We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Injury takes place when an individual has become physically or psychologically injured on account of negligence by another individual, company, entity, or government agency. Accidental injuries legal cases arise when an individual states to are already harmed by another person inside an accident or due to negligence and who could be held legally accountable for such harm. An individual injury case becomes formalized every time a accidental injuries lawyer represents the way it is on the part of a person in a civil court proceeding. There are lots of duties a private injury lawyer performs in aiding their clientele, the most significant mandate being to assist them to obtain the justice and compensation they can be lawfully eligible to from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation might be claimed when someone believes that the employer has failed with their responsibilities towards them and the like negligence has caused any sort of accident or injury at your workplace. When a worker continues to be hurt on job, they may claim compensation from their employer by submitting a work accident claim. When the claim is successful the quantity claimed will probably be covered by the employer’s liability insurance. There are four varieties of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some form of worker’s compensation for workers is usually compulsory with the notable exception of Texas since 2018. There are 2 basic requirements for workers to be eligible for worker’s compensation benefits – they should be hired by an employer that has or possibly is necessary for law to possess Worker’s Compensation Insurance, and they also need to have been injured at the job as a result of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses due to being exposed to harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains due to handling materials. When a worker has suffered a work-related injury or illness time is critical while there is a small timeframe in which to report the accident or incident to be able to claim benefits. Deadlines vary from state to state but in most states, the incident needs to be notified to the employer within 30 to 40 days failing that the ability in the worker to obtain compensation can be severely jeopardized. Employees are often surprised to learn that employers can dispute a worker’s compensation claim they feel is invalid because the rates they pay suffer from the number of claims paid out by their insurance carrier. That is why it is essential to have proper legal representation by way of a qualified personal injury lawyer so that the rights of staff is upheld. With regards to accidental injuries because of a motor vehicle accident, a car wreck lawyer will fully handle your case to ensure you receive the appropriate compensation to your loss and suffering because of the negligence of an individual else. A vehicle accident simply cannot only cause physical damage, but may result in life long injuries, immobility, loss in employment, and in many cases death. When an accident results from the negligent operation of your vehicle, the driver from the vehicle should held accountable for the effects of those negligence. Because the laws of each and every state are different, you should have got a local attorney proficient in automobile accident compensation deal with your own injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is extremely experienced with the laws and established standards that trucking companies and truck drivers must meet. Including things like mandatory training, rest breaks, and work hour restrictions. There are many parties who can be held accountable for injuries to victims when it comes to truck or tractor-trailer related accidents for example the driver, the owner of the vehicle, the lessor, the maker of the vehicle, parts, or tires, or maybe the shipper or loader of the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is essential to make sure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not just for drivers but also for all the other users of the road. After motorcycle accidents, motorists often point out that they failed to start to see the motorcycle and the amount of instances where motorcycle drivers happen to be struck by vehicles has grown substantially. Other factors which lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver along with their passenger to support negligent vehicle drivers responsible for loss and suffering caused by their negligent driving. Filing a personal injury claim requires the motorcycle driver’s insurance company and the at-fault motorist to examine the situation and having a claims adjuster offer some compensation. Without proper representation, the victim of your motorcycle accident runs the danger of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ among states which cases could become quite complex. When a dog owner is faced with a strict liability dog bite statute he could have few options for a prosperous defense. More defense options might be offered in states where traditional negligence rules apply. A dog bite lawyer will help you claim compensation in case you have been the victim of any dog attack. Dog bites can cause serious injuries and perhaps, victims can even be psychologically impacted by the trauma. You are able to pursue an insurance claim versus the dog owner’s property insurance provider when the attack occurred on the insured’s property. A pet dog bite attorney can enjoy a crucial role in proving liability in the dog bite case because they know the applicable laws in your local state, how to calculate damages, and the simplest way to offer evidence. In order to be successful in a accidental injury slip-and-fall lawsuit you will have to prove they owner or tenant from the property was negligent in some action they did or failed to take that caused the damage. Most slip-and-fall cases are settled out of court and a lawsuit is generally only filed once the parties involved cannot reach an agreement. Despite their prevalence and also the serious injuries the reason, premises liability lawsuits are hard to win. Reasons for injury usually vary from failure to put signals of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and failing to maintain walkways. An individual injury slip, trip, and fall case rely heavily around the victim’s power to prove liability on the part of the defendant and that the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy may help resolve your financial obligations in case you have serious financial problems. However, along the way, you could possibly lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and most everyday sort of bankruptcy and according to statistics over 95.5% of Chapter 7 bankruptcy filings have gotten debts they have accrued discharged. So that you can be entitled to Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a well as secured and unsecured debt. Many people who do not have enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to enable them to handle overwhelming debt. However, there are actually long-term consequences for many who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or all of their debts rather than liquidation. It is fantastic for those whose biggest problem is not deficiency of income, but dealing with the requirements from creditors for immediate payment. It permits you to keep your home providing you may pay the mortgage within the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to eliminate your debt by utilizing all disposable income for the debt reduction plan. It allows debtors to eliminate unsecured debts as well as to catch up on missed mortgage repayments. Probably the most attractive attributes of this choice is short-circuiting home foreclosure. Although keeping your property could be a great relief, you will certainly be needed to live for a long time within the close supervision of a court-appointed trustee to gather and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a fairly new accessory for the bankruptcy laws that enable family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency reply to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They must be actively involved in a farming or commercial fishing operation and abide by certain requirements. Debtors must make a repayment schedule within 90 days of filing at court. It should feature a proposed want to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt from a corporation or partnership involving a reorganization decide to maintain the business operational while repaying creditors over a period of time. Companies and individuals also can use Chapter 11 to seek relief. A Chapter 11 petition might be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement as well as a reorganization plan should be filed with all the court. The disclosure must contain information about the assets, liabilities, as well as other business affairs in the debtor sufficient to permit a creditor to help make a knowledgeable decision about the reorganization plan. The Automatic Stay supplies a debtor with a period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and are to not be pursued on any debt that occurred prior to the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented from the court, an appointed trustee, a committee, or some other parties of interest.