We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Accidental injury takes place when someone is physically or psychologically injured due to negligence by another individual, company, entity, or government agency. Injury legal cases arise when somebody promises to happen to be harmed by other people in an accident or because of negligence and who might be held legally accountable for such harm. An individual injury case becomes formalized whenever a injury lawyer represents the way it is for a customer with a civil court proceeding. There are lots of duties a personal injury lawyer performs in aiding their clientele, the most significant mandate being to assist them get the justice and compensation they can be lawfully eligible to from undergoing losses and suffering because of the negligence of others. Workplace injury compensation might be claimed when someone believes their employer has failed with their responsibilities towards them and the like negligence is responsible for an accident or injury at work. Whenever a worker is hurt on job, they could claim compensation using their employer by submitting a work accident claim. In case the claim is a winner the amount claimed will likely be covered by the employerâ€™s liability insurance. There are four kinds of workerâ€™s compensation benefits which can be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some kind of workerâ€™s compensation for employees is normally compulsory together with the notable exception of Texas at the time of 2018. There are 2 basic requirements for workers to qualify for workerâ€™s compensation benefits â€“ they should be utilized by a business having or perhaps is essental to law to get Workerâ€™s Compensation Insurance, and they will need to have been injured at the office as a result of their job- related duties. Most work-related injuries are paid by workerâ€™s comp insurance including accidents and occupational illnesses due to being exposed to harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains on account of handling materials. When a staff member has suffered a work-related injury or illness time is critical as there is a small time frame in which to report the accident or incident to be able to claim benefits. Deadlines vary between states however in most states, the incident has to be notified towards the employer within 30 to 40 days failing in which the ability from the worker to acquire compensation might be severely jeopardized. Employees are often surprised to discover that employers can dispute a workerâ€™s compensation claim they believe is invalid since the rates they pay suffer from the quantity of claims paid out by their insurance company. That is why it is important to have proper legal representation by a qualified accidental injury lawyer to be sure the rights of workers are upheld. In the matter of accidental injury caused by a motor vehicle accident, a car wreck lawyer will fully handle your case to ensure you get the appropriate compensation for your loss and suffering because of the negligence of someone else. An automobile accident simply cannot only cause physical damage, but may result in life long injuries, immobility, loss of employment, and also death. When a physical injury is a result of the negligent operation of a vehicle, the driver from the vehicle should held responsible for the effects of these negligence. Considering that the laws of each state are different, it is essential to have got a local attorney experienced with motor vehicle accident compensation take care of your own personal injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is very experienced with the laws and established standards that trucking companies and truck drivers must meet. This includes things like mandatory training, rest breaks, and work hour restrictions. There are numerous parties who might be held responsible for injuries to victims in the matter of truck or tractor-trailer related accidents for example the driver, the dog owner of the vehicle, the lessor, the maker of your vehicle, parts, or tires, or even the shipper or loader of your cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is essential to ensure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not only for drivers however for all the other users in the road. After motorcycle accidents, motorists often state that they did not see the motorcycle and the amount of instances where motorcycle drivers are already struck by vehicles has grown substantially. Other elements that lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver in addition to their passenger to hold negligent vehicle drivers liable for loss and suffering brought on by their negligent driving. Filing an individual injury claim requires the motorcycle driverâ€™s insurance provider and the at-fault motorist to evaluate the situation and achieving a claims adjuster offer some compensation. Without the right representation, the victim of any motorcycle accident runs the risk of not receiving fair and only compensation for loss and suffering. Dog bite laws differ from state to state and these cases could become quite complex. If a dog owner is faced with a strict liability dog bite statute he might have few choices for an effective defense. More defense options can be for sale in states where traditional negligence rules apply. A dog bite lawyer can assist you claim compensation when you have been the victim of your dog attack. Dog bites can cause serious injuries and in many cases, victims can even be psychologically impacted by the trauma. It is possible to pursue an insurance claim against the dog ownerâ€™s home insurance provider when the attack occurred on the insuredâ€™s property. Your dog bite attorney may play an important role in proving liability inside a dog bite case because they are aware of the applicable laws with your local state, how you can calculate damages, and the most effective way to show evidence. In order to be successful within a personal injury slip-and-fall lawsuit you should prove they owner or tenant of the property was negligent in many action they did or did not take that caused the damage. Most slip-and-fall cases are settled from court and a lawsuit is normally only filed as soon as the parties involved cannot reach an agreement. Despite their prevalence and also the serious injuries the root cause, premises liability lawsuits are difficult to win. Reasons behind injury usually range between failure to set signs of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and failing to maintain walkways. An individual injury slip, trip, and fall case rely heavily in the victimâ€™s power to prove liability by the defendant and that the victim suffered damages due to such negligence. Chapter 7 Bankruptcy will help resolve your debts when you have serious financial problems. However, at the same time, you could lose some property. Chapter 7 Bankruptcy, also called â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and the majority of everyday sort of bankruptcy and statistically over 95.5% of Chapter 7 bankruptcy filings have had their debts discharged. In order to be eligible for a Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a well as secured and unsecured debt. A lot of people who do not possess enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets including home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to enable them to cope with overwhelming debt. However, there are long term consequences for those who follow this route. Also called the â€˜wage earnerâ€™s bankruptcyâ€™ it allows individuals with enough income to settle part or their debts rather than liquidation. It is ideal for those whose biggest problem is not absence of income, but working with the requirements from creditors for immediate payment. It permits you to keep your home providing you can actually pay the mortgage within the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five years to eliminate the debt by utilizing all disposable income towards the debt reduction plan. It allows debtors to get rid of unsecured debts as well as to catch up on missed home loan payments. Probably the most attractive options that come with this approach is short-circuiting home foreclosure. Although keeping your house may be a great relief, you will be needed to live for quite some time within the close supervision of the court-appointed trustee to gather and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a somewhat new accessory for the bankruptcy laws that permit family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency reply to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They have to be actively engaged in a farming or commercial fishing operation and comply with certain requirements. Debtors must develop a repayment schedule within 3 months of filing at court. It needs to include a proposed intend to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally offers the restructuring of debt by a corporation or partnership involving a reorganization intend to retain the business operational while repaying creditors over a duration of time. Business owners and people can also use Chapter 11 to find relief. A Chapter 11 petition might be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement along with a reorganization plan has to be filed with the court. The disclosure must contain all information concerning the assets, liabilities, along with other business affairs from the debtor sufficient to enable a creditor to create a well informed decision regarding the reorganization plan. The Automated Stay offers a debtor with a time period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and so are to not be pursued on any debt that occurred before the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented with the court, an appointed trustee, a committee, or another parties useful.