We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Accidental injury develops when an individual has become physically or psychologically injured as a result of negligence on the part of another individual, company, entity, or government agency. Accidental injuries legal cases arise when someone states to have been harmed by another person within an accident or as a result of negligence and who might be held legally responsible for such harm. A personal injury case becomes formalized each time a accidental injuries lawyer represents the situation with respect to a client at the civil court proceeding. There are lots of duties a private injury lawyer performs in aiding their customers, the most important mandate being to assist them acquire the justice and compensation these are lawfully qualified for from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation can be claimed when someone believes that the employer has failed within their responsibilities towards them and such negligence has caused any sort of accident or injury at the job. When a worker is hurt on job, they may claim compensation using their employer by submitting a work accident claim. In the event the claim is successful the exact amount claimed will probably be protected by the employer’s liability insurance. You can find four types of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some type of worker’s compensation for workers is usually compulsory using the notable exception of Texas at the time of 2018. There are 2 basic requirements for workers to qualify for worker’s compensation benefits – they must be utilized by a business who may have or is essental to law to obtain Worker’s Compensation Insurance, and they also must have been injured at the job on account of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses due to being exposed to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains on account of handling materials. When a member of staff has suffered a work-related injury or illness time is an issue because there is a restricted period of time in which to report the accident or incident in order to claim benefits. Deadlines vary among states nevertheless in most states, the incident has to be notified to the employer within 30 to 40 days failing that your ability of your worker to receive compensation may be severely jeopardized. Staff is often surprised to learn that employers can dispute a worker’s compensation claim they feel is invalid because the rates they pay are influenced by the number of claims paid out by their insurance firm. For this reason it is very important have proper legal representation by a qualified accidental injury lawyer so that the rights of staff is upheld. In the matter of accidental injuries as a result of motor vehicle accident, a vehicle wreck lawyer will handle your case to ensure you have the appropriate compensation for your loss and suffering because of the negligence of someone else. A car accident can not only cause physical damage, but may result in life long injuries, immobility, loss of employment, and in many cases death. When an injury is a result of the negligent operation of any vehicle, the driver of the vehicle must held to blame for the results of those negligence. Ever since the laws for each state are not the same, it is important to use a local attorney proficient in motor vehicle accident compensation take care of your individual injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is tremendously familiar with the laws and established standards that trucking companies and truck drivers must meet. Including things like mandatory training, rest breaks, and work hour restrictions. There are various parties who could be held accountable for injuries to victims in the case of truck or tractor-trailer related accidents including the driver, the owner of the vehicle, the lessor, the producer of your vehicle, parts, or tires, or perhaps the shipper or loader in the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is vital to make sure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not simply for drivers but for other users from the road. After motorcycle accidents, motorists often state that they did not see the motorcycle and the number of instances where motorcycle drivers have already been struck by vehicles has risen substantially. Additional factors that lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver along with their passenger to keep negligent vehicle drivers responsible for loss and suffering brought on by their negligent driving. Filing a private injury claim involves the motorcycle driver’s insurance carrier along with the at-fault motorist to evaluate the case and getting a claims adjuster offer a certain amount of compensation. Without the right representation, the victim of the motorcycle accident runs the risk of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ between states and these cases can be quite complex. If a dog owner is confronted by a strict liability dog bite statute he may have few options for a successful defense. More defense options can be offered in states where traditional negligence rules apply. Your dog bite lawyer can assist you claim compensation in case you have been the victim of the dog attack. Dog bites can cause serious injuries and in many cases, victims can be psychologically influenced by the trauma. You may pursue an insurance claim versus the dog owner’s home insurance provider if the attack occurred about the insured’s property. Your dog bite attorney can play a vital role in proving liability inside a dog bite case because they know the applicable laws with your local state, how to calculate damages, and the most effective way to show evidence. To be successful inside a injury slip-and-fall lawsuit you should prove they owner or tenant in the property was negligent in some action they did or failed to take that caused the injury. Most slip-and-fall cases are settled from court and a lawsuit is usually only filed once the parties involved cannot reach a settlement. Despite their prevalence along with the serious injuries the root cause, premises liability lawsuits are difficult to win. Causes of injury usually vary from failure to put signs of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. An individual injury slip, trip, and fall case rely heavily on the victim’s capacity to prove liability on the part of the defendant and this the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy will help resolve your financial situation when you have serious financial problems. However, in the process, you may lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and the majority of everyday sort of bankruptcy and statistically over 95.5% of Chapter 7 bankruptcy filings have gotten their debts discharged. To be able to be eligible for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a well as secured and unsecured debt. Many people who do not possess enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to assist them to cope with overwhelming debt. However, you can find long term consequences for individuals who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or all their debts as an alternative to liquidation. It is ideal for those whose biggest concern is not insufficient income, but coping with the needs from creditors for immediate payment. It enables you to keep the home providing you can actually pay the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to solve your debt by using all disposable income on the debt reduction plan. It allows debtors to reduce unsecured debts and also to get caught up on missed home loan payments. One of the most attractive attributes of this alternative is short-circuiting home foreclosure. Although keeping your own home may be a great relief, you will certainly be expected to live for many years underneath the close supervision of a court-appointed trustee to accumulate and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a relatively new accessory for the bankruptcy laws that enable family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency response to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They ought to be actively engaged in a farming or commercial fishing operation and comply with certain requirements. Debtors must make a repayment plan within 90 days of filing at court. It has to feature a proposed plan to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt from a corporation or partnership involving a reorganization plan to keep the business operational while repaying creditors over a duration of time. Business people and people may also use Chapter 11 to find relief. A Chapter 11 petition could be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement along with a reorganization plan must be filed with the court. The disclosure must contain all information concerning the assets, liabilities, and other business affairs in the debtor sufficient to allow a creditor to make a knowledgeable decision about the reorganization plan. The Automatic Stay offers a debtor with a time period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are never to be pursued on any debt that occurred ahead of the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented by the court, an appointed trustee, a committee, or any other parties appealing.