We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Accidental injuries takes place when someone continues to be physically or psychologically injured on account of negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when someone promises to have been harmed by other people within an accident or because of negligence and who may be held legally liable for such harm. A private injury case becomes formalized when a personal injury lawyer represents the way it is for a client at the civil court proceeding. There are numerous duties your own injury lawyer performs in aiding their customers, the most important mandate being to assist them to obtain the justice and compensation these are lawfully eligible to from undergoing losses and suffering due to the negligence of others. Workplace injury compensation might be claimed when someone believes that the employer has failed inside their responsibilities towards them and the like negligence has caused any sort of accident or injury at work. Each time a worker continues to be hurt on job, they are able to claim compensation using their employer by submitting a work accident claim. In the event the claim is a winner the total amount claimed will probably be included in the employer’s insurance. You will find four varieties of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some kind of worker’s compensation for workers is usually compulsory together with the notable exception of Texas at the time of 2018. The two main simple requirements for workers to be eligible for worker’s compensation benefits – they ought to be hired by a business having or perhaps is necessary for law to have Worker’s Compensation Insurance, and they should have been injured at the job on account of their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses due to exposure to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains due to handling materials. When a staff member has suffered a work-related injury or illness time is critical while there is a small timeframe to report the accident or incident to be able to claim benefits. Deadlines vary from state to state nevertheless in most states, the incident should be notified towards the employer within 30 to 40 days failing that the ability in the worker to obtain compensation may be severely jeopardized. Workers are often surprised to learn that employers can dispute a worker’s compensation claim they believe is invalid for the reason that rates they pay suffer from the quantity of claims paid out by their insurance provider. For this reason it is essential to have proper legal representation with a qualified accidental injury lawyer so that the rights of employees are upheld. In the case of accidental injury due to a motor vehicle accident, a car wreck lawyer will fully handle your case to make sure you obtain the appropriate compensation for your personal loss and suffering due to negligence of somebody else. A car accident are unable to only cause physical damage, but may result in life long injuries, immobility, lack of employment, and even death. When a physical injury comes from the negligent operation of the vehicle, the motorist from the vehicle must held responsible for the results of the negligence. Since the laws for each state are very different, it is essential to have a local attorney proficient in vehicle accident compensation look after your own personal injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is highly experienced with the laws and established standards that trucking companies and truck drivers must meet. Including such things as mandatory training, rest breaks, and work hour restrictions. There are various parties who might be held accountable for injuries to victims in the case of truck or tractor-trailer related accidents for example the driver, the owner in the vehicle, the lessor, the producer of your vehicle, parts, or tires, and even the shipper or loader of your cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is vital to make sure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not merely for drivers however for all of the other users of the road. After motorcycle accidents, motorists often state that they did not see the motorcycle and the volume of instances where motorcycle drivers have been struck by vehicles has risen substantially. Other variables which lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver in addition to their passenger to hold negligent vehicle drivers liable for loss and suffering caused by their negligent driving. Filing an individual injury claim involves the motorcycle driver’s insurance provider as well as the at-fault motorist to evaluate the truth and getting a claims adjuster offer a certain amount of compensation. Without correct representation, the victim of the motorcycle accident runs the potential risk of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ from state to state and these cases can be quite complex. When a dog owner is faced with a strict liability dog bite statute he might have few selections for a successful defense. More defense options could be for sale in states where traditional negligence rules apply. A dog bite lawyer can help you claim compensation when you have been the victim of the dog attack. Dog bites might cause serious injuries and in some cases, victims may also be psychologically influenced by the trauma. You can pursue an insurance claim versus the dog owner’s home insurance provider in the event the attack occurred on the insured’s property. Your dog bite attorney may play a vital role in proving liability in the dog bite case because they understand the applicable laws within your local state, the way to calculate damages, and the most effective way to show evidence. To become successful in a personal injury slip-and-fall lawsuit you should prove which they owner or tenant of the property was negligent in certain action they did or did not take that caused the damage. Most slip-and-fall cases are settled away from court as well as a lawsuit is usually only filed if the parties involved cannot reach a settlement. Despite their prevalence along with the serious injuries the reason, premises liability lawsuits are hard to win. Causes of injury usually vary from failure to put signals of wet spots or objects that are left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily about the victim’s capacity to prove liability on the part of the defendant and that the victim suffered damages because of such negligence. Chapter 7 Bankruptcy will help resolve your financial obligations if you have serious financial problems. However, during this process, you may lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and most common type of bankruptcy and statistically greater than 95.5% of Chapter 7 bankruptcy filings experienced their debts discharged. In order to qualify for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a properly as secured and unsecured debt. Many people who do not have enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to help them cope with overwhelming debt. However, there are actually long term consequences for people who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or all of their debts instead of liquidation. It is great for those whose biggest concern is not deficiency of income, but handling the requirements from creditors for immediate payment. It allows you to make your home providing it is possible to pay for the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to resolve the debt by utilizing all disposable income towards the debt reduction plan. It allows debtors to remove unsecured debts and also to catch up on missed mortgage repayments. Just about the most attractive options that come with this option is short-circuiting home foreclosure. Although keeping your house may be a great relief, you will be needed to live for a long time within the close supervision of your court-appointed trustee to accumulate and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is a relatively recent accessory for the bankruptcy laws that enable family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency response to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They have to be actively involved in a farming or commercial fishing operation and conform to certain requirements. Debtors must develop a repayment schedule within 3 months of filing at court. It has to incorporate a proposed decide to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt with a corporation or partnership involving a reorganization want to maintain the business operational while repaying creditors over a duration of time. Companies and people can also use Chapter 11 to seek relief. A Chapter 11 petition might be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement as well as a reorganization plan must be filed with the court. The disclosure must contain information concerning the assets, liabilities, and also other business affairs of your debtor sufficient allowing a creditor to produce an educated decision regarding the reorganization plan. The Automatic Stay gives a debtor with a period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are not to be pursued on any debt that occurred before the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented with the court, an appointed trustee, a committee, or another parties useful.