We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Accidental injuries develops when an individual has been physically or psychologically injured on account of negligence on the part of another individual, company, entity, or government agency. Injury legal cases arise when somebody states to have been harmed by another person inside an accident or as a result of negligence and who could be held legally in charge of such harm. An individual injury case becomes formalized each time a accidental injuries lawyer represents the case on behalf of a person in a civil court proceeding. There are many duties your own injury lawyer performs in aiding their clientele, the most significant mandate being to assist them get the justice and compensation they can be lawfully entitled to from undergoing losses and suffering due to negligence of others. Workplace injury compensation may be claimed when someone believes their employer has failed inside their responsibilities towards them and the like negligence has caused a car accident or injury at work. Each time a worker is hurt on job, they are able to claim compensation off their employer by submitting a work accident claim. In case the claim is successful the quantity claimed will be covered by the employer’s insurance. There are actually four forms of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some type of worker’s compensation for workers is usually compulsory with the notable exception of Texas as of 2018. There are two simple requirements for workers to qualify for worker’s compensation benefits – they must be utilized by an employer that has or perhaps is required by law to obtain Worker’s Compensation Insurance, and so they will need to have been injured at your workplace on account of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses due to being exposed to harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains because of handling materials. When a worker has suffered a work-related injury or illness time is important while there is a restricted time period in which to report the accident or incident as a way to claim benefits. Deadlines vary between states however in most states, the incident has to be notified towards the employer within 30 to 40 days failing which the ability of the worker to receive compensation could be severely jeopardized. Personnel are often surprised to learn that employers can dispute a worker’s compensation claim they believe is invalid as the rates they pay suffer from the volume of claims paid out by their insurance firm. This is the reason it is important to have proper legal representation by a qualified personal injury lawyer to guarantee the rights of personnel are upheld. In the matter of injury due to a car accident, an auto wreck lawyer will handle your case to make sure you get the appropriate compensation to your loss and suffering because of the negligence of someone else. An automobile accident are unable to only cause physical damage, but may lead to life long injuries, immobility, lack of employment, and in many cases death. When a personal injury results from the negligent operation of your vehicle, the driver from the vehicle must held to blame for the results of the negligence. Ever since the laws of every state are very different, you should have got a local attorney familiar with automobile accident compensation take care of your personal injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is very experienced in the laws and established standards that trucking companies and truck drivers must meet. This includes things like mandatory training, rest breaks, and work hour restrictions. There are several parties who can be held responsible for injuries to victims with regards to truck or tractor-trailer related accidents including the driver, the owner of your vehicle, the lessor, the manufacturer from the vehicle, parts, or tires, or perhaps the shipper or loader from the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is essential to ensure you are properly compensated for the injuries. Motorcycles present unique challenges, not merely for drivers however, for all other users of the road. After motorcycle accidents, motorists often state that they did not see the motorcycle and the volume of instances where motorcycle drivers have been struck by vehicles has increased substantially. Other variables which lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver along with their passenger to keep negligent vehicle drivers liable for loss and suffering a result of their negligent driving. Filing a personal injury claim necessitates the motorcycle driver’s insurance provider as well as the at-fault motorist to look at the case and having a claims adjuster offer some compensation. Without correct representation, the victim of any motorcycle accident runs the risk of not receiving fair and only compensation for loss and suffering. Dog bite laws differ between states and they cases could become quite complex. When a dog owner is up against a strict liability dog bite statute he could have few alternatives for an effective defense. More defense options could be available in states where traditional negligence rules apply. Your dog bite lawyer can help you claim compensation in case you have been the victim of a dog attack. Dog bites might cause serious injuries and perhaps, victims may also be psychologically afflicted with the trauma. You are able to pursue an insurance claim up against the dog owner’s property insurance provider in case the attack occurred about the insured’s property. Your dog bite attorney can play a crucial role in proving liability in the dog bite case because they are aware of the applicable laws in your local state, how you can calculate damages, and the most effective way to present evidence. To become successful in the injury slip-and-fall lawsuit you will need to prove which they owner or tenant in the property was negligent in a few action they did or did not take that caused the damage. Most slip-and-fall cases are settled from court along with a lawsuit is usually only filed once the parties involved cannot reach a settlement. Despite their prevalence along with the serious injuries the main cause, premises liability lawsuits are difficult to win. Causes of injury usually range from failure to position signs of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A personal injury slip, trip, and fall case rely heavily about the victim’s ability to prove liability on the part of the defendant and this the victim suffered damages because of such negligence. Chapter 7 Bankruptcy can help resolve your financial obligations if you have serious financial problems. However, along the way, you may lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and many everyday sort of bankruptcy and statistically a lot more than 95.5% of Chapter 7 bankruptcy filings experienced debts they have accrued discharged. To be able to qualify for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a well as secured and unsecured debt. Many people who do not have enough debt to declare bankruptcy may need to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to assist them handle overwhelming debt. However, you can find long term consequences for individuals who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or all of their debts as an option to liquidation. It is ideal for those whose biggest dilemma is not deficiency of income, but handling the requirements from creditors for fast payment. It permits you to make your home providing you can actually spend the money for mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to solve your debt by using all disposable income to the debt reduction plan. It allows debtors to get rid of unsecured debts as well as to get caught up on missed home loan payments. One of the most attractive attributes of this option is short-circuiting home foreclosure. Although keeping your own home might be a great relief, you will end up needed to live for many years beneath the close supervision of a court-appointed trustee to accumulate and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is a relatively recent accessory for the bankruptcy laws that enable family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency reaction to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They must be actively engaged in a farming or commercial fishing operation and abide by certain requirements. Debtors must develop a repayment schedule within 90 days of filing at court. It should add a proposed plan to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by a corporation or partnership involving a reorganization decide to keep the business operational while repaying creditors over a period of time. Business people and people may also use Chapter 11 to seek relief. A Chapter 11 petition could be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement plus a reorganization plan needs to be filed together with the court. The disclosure must contain information regarding the assets, liabilities, and other business affairs in the debtor sufficient to permit a creditor to make an informed decision concerning the reorganization plan. The Automated Stay supplies a debtor with a time period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and so are to not be pursued on any debt that occurred before the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented with the court, an appointed trustee, a committee, or any other parties useful.