We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Accidental injury develops when an individual has been physically or psychologically injured due to negligence by another individual, company, entity, or government agency. Accidental injuries legal cases arise when an individual claims to are already harmed by other people inside an accident or due to negligence and who can be held legally liable for such harm. A private injury case becomes formalized whenever a accidental injury lawyer represents the situation on behalf of a client at the civil court proceeding. There are numerous duties an individual injury lawyer performs in aiding their customers, the most crucial mandate being to enable them to obtain the justice and compensation they are lawfully eligible for from undergoing losses and suffering due to the negligence of others. Workplace injury compensation may be claimed when someone believes that the employer has failed inside their responsibilities towards them etc negligence has caused a car accident or injury at your workplace. Whenever a worker is hurt on job, they may claim compensation from the employer by submitting a work accident claim. If the claim is successful the exact amount claimed will be protected by the employer’s liability insurance. There are actually four types of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some form of worker’s compensation for employees is usually compulsory using the notable exception of Texas as of 2018. The two main basic requirements for workers to qualify for worker’s compensation benefits – they ought to be used by an employer that has or possibly is essental to law to get Worker’s Compensation Insurance, and they will need to have been injured at the office because of their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses brought on by being exposed to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains on account of handling materials. When a worker has suffered a work-related injury or illness time is an issue because there is a restricted period of time to report the accident or incident as a way to claim benefits. Deadlines vary between states however in most states, the incident needs to be notified on the employer within 30 to 40 days failing that the ability of the worker to acquire compensation could be severely jeopardized. Employees are often surprised to understand that employers can dispute a worker’s compensation claim they believe is invalid since the rates they pay are affected by the amount of claims paid out by their insurance company. This is why it is important to have proper legal representation with a qualified accidental injuries lawyer to guarantee the rights of employees are upheld. In the matter of personal injury caused by a motor vehicle accident, an auto wreck lawyer will handle your case to ensure you get the appropriate compensation for your loss and suffering due to the negligence of an individual else. A vehicle accident cannot only cause physical damage, but may lead to life long injuries, immobility, reduction in employment, as well as death. When a physical injury results from the negligent operation of any vehicle, the operator in the vehicle has to held to blame for the consequences of these negligence. Considering that the laws for each state are different, it is important to use a local attorney familiar with vehicle accident compensation look after your own personal injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is highly experienced with the laws and established standards that trucking companies and truck drivers must meet. This includes things like mandatory training, rest breaks, and work hour restrictions. There are various parties who could be held accountable for injuries to victims when it comes to truck or tractor-trailer related accidents such as the driver, the owner of the vehicle, the lessor, the manufacturer in the vehicle, parts, or tires, and even the shipper or loader in the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is vital to make sure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not simply for drivers but also for all other users in the road. After motorcycle accidents, motorists often say that they failed to view the motorcycle and the volume of instances where motorcycle drivers have been struck by vehicles has increased substantially. Other variables which lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver along with their passenger to keep negligent vehicle drivers to blame for loss and suffering brought on by their negligent driving. Filing your own injury claim requires the motorcycle driver’s insurance company and the at-fault motorist to look at the way it is and having a claims adjuster offer some compensation. Without proper representation, the victim of any motorcycle accident runs the danger of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ among states and they cases may become quite complex. If your dog owner is faced with a strict liability dog bite statute he could have few alternatives for an excellent defense. More defense options can be obtainable in states where traditional negligence rules apply. A pet dog bite lawyer can assist you claim compensation for those who have been the victim of the dog attack. Dog bites could cause serious injuries and perhaps, victims can be psychologically influenced by the trauma. You may pursue an insurance claim versus the dog owner’s property insurance provider in the event the attack occurred about the insured’s property. A pet dog bite attorney can enjoy a crucial role in proving liability within a dog bite case because they are aware of the applicable laws inside your local state, how you can calculate damages, and the simplest way to provide evidence. Just to be successful in a accidental injuries slip-and-fall lawsuit you should prove they owner or tenant of the property was negligent in a few action they did or failed to take that caused the damage. Most slip-and-fall cases are settled out from court along with a lawsuit is normally only filed as soon as the parties involved cannot reach a settlement. Despite their prevalence along with the serious injuries the main cause, premises liability lawsuits take time and effort to win. Factors behind injury usually range from failure to set warning signs of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and failing to maintain walkways. Your own injury slip, trip, and fall case rely heavily on the victim’s capability to prove liability on the part of the defendant and therefore the victim suffered damages due to such negligence. Chapter 7 Bankruptcy can help resolve your financial situation in case you have serious financial problems. However, during this process, you could lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and a lot everyday sort of bankruptcy and according to statistics greater than 95.5% of Chapter 7 bankruptcy filings experienced debts they have accrued discharged. In order to qualify for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a nicely as secured and unsecured debt. Some individuals who do not have enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to help them handle overwhelming debt. However, you will find long term consequences for people who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or their debts as an alternative to liquidation. It is ideal for those whose biggest dilemma is not insufficient income, but handling the requirements from creditors for immediate payment. It lets you maintain your home providing you can actually spend the money for mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to settle the debt by applying all disposable income for the debt reduction plan. It allows debtors to reduce unsecured debts and also to catch up on missed home loan payments. One of the more attractive options that come with this approach is short-circuiting home foreclosure. Although keeping your home could be a great relief, you will be needed to live for a long time underneath the close supervision of the court-appointed trustee to accumulate and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a relatively new accessory for the bankruptcy laws that allow family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency response to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They ought to be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must develop a repayment schedule within 90 days of filing at court. It should include a proposed decide to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt with a corporation or partnership involving a reorganization intend to keep your business operational while repaying creditors during a period of time. Companies and people may also use Chapter 11 to find relief. A Chapter 11 petition can be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement as well as a reorganization plan must be filed with the court. The disclosure must contain all information regarding the assets, liabilities, and other business affairs in the debtor sufficient to permit a creditor to create a knowledgeable decision concerning the reorganization plan. The Automated Stay provides a debtor with a period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and so are not to be pursued on any debt that occurred prior to the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented by the court, an appointed trustee, a committee, or another parties appealing.