We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Accidental injuries develops when someone has been physically or psychologically injured on account of negligence on the part of another individual, company, entity, or government agency. Personal injury legal cases arise when a person states have been harmed by somebody else within an accident or as a result of negligence and who can be held legally liable for such harm. An individual injury case becomes formalized every time a accidental injury lawyer represents the way it is on behalf of a person at a civil court proceeding. There are numerous duties a personal injury lawyer performs in aiding their clients, the most significant mandate being to enable them to acquire the justice and compensation they can be lawfully qualified for from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation might be claimed when someone believes their employer has failed within their responsibilities towards them etc negligence is responsible for a car accident or injury at work. Each time a worker has become hurt on job, they may claim compensation off their employer by submitting a work accident claim. In the event the claim is a winner the amount claimed will be paid by the employer’s insurance. You will find four kinds of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some type of worker’s compensation for employees is usually compulsory together with the notable exception of Texas at the time of 2018. There are two simple requirements for workers to be eligible for worker’s compensation benefits – they ought to be utilized by a company having or maybe required by law to possess Worker’s Compensation Insurance, and they should have been injured at work on account of their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses caused by being exposed to harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains as a result of handling materials. When a member of staff has suffered a work-related injury or illness time is of the essence while there is a limited timeframe in which to report the accident or incident so that you can claim benefits. Deadlines vary from state to state however in most states, the incident must be notified towards the employer within 30 to 40 days failing in which the ability of your worker to get compensation can be severely jeopardized. Employees are often surprised to find out that employers can dispute a worker’s compensation claim they think is invalid as the rates they pay are influenced by the quantity of claims paid out by their insurance provider. That is why it is essential to have proper legal representation from a qualified accidental injury lawyer to ensure the rights of workers are upheld. In the case of personal injury because of a motor vehicle accident, an automobile wreck lawyer will fully handle your case to ensure you obtain the appropriate compensation for the loss and suffering due to negligence of someone else. A car accident simply cannot only cause physical damage, but may result in life long injuries, immobility, reduction in employment, and also death. When an injury comes from the negligent operation of your vehicle, the driver of your vehicle must held liable for the outcomes of such negligence. Because the laws of every state are different, it is important to have a local attorney proficient in motor vehicle accident compensation care for your own injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is tremendously experienced with the laws and established standards that trucking companies and truck drivers must meet. This can include things such as mandatory training, rest breaks, and work hour restrictions. There are numerous parties who may be held accountable for injuries to victims in the matter of truck or tractor-trailer related accidents like the driver, the owner of your vehicle, the lessor, the company of the vehicle, parts, or tires, or maybe the shipper or loader in the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is vital to ensure you are properly compensated for the injuries. Motorcycles present unique challenges, not only for drivers however for other users of your road. After motorcycle accidents, motorists often point out that they did not start to see the motorcycle and the number of instances where motorcycle drivers have already been struck by vehicles has grown substantially. Other variables which lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver in addition to their passenger to hold negligent vehicle drivers to blame for loss and suffering caused by their negligent driving. Filing a personal injury claim involves the motorcycle driver’s insurance provider and also the at-fault motorist to check the way it is and having a claims adjuster offer some compensation. Without the right representation, the victim of any motorcycle accident runs the potential risk of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ between states which cases could become quite complex. If your dog owner is up against a strict liability dog bite statute this individual have few alternatives for a prosperous defense. More defense options may be obtainable in states where traditional negligence rules apply. Your dog bite lawyer will help you claim compensation if you have been the victim of a dog attack. Dog bites may cause serious injuries and perhaps, victims can be psychologically impacted by the trauma. You can pursue an insurance claim from the dog owner’s home insurance provider in case the attack occurred around the insured’s property. Your dog bite attorney can play an important role in proving liability in the dog bite case while they know the applicable laws in your local state, the best way to calculate damages, and the best way to present evidence. To be successful in the accidental injuries slip-and-fall lawsuit you will need to prove that they owner or tenant of your property was negligent in a few action they did or did not take that caused the injury. Most slip-and-fall cases are settled away from court as well as a lawsuit is usually only filed once the parties involved cannot reach an agreement. Despite their prevalence along with the serious injuries the cause, premises liability lawsuits are hard to win. Factors behind injury usually vary from failure to set indicators of wet spots or objects which can be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A private injury slip, trip, and fall case rely heavily on the victim’s capability to prove liability on the part of the defendant and therefore the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy can help resolve your financial obligations for those who have serious financial problems. However, in the process, you could possibly lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and most common type of bankruptcy and statistically a lot more than 95.5% of Chapter 7 bankruptcy filings have experienced their debts discharged. In order to be entitled to Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a nicely as secured and unsecured debt. Some individuals who do not possess enough debt to declare bankruptcy may need to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to enable them to handle overwhelming debt. However, there are long-term consequences for individuals who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or all their debts rather than liquidation. It is perfect for those whose biggest issue is not deficiency of income, but handling the needs from creditors for immediate payment. It enables you to keep the home providing it is possible to pay for the mortgage under the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to settle the debt by using all disposable income towards the debt reduction plan. It allows debtors to eliminate unsecured debts as well as to catch up on missed mortgage payments. One of the more attractive attributes of this option is short-circuiting home foreclosure. Although keeping your property can be a great relief, you will end up necessary to live for a long time beneath the close supervision of any court-appointed trustee to collect and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a fairly new accessory for the bankruptcy laws which allow family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency solution to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They have to be actively involved in a farming or commercial fishing operation and comply with certain requirements. Debtors must come up with a repayment plan within 90 days of filing at court. It needs to include a proposed intend to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt with a corporation or partnership involving a reorganization intend to retain the business operational while repaying creditors during a period of time. Business people and folks may also use Chapter 11 to find relief. A Chapter 11 petition can be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement along with a reorganization plan needs to be filed with the court. The disclosure must contain all information with regards to the assets, liabilities, as well as other business affairs in the debtor sufficient allowing a creditor to help make an informed decision concerning the reorganization plan. The Automatic Stay supplies a debtor with a period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and so are never to be pursued on any debt that occurred ahead of the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented through the court, an appointed trustee, a committee, or some other parties of great interest.