We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Accidental injury occurs when an individual is physically or psychologically injured because of negligence on the part of another individual, company, entity, or government agency. Accidental injuries legal cases arise when an individual states to have already been harmed by somebody else in a accident or on account of negligence and who could be held legally in charge of such harm. An individual injury case becomes formalized whenever a accidental injuries lawyer represents the truth with respect to a person with a civil court proceeding. There are lots of duties a private injury lawyer performs in aiding their clientele, the most crucial mandate being to assist them to get the justice and compensation they may be lawfully qualified for from undergoing losses and suffering due to negligence of others. Workplace injury compensation might be claimed when someone believes that their employer has failed inside their responsibilities towards them and the like negligence is responsible for a crash or injury at work. Whenever a worker has become hurt on job, they may claim compensation from the employer by submitting a work accident claim. In the event the claim is successful the total amount claimed will likely be protected by the employer’s insurance. There are four varieties of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some sort of worker’s compensation for employees is usually compulsory with all the notable exception of Texas by 2018. The two main simple requirements for workers to qualify for worker’s compensation benefits – they ought to be utilized by an employer who has or maybe needed by law to have Worker’s Compensation Insurance, and they will need to have been injured at work on account of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses due to exposure to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains as a result of handling materials. When a worker has suffered a work-related injury or illness time is an issue as there is a restricted time frame in order to report the accident or incident to be able to claim benefits. Deadlines vary from state to state however in most states, the incident must be notified on the employer within 30 to 40 days failing that your ability of the worker to receive compensation can be severely jeopardized. Employees are often surprised to learn that employers can dispute a worker’s compensation claim they believe is invalid as the rates they pay suffer from the quantity of claims paid out by their insurance carrier. That is why you should have proper legal representation from a qualified personal injury lawyer to be sure the rights of personnel are upheld. When it comes to personal injury due to a motor vehicle accident, an automobile wreck lawyer will handle your case to ensure you have the appropriate compensation for the loss and suffering due to the negligence of someone else. An automobile accident simply cannot only cause physical damage, but may result in life long injuries, immobility, reduction in employment, and also death. When an injury results from the negligent operation of any vehicle, the motorist from the vehicle has to held liable for the consequences of those negligence. Because the laws for each state are very different, it is essential to possess a local attorney familiar with motor vehicle accident compensation deal with your own personal injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is extremely familiar with the laws and established standards that trucking companies and truck drivers must meet. Including things like mandatory training, rest breaks, and work hour restrictions. There are numerous parties who might be held responsible for injuries to victims in the case of truck or tractor-trailer related accidents including the driver, the homeowner of your vehicle, the lessor, the manufacturer of the vehicle, parts, or tires, and even the shipper or loader of the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is crucial to make sure you are properly compensated for the injuries. Motorcycles present unique challenges, not only for drivers but also for other users of the road. After motorcycle accidents, motorists often say that they failed to start to see the motorcycle and the amount of instances where motorcycle drivers happen to be struck by vehicles has grown substantially. Other factors which lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver and their passenger to keep negligent vehicle drivers to blame for loss and suffering due to their negligent driving. Filing your own injury claim necessitates the motorcycle driver’s insurance provider along with the at-fault motorist to evaluate the case and achieving a claims adjuster offer a certain amount of compensation. Without the right representation, the victim of any motorcycle accident runs the risk of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ between states and those cases can be quite complex. When a dog owner is confronted by a strict liability dog bite statute he could have few choices for an excellent defense. More defense options might be offered in states where traditional negligence rules apply. A dog bite lawyer can help you claim compensation in case you have been the victim of your dog attack. Dog bites might cause serious injuries and perhaps, victims can be psychologically influenced by the trauma. You are able to pursue an insurance claim versus the dog owner’s property insurance provider in case the attack occurred around the insured’s property. A dog bite attorney can start to play a crucial role in proving liability in a dog bite case because they be aware of applicable laws inside your local state, the best way to calculate damages, and the simplest way to show evidence. To become successful in the accidental injuries slip-and-fall lawsuit you will have to prove they owner or tenant of the property was negligent in certain action they did or failed to take that caused the injury. Most slip-and-fall cases are settled out from court plus a lawsuit is often only filed once the parties involved cannot reach an agreement. Despite their prevalence and the serious injuries the root cause, premises liability lawsuits take time and effort to win. Reasons for injury usually cover anything from failure to place warning signs of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A personal injury slip, trip, and fall case rely heavily around the victim’s ability to prove liability on the part of the defendant and this the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy might help resolve your financial obligations if you have serious financial problems. However, at the same time, you could lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and most everyday sort of bankruptcy and according to statistics more than 95.5% of Chapter 7 bankruptcy filings have gotten debts they have accrued discharged. To be able to be eligible for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a properly as secured and unsecured debt. Many people who do not have enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets like home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to help them manage overwhelming debt. However, there are actually long term consequences for those who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or all their debts instead of liquidation. It is ideal for those whose biggest issue is not lack of income, but working with the needs from creditors for fast payment. It lets you maintain your home providing you can actually pay for the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to settle the debt by making use of all disposable income to the debt reduction plan. It allows debtors to reduce unsecured debts as well as catch up on missed mortgage repayments. One of the more attractive attributes of this approach is short-circuiting home foreclosure. Although keeping your own home may be a great relief, you will be required to live for quite some time under the close supervision of a court-appointed trustee to recover and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is a relatively recent addition to the bankruptcy laws which allow family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency reaction to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They ought to be actively involved in a farming or commercial fishing operation and conform to certain requirements. Debtors must make a repayment schedule within 3 months of filing at court. It has to add a proposed decide to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by a corporation or partnership involving a reorganization decide to keep the business operational while repaying creditors during a period of time. Company owners and people also can use Chapter 11 to seek relief. A Chapter 11 petition could be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement and a reorganization plan must be filed with all the court. The disclosure must contain all information regarding the assets, liabilities, and other business affairs of your debtor sufficient to permit a creditor to help make an educated decision with regards to the reorganization plan. The Automated Stay supplies a debtor with a time period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and are never to be pursued on any debt that occurred just before the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented with the court, an appointed trustee, a committee, or some other parties useful.