We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Injury occurs when a person has become physically or psychologically injured as a result of negligence on the part of another individual, company, entity, or government agency. Injury legal cases arise when an individual states to are already harmed by other people in an accident or as a result of negligence and who may be held legally accountable for such harm. A private injury case becomes formalized each time a injury lawyer represents the situation for a customer at a civil court proceeding. There are lots of duties an individual injury lawyer performs in aiding their clientele, the most important mandate being to help them acquire the justice and compensation these are lawfully qualified for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation might be claimed when someone believes that the employer has failed within their responsibilities towards them and the like negligence has caused a car accident or injury at the job. Every time a worker continues to be hurt on job, they could claim compensation using their employer by submitting a work accident claim. If the claim is a winner the exact amount claimed will be included in the employer’s insurance. You will find four types of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some sort of worker’s compensation for workers is often compulsory together with the notable exception of Texas by 2018. The two main simple requirements for workers to qualify for worker’s compensation benefits – they have to be used by an employer who has or is necessary for law to obtain Worker’s Compensation Insurance, and they also must have been injured at your workplace on account of their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses caused by exposure to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains because of handling materials. When a staff member has suffered a work-related injury or illness time is important because there is a limited timeframe to report the accident or incident so that you can claim benefits. Deadlines vary between states however in most states, the incident needs to be notified on the employer within 30 to 40 days failing in which the ability from the worker to obtain compensation might be severely jeopardized. Workers are often surprised to find out that employers can dispute a worker’s compensation claim they think is invalid because the rates they pay are influenced by the number of claims paid out by their insurance company. This is why you should have proper legal representation by way of a qualified accidental injuries lawyer to guarantee the rights of workers are upheld. In the matter of accidental injury because of a automobile accident, a vehicle wreck lawyer will fully handle your case to ensure you obtain the appropriate compensation for your personal loss and suffering because of the negligence of somebody else. An automobile accident are unable to only cause physical damage, but may result in life long injuries, immobility, lack of employment, and even death. When a personal injury results from the negligent operation of your vehicle, the operator in the vehicle must held responsible for the effects of the negligence. Since the laws for each state will vary, you should possess a local attorney proficient in automobile accident compensation deal with your own injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is very experienced with the laws and established standards that trucking companies and truck drivers must meet. This includes things such as mandatory training, rest breaks, and work hour restrictions. There are many parties who may be held responsible for injuries to victims with regards to truck or tractor-trailer related accidents for example the driver, the owner of the vehicle, the lessor, the company from the vehicle, parts, or tires, or even the shipper or loader of your cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is vital to make sure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not simply for drivers but for all other users of the road. After motorcycle accidents, motorists often point out that they did not begin to see the motorcycle and the amount of instances where motorcycle drivers have been struck by vehicles has risen substantially. Additional factors that lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver as well as their passenger to support negligent vehicle drivers liable for loss and suffering a result of their negligent driving. Filing a personal injury claim involves the motorcycle driver’s insurance provider as well as the at-fault motorist to evaluate the case and having a claims adjuster offer a certain amount of compensation. Without proper representation, the victim of your motorcycle accident runs the risk of not receiving fair and just compensation for loss and suffering. Dog bite laws differ from state to state and they cases may become quite complex. In case a dog owner is confronted by a strict liability dog bite statute this individual have few alternatives for a successful defense. More defense options can be available in states where traditional negligence rules apply. A dog bite lawyer may help you claim compensation in case you have been the victim of any dog attack. Dog bites can cause serious injuries and in many cases, victims can be psychologically impacted by the trauma. You are able to pursue an insurance claim against the dog owner’s property insurance provider in the event the attack occurred on the insured’s property. A dog bite attorney can enjoy a crucial role in proving liability in the dog bite case since they are aware of the applicable laws in your local state, how to calculate damages, and the simplest way to show evidence. To be successful in a personal injury slip-and-fall lawsuit you will need to prove that they can owner or tenant of the property was negligent in certain action they did or failed to take that caused the damage. Most slip-and-fall cases are settled away from court as well as a lawsuit is normally only filed once the parties involved cannot reach a settlement. Despite their prevalence and also the serious injuries the cause, premises liability lawsuits are difficult to win. Reasons behind injury usually vary from failure to position indicators of wet spots or objects which can be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A personal injury slip, trip, and fall case rely heavily on the victim’s ability to prove liability by the defendant and that the victim suffered damages due to such negligence. Chapter 7 Bankruptcy can help resolve your financial obligations if you have serious financial problems. However, along the way, you may lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and the majority of common type of bankruptcy and statistically more than 95.5% of Chapter 7 bankruptcy filings have experienced their debts discharged. So that you can be eligible for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a well as secured and unsecured debt. Many people who do not possess enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets including home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to enable them to deal with overwhelming debt. However, there are actually long-term consequences for people who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or their debts as an option to liquidation. It is great for those whose biggest issue is not insufficient income, but working with the needs from creditors for fast payment. It enables you to maintain your home providing it is possible to spend the money for mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to resolve your debt by utilizing all disposable income to the debt reduction plan. It allows debtors to get rid of unsecured debts as well as catch up on missed home loan repayments. One of the more attractive features of this choice is short-circuiting home foreclosure. Although keeping your own home could be a great relief, you will certainly be necessary to live for quite some time underneath the close supervision of your court-appointed trustee to collect and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a somewhat new addition to the bankruptcy laws which allow family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency reaction to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They ought to be actively engaged in a farming or commercial fishing operation and abide by certain requirements. Debtors must come up with a repayment schedule within 3 months of filing at court. It has to include a proposed intend to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt with a corporation or partnership involving a reorganization want to keep your business operational while repaying creditors over a period of time. Company owners and people can also use Chapter 11 to get relief. A Chapter 11 petition may be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement plus a reorganization plan needs to be filed with the court. The disclosure must contain information with regards to the assets, liabilities, and also other business affairs of the debtor sufficient to enable a creditor to make a well informed decision about the reorganization plan. The Automated Stay gives a debtor with a period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and they are never to be pursued on any debt that occurred ahead of the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented through the court, an appointed trustee, a committee, or other parties useful.