We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Accidental injury develops when someone is physically or psychologically injured because of negligence by another individual, company, entity, or government agency. Injury legal cases arise when a person promises to are already harmed by someone else in an accident or on account of negligence and who might be held legally accountable for such harm. A personal injury case becomes formalized whenever a injury lawyer represents the way it is on behalf of a person at a civil court proceeding. There are many duties a personal injury lawyer performs in aiding their customers, the most important mandate being to help them obtain the justice and compensation they are lawfully qualified for from undergoing losses and suffering due to the negligence of others. Workplace injury compensation can be claimed when someone believes their employer has failed in their responsibilities towards them and such negligence is responsible for an accident or injury at work. Every time a worker has become hurt on job, they are able to claim compensation from their employer by submitting a work accident claim. In the event the claim is a winner the exact amount claimed will probably be protected by the employer’s liability insurance. You can find four forms of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some form of worker’s compensation for employees is usually compulsory using the notable exception of Texas at the time of 2018. There are two simple requirements for workers to qualify for worker’s compensation benefits – they must be hired by an employer having or is essental to law to get Worker’s Compensation Insurance, plus they will need to have been injured at your workplace on account of their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses due to being exposed to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains on account of handling materials. When a staff member has suffered a work-related injury or illness time is important because there is a small period of time in order to report the accident or incident in order to claim benefits. Deadlines vary among states but in most states, the incident needs to be notified on the employer within 30 to 40 days failing that your ability of your worker to receive compensation may be severely jeopardized. Staff is often surprised to find out that employers can dispute a worker’s compensation claim they believe is invalid for the reason that rates they pay are affected by the quantity of claims paid out by their insurance carrier. For this reason it is essential to have proper legal representation from a qualified personal injury lawyer to ensure the rights of employees are upheld. In the matter of accidental injury caused by a automobile accident, an automobile wreck lawyer will fully handle your case to ensure you have the appropriate compensation to your loss and suffering as a result of negligence of somebody else. A car accident cannot only cause physical damage, but may result in life long injuries, immobility, lack of employment, and also death. When an accident results from the negligent operation of a vehicle, the motorist from the vehicle must held liable for the effects of such negligence. Since the laws of each and every state are very different, it is essential to possess a local attorney experienced in automobile accident compensation care for your personal injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is very experienced with the laws and established standards that trucking companies and truck drivers must meet. This consists of stuff like mandatory training, rest breaks, and work hour restrictions. There are several parties who might be held responsible for injuries to victims with regards to truck or tractor-trailer related accidents including the driver, the dog owner in the vehicle, the lessor, the manufacturer in the vehicle, parts, or tires, or even the shipper or loader from the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is vital to make sure you are properly compensated for the injuries. Motorcycles present unique challenges, not only for drivers however, for other users from the road. After motorcycle accidents, motorists often claim that they failed to start to see the motorcycle and the number of instances where motorcycle drivers have already been struck by vehicles has risen substantially. Additional factors which lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver as well as their passenger to support negligent vehicle drivers accountable for loss and suffering a result of their negligent driving. Filing a private injury claim necessitates the motorcycle driver’s insurer and also the at-fault motorist to look at the situation and achieving a claims adjuster offer a certain amount of compensation. Without proper representation, the victim of a motorcycle accident runs the danger of not receiving fair and only compensation for loss and suffering. Dog bite laws differ between states which cases can become quite complex. If a dog owner is faced with a strict liability dog bite statute he might have few choices for an effective defense. More defense options may be offered in states where traditional negligence rules apply. A pet dog bite lawyer may help you claim compensation in case you have been the victim of your dog attack. Dog bites might cause serious injuries and perhaps, victims may also be psychologically affected by the trauma. You are able to pursue an insurance claim against the dog owner’s property insurance provider in the event the attack occurred around the insured’s property. A pet dog bite attorney may play a vital role in proving liability in the dog bite case as they know the applicable laws within your local state, how to calculate damages, and the simplest way to present evidence. To be successful in the accidental injuries slip-and-fall lawsuit you should prove they owner or tenant in the property was negligent in certain action they did or did not take that caused the injury. Most slip-and-fall cases are settled out of court as well as a lawsuit is often only filed as soon as the parties involved cannot reach a settlement. Despite their prevalence and also the serious injuries the reason, premises liability lawsuits are difficult to win. Reasons for injury usually cover anything from failure to place indicators of wet spots or objects that are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. Your own injury slip, trip, and fall case rely heavily on the victim’s ability to prove liability on the part of the defendant which the victim suffered damages due to such negligence. Chapter 7 Bankruptcy might help resolve your financial obligations in case you have serious financial problems. However, at the same time, you might lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and most everyday sort of bankruptcy and according to statistics more than 95.5% of Chapter 7 bankruptcy filings experienced debts they have accrued discharged. As a way to qualify for Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a highly as secured and unsecured debt. Many people who do not have enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to enable them to manage overwhelming debt. However, there are long-term consequences for those who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or their debts as an option to liquidation. It is perfect for those whose biggest issue is not lack of income, but working with the demands from creditors for fast payment. It allows you to keep your home providing you are able to spend the money for mortgage within the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to resolve the debt by utilizing all disposable income for the debt reduction plan. It allows debtors to get rid of unsecured debts and to get caught up on missed home loan repayments. Just about the most attractive options that come with this option is short-circuiting home foreclosure. Although keeping your own home might be a great relief, you will be needed to live for a long time beneath the close supervision of any court-appointed trustee to collect and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a somewhat new addition to the bankruptcy laws that permit family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency reply to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They ought to be actively involved in a farming or commercial fishing operation and adhere to certain requirements. Debtors must come up with a repayment plan within 90 days of filing at court. It has to feature a proposed plan to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by a corporation or partnership involving a reorganization decide to retain the business operational while repaying creditors over a period of time. Business people and folks can also use Chapter 11 to get relief. A Chapter 11 petition could be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement along with a reorganization plan should be filed together with the court. The disclosure must contain information concerning the assets, liabilities, and other business affairs in the debtor sufficient to permit a creditor to make a well informed decision regarding the reorganization plan. The Automatic Stay offers a debtor with a time period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and so are to not be pursued on any debt that occurred just before the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented through the court, an appointed trustee, a committee, or some other parties appealing.