We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Personal injury takes place when someone has become physically or psychologically injured as a result of negligence by another individual, company, entity, or government agency. Injury legal cases arise when a person states to have been harmed by somebody else within an accident or on account of negligence and who can be held legally liable for such harm. An individual injury case becomes formalized whenever a injury lawyer represents the case with respect to a client at a civil court proceeding. There are numerous duties your own injury lawyer performs in aiding their customers, the most crucial mandate being to assist them to acquire the justice and compensation they are lawfully eligible to from undergoing losses and suffering due to the negligence of others. Workplace injury compensation may be claimed when someone believes that the employer has failed inside their responsibilities towards them and such negligence is responsible for any sort of accident or injury at work. Each time a worker has become hurt on job, they could claim compensation using their employer by submitting a work accident claim. In case the claim is successful the amount claimed will likely be covered by the employer’s insurance. There are actually four types of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some type of worker’s compensation for workers is generally compulsory using the notable exception of Texas by 2018. There are 2 basic requirements for workers to qualify for worker’s compensation benefits – they should be employed by a company that has or perhaps is needed by law to possess Worker’s Compensation Insurance, and they also must have been injured at your workplace because of their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses a result of exposure to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains as a result of handling materials. When a member of staff has suffered a work-related injury or illness time is of the essence while there is a restricted timeframe to report the accident or incident so that you can claim benefits. Deadlines vary from state to state but in most states, the incident has to be notified on the employer within 30 to 40 days failing that your ability from the worker to receive compensation could be severely jeopardized. Workers are often surprised to understand that employers can dispute a worker’s compensation claim they think is invalid for the reason that rates they pay suffer from the number of claims paid out by their insurance carrier. This is why you should have proper legal representation by a qualified accidental injury lawyer to guarantee the rights of employees are upheld. In the matter of personal injury as a result of motor vehicle accident, a car wreck lawyer will represent you to make sure you receive the appropriate compensation to your loss and suffering as a result of negligence of an individual else. A car accident simply cannot only cause physical damage, but may lead to life long injuries, immobility, reduction in employment, and in many cases death. When a physical injury results from the negligent operation of the vehicle, the operator of the vehicle should held responsible for the consequences of those negligence. Considering that the laws for each state are not the same, it is important to use a local attorney experienced with car accident compensation look after your personal injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is very familiar with the laws and established standards that trucking companies and truck drivers must meet. This includes things like mandatory training, rest breaks, and work hour restrictions. There are several parties who may be held accountable for injuries to victims when it comes to truck or tractor-trailer related accidents for example the driver, the homeowner of the vehicle, the lessor, the company of your vehicle, parts, or tires, and even the shipper or loader from the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is vital to make sure you are properly compensated for your injuries. Motorcycles present unique challenges, not simply for drivers however, for all of the other users of your road. After motorcycle accidents, motorists often say that they failed to view the motorcycle and the amount of instances where motorcycle drivers are already struck by vehicles has risen substantially. Other factors which lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver in addition to their passenger to hold negligent vehicle drivers to blame for loss and suffering brought on by their negligent driving. Filing your own injury claim requires the motorcycle driver’s insurer along with the at-fault motorist to check the situation and achieving a claims adjuster offer a certain amount of compensation. Without the proper representation, the victim of the motorcycle accident runs the danger of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ among states and these cases can be quite complex. When a dog owner is faced with a strict liability dog bite statute he might have few selections for a prosperous defense. More defense options may be obtainable in states where traditional negligence rules apply. Your dog bite lawyer may help you claim compensation in case you have been the victim of your dog attack. Dog bites can cause serious injuries and in some cases, victims may also be psychologically affected by the trauma. You may pursue an insurance claim versus the dog owner’s home insurance provider in the event the attack occurred on the insured’s property. A pet dog bite attorney can start to play a crucial role in proving liability in the dog bite case as they be aware of applicable laws within your local state, the best way to calculate damages, and the most effective way to show evidence. To be successful within a accidental injury slip-and-fall lawsuit you will have to prove that they owner or tenant from the property was negligent in some action they did or did not take that caused the injury. Most slip-and-fall cases are settled out of court plus a lawsuit is usually only filed when the parties involved cannot reach a settlement. Despite their prevalence along with the serious injuries the root cause, premises liability lawsuits are hard to win. Reasons behind injury usually vary from failure to position signs of wet spots or objects that are left lying in walkways to unstable work surfaces and failing to maintain walkways. Your own injury slip, trip, and fall case rely heavily about the victim’s capability to prove liability by the defendant and therefore the victim suffered damages due to such negligence. Chapter 7 Bankruptcy might help resolve your debts for those who have serious financial problems. However, during this process, you could lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and many everyday sort of bankruptcy and according to statistics greater than 95.5% of Chapter 7 bankruptcy filings have gotten debts they have accrued discharged. In order to be eligible for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a nicely as secured and unsecured debt. A lot of people who do not have enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to assist them to cope with overwhelming debt. However, there are actually long term consequences for those who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or all of their debts instead of liquidation. It is ideal for those whose biggest concern is not deficiency of income, but handling the needs from creditors for immediate payment. It enables you to keep your home providing you may pay for the mortgage within the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to resolve the debt by making use of all disposable income towards the debt reduction plan. It allows debtors to eliminate unsecured debts as well as to catch up on missed home loan repayments. Just about the most attractive attributes of this approach is short-circuiting home foreclosure. Although keeping your own home may be a great relief, you will certainly be needed to live for a long time underneath the close supervision of the court-appointed trustee to accumulate and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a fairly new addition to the bankruptcy laws that permit family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency reaction to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They have to be actively engaged in a farming or commercial fishing operation and abide by certain requirements. Debtors must make a repayment plan within 3 months of filing at court. It must feature a proposed plan to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by a corporation or partnership involving a reorganization decide to keep your business operational while repaying creditors over a period of time. Business people and people can also use Chapter 11 to find relief. A Chapter 11 petition might be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement along with a reorganization plan needs to be filed using the court. The disclosure must contain all information concerning the assets, liabilities, along with other business affairs in the debtor sufficient to enable a creditor to produce an educated decision about the reorganization plan. The Automated Stay supplies a debtor with a period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and so are to never be pursued on any debt that occurred just before the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented with the court, an appointed trustee, a committee, or another parties useful.