We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Injury develops when an individual has become physically or psychologically injured on account of negligence by another individual, company, entity, or government agency. Accidental injury legal cases arise when an individual states to happen to be harmed by other people in an accident or because of negligence and who could be held legally in charge of such harm. An individual injury case becomes formalized every time a accidental injuries lawyer represents the case with respect to a customer at the civil court proceeding. There are lots of duties a personal injury lawyer performs in aiding the clientele, the most significant mandate being to help them receive the justice and compensation they are lawfully eligible for from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation may be claimed when someone believes that their employer has failed in their responsibilities towards them etc negligence is responsible for a crash or injury at the job. When a worker has been hurt on job, they may claim compensation off their employer by submitting a work accident claim. In the event the claim is a winner the amount claimed will be protected by the employer’s liability insurance. There are four forms of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some kind of worker’s compensation for workers is normally compulsory with the notable exception of Texas by 2018. There are 2 simple requirements for workers to be eligible for worker’s compensation benefits – they should be employed by a business that has or perhaps is needed by law to get Worker’s Compensation Insurance, and they also need to have been injured at your workplace as a result of their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses caused by being exposed to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains on account of handling materials. When an employee has suffered a work-related injury or illness time is an issue while there is a limited period of time where you can report the accident or incident so that you can claim benefits. Deadlines vary among states nevertheless in most states, the incident should be notified to the employer within 30 to 40 days failing which the ability of the worker to obtain compensation may be severely jeopardized. Staff is often surprised to learn that employers can dispute a worker’s compensation claim they think is invalid for the reason that rates they pay suffer from the volume of claims paid out by their insurance company. That is why it is very important have proper legal representation by a qualified accidental injury lawyer to be sure the rights of employees are upheld. In the matter of injury because of a motor vehicle accident, a car wreck lawyer will fully handle your case to make sure you obtain the appropriate compensation for your personal loss and suffering because of the negligence of somebody else. An automobile accident are unable to only cause physical damage, but may lead to life long injuries, immobility, loss of employment, and in many cases death. When a personal injury results from the negligent operation of your vehicle, the operator in the vehicle must held accountable for the results of such negligence. Since the laws of each and every state are not the same, it is important to possess a local attorney proficient in automobile accident compensation care for your own injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is very experienced in the laws and established standards that trucking companies and truck drivers must meet. This can include things like mandatory training, rest breaks, and work hour restrictions. There are numerous parties who may be held responsible for injuries to victims with regards to truck or tractor-trailer related accidents for example the driver, the property owner of the vehicle, the lessor, the maker of your vehicle, parts, or tires, and even the shipper or loader of the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is crucial to make sure you are properly compensated to your injuries. Motorcycles present unique challenges, not only for drivers however, for other users of the road. After motorcycle accidents, motorists often say that they did not begin to see the motorcycle and the quantity of instances where motorcycle drivers have been struck by vehicles has increased substantially. Other factors which lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver in addition to their passenger to carry negligent vehicle drivers accountable for loss and suffering brought on by their negligent driving. Filing an individual injury claim involves the motorcycle driver’s insurer as well as the at-fault motorist to check the way it is and achieving a claims adjuster offer a certain amount of compensation. Without correct representation, the victim of a motorcycle accident runs the potential risk of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ among states and they cases could become quite complex. In case a dog owner is up against a strict liability dog bite statute this individual have few choices for an effective defense. More defense options could be available in states where traditional negligence rules apply. A dog bite lawyer may help you claim compensation when you have been the victim of a dog attack. Dog bites might cause serious injuries and in some cases, victims may also be psychologically impacted by the trauma. You are able to pursue an insurance claim from the dog owner’s home insurance provider in case the attack occurred about the insured’s property. A dog bite attorney can start to play a vital role in proving liability within a dog bite case because they be aware of applicable laws with your local state, how to calculate damages, and the most effective way to present evidence. In order to be successful within a personal injury slip-and-fall lawsuit you will have to prove that they can owner or tenant from the property was negligent in certain action they did or did not take that caused the damage. Most slip-and-fall cases are settled out of court as well as a lawsuit is generally only filed once the parties involved cannot reach a settlement. Despite their prevalence and also the serious injuries the reason, premises liability lawsuits are hard to win. Reasons for injury usually vary from failure to set warning signs of wet spots or objects which can be left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily around the victim’s capability to prove liability on the part of the defendant which the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy can help resolve your debts when you have serious financial problems. However, at the same time, you could possibly lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and a lot everyday sort of bankruptcy and according to statistics greater than 95.5% of Chapter 7 bankruptcy filings have experienced their debts discharged. To be able to be eligible for Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a properly as secured and unsecured debt. A lot of people who do not possess enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets including home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to enable them to manage overwhelming debt. However, you can find long-term consequences for many who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or all of their debts as an option to liquidation. It is ideal for those whose biggest concern is not absence of income, but dealing with the needs from creditors for fast payment. It lets you make your home providing you may pay for the mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to settle the debt by utilizing all disposable income towards the debt reduction plan. It allows debtors to get rid of unsecured debts and to catch up on missed home loan repayments. One of the more attractive attributes of this alternative is short-circuiting home foreclosure. Although keeping your own home could be a great relief, you will be expected to live for several years within the close supervision of a court-appointed trustee to collect and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a relatively new accessory for the bankruptcy laws that enable family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency response to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They have to be actively engaged in a farming or commercial fishing operation and abide by certain requirements. Debtors must come up with a repayment plan within 90 days of filing at court. It has to include a proposed intend to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt from a corporation or partnership involving a reorganization plan to maintain the business operational while repaying creditors over a period of time. Business owners and individuals can also use Chapter 11 to get relief. A Chapter 11 petition might be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement and a reorganization plan has to be filed together with the court. The disclosure must contain all information about the assets, liabilities, as well as other business affairs of the debtor sufficient to permit a creditor to help make an informed decision about the reorganization plan. The Automated Stay offers a debtor with a time period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and are to not be pursued on any debt that occurred just before the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented from the court, an appointed trustee, a committee, or another parties useful.