We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Accidental injuries takes place when a person is physically or psychologically injured because of negligence by another individual, company, entity, or government agency. Injury legal cases arise when someone states are already harmed by somebody else in a accident or because of negligence and who can be held legally responsible for such harm. An individual injury case becomes formalized when a accidental injuries lawyer represents the situation on behalf of a person in a civil court proceeding. There are many duties a private injury lawyer performs in aiding their clientele, the most crucial mandate being to help them receive the justice and compensation they are lawfully eligible to from undergoing losses and suffering due to negligence of others. Workplace injury compensation might be claimed when someone believes that their employer has failed inside their responsibilities towards them and such negligence is responsible for an accident or injury at the office. Whenever a worker has become hurt on job, they can claim compensation from the employer by submitting a work accident claim. In case the claim is successful the quantity claimed will likely be protected by the employer’s liability insurance. There are four varieties of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some kind of worker’s compensation for workers is generally compulsory together with the notable exception of Texas at the time of 2018. There are two simple requirements for workers to qualify for worker’s compensation benefits – they ought to be used by an employer that has or perhaps is needed by law to get Worker’s Compensation Insurance, and they must have been injured at the job as a result of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses due to being exposed to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains because of handling materials. When a staff member has suffered a work-related injury or illness time is of the essence as there is a small period of time in order to report the accident or incident as a way to claim benefits. Deadlines vary between states but in most states, the incident needs to be notified on the employer within 30 to 40 days failing that the ability of the worker to acquire compensation might be severely jeopardized. Personnel are often surprised to understand that employers can dispute a worker’s compensation claim they believe is invalid as the rates they pay suffer from the quantity of claims paid out by their insurance firm. This is why you should have proper legal representation from a qualified personal injury lawyer to ensure the rights of workers are upheld. In the case of accidental injury due to a car accident, a vehicle wreck lawyer will represent you to make sure you obtain the appropriate compensation for the loss and suffering as a result of negligence of an individual else. An automobile accident are unable to only cause physical damage, but may result in life long injuries, immobility, loss in employment, and in many cases death. When a personal injury is a result of the negligent operation of your vehicle, the motorist in the vehicle must held responsible for the effects of these negligence. Ever since the laws of every state are different, it is important to have a local attorney familiar with automobile accident compensation look after your personal injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is highly experienced with the laws and established standards that trucking companies and truck drivers must meet. This includes such things as mandatory training, rest breaks, and work hour restrictions. There are various parties who may be held responsible for injuries to victims in the case of truck or tractor-trailer related accidents like the driver, the homeowner in the vehicle, the lessor, the producer of your vehicle, parts, or tires, or perhaps the shipper or loader from the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is important to ensure you are properly compensated for your injuries. Motorcycles present unique challenges, not simply for drivers but for all of the other users of the road. After motorcycle accidents, motorists often claim that they did not see the motorcycle and the volume of instances where motorcycle drivers have been struck by vehicles has grown substantially. Other elements that lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver as well as their passenger to support negligent vehicle drivers accountable for loss and suffering a result of their negligent driving. Filing a private injury claim necessitates the motorcycle driver’s insurance company and also the at-fault motorist to evaluate the case and having a claims adjuster offer some compensation. Without correct representation, the victim of any motorcycle accident runs the chance of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ between states and those cases can become quite complex. In case a dog owner is up against a strict liability dog bite statute he could have few alternatives for a successful defense. More defense options might be for sale in states where traditional negligence rules apply. A dog bite lawyer may help you claim compensation for those who have been the victim of any dog attack. Dog bites may cause serious injuries and perhaps, victims can even be psychologically affected by the trauma. You are able to pursue an insurance claim versus the dog owner’s property insurance provider in case the attack occurred around the insured’s property. Your dog bite attorney can enjoy a vital role in proving liability within a dog bite case while they are aware of the applicable laws within your local state, how to calculate damages, and the simplest way to offer evidence. To become successful in a personal injury slip-and-fall lawsuit you will need to prove that they can owner or tenant in the property was negligent in certain action they did or failed to take that caused the damage. Most slip-and-fall cases are settled out of court along with a lawsuit is normally only filed once the parties involved cannot reach a settlement. Despite their prevalence along with the serious injuries the reason, premises liability lawsuits are hard to win. Causes of injury usually cover anything from failure to position indicators of wet spots or objects which are left lying in walkways to unstable work surfaces and failing to maintain walkways. Your own injury slip, trip, and fall case rely heavily in the victim’s capability to prove liability by the defendant and this the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy may help resolve your debts if you have serious financial problems. However, along the way, you could possibly lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and the majority of common type of bankruptcy and according to statistics greater than 95.5% of Chapter 7 bankruptcy filings experienced debts they have accrued discharged. In order to be eligible for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a nicely as secured and unsecured debt. Some individuals who do not possess enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets including home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to enable them to handle overwhelming debt. However, you will find long-term consequences for many who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or all of their debts instead of liquidation. It is perfect for those whose biggest concern is not absence of income, but working with the requirements from creditors for immediate payment. It permits you to keep your home providing you can actually pay the mortgage within the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to resolve the debt by making use of all disposable income to the debt reduction plan. It allows debtors to eliminate unsecured debts as well as catch up on missed mortgage repayments. One of the more attractive highlights of this choice is short-circuiting home foreclosure. Although keeping your house may be a great relief, you will be needed to live for a long time underneath the close supervision of any court-appointed trustee to gather and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is a fairly new addition to the bankruptcy laws which allow family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency reply to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They have to be actively involved in a farming or commercial fishing operation and abide by certain requirements. Debtors must think of a repayment plan within 3 months of filing at court. It needs to add a proposed intend to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by way of a corporation or partnership involving a reorganization decide to maintain the business operational while repaying creditors during a period of time. Business people and folks could also use Chapter 11 to get relief. A Chapter 11 petition could be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement along with a reorganization plan should be filed together with the court. The disclosure must contain information concerning the assets, liabilities, and other business affairs from the debtor sufficient to allow a creditor to make a knowledgeable decision regarding the reorganization plan. The Automated Stay gives a debtor with a time period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and they are never to be pursued on any debt that occurred just before the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented through the court, an appointed trustee, a committee, or other parties appealing.