We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Personal injury takes place when somebody has been physically or psychologically injured as a result of negligence by another individual, company, entity, or government agency. Injury legal cases arise when a person states to happen to be harmed by another person in a accident or on account of negligence and who might be held legally accountable for such harm. A private injury case becomes formalized each time a accidental injuries lawyer represents the situation with respect to a customer at a civil court proceeding. There are many duties an individual injury lawyer performs in aiding their clients, the main mandate being to enable them to acquire the justice and compensation they may be lawfully eligible for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation could be claimed when someone believes that their employer has failed in their responsibilities towards them etc negligence has caused a car accident or injury at work. Each time a worker continues to be hurt on job, they could claim compensation off their employer by submitting a work accident claim. If the claim is successful the exact amount claimed will probably be covered by the employer’s liability insurance. There are actually four types of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some form of worker’s compensation for workers is usually compulsory with the notable exception of Texas at the time of 2018. There are two basic requirements for workers to be eligible for worker’s compensation benefits – they should be used by an employer who may have or perhaps is required by law to possess Worker’s Compensation Insurance, and they also must have been injured at the job as a result of their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses brought on by being exposed to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains due to handling materials. When a staff member has suffered a work-related injury or illness time is critical while there is a restricted timeframe to report the accident or incident as a way to claim benefits. Deadlines vary from state to state but also in most states, the incident needs to be notified to the employer within 30 to 40 days failing that your ability from the worker to receive compensation might be severely jeopardized. Staff is often surprised to learn that employers can dispute a worker’s compensation claim they believe is invalid as the rates they pay suffer from the quantity of claims paid out by their insurance provider. This is the reason you should have proper legal representation with a qualified accidental injuries lawyer to be sure the rights of workers are upheld. In the matter of injury caused by a automobile accident, an automobile wreck lawyer will fully handle your case to make sure you receive the appropriate compensation for your loss and suffering as a result of negligence of an individual else. A car accident can not only cause physical damage, but may result in life long injuries, immobility, lack of employment, as well as death. When a physical injury results from the negligent operation of any vehicle, the driver from the vehicle needs to held to blame for the results of those negligence. Since the laws for each state are different, you should possess a local attorney proficient in vehicle accident compensation care for your personal injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is extremely proficient in the laws and established standards that trucking companies and truck drivers must meet. This includes things such as mandatory training, rest breaks, and work hour restrictions. There are numerous parties who can be held accountable for injuries to victims in the case of truck or tractor-trailer related accidents including the driver, the dog owner of your vehicle, the lessor, the company in the vehicle, parts, or tires, or perhaps the shipper or loader of the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is essential to ensure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not only for drivers but for all other users in the road. After motorcycle accidents, motorists often claim that they did not view the motorcycle and the volume of instances where motorcycle drivers are already struck by vehicles has risen substantially. Other variables that lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver and their passenger to hold negligent vehicle drivers to blame for loss and suffering due to their negligent driving. Filing a private injury claim involves the motorcycle driver’s insurer along with the at-fault motorist to look at the case and having a claims adjuster offer some compensation. Without the right representation, the victim of the motorcycle accident runs the chance of not receiving fair and only compensation for loss and suffering. Dog bite laws differ between states and these cases may become quite complex. If your dog owner is confronted with a strict liability dog bite statute he might have few alternatives for a prosperous defense. More defense options may be available in states where traditional negligence rules apply. A dog bite lawyer can assist you claim compensation if you have been the victim of a dog attack. Dog bites can cause serious injuries and perhaps, victims can also be psychologically afflicted with the trauma. You can pursue an insurance claim up against the dog owner’s property insurance provider in case the attack occurred on the insured’s property. A dog bite attorney can start to play a crucial role in proving liability within a dog bite case while they know the applicable laws in your local state, how you can calculate damages, and the most effective way to provide evidence. To be successful within a personal injury slip-and-fall lawsuit you should prove that they can owner or tenant in the property was negligent in some action they did or failed to take that caused the injury. Most slip-and-fall cases are settled away from court plus a lawsuit is generally only filed as soon as the parties involved cannot reach a settlement. Despite their prevalence and the serious injuries the cause, premises liability lawsuits take time and effort to win. Causes of injury usually cover anything from failure to position signs of wet spots or objects which can be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A personal injury slip, trip, and fall case rely heavily in the victim’s ability to prove liability on the part of the defendant and that the victim suffered damages due to such negligence. Chapter 7 Bankruptcy will help resolve your debts for those who have serious financial problems. However, in the process, you might lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and many everyday sort of bankruptcy and statistically a lot more than 95.5% of Chapter 7 bankruptcy filings experienced debts they have accrued discharged. In order to be entitled to Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a highly as secured and unsecured debt. Many people who do not have enough debt to declare bankruptcy may need to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to enable them to handle overwhelming debt. However, you will find long term consequences for those who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or all their debts instead of liquidation. It is ideal for those whose biggest dilemma is not lack of income, but handling the requirements from creditors for fast payment. It lets you keep the home providing you can actually spend the money for mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five years to resolve your debt by applying all disposable income on the debt reduction plan. It allows debtors to eliminate unsecured debts as well as catch up on missed mortgage repayments. Just about the most attractive attributes of this approach is short-circuiting home foreclosure. Although keeping your own home might be a great relief, you will be required to live for many years underneath the close supervision of your court-appointed trustee to collect and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a somewhat new accessory for the bankruptcy laws that allow family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency reaction to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They must be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must make a repayment schedule within 3 months of filing at court. It has to add a proposed intend to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt from a corporation or partnership involving a reorganization intend to keep your business operational while repaying creditors over a period of time. Companies and individuals also can use Chapter 11 to find relief. A Chapter 11 petition could be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement plus a reorganization plan must be filed with the court. The disclosure must contain information regarding the assets, liabilities, and also other business affairs of your debtor sufficient to enable a creditor to make a well informed decision about the reorganization plan. The Automatic Stay offers a debtor with a time period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and so are to not be pursued on any debt that occurred prior to the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented through the court, an appointed trustee, a committee, or any other parties appealing.