We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Injury occurs when somebody has been physically or psychologically injured due to negligence on the part of another individual, company, entity, or government agency. Injury legal cases arise when a person states have been harmed by another person in a accident or due to negligence and who may be held legally liable for such harm. A private injury case becomes formalized each time a accidental injury lawyer represents the case for a customer at a civil court proceeding. There are lots of duties a personal injury lawyer performs in aiding their clientele, the main mandate being to enable them to obtain the justice and compensation they can be lawfully eligible to from undergoing losses and suffering due to the negligence of others. Workplace injury compensation might be claimed when someone believes their employer has failed in their responsibilities towards them and such negligence is responsible for an accident or injury at work. Whenever a worker has been hurt on job, they could claim compensation from the employer by submitting a work accident claim. If the claim is a winner the amount claimed will likely be included in the employerâ€™s liability insurance. There are four varieties of workerâ€™s compensation benefits that can be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some sort of workerâ€™s compensation for employees is generally compulsory using the notable exception of Texas by 2018. There are two simple requirements for workers to be eligible for workerâ€™s compensation benefits â€“ they ought to be utilized by an employer who may have or maybe essental to law to have Workerâ€™s Compensation Insurance, and they will need to have been injured at work due to their job- related duties. Most work-related injuries are paid by workerâ€™s comp insurance including accidents and occupational illnesses a result of contact with harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains due to handling materials. When a member of staff has suffered a work-related injury or illness time is important because there is a limited time period in which to report the accident or incident as a way to claim benefits. Deadlines vary among states but in most states, the incident must be notified on the employer within 30 to 40 days failing in which the ability in the worker to obtain compensation may be severely jeopardized. Staff is often surprised to find out that employers can dispute a workerâ€™s compensation claim they feel is invalid as the rates they pay suffer from the amount of claims paid out by their insurance firm. This is the reason it is important to have proper legal representation from a qualified accidental injuries lawyer to guarantee the rights of employees are upheld. In the matter of accidental injuries because of a motor vehicle accident, an automobile wreck lawyer will represent you to make sure you obtain the appropriate compensation for your loss and suffering due to negligence of an individual else. An automobile accident can not only cause physical damage, but may result in life long injuries, immobility, reduction in employment, as well as death. When a physical injury comes from the negligent operation of the vehicle, the operator of your vehicle has to held accountable for the consequences of the negligence. Considering that the laws of every state are very different, it is important to possess a local attorney familiar with automobile accident compensation deal with your own personal injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is very proficient in the laws and established standards that trucking companies and truck drivers must meet. This includes stuff like mandatory training, rest breaks, and work hour restrictions. There are various parties who might be held responsible for injuries to victims with regards to truck or tractor-trailer related accidents including the driver, the property owner of your vehicle, the lessor, the producer of the vehicle, parts, or tires, and even the shipper or loader of the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is vital to make sure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not merely for drivers however for all other users of your road. After motorcycle accidents, motorists often say that they did not begin to see the motorcycle and the number of instances where motorcycle drivers have already been struck by vehicles has grown substantially. Additional factors which lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver as well as their passenger to hold negligent vehicle drivers responsible for loss and suffering a result of their negligent driving. Filing a personal injury claim requires the motorcycle driverâ€™s insurance provider and the at-fault motorist to examine the truth and getting a claims adjuster offer some compensation. Without the proper representation, the victim of the motorcycle accident runs the chance of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ among states and they cases can be quite complex. When a dog owner is faced with a strict liability dog bite statute he may have few options for an excellent defense. More defense options can be obtainable in states where traditional negligence rules apply. A dog bite lawyer will help you claim compensation if you have been the victim of the dog attack. Dog bites could cause serious injuries and in many cases, victims can even be psychologically impacted by the trauma. You can pursue an insurance claim against the dog ownerâ€™s home insurance provider in the event the attack occurred around the insuredâ€™s property. Your dog bite attorney can enjoy a vital role in proving liability in the dog bite case as they understand the applicable laws in your local state, how to calculate damages, and the best way to provide evidence. In order to be successful in a personal injury slip-and-fall lawsuit you will need to prove which they owner or tenant in the property was negligent in some action they did or failed to take that caused the injury. Most slip-and-fall cases are settled out of court plus a lawsuit is normally only filed when the parties involved cannot reach a settlement. Despite their prevalence and also the serious injuries the reason, premises liability lawsuits take time and effort to win. Reasons behind injury usually cover anything from failure to put warning signs of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and failing to maintain walkways. An individual injury slip, trip, and fall case rely heavily about the victimâ€™s ability to prove liability on the part of the defendant and that the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy will help resolve your financial obligations when you have serious financial problems. However, at the same time, you could possibly lose some property. Chapter 7 Bankruptcy, also referred to as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and the majority of common type of bankruptcy and according to statistics over 95.5% of Chapter 7 bankruptcy filings have experienced their debts discharged. To be able to qualify for Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a well as secured and unsecured debt. Some individuals who do not possess enough debt to declare bankruptcy may need to sell non-exempt assets, however, important assets including home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to assist them manage overwhelming debt. However, you can find long term consequences for those who follow this route. Otherwise known as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows those that have enough income to settle part or their debts as an alternative to liquidation. It is fantastic for those whose biggest problem is not deficiency of income, but working with the needs from creditors for fast payment. It lets you make your home providing you may pay for the mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to eliminate your debt by making use of all disposable income to the debt reduction plan. It allows debtors to remove unsecured debts and to catch up on missed mortgage payments. One of the most attractive highlights of this alternative is short-circuiting home foreclosure. Although keeping your own home may be a great relief, you will be required to live for quite some time under the close supervision of any court-appointed trustee to recover and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is a relatively recent addition to the bankruptcy laws which allow family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency solution to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They ought to be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must come up with a repayment plan within 3 months of filing at court. It has to feature a proposed plan to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally provides for the restructuring of debt with a corporation or partnership involving a reorganization plan to keep your business operational while repaying creditors over a duration of time. Business people and folks also can use Chapter 11 to seek relief. A Chapter 11 petition might be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement as well as a reorganization plan should be filed together with the court. The disclosure must contain all information with regards to the assets, liabilities, and other business affairs of the debtor sufficient to allow a creditor to create a well informed decision with regards to the reorganization plan. The Automated Stay provides a debtor with a time period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and so are not to be pursued on any debt that occurred just before the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented by the court, an appointed trustee, a committee, or some other parties of interest.