We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Accidental injury occurs when somebody is physically or psychologically injured because of negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when an individual states to have been harmed by somebody else within an accident or on account of negligence and who could be held legally accountable for such harm. A personal injury case becomes formalized when a injury lawyer represents the way it is on the part of a client with a civil court proceeding. There are numerous duties a personal injury lawyer performs in aiding their customers, the main mandate being to help them acquire the justice and compensation they are lawfully entitled to from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation can be claimed when someone believes that the employer has failed within their responsibilities towards them etc negligence is responsible for a car accident or injury at work. Each time a worker has become hurt on job, they may claim compensation from their employer by submitting a work accident claim. In case the claim is a winner the exact amount claimed will be covered by the employer’s liability insurance. You can find four types of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some form of worker’s compensation for employees is usually compulsory using the notable exception of Texas since 2018. There are 2 simple requirements for workers to be eligible for worker’s compensation benefits – they have to be hired by a company who has or possibly is essental to law to possess Worker’s Compensation Insurance, and they need to have been injured at work due to their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses a result of exposure to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains due to handling materials. When a worker has suffered a work-related injury or illness time is of the essence while there is a small period of time to report the accident or incident to be able to claim benefits. Deadlines vary between states however in most states, the incident must be notified for the employer within 30 to 40 days failing that the ability from the worker to get compensation could be severely jeopardized. Personnel are often surprised to discover that employers can dispute a worker’s compensation claim they think is invalid for the reason that rates they pay suffer from the quantity of claims paid out by their insurance carrier. This is the reason it is very important have proper legal representation by a qualified accidental injuries lawyer to ensure the rights of staff is upheld. When it comes to injury as a result of motor vehicle accident, an auto wreck lawyer will represent you to make sure you obtain the appropriate compensation for your loss and suffering because of the negligence of someone else. A vehicle accident are unable to only cause physical damage, but may lead to life long injuries, immobility, lack of employment, and even death. When a physical injury results from the negligent operation of any vehicle, the driver from the vehicle needs to held liable for the outcomes of the negligence. Ever since the laws of each and every state will vary, it is important to have a local attorney familiar with automobile accident compensation deal with your individual injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is tremendously experienced with the laws and established standards that trucking companies and truck drivers must meet. This consists of things like mandatory training, rest breaks, and work hour restrictions. There are many parties who could be held responsible for injuries to victims when it comes to truck or tractor-trailer related accidents such as the driver, the dog owner of your vehicle, the lessor, the maker of your vehicle, parts, or tires, and even the shipper or loader from the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is essential to ensure you are properly compensated for the injuries. Motorcycles present unique challenges, not only for drivers but for all other users of the road. After motorcycle accidents, motorists often point out that they did not begin to see the motorcycle and the quantity of instances where motorcycle drivers happen to be struck by vehicles has risen substantially. Other elements which lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver and their passenger to hold negligent vehicle drivers accountable for loss and suffering caused by their negligent driving. Filing an individual injury claim requires the motorcycle driver’s insurance company and the at-fault motorist to evaluate the case and getting a claims adjuster offer a certain amount of compensation. Without proper representation, the victim of a motorcycle accident runs the chance of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ from state to state and these cases can become quite complex. If a dog owner is faced with a strict liability dog bite statute he may have few options for a successful defense. More defense options could be for sale in states where traditional negligence rules apply. Your dog bite lawyer will help you claim compensation for those who have been the victim of any dog attack. Dog bites might cause serious injuries and in some cases, victims can also be psychologically impacted by the trauma. It is possible to pursue an insurance claim up against the dog owner’s home insurance provider in the event the attack occurred on the insured’s property. A dog bite attorney can play an important role in proving liability within a dog bite case since they are aware of the applicable laws inside your local state, the best way to calculate damages, and the most effective way to show evidence. To be successful in a accidental injury slip-and-fall lawsuit you will have to prove which they owner or tenant of the property was negligent in certain action they did or failed to take that caused the damage. Most slip-and-fall cases are settled out from court plus a lawsuit is often only filed once the parties involved cannot reach a settlement. Despite their prevalence and the serious injuries the root cause, premises liability lawsuits take time and effort to win. Reasons behind injury usually range between failure to put signs of wet spots or objects which are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A personal injury slip, trip, and fall case rely heavily about the victim’s ability to prove liability by the defendant which the victim suffered damages due to such negligence. Chapter 7 Bankruptcy might help resolve your financial obligations for those who have serious financial problems. However, along the way, you could possibly lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and a lot common type of bankruptcy and statistically greater than 95.5% of Chapter 7 bankruptcy filings have had their debts discharged. So that you can qualify for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a nicely as secured and unsecured debt. A lot of people who do not possess enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to assist them manage overwhelming debt. However, you will find long term consequences for those who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or all their debts instead of liquidation. It is perfect for those whose biggest problem is not absence of income, but coping with the requirements from creditors for immediate payment. It permits you to keep the home providing you may pay the mortgage within the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to resolve your debt by making use of all disposable income on the debt reduction plan. It allows debtors to remove unsecured debts as well as to get caught up on missed home loan repayments. One of the more attractive options that come with this approach is short-circuiting home foreclosure. Although keeping your own home can be a great relief, you will end up required to live for many years underneath the close supervision of the court-appointed trustee to recover and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a relatively new accessory for the bankruptcy laws which allow family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency solution to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They should be actively involved in a farming or commercial fishing operation and conform to certain requirements. Debtors must come up with a repayment plan within 90 days of filing at court. It must feature a proposed intend to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by a corporation or partnership involving a reorganization want to keep your business operational while repaying creditors during a period of time. Business owners and individuals also can use Chapter 11 to find relief. A Chapter 11 petition might be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement and a reorganization plan should be filed with the court. The disclosure must contain all information concerning the assets, liabilities, as well as other business affairs in the debtor sufficient to permit a creditor to make an educated decision concerning the reorganization plan. The Automatic Stay gives a debtor with a period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are not to be pursued on any debt that occurred prior to the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented from the court, an appointed trustee, a committee, or some other parties of great interest.