We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Accidental injuries takes place when someone is physically or psychologically injured as a result of negligence by another individual, company, entity, or government agency. Accidental injuries legal cases arise when a person promises to are already harmed by another person in an accident or due to negligence and who may be held legally liable for such harm. A private injury case becomes formalized each time a accidental injuries lawyer represents the way it is for a customer with a civil court proceeding. There are numerous duties your own injury lawyer performs in aiding their clientele, the main mandate being to enable them to acquire the justice and compensation they can be lawfully entitled to from undergoing losses and suffering because of the negligence of others. Workplace injury compensation might be claimed when someone believes that their employer has failed in their responsibilities towards them and such negligence is responsible for a crash or injury at the office. Whenever a worker is hurt on job, they can claim compensation using their employer by submitting a work accident claim. When the claim is successful the quantity claimed is going to be included in the employer’s insurance. There are four kinds of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some form of worker’s compensation for workers is usually compulsory using the notable exception of Texas since 2018. There are 2 simple requirements for workers to qualify for worker’s compensation benefits – they should be hired by a company having or possibly is needed by law to possess Worker’s Compensation Insurance, and they must have been injured at work because of their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses a result of exposure to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains due to handling materials. When a worker has suffered a work-related injury or illness time is critical because there is a limited timeframe to report the accident or incident in order to claim benefits. Deadlines vary between states but in most states, the incident has to be notified towards the employer within 30 to 40 days failing in which the ability from the worker to obtain compensation may be severely jeopardized. Staff is often surprised to find out that employers can dispute a worker’s compensation claim they believe is invalid as the rates they pay are influenced by the quantity of claims paid out by their insurance firm. This is the reason you should have proper legal representation by a qualified personal injury lawyer to ensure the rights of staff is upheld. In the case of personal injury caused by a motor vehicle accident, an auto wreck lawyer will represent you to ensure you receive the appropriate compensation for your loss and suffering as a result of negligence of somebody else. A car accident simply cannot only cause physical damage, but may result in life long injuries, immobility, loss in employment, and also death. When an injury is a result of the negligent operation of any vehicle, the motorist in the vehicle has to held responsible for the outcomes of these negligence. Ever since the laws of every state are different, you should have a local attorney experienced in motor vehicle accident compensation take care of your personal injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is highly experienced in the laws and established standards that trucking companies and truck drivers must meet. This includes things like mandatory training, rest breaks, and work hour restrictions. There are numerous parties who might be held responsible for injuries to victims in the case of truck or tractor-trailer related accidents for example the driver, the homeowner of the vehicle, the lessor, the maker from the vehicle, parts, or tires, or maybe the shipper or loader in the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is vital to ensure you are properly compensated for your injuries. Motorcycles present unique challenges, not merely for drivers but for all of the other users in the road. After motorcycle accidents, motorists often claim that they did not begin to see the motorcycle and the amount of instances where motorcycle drivers have been struck by vehicles has increased substantially. Other factors which lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver as well as their passenger to carry negligent vehicle drivers accountable for loss and suffering brought on by their negligent driving. Filing a private injury claim necessitates the motorcycle driver’s insurance carrier as well as the at-fault motorist to evaluate the truth and achieving a claims adjuster offer a certain amount of compensation. Without proper representation, the victim of any motorcycle accident runs the chance of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ among states which cases may become quite complex. If a dog owner is faced with a strict liability dog bite statute this individual have few choices for an effective defense. More defense options might be offered in states where traditional negligence rules apply. A pet dog bite lawyer can help you claim compensation in case you have been the victim of your dog attack. Dog bites can cause serious injuries and perhaps, victims can be psychologically influenced by the trauma. You may pursue an insurance claim versus the dog owner’s property insurance provider in case the attack occurred in the insured’s property. A pet dog bite attorney can enjoy a vital role in proving liability in the dog bite case since they are aware of the applicable laws inside your local state, the best way to calculate damages, and the most effective way to show evidence. To be successful inside a personal injury slip-and-fall lawsuit you will have to prove that they can owner or tenant of your property was negligent in many action they did or failed to take that caused the damage. Most slip-and-fall cases are settled out from court and a lawsuit is often only filed when the parties involved cannot reach an agreement. Despite their prevalence and also the serious injuries the root cause, premises liability lawsuits are difficult to win. Causes of injury usually vary from failure to place signals of wet spots or objects which are left lying in walkways to unstable work surfaces and failing to maintain walkways. A private injury slip, trip, and fall case rely heavily about the victim’s power to prove liability by the defendant and therefore the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy will help resolve the money you owe if you have serious financial problems. However, along the way, you may lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and the majority of everyday sort of bankruptcy and according to statistics a lot more than 95.5% of Chapter 7 bankruptcy filings experienced their debts discharged. To be able to qualify for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a properly as secured and unsecured debt. Some individuals who do not possess enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets like home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to help them deal with overwhelming debt. However, you can find long-term consequences for individuals who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or all of their debts as an option to liquidation. It is perfect for those whose biggest dilemma is not insufficient income, but coping with the needs from creditors for fast payment. It lets you maintain your home providing you may spend the money for mortgage within the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to solve the debt by utilizing all disposable income on the debt reduction plan. It allows debtors to reduce unsecured debts as well as get caught up on missed home loan repayments. One of the more attractive highlights of this alternative is short-circuiting home foreclosure. Although keeping your home might be a great relief, you will be required to live for several years underneath the close supervision of any court-appointed trustee to accumulate and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a relatively new accessory for the bankruptcy laws which allow family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency response to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They must be actively engaged in a farming or commercial fishing operation and conform to certain requirements. Debtors must develop a repayment schedule within 3 months of filing at court. It must feature a proposed want to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by way of a corporation or partnership involving a reorganization intend to keep the business operational while repaying creditors over a duration of time. Business owners and individuals could also use Chapter 11 to look for relief. A Chapter 11 petition can be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement and a reorganization plan should be filed using the court. The disclosure must contain all information regarding the assets, liabilities, and also other business affairs in the debtor sufficient to allow a creditor to produce a knowledgeable decision with regards to the reorganization plan. The Automated Stay gives a debtor with a period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and so are to not be pursued on any debt that occurred just before the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented from the court, an appointed trustee, a committee, or some other parties of great interest.