We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Accidental injuries takes place when an individual continues to be physically or psychologically injured because of negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when a person promises to are already harmed by somebody else inside an accident or because of negligence and who could be held legally in charge of such harm. Your own injury case becomes formalized each time a injury lawyer represents the truth on behalf of a person with a civil court proceeding. There are numerous duties an individual injury lawyer performs in aiding their customers, the most important mandate being to help them get the justice and compensation these are lawfully qualified for from undergoing losses and suffering due to negligence of others. Workplace injury compensation can be claimed when someone believes their employer has failed inside their responsibilities towards them and the like negligence has caused an accident or injury at work. Each time a worker has become hurt on job, they are able to claim compensation from the employer by submitting a work accident claim. When the claim is a winner the exact amount claimed is going to be paid by the employer’s liability insurance. There are four varieties of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some kind of worker’s compensation for workers is generally compulsory together with the notable exception of Texas since 2018. The two main basic requirements for workers to be eligible for worker’s compensation benefits – they have to be used by an employer who may have or possibly is needed by law to possess Worker’s Compensation Insurance, and they will need to have been injured at the office due to their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses due to exposure to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains as a result of handling materials. When a worker has suffered a work-related injury or illness time is important as there is a small timeframe in which to report the accident or incident in order to claim benefits. Deadlines vary between states but also in most states, the incident must be notified on the employer within 30 to 40 days failing which the ability in the worker to obtain compensation can be severely jeopardized. Employees are often surprised to find out that employers can dispute a worker’s compensation claim they think is invalid as the rates they pay are affected by the amount of claims paid out by their insurance carrier. For this reason it is important to have proper legal representation with a qualified personal injury lawyer to ensure the rights of employees are upheld. In the case of personal injury because of a car accident, a vehicle wreck lawyer will represent you to ensure you have the appropriate compensation for your personal loss and suffering due to negligence of somebody else. An automobile accident cannot only cause physical damage, but may lead to life long injuries, immobility, loss in employment, and even death. When a physical injury comes from the negligent operation of the vehicle, the driver from the vehicle should held to blame for the effects of such negligence. Since the laws of every state are different, it is very important have a local attorney proficient in motor vehicle accident compensation look after your personal injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is extremely familiar with the laws and established standards that trucking companies and truck drivers must meet. This includes things like mandatory training, rest breaks, and work hour restrictions. There are various parties who can be held responsible for injuries to victims in the case of truck or tractor-trailer related accidents for example the driver, the dog owner of the vehicle, the lessor, the manufacturer from the vehicle, parts, or tires, or perhaps the shipper or loader of your cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is essential to ensure you are properly compensated to your injuries. Motorcycles present unique challenges, not simply for drivers however for all other users of your road. After motorcycle accidents, motorists often state that they did not see the motorcycle and the quantity of instances where motorcycle drivers have already been struck by vehicles has grown substantially. Other variables which lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver in addition to their passenger to support negligent vehicle drivers to blame for loss and suffering caused by their negligent driving. Filing a private injury claim requires the motorcycle driver’s insurer and also the at-fault motorist to examine the way it is and getting a claims adjuster offer some compensation. Without the right representation, the victim of a motorcycle accident runs the chance of not receiving fair and only compensation for loss and suffering. Dog bite laws differ from state to state and those cases can be quite complex. When a dog owner is confronted by a strict liability dog bite statute this individual have few choices for a successful defense. More defense options can be obtainable in states where traditional negligence rules apply. A pet dog bite lawyer can assist you claim compensation in case you have been the victim of your dog attack. Dog bites may cause serious injuries and in some cases, victims can also be psychologically influenced by the trauma. You are able to pursue an insurance claim up against the dog owner’s property insurance provider if the attack occurred in the insured’s property. A pet dog bite attorney can play a crucial role in proving liability inside a dog bite case as they know the applicable laws with your local state, how to calculate damages, and the simplest way to show evidence. In order to be successful in the accidental injuries slip-and-fall lawsuit you should prove which they owner or tenant of the property was negligent in a few action they did or failed to take that caused the injury. Most slip-and-fall cases are settled from court as well as a lawsuit is usually only filed when the parties involved cannot reach an agreement. Despite their prevalence and also the serious injuries the cause, premises liability lawsuits are difficult to win. Factors behind injury usually range between failure to set warning signs of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A personal injury slip, trip, and fall case rely heavily on the victim’s capacity to prove liability by the defendant and this the victim suffered damages because of such negligence. Chapter 7 Bankruptcy may help resolve your debts when you have serious financial problems. However, during this process, you could possibly lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and many everyday sort of bankruptcy and statistically a lot more than 95.5% of Chapter 7 bankruptcy filings have gotten debts they have accrued discharged. So that you can be entitled to Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a well as secured and unsecured debt. Some individuals who do not have enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to help them manage overwhelming debt. However, there are actually long term consequences for those who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or all their debts instead of liquidation. It is ideal for those whose biggest concern is not lack of income, but handling the needs from creditors for fast payment. It enables you to keep the home providing you may spend the money for mortgage within the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to solve your debt by making use of all disposable income towards the debt reduction plan. It allows debtors to reduce unsecured debts and also to catch up on missed home loan payments. One of the most attractive features of this approach is short-circuiting home foreclosure. Although keeping your property may be a great relief, you may be needed to live for quite some time beneath the close supervision of the court-appointed trustee to collect and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a relatively recent accessory for the bankruptcy laws that permit family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency reply to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They have to be actively engaged in a farming or commercial fishing operation and abide by certain requirements. Debtors must develop a repayment plan within 90 days of filing at court. It needs to add a proposed want to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by way of a corporation or partnership involving a reorganization decide to keep your business operational while repaying creditors over a duration of time. Business people and individuals also can use Chapter 11 to seek relief. A Chapter 11 petition may be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement plus a reorganization plan has to be filed using the court. The disclosure must contain all information concerning the assets, liabilities, and other business affairs from the debtor sufficient to allow a creditor to create a knowledgeable decision regarding the reorganization plan. The Automatic Stay offers a debtor with a period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and so are to never be pursued on any debt that occurred ahead of the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented from the court, an appointed trustee, a committee, or other parties useful.