We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Accidental injury occurs when somebody is physically or psychologically injured because of negligence by another individual, company, entity, or government agency. Injury legal cases arise when a person states to have been harmed by someone else within an accident or because of negligence and who might be held legally in charge of such harm. Your own injury case becomes formalized when a accidental injuries lawyer represents the way it is with respect to a client in a civil court proceeding. There are many duties a private injury lawyer performs in aiding their customers, the main mandate being to enable them to acquire the justice and compensation they are lawfully entitled to from undergoing losses and suffering due to the negligence of others. Workplace injury compensation can be claimed when someone believes their employer has failed within their responsibilities towards them etc negligence has caused a car accident or injury at work. Whenever a worker has become hurt on job, they are able to claim compensation from the employer by submitting a work accident claim. In the event the claim is successful the total amount claimed will be paid by the employer’s liability insurance. You will find four kinds of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some sort of worker’s compensation for employees is generally compulsory with the notable exception of Texas since 2018. There are 2 simple requirements for workers to be eligible for worker’s compensation benefits – they must be hired by an employer who has or perhaps is necessary for law to obtain Worker’s Compensation Insurance, and they should have been injured at the office as a result of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses brought on by being exposed to harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains because of handling materials. When a staff member has suffered a work-related injury or illness time is of the essence because there is a small timeframe in which to report the accident or incident to be able to claim benefits. Deadlines vary from state to state however in most states, the incident must be notified to the employer within 30 to 40 days failing that the ability from the worker to obtain compensation can be severely jeopardized. Staff is often surprised to understand that employers can dispute a worker’s compensation claim they believe is invalid as the rates they pay suffer from the volume of claims paid out by their insurance company. That is why it is very important have proper legal representation by way of a qualified accidental injuries lawyer to guarantee the rights of workers are upheld. In the matter of injury as a result of vehicle accident, an automobile wreck lawyer will represent you to ensure you receive the appropriate compensation for your personal loss and suffering due to the negligence of someone else. An automobile accident cannot only cause physical damage, but may lead to life long injuries, immobility, loss of employment, and in many cases death. When a personal injury is a result of the negligent operation of the vehicle, the motorist in the vehicle should held to blame for the consequences of the negligence. Considering that the laws for each state will vary, it is essential to have got a local attorney familiar with car accident compensation deal with your own personal injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is very experienced in the laws and established standards that trucking companies and truck drivers must meet. This can include things such as mandatory training, rest breaks, and work hour restrictions. There are various parties who may be held accountable for injuries to victims in the matter of truck or tractor-trailer related accidents such as the driver, the owner from the vehicle, the lessor, the producer from the vehicle, parts, or tires, or maybe the shipper or loader of your cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is essential to ensure you are properly compensated for your injuries. Motorcycles present unique challenges, not only for drivers but also for all of the other users from the road. After motorcycle accidents, motorists often say that they did not see the motorcycle and the volume of instances where motorcycle drivers have already been struck by vehicles has risen substantially. Other variables that lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver in addition to their passenger to support negligent vehicle drivers to blame for loss and suffering a result of their negligent driving. Filing a personal injury claim necessitates the motorcycle driver’s insurance carrier and also the at-fault motorist to examine the way it is and achieving a claims adjuster offer some compensation. Without proper representation, the victim of a motorcycle accident runs the danger of not receiving fair and just compensation for loss and suffering. Dog bite laws differ between states which cases can become quite complex. If your dog owner is confronted with a strict liability dog bite statute he might have few alternatives for a prosperous defense. More defense options may be obtainable in states where traditional negligence rules apply. A dog bite lawyer will help you claim compensation in case you have been the victim of a dog attack. Dog bites may cause serious injuries and in some cases, victims can be psychologically afflicted with the trauma. You can pursue an insurance claim up against the dog owner’s property insurance provider in the event the attack occurred on the insured’s property. A dog bite attorney can play a crucial role in proving liability within a dog bite case as they know the applicable laws inside your local state, how to calculate damages, and the best way to present evidence. In order to be successful within a injury slip-and-fall lawsuit you will need to prove they owner or tenant in the property was negligent in a few action they did or did not take that caused the injury. Most slip-and-fall cases are settled from court as well as a lawsuit is usually only filed once the parties involved cannot reach an agreement. Despite their prevalence and also the serious injuries the main cause, premises liability lawsuits take time and effort to win. Factors behind injury usually range from failure to put indicators of wet spots or objects which can be left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily on the victim’s capacity to prove liability by the defendant and this the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy may help resolve the money you owe in case you have serious financial problems. However, at the same time, you might lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and many common type of bankruptcy and according to statistics over 95.5% of Chapter 7 bankruptcy filings have had debts they have accrued discharged. In order to be eligible for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a nicely as secured and unsecured debt. Many people who do not have enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to assist them to handle overwhelming debt. However, there are actually long term consequences for people who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or their debts as an alternative to liquidation. It is great for those whose biggest issue is not deficiency of income, but dealing with the requirements from creditors for immediate payment. It enables you to keep your home providing you may spend the money for mortgage under the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to resolve the debt by applying all disposable income to the debt reduction plan. It allows debtors to eliminate unsecured debts and to get caught up on missed home loan payments. One of the more attractive features of this alternative is short-circuiting home foreclosure. Although keeping your house can be a great relief, you may be expected to live for many years beneath the close supervision of any court-appointed trustee to gather and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is a relatively recent addition to the bankruptcy laws which allow family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency response to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They ought to be actively involved in a farming or commercial fishing operation and abide by certain requirements. Debtors must come up with a repayment schedule within 3 months of filing at court. It has to incorporate a proposed plan to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt from a corporation or partnership involving a reorganization intend to retain the business operational while repaying creditors over a duration of time. Company owners and folks may also use Chapter 11 to seek relief. A Chapter 11 petition could be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement as well as a reorganization plan should be filed with the court. The disclosure must contain information concerning the assets, liabilities, and also other business affairs from the debtor sufficient to allow a creditor to create a knowledgeable decision with regards to the reorganization plan. The Automated Stay supplies a debtor with a time period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and so are to never be pursued on any debt that occurred prior to the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented by the court, an appointed trustee, a committee, or any other parties appealing.