We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Accidental injuries takes place when a person has become physically or psychologically injured because of negligence on the part of another individual, company, entity, or government agency. Personal injury legal cases arise when someone states to have been harmed by other people within an accident or because of negligence and who might be held legally accountable for such harm. A personal injury case becomes formalized whenever a personal injury lawyer represents the situation on the part of a person at the civil court proceeding. There are several duties an individual injury lawyer performs in aiding their clientele, the most significant mandate being to assist them obtain the justice and compensation they may be lawfully eligible to from undergoing losses and suffering due to negligence of others. Workplace injury compensation may be claimed when someone believes that their employer has failed in their responsibilities towards them and such negligence is responsible for a crash or injury at the office. When a worker continues to be hurt on job, they are able to claim compensation using their employer by submitting a work accident claim. When the claim is a winner the exact amount claimed will be paid by the employer’s insurance. You can find four kinds of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some sort of worker’s compensation for employees is normally compulsory with the notable exception of Texas at the time of 2018. The two main basic requirements for workers to be eligible for worker’s compensation benefits – they have to be utilized by a company that has or maybe necessary for law to obtain Worker’s Compensation Insurance, and they must have been injured at your workplace on account of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses a result of contact with harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains as a result of handling materials. When a staff member has suffered a work-related injury or illness time is important while there is a restricted timeframe in order to report the accident or incident so that you can claim benefits. Deadlines vary among states nevertheless in most states, the incident must be notified for the employer within 30 to 40 days failing that your ability in the worker to receive compensation might be severely jeopardized. Workers are often surprised to find out that employers can dispute a worker’s compensation claim they feel is invalid for the reason that rates they pay are influenced by the amount of claims paid out by their insurance provider. This is the reason it is very important have proper legal representation by way of a qualified accidental injury lawyer to guarantee the rights of employees are upheld. In the case of accidental injuries due to a motor vehicle accident, a vehicle wreck lawyer will represent you to ensure you have the appropriate compensation for your loss and suffering due to the negligence of somebody else. A car accident simply cannot only cause physical damage, but may result in life long injuries, immobility, loss in employment, and also death. When a personal injury results from the negligent operation of the vehicle, the operator of the vehicle has to held responsible for the effects of the negligence. Since the laws of each state will vary, it is very important have got a local attorney experienced in automobile accident compensation deal with your personal injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is extremely proficient in the laws and established standards that trucking companies and truck drivers must meet. This can include things such as mandatory training, rest breaks, and work hour restrictions. There are several parties who might be held accountable for injuries to victims with regards to truck or tractor-trailer related accidents such as the driver, the homeowner from the vehicle, the lessor, the producer in the vehicle, parts, or tires, or even the shipper or loader from the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is crucial to ensure you are properly compensated for your injuries. Motorcycles present unique challenges, not merely for drivers but also for other users in the road. After motorcycle accidents, motorists often claim that they did not begin to see the motorcycle and the number of instances where motorcycle drivers happen to be struck by vehicles has increased substantially. Other variables which lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver in addition to their passenger to carry negligent vehicle drivers liable for loss and suffering due to their negligent driving. Filing a private injury claim requires the motorcycle driver’s insurance company as well as the at-fault motorist to evaluate the situation and achieving a claims adjuster offer a certain amount of compensation. Without the right representation, the victim of your motorcycle accident runs the potential risk of not receiving fair and only compensation for loss and suffering. Dog bite laws differ from state to state which cases could become quite complex. In case a dog owner is confronted by a strict liability dog bite statute he could have few options for an excellent defense. More defense options could be offered in states where traditional negligence rules apply. Your dog bite lawyer can help you claim compensation for those who have been the victim of a dog attack. Dog bites could cause serious injuries and in many cases, victims can even be psychologically impacted by the trauma. You are able to pursue an insurance claim up against the dog owner’s property insurance provider if the attack occurred about the insured’s property. Your dog bite attorney can play a crucial role in proving liability inside a dog bite case since they be aware of applicable laws in your local state, how you can calculate damages, and the simplest way to offer evidence. To be successful within a injury slip-and-fall lawsuit you should prove that they owner or tenant in the property was negligent in a few action they did or did not take that caused the damage. Most slip-and-fall cases are settled from court and a lawsuit is normally only filed when the parties involved cannot reach a settlement. Despite their prevalence and also the serious injuries the main cause, premises liability lawsuits are difficult to win. Reasons for injury usually range between failure to set signals of wet spots or objects that are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A private injury slip, trip, and fall case rely heavily on the victim’s ability to prove liability by the defendant and this the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy can help resolve your financial situation for those who have serious financial problems. However, at the same time, you could possibly lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and a lot common type of bankruptcy and according to statistics over 95.5% of Chapter 7 bankruptcy filings have gotten debts they have accrued discharged. In order to be eligible for a Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a nicely as secured and unsecured debt. Some individuals who do not possess enough debt to declare bankruptcy may need to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to assist them to cope with overwhelming debt. However, there are long term consequences for individuals who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or a bunch of their debts rather than liquidation. It is great for those whose biggest concern is not insufficient income, but handling the demands from creditors for fast payment. It lets you maintain your home providing you may spend the money for mortgage within the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to solve your debt by applying all disposable income towards the debt reduction plan. It allows debtors to eliminate unsecured debts and to catch up on missed home loan repayments. One of the more attractive options that come with this choice is short-circuiting home foreclosure. Although keeping your own home might be a great relief, you will be needed to live for several years beneath the close supervision of any court-appointed trustee to recover and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is a relatively recent accessory for the bankruptcy laws that allow family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency response to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They must be actively engaged in a farming or commercial fishing operation and conform to certain requirements. Debtors must make a repayment schedule within 90 days of filing at court. It must include a proposed want to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt with a corporation or partnership involving a reorganization plan to retain the business operational while repaying creditors during a period of time. Companies and people may also use Chapter 11 to seek relief. A Chapter 11 petition may be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement as well as a reorganization plan needs to be filed with the court. The disclosure must contain all information regarding the assets, liabilities, and also other business affairs of the debtor sufficient to allow a creditor to produce an educated decision with regards to the reorganization plan. The Automatic Stay provides a debtor with a period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are to never be pursued on any debt that occurred just before the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented with the court, an appointed trustee, a committee, or any other parties appealing.