We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Injury occurs when somebody is physically or psychologically injured on account of negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when someone states to have been harmed by someone else in a accident or on account of negligence and who may be held legally liable for such harm. Your own injury case becomes formalized when a personal injury lawyer represents the truth on behalf of a client at the civil court proceeding. There are many duties your own injury lawyer performs in aiding the clientele, the most important mandate being to assist them to acquire the justice and compensation they can be lawfully qualified for from undergoing losses and suffering due to the negligence of others. Workplace injury compensation can be claimed when someone believes that the employer has failed within their responsibilities towards them etc negligence is responsible for an accident or injury at your workplace. Each time a worker is hurt on job, they are able to claim compensation off their employer by submitting a work accident claim. When the claim is a winner the total amount claimed is going to be protected by the employerâ€™s insurance. You can find four types of workerâ€™s compensation benefits which can be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In many states, some sort of workerâ€™s compensation for workers is usually compulsory together with the notable exception of Texas as of 2018. There are 2 basic requirements for workers to be eligible for workerâ€™s compensation benefits â€“ they ought to be employed by an employer who may have or is required by law to have Workerâ€™s Compensation Insurance, and they must have been injured at the office due to their job- related duties. Most work-related injuries are covered by workerâ€™s comp insurance including accidents and occupational illnesses a result of exposure to harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains because of handling materials. When a worker has suffered a work-related injury or illness time is critical as there is a restricted time period in which to report the accident or incident to be able to claim benefits. Deadlines vary between states however in most states, the incident must be notified for the employer within 30 to 40 days failing in which the ability of the worker to acquire compensation can be severely jeopardized. Workers are often surprised to discover that employers can dispute a workerâ€™s compensation claim they feel is invalid as the rates they pay are affected by the number of claims paid out by their insurance provider. This is why it is very important have proper legal representation by way of a qualified personal injury lawyer to ensure the rights of workers are upheld. With regards to accidental injuries due to a automobile accident, an automobile wreck lawyer will fully handle your case to make sure you get the appropriate compensation for your loss and suffering due to negligence of somebody else. A vehicle accident simply cannot only cause physical damage, but may lead to life long injuries, immobility, reduction in employment, as well as death. When a personal injury is a result of the negligent operation of any vehicle, the motorist of your vehicle needs to held accountable for the consequences of such negligence. Considering that the laws of every state are different, you should have a local attorney familiar with automobile accident compensation care for your individual injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is very experienced in the laws and established standards that trucking companies and truck drivers must meet. This consists of things like mandatory training, rest breaks, and work hour restrictions. There are several parties who could be held responsible for injuries to victims in the matter of truck or tractor-trailer related accidents like the driver, the homeowner from the vehicle, the lessor, the producer from the vehicle, parts, or tires, or even the shipper or loader of the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is essential to ensure you are properly compensated to your injuries. Motorcycles present unique challenges, not just for drivers however for other users from the road. After motorcycle accidents, motorists often say that they did not begin to see the motorcycle and the amount of instances where motorcycle drivers happen to be struck by vehicles has risen substantially. Other factors which lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver as well as their passenger to keep negligent vehicle drivers accountable for loss and suffering a result of their negligent driving. Filing your own injury claim necessitates the motorcycle driverâ€™s insurance company along with the at-fault motorist to evaluate the way it is and achieving a claims adjuster offer some compensation. Without correct representation, the victim of the motorcycle accident runs the risk of not receiving fair and only compensation for loss and suffering. Dog bite laws differ among states which cases may become quite complex. If a dog owner is faced with a strict liability dog bite statute this individual have few alternatives for an effective defense. More defense options may be for sale in states where traditional negligence rules apply. A pet dog bite lawyer can help you claim compensation if you have been the victim of any dog attack. Dog bites may cause serious injuries and in some cases, victims can even be psychologically affected by the trauma. You may pursue an insurance claim versus the dog ownerâ€™s home insurance provider if the attack occurred around the insuredâ€™s property. A pet dog bite attorney can enjoy a crucial role in proving liability in the dog bite case as they are aware of the applicable laws in your local state, how to calculate damages, and an effective way to show evidence. To become successful within a injury slip-and-fall lawsuit you will need to prove that they owner or tenant of your property was negligent in a few action they did or failed to take that caused the damage. Most slip-and-fall cases are settled out from court as well as a lawsuit is often only filed as soon as the parties involved cannot reach an agreement. Despite their prevalence and the serious injuries the cause, premises liability lawsuits are difficult to win. Factors behind injury usually vary from failure to position signs of wet spots or objects which can be left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily on the victimâ€™s ability to prove liability by the defendant and that the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy will help resolve your financial situation when you have serious financial problems. However, along the way, you could lose some property. Chapter 7 Bankruptcy, also called â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and most common type of bankruptcy and statistically over 95.5% of Chapter 7 bankruptcy filings have experienced their debts discharged. To be able to be entitled to Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a properly as secured and unsecured debt. A lot of people who do not have enough debt to declare bankruptcy may need to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to enable them to deal with overwhelming debt. However, you will find long-term consequences for many who follow this route. Also known as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows those that have enough income to settle part or a bunch of their debts as an option to liquidation. It is great for those whose biggest problem is not insufficient income, but coping with the demands from creditors for immediate payment. It permits you to keep the home providing you can actually spend the money for mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to resolve the debt by utilizing all disposable income towards the debt reduction plan. It allows debtors to reduce unsecured debts and also to get caught up on missed home loan payments. Just about the most attractive attributes of this alternative is short-circuiting home foreclosure. Although keeping your own home might be a great relief, you will be necessary to live for quite some time underneath the close supervision of your court-appointed trustee to collect and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a somewhat new addition to the bankruptcy laws that allow family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency reply to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They ought to be actively involved in a farming or commercial fishing operation and adhere to certain requirements. Debtors must make a repayment plan within 3 months of filing at court. It must feature a proposed want to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally offers the restructuring of debt by a corporation or partnership involving a reorganization decide to maintain the business operational while repaying creditors over a period of time. Business people and people also can use Chapter 11 to look for relief. A Chapter 11 petition might be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement plus a reorganization plan has to be filed together with the court. The disclosure must contain information concerning the assets, liabilities, and other business affairs of the debtor sufficient to enable a creditor to make a knowledgeable decision with regards to the reorganization plan. The Automated Stay provides a debtor with a period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and are not to be pursued on any debt that occurred before the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented through the court, an appointed trustee, a committee, or other parties appealing.