We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Accidental injury takes place when a person is physically or psychologically injured due to negligence on the part of another individual, company, entity, or government agency. Personal injury legal cases arise when an individual claims to have been harmed by another person inside an accident or because of negligence and who might be held legally responsible for such harm. A private injury case becomes formalized when a injury lawyer represents the situation with respect to a person in a civil court proceeding. There are numerous duties a personal injury lawyer performs in aiding their clients, the most important mandate being to assist them obtain the justice and compensation they are lawfully eligible for from undergoing losses and suffering due to the negligence of others. Workplace injury compensation might be claimed when someone believes their employer has failed inside their responsibilities towards them etc negligence is responsible for any sort of accident or injury at work. Each time a worker has become hurt on job, they are able to claim compensation off their employer by submitting a work accident claim. In the event the claim is a winner the amount claimed will probably be covered by the employer’s insurance. You can find four kinds of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some form of worker’s compensation for employees is normally compulsory using the notable exception of Texas at the time of 2018. There are two simple requirements for workers to qualify for worker’s compensation benefits – they have to be employed by an employer who has or is essental to law to obtain Worker’s Compensation Insurance, and they also must have been injured at your workplace on account of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses due to being exposed to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains as a result of handling materials. When an employee has suffered a work-related injury or illness time is an issue because there is a restricted time period in order to report the accident or incident in order to claim benefits. Deadlines vary among states but in most states, the incident has to be notified towards the employer within 30 to 40 days failing which the ability of your worker to receive compensation could be severely jeopardized. Personnel are often surprised to discover that employers can dispute a worker’s compensation claim they believe is invalid because the rates they pay are affected by the quantity of claims paid out by their insurance firm. This is why it is important to have proper legal representation with a qualified accidental injuries lawyer so that the rights of personnel are upheld. In the matter of personal injury because of a vehicle accident, a car wreck lawyer will fully handle your case to make sure you have the appropriate compensation for the loss and suffering due to the negligence of an individual else. A car accident are unable to only cause physical damage, but may lead to life long injuries, immobility, loss of employment, and in many cases death. When a personal injury comes from the negligent operation of your vehicle, the motorist in the vehicle should held accountable for the effects of such negligence. Considering that the laws of each and every state are different, it is essential to have a local attorney familiar with motor vehicle accident compensation deal with your individual injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is very experienced in the laws and established standards that trucking companies and truck drivers must meet. This consists of such things as mandatory training, rest breaks, and work hour restrictions. There are many parties who can be held accountable for injuries to victims when it comes to truck or tractor-trailer related accidents like the driver, the homeowner of the vehicle, the lessor, the manufacturer in the vehicle, parts, or tires, and even the shipper or loader of the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is essential to ensure you are properly compensated for the injuries. Motorcycles present unique challenges, not simply for drivers but also for all other users of the road. After motorcycle accidents, motorists often point out that they failed to start to see the motorcycle and the number of instances where motorcycle drivers have already been struck by vehicles has risen substantially. Other factors which lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver in addition to their passenger to keep negligent vehicle drivers liable for loss and suffering brought on by their negligent driving. Filing your own injury claim requires the motorcycle driver’s insurance provider and the at-fault motorist to look at the truth and achieving a claims adjuster offer some compensation. Without proper representation, the victim of the motorcycle accident runs the danger of not receiving fair and only compensation for loss and suffering. Dog bite laws differ among states and they cases could become quite complex. In case a dog owner is faced with a strict liability dog bite statute he may have few selections for a prosperous defense. More defense options could be for sale in states where traditional negligence rules apply. A pet dog bite lawyer can assist you claim compensation if you have been the victim of any dog attack. Dog bites may cause serious injuries and in many cases, victims may also be psychologically impacted by the trauma. You are able to pursue an insurance claim versus the dog owner’s home insurance provider when the attack occurred on the insured’s property. A dog bite attorney can play a crucial role in proving liability within a dog bite case while they understand the applicable laws within your local state, how to calculate damages, and the best way to show evidence. To be successful in the accidental injuries slip-and-fall lawsuit you will have to prove which they owner or tenant in the property was negligent in some action they did or did not take that caused the injury. Most slip-and-fall cases are settled from court plus a lawsuit is often only filed once the parties involved cannot reach an agreement. Despite their prevalence and also the serious injuries the cause, premises liability lawsuits take time and effort to win. Factors behind injury usually cover anything from failure to set warning signs of wet spots or objects that are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A private injury slip, trip, and fall case rely heavily around the victim’s capacity to prove liability by the defendant which the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy may help resolve your financial obligations in case you have serious financial problems. However, in the process, you could lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and most everyday sort of bankruptcy and statistically over 95.5% of Chapter 7 bankruptcy filings experienced their debts discharged. In order to qualify for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a properly as secured and unsecured debt. Some individuals who do not possess enough debt to declare bankruptcy may need to sell non-exempt assets, however, important assets like home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to enable them to cope with overwhelming debt. However, you will find long term consequences for people who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or their debts as an alternative to liquidation. It is great for those whose biggest dilemma is not lack of income, but handling the requirements from creditors for fast payment. It permits you to keep your home providing it is possible to pay the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five years to resolve your debt by applying all disposable income on the debt reduction plan. It allows debtors to remove unsecured debts and to get caught up on missed home loan repayments. One of the more attractive features of this option is short-circuiting home foreclosure. Although keeping your house might be a great relief, you will certainly be expected to live for quite some time beneath the close supervision of the court-appointed trustee to accumulate and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is a somewhat new accessory for the bankruptcy laws that enable family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency solution to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They ought to be actively engaged in a farming or commercial fishing operation and abide by certain requirements. Debtors must develop a repayment plan within 3 months of filing at court. It has to add a proposed plan to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by way of a corporation or partnership involving a reorganization intend to retain the business operational while repaying creditors over a period of time. Companies and people also can use Chapter 11 to find relief. A Chapter 11 petition could be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement and a reorganization plan should be filed with all the court. The disclosure must contain information regarding the assets, liabilities, as well as other business affairs of the debtor sufficient allowing a creditor to make an informed decision about the reorganization plan. The Automated Stay offers a debtor with a time period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are not to be pursued on any debt that occurred prior to the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented with the court, an appointed trustee, a committee, or some other parties appealing.