We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Accidental injury takes place when an individual has been physically or psychologically injured due to negligence on the part of another individual, company, entity, or government agency. Personal injury legal cases arise when a person states are already harmed by other people in an accident or on account of negligence and who may be held legally accountable for such harm. A personal injury case becomes formalized every time a injury lawyer represents the situation for a person in a civil court proceeding. There are lots of duties an individual injury lawyer performs in aiding their customers, the most crucial mandate being to assist them receive the justice and compensation they are lawfully entitled to from undergoing losses and suffering due to negligence of others. Workplace injury compensation may be claimed when someone believes their employer has failed within their responsibilities towards them etc negligence has caused any sort of accident or injury at work. Whenever a worker continues to be hurt on job, they can claim compensation off their employer by submitting a work accident claim. In case the claim is a winner the total amount claimed will probably be included in the employerâ€™s liability insurance. You will find four forms of workerâ€™s compensation benefits that can be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some form of workerâ€™s compensation for employees is usually compulsory with the notable exception of Texas at the time of 2018. There are 2 simple requirements for workers to be eligible for workerâ€™s compensation benefits â€“ they have to be hired by a company that has or maybe necessary for law to obtain Workerâ€™s Compensation Insurance, and they must have been injured at your workplace on account of their job- related duties. Most work-related injuries are paid by workerâ€™s comp insurance including accidents and occupational illnesses due to exposure to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains on account of handling materials. When a worker has suffered a work-related injury or illness time is critical as there is a small time frame where you can report the accident or incident as a way to claim benefits. Deadlines vary from state to state nevertheless in most states, the incident should be notified on the employer within 30 to 40 days failing that your ability in the worker to get compensation may be severely jeopardized. Workers are often surprised to understand that employers can dispute a workerâ€™s compensation claim they believe is invalid since the rates they pay are influenced by the amount of claims paid out by their insurance carrier. This is why it is very important have proper legal representation from a qualified injury lawyer to be sure the rights of employees are upheld. When it comes to personal injury because of a motor vehicle accident, an automobile wreck lawyer will represent you to ensure you receive the appropriate compensation for the loss and suffering due to negligence of someone else. An automobile accident cannot only cause physical damage, but may result in life long injuries, immobility, loss of employment, and in many cases death. When an injury comes from the negligent operation of your vehicle, the operator in the vehicle needs to held liable for the consequences of such negligence. Considering that the laws of each state are not the same, it is very important have a local attorney experienced in motor vehicle accident compensation take care of your own injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is highly familiar with the laws and established standards that trucking companies and truck drivers must meet. This includes things such as mandatory training, rest breaks, and work hour restrictions. There are numerous parties who might be held accountable for injuries to victims in the case of truck or tractor-trailer related accidents such as the driver, the dog owner in the vehicle, the lessor, the maker from the vehicle, parts, or tires, and even the shipper or loader of the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is vital to ensure you are properly compensated to your injuries. Motorcycles present unique challenges, not just for drivers but for all of the other users in the road. After motorcycle accidents, motorists often say that they did not start to see the motorcycle and the amount of instances where motorcycle drivers have been struck by vehicles has increased substantially. Other variables that lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver along with their passenger to hold negligent vehicle drivers responsible for loss and suffering caused by their negligent driving. Filing a personal injury claim involves the motorcycle driverâ€™s insurance company as well as the at-fault motorist to look at the case and getting a claims adjuster offer some compensation. Without correct representation, the victim of any motorcycle accident runs the chance of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ between states and they cases can be quite complex. In case a dog owner is faced with a strict liability dog bite statute this individual have few alternatives for an excellent defense. More defense options can be for sale in states where traditional negligence rules apply. A pet dog bite lawyer can help you claim compensation for those who have been the victim of a dog attack. Dog bites could cause serious injuries and in some cases, victims can also be psychologically influenced by the trauma. You can pursue an insurance claim against the dog ownerâ€™s home insurance provider in the event the attack occurred around the insuredâ€™s property. Your dog bite attorney can play an important role in proving liability inside a dog bite case because they are aware of the applicable laws within your local state, the way to calculate damages, and the best way to present evidence. To be successful within a accidental injury slip-and-fall lawsuit you will have to prove they owner or tenant of your property was negligent in a few action they did or did not take that caused the injury. Most slip-and-fall cases are settled from court as well as a lawsuit is generally only filed when the parties involved cannot reach a settlement. Despite their prevalence along with the serious injuries the main cause, premises liability lawsuits are difficult to win. Reasons for injury usually range from failure to put warning signs of wet spots or objects which can be left lying in walkways to unstable work surfaces and failing to maintain walkways. An individual injury slip, trip, and fall case rely heavily in the victimâ€™s capability to prove liability by the defendant which the victim suffered damages due to such negligence. Chapter 7 Bankruptcy may help resolve the money you owe when you have serious financial problems. However, during this process, you may lose some property. Chapter 7 Bankruptcy, often known as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and many everyday sort of bankruptcy and statistically more than 95.5% of Chapter 7 bankruptcy filings experienced their debts discharged. To be able to be entitled to Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a nicely as secured and unsecured debt. Some people who do not possess enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets like home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to help them manage overwhelming debt. However, there are actually long-term consequences for people who follow this route. Otherwise known as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows people with enough income to settle part or all their debts instead of liquidation. It is great for those whose biggest problem is not lack of income, but working with the needs from creditors for fast payment. It permits you to keep your home providing you are able to pay for the mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five years to settle the debt by using all disposable income for the debt reduction plan. It allows debtors to eliminate unsecured debts and also to get caught up on missed home loan repayments. Just about the most attractive attributes of this choice is short-circuiting home foreclosure. Although keeping your property might be a great relief, you will be necessary to live for several years under the close supervision of any court-appointed trustee to gather and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is a relatively new addition to the bankruptcy laws which allow family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency reply to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They must be actively involved in a farming or commercial fishing operation and comply with certain requirements. Debtors must come up with a repayment schedule within 90 days of filing at court. It should feature a proposed intend to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally offers the restructuring of debt by way of a corporation or partnership involving a reorganization plan to retain the business operational while repaying creditors over a period of time. Companies and individuals can also use Chapter 11 to find relief. A Chapter 11 petition might be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement plus a reorganization plan has to be filed together with the court. The disclosure must contain information concerning the assets, liabilities, and other business affairs of the debtor sufficient to allow a creditor to create an educated decision with regards to the reorganization plan. The Automated Stay supplies a debtor with a period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and so are not to be pursued on any debt that occurred just before the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented with the court, an appointed trustee, a committee, or some other parties of interest.