We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Personal injury occurs when someone is physically or psychologically injured as a result of negligence by another individual, company, entity, or government agency. Accidental injury legal cases arise when an individual promises to are already harmed by someone else in an accident or as a result of negligence and who may be held legally in charge of such harm. Your own injury case becomes formalized when a injury lawyer represents the way it is with respect to a customer in a civil court proceeding. There are many duties a personal injury lawyer performs in aiding their customers, the most important mandate being to assist them to obtain the justice and compensation these are lawfully eligible for from undergoing losses and suffering due to the negligence of others. Workplace injury compensation can be claimed when someone believes that the employer has failed in their responsibilities towards them and such negligence has caused a crash or injury at your workplace. Every time a worker is hurt on job, they could claim compensation using their employer by submitting a work accident claim. If the claim is successful the exact amount claimed will be included in the employer’s insurance. There are actually four kinds of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some sort of worker’s compensation for workers is generally compulsory with the notable exception of Texas since 2018. There are two simple requirements for workers to qualify for worker’s compensation benefits – they have to be employed by a business who has or is necessary for law to get Worker’s Compensation Insurance, plus they should have been injured at the office on account of their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses caused by contact with harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains because of handling materials. When a member of staff has suffered a work-related injury or illness time is critical as there is a limited period of time in order to report the accident or incident so that you can claim benefits. Deadlines vary among states nevertheless in most states, the incident needs to be notified for the employer within 30 to 40 days failing that the ability in the worker to receive compensation might be severely jeopardized. Employees are often surprised to discover that employers can dispute a worker’s compensation claim they believe is invalid for the reason that rates they pay are influenced by the amount of claims paid out by their insurance firm. This is the reason you should have proper legal representation by way of a qualified personal injury lawyer so that the rights of workers are upheld. In the matter of accidental injuries as a result of motor vehicle accident, a car wreck lawyer will represent you to ensure you obtain the appropriate compensation to your loss and suffering because of the negligence of somebody else. A car accident are unable to only cause physical damage, but may result in life long injuries, immobility, reduction in employment, and also death. When a personal injury comes from the negligent operation of your vehicle, the driver from the vehicle has to held to blame for the results of such negligence. Because the laws of every state are very different, it is important to possess a local attorney familiar with car accident compensation deal with your personal injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is highly experienced in the laws and established standards that trucking companies and truck drivers must meet. Including such things as mandatory training, rest breaks, and work hour restrictions. There are several parties who might be held accountable for injuries to victims in the matter of truck or tractor-trailer related accidents including the driver, the owner in the vehicle, the lessor, the manufacturer of your vehicle, parts, or tires, or perhaps the shipper or loader from the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is essential to ensure you are properly compensated for your injuries. Motorcycles present unique challenges, not merely for drivers however for other users of the road. After motorcycle accidents, motorists often state that they did not see the motorcycle and the amount of instances where motorcycle drivers have been struck by vehicles has risen substantially. Additional factors that lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver as well as their passenger to hold negligent vehicle drivers accountable for loss and suffering brought on by their negligent driving. Filing your own injury claim necessitates the motorcycle driver’s insurer and the at-fault motorist to check the way it is and achieving a claims adjuster offer a certain amount of compensation. Without correct representation, the victim of the motorcycle accident runs the risk of not receiving fair and just compensation for loss and suffering. Dog bite laws differ among states and they cases can become quite complex. If your dog owner is up against a strict liability dog bite statute he might have few selections for a prosperous defense. More defense options might be offered in states where traditional negligence rules apply. A dog bite lawyer can assist you claim compensation in case you have been the victim of the dog attack. Dog bites can cause serious injuries and in some cases, victims can even be psychologically affected by the trauma. You may pursue an insurance claim up against the dog owner’s home insurance provider if the attack occurred on the insured’s property. A pet dog bite attorney can play an important role in proving liability within a dog bite case as they be aware of applicable laws inside your local state, the best way to calculate damages, and the simplest way to offer evidence. In order to be successful within a personal injury slip-and-fall lawsuit you will need to prove they owner or tenant from the property was negligent in many action they did or failed to take that caused the damage. Most slip-and-fall cases are settled from court plus a lawsuit is usually only filed if the parties involved cannot reach an agreement. Despite their prevalence and also the serious injuries the reason, premises liability lawsuits are hard to win. Causes of injury usually cover anything from failure to set indicators of wet spots or objects that are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A private injury slip, trip, and fall case rely heavily around the victim’s capability to prove liability on the part of the defendant and that the victim suffered damages because of such negligence. Chapter 7 Bankruptcy will help resolve your debts if you have serious financial problems. However, in the process, you could lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and a lot common type of bankruptcy and according to statistics greater than 95.5% of Chapter 7 bankruptcy filings experienced debts they have accrued discharged. So that you can qualify for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a highly as secured and unsecured debt. Many people who do not possess enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to assist them to cope with overwhelming debt. However, you can find long-term consequences for individuals who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or all their debts instead of liquidation. It is ideal for those whose biggest issue is not absence of income, but handling the requirements from creditors for fast payment. It lets you keep your home providing you may pay the mortgage under the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to settle your debt by making use of all disposable income on the debt reduction plan. It allows debtors to get rid of unsecured debts as well as catch up on missed mortgage repayments. One of the most attractive attributes of this option is short-circuiting home foreclosure. Although keeping your property could be a great relief, you will end up needed to live for several years under the close supervision of your court-appointed trustee to collect and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a relatively recent accessory for the bankruptcy laws that allow family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency reaction to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They have to be actively involved in a farming or commercial fishing operation and conform to certain requirements. Debtors must come up with a repayment schedule within 3 months of filing at court. It needs to include a proposed decide to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt with a corporation or partnership involving a reorganization intend to maintain the business operational while repaying creditors during a period of time. Companies and folks can also use Chapter 11 to get relief. A Chapter 11 petition can be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement along with a reorganization plan has to be filed together with the court. The disclosure must contain information about the assets, liabilities, and other business affairs in the debtor sufficient to enable a creditor to help make a well informed decision concerning the reorganization plan. The Automatic Stay provides a debtor with a period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are to never be pursued on any debt that occurred just before the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented with the court, an appointed trustee, a committee, or another parties useful.