We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Accidental injuries develops when a person has been physically or psychologically injured on account of negligence by another individual, company, entity, or government agency. Accidental injury legal cases arise when somebody states to happen to be harmed by someone else within an accident or because of negligence and who may be held legally responsible for such harm. An individual injury case becomes formalized every time a accidental injury lawyer represents the way it is with respect to a client at the civil court proceeding. There are many duties an individual injury lawyer performs in aiding their clients, the most significant mandate being to enable them to acquire the justice and compensation they are lawfully eligible for from undergoing losses and suffering due to the negligence of others. Workplace injury compensation could be claimed when someone believes that the employer has failed in their responsibilities towards them and the like negligence has caused a car accident or injury at work. Whenever a worker has become hurt on job, they could claim compensation from their employer by submitting a work accident claim. If the claim is a winner the quantity claimed will probably be covered by the employer’s insurance. There are actually four types of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some kind of worker’s compensation for workers is generally compulsory with all the notable exception of Texas at the time of 2018. There are 2 basic requirements for workers to qualify for worker’s compensation benefits – they ought to be employed by a business who may have or maybe essental to law to obtain Worker’s Compensation Insurance, and so they will need to have been injured at the job on account of their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses due to contact with harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains on account of handling materials. When a staff member has suffered a work-related injury or illness time is an issue as there is a small timeframe in order to report the accident or incident to be able to claim benefits. Deadlines vary from state to state however in most states, the incident has to be notified for the employer within 30 to 40 days failing which the ability of your worker to acquire compensation might be severely jeopardized. Staff is often surprised to understand that employers can dispute a worker’s compensation claim they feel is invalid because the rates they pay are influenced by the quantity of claims paid out by their insurance firm. This is the reason you should have proper legal representation by a qualified accidental injuries lawyer to ensure the rights of personnel are upheld. When it comes to personal injury due to a car accident, an auto wreck lawyer will represent you to make sure you receive the appropriate compensation for your personal loss and suffering as a result of negligence of someone else. A car accident can not only cause physical damage, but may lead to life long injuries, immobility, lack of employment, as well as death. When an accident is a result of the negligent operation of a vehicle, the operator from the vehicle must held responsible for the outcomes of these negligence. Considering that the laws for each state are very different, you should have got a local attorney experienced in motor vehicle accident compensation care for your own injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is very experienced in the laws and established standards that trucking companies and truck drivers must meet. Including things like mandatory training, rest breaks, and work hour restrictions. There are many parties who might be held responsible for injuries to victims in the matter of truck or tractor-trailer related accidents including the driver, the owner of your vehicle, the lessor, the producer in the vehicle, parts, or tires, and even the shipper or loader in the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is essential to ensure you are properly compensated for your injuries. Motorcycles present unique challenges, not simply for drivers but also for all other users from the road. After motorcycle accidents, motorists often state that they did not see the motorcycle and the number of instances where motorcycle drivers are already struck by vehicles has risen substantially. Other variables that lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver and their passenger to hold negligent vehicle drivers to blame for loss and suffering a result of their negligent driving. Filing a private injury claim necessitates the motorcycle driver’s insurance company along with the at-fault motorist to look at the way it is and having a claims adjuster offer some compensation. Without correct representation, the victim of any motorcycle accident runs the danger of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ between states and they cases may become quite complex. When a dog owner is faced with a strict liability dog bite statute he could have few choices for an effective defense. More defense options can be offered in states where traditional negligence rules apply. Your dog bite lawyer can help you claim compensation in case you have been the victim of any dog attack. Dog bites may cause serious injuries and in some cases, victims can be psychologically influenced by the trauma. You may pursue an insurance claim up against the dog owner’s home insurance provider in the event the attack occurred on the insured’s property. A pet dog bite attorney can enjoy a vital role in proving liability within a dog bite case as they be aware of applicable laws within your local state, how you can calculate damages, and the most effective way to offer evidence. Just to be successful inside a accidental injuries slip-and-fall lawsuit you will have to prove that they can owner or tenant in the property was negligent in certain action they did or failed to take that caused the damage. Most slip-and-fall cases are settled out of court as well as a lawsuit is normally only filed if the parties involved cannot reach a settlement. Despite their prevalence along with the serious injuries the cause, premises liability lawsuits are difficult to win. Factors behind injury usually cover anything from failure to place indicators of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and failing to maintain walkways. An individual injury slip, trip, and fall case rely heavily around the victim’s capability to prove liability by the defendant which the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy can help resolve your debts when you have serious financial problems. However, at the same time, you could lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and the majority of everyday sort of bankruptcy and statistically a lot more than 95.5% of Chapter 7 bankruptcy filings experienced their debts discharged. In order to be entitled to Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a nicely as secured and unsecured debt. Some people who do not have enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets like home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to assist them manage overwhelming debt. However, you will find long term consequences for people who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or all their debts rather than liquidation. It is great for those whose biggest issue is not insufficient income, but handling the requirements from creditors for fast payment. It lets you keep the home providing you can actually spend the money for mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to settle your debt by applying all disposable income on the debt reduction plan. It allows debtors to get rid of unsecured debts and to get caught up on missed mortgage repayments. One of the most attractive features of this approach is short-circuiting home foreclosure. Although keeping your property may be a great relief, you may be necessary to live for quite some time within the close supervision of any court-appointed trustee to accumulate and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a somewhat new addition to the bankruptcy laws that permit family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency response to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They should be actively involved in a farming or commercial fishing operation and comply with certain requirements. Debtors must make a repayment schedule within 90 days of filing at court. It must incorporate a proposed want to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by way of a corporation or partnership involving a reorganization decide to keep your business operational while repaying creditors over a duration of time. Companies and people could also use Chapter 11 to seek relief. A Chapter 11 petition can be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement as well as a reorganization plan needs to be filed with all the court. The disclosure must contain all information with regards to the assets, liabilities, and also other business affairs of the debtor sufficient to enable a creditor to make a knowledgeable decision concerning the reorganization plan. The Automatic Stay offers a debtor with a time period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and they are not to be pursued on any debt that occurred before the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented from the court, an appointed trustee, a committee, or another parties appealing.