We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Personal injury develops when someone has become physically or psychologically injured as a result of negligence on the part of another individual, company, entity, or government agency. Accidental injuries legal cases arise when somebody promises to have already been harmed by someone else in a accident or because of negligence and who may be held legally in charge of such harm. A personal injury case becomes formalized when a injury lawyer represents the case on behalf of a customer with a civil court proceeding. There are several duties a personal injury lawyer performs in aiding the clientele, the main mandate being to enable them to get the justice and compensation these are lawfully entitled to from undergoing losses and suffering because of the negligence of others. Workplace injury compensation could be claimed when someone believes that their employer has failed with their responsibilities towards them and such negligence is responsible for an accident or injury at the job. Whenever a worker has become hurt on job, they may claim compensation from their employer by submitting a work accident claim. If the claim is successful the total amount claimed will likely be included in the employerâ€™s liability insurance. You can find four forms of workerâ€™s compensation benefits that could be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In most states, some type of workerâ€™s compensation for employees is often compulsory together with the notable exception of Texas as of 2018. There are 2 basic requirements for workers to be eligible for workerâ€™s compensation benefits â€“ they ought to be employed by a business having or possibly is needed by law to possess Workerâ€™s Compensation Insurance, and they must have been injured at the job on account of their job- related duties. Most work-related injuries are included in workerâ€™s comp insurance including accidents and occupational illnesses a result of exposure to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains as a result of handling materials. When an employee has suffered a work-related injury or illness time is an issue as there is a limited period of time where you can report the accident or incident to be able to claim benefits. Deadlines vary among states but also in most states, the incident should be notified on the employer within 30 to 40 days failing that your ability in the worker to get compensation might be severely jeopardized. Personnel are often surprised to discover that employers can dispute a workerâ€™s compensation claim they feel is invalid for the reason that rates they pay are affected by the volume of claims paid out by their insurance company. That is why it is essential to have proper legal representation by a qualified personal injury lawyer so that the rights of employees are upheld. In the matter of personal injury because of a car accident, a vehicle wreck lawyer will represent you to make sure you get the appropriate compensation to your loss and suffering because of the negligence of someone else. An automobile accident are unable to only cause physical damage, but may result in life long injuries, immobility, loss of employment, and even death. When a personal injury results from the negligent operation of a vehicle, the driver in the vehicle has to held to blame for the effects of those negligence. Considering that the laws for each state are very different, it is important to have got a local attorney familiar with vehicle accident compensation look after your own personal injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is very familiar with the laws and established standards that trucking companies and truck drivers must meet. Including things like mandatory training, rest breaks, and work hour restrictions. There are many parties who could be held accountable for injuries to victims in the matter of truck or tractor-trailer related accidents including the driver, the owner of the vehicle, the lessor, the producer of the vehicle, parts, or tires, and even the shipper or loader of your cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is vital to make sure you are properly compensated to your injuries. Motorcycles present unique challenges, not merely for drivers however, for all other users from the road. After motorcycle accidents, motorists often point out that they did not see the motorcycle and the number of instances where motorcycle drivers have already been struck by vehicles has increased substantially. Additional factors which lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver and their passenger to carry negligent vehicle drivers responsible for loss and suffering due to their negligent driving. Filing a personal injury claim necessitates the motorcycle driverâ€™s insurance company and also the at-fault motorist to evaluate the case and getting a claims adjuster offer a certain amount of compensation. Without correct representation, the victim of the motorcycle accident runs the risk of not receiving fair and just compensation for loss and suffering. Dog bite laws differ among states which cases can be quite complex. When a dog owner is confronted by a strict liability dog bite statute this individual have few alternatives for an excellent defense. More defense options might be obtainable in states where traditional negligence rules apply. A dog bite lawyer can help you claim compensation in case you have been the victim of any dog attack. Dog bites might cause serious injuries and in many cases, victims can even be psychologically influenced by the trauma. You are able to pursue an insurance claim from the dog ownerâ€™s property insurance provider in case the attack occurred in the insuredâ€™s property. A pet dog bite attorney can start to play a vital role in proving liability within a dog bite case as they understand the applicable laws inside your local state, the way to calculate damages, and the best way to provide evidence. Just to be successful within a personal injury slip-and-fall lawsuit you will need to prove they owner or tenant of the property was negligent in a few action they did or did not take that caused the injury. Most slip-and-fall cases are settled from court plus a lawsuit is usually only filed as soon as the parties involved cannot reach a settlement. Despite their prevalence along with the serious injuries the cause, premises liability lawsuits are hard to win. Causes of injury usually vary from failure to set signs of wet spots or objects which are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A personal injury slip, trip, and fall case rely heavily around the victimâ€™s capability to prove liability on the part of the defendant and that the victim suffered damages due to such negligence. Chapter 7 Bankruptcy might help resolve your financial obligations in case you have serious financial problems. However, during this process, you may lose some property. Chapter 7 Bankruptcy, also called â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and many everyday sort of bankruptcy and according to statistics over 95.5% of Chapter 7 bankruptcy filings have gotten debts they have accrued discharged. So that you can be eligible for Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a highly as secured and unsecured debt. Some individuals who do not have enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to assist them to cope with overwhelming debt. However, you will find long-term consequences for individuals who follow this route. Also called the â€˜wage earnerâ€™s bankruptcyâ€™ it allows individuals with enough income to settle part or a bunch of their debts rather than liquidation. It is perfect for those whose biggest dilemma is not insufficient income, but coping with the demands from creditors for immediate payment. It permits you to keep the home providing you are able to pay for the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to eliminate the debt by utilizing all disposable income towards the debt reduction plan. It allows debtors to eliminate unsecured debts and to get caught up on missed mortgage payments. One of the most attractive attributes of this alternative is short-circuiting home foreclosure. Although keeping your own home might be a great relief, you will end up necessary to live for several years under the close supervision of a court-appointed trustee to recover and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a somewhat new addition to the bankruptcy laws which allow family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency response to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They have to be actively engaged in a farming or commercial fishing operation and conform to certain requirements. Debtors must make a repayment schedule within 90 days of filing at court. It should incorporate a proposed intend to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally provides for the restructuring of debt by way of a corporation or partnership involving a reorganization intend to retain the business operational while repaying creditors during a period of time. Company owners and individuals may also use Chapter 11 to find relief. A Chapter 11 petition can be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement and a reorganization plan needs to be filed with all the court. The disclosure must contain information with regards to the assets, liabilities, as well as other business affairs from the debtor sufficient allowing a creditor to make a well informed decision with regards to the reorganization plan. The Automatic Stay gives a debtor with a time period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and are to never be pursued on any debt that occurred just before the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented through the court, an appointed trustee, a committee, or another parties of great interest.