We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Accidental injuries develops when an individual has become physically or psychologically injured because of negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when an individual promises to have been harmed by other people in a accident or because of negligence and who can be held legally responsible for such harm. A private injury case becomes formalized whenever a personal injury lawyer represents the situation for a client with a civil court proceeding. There are several duties your own injury lawyer performs in aiding their customers, the most significant mandate being to assist them to acquire the justice and compensation they are lawfully entitled to from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation might be claimed when someone believes their employer has failed in their responsibilities towards them and such negligence has caused a crash or injury at the job. Each time a worker continues to be hurt on job, they could claim compensation from the employer by submitting a work accident claim. When the claim is successful the quantity claimed is going to be protected by the employer’s liability insurance. You can find four forms of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some form of worker’s compensation for workers is usually compulsory together with the notable exception of Texas by 2018. The two main simple requirements for workers to qualify for worker’s compensation benefits – they must be used by a company who has or perhaps is essental to law to possess Worker’s Compensation Insurance, and they also should have been injured at work because of their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses a result of exposure to harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains due to handling materials. When a staff member has suffered a work-related injury or illness time is critical as there is a small time period in order to report the accident or incident as a way to claim benefits. Deadlines vary from state to state nevertheless in most states, the incident must be notified on the employer within 30 to 40 days failing in which the ability of the worker to obtain compensation may be severely jeopardized. Workers are often surprised to discover that employers can dispute a worker’s compensation claim they think is invalid because the rates they pay are affected by the amount of claims paid out by their insurance carrier. This is the reason it is essential to have proper legal representation by way of a qualified accidental injury lawyer to be sure the rights of personnel are upheld. In the matter of accidental injury as a result of automobile accident, an auto wreck lawyer will fully handle your case to ensure you get the appropriate compensation to your loss and suffering because of the negligence of somebody else. A car accident are unable to only cause physical damage, but may result in life long injuries, immobility, loss of employment, and also death. When a personal injury results from the negligent operation of the vehicle, the driver of your vehicle must held accountable for the consequences of the negligence. Considering that the laws for each state will vary, you should have a local attorney proficient in automobile accident compensation take care of your individual injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is highly experienced with the laws and established standards that trucking companies and truck drivers must meet. This includes such things as mandatory training, rest breaks, and work hour restrictions. There are several parties who can be held accountable for injuries to victims in the matter of truck or tractor-trailer related accidents like the driver, the property owner of your vehicle, the lessor, the company in the vehicle, parts, or tires, or perhaps the shipper or loader of your cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is crucial to ensure you are properly compensated to your injuries. Motorcycles present unique challenges, not only for drivers however, for all other users of the road. After motorcycle accidents, motorists often claim that they did not start to see the motorcycle and the number of instances where motorcycle drivers have already been struck by vehicles has risen substantially. Other factors which lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver and their passenger to keep negligent vehicle drivers to blame for loss and suffering due to their negligent driving. Filing your own injury claim requires the motorcycle driver’s insurer as well as the at-fault motorist to look at the situation and getting a claims adjuster offer a certain amount of compensation. Without the right representation, the victim of your motorcycle accident runs the chance of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ between states and these cases can be quite complex. If your dog owner is up against a strict liability dog bite statute he may have few selections for a prosperous defense. More defense options could be available in states where traditional negligence rules apply. A dog bite lawyer may help you claim compensation in case you have been the victim of the dog attack. Dog bites can cause serious injuries and perhaps, victims may also be psychologically afflicted with the trauma. You can pursue an insurance claim from the dog owner’s property insurance provider when the attack occurred around the insured’s property. Your dog bite attorney can start to play a vital role in proving liability in a dog bite case because they be aware of applicable laws inside your local state, how you can calculate damages, and the simplest way to provide evidence. To be successful inside a accidental injuries slip-and-fall lawsuit you should prove that they owner or tenant of the property was negligent in a few action they did or did not take that caused the damage. Most slip-and-fall cases are settled out from court plus a lawsuit is usually only filed as soon as the parties involved cannot reach a settlement. Despite their prevalence as well as the serious injuries the main cause, premises liability lawsuits are difficult to win. Causes of injury usually range between failure to put indicators of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and failing to maintain walkways. A private injury slip, trip, and fall case rely heavily about the victim’s capacity to prove liability by the defendant and that the victim suffered damages due to such negligence. Chapter 7 Bankruptcy will help resolve your financial obligations in case you have serious financial problems. However, during this process, you may lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and many common type of bankruptcy and according to statistics more than 95.5% of Chapter 7 bankruptcy filings have experienced debts they have accrued discharged. To be able to qualify for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a well as secured and unsecured debt. Many people who do not possess enough debt to declare bankruptcy may need to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to enable them to cope with overwhelming debt. However, there are actually long-term consequences for many who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or their debts as an option to liquidation. It is great for those whose biggest concern is not insufficient income, but dealing with the requirements from creditors for immediate payment. It allows you to maintain your home providing you can actually pay the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to resolve your debt by using all disposable income to the debt reduction plan. It allows debtors to get rid of unsecured debts and also to get caught up on missed mortgage payments. Just about the most attractive features of this option is short-circuiting home foreclosure. Although keeping your home may be a great relief, you may be needed to live for quite some time underneath the close supervision of any court-appointed trustee to accumulate and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a relatively recent addition to the bankruptcy laws which allow family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency solution to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They have to be actively involved in a farming or commercial fishing operation and abide by certain requirements. Debtors must make a repayment schedule within 3 months of filing at court. It must add a proposed want to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt with a corporation or partnership involving a reorganization want to retain the business operational while repaying creditors over a duration of time. Business people and folks can also use Chapter 11 to look for relief. A Chapter 11 petition may be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement plus a reorganization plan has to be filed with the court. The disclosure must contain information with regards to the assets, liabilities, along with other business affairs from the debtor sufficient to allow a creditor to create a well informed decision about the reorganization plan. The Automatic Stay provides a debtor with a time period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and they are to not be pursued on any debt that occurred before the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented through the court, an appointed trustee, a committee, or any other parties appealing.