We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Personal injury takes place when someone has become physically or psychologically injured because of negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when someone states to have been harmed by someone else in an accident or due to negligence and who could be held legally accountable for such harm. An individual injury case becomes formalized when a accidental injuries lawyer represents the situation with respect to a client in a civil court proceeding. There are many duties a personal injury lawyer performs in aiding the clientele, the most crucial mandate being to help them obtain the justice and compensation they are lawfully eligible for from undergoing losses and suffering due to negligence of others. Workplace injury compensation could be claimed when someone believes that their employer has failed with their responsibilities towards them etc negligence is responsible for any sort of accident or injury at your workplace. Each time a worker has become hurt on job, they may claim compensation from their employer by submitting a work accident claim. In case the claim is a winner the quantity claimed will be covered by the employer’s insurance. You will find four varieties of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some sort of worker’s compensation for workers is often compulsory using the notable exception of Texas by 2018. There are 2 basic requirements for workers to qualify for worker’s compensation benefits – they ought to be hired by a business who may have or is necessary for law to have Worker’s Compensation Insurance, and so they need to have been injured at work because of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses brought on by being exposed to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains due to handling materials. When a worker has suffered a work-related injury or illness time is important as there is a limited time frame to report the accident or incident so that you can claim benefits. Deadlines vary from state to state nevertheless in most states, the incident has to be notified towards the employer within 30 to 40 days failing which the ability of the worker to acquire compensation may be severely jeopardized. Personnel are often surprised to discover that employers can dispute a worker’s compensation claim they think is invalid as the rates they pay are affected by the quantity of claims paid out by their insurance carrier. This is why you should have proper legal representation with a qualified accidental injuries lawyer to guarantee the rights of employees are upheld. In the matter of personal injury as a result of vehicle accident, an auto wreck lawyer will represent you to ensure you have the appropriate compensation for the loss and suffering as a result of negligence of someone else. A car accident simply cannot only cause physical damage, but may lead to life long injuries, immobility, lack of employment, and even death. When a physical injury comes from the negligent operation of the vehicle, the operator of the vehicle must held accountable for the consequences of such negligence. Since the laws of each and every state will vary, you should have got a local attorney experienced with car accident compensation look after your own injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is highly familiar with the laws and established standards that trucking companies and truck drivers must meet. This can include stuff like mandatory training, rest breaks, and work hour restrictions. There are numerous parties who may be held responsible for injuries to victims in the case of truck or tractor-trailer related accidents for example the driver, the dog owner of your vehicle, the lessor, the producer in the vehicle, parts, or tires, and even the shipper or loader of your cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is vital to make sure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not simply for drivers but for all other users in the road. After motorcycle accidents, motorists often state that they failed to start to see the motorcycle and the quantity of instances where motorcycle drivers have been struck by vehicles has risen substantially. Other variables that lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver along with their passenger to support negligent vehicle drivers responsible for loss and suffering brought on by their negligent driving. Filing a personal injury claim involves the motorcycle driver’s insurance company along with the at-fault motorist to evaluate the case and achieving a claims adjuster offer a certain amount of compensation. Without the right representation, the victim of the motorcycle accident runs the danger of not receiving fair and only compensation for loss and suffering. Dog bite laws differ between states and these cases could become quite complex. When a dog owner is faced with a strict liability dog bite statute he might have few options for an effective defense. More defense options might be offered in states where traditional negligence rules apply. Your dog bite lawyer can assist you claim compensation in case you have been the victim of the dog attack. Dog bites might cause serious injuries and perhaps, victims can also be psychologically impacted by the trauma. It is possible to pursue an insurance claim against the dog owner’s home insurance provider if the attack occurred on the insured’s property. A pet dog bite attorney may play a vital role in proving liability inside a dog bite case while they are aware of the applicable laws with your local state, the way to calculate damages, and the simplest way to offer evidence. To be successful within a personal injury slip-and-fall lawsuit you will have to prove they owner or tenant of your property was negligent in some action they did or did not take that caused the injury. Most slip-and-fall cases are settled out of court along with a lawsuit is generally only filed when the parties involved cannot reach an agreement. Despite their prevalence as well as the serious injuries the main cause, premises liability lawsuits are hard to win. Causes of injury usually cover anything from failure to place signals of wet spots or objects that are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A personal injury slip, trip, and fall case rely heavily around the victim’s capability to prove liability by the defendant which the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy might help resolve your debts in case you have serious financial problems. However, along the way, you may lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and the majority of common type of bankruptcy and according to statistics a lot more than 95.5% of Chapter 7 bankruptcy filings have had their debts discharged. In order to be entitled to Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a properly as secured and unsecured debt. Some individuals who do not have enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets like home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to enable them to handle overwhelming debt. However, you will find long term consequences for those who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or their debts as an option to liquidation. It is fantastic for those whose biggest dilemma is not lack of income, but handling the needs from creditors for immediate payment. It enables you to keep the home providing you can actually pay the mortgage under the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to settle your debt by using all disposable income towards the debt reduction plan. It allows debtors to reduce unsecured debts and also to catch up on missed mortgage payments. Just about the most attractive highlights of this option is short-circuiting home foreclosure. Although keeping your home might be a great relief, you will end up required to live for a long time within the close supervision of your court-appointed trustee to gather and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is a relatively recent accessory for the bankruptcy laws which allow family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency solution to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They should be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must develop a repayment schedule within 90 days of filing at court. It should add a proposed plan to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt from a corporation or partnership involving a reorganization want to maintain the business operational while repaying creditors over a duration of time. Companies and folks can also use Chapter 11 to look for relief. A Chapter 11 petition may be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement plus a reorganization plan must be filed with the court. The disclosure must contain all information with regards to the assets, liabilities, and other business affairs of your debtor sufficient to allow a creditor to create a knowledgeable decision regarding the reorganization plan. The Automatic Stay offers a debtor with a period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are to not be pursued on any debt that occurred ahead of the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented by the court, an appointed trustee, a committee, or any other parties of interest.