We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Personal injury takes place when a person has become physically or psychologically injured as a result of negligence on the part of another individual, company, entity, or government agency. Accidental injury legal cases arise when somebody promises to happen to be harmed by someone else in an accident or due to negligence and who might be held legally in charge of such harm. An individual injury case becomes formalized whenever a accidental injury lawyer represents the truth for a person at a civil court proceeding. There are several duties your own injury lawyer performs in aiding their customers, the most important mandate being to help them acquire the justice and compensation they are lawfully eligible for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation can be claimed when someone believes that their employer has failed within their responsibilities towards them etc negligence is responsible for any sort of accident or injury at the job. Every time a worker has become hurt on job, they may claim compensation off their employer by submitting a work accident claim. When the claim is a winner the total amount claimed will probably be included in the employer’s liability insurance. You will find four types of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some sort of worker’s compensation for workers is usually compulsory together with the notable exception of Texas since 2018. There are 2 basic requirements for workers to be eligible for worker’s compensation benefits – they have to be utilized by an employer having or is essental to law to possess Worker’s Compensation Insurance, and so they must have been injured at the office as a result of their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses a result of contact with harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains due to handling materials. When a worker has suffered a work-related injury or illness time is important while there is a restricted period of time to report the accident or incident as a way to claim benefits. Deadlines vary among states however in most states, the incident should be notified to the employer within 30 to 40 days failing that the ability in the worker to obtain compensation could be severely jeopardized. Employees are often surprised to learn that employers can dispute a worker’s compensation claim they think is invalid because the rates they pay are influenced by the number of claims paid out by their insurance firm. This is the reason it is important to have proper legal representation by way of a qualified personal injury lawyer to be sure the rights of personnel are upheld. With regards to accidental injury caused by a vehicle accident, an auto wreck lawyer will handle your case to make sure you receive the appropriate compensation for the loss and suffering due to the negligence of somebody else. A car accident are unable to only cause physical damage, but may lead to life long injuries, immobility, reduction in employment, and also death. When an accident comes from the negligent operation of any vehicle, the motorist from the vehicle should held accountable for the effects of those negligence. Ever since the laws of every state are very different, you should have a local attorney proficient in vehicle accident compensation deal with your personal injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is tremendously experienced in the laws and established standards that trucking companies and truck drivers must meet. This includes things like mandatory training, rest breaks, and work hour restrictions. There are various parties who could be held responsible for injuries to victims in the matter of truck or tractor-trailer related accidents for example the driver, the owner of the vehicle, the lessor, the producer of the vehicle, parts, or tires, or maybe the shipper or loader from the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is vital to ensure you are properly compensated to your injuries. Motorcycles present unique challenges, not only for drivers but for all of the other users in the road. After motorcycle accidents, motorists often claim that they did not see the motorcycle and the number of instances where motorcycle drivers have already been struck by vehicles has risen substantially. Other elements that lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver and their passenger to keep negligent vehicle drivers accountable for loss and suffering a result of their negligent driving. Filing your own injury claim requires the motorcycle driver’s insurance company and the at-fault motorist to check the truth and getting a claims adjuster offer a certain amount of compensation. Without correct representation, the victim of any motorcycle accident runs the danger of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ from state to state and these cases could become quite complex. If your dog owner is confronted with a strict liability dog bite statute he may have few choices for an excellent defense. More defense options might be for sale in states where traditional negligence rules apply. A pet dog bite lawyer can help you claim compensation for those who have been the victim of any dog attack. Dog bites may cause serious injuries and in some cases, victims can be psychologically impacted by the trauma. You are able to pursue an insurance claim against the dog owner’s home insurance provider when the attack occurred in the insured’s property. A pet dog bite attorney can play an important role in proving liability in the dog bite case since they know the applicable laws in your local state, how to calculate damages, and an effective way to present evidence. To be successful in the injury slip-and-fall lawsuit you will have to prove which they owner or tenant of your property was negligent in many action they did or did not take that caused the injury. Most slip-and-fall cases are settled out of court and a lawsuit is often only filed when the parties involved cannot reach an agreement. Despite their prevalence and the serious injuries the root cause, premises liability lawsuits are difficult to win. Factors behind injury usually cover anything from failure to position indicators of wet spots or objects which can be left lying in walkways to unstable work surfaces and failing to maintain walkways. Your own injury slip, trip, and fall case rely heavily on the victim’s ability to prove liability by the defendant and this the victim suffered damages due to such negligence. Chapter 7 Bankruptcy might help resolve the money you owe when you have serious financial problems. However, in the process, you could lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and a lot everyday sort of bankruptcy and statistically over 95.5% of Chapter 7 bankruptcy filings have gotten debts they have accrued discharged. So that you can be entitled to Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a well as secured and unsecured debt. Some people who do not possess enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to assist them to deal with overwhelming debt. However, there are actually long-term consequences for individuals who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or their debts rather than liquidation. It is fantastic for those whose biggest concern is not lack of income, but handling the requirements from creditors for immediate payment. It allows you to make your home providing it is possible to pay the mortgage under the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to eliminate the debt by making use of all disposable income for the debt reduction plan. It allows debtors to get rid of unsecured debts and also to catch up on missed home loan payments. One of the most attractive features of this approach is short-circuiting home foreclosure. Although keeping your own home can be a great relief, you may be expected to live for a long time within the close supervision of the court-appointed trustee to gather and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a fairly new addition to the bankruptcy laws that allow family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency reaction to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They have to be actively engaged in a farming or commercial fishing operation and abide by certain requirements. Debtors must develop a repayment schedule within 3 months of filing at court. It needs to include a proposed plan to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt with a corporation or partnership involving a reorganization plan to keep your business operational while repaying creditors during a period of time. Companies and people also can use Chapter 11 to seek relief. A Chapter 11 petition can be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement and a reorganization plan must be filed using the court. The disclosure must contain all information regarding the assets, liabilities, along with other business affairs of the debtor sufficient to permit a creditor to create an informed decision concerning the reorganization plan. The Automatic Stay offers a debtor with a time period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are to never be pursued on any debt that occurred just before the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented through the court, an appointed trustee, a committee, or another parties of interest.