We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Injury develops when somebody is physically or psychologically injured because of negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when someone promises to have already been harmed by other people in an accident or because of negligence and who may be held legally liable for such harm. A personal injury case becomes formalized every time a injury lawyer represents the truth on the part of a person with a civil court proceeding. There are many duties your own injury lawyer performs in aiding the clientele, the main mandate being to assist them obtain the justice and compensation they are lawfully eligible for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation may be claimed when someone believes that their employer has failed in their responsibilities towards them etc negligence is responsible for any sort of accident or injury at the office. Whenever a worker has become hurt on job, they can claim compensation using their employer by submitting a work accident claim. In the event the claim is a winner the amount claimed will likely be included in the employer’s insurance. You can find four forms of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some type of worker’s compensation for employees is generally compulsory using the notable exception of Texas as of 2018. The two main simple requirements for workers to qualify for worker’s compensation benefits – they should be used by an employer having or maybe essental to law to possess Worker’s Compensation Insurance, and they must have been injured at the office as a result of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses caused by exposure to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains due to handling materials. When a staff member has suffered a work-related injury or illness time is of the essence because there is a restricted timeframe to report the accident or incident so that you can claim benefits. Deadlines vary among states nevertheless in most states, the incident needs to be notified to the employer within 30 to 40 days failing that the ability in the worker to get compensation can be severely jeopardized. Staff is often surprised to learn that employers can dispute a worker’s compensation claim they feel is invalid as the rates they pay suffer from the amount of claims paid out by their insurance firm. For this reason it is important to have proper legal representation by a qualified accidental injuries lawyer to ensure the rights of workers are upheld. In the case of personal injury as a result of automobile accident, an auto wreck lawyer will fully handle your case to make sure you obtain the appropriate compensation to your loss and suffering due to negligence of an individual else. A car accident are unable to only cause physical damage, but may result in life long injuries, immobility, loss in employment, as well as death. When a physical injury comes from the negligent operation of a vehicle, the driver of the vehicle has to held accountable for the outcomes of those negligence. Considering that the laws of each and every state are different, it is important to use a local attorney familiar with vehicle accident compensation deal with your personal injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is very experienced in the laws and established standards that trucking companies and truck drivers must meet. This consists of stuff like mandatory training, rest breaks, and work hour restrictions. There are several parties who might be held responsible for injuries to victims with regards to truck or tractor-trailer related accidents including the driver, the property owner of the vehicle, the lessor, the maker from the vehicle, parts, or tires, or even the shipper or loader from the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is essential to ensure you are properly compensated for your injuries. Motorcycles present unique challenges, not only for drivers however, for all of the other users in the road. After motorcycle accidents, motorists often state that they failed to view the motorcycle and the amount of instances where motorcycle drivers have been struck by vehicles has increased substantially. Other variables that lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver as well as their passenger to support negligent vehicle drivers to blame for loss and suffering caused by their negligent driving. Filing a personal injury claim necessitates the motorcycle driver’s insurer along with the at-fault motorist to look at the case and having a claims adjuster offer some compensation. Without the right representation, the victim of any motorcycle accident runs the chance of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ among states which cases may become quite complex. If your dog owner is faced with a strict liability dog bite statute he could have few selections for a successful defense. More defense options could be for sale in states where traditional negligence rules apply. A dog bite lawyer can assist you claim compensation for those who have been the victim of a dog attack. Dog bites may cause serious injuries and perhaps, victims can be psychologically impacted by the trauma. You may pursue an insurance claim up against the dog owner’s home insurance provider when the attack occurred on the insured’s property. A dog bite attorney can start to play a vital role in proving liability in the dog bite case since they are aware of the applicable laws with your local state, how to calculate damages, and the simplest way to offer evidence. In order to be successful inside a personal injury slip-and-fall lawsuit you will need to prove that they owner or tenant in the property was negligent in certain action they did or failed to take that caused the damage. Most slip-and-fall cases are settled from court plus a lawsuit is normally only filed as soon as the parties involved cannot reach an agreement. Despite their prevalence as well as the serious injuries the root cause, premises liability lawsuits are hard to win. Factors behind injury usually range from failure to put indicators of wet spots or objects which are left lying in walkways to unstable work surfaces and failing to maintain walkways. An individual injury slip, trip, and fall case rely heavily in the victim’s ability to prove liability on the part of the defendant and therefore the victim suffered damages because of such negligence. Chapter 7 Bankruptcy might help resolve your financial situation for those who have serious financial problems. However, in the process, you may lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and most common type of bankruptcy and statistically greater than 95.5% of Chapter 7 bankruptcy filings experienced their debts discharged. As a way to be eligible for a Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a nicely as secured and unsecured debt. Many people who do not possess enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to help them cope with overwhelming debt. However, you will find long term consequences for individuals who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or all of their debts as an alternative to liquidation. It is ideal for those whose biggest concern is not absence of income, but coping with the requirements from creditors for immediate payment. It lets you maintain your home providing you can actually spend the money for mortgage under the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to settle the debt by making use of all disposable income on the debt reduction plan. It allows debtors to eliminate unsecured debts and to catch up on missed home loan repayments. One of the more attractive highlights of this alternative is short-circuiting home foreclosure. Although keeping your house could be a great relief, you will certainly be needed to live for quite some time within the close supervision of the court-appointed trustee to collect and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a relatively new accessory for the bankruptcy laws which allow family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency reaction to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They ought to be actively involved in a farming or commercial fishing operation and conform to certain requirements. Debtors must develop a repayment schedule within 3 months of filing at court. It has to incorporate a proposed want to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by way of a corporation or partnership involving a reorganization want to retain the business operational while repaying creditors over a period of time. Companies and individuals could also use Chapter 11 to find relief. A Chapter 11 petition might be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement along with a reorganization plan has to be filed with the court. The disclosure must contain all information concerning the assets, liabilities, and other business affairs of the debtor sufficient allowing a creditor to produce an informed decision with regards to the reorganization plan. The Automated Stay offers a debtor with a time period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and they are not to be pursued on any debt that occurred ahead of the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented by the court, an appointed trustee, a committee, or any other parties useful.