We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Accidental injury occurs when someone continues to be physically or psychologically injured because of negligence by another individual, company, entity, or government agency. Accidental injuries legal cases arise when a person promises to happen to be harmed by other people inside an accident or because of negligence and who could be held legally responsible for such harm. An individual injury case becomes formalized every time a accidental injury lawyer represents the way it is with respect to a client at a civil court proceeding. There are numerous duties an individual injury lawyer performs in aiding their customers, the most crucial mandate being to help them obtain the justice and compensation they may be lawfully qualified for from undergoing losses and suffering due to the negligence of others. Workplace injury compensation may be claimed when someone believes that the employer has failed inside their responsibilities towards them and such negligence has caused any sort of accident or injury at the office. Each time a worker has been hurt on job, they are able to claim compensation from their employer by submitting a work accident claim. If the claim is a winner the total amount claimed is going to be covered by the employer’s insurance. You will find four kinds of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some kind of worker’s compensation for employees is normally compulsory with all the notable exception of Texas since 2018. The two main simple requirements for workers to qualify for worker’s compensation benefits – they ought to be used by an employer having or possibly is needed by law to possess Worker’s Compensation Insurance, and so they will need to have been injured at work on account of their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses caused by exposure to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains on account of handling materials. When a member of staff has suffered a work-related injury or illness time is an issue as there is a limited time period to report the accident or incident to be able to claim benefits. Deadlines vary from state to state however in most states, the incident should be notified for the employer within 30 to 40 days failing in which the ability of your worker to receive compensation can be severely jeopardized. Personnel are often surprised to discover that employers can dispute a worker’s compensation claim they believe is invalid as the rates they pay suffer from the number of claims paid out by their insurance firm. For this reason it is essential to have proper legal representation with a qualified accidental injuries lawyer to guarantee the rights of staff is upheld. In the case of personal injury because of a automobile accident, an automobile wreck lawyer will handle your case to ensure you get the appropriate compensation to your loss and suffering because of the negligence of someone else. A car accident cannot only cause physical damage, but may lead to life long injuries, immobility, lack of employment, and even death. When an accident is a result of the negligent operation of any vehicle, the driver in the vehicle must held to blame for the outcomes of those negligence. Ever since the laws of each and every state are very different, it is important to use a local attorney proficient in vehicle accident compensation look after your personal injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is tremendously proficient in the laws and established standards that trucking companies and truck drivers must meet. Including things like mandatory training, rest breaks, and work hour restrictions. There are many parties who could be held responsible for injuries to victims in the matter of truck or tractor-trailer related accidents including the driver, the dog owner of the vehicle, the lessor, the manufacturer of the vehicle, parts, or tires, or even the shipper or loader of the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is essential to make sure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not just for drivers but also for all of the other users of your road. After motorcycle accidents, motorists often state that they did not view the motorcycle and the quantity of instances where motorcycle drivers happen to be struck by vehicles has grown substantially. Other variables that lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver and their passenger to keep negligent vehicle drivers accountable for loss and suffering caused by their negligent driving. Filing your own injury claim necessitates the motorcycle driver’s insurance company as well as the at-fault motorist to evaluate the case and achieving a claims adjuster offer some compensation. Without correct representation, the victim of the motorcycle accident runs the chance of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ among states and those cases can be quite complex. If your dog owner is faced with a strict liability dog bite statute this individual have few alternatives for an excellent defense. More defense options might be obtainable in states where traditional negligence rules apply. A dog bite lawyer will help you claim compensation in case you have been the victim of a dog attack. Dog bites can cause serious injuries and in many cases, victims can also be psychologically affected by the trauma. You may pursue an insurance claim from the dog owner’s home insurance provider in case the attack occurred in the insured’s property. A pet dog bite attorney can start to play an important role in proving liability within a dog bite case because they be aware of applicable laws inside your local state, the best way to calculate damages, and the most effective way to offer evidence. In order to be successful in the accidental injuries slip-and-fall lawsuit you will need to prove which they owner or tenant of your property was negligent in a few action they did or failed to take that caused the damage. Most slip-and-fall cases are settled out from court along with a lawsuit is often only filed if the parties involved cannot reach a settlement. Despite their prevalence and also the serious injuries the root cause, premises liability lawsuits are hard to win. Causes of injury usually vary from failure to position signs of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily around the victim’s power to prove liability on the part of the defendant and this the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy can help resolve the money you owe for those who have serious financial problems. However, during this process, you could lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and many common type of bankruptcy and according to statistics a lot more than 95.5% of Chapter 7 bankruptcy filings have gotten debts they have accrued discharged. In order to be entitled to Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a properly as secured and unsecured debt. Many people who do not have enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets including home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to help them deal with overwhelming debt. However, you will find long term consequences for people who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or all of their debts instead of liquidation. It is perfect for those whose biggest issue is not absence of income, but working with the demands from creditors for fast payment. It lets you keep the home providing it is possible to pay the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to resolve the debt by applying all disposable income to the debt reduction plan. It allows debtors to eliminate unsecured debts and also to get caught up on missed mortgage repayments. One of the more attractive options that come with this choice is short-circuiting home foreclosure. Although keeping your house might be a great relief, you may be necessary to live for quite some time beneath the close supervision of the court-appointed trustee to accumulate and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is a fairly new accessory for the bankruptcy laws which allow family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency reaction to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They should be actively engaged in a farming or commercial fishing operation and conform to certain requirements. Debtors must come up with a repayment schedule within 3 months of filing at court. It needs to add a proposed decide to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt from a corporation or partnership involving a reorganization decide to keep the business operational while repaying creditors over a duration of time. Business people and individuals may also use Chapter 11 to get relief. A Chapter 11 petition might be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement along with a reorganization plan must be filed together with the court. The disclosure must contain information with regards to the assets, liabilities, and also other business affairs of the debtor sufficient to allow a creditor to help make a knowledgeable decision about the reorganization plan. The Automatic Stay offers a debtor with a time period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and are never to be pursued on any debt that occurred ahead of the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented by the court, an appointed trustee, a committee, or any other parties of great interest.