We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Injury develops when somebody continues to be physically or psychologically injured because of negligence on the part of another individual, company, entity, or government agency. Accidental injury legal cases arise when somebody states to happen to be harmed by other people in an accident or because of negligence and who might be held legally in charge of such harm. A personal injury case becomes formalized when a accidental injuries lawyer represents the situation with respect to a customer at a civil court proceeding. There are numerous duties a personal injury lawyer performs in aiding their clients, the most significant mandate being to assist them acquire the justice and compensation they can be lawfully eligible to from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation might be claimed when someone believes that their employer has failed inside their responsibilities towards them and the like negligence has caused any sort of accident or injury at your workplace. Each time a worker has become hurt on job, they can claim compensation using their employer by submitting a work accident claim. When the claim is a winner the quantity claimed will probably be included in the employer’s insurance. You can find four types of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some sort of worker’s compensation for workers is often compulsory using the notable exception of Texas since 2018. There are 2 basic requirements for workers to qualify for worker’s compensation benefits – they have to be utilized by a business who has or possibly is required by law to get Worker’s Compensation Insurance, and so they must have been injured at the job due to their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses due to being exposed to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains on account of handling materials. When a member of staff has suffered a work-related injury or illness time is of the essence as there is a limited time frame in order to report the accident or incident in order to claim benefits. Deadlines vary between states nevertheless in most states, the incident should be notified towards the employer within 30 to 40 days failing which the ability from the worker to receive compensation may be severely jeopardized. Personnel are often surprised to learn that employers can dispute a worker’s compensation claim they think is invalid as the rates they pay are influenced by the number of claims paid out by their insurance provider. This is the reason it is important to have proper legal representation by a qualified personal injury lawyer so that the rights of staff is upheld. In the matter of accidental injury because of a vehicle accident, an automobile wreck lawyer will fully handle your case to ensure you have the appropriate compensation to your loss and suffering due to the negligence of an individual else. An automobile accident simply cannot only cause physical damage, but may result in life long injuries, immobility, lack of employment, and in many cases death. When a physical injury comes from the negligent operation of a vehicle, the driver of your vehicle needs to held to blame for the results of such negligence. Considering that the laws of each state are very different, you should have got a local attorney proficient in automobile accident compensation care for your own injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is tremendously proficient in the laws and established standards that trucking companies and truck drivers must meet. Including such things as mandatory training, rest breaks, and work hour restrictions. There are numerous parties who can be held responsible for injuries to victims when it comes to truck or tractor-trailer related accidents like the driver, the owner from the vehicle, the lessor, the maker of the vehicle, parts, or tires, or even the shipper or loader of your cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is vital to ensure you are properly compensated to your injuries. Motorcycles present unique challenges, not just for drivers but for all the other users of your road. After motorcycle accidents, motorists often point out that they failed to view the motorcycle and the volume of instances where motorcycle drivers have already been struck by vehicles has risen substantially. Other factors which lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver along with their passenger to keep negligent vehicle drivers liable for loss and suffering caused by their negligent driving. Filing your own injury claim necessitates the motorcycle driver’s insurance provider and the at-fault motorist to look at the situation and having a claims adjuster offer some compensation. Without the proper representation, the victim of the motorcycle accident runs the chance of not receiving fair and only compensation for loss and suffering. Dog bite laws differ between states and they cases can become quite complex. If your dog owner is up against a strict liability dog bite statute he may have few choices for an excellent defense. More defense options may be available in states where traditional negligence rules apply. A dog bite lawyer can help you claim compensation if you have been the victim of your dog attack. Dog bites may cause serious injuries and in many cases, victims can also be psychologically impacted by the trauma. You can pursue an insurance claim against the dog owner’s property insurance provider if the attack occurred in the insured’s property. A dog bite attorney may play an important role in proving liability in a dog bite case as they are aware of the applicable laws inside your local state, how to calculate damages, and the best way to offer evidence. In order to be successful inside a accidental injuries slip-and-fall lawsuit you should prove that they can owner or tenant of the property was negligent in many action they did or did not take that caused the damage. Most slip-and-fall cases are settled out of court and a lawsuit is often only filed as soon as the parties involved cannot reach a settlement. Despite their prevalence as well as the serious injuries the root cause, premises liability lawsuits take time and effort to win. Reasons for injury usually range from failure to put indicators of wet spots or objects which can be left lying in walkways to unstable work surfaces and failing to maintain walkways. An individual injury slip, trip, and fall case rely heavily about the victim’s ability to prove liability by the defendant and therefore the victim suffered damages because of such negligence. Chapter 7 Bankruptcy will help resolve your financial obligations for those who have serious financial problems. However, at the same time, you may lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and many common type of bankruptcy and statistically over 95.5% of Chapter 7 bankruptcy filings have experienced debts they have accrued discharged. In order to be eligible for a Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a highly as secured and unsecured debt. Some individuals who do not possess enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to assist them to handle overwhelming debt. However, you can find long-term consequences for individuals who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or a bunch of their debts as an option to liquidation. It is great for those whose biggest dilemma is not deficiency of income, but working with the needs from creditors for fast payment. It permits you to keep the home providing it is possible to pay the mortgage under the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to settle your debt by making use of all disposable income towards the debt reduction plan. It allows debtors to eliminate unsecured debts as well as to get caught up on missed home loan payments. Probably the most attractive features of this alternative is short-circuiting home foreclosure. Although keeping your property can be a great relief, you will end up needed to live for several years under the close supervision of the court-appointed trustee to collect and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a fairly new accessory for the bankruptcy laws that enable family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency solution to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They ought to be actively engaged in a farming or commercial fishing operation and abide by certain requirements. Debtors must develop a repayment plan within 3 months of filing at court. It should incorporate a proposed intend to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt from a corporation or partnership involving a reorganization intend to keep your business operational while repaying creditors during a period of time. Business people and folks can also use Chapter 11 to get relief. A Chapter 11 petition may be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement as well as a reorganization plan needs to be filed using the court. The disclosure must contain all information about the assets, liabilities, as well as other business affairs of the debtor sufficient to permit a creditor to make a knowledgeable decision with regards to the reorganization plan. The Automatic Stay supplies a debtor with a period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are to never be pursued on any debt that occurred just before the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented through the court, an appointed trustee, a committee, or another parties useful.