We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Personal injury takes place when somebody has been physically or psychologically injured on account of negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when somebody states are already harmed by other people in a accident or due to negligence and who can be held legally in charge of such harm. Your own injury case becomes formalized every time a accidental injuries lawyer represents the case with respect to a person at a civil court proceeding. There are numerous duties a personal injury lawyer performs in aiding their clients, the most significant mandate being to assist them get the justice and compensation they are lawfully qualified for from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation may be claimed when someone believes their employer has failed within their responsibilities towards them etc negligence has caused an accident or injury at the office. Each time a worker has been hurt on job, they are able to claim compensation using their employer by submitting a work accident claim. If the claim is successful the exact amount claimed will be included in the employer’s liability insurance. There are actually four forms of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some kind of worker’s compensation for workers is generally compulsory with all the notable exception of Texas at the time of 2018. The two main basic requirements for workers to be eligible for worker’s compensation benefits – they should be utilized by a company that has or is essental to law to obtain Worker’s Compensation Insurance, and so they must have been injured at the job because of their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses caused by exposure to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains on account of handling materials. When a worker has suffered a work-related injury or illness time is critical because there is a restricted period of time in order to report the accident or incident as a way to claim benefits. Deadlines vary among states nevertheless in most states, the incident needs to be notified towards the employer within 30 to 40 days failing that your ability of your worker to get compensation might be severely jeopardized. Staff is often surprised to understand that employers can dispute a worker’s compensation claim they believe is invalid since the rates they pay suffer from the volume of claims paid out by their insurance provider. This is why it is essential to have proper legal representation by a qualified injury lawyer so that the rights of workers are upheld. In the matter of personal injury because of a automobile accident, an automobile wreck lawyer will handle your case to make sure you have the appropriate compensation for your loss and suffering because of the negligence of an individual else. A car accident can not only cause physical damage, but may result in life long injuries, immobility, loss of employment, and even death. When a physical injury results from the negligent operation of any vehicle, the operator from the vehicle needs to held to blame for the results of the negligence. Since the laws for each state are not the same, you should have a local attorney experienced with automobile accident compensation look after your individual injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is tremendously proficient in the laws and established standards that trucking companies and truck drivers must meet. Including such things as mandatory training, rest breaks, and work hour restrictions. There are various parties who might be held accountable for injuries to victims in the case of truck or tractor-trailer related accidents such as the driver, the dog owner in the vehicle, the lessor, the company of the vehicle, parts, or tires, and even the shipper or loader of your cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is vital to make sure you are properly compensated for your injuries. Motorcycles present unique challenges, not only for drivers but for all of the other users of your road. After motorcycle accidents, motorists often point out that they did not start to see the motorcycle and the volume of instances where motorcycle drivers have already been struck by vehicles has increased substantially. Other factors which lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver as well as their passenger to support negligent vehicle drivers to blame for loss and suffering brought on by their negligent driving. Filing an individual injury claim necessitates the motorcycle driver’s insurance provider along with the at-fault motorist to check the truth and achieving a claims adjuster offer some compensation. Without correct representation, the victim of the motorcycle accident runs the risk of not receiving fair and just compensation for loss and suffering. Dog bite laws differ from state to state and those cases can become quite complex. When a dog owner is faced with a strict liability dog bite statute he may have few selections for an excellent defense. More defense options may be offered in states where traditional negligence rules apply. A pet dog bite lawyer will help you claim compensation if you have been the victim of any dog attack. Dog bites could cause serious injuries and in many cases, victims may also be psychologically affected by the trauma. You are able to pursue an insurance claim from the dog owner’s home insurance provider when the attack occurred on the insured’s property. A pet dog bite attorney may play an important role in proving liability in the dog bite case since they understand the applicable laws inside your local state, the way to calculate damages, and an effective way to show evidence. To become successful within a injury slip-and-fall lawsuit you should prove they owner or tenant in the property was negligent in some action they did or did not take that caused the damage. Most slip-and-fall cases are settled from court plus a lawsuit is normally only filed once the parties involved cannot reach an agreement. Despite their prevalence and the serious injuries the root cause, premises liability lawsuits are hard to win. Reasons behind injury usually range from failure to put warning signs of wet spots or objects which can be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A personal injury slip, trip, and fall case rely heavily on the victim’s capacity to prove liability on the part of the defendant and therefore the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy can help resolve your financial obligations when you have serious financial problems. However, in the process, you might lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and many everyday sort of bankruptcy and statistically greater than 95.5% of Chapter 7 bankruptcy filings have had debts they have accrued discharged. To be able to be eligible for Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a highly as secured and unsecured debt. Some people who do not have enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to help them cope with overwhelming debt. However, there are long-term consequences for many who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or all of their debts as an option to liquidation. It is perfect for those whose biggest issue is not absence of income, but dealing with the requirements from creditors for immediate payment. It allows you to keep the home providing it is possible to spend the money for mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to resolve your debt by making use of all disposable income for the debt reduction plan. It allows debtors to remove unsecured debts as well as to catch up on missed home loan payments. Just about the most attractive options that come with this choice is short-circuiting home foreclosure. Although keeping your property could be a great relief, you may be required to live for many years under the close supervision of your court-appointed trustee to accumulate and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a relatively new addition to the bankruptcy laws that permit family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency response to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They have to be actively engaged in a farming or commercial fishing operation and conform to certain requirements. Debtors must think of a repayment plan within 3 months of filing at court. It should add a proposed plan to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by a corporation or partnership involving a reorganization decide to maintain the business operational while repaying creditors over a duration of time. Business owners and folks can also use Chapter 11 to seek relief. A Chapter 11 petition might be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement as well as a reorganization plan needs to be filed using the court. The disclosure must contain all information concerning the assets, liabilities, and also other business affairs from the debtor sufficient to permit a creditor to make an informed decision concerning the reorganization plan. The Automated Stay provides a debtor with a period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and so are to not be pursued on any debt that occurred prior to the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented by the court, an appointed trustee, a committee, or another parties of interest.