We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Accidental injuries develops when a person is physically or psychologically injured as a result of negligence on the part of another individual, company, entity, or government agency. Accidental injuries legal cases arise when a person claims to have been harmed by someone else inside an accident or as a result of negligence and who might be held legally liable for such harm. A private injury case becomes formalized every time a injury lawyer represents the case on the part of a person in a civil court proceeding. There are several duties your own injury lawyer performs in aiding their clients, the most crucial mandate being to enable them to acquire the justice and compensation they can be lawfully entitled to from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation might be claimed when someone believes their employer has failed with their responsibilities towards them etc negligence is responsible for a car accident or injury at your workplace. Every time a worker has become hurt on job, they could claim compensation from the employer by submitting a work accident claim. In the event the claim is successful the total amount claimed will likely be covered by the employer’s liability insurance. There are four varieties of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some sort of worker’s compensation for employees is generally compulsory with the notable exception of Texas by 2018. The two main simple requirements for workers to qualify for worker’s compensation benefits – they ought to be employed by an employer that has or perhaps is necessary for law to have Worker’s Compensation Insurance, and so they must have been injured at the office as a result of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses a result of contact with harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains as a result of handling materials. When an employee has suffered a work-related injury or illness time is an issue because there is a restricted time period to report the accident or incident in order to claim benefits. Deadlines vary between states but in most states, the incident needs to be notified on the employer within 30 to 40 days failing which the ability of the worker to get compensation may be severely jeopardized. Staff is often surprised to discover that employers can dispute a worker’s compensation claim they believe is invalid since the rates they pay are affected by the amount of claims paid out by their insurance firm. For this reason it is essential to have proper legal representation by a qualified accidental injury lawyer to ensure the rights of personnel are upheld. With regards to personal injury caused by a car accident, an automobile wreck lawyer will fully handle your case to make sure you obtain the appropriate compensation for the loss and suffering due to negligence of an individual else. An automobile accident can not only cause physical damage, but may result in life long injuries, immobility, loss of employment, and even death. When an injury comes from the negligent operation of a vehicle, the operator of the vehicle must held liable for the effects of those negligence. Ever since the laws of each state are not the same, it is essential to have got a local attorney familiar with automobile accident compensation take care of your personal injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is highly proficient in the laws and established standards that trucking companies and truck drivers must meet. This consists of things like mandatory training, rest breaks, and work hour restrictions. There are various parties who can be held responsible for injuries to victims in the case of truck or tractor-trailer related accidents for example the driver, the homeowner in the vehicle, the lessor, the maker in the vehicle, parts, or tires, or perhaps the shipper or loader in the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is crucial to make sure you are properly compensated for your injuries. Motorcycles present unique challenges, not just for drivers but also for all of the other users of your road. After motorcycle accidents, motorists often state that they did not start to see the motorcycle and the quantity of instances where motorcycle drivers have been struck by vehicles has grown substantially. Other variables that lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver as well as their passenger to support negligent vehicle drivers accountable for loss and suffering a result of their negligent driving. Filing your own injury claim necessitates the motorcycle driver’s insurance company and also the at-fault motorist to look at the situation and achieving a claims adjuster offer some compensation. Without the proper representation, the victim of the motorcycle accident runs the danger of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ from state to state and they cases may become quite complex. When a dog owner is confronted by a strict liability dog bite statute this individual have few choices for a prosperous defense. More defense options may be for sale in states where traditional negligence rules apply. Your dog bite lawyer may help you claim compensation in case you have been the victim of your dog attack. Dog bites may cause serious injuries and perhaps, victims may also be psychologically afflicted with the trauma. It is possible to pursue an insurance claim versus the dog owner’s home insurance provider if the attack occurred around the insured’s property. A pet dog bite attorney may play a crucial role in proving liability in a dog bite case while they be aware of applicable laws in your local state, how to calculate damages, and the best way to present evidence. Just to be successful in the injury slip-and-fall lawsuit you will need to prove that they can owner or tenant from the property was negligent in many action they did or failed to take that caused the injury. Most slip-and-fall cases are settled out from court and a lawsuit is often only filed when the parties involved cannot reach an agreement. Despite their prevalence and also the serious injuries the main cause, premises liability lawsuits are hard to win. Factors behind injury usually range from failure to set indicators of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and failing to maintain walkways. An individual injury slip, trip, and fall case rely heavily in the victim’s capability to prove liability on the part of the defendant and therefore the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy will help resolve your debts for those who have serious financial problems. However, in the process, you may lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and a lot common type of bankruptcy and statistically more than 95.5% of Chapter 7 bankruptcy filings have experienced their debts discharged. So that you can be entitled to Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a nicely as secured and unsecured debt. Many people who do not have enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to help them deal with overwhelming debt. However, you can find long-term consequences for people who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or their debts rather than liquidation. It is great for those whose biggest dilemma is not deficiency of income, but coping with the requirements from creditors for immediate payment. It allows you to make your home providing you can actually spend the money for mortgage within the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to eliminate your debt by applying all disposable income to the debt reduction plan. It allows debtors to remove unsecured debts and also to get caught up on missed home loan repayments. One of the most attractive options that come with this alternative is short-circuiting home foreclosure. Although keeping your own home can be a great relief, you will certainly be expected to live for quite some time underneath the close supervision of any court-appointed trustee to recover and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a relatively new addition to the bankruptcy laws that allow family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency solution to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They ought to be actively engaged in a farming or commercial fishing operation and abide by certain requirements. Debtors must make a repayment schedule within 3 months of filing at court. It should add a proposed plan to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by a corporation or partnership involving a reorganization want to retain the business operational while repaying creditors over a duration of time. Companies and people also can use Chapter 11 to get relief. A Chapter 11 petition may be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement plus a reorganization plan must be filed together with the court. The disclosure must contain all information concerning the assets, liabilities, along with other business affairs from the debtor sufficient to permit a creditor to produce a well informed decision about the reorganization plan. The Automatic Stay gives a debtor with a period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and they are to never be pursued on any debt that occurred just before the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented through the court, an appointed trustee, a committee, or other parties of great interest.