We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Accidental injuries occurs when a person continues to be physically or psychologically injured as a result of negligence on the part of another individual, company, entity, or government agency. Injury legal cases arise when a person claims to have already been harmed by somebody else in a accident or as a result of negligence and who could be held legally in charge of such harm. Your own injury case becomes formalized every time a personal injury lawyer represents the situation for a customer at a civil court proceeding. There are numerous duties a private injury lawyer performs in aiding their customers, the main mandate being to help them get the justice and compensation they may be lawfully eligible to from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation may be claimed when someone believes that the employer has failed with their responsibilities towards them etc negligence is responsible for a car accident or injury at the job. Each time a worker is hurt on job, they can claim compensation from the employer by submitting a work accident claim. In the event the claim is a winner the total amount claimed will be protected by the employer’s insurance. You can find four forms of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some type of worker’s compensation for workers is generally compulsory together with the notable exception of Texas by 2018. The two main simple requirements for workers to qualify for worker’s compensation benefits – they have to be employed by a business that has or maybe required by law to get Worker’s Compensation Insurance, plus they need to have been injured at the office because of their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses caused by being exposed to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains due to handling materials. When an employee has suffered a work-related injury or illness time is of the essence while there is a limited period of time in order to report the accident or incident to be able to claim benefits. Deadlines vary among states but also in most states, the incident must be notified for the employer within 30 to 40 days failing that the ability from the worker to receive compensation may be severely jeopardized. Workers are often surprised to learn that employers can dispute a worker’s compensation claim they think is invalid because the rates they pay are influenced by the quantity of claims paid out by their insurance carrier. That is why it is important to have proper legal representation by way of a qualified accidental injuries lawyer so that the rights of personnel are upheld. With regards to personal injury caused by a car accident, an auto wreck lawyer will fully handle your case to make sure you get the appropriate compensation for your loss and suffering due to the negligence of an individual else. A vehicle accident cannot only cause physical damage, but may result in life long injuries, immobility, lack of employment, as well as death. When a physical injury is a result of the negligent operation of any vehicle, the motorist of your vehicle must held to blame for the effects of those negligence. Ever since the laws of each state are very different, it is essential to use a local attorney experienced with car accident compensation look after your own personal injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is extremely experienced with the laws and established standards that trucking companies and truck drivers must meet. This can include things such as mandatory training, rest breaks, and work hour restrictions. There are various parties who may be held responsible for injuries to victims with regards to truck or tractor-trailer related accidents like the driver, the homeowner in the vehicle, the lessor, the maker of the vehicle, parts, or tires, or even the shipper or loader of the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is essential to make sure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not merely for drivers however, for all the other users in the road. After motorcycle accidents, motorists often state that they did not start to see the motorcycle and the volume of instances where motorcycle drivers are already struck by vehicles has risen substantially. Additional factors that lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver as well as their passenger to keep negligent vehicle drivers to blame for loss and suffering due to their negligent driving. Filing a private injury claim involves the motorcycle driver’s insurance provider as well as the at-fault motorist to evaluate the situation and having a claims adjuster offer some compensation. Without the proper representation, the victim of a motorcycle accident runs the chance of not receiving fair and only compensation for loss and suffering. Dog bite laws differ between states which cases could become quite complex. When a dog owner is confronted by a strict liability dog bite statute this individual have few choices for a prosperous defense. More defense options might be for sale in states where traditional negligence rules apply. Your dog bite lawyer may help you claim compensation for those who have been the victim of any dog attack. Dog bites can cause serious injuries and in some cases, victims can even be psychologically impacted by the trauma. You are able to pursue an insurance claim against the dog owner’s property insurance provider if the attack occurred about the insured’s property. Your dog bite attorney may play an important role in proving liability within a dog bite case because they understand the applicable laws inside your local state, how you can calculate damages, and the most effective way to provide evidence. Just to be successful in the accidental injuries slip-and-fall lawsuit you should prove which they owner or tenant in the property was negligent in many action they did or failed to take that caused the injury. Most slip-and-fall cases are settled out of court along with a lawsuit is generally only filed once the parties involved cannot reach an agreement. Despite their prevalence and the serious injuries the cause, premises liability lawsuits are difficult to win. Reasons behind injury usually vary from failure to put signals of wet spots or objects which can be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A personal injury slip, trip, and fall case rely heavily around the victim’s capability to prove liability on the part of the defendant and this the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy may help resolve your financial obligations in case you have serious financial problems. However, along the way, you could possibly lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and the majority of everyday sort of bankruptcy and according to statistics more than 95.5% of Chapter 7 bankruptcy filings experienced debts they have accrued discharged. To be able to be eligible for a Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a well as secured and unsecured debt. A lot of people who do not possess enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets like home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to enable them to manage overwhelming debt. However, there are long term consequences for people who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or all of their debts rather than liquidation. It is ideal for those whose biggest issue is not absence of income, but handling the demands from creditors for immediate payment. It lets you maintain your home providing you may spend the money for mortgage under the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to settle your debt by applying all disposable income for the debt reduction plan. It allows debtors to reduce unsecured debts as well as get caught up on missed mortgage payments. Just about the most attractive features of this alternative is short-circuiting home foreclosure. Although keeping your home might be a great relief, you will be required to live for a long time beneath the close supervision of the court-appointed trustee to recover and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a fairly new accessory for the bankruptcy laws that enable family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency reaction to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They should be actively engaged in a farming or commercial fishing operation and abide by certain requirements. Debtors must develop a repayment schedule within 90 days of filing at court. It should add a proposed plan to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt from a corporation or partnership involving a reorganization decide to retain the business operational while repaying creditors over a duration of time. Business owners and people can also use Chapter 11 to seek relief. A Chapter 11 petition may be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement and a reorganization plan should be filed together with the court. The disclosure must contain information with regards to the assets, liabilities, and also other business affairs of the debtor sufficient to enable a creditor to create a knowledgeable decision regarding the reorganization plan. The Automated Stay offers a debtor with a period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and are to never be pursued on any debt that occurred ahead of the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented from the court, an appointed trustee, a committee, or another parties of interest.