caused by their negligent driving. Filing your own injury claim requires the motorcycle driver’s insurance provider along with the at-fault motorist to look at the truth and getting a claims adjuster offer some compensation. Without the proper representation, the victim of your motorcycle accident runs the chance of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ from state to state and those cases could become quite complex. If a dog owner is confronted with a strict liability dog bite statute this individual have few choices for a prosperous defense. More defense options may be for sale in states where traditional negligence rules apply. A dog bite lawyer will help you claim compensation in case you have been the victim of any dog attack. Dog bites could cause serious injuries and in some cases, victims can be psychologically afflicted with the trauma. You are able to pursue an insurance claim versus the dog owner’s property insurance provider in case the attack occurred about the insured’s property. A dog bite attorney can play a vital role in proving liability in a dog bite case while they understand the applicable laws in your local state, how to calculate damages, and the most effective way to offer evidence. To be successful in the accidental injuries slip-and-fall lawsuit you will have to prove they owner or tenant of the property was negligent in certain action they did or did not take that caused the damage. Most slip-and-fall cases are settled from court as well as a lawsuit is normally only filed when the parties involved cannot reach a settlement. Despite their prevalence and also the serious injuries the main cause, premises liability lawsuits are difficult to win. Reasons behind injury usually vary from failure to set indicators of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and failing to maintain walkways. A private injury slip, trip, and fall case rely heavily on the victim’s capability to prove liability by the defendant which the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy might help resolve the money you owe for those who have serious financial problems. However, along the way, you might lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and the majority of everyday sort of bankruptcy and statistically greater than 95.5% of Chapter 7 bankruptcy filings have gotten their debts discharged. To be able to be eligible for Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a nicely as secured and unsecured debt. Many people who do not possess enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets including home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to help them cope with overwhelming debt. However, there are long term consequences for many who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or a bunch of their debts as an alternative to liquidation. It is perfect for those whose biggest concern is not absence of income, but coping with the needs from creditors for fast payment. It allows you to make your home providing you may pay for the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five years to resolve your debt by using all disposable income on the debt reduction plan. It allows debtors to remove unsecured debts and also to catch up on missed mortgage repayments. One of the most attractive features of this alternative is short-circuiting home foreclosure. Although keeping your property might be a great relief, you will certainly be needed to live for several years within the close supervision of a court-appointed trustee to accumulate and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a fairly new addition to the bankruptcy laws which allow family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency solution to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They have to be actively engaged in a farming or commercial fishing operation and abide by certain requirements. Debtors must think of a repayment schedule within 3 months of filing at court. It needs to feature a proposed want to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt with a corporation or partnership involving a reorganization plan to maintain the business operational while repaying creditors over a duration of time. Companies and folks can also use Chapter 11 to find relief. A Chapter 11 petition might be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement and a reorganization plan should be filed using the court. The disclosure must contain information with regards to the assets, liabilities, and other business affairs of your debtor sufficient to allow a creditor to make an educated decision regarding the reorganization plan. The Automated Stay offers a debtor with a period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are never to be pursued on any debt that occurred prior to the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented through the court, an appointed trustee, a committee, or another parties of great interest.