We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Injury occurs when someone has become physically or psychologically injured due to negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when someone claims to are already harmed by somebody else within an accident or because of negligence and who might be held legally responsible for such harm. A private injury case becomes formalized every time a accidental injuries lawyer represents the truth on behalf of a client in a civil court proceeding. There are numerous duties an individual injury lawyer performs in aiding their clientele, the most important mandate being to help them get the justice and compensation these are lawfully eligible to from undergoing losses and suffering due to negligence of others. Workplace injury compensation might be claimed when someone believes their employer has failed in their responsibilities towards them etc negligence has caused a crash or injury at work. When a worker continues to be hurt on job, they may claim compensation off their employer by submitting a work accident claim. If the claim is successful the amount claimed will likely be included in the employerâ€™s insurance. You will find four varieties of workerâ€™s compensation benefits that may be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In many states, some kind of workerâ€™s compensation for employees is normally compulsory together with the notable exception of Texas at the time of 2018. There are 2 basic requirements for workers to be eligible for workerâ€™s compensation benefits â€“ they must be employed by a company having or is needed by law to possess Workerâ€™s Compensation Insurance, and they should have been injured at your workplace because of their job- related duties. Most work-related injuries are protected by workerâ€™s comp insurance including accidents and occupational illnesses caused by exposure to harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains as a result of handling materials. When a member of staff has suffered a work-related injury or illness time is an issue as there is a restricted timeframe to report the accident or incident in order to claim benefits. Deadlines vary from state to state however in most states, the incident should be notified towards the employer within 30 to 40 days failing that the ability of your worker to get compensation could be severely jeopardized. Workers are often surprised to understand that employers can dispute a workerâ€™s compensation claim they feel is invalid as the rates they pay are influenced by the number of claims paid out by their insurance provider. That is why it is important to have proper legal representation with a qualified accidental injury lawyer to be sure the rights of personnel are upheld. When it comes to personal injury due to a automobile accident, an automobile wreck lawyer will handle your case to make sure you receive the appropriate compensation for your personal loss and suffering due to the negligence of an individual else. An automobile accident can not only cause physical damage, but may lead to life long injuries, immobility, loss in employment, and even death. When an accident is a result of the negligent operation of the vehicle, the motorist from the vehicle must held liable for the effects of those negligence. Because the laws of each and every state are different, it is essential to have a local attorney experienced in car accident compensation look after your personal injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is highly experienced in the laws and established standards that trucking companies and truck drivers must meet. This includes such things as mandatory training, rest breaks, and work hour restrictions. There are several parties who may be held responsible for injuries to victims when it comes to truck or tractor-trailer related accidents including the driver, the property owner of your vehicle, the lessor, the manufacturer of the vehicle, parts, or tires, or even the shipper or loader of the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is vital to make sure you are properly compensated for the injuries. Motorcycles present unique challenges, not only for drivers but for all other users of your road. After motorcycle accidents, motorists often say that they did not begin to see the motorcycle and the number of instances where motorcycle drivers have already been struck by vehicles has risen substantially. Other variables that lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver in addition to their passenger to support negligent vehicle drivers accountable for loss and suffering due to their negligent driving. Filing a private injury claim necessitates the motorcycle driverâ€™s insurance provider and the at-fault motorist to evaluate the way it is and having a claims adjuster offer a certain amount of compensation. Without correct representation, the victim of a motorcycle accident runs the danger of not receiving fair and only compensation for loss and suffering. Dog bite laws differ between states which cases may become quite complex. If your dog owner is confronted by a strict liability dog bite statute this individual have few selections for a successful defense. More defense options may be obtainable in states where traditional negligence rules apply. A dog bite lawyer can help you claim compensation for those who have been the victim of any dog attack. Dog bites may cause serious injuries and perhaps, victims can even be psychologically afflicted with the trauma. You can pursue an insurance claim from the dog ownerâ€™s property insurance provider in the event the attack occurred around the insuredâ€™s property. A pet dog bite attorney can start to play an important role in proving liability inside a dog bite case while they know the applicable laws in your local state, how to calculate damages, and the simplest way to provide evidence. In order to be successful in a accidental injury slip-and-fall lawsuit you will need to prove they owner or tenant in the property was negligent in some action they did or did not take that caused the injury. Most slip-and-fall cases are settled away from court as well as a lawsuit is usually only filed if the parties involved cannot reach a settlement. Despite their prevalence and the serious injuries the main cause, premises liability lawsuits take time and effort to win. Reasons for injury usually vary from failure to set indicators of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and failing to maintain walkways. An individual injury slip, trip, and fall case rely heavily in the victimâ€™s capacity to prove liability by the defendant and this the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy will help resolve your financial obligations when you have serious financial problems. However, at the same time, you could possibly lose some property. Chapter 7 Bankruptcy, also referred to as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and most common type of bankruptcy and according to statistics greater than 95.5% of Chapter 7 bankruptcy filings experienced debts they have accrued discharged. In order to be entitled to Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a properly as secured and unsecured debt. A lot of people who do not have enough debt to declare bankruptcy may need to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to assist them handle overwhelming debt. However, there are actually long-term consequences for those who follow this route. Also called the â€˜wage earnerâ€™s bankruptcyâ€™ it allows individuals with enough income to settle part or their debts as an alternative to liquidation. It is ideal for those whose biggest dilemma is not insufficient income, but coping with the needs from creditors for fast payment. It allows you to maintain your home providing you may pay the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to settle the debt by making use of all disposable income to the debt reduction plan. It allows debtors to reduce unsecured debts and to get caught up on missed home loan repayments. One of the more attractive options that come with this approach is short-circuiting home foreclosure. Although keeping your house might be a great relief, you will end up required to live for a long time under the close supervision of your court-appointed trustee to gather and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is a fairly new accessory for the bankruptcy laws that permit family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency reaction to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They have to be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must develop a repayment plan within 90 days of filing at court. It needs to feature a proposed decide to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally provides for the restructuring of debt from a corporation or partnership involving a reorganization want to keep the business operational while repaying creditors during a period of time. Business owners and folks may also use Chapter 11 to look for relief. A Chapter 11 petition might be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement plus a reorganization plan needs to be filed with the court. The disclosure must contain information about the assets, liabilities, and also other business affairs from the debtor sufficient to allow a creditor to make a knowledgeable decision regarding the reorganization plan. The Automated Stay provides a debtor with a time period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and are not to be pursued on any debt that occurred before the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented from the court, an appointed trustee, a committee, or any other parties of great interest.