We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Accidental injuries occurs when somebody continues to be physically or psychologically injured because of negligence by another individual, company, entity, or government agency. Injury legal cases arise when somebody states to happen to be harmed by somebody else in an accident or due to negligence and who can be held legally accountable for such harm. A personal injury case becomes formalized when a accidental injury lawyer represents the truth on behalf of a customer at the civil court proceeding. There are lots of duties your own injury lawyer performs in aiding their clients, the most important mandate being to assist them acquire the justice and compensation these are lawfully entitled to from undergoing losses and suffering because of the negligence of others. Workplace injury compensation might be claimed when someone believes that their employer has failed inside their responsibilities towards them and such negligence is responsible for a car accident or injury at your workplace. Each time a worker continues to be hurt on job, they could claim compensation off their employer by submitting a work accident claim. In the event the claim is a winner the amount claimed will probably be covered by the employer’s insurance. There are actually four types of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some type of worker’s compensation for employees is often compulsory with all the notable exception of Texas as of 2018. The two main simple requirements for workers to be eligible for worker’s compensation benefits – they should be hired by a company who has or possibly is essental to law to get Worker’s Compensation Insurance, and they will need to have been injured at the job on account of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses due to contact with harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains on account of handling materials. When an employee has suffered a work-related injury or illness time is important because there is a restricted timeframe to report the accident or incident in order to claim benefits. Deadlines vary between states but in most states, the incident must be notified to the employer within 30 to 40 days failing that your ability in the worker to get compensation might be severely jeopardized. Personnel are often surprised to discover that employers can dispute a worker’s compensation claim they feel is invalid since the rates they pay are affected by the quantity of claims paid out by their insurance carrier. That is why it is very important have proper legal representation by a qualified accidental injury lawyer to guarantee the rights of staff is upheld. When it comes to injury due to a automobile accident, an auto wreck lawyer will represent you to make sure you get the appropriate compensation for the loss and suffering as a result of negligence of an individual else. An automobile accident can not only cause physical damage, but may lead to life long injuries, immobility, lack of employment, and also death. When a personal injury results from the negligent operation of any vehicle, the motorist from the vehicle has to held liable for the outcomes of those negligence. Because the laws of every state will vary, it is very important have a local attorney experienced in car accident compensation deal with your own injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is highly proficient in the laws and established standards that trucking companies and truck drivers must meet. This can include things like mandatory training, rest breaks, and work hour restrictions. There are numerous parties who could be held responsible for injuries to victims when it comes to truck or tractor-trailer related accidents like the driver, the dog owner from the vehicle, the lessor, the manufacturer of the vehicle, parts, or tires, or perhaps the shipper or loader of the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is essential to ensure you are properly compensated for the injuries. Motorcycles present unique challenges, not merely for drivers however, for other users of the road. After motorcycle accidents, motorists often say that they failed to begin to see the motorcycle and the quantity of instances where motorcycle drivers are already struck by vehicles has increased substantially. Additional factors which lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver and their passenger to keep negligent vehicle drivers to blame for loss and suffering caused by their negligent driving. Filing an individual injury claim involves the motorcycle driver’s insurance carrier along with the at-fault motorist to check the situation and getting a claims adjuster offer some compensation. Without correct representation, the victim of your motorcycle accident runs the potential risk of not receiving fair and just compensation for loss and suffering. Dog bite laws differ between states and these cases can be quite complex. If a dog owner is up against a strict liability dog bite statute he may have few selections for an effective defense. More defense options might be obtainable in states where traditional negligence rules apply. A pet dog bite lawyer can assist you claim compensation for those who have been the victim of any dog attack. Dog bites could cause serious injuries and in some cases, victims can even be psychologically afflicted with the trauma. You can pursue an insurance claim versus the dog owner’s property insurance provider in case the attack occurred on the insured’s property. A pet dog bite attorney can start to play a crucial role in proving liability in the dog bite case since they are aware of the applicable laws inside your local state, the way to calculate damages, and the most effective way to show evidence. In order to be successful in the personal injury slip-and-fall lawsuit you should prove that they owner or tenant of your property was negligent in some action they did or did not take that caused the damage. Most slip-and-fall cases are settled out from court and a lawsuit is often only filed if the parties involved cannot reach a settlement. Despite their prevalence along with the serious injuries the main cause, premises liability lawsuits are difficult to win. Reasons for injury usually range between failure to set warning signs of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and failing to maintain walkways. An individual injury slip, trip, and fall case rely heavily about the victim’s ability to prove liability on the part of the defendant which the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy may help resolve your financial obligations when you have serious financial problems. However, at the same time, you could possibly lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and most common type of bankruptcy and statistically more than 95.5% of Chapter 7 bankruptcy filings have gotten their debts discharged. So that you can be entitled to Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a nicely as secured and unsecured debt. Many people who do not possess enough debt to declare bankruptcy may need to sell non-exempt assets, however, important assets like home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to enable them to handle overwhelming debt. However, you will find long term consequences for many who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or a bunch of their debts instead of liquidation. It is perfect for those whose biggest problem is not absence of income, but working with the demands from creditors for fast payment. It permits you to keep the home providing it is possible to pay for the mortgage under the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to eliminate your debt by applying all disposable income for the debt reduction plan. It allows debtors to eliminate unsecured debts and also to get caught up on missed home loan repayments. One of the most attractive options that come with this choice is short-circuiting home foreclosure. Although keeping your property can be a great relief, you will end up expected to live for several years beneath the close supervision of your court-appointed trustee to collect and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a relatively recent accessory for the bankruptcy laws that enable family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency response to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They have to be actively involved in a farming or commercial fishing operation and comply with certain requirements. Debtors must make a repayment plan within 90 days of filing at court. It has to feature a proposed plan to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by a corporation or partnership involving a reorganization want to keep your business operational while repaying creditors during a period of time. Company owners and people may also use Chapter 11 to look for relief. A Chapter 11 petition might be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement as well as a reorganization plan has to be filed with all the court. The disclosure must contain all information about the assets, liabilities, and also other business affairs from the debtor sufficient to allow a creditor to make an informed decision about the reorganization plan. The Automatic Stay supplies a debtor with a period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are to not be pursued on any debt that occurred prior to the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented from the court, an appointed trustee, a committee, or some other parties appealing.