We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Accidental injury develops when a person is physically or psychologically injured because of negligence by another individual, company, entity, or government agency. Injury legal cases arise when someone claims to have already been harmed by someone else in an accident or because of negligence and who could be held legally liable for such harm. A personal injury case becomes formalized every time a injury lawyer represents the case with respect to a person at a civil court proceeding. There are numerous duties your own injury lawyer performs in aiding the clientele, the main mandate being to enable them to get the justice and compensation they can be lawfully eligible to from undergoing losses and suffering due to the negligence of others. Workplace injury compensation might be claimed when someone believes their employer has failed in their responsibilities towards them and the like negligence has caused any sort of accident or injury at your workplace. Each time a worker continues to be hurt on job, they can claim compensation using their employer by submitting a work accident claim. If the claim is successful the exact amount claimed will probably be included in the employer’s insurance. You will find four types of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some form of worker’s compensation for workers is usually compulsory with all the notable exception of Texas as of 2018. The two main basic requirements for workers to be eligible for worker’s compensation benefits – they should be hired by an employer having or possibly is required by law to obtain Worker’s Compensation Insurance, and they also will need to have been injured at the job on account of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses caused by exposure to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains due to handling materials. When a member of staff has suffered a work-related injury or illness time is critical while there is a small period of time in which to report the accident or incident to be able to claim benefits. Deadlines vary from state to state but also in most states, the incident must be notified for the employer within 30 to 40 days failing that your ability in the worker to get compensation might be severely jeopardized. Staff is often surprised to discover that employers can dispute a worker’s compensation claim they think is invalid as the rates they pay are influenced by the quantity of claims paid out by their insurance company. That is why it is important to have proper legal representation by way of a qualified accidental injury lawyer to ensure the rights of staff is upheld. In the case of personal injury caused by a motor vehicle accident, a vehicle wreck lawyer will handle your case to make sure you get the appropriate compensation for your loss and suffering due to the negligence of an individual else. A car accident simply cannot only cause physical damage, but may lead to life long injuries, immobility, loss of employment, and in many cases death. When an accident is a result of the negligent operation of your vehicle, the motorist from the vehicle must held to blame for the outcomes of these negligence. Considering that the laws for each state are very different, it is important to possess a local attorney familiar with motor vehicle accident compensation take care of your individual injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is extremely experienced with the laws and established standards that trucking companies and truck drivers must meet. This can include things like mandatory training, rest breaks, and work hour restrictions. There are various parties who might be held accountable for injuries to victims with regards to truck or tractor-trailer related accidents for example the driver, the property owner of the vehicle, the lessor, the producer in the vehicle, parts, or tires, and even the shipper or loader from the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is vital to make sure you are properly compensated for your injuries. Motorcycles present unique challenges, not simply for drivers but for all of the other users from the road. After motorcycle accidents, motorists often state that they did not begin to see the motorcycle and the number of instances where motorcycle drivers have already been struck by vehicles has increased substantially. Additional factors which lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver in addition to their passenger to keep negligent vehicle drivers to blame for loss and suffering brought on by their negligent driving. Filing a private injury claim involves the motorcycle driver’s insurance carrier as well as the at-fault motorist to look at the truth and achieving a claims adjuster offer a certain amount of compensation. Without the right representation, the victim of a motorcycle accident runs the chance of not receiving fair and just compensation for loss and suffering. Dog bite laws differ from state to state which cases could become quite complex. In case a dog owner is up against a strict liability dog bite statute this individual have few choices for an effective defense. More defense options may be offered in states where traditional negligence rules apply. A pet dog bite lawyer can assist you claim compensation if you have been the victim of a dog attack. Dog bites could cause serious injuries and in some cases, victims can even be psychologically influenced by the trauma. It is possible to pursue an insurance claim from the dog owner’s home insurance provider in the event the attack occurred in the insured’s property. A dog bite attorney may play a vital role in proving liability in a dog bite case since they are aware of the applicable laws inside your local state, the way to calculate damages, and the best way to present evidence. To be successful inside a personal injury slip-and-fall lawsuit you should prove that they owner or tenant from the property was negligent in certain action they did or failed to take that caused the damage. Most slip-and-fall cases are settled away from court and a lawsuit is normally only filed once the parties involved cannot reach a settlement. Despite their prevalence as well as the serious injuries the cause, premises liability lawsuits are difficult to win. Causes of injury usually range from failure to put signs of wet spots or objects which are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. Your own injury slip, trip, and fall case rely heavily in the victim’s capability to prove liability on the part of the defendant and therefore the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy can help resolve the money you owe if you have serious financial problems. However, in the process, you could possibly lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and the majority of common type of bankruptcy and statistically greater than 95.5% of Chapter 7 bankruptcy filings have had debts they have accrued discharged. So that you can be eligible for a Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a nicely as secured and unsecured debt. A lot of people who do not have enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets including home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to assist them to cope with overwhelming debt. However, there are actually long term consequences for people who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or a bunch of their debts rather than liquidation. It is great for those whose biggest dilemma is not insufficient income, but working with the requirements from creditors for fast payment. It lets you make your home providing you can actually pay for the mortgage within the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to settle your debt by utilizing all disposable income for the debt reduction plan. It allows debtors to eliminate unsecured debts as well as to get caught up on missed mortgage repayments. One of the most attractive highlights of this approach is short-circuiting home foreclosure. Although keeping your home could be a great relief, you will be required to live for a long time beneath the close supervision of any court-appointed trustee to recover and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a fairly new addition to the bankruptcy laws that permit family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency reply to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They have to be actively engaged in a farming or commercial fishing operation and conform to certain requirements. Debtors must develop a repayment schedule within 90 days of filing at court. It should incorporate a proposed intend to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by way of a corporation or partnership involving a reorganization intend to retain the business operational while repaying creditors over a period of time. Company owners and folks can also use Chapter 11 to find relief. A Chapter 11 petition could be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement and a reorganization plan has to be filed with the court. The disclosure must contain information about the assets, liabilities, along with other business affairs of your debtor sufficient to enable a creditor to create an educated decision concerning the reorganization plan. The Automatic Stay provides a debtor with a period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and they are to not be pursued on any debt that occurred just before the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented from the court, an appointed trustee, a committee, or any other parties useful.