We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Personal injury develops when an individual is physically or psychologically injured because of negligence on the part of another individual, company, entity, or government agency. Injury legal cases arise when someone promises to have been harmed by other people inside an accident or because of negligence and who could be held legally accountable for such harm. A personal injury case becomes formalized every time a injury lawyer represents the situation on the part of a client in a civil court proceeding. There are several duties an individual injury lawyer performs in aiding their customers, the most crucial mandate being to enable them to receive the justice and compensation these are lawfully qualified for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation might be claimed when someone believes their employer has failed within their responsibilities towards them etc negligence is responsible for a car accident or injury at the job. Every time a worker has become hurt on job, they can claim compensation from the employer by submitting a work accident claim. In the event the claim is a winner the quantity claimed will probably be paid by the employer’s liability insurance. You will find four varieties of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some type of worker’s compensation for employees is generally compulsory using the notable exception of Texas by 2018. There are two simple requirements for workers to be eligible for worker’s compensation benefits – they should be utilized by a company having or possibly is essental to law to get Worker’s Compensation Insurance, and so they must have been injured at the job as a result of their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses caused by exposure to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains due to handling materials. When a worker has suffered a work-related injury or illness time is of the essence while there is a restricted time period in which to report the accident or incident in order to claim benefits. Deadlines vary among states but also in most states, the incident should be notified towards the employer within 30 to 40 days failing in which the ability in the worker to receive compensation may be severely jeopardized. Personnel are often surprised to discover that employers can dispute a worker’s compensation claim they feel is invalid because the rates they pay are affected by the amount of claims paid out by their insurance firm. That is why it is very important have proper legal representation from a qualified personal injury lawyer to guarantee the rights of personnel are upheld. When it comes to personal injury because of a motor vehicle accident, a vehicle wreck lawyer will represent you to ensure you have the appropriate compensation for the loss and suffering due to negligence of somebody else. A car accident are unable to only cause physical damage, but may result in life long injuries, immobility, reduction in employment, and in many cases death. When an accident comes from the negligent operation of the vehicle, the operator of the vehicle must held accountable for the outcomes of such negligence. Considering that the laws of each state will vary, it is very important have a local attorney familiar with car accident compensation care for your own injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is extremely experienced with the laws and established standards that trucking companies and truck drivers must meet. This can include things like mandatory training, rest breaks, and work hour restrictions. There are many parties who may be held accountable for injuries to victims in the matter of truck or tractor-trailer related accidents including the driver, the property owner from the vehicle, the lessor, the maker in the vehicle, parts, or tires, or perhaps the shipper or loader of your cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is crucial to ensure you are properly compensated for the injuries. Motorcycles present unique challenges, not only for drivers but also for all other users in the road. After motorcycle accidents, motorists often point out that they failed to view the motorcycle and the number of instances where motorcycle drivers have been struck by vehicles has increased substantially. Other variables that lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver and their passenger to hold negligent vehicle drivers responsible for loss and suffering a result of their negligent driving. Filing a personal injury claim requires the motorcycle driver’s insurer along with the at-fault motorist to evaluate the way it is and having a claims adjuster offer a certain amount of compensation. Without the proper representation, the victim of your motorcycle accident runs the danger of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ from state to state and those cases can be quite complex. When a dog owner is confronted with a strict liability dog bite statute he may have few alternatives for an effective defense. More defense options can be obtainable in states where traditional negligence rules apply. Your dog bite lawyer can assist you claim compensation when you have been the victim of your dog attack. Dog bites may cause serious injuries and perhaps, victims can also be psychologically affected by the trauma. You may pursue an insurance claim against the dog owner’s property insurance provider when the attack occurred around the insured’s property. A dog bite attorney may play a vital role in proving liability in the dog bite case since they are aware of the applicable laws in your local state, how you can calculate damages, and the simplest way to offer evidence. To become successful in the injury slip-and-fall lawsuit you will need to prove they owner or tenant from the property was negligent in certain action they did or failed to take that caused the damage. Most slip-and-fall cases are settled from court as well as a lawsuit is usually only filed as soon as the parties involved cannot reach an agreement. Despite their prevalence and also the serious injuries the main cause, premises liability lawsuits are hard to win. Reasons behind injury usually vary from failure to place signs of wet spots or objects which are left lying in walkways to unstable work surfaces and failing to maintain walkways. A private injury slip, trip, and fall case rely heavily on the victim’s capability to prove liability on the part of the defendant which the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy will help resolve your debts if you have serious financial problems. However, at the same time, you might lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and a lot everyday sort of bankruptcy and statistically a lot more than 95.5% of Chapter 7 bankruptcy filings experienced their debts discharged. To be able to qualify for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a well as secured and unsecured debt. Many people who do not have enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets including home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to assist them manage overwhelming debt. However, you will find long-term consequences for those who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or a bunch of their debts instead of liquidation. It is ideal for those whose biggest problem is not deficiency of income, but working with the demands from creditors for fast payment. It lets you make your home providing it is possible to pay the mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to settle your debt by making use of all disposable income on the debt reduction plan. It allows debtors to eliminate unsecured debts as well as catch up on missed mortgage payments. One of the more attractive features of this alternative is short-circuiting home foreclosure. Although keeping your house could be a great relief, you will end up expected to live for quite some time underneath the close supervision of your court-appointed trustee to accumulate and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a relatively recent accessory for the bankruptcy laws which allow family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency solution to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They must be actively engaged in a farming or commercial fishing operation and comply with certain requirements. Debtors must develop a repayment plan within 90 days of filing at court. It needs to feature a proposed intend to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by way of a corporation or partnership involving a reorganization plan to retain the business operational while repaying creditors during a period of time. Company owners and folks can also use Chapter 11 to find relief. A Chapter 11 petition may be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement as well as a reorganization plan has to be filed using the court. The disclosure must contain all information regarding the assets, liabilities, along with other business affairs of your debtor sufficient to allow a creditor to produce a well informed decision concerning the reorganization plan. The Automatic Stay gives a debtor with a time period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and they are not to be pursued on any debt that occurred ahead of the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented by the court, an appointed trustee, a committee, or other parties useful.