We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Injury occurs when somebody is physically or psychologically injured because of negligence on the part of another individual, company, entity, or government agency. Injury legal cases arise when someone claims to have been harmed by someone else in a accident or on account of negligence and who might be held legally responsible for such harm. A personal injury case becomes formalized when a injury lawyer represents the way it is on the part of a client with a civil court proceeding. There are several duties an individual injury lawyer performs in aiding their clients, the main mandate being to enable them to obtain the justice and compensation they may be lawfully eligible to from undergoing losses and suffering due to the negligence of others. Workplace injury compensation might be claimed when someone believes that their employer has failed within their responsibilities towards them etc negligence has caused any sort of accident or injury at the office. Each time a worker is hurt on job, they can claim compensation using their employer by submitting a work accident claim. In the event the claim is successful the quantity claimed will likely be covered by the employerâ€™s insurance. There are four types of workerâ€™s compensation benefits which can be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In most states, some kind of workerâ€™s compensation for workers is generally compulsory with all the notable exception of Texas since 2018. The two main simple requirements for workers to qualify for workerâ€™s compensation benefits â€“ they should be used by a company who has or maybe needed by law to obtain Workerâ€™s Compensation Insurance, and so they must have been injured at the job as a result of their job- related duties. Most work-related injuries are included in workerâ€™s comp insurance including accidents and occupational illnesses caused by exposure to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains on account of handling materials. When a worker has suffered a work-related injury or illness time is important while there is a small time period to report the accident or incident as a way to claim benefits. Deadlines vary from state to state but in most states, the incident should be notified to the employer within 30 to 40 days failing which the ability of the worker to acquire compensation may be severely jeopardized. Employees are often surprised to learn that employers can dispute a workerâ€™s compensation claim they feel is invalid since the rates they pay are influenced by the number of claims paid out by their insurance carrier. That is why it is essential to have proper legal representation from a qualified personal injury lawyer to guarantee the rights of workers are upheld. In the case of injury caused by a automobile accident, an automobile wreck lawyer will fully handle your case to make sure you receive the appropriate compensation for your personal loss and suffering because of the negligence of an individual else. A car accident cannot only cause physical damage, but may result in life long injuries, immobility, lack of employment, as well as death. When a personal injury comes from the negligent operation of a vehicle, the motorist from the vehicle must held to blame for the outcomes of such negligence. Because the laws of every state are different, it is very important possess a local attorney experienced with motor vehicle accident compensation care for your own injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is very familiar with the laws and established standards that trucking companies and truck drivers must meet. This includes such things as mandatory training, rest breaks, and work hour restrictions. There are several parties who might be held responsible for injuries to victims with regards to truck or tractor-trailer related accidents including the driver, the homeowner of your vehicle, the lessor, the producer from the vehicle, parts, or tires, or even the shipper or loader of your cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is vital to make sure you are properly compensated for the injuries. Motorcycles present unique challenges, not just for drivers but for all the other users of your road. After motorcycle accidents, motorists often claim that they failed to see the motorcycle and the amount of instances where motorcycle drivers are already struck by vehicles has increased substantially. Other factors which lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver along with their passenger to carry negligent vehicle drivers to blame for loss and suffering brought on by their negligent driving. Filing an individual injury claim involves the motorcycle driverâ€™s insurer as well as the at-fault motorist to check the situation and getting a claims adjuster offer some compensation. Without the proper representation, the victim of a motorcycle accident runs the chance of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ from state to state which cases may become quite complex. In case a dog owner is confronted with a strict liability dog bite statute he might have few choices for an effective defense. More defense options might be offered in states where traditional negligence rules apply. Your dog bite lawyer can help you claim compensation when you have been the victim of your dog attack. Dog bites could cause serious injuries and in some cases, victims can be psychologically influenced by the trauma. You can pursue an insurance claim against the dog ownerâ€™s home insurance provider in the event the attack occurred in the insuredâ€™s property. A pet dog bite attorney can start to play a crucial role in proving liability inside a dog bite case since they understand the applicable laws inside your local state, the best way to calculate damages, and an effective way to present evidence. Just to be successful within a injury slip-and-fall lawsuit you will need to prove which they owner or tenant of the property was negligent in a few action they did or did not take that caused the damage. Most slip-and-fall cases are settled away from court along with a lawsuit is generally only filed if the parties involved cannot reach an agreement. Despite their prevalence as well as the serious injuries the main cause, premises liability lawsuits take time and effort to win. Reasons behind injury usually range from failure to put warning signs of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. An individual injury slip, trip, and fall case rely heavily around the victimâ€™s power to prove liability on the part of the defendant and that the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy can help resolve the money you owe when you have serious financial problems. However, along the way, you could possibly lose some property. Chapter 7 Bankruptcy, often known as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and most common type of bankruptcy and statistically over 95.5% of Chapter 7 bankruptcy filings experienced debts they have accrued discharged. To be able to qualify for Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a nicely as secured and unsecured debt. Many people who do not possess enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to assist them deal with overwhelming debt. However, there are long term consequences for those who follow this route. Also known as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows people who have enough income to settle part or all of their debts as an option to liquidation. It is perfect for those whose biggest concern is not insufficient income, but coping with the demands from creditors for fast payment. It permits you to make your home providing you are able to pay for the mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to resolve the debt by applying all disposable income for the debt reduction plan. It allows debtors to get rid of unsecured debts as well as catch up on missed home loan repayments. One of the most attractive attributes of this option is short-circuiting home foreclosure. Although keeping your property could be a great relief, you will be needed to live for several years under the close supervision of your court-appointed trustee to collect and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a relatively new addition to the bankruptcy laws that enable family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency response to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They must be actively involved in a farming or commercial fishing operation and adhere to certain requirements. Debtors must develop a repayment schedule within 3 months of filing at court. It has to add a proposed decide to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally provides for the restructuring of debt by a corporation or partnership involving a reorganization plan to retain the business operational while repaying creditors over a period of time. Business people and individuals may also use Chapter 11 to get relief. A Chapter 11 petition might be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement as well as a reorganization plan must be filed together with the court. The disclosure must contain information with regards to the assets, liabilities, and also other business affairs in the debtor sufficient to allow a creditor to create an informed decision about the reorganization plan. The Automatic Stay gives a debtor with a time period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and so are to not be pursued on any debt that occurred before the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented through the court, an appointed trustee, a committee, or any other parties of great interest.