We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Accidental injuries develops when someone is physically or psychologically injured on account of negligence by another individual, company, entity, or government agency. Accidental injury legal cases arise when a person promises to happen to be harmed by somebody else in a accident or on account of negligence and who might be held legally in charge of such harm. An individual injury case becomes formalized when a accidental injury lawyer represents the way it is with respect to a customer with a civil court proceeding. There are numerous duties an individual injury lawyer performs in aiding their clientele, the most important mandate being to assist them acquire the justice and compensation they are lawfully eligible for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation might be claimed when someone believes that their employer has failed with their responsibilities towards them and such negligence is responsible for a car accident or injury at the office. Whenever a worker continues to be hurt on job, they may claim compensation using their employer by submitting a work accident claim. If the claim is successful the total amount claimed is going to be covered by the employer’s liability insurance. There are actually four kinds of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some kind of worker’s compensation for workers is usually compulsory using the notable exception of Texas as of 2018. There are 2 basic requirements for workers to qualify for worker’s compensation benefits – they should be employed by an employer that has or perhaps is needed by law to possess Worker’s Compensation Insurance, and they also should have been injured at the job because of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses due to being exposed to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains due to handling materials. When a worker has suffered a work-related injury or illness time is critical as there is a restricted timeframe where you can report the accident or incident so that you can claim benefits. Deadlines vary between states nevertheless in most states, the incident should be notified on the employer within 30 to 40 days failing that the ability in the worker to get compensation could be severely jeopardized. Workers are often surprised to learn that employers can dispute a worker’s compensation claim they believe is invalid as the rates they pay suffer from the quantity of claims paid out by their insurance carrier. For this reason you should have proper legal representation by way of a qualified personal injury lawyer so that the rights of workers are upheld. In the matter of accidental injury because of a motor vehicle accident, a vehicle wreck lawyer will represent you to make sure you receive the appropriate compensation for your personal loss and suffering due to the negligence of someone else. A car accident cannot only cause physical damage, but may result in life long injuries, immobility, loss of employment, and also death. When an accident results from the negligent operation of a vehicle, the motorist of your vehicle should held to blame for the effects of such negligence. Since the laws of every state will vary, you should have got a local attorney familiar with car accident compensation look after your own injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is highly familiar with the laws and established standards that trucking companies and truck drivers must meet. Including things like mandatory training, rest breaks, and work hour restrictions. There are several parties who might be held accountable for injuries to victims in the matter of truck or tractor-trailer related accidents such as the driver, the dog owner of your vehicle, the lessor, the manufacturer in the vehicle, parts, or tires, or even the shipper or loader of the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is vital to make sure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not simply for drivers however, for all other users from the road. After motorcycle accidents, motorists often say that they did not see the motorcycle and the quantity of instances where motorcycle drivers are already struck by vehicles has risen substantially. Other elements that lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver along with their passenger to hold negligent vehicle drivers accountable for loss and suffering caused by their negligent driving. Filing a private injury claim necessitates the motorcycle driver’s insurance carrier along with the at-fault motorist to evaluate the truth and getting a claims adjuster offer some compensation. Without the right representation, the victim of the motorcycle accident runs the chance of not receiving fair and just compensation for loss and suffering. Dog bite laws differ between states and these cases could become quite complex. If your dog owner is confronted by a strict liability dog bite statute he may have few selections for a prosperous defense. More defense options might be offered in states where traditional negligence rules apply. A dog bite lawyer may help you claim compensation when you have been the victim of any dog attack. Dog bites might cause serious injuries and perhaps, victims can be psychologically affected by the trauma. You may pursue an insurance claim against the dog owner’s property insurance provider if the attack occurred in the insured’s property. A dog bite attorney can play an important role in proving liability within a dog bite case since they be aware of applicable laws with your local state, the way to calculate damages, and an effective way to offer evidence. To become successful in the personal injury slip-and-fall lawsuit you will need to prove which they owner or tenant from the property was negligent in some action they did or did not take that caused the damage. Most slip-and-fall cases are settled from court plus a lawsuit is usually only filed if the parties involved cannot reach an agreement. Despite their prevalence as well as the serious injuries the root cause, premises liability lawsuits take time and effort to win. Factors behind injury usually vary from failure to set warning signs of wet spots or objects which are left lying in walkways to unstable work surfaces and failing to maintain walkways. A private injury slip, trip, and fall case rely heavily on the victim’s capacity to prove liability by the defendant and therefore the victim suffered damages due to such negligence. Chapter 7 Bankruptcy might help resolve your debts in case you have serious financial problems. However, along the way, you could possibly lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and many common type of bankruptcy and according to statistics more than 95.5% of Chapter 7 bankruptcy filings experienced their debts discharged. To be able to be eligible for a Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a properly as secured and unsecured debt. Some people who do not possess enough debt to declare bankruptcy may need to sell non-exempt assets, however, important assets like home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to assist them to cope with overwhelming debt. However, there are long term consequences for individuals who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or a bunch of their debts rather than liquidation. It is ideal for those whose biggest problem is not deficiency of income, but dealing with the requirements from creditors for fast payment. It lets you keep the home providing you can actually pay the mortgage within the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to eliminate your debt by using all disposable income towards the debt reduction plan. It allows debtors to eliminate unsecured debts as well as catch up on missed home loan payments. One of the more attractive highlights of this approach is short-circuiting home foreclosure. Although keeping your house can be a great relief, you will certainly be required to live for many years within the close supervision of any court-appointed trustee to gather and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a fairly new accessory for the bankruptcy laws that permit family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency reply to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They should be actively engaged in a farming or commercial fishing operation and comply with certain requirements. Debtors must develop a repayment plan within 3 months of filing at court. It has to feature a proposed intend to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by way of a corporation or partnership involving a reorganization want to keep your business operational while repaying creditors over a duration of time. Company owners and individuals can also use Chapter 11 to find relief. A Chapter 11 petition can be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement and a reorganization plan must be filed with the court. The disclosure must contain all information with regards to the assets, liabilities, and other business affairs from the debtor sufficient to allow a creditor to make an informed decision concerning the reorganization plan. The Automatic Stay provides a debtor with a period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and are not to be pursued on any debt that occurred prior to the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented by the court, an appointed trustee, a committee, or another parties appealing.