We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Accidental injury occurs when someone has become physically or psychologically injured on account of negligence by another individual, company, entity, or government agency. Accidental injury legal cases arise when a person claims to have been harmed by other people in an accident or as a result of negligence and who can be held legally liable for such harm. An individual injury case becomes formalized when a injury lawyer represents the truth on behalf of a person at the civil court proceeding. There are many duties an individual injury lawyer performs in aiding their customers, the most crucial mandate being to assist them acquire the justice and compensation they may be lawfully eligible to from undergoing losses and suffering because of the negligence of others. Workplace injury compensation could be claimed when someone believes their employer has failed with their responsibilities towards them and such negligence is responsible for a car accident or injury at the office. Each time a worker is hurt on job, they could claim compensation using their employer by submitting a work accident claim. When the claim is successful the total amount claimed will probably be paid by the employer’s liability insurance. There are four forms of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some sort of worker’s compensation for employees is generally compulsory using the notable exception of Texas since 2018. There are 2 basic requirements for workers to be eligible for worker’s compensation benefits – they have to be employed by a business that has or maybe required by law to have Worker’s Compensation Insurance, plus they should have been injured at the office on account of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses brought on by contact with harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains on account of handling materials. When an employee has suffered a work-related injury or illness time is important because there is a small time frame in order to report the accident or incident so that you can claim benefits. Deadlines vary from state to state nevertheless in most states, the incident must be notified for the employer within 30 to 40 days failing that the ability of your worker to obtain compensation may be severely jeopardized. Staff is often surprised to learn that employers can dispute a worker’s compensation claim they think is invalid for the reason that rates they pay suffer from the quantity of claims paid out by their insurance provider. For this reason you should have proper legal representation with a qualified accidental injury lawyer to be sure the rights of workers are upheld. In the case of accidental injury because of a car accident, a car wreck lawyer will handle your case to ensure you have the appropriate compensation to your loss and suffering because of the negligence of someone else. A vehicle accident simply cannot only cause physical damage, but may lead to life long injuries, immobility, lack of employment, and in many cases death. When a personal injury is a result of the negligent operation of a vehicle, the motorist of your vehicle has to held responsible for the consequences of such negligence. Considering that the laws of each state are very different, you should possess a local attorney familiar with automobile accident compensation take care of your own injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is highly proficient in the laws and established standards that trucking companies and truck drivers must meet. This includes such things as mandatory training, rest breaks, and work hour restrictions. There are various parties who may be held responsible for injuries to victims in the matter of truck or tractor-trailer related accidents for example the driver, the homeowner from the vehicle, the lessor, the producer from the vehicle, parts, or tires, or even the shipper or loader in the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is essential to make sure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not only for drivers however, for all the other users of your road. After motorcycle accidents, motorists often claim that they did not view the motorcycle and the quantity of instances where motorcycle drivers have already been struck by vehicles has increased substantially. Other factors that lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver and their passenger to keep negligent vehicle drivers to blame for loss and suffering due to their negligent driving. Filing a private injury claim involves the motorcycle driver’s insurance company as well as the at-fault motorist to check the way it is and having a claims adjuster offer a certain amount of compensation. Without proper representation, the victim of your motorcycle accident runs the danger of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ from state to state and they cases may become quite complex. When a dog owner is confronted by a strict liability dog bite statute he could have few alternatives for an excellent defense. More defense options might be for sale in states where traditional negligence rules apply. A pet dog bite lawyer can assist you claim compensation in case you have been the victim of a dog attack. Dog bites could cause serious injuries and perhaps, victims can even be psychologically afflicted with the trauma. It is possible to pursue an insurance claim up against the dog owner’s property insurance provider if the attack occurred around the insured’s property. A dog bite attorney may play a crucial role in proving liability in a dog bite case because they are aware of the applicable laws inside your local state, the way to calculate damages, and the best way to present evidence. To become successful in the personal injury slip-and-fall lawsuit you will have to prove that they can owner or tenant of the property was negligent in a few action they did or failed to take that caused the injury. Most slip-and-fall cases are settled from court plus a lawsuit is normally only filed when the parties involved cannot reach a settlement. Despite their prevalence along with the serious injuries the reason, premises liability lawsuits are difficult to win. Reasons behind injury usually range between failure to put signs of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and failing to maintain walkways. A private injury slip, trip, and fall case rely heavily on the victim’s power to prove liability on the part of the defendant and therefore the victim suffered damages because of such negligence. Chapter 7 Bankruptcy will help resolve the money you owe if you have serious financial problems. However, in the process, you might lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and the majority of common type of bankruptcy and according to statistics more than 95.5% of Chapter 7 bankruptcy filings have had debts they have accrued discharged. So that you can qualify for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a well as secured and unsecured debt. Many people who do not possess enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets like home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to help them manage overwhelming debt. However, you will find long-term consequences for those who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or their debts rather than liquidation. It is ideal for those whose biggest issue is not insufficient income, but coping with the demands from creditors for fast payment. It permits you to maintain your home providing it is possible to pay for the mortgage within the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to resolve your debt by utilizing all disposable income on the debt reduction plan. It allows debtors to eliminate unsecured debts and also to get caught up on missed mortgage payments. Just about the most attractive highlights of this approach is short-circuiting home foreclosure. Although keeping your own home could be a great relief, you will end up necessary to live for quite some time under the close supervision of a court-appointed trustee to collect and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a relatively recent accessory for the bankruptcy laws which allow family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency reaction to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They have to be actively engaged in a farming or commercial fishing operation and conform to certain requirements. Debtors must develop a repayment schedule within 90 days of filing at court. It should add a proposed decide to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by way of a corporation or partnership involving a reorganization want to retain the business operational while repaying creditors during a period of time. Company owners and people can also use Chapter 11 to look for relief. A Chapter 11 petition might be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement plus a reorganization plan needs to be filed together with the court. The disclosure must contain information regarding the assets, liabilities, and also other business affairs from the debtor sufficient to allow a creditor to make an educated decision concerning the reorganization plan. The Automatic Stay provides a debtor with a period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are to not be pursued on any debt that occurred prior to the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented by the court, an appointed trustee, a committee, or another parties of great interest.