We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Accidental injury takes place when an individual has been physically or psychologically injured due to negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when someone claims to have been harmed by other people in an accident or because of negligence and who may be held legally in charge of such harm. Your own injury case becomes formalized when a personal injury lawyer represents the way it is on the part of a person at a civil court proceeding. There are many duties an individual injury lawyer performs in aiding their customers, the most significant mandate being to assist them obtain the justice and compensation these are lawfully qualified for from undergoing losses and suffering due to the negligence of others. Workplace injury compensation may be claimed when someone believes that the employer has failed inside their responsibilities towards them etc negligence has caused any sort of accident or injury at your workplace. Every time a worker is hurt on job, they could claim compensation off their employer by submitting a work accident claim. If the claim is a winner the total amount claimed will probably be protected by the employerâ€™s liability insurance. You will find four kinds of workerâ€™s compensation benefits which can be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In most states, some type of workerâ€™s compensation for employees is normally compulsory together with the notable exception of Texas by 2018. There are two simple requirements for workers to qualify for workerâ€™s compensation benefits â€“ they ought to be employed by an employer who may have or is essental to law to possess Workerâ€™s Compensation Insurance, plus they must have been injured at your workplace due to their job- related duties. Most work-related injuries are protected by workerâ€™s comp insurance including accidents and occupational illnesses caused by contact with harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains on account of handling materials. When an employee has suffered a work-related injury or illness time is important while there is a small time frame where you can report the accident or incident in order to claim benefits. Deadlines vary from state to state nevertheless in most states, the incident needs to be notified to the employer within 30 to 40 days failing that your ability of your worker to receive compensation may be severely jeopardized. Workers are often surprised to learn that employers can dispute a workerâ€™s compensation claim they feel is invalid for the reason that rates they pay are affected by the number of claims paid out by their insurance company. This is why it is very important have proper legal representation by way of a qualified personal injury lawyer to guarantee the rights of employees are upheld. When it comes to accidental injury because of a automobile accident, an automobile wreck lawyer will handle your case to make sure you have the appropriate compensation for your personal loss and suffering due to negligence of somebody else. An automobile accident cannot only cause physical damage, but may lead to life long injuries, immobility, loss in employment, and in many cases death. When an accident results from the negligent operation of a vehicle, the operator of the vehicle must held responsible for the effects of the negligence. Since the laws of each state are different, it is very important have a local attorney experienced in vehicle accident compensation deal with your individual injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is extremely experienced with the laws and established standards that trucking companies and truck drivers must meet. This can include things such as mandatory training, rest breaks, and work hour restrictions. There are various parties who may be held responsible for injuries to victims in the case of truck or tractor-trailer related accidents like the driver, the property owner of the vehicle, the lessor, the manufacturer of the vehicle, parts, or tires, and even the shipper or loader in the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is vital to make sure you are properly compensated for the injuries. Motorcycles present unique challenges, not only for drivers but also for other users from the road. After motorcycle accidents, motorists often say that they did not begin to see the motorcycle and the number of instances where motorcycle drivers are already struck by vehicles has grown substantially. Other variables which lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver and their passenger to carry negligent vehicle drivers liable for loss and suffering a result of their negligent driving. Filing a private injury claim necessitates the motorcycle driverâ€™s insurer and also the at-fault motorist to examine the truth and achieving a claims adjuster offer a certain amount of compensation. Without the proper representation, the victim of a motorcycle accident runs the potential risk of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ between states and they cases could become quite complex. If a dog owner is up against a strict liability dog bite statute he could have few alternatives for a prosperous defense. More defense options may be available in states where traditional negligence rules apply. A dog bite lawyer can help you claim compensation when you have been the victim of the dog attack. Dog bites might cause serious injuries and in many cases, victims can also be psychologically affected by the trauma. You can pursue an insurance claim up against the dog ownerâ€™s home insurance provider if the attack occurred around the insuredâ€™s property. A pet dog bite attorney can enjoy an important role in proving liability in the dog bite case while they understand the applicable laws within your local state, the way to calculate damages, and the best way to offer evidence. In order to be successful in the personal injury slip-and-fall lawsuit you will need to prove that they owner or tenant from the property was negligent in a few action they did or did not take that caused the damage. Most slip-and-fall cases are settled out from court plus a lawsuit is often only filed when the parties involved cannot reach a settlement. Despite their prevalence and also the serious injuries the root cause, premises liability lawsuits are hard to win. Reasons for injury usually cover anything from failure to position signals of wet spots or objects which can be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A private injury slip, trip, and fall case rely heavily in the victimâ€™s capacity to prove liability by the defendant which the victim suffered damages because of such negligence. Chapter 7 Bankruptcy may help resolve your debts if you have serious financial problems. However, during this process, you might lose some property. Chapter 7 Bankruptcy, often known as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and most everyday sort of bankruptcy and according to statistics greater than 95.5% of Chapter 7 bankruptcy filings have gotten their debts discharged. In order to be entitled to Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a highly as secured and unsecured debt. Some people who do not possess enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets including home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to help them manage overwhelming debt. However, you will find long-term consequences for people who follow this route. Also called the â€˜wage earnerâ€™s bankruptcyâ€™ it allows those that have enough income to settle part or their debts rather than liquidation. It is fantastic for those whose biggest issue is not insufficient income, but dealing with the requirements from creditors for immediate payment. It allows you to make your home providing it is possible to spend the money for mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to eliminate the debt by applying all disposable income for the debt reduction plan. It allows debtors to remove unsecured debts as well as to catch up on missed home loan repayments. Probably the most attractive options that come with this alternative is short-circuiting home foreclosure. Although keeping your home might be a great relief, you will be expected to live for a long time beneath the close supervision of any court-appointed trustee to accumulate and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a relatively new accessory for the bankruptcy laws that enable family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency reply to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They ought to be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must develop a repayment schedule within 90 days of filing at court. It needs to incorporate a proposed intend to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally provides for the restructuring of debt from a corporation or partnership involving a reorganization want to keep your business operational while repaying creditors over a duration of time. Companies and people could also use Chapter 11 to seek relief. A Chapter 11 petition might be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement as well as a reorganization plan should be filed with all the court. The disclosure must contain information regarding the assets, liabilities, along with other business affairs of your debtor sufficient to allow a creditor to help make a well informed decision with regards to the reorganization plan. The Automated Stay gives a debtor with a time period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and so are never to be pursued on any debt that occurred just before the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented with the court, an appointed trustee, a committee, or another parties of interest.