We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Accidental injuries develops when somebody has become physically or psychologically injured due to negligence by another individual, company, entity, or government agency. Injury legal cases arise when someone states to have already been harmed by other people within an accident or on account of negligence and who may be held legally liable for such harm. Your own injury case becomes formalized every time a accidental injury lawyer represents the situation for a customer with a civil court proceeding. There are numerous duties your own injury lawyer performs in aiding their clients, the most crucial mandate being to assist them get the justice and compensation they are lawfully entitled to from undergoing losses and suffering because of the negligence of others. Workplace injury compensation can be claimed when someone believes their employer has failed inside their responsibilities towards them etc negligence has caused a crash or injury at the job. Every time a worker has been hurt on job, they could claim compensation off their employer by submitting a work accident claim. In case the claim is successful the quantity claimed will be included in the employer’s insurance. There are actually four types of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some type of worker’s compensation for employees is often compulsory using the notable exception of Texas as of 2018. There are two basic requirements for workers to be eligible for worker’s compensation benefits – they ought to be used by a business who has or is needed by law to have Worker’s Compensation Insurance, and so they should have been injured at your workplace because of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses due to contact with harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains because of handling materials. When an employee has suffered a work-related injury or illness time is critical while there is a limited timeframe to report the accident or incident as a way to claim benefits. Deadlines vary from state to state but also in most states, the incident has to be notified on the employer within 30 to 40 days failing that your ability in the worker to receive compensation may be severely jeopardized. Employees are often surprised to learn that employers can dispute a worker’s compensation claim they believe is invalid since the rates they pay are influenced by the volume of claims paid out by their insurance company. That is why it is essential to have proper legal representation with a qualified injury lawyer to ensure the rights of personnel are upheld. With regards to accidental injury caused by a car accident, a vehicle wreck lawyer will handle your case to ensure you have the appropriate compensation for the loss and suffering due to the negligence of an individual else. A car accident are unable to only cause physical damage, but may result in life long injuries, immobility, reduction in employment, and even death. When a physical injury comes from the negligent operation of any vehicle, the driver of the vehicle must held accountable for the results of these negligence. Since the laws for each state are different, it is important to have a local attorney experienced in car accident compensation deal with your own injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is tremendously experienced with the laws and established standards that trucking companies and truck drivers must meet. This includes stuff like mandatory training, rest breaks, and work hour restrictions. There are various parties who can be held responsible for injuries to victims with regards to truck or tractor-trailer related accidents including the driver, the homeowner from the vehicle, the lessor, the manufacturer of your vehicle, parts, or tires, or perhaps the shipper or loader of the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is essential to make sure you are properly compensated for the injuries. Motorcycles present unique challenges, not simply for drivers but for all the other users of the road. After motorcycle accidents, motorists often point out that they failed to begin to see the motorcycle and the amount of instances where motorcycle drivers have been struck by vehicles has grown substantially. Other variables that lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver along with their passenger to hold negligent vehicle drivers liable for loss and suffering caused by their negligent driving. Filing a private injury claim necessitates the motorcycle driver’s insurance company as well as the at-fault motorist to check the truth and achieving a claims adjuster offer some compensation. Without proper representation, the victim of the motorcycle accident runs the potential risk of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ among states and those cases may become quite complex. When a dog owner is faced with a strict liability dog bite statute he may have few options for an effective defense. More defense options can be for sale in states where traditional negligence rules apply. A dog bite lawyer will help you claim compensation for those who have been the victim of your dog attack. Dog bites might cause serious injuries and in many cases, victims can also be psychologically affected by the trauma. You are able to pursue an insurance claim from the dog owner’s property insurance provider when the attack occurred on the insured’s property. A pet dog bite attorney can play an important role in proving liability inside a dog bite case as they are aware of the applicable laws with your local state, the way to calculate damages, and the simplest way to offer evidence. To be successful in a injury slip-and-fall lawsuit you should prove which they owner or tenant of your property was negligent in certain action they did or did not take that caused the injury. Most slip-and-fall cases are settled out from court along with a lawsuit is generally only filed when the parties involved cannot reach a settlement. Despite their prevalence and the serious injuries the reason, premises liability lawsuits are hard to win. Causes of injury usually range between failure to set indicators of wet spots or objects which can be left lying in walkways to unstable work surfaces and failing to maintain walkways. Your own injury slip, trip, and fall case rely heavily in the victim’s capacity to prove liability by the defendant and this the victim suffered damages because of such negligence. Chapter 7 Bankruptcy may help resolve the money you owe if you have serious financial problems. However, during this process, you might lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and most common type of bankruptcy and statistically a lot more than 95.5% of Chapter 7 bankruptcy filings have had debts they have accrued discharged. To be able to be entitled to Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a nicely as secured and unsecured debt. Many people who do not have enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets including home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to help them deal with overwhelming debt. However, you will find long-term consequences for many who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or a bunch of their debts as an option to liquidation. It is perfect for those whose biggest problem is not lack of income, but working with the needs from creditors for fast payment. It allows you to make your home providing you can actually spend the money for mortgage under the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to resolve your debt by using all disposable income on the debt reduction plan. It allows debtors to remove unsecured debts and to catch up on missed home loan payments. One of the more attractive features of this approach is short-circuiting home foreclosure. Although keeping your property might be a great relief, you will end up needed to live for quite some time within the close supervision of any court-appointed trustee to recover and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a relatively new addition to the bankruptcy laws that allow family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency solution to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They should be actively engaged in a farming or commercial fishing operation and abide by certain requirements. Debtors must come up with a repayment schedule within 90 days of filing at court. It needs to feature a proposed decide to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by a corporation or partnership involving a reorganization plan to keep the business operational while repaying creditors during a period of time. Companies and people could also use Chapter 11 to seek relief. A Chapter 11 petition may be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement as well as a reorganization plan has to be filed together with the court. The disclosure must contain information about the assets, liabilities, and other business affairs of the debtor sufficient to permit a creditor to make a knowledgeable decision about the reorganization plan. The Automatic Stay offers a debtor with a period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and they are to not be pursued on any debt that occurred prior to the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented by the court, an appointed trustee, a committee, or other parties of great interest.