We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Personal injury takes place when someone is physically or psychologically injured on account of negligence by another individual, company, entity, or government agency. Accidental injury legal cases arise when a person states to happen to be harmed by other people in a accident or as a result of negligence and who might be held legally in charge of such harm. An individual injury case becomes formalized when a personal injury lawyer represents the case for a person at the civil court proceeding. There are numerous duties your own injury lawyer performs in aiding their customers, the most crucial mandate being to enable them to obtain the justice and compensation they may be lawfully eligible to from undergoing losses and suffering due to the negligence of others. Workplace injury compensation can be claimed when someone believes that the employer has failed with their responsibilities towards them and the like negligence is responsible for any sort of accident or injury at your workplace. Every time a worker has become hurt on job, they may claim compensation from their employer by submitting a work accident claim. In case the claim is a winner the quantity claimed will be paid by the employer’s liability insurance. You will find four types of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some form of worker’s compensation for employees is normally compulsory using the notable exception of Texas at the time of 2018. There are 2 simple requirements for workers to be eligible for worker’s compensation benefits – they should be employed by an employer having or maybe required by law to possess Worker’s Compensation Insurance, and so they must have been injured at the office because of their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses due to contact with harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains on account of handling materials. When an employee has suffered a work-related injury or illness time is important because there is a limited time period to report the accident or incident in order to claim benefits. Deadlines vary among states but in most states, the incident must be notified towards the employer within 30 to 40 days failing which the ability of the worker to acquire compensation might be severely jeopardized. Personnel are often surprised to discover that employers can dispute a worker’s compensation claim they think is invalid because the rates they pay are influenced by the volume of claims paid out by their insurance provider. This is the reason it is important to have proper legal representation with a qualified personal injury lawyer so that the rights of staff is upheld. In the case of injury because of a automobile accident, an automobile wreck lawyer will fully handle your case to ensure you get the appropriate compensation to your loss and suffering as a result of negligence of someone else. A vehicle accident can not only cause physical damage, but may lead to life long injuries, immobility, lack of employment, and also death. When a personal injury comes from the negligent operation of any vehicle, the motorist of your vehicle has to held responsible for the results of those negligence. Because the laws of each and every state are not the same, it is very important possess a local attorney experienced in automobile accident compensation take care of your own injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is extremely experienced with the laws and established standards that trucking companies and truck drivers must meet. This can include things like mandatory training, rest breaks, and work hour restrictions. There are several parties who can be held responsible for injuries to victims in the matter of truck or tractor-trailer related accidents for example the driver, the owner in the vehicle, the lessor, the manufacturer in the vehicle, parts, or tires, or even the shipper or loader of the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is important to make sure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not only for drivers however, for all the other users in the road. After motorcycle accidents, motorists often claim that they did not see the motorcycle and the amount of instances where motorcycle drivers have been struck by vehicles has increased substantially. Other factors which lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver and their passenger to carry negligent vehicle drivers responsible for loss and suffering brought on by their negligent driving. Filing a personal injury claim necessitates the motorcycle driver’s insurance company and also the at-fault motorist to check the situation and achieving a claims adjuster offer a certain amount of compensation. Without proper representation, the victim of your motorcycle accident runs the danger of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ among states and these cases can be quite complex. If your dog owner is confronted with a strict liability dog bite statute this individual have few selections for a successful defense. More defense options can be for sale in states where traditional negligence rules apply. A dog bite lawyer may help you claim compensation in case you have been the victim of a dog attack. Dog bites might cause serious injuries and in some cases, victims can even be psychologically impacted by the trauma. You can pursue an insurance claim from the dog owner’s home insurance provider if the attack occurred in the insured’s property. A pet dog bite attorney can play a vital role in proving liability within a dog bite case because they understand the applicable laws in your local state, how you can calculate damages, and the best way to offer evidence. Just to be successful in a injury slip-and-fall lawsuit you will need to prove that they can owner or tenant of your property was negligent in many action they did or failed to take that caused the injury. Most slip-and-fall cases are settled from court and a lawsuit is often only filed once the parties involved cannot reach an agreement. Despite their prevalence as well as the serious injuries the root cause, premises liability lawsuits are difficult to win. Reasons for injury usually cover anything from failure to position indicators of wet spots or objects which can be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. Your own injury slip, trip, and fall case rely heavily around the victim’s capacity to prove liability by the defendant which the victim suffered damages because of such negligence. Chapter 7 Bankruptcy may help resolve your financial situation for those who have serious financial problems. However, during this process, you could lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and many everyday sort of bankruptcy and according to statistics greater than 95.5% of Chapter 7 bankruptcy filings have experienced their debts discharged. So that you can be entitled to Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a highly as secured and unsecured debt. Many people who do not have enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets including home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to assist them deal with overwhelming debt. However, you can find long-term consequences for people who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or all their debts as an option to liquidation. It is fantastic for those whose biggest problem is not absence of income, but working with the demands from creditors for immediate payment. It enables you to keep the home providing it is possible to pay the mortgage under the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to eliminate your debt by making use of all disposable income towards the debt reduction plan. It allows debtors to eliminate unsecured debts as well as to catch up on missed home loan payments. One of the more attractive attributes of this choice is short-circuiting home foreclosure. Although keeping your home might be a great relief, you will end up expected to live for several years under the close supervision of a court-appointed trustee to collect and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a somewhat new addition to the bankruptcy laws which allow family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency solution to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They have to be actively engaged in a farming or commercial fishing operation and abide by certain requirements. Debtors must come up with a repayment plan within 3 months of filing at court. It should include a proposed want to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt from a corporation or partnership involving a reorganization want to retain the business operational while repaying creditors over a period of time. Business people and folks also can use Chapter 11 to find relief. A Chapter 11 petition can be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement as well as a reorganization plan must be filed using the court. The disclosure must contain all information about the assets, liabilities, and also other business affairs of your debtor sufficient to enable a creditor to produce an informed decision regarding the reorganization plan. The Automated Stay supplies a debtor with a time period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and so are to not be pursued on any debt that occurred before the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented by the court, an appointed trustee, a committee, or some other parties of interest.