We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Injury develops when an individual has become physically or psychologically injured due to negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when a person promises to are already harmed by other people in a accident or because of negligence and who might be held legally accountable for such harm. A private injury case becomes formalized whenever a accidental injuries lawyer represents the truth on behalf of a person at the civil court proceeding. There are many duties a personal injury lawyer performs in aiding their clientele, the main mandate being to assist them acquire the justice and compensation they can be lawfully eligible for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation might be claimed when someone believes that their employer has failed within their responsibilities towards them etc negligence has caused an accident or injury at the office. Each time a worker is hurt on job, they could claim compensation from the employer by submitting a work accident claim. When the claim is a winner the quantity claimed will be paid by the employer’s liability insurance. There are actually four varieties of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some kind of worker’s compensation for workers is generally compulsory together with the notable exception of Texas as of 2018. There are 2 basic requirements for workers to qualify for worker’s compensation benefits – they should be utilized by a company that has or is needed by law to have Worker’s Compensation Insurance, and they need to have been injured at work due to their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses caused by being exposed to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains because of handling materials. When a member of staff has suffered a work-related injury or illness time is important while there is a small period of time in order to report the accident or incident to be able to claim benefits. Deadlines vary from state to state nevertheless in most states, the incident needs to be notified to the employer within 30 to 40 days failing that your ability of your worker to get compensation can be severely jeopardized. Workers are often surprised to discover that employers can dispute a worker’s compensation claim they think is invalid for the reason that rates they pay are affected by the amount of claims paid out by their insurance carrier. For this reason it is essential to have proper legal representation by way of a qualified accidental injuries lawyer so that the rights of personnel are upheld. When it comes to personal injury because of a motor vehicle accident, a car wreck lawyer will fully handle your case to ensure you obtain the appropriate compensation for your loss and suffering because of the negligence of an individual else. An automobile accident simply cannot only cause physical damage, but may result in life long injuries, immobility, loss in employment, as well as death. When a physical injury comes from the negligent operation of your vehicle, the operator from the vehicle should held to blame for the outcomes of such negligence. Because the laws of each state are different, it is essential to have a local attorney proficient in vehicle accident compensation look after your individual injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is extremely experienced in the laws and established standards that trucking companies and truck drivers must meet. Including things like mandatory training, rest breaks, and work hour restrictions. There are numerous parties who can be held accountable for injuries to victims in the matter of truck or tractor-trailer related accidents such as the driver, the property owner of your vehicle, the lessor, the company of your vehicle, parts, or tires, or perhaps the shipper or loader in the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is crucial to make sure you are properly compensated for your injuries. Motorcycles present unique challenges, not merely for drivers but also for other users in the road. After motorcycle accidents, motorists often say that they did not begin to see the motorcycle and the number of instances where motorcycle drivers have already been struck by vehicles has increased substantially. Other factors which lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver in addition to their passenger to keep negligent vehicle drivers accountable for loss and suffering a result of their negligent driving. Filing an individual injury claim involves the motorcycle driver’s insurance company and also the at-fault motorist to evaluate the truth and achieving a claims adjuster offer some compensation. Without proper representation, the victim of the motorcycle accident runs the risk of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ among states which cases could become quite complex. If your dog owner is confronted by a strict liability dog bite statute he could have few selections for a successful defense. More defense options could be for sale in states where traditional negligence rules apply. Your dog bite lawyer can assist you claim compensation if you have been the victim of any dog attack. Dog bites could cause serious injuries and perhaps, victims can also be psychologically affected by the trauma. You are able to pursue an insurance claim up against the dog owner’s property insurance provider in the event the attack occurred about the insured’s property. A pet dog bite attorney can start to play an important role in proving liability in the dog bite case as they be aware of applicable laws in your local state, the best way to calculate damages, and the best way to show evidence. In order to be successful within a personal injury slip-and-fall lawsuit you will need to prove that they can owner or tenant of the property was negligent in certain action they did or failed to take that caused the injury. Most slip-and-fall cases are settled from court as well as a lawsuit is generally only filed when the parties involved cannot reach a settlement. Despite their prevalence and the serious injuries the main cause, premises liability lawsuits take time and effort to win. Causes of injury usually range between failure to set signals of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A private injury slip, trip, and fall case rely heavily around the victim’s capacity to prove liability on the part of the defendant and this the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy can help resolve your financial situation when you have serious financial problems. However, during this process, you may lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and most common type of bankruptcy and statistically greater than 95.5% of Chapter 7 bankruptcy filings have experienced their debts discharged. In order to be eligible for Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a properly as secured and unsecured debt. Some individuals who do not have enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets like home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to help them cope with overwhelming debt. However, there are actually long-term consequences for those who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or a bunch of their debts rather than liquidation. It is fantastic for those whose biggest problem is not lack of income, but dealing with the requirements from creditors for immediate payment. It permits you to keep your home providing it is possible to pay the mortgage within the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to eliminate the debt by applying all disposable income for the debt reduction plan. It allows debtors to reduce unsecured debts and to get caught up on missed mortgage payments. One of the most attractive attributes of this approach is short-circuiting home foreclosure. Although keeping your home can be a great relief, you will be required to live for a long time underneath the close supervision of your court-appointed trustee to gather and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a fairly new addition to the bankruptcy laws that allow family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency response to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They have to be actively engaged in a farming or commercial fishing operation and conform to certain requirements. Debtors must think of a repayment schedule within 3 months of filing at court. It needs to incorporate a proposed intend to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt from a corporation or partnership involving a reorganization plan to keep your business operational while repaying creditors during a period of time. Business people and people could also use Chapter 11 to seek relief. A Chapter 11 petition could be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement along with a reorganization plan needs to be filed with the court. The disclosure must contain information concerning the assets, liabilities, as well as other business affairs of the debtor sufficient to allow a creditor to make a knowledgeable decision regarding the reorganization plan. The Automated Stay supplies a debtor with a period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are not to be pursued on any debt that occurred prior to the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented from the court, an appointed trustee, a committee, or another parties of great interest.