We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Injury occurs when somebody has become physically or psychologically injured because of negligence by another individual, company, entity, or government agency. Accidental injury legal cases arise when somebody states to have already been harmed by another person inside an accident or as a result of negligence and who can be held legally responsible for such harm. Your own injury case becomes formalized every time a accidental injuries lawyer represents the situation for a customer with a civil court proceeding. There are lots of duties your own injury lawyer performs in aiding their customers, the most important mandate being to enable them to get the justice and compensation they are lawfully entitled to from undergoing losses and suffering due to negligence of others. Workplace injury compensation could be claimed when someone believes that the employer has failed in their responsibilities towards them and such negligence is responsible for any sort of accident or injury at the office. Each time a worker has become hurt on job, they are able to claim compensation off their employer by submitting a work accident claim. In the event the claim is successful the total amount claimed will probably be included in the employer’s insurance. You can find four types of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some sort of worker’s compensation for employees is normally compulsory with the notable exception of Texas since 2018. There are two simple requirements for workers to be eligible for worker’s compensation benefits – they should be used by a business having or possibly is needed by law to possess Worker’s Compensation Insurance, and they will need to have been injured at the job on account of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses a result of contact with harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains as a result of handling materials. When an employee has suffered a work-related injury or illness time is of the essence because there is a limited timeframe in which to report the accident or incident to be able to claim benefits. Deadlines vary between states but in most states, the incident needs to be notified towards the employer within 30 to 40 days failing in which the ability of your worker to obtain compensation can be severely jeopardized. Employees are often surprised to discover that employers can dispute a worker’s compensation claim they believe is invalid for the reason that rates they pay are influenced by the amount of claims paid out by their insurance firm. That is why it is very important have proper legal representation from a qualified injury lawyer to ensure the rights of employees are upheld. In the matter of injury caused by a car accident, an auto wreck lawyer will handle your case to make sure you obtain the appropriate compensation for the loss and suffering because of the negligence of someone else. A car accident cannot only cause physical damage, but may lead to life long injuries, immobility, loss of employment, and even death. When a physical injury comes from the negligent operation of the vehicle, the motorist of your vehicle needs to held responsible for the results of such negligence. Considering that the laws of every state are not the same, you should have a local attorney familiar with car accident compensation look after your own personal injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is highly familiar with the laws and established standards that trucking companies and truck drivers must meet. This consists of stuff like mandatory training, rest breaks, and work hour restrictions. There are numerous parties who might be held responsible for injuries to victims when it comes to truck or tractor-trailer related accidents such as the driver, the dog owner of the vehicle, the lessor, the producer in the vehicle, parts, or tires, or perhaps the shipper or loader of your cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is crucial to make sure you are properly compensated to your injuries. Motorcycles present unique challenges, not simply for drivers but also for all of the other users from the road. After motorcycle accidents, motorists often point out that they did not begin to see the motorcycle and the volume of instances where motorcycle drivers are already struck by vehicles has grown substantially. Additional factors which lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver as well as their passenger to support negligent vehicle drivers responsible for loss and suffering caused by their negligent driving. Filing a personal injury claim requires the motorcycle driver’s insurance carrier along with the at-fault motorist to examine the situation and getting a claims adjuster offer some compensation. Without the right representation, the victim of any motorcycle accident runs the chance of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ from state to state and these cases may become quite complex. If a dog owner is confronted with a strict liability dog bite statute he might have few choices for an excellent defense. More defense options can be offered in states where traditional negligence rules apply. A dog bite lawyer can assist you claim compensation for those who have been the victim of any dog attack. Dog bites might cause serious injuries and in many cases, victims can also be psychologically afflicted with the trauma. It is possible to pursue an insurance claim from the dog owner’s home insurance provider in case the attack occurred about the insured’s property. A dog bite attorney may play a crucial role in proving liability within a dog bite case since they be aware of applicable laws with your local state, how to calculate damages, and the simplest way to show evidence. In order to be successful in a personal injury slip-and-fall lawsuit you will need to prove they owner or tenant of the property was negligent in a few action they did or failed to take that caused the injury. Most slip-and-fall cases are settled out from court as well as a lawsuit is normally only filed once the parties involved cannot reach an agreement. Despite their prevalence along with the serious injuries the root cause, premises liability lawsuits are hard to win. Reasons behind injury usually cover anything from failure to position warning signs of wet spots or objects that are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. An individual injury slip, trip, and fall case rely heavily in the victim’s capability to prove liability on the part of the defendant and this the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy might help resolve your financial obligations in case you have serious financial problems. However, along the way, you may lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and many everyday sort of bankruptcy and according to statistics a lot more than 95.5% of Chapter 7 bankruptcy filings have had their debts discharged. So that you can be eligible for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a properly as secured and unsecured debt. Many people who do not possess enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets including home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to assist them handle overwhelming debt. However, there are actually long term consequences for those who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or their debts rather than liquidation. It is ideal for those whose biggest problem is not absence of income, but dealing with the demands from creditors for immediate payment. It permits you to keep the home providing you may pay for the mortgage within the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to resolve the debt by using all disposable income to the debt reduction plan. It allows debtors to remove unsecured debts and also to get caught up on missed mortgage repayments. One of the most attractive attributes of this approach is short-circuiting home foreclosure. Although keeping your property could be a great relief, you will be expected to live for several years within the close supervision of any court-appointed trustee to gather and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a fairly new accessory for the bankruptcy laws that enable family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency reaction to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They have to be actively involved in a farming or commercial fishing operation and adhere to certain requirements. Debtors must come up with a repayment plan within 3 months of filing at court. It has to incorporate a proposed want to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by a corporation or partnership involving a reorganization want to maintain the business operational while repaying creditors during a period of time. Companies and people could also use Chapter 11 to get relief. A Chapter 11 petition could be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement as well as a reorganization plan needs to be filed using the court. The disclosure must contain all information regarding the assets, liabilities, along with other business affairs of the debtor sufficient allowing a creditor to help make a knowledgeable decision about the reorganization plan. The Automatic Stay gives a debtor with a time period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and they are to never be pursued on any debt that occurred ahead of the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented by the court, an appointed trustee, a committee, or another parties of interest.