We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Injury develops when a person is physically or psychologically injured due to negligence by another individual, company, entity, or government agency. Injury legal cases arise when somebody states have been harmed by another person in an accident or as a result of negligence and who might be held legally liable for such harm. A private injury case becomes formalized whenever a accidental injuries lawyer represents the case on behalf of a client in a civil court proceeding. There are several duties an individual injury lawyer performs in aiding their clientele, the most crucial mandate being to enable them to receive the justice and compensation they are lawfully eligible to from undergoing losses and suffering due to negligence of others. Workplace injury compensation may be claimed when someone believes that the employer has failed within their responsibilities towards them and the like negligence is responsible for any sort of accident or injury at the job. Each time a worker has become hurt on job, they may claim compensation from their employer by submitting a work accident claim. In the event the claim is a winner the amount claimed is going to be protected by the employerâ€™s liability insurance. You will find four types of workerâ€™s compensation benefits which can be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In many states, some kind of workerâ€™s compensation for employees is usually compulsory together with the notable exception of Texas by 2018. There are 2 simple requirements for workers to qualify for workerâ€™s compensation benefits â€“ they ought to be used by a company having or maybe needed by law to obtain Workerâ€™s Compensation Insurance, and they should have been injured at work due to their job- related duties. Most work-related injuries are included in workerâ€™s comp insurance including accidents and occupational illnesses due to contact with harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains due to handling materials. When an employee has suffered a work-related injury or illness time is critical as there is a small time period in order to report the accident or incident in order to claim benefits. Deadlines vary among states but in most states, the incident must be notified to the employer within 30 to 40 days failing in which the ability from the worker to get compensation might be severely jeopardized. Personnel are often surprised to understand that employers can dispute a workerâ€™s compensation claim they believe is invalid because the rates they pay suffer from the quantity of claims paid out by their insurance carrier. This is why it is very important have proper legal representation by a qualified personal injury lawyer to be sure the rights of employees are upheld. In the matter of injury caused by a vehicle accident, an automobile wreck lawyer will fully handle your case to make sure you obtain the appropriate compensation for the loss and suffering as a result of negligence of an individual else. A car accident simply cannot only cause physical damage, but may result in life long injuries, immobility, loss in employment, and in many cases death. When a personal injury is a result of the negligent operation of your vehicle, the driver of the vehicle must held responsible for the results of these negligence. Considering that the laws of every state are different, it is essential to possess a local attorney experienced in vehicle accident compensation take care of your individual injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is tremendously proficient in the laws and established standards that trucking companies and truck drivers must meet. This includes things like mandatory training, rest breaks, and work hour restrictions. There are numerous parties who might be held responsible for injuries to victims in the case of truck or tractor-trailer related accidents including the driver, the dog owner of your vehicle, the lessor, the company in the vehicle, parts, or tires, or maybe the shipper or loader in the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is vital to ensure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not merely for drivers but for all the other users in the road. After motorcycle accidents, motorists often say that they did not start to see the motorcycle and the number of instances where motorcycle drivers have been struck by vehicles has grown substantially. Other variables which lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver along with their passenger to carry negligent vehicle drivers to blame for loss and suffering a result of their negligent driving. Filing a personal injury claim necessitates the motorcycle driverâ€™s insurance company as well as the at-fault motorist to look at the way it is and achieving a claims adjuster offer a certain amount of compensation. Without the proper representation, the victim of your motorcycle accident runs the potential risk of not receiving fair and just compensation for loss and suffering. Dog bite laws differ among states and those cases could become quite complex. If a dog owner is faced with a strict liability dog bite statute he could have few selections for a prosperous defense. More defense options can be obtainable in states where traditional negligence rules apply. Your dog bite lawyer may help you claim compensation for those who have been the victim of your dog attack. Dog bites might cause serious injuries and in many cases, victims may also be psychologically afflicted with the trauma. You can pursue an insurance claim versus the dog ownerâ€™s home insurance provider in the event the attack occurred around the insuredâ€™s property. A dog bite attorney can play a crucial role in proving liability in a dog bite case as they are aware of the applicable laws inside your local state, how you can calculate damages, and the simplest way to offer evidence. To become successful within a accidental injury slip-and-fall lawsuit you will need to prove that they owner or tenant in the property was negligent in many action they did or did not take that caused the injury. Most slip-and-fall cases are settled from court as well as a lawsuit is generally only filed as soon as the parties involved cannot reach an agreement. Despite their prevalence and the serious injuries the cause, premises liability lawsuits are difficult to win. Reasons behind injury usually vary from failure to place warning signs of wet spots or objects which are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. An individual injury slip, trip, and fall case rely heavily in the victimâ€™s ability to prove liability by the defendant which the victim suffered damages due to such negligence. Chapter 7 Bankruptcy can help resolve your financial situation when you have serious financial problems. However, at the same time, you may lose some property. Chapter 7 Bankruptcy, also called â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and a lot common type of bankruptcy and according to statistics a lot more than 95.5% of Chapter 7 bankruptcy filings have experienced their debts discharged. So that you can qualify for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a nicely as secured and unsecured debt. Many people who do not possess enough debt to declare bankruptcy may need to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to assist them to cope with overwhelming debt. However, you will find long-term consequences for those who follow this route. Also called the â€˜wage earnerâ€™s bankruptcyâ€™ it allows those that have enough income to settle part or all of their debts instead of liquidation. It is ideal for those whose biggest dilemma is not deficiency of income, but coping with the demands from creditors for fast payment. It permits you to keep the home providing you are able to spend the money for mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to settle the debt by using all disposable income for the debt reduction plan. It allows debtors to remove unsecured debts and also to catch up on missed home loan payments. One of the most attractive features of this option is short-circuiting home foreclosure. Although keeping your property might be a great relief, you may be needed to live for quite some time within the close supervision of a court-appointed trustee to collect and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a relatively recent addition to the bankruptcy laws that permit family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency response to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They have to be actively involved in a farming or commercial fishing operation and comply with certain requirements. Debtors must make a repayment plan within 3 months of filing at court. It should feature a proposed want to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally offers the restructuring of debt by way of a corporation or partnership involving a reorganization plan to maintain the business operational while repaying creditors during a period of time. Companies and people also can use Chapter 11 to find relief. A Chapter 11 petition might be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement and a reorganization plan has to be filed using the court. The disclosure must contain information about the assets, liabilities, and other business affairs in the debtor sufficient to enable a creditor to help make an educated decision about the reorganization plan. The Automated Stay provides a debtor with a period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and they are not to be pursued on any debt that occurred ahead of the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented from the court, an appointed trustee, a committee, or another parties useful.