We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Personal injury takes place when somebody has been physically or psychologically injured as a result of negligence on the part of another individual, company, entity, or government agency. Personal injury legal cases arise when an individual promises to have been harmed by another person in an accident or because of negligence and who might be held legally responsible for such harm. An individual injury case becomes formalized each time a personal injury lawyer represents the case on behalf of a person at the civil court proceeding. There are lots of duties your own injury lawyer performs in aiding their clientele, the most important mandate being to assist them to obtain the justice and compensation they may be lawfully qualified for from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation may be claimed when someone believes that their employer has failed inside their responsibilities towards them and the like negligence has caused an accident or injury at the job. Every time a worker continues to be hurt on job, they could claim compensation from their employer by submitting a work accident claim. When the claim is successful the quantity claimed will be protected by the employerâ€™s insurance. There are actually four forms of workerâ€™s compensation benefits that may be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In many states, some type of workerâ€™s compensation for employees is generally compulsory with the notable exception of Texas since 2018. There are two basic requirements for workers to be eligible for workerâ€™s compensation benefits â€“ they must be employed by a company that has or is essental to law to have Workerâ€™s Compensation Insurance, and they must have been injured at the office on account of their job- related duties. Most work-related injuries are covered by workerâ€™s comp insurance including accidents and occupational illnesses due to contact with harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains as a result of handling materials. When an employee has suffered a work-related injury or illness time is critical because there is a restricted time period in order to report the accident or incident as a way to claim benefits. Deadlines vary between states but in most states, the incident needs to be notified to the employer within 30 to 40 days failing which the ability of your worker to acquire compensation might be severely jeopardized. Staff is often surprised to learn that employers can dispute a workerâ€™s compensation claim they feel is invalid as the rates they pay are influenced by the quantity of claims paid out by their insurance firm. This is why you should have proper legal representation by a qualified injury lawyer to ensure the rights of personnel are upheld. With regards to accidental injuries because of a car accident, an auto wreck lawyer will fully handle your case to ensure you obtain the appropriate compensation for your personal loss and suffering because of the negligence of somebody else. A vehicle accident can not only cause physical damage, but may result in life long injuries, immobility, loss in employment, and in many cases death. When an accident comes from the negligent operation of the vehicle, the operator in the vehicle must held to blame for the consequences of such negligence. Considering that the laws of each state are different, it is important to possess a local attorney familiar with motor vehicle accident compensation take care of your personal injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is extremely proficient in the laws and established standards that trucking companies and truck drivers must meet. This includes such things as mandatory training, rest breaks, and work hour restrictions. There are various parties who might be held accountable for injuries to victims when it comes to truck or tractor-trailer related accidents like the driver, the homeowner of the vehicle, the lessor, the maker of the vehicle, parts, or tires, or perhaps the shipper or loader of your cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is important to ensure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not simply for drivers however for all of the other users of your road. After motorcycle accidents, motorists often state that they did not begin to see the motorcycle and the number of instances where motorcycle drivers have been struck by vehicles has grown substantially. Other elements that lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver and their passenger to hold negligent vehicle drivers responsible for loss and suffering brought on by their negligent driving. Filing an individual injury claim involves the motorcycle driverâ€™s insurance provider and the at-fault motorist to look at the situation and getting a claims adjuster offer a certain amount of compensation. Without the proper representation, the victim of any motorcycle accident runs the risk of not receiving fair and just compensation for loss and suffering. Dog bite laws differ among states and those cases could become quite complex. When a dog owner is faced with a strict liability dog bite statute this individual have few alternatives for an effective defense. More defense options could be for sale in states where traditional negligence rules apply. Your dog bite lawyer can help you claim compensation for those who have been the victim of the dog attack. Dog bites might cause serious injuries and in many cases, victims may also be psychologically influenced by the trauma. You are able to pursue an insurance claim against the dog ownerâ€™s home insurance provider in the event the attack occurred around the insuredâ€™s property. A dog bite attorney may play a vital role in proving liability in a dog bite case since they know the applicable laws inside your local state, the way to calculate damages, and the most effective way to show evidence. To become successful in a personal injury slip-and-fall lawsuit you should prove which they owner or tenant in the property was negligent in a few action they did or did not take that caused the injury. Most slip-and-fall cases are settled from court as well as a lawsuit is usually only filed when the parties involved cannot reach a settlement. Despite their prevalence and the serious injuries the root cause, premises liability lawsuits are hard to win. Factors behind injury usually range between failure to position signs of wet spots or objects which are left lying in walkways to unstable work surfaces and failing to maintain walkways. Your own injury slip, trip, and fall case rely heavily about the victimâ€™s power to prove liability by the defendant and that the victim suffered damages due to such negligence. Chapter 7 Bankruptcy will help resolve your financial situation in case you have serious financial problems. However, along the way, you may lose some property. Chapter 7 Bankruptcy, also referred to as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and many common type of bankruptcy and statistically over 95.5% of Chapter 7 bankruptcy filings have had their debts discharged. So that you can be entitled to Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a well as secured and unsecured debt. Many people who do not have enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets like home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to assist them manage overwhelming debt. However, there are actually long-term consequences for people who follow this route. Otherwise known as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows those that have enough income to settle part or all their debts instead of liquidation. It is great for those whose biggest dilemma is not lack of income, but handling the requirements from creditors for immediate payment. It allows you to maintain your home providing you are able to spend the money for mortgage under the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to eliminate the debt by making use of all disposable income on the debt reduction plan. It allows debtors to eliminate unsecured debts and to catch up on missed home loan payments. One of the most attractive options that come with this alternative is short-circuiting home foreclosure. Although keeping your own home might be a great relief, you will certainly be needed to live for several years within the close supervision of a court-appointed trustee to recover and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a somewhat new accessory for the bankruptcy laws that permit family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency response to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They should be actively involved in a farming or commercial fishing operation and adhere to certain requirements. Debtors must develop a repayment schedule within 3 months of filing at court. It must feature a proposed intend to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally provides for the restructuring of debt by a corporation or partnership involving a reorganization plan to keep your business operational while repaying creditors over a duration of time. Companies and folks could also use Chapter 11 to seek relief. A Chapter 11 petition might be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement plus a reorganization plan must be filed with all the court. The disclosure must contain all information about the assets, liabilities, along with other business affairs in the debtor sufficient to allow a creditor to produce a well informed decision about the reorganization plan. The Automated Stay supplies a debtor with a time period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and they are to not be pursued on any debt that occurred before the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented with the court, an appointed trustee, a committee, or any other parties of great interest.