We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Injury takes place when a person has been physically or psychologically injured because of negligence by another individual, company, entity, or government agency. Injury legal cases arise when a person states to have already been harmed by other people in an accident or due to negligence and who could be held legally in charge of such harm. An individual injury case becomes formalized when a accidental injury lawyer represents the case with respect to a customer at a civil court proceeding. There are several duties a private injury lawyer performs in aiding their customers, the most crucial mandate being to enable them to acquire the justice and compensation these are lawfully qualified for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation could be claimed when someone believes that their employer has failed with their responsibilities towards them and such negligence has caused an accident or injury at work. Each time a worker has become hurt on job, they can claim compensation from their employer by submitting a work accident claim. In case the claim is a winner the total amount claimed will probably be protected by the employerâ€™s insurance. You will find four forms of workerâ€™s compensation benefits that may be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In most states, some sort of workerâ€™s compensation for employees is usually compulsory with all the notable exception of Texas since 2018. The two main simple requirements for workers to qualify for workerâ€™s compensation benefits â€“ they must be utilized by an employer who has or is necessary for law to possess Workerâ€™s Compensation Insurance, plus they should have been injured at the job due to their job- related duties. Most work-related injuries are included in workerâ€™s comp insurance including accidents and occupational illnesses a result of contact with harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains on account of handling materials. When a member of staff has suffered a work-related injury or illness time is of the essence because there is a restricted time frame in order to report the accident or incident to be able to claim benefits. Deadlines vary between states but in most states, the incident must be notified towards the employer within 30 to 40 days failing in which the ability from the worker to acquire compensation might be severely jeopardized. Employees are often surprised to learn that employers can dispute a workerâ€™s compensation claim they believe is invalid as the rates they pay suffer from the amount of claims paid out by their insurance carrier. For this reason you should have proper legal representation from a qualified accidental injuries lawyer to ensure the rights of personnel are upheld. With regards to accidental injury due to a car accident, a vehicle wreck lawyer will handle your case to make sure you get the appropriate compensation to your loss and suffering due to negligence of an individual else. A car accident can not only cause physical damage, but may result in life long injuries, immobility, lack of employment, and in many cases death. When an injury is a result of the negligent operation of any vehicle, the motorist of the vehicle must held accountable for the effects of the negligence. Since the laws of each state are not the same, you should have a local attorney experienced with car accident compensation take care of your own personal injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is extremely experienced with the laws and established standards that trucking companies and truck drivers must meet. This includes stuff like mandatory training, rest breaks, and work hour restrictions. There are many parties who could be held responsible for injuries to victims in the matter of truck or tractor-trailer related accidents like the driver, the dog owner from the vehicle, the lessor, the maker of the vehicle, parts, or tires, and even the shipper or loader of your cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is important to make sure you are properly compensated for the injuries. Motorcycles present unique challenges, not merely for drivers but for all of the other users of your road. After motorcycle accidents, motorists often say that they did not see the motorcycle and the volume of instances where motorcycle drivers have been struck by vehicles has increased substantially. Other variables which lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver as well as their passenger to support negligent vehicle drivers liable for loss and suffering caused by their negligent driving. Filing a personal injury claim necessitates the motorcycle driverâ€™s insurance provider along with the at-fault motorist to examine the situation and having a claims adjuster offer a certain amount of compensation. Without the right representation, the victim of the motorcycle accident runs the chance of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ between states and these cases can become quite complex. If a dog owner is confronted with a strict liability dog bite statute he could have few selections for an effective defense. More defense options might be obtainable in states where traditional negligence rules apply. Your dog bite lawyer can assist you claim compensation in case you have been the victim of any dog attack. Dog bites could cause serious injuries and in many cases, victims may also be psychologically impacted by the trauma. You are able to pursue an insurance claim versus the dog ownerâ€™s home insurance provider in the event the attack occurred on the insuredâ€™s property. A dog bite attorney may play a crucial role in proving liability in the dog bite case as they be aware of applicable laws with your local state, how you can calculate damages, and the most effective way to offer evidence. To be successful inside a accidental injury slip-and-fall lawsuit you will need to prove they owner or tenant of your property was negligent in many action they did or did not take that caused the injury. Most slip-and-fall cases are settled out from court and a lawsuit is usually only filed when the parties involved cannot reach an agreement. Despite their prevalence and also the serious injuries the main cause, premises liability lawsuits are hard to win. Factors behind injury usually cover anything from failure to set indicators of wet spots or objects which are left lying in walkways to unstable work surfaces and failing to maintain walkways. A private injury slip, trip, and fall case rely heavily around the victimâ€™s capacity to prove liability on the part of the defendant and this the victim suffered damages because of such negligence. Chapter 7 Bankruptcy will help resolve your financial situation in case you have serious financial problems. However, during this process, you could possibly lose some property. Chapter 7 Bankruptcy, also referred to as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and most common type of bankruptcy and according to statistics over 95.5% of Chapter 7 bankruptcy filings have had debts they have accrued discharged. In order to be entitled to Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a highly as secured and unsecured debt. Some individuals who do not have enough debt to declare bankruptcy may need to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to assist them to cope with overwhelming debt. However, you will find long-term consequences for many who follow this route. Also known as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows people with enough income to settle part or a bunch of their debts as an option to liquidation. It is great for those whose biggest issue is not lack of income, but handling the demands from creditors for immediate payment. It lets you keep the home providing you are able to pay the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to resolve your debt by utilizing all disposable income to the debt reduction plan. It allows debtors to eliminate unsecured debts and to get caught up on missed mortgage repayments. Probably the most attractive attributes of this option is short-circuiting home foreclosure. Although keeping your own home could be a great relief, you will be expected to live for several years under the close supervision of any court-appointed trustee to collect and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a relatively new accessory for the bankruptcy laws that allow family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency response to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They have to be actively involved in a farming or commercial fishing operation and comply with certain requirements. Debtors must think of a repayment plan within 3 months of filing at court. It needs to add a proposed plan to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally provides for the restructuring of debt by way of a corporation or partnership involving a reorganization want to keep the business operational while repaying creditors over a period of time. Business owners and individuals may also use Chapter 11 to look for relief. A Chapter 11 petition could be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement and a reorganization plan needs to be filed with all the court. The disclosure must contain all information with regards to the assets, liabilities, as well as other business affairs in the debtor sufficient allowing a creditor to help make an informed decision with regards to the reorganization plan. The Automated Stay offers a debtor with a period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and are to never be pursued on any debt that occurred before the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented by the court, an appointed trustee, a committee, or any other parties of interest.