We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Accidental injuries occurs when a person is physically or psychologically injured as a result of negligence on the part of another individual, company, entity, or government agency. Accidental injury legal cases arise when an individual promises to have been harmed by other people within an accident or on account of negligence and who could be held legally responsible for such harm. An individual injury case becomes formalized when a personal injury lawyer represents the truth for a client with a civil court proceeding. There are numerous duties a personal injury lawyer performs in aiding their customers, the most significant mandate being to enable them to get the justice and compensation they may be lawfully eligible to from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation may be claimed when someone believes that the employer has failed with their responsibilities towards them and such negligence has caused any sort of accident or injury at the job. Whenever a worker is hurt on job, they are able to claim compensation using their employer by submitting a work accident claim. If the claim is a winner the quantity claimed will probably be paid by the employer’s insurance. You will find four kinds of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some form of worker’s compensation for workers is normally compulsory together with the notable exception of Texas by 2018. There are two basic requirements for workers to be eligible for worker’s compensation benefits – they must be employed by a business having or maybe necessary for law to obtain Worker’s Compensation Insurance, and they also need to have been injured at work on account of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses caused by being exposed to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains on account of handling materials. When a worker has suffered a work-related injury or illness time is of the essence as there is a small period of time to report the accident or incident in order to claim benefits. Deadlines vary from state to state but also in most states, the incident needs to be notified on the employer within 30 to 40 days failing which the ability of your worker to receive compensation could be severely jeopardized. Staff is often surprised to learn that employers can dispute a worker’s compensation claim they think is invalid as the rates they pay suffer from the number of claims paid out by their insurance firm. This is the reason it is very important have proper legal representation by a qualified personal injury lawyer to ensure the rights of personnel are upheld. When it comes to accidental injury due to a vehicle accident, an auto wreck lawyer will fully handle your case to make sure you obtain the appropriate compensation for your personal loss and suffering due to negligence of an individual else. A vehicle accident are unable to only cause physical damage, but may lead to life long injuries, immobility, reduction in employment, and also death. When a physical injury is a result of the negligent operation of a vehicle, the driver of your vehicle needs to held liable for the outcomes of the negligence. Since the laws of each state will vary, it is important to have got a local attorney familiar with vehicle accident compensation care for your individual injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is extremely experienced with the laws and established standards that trucking companies and truck drivers must meet. This can include stuff like mandatory training, rest breaks, and work hour restrictions. There are numerous parties who may be held responsible for injuries to victims in the matter of truck or tractor-trailer related accidents such as the driver, the homeowner from the vehicle, the lessor, the producer of the vehicle, parts, or tires, or maybe the shipper or loader of your cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is vital to ensure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not merely for drivers however, for all of the other users of your road. After motorcycle accidents, motorists often state that they did not view the motorcycle and the volume of instances where motorcycle drivers have already been struck by vehicles has risen substantially. Other elements which lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver in addition to their passenger to carry negligent vehicle drivers responsible for loss and suffering a result of their negligent driving. Filing a private injury claim involves the motorcycle driver’s insurance provider and also the at-fault motorist to check the truth and achieving a claims adjuster offer a certain amount of compensation. Without the proper representation, the victim of a motorcycle accident runs the chance of not receiving fair and just compensation for loss and suffering. Dog bite laws differ from state to state which cases can be quite complex. If your dog owner is confronted by a strict liability dog bite statute this individual have few selections for a prosperous defense. More defense options could be for sale in states where traditional negligence rules apply. A pet dog bite lawyer may help you claim compensation if you have been the victim of a dog attack. Dog bites could cause serious injuries and perhaps, victims can also be psychologically affected by the trauma. It is possible to pursue an insurance claim from the dog owner’s home insurance provider if the attack occurred around the insured’s property. A pet dog bite attorney may play a vital role in proving liability in the dog bite case while they are aware of the applicable laws with your local state, how you can calculate damages, and the best way to present evidence. Just to be successful in a personal injury slip-and-fall lawsuit you will need to prove which they owner or tenant of the property was negligent in some action they did or failed to take that caused the damage. Most slip-and-fall cases are settled away from court along with a lawsuit is usually only filed when the parties involved cannot reach a settlement. Despite their prevalence and the serious injuries the cause, premises liability lawsuits are difficult to win. Factors behind injury usually range from failure to place warning signs of wet spots or objects that are left lying in walkways to unstable work surfaces and failing to maintain walkways. Your own injury slip, trip, and fall case rely heavily about the victim’s capability to prove liability on the part of the defendant and therefore the victim suffered damages due to such negligence. Chapter 7 Bankruptcy will help resolve your debts for those who have serious financial problems. However, in the process, you could possibly lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and many common type of bankruptcy and according to statistics a lot more than 95.5% of Chapter 7 bankruptcy filings experienced their debts discharged. To be able to be eligible for Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a well as secured and unsecured debt. Many people who do not have enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to enable them to manage overwhelming debt. However, there are actually long-term consequences for many who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or all of their debts as an option to liquidation. It is ideal for those whose biggest dilemma is not lack of income, but handling the requirements from creditors for immediate payment. It permits you to keep the home providing you may pay the mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to settle the debt by applying all disposable income towards the debt reduction plan. It allows debtors to remove unsecured debts and to catch up on missed home loan payments. Probably the most attractive options that come with this option is short-circuiting home foreclosure. Although keeping your house could be a great relief, you may be necessary to live for a long time beneath the close supervision of any court-appointed trustee to recover and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is a relatively new addition to the bankruptcy laws that allow family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency reply to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They should be actively involved in a farming or commercial fishing operation and comply with certain requirements. Debtors must think of a repayment schedule within 90 days of filing at court. It has to add a proposed want to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by way of a corporation or partnership involving a reorganization decide to retain the business operational while repaying creditors over a period of time. Company owners and people may also use Chapter 11 to look for relief. A Chapter 11 petition could be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement and a reorganization plan should be filed using the court. The disclosure must contain all information concerning the assets, liabilities, and also other business affairs from the debtor sufficient to enable a creditor to create an informed decision about the reorganization plan. The Automated Stay supplies a debtor with a time period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and they are to not be pursued on any debt that occurred just before the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented by the court, an appointed trustee, a committee, or some other parties of great interest.