We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Accidental injuries occurs when an individual has been physically or psychologically injured on account of negligence on the part of another individual, company, entity, or government agency. Accidental injury legal cases arise when somebody claims to have been harmed by other people in a accident or due to negligence and who might be held legally responsible for such harm. A personal injury case becomes formalized each time a personal injury lawyer represents the situation with respect to a client at a civil court proceeding. There are several duties your own injury lawyer performs in aiding their clientele, the most important mandate being to assist them to obtain the justice and compensation they may be lawfully entitled to from undergoing losses and suffering because of the negligence of others. Workplace injury compensation might be claimed when someone believes that the employer has failed inside their responsibilities towards them etc negligence is responsible for a crash or injury at the office. Every time a worker continues to be hurt on job, they could claim compensation from the employer by submitting a work accident claim. When the claim is successful the exact amount claimed will probably be paid by the employer’s liability insurance. There are actually four types of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some kind of worker’s compensation for workers is often compulsory with the notable exception of Texas by 2018. There are two simple requirements for workers to qualify for worker’s compensation benefits – they have to be utilized by a company who may have or possibly is necessary for law to get Worker’s Compensation Insurance, and they will need to have been injured at your workplace because of their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses a result of contact with harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains as a result of handling materials. When an employee has suffered a work-related injury or illness time is critical because there is a small period of time where you can report the accident or incident in order to claim benefits. Deadlines vary among states however in most states, the incident should be notified to the employer within 30 to 40 days failing that your ability from the worker to acquire compensation might be severely jeopardized. Employees are often surprised to understand that employers can dispute a worker’s compensation claim they believe is invalid for the reason that rates they pay are influenced by the quantity of claims paid out by their insurance carrier. This is the reason you should have proper legal representation by way of a qualified personal injury lawyer to ensure the rights of employees are upheld. When it comes to accidental injuries caused by a motor vehicle accident, an auto wreck lawyer will handle your case to ensure you get the appropriate compensation for your loss and suffering due to negligence of somebody else. A car accident are unable to only cause physical damage, but may lead to life long injuries, immobility, reduction in employment, and even death. When an accident is a result of the negligent operation of your vehicle, the motorist of your vehicle must held to blame for the consequences of such negligence. Since the laws of each state are very different, you should possess a local attorney proficient in automobile accident compensation deal with your individual injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is highly experienced with the laws and established standards that trucking companies and truck drivers must meet. This consists of things such as mandatory training, rest breaks, and work hour restrictions. There are many parties who might be held accountable for injuries to victims when it comes to truck or tractor-trailer related accidents like the driver, the homeowner from the vehicle, the lessor, the maker of your vehicle, parts, or tires, and even the shipper or loader from the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is important to ensure you are properly compensated for the injuries. Motorcycles present unique challenges, not just for drivers but for other users of the road. After motorcycle accidents, motorists often say that they failed to view the motorcycle and the volume of instances where motorcycle drivers have been struck by vehicles has risen substantially. Other variables that lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver in addition to their passenger to keep negligent vehicle drivers responsible for loss and suffering a result of their negligent driving. Filing an individual injury claim requires the motorcycle driver’s insurance company and the at-fault motorist to evaluate the case and getting a claims adjuster offer a certain amount of compensation. Without the right representation, the victim of a motorcycle accident runs the risk of not receiving fair and only compensation for loss and suffering. Dog bite laws differ between states and they cases can be quite complex. If your dog owner is faced with a strict liability dog bite statute this individual have few selections for a successful defense. More defense options might be offered in states where traditional negligence rules apply. A pet dog bite lawyer can assist you claim compensation for those who have been the victim of a dog attack. Dog bites could cause serious injuries and in many cases, victims can even be psychologically impacted by the trauma. You can pursue an insurance claim up against the dog owner’s home insurance provider in case the attack occurred in the insured’s property. A pet dog bite attorney may play a crucial role in proving liability within a dog bite case because they understand the applicable laws with your local state, the best way to calculate damages, and an effective way to show evidence. Just to be successful in a accidental injuries slip-and-fall lawsuit you will need to prove which they owner or tenant from the property was negligent in certain action they did or failed to take that caused the damage. Most slip-and-fall cases are settled out of court plus a lawsuit is normally only filed once the parties involved cannot reach an agreement. Despite their prevalence and also the serious injuries the root cause, premises liability lawsuits take time and effort to win. Causes of injury usually cover anything from failure to set indicators of wet spots or objects which can be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. Your own injury slip, trip, and fall case rely heavily around the victim’s capacity to prove liability by the defendant and this the victim suffered damages because of such negligence. Chapter 7 Bankruptcy will help resolve your debts in case you have serious financial problems. However, in the process, you may lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and most everyday sort of bankruptcy and statistically more than 95.5% of Chapter 7 bankruptcy filings have gotten debts they have accrued discharged. As a way to be eligible for a Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a well as secured and unsecured debt. Many people who do not have enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to assist them handle overwhelming debt. However, you can find long-term consequences for those who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or a bunch of their debts instead of liquidation. It is great for those whose biggest problem is not absence of income, but working with the requirements from creditors for immediate payment. It permits you to make your home providing it is possible to pay the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five years to resolve the debt by making use of all disposable income towards the debt reduction plan. It allows debtors to reduce unsecured debts and to get caught up on missed home loan payments. Probably the most attractive attributes of this option is short-circuiting home foreclosure. Although keeping your property might be a great relief, you will certainly be required to live for several years underneath the close supervision of any court-appointed trustee to accumulate and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a fairly new accessory for the bankruptcy laws which allow family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency solution to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They must be actively engaged in a farming or commercial fishing operation and conform to certain requirements. Debtors must make a repayment plan within 90 days of filing at court. It must incorporate a proposed want to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt from a corporation or partnership involving a reorganization plan to keep your business operational while repaying creditors over a period of time. Business owners and individuals can also use Chapter 11 to get relief. A Chapter 11 petition can be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement as well as a reorganization plan needs to be filed with the court. The disclosure must contain information regarding the assets, liabilities, along with other business affairs in the debtor sufficient to allow a creditor to make a well informed decision concerning the reorganization plan. The Automatic Stay provides a debtor with a time period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and are to never be pursued on any debt that occurred ahead of the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented through the court, an appointed trustee, a committee, or other parties of interest.