We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Injury occurs when somebody has been physically or psychologically injured as a result of negligence by another individual, company, entity, or government agency. Accidental injury legal cases arise when somebody claims to happen to be harmed by somebody else in an accident or because of negligence and who can be held legally responsible for such harm. A personal injury case becomes formalized each time a accidental injury lawyer represents the truth on the part of a client in a civil court proceeding. There are lots of duties your own injury lawyer performs in aiding their clients, the most crucial mandate being to help them get the justice and compensation they are lawfully entitled to from undergoing losses and suffering due to the negligence of others. Workplace injury compensation could be claimed when someone believes their employer has failed with their responsibilities towards them etc negligence is responsible for an accident or injury at your workplace. Every time a worker is hurt on job, they can claim compensation off their employer by submitting a work accident claim. If the claim is a winner the quantity claimed will likely be covered by the employer’s insurance. There are actually four varieties of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some sort of worker’s compensation for workers is usually compulsory with the notable exception of Texas as of 2018. The two main basic requirements for workers to qualify for worker’s compensation benefits – they have to be utilized by a company who has or maybe required by law to obtain Worker’s Compensation Insurance, and so they should have been injured at the job on account of their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses caused by contact with harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains due to handling materials. When a member of staff has suffered a work-related injury or illness time is critical while there is a restricted time frame in which to report the accident or incident in order to claim benefits. Deadlines vary among states but in most states, the incident should be notified for the employer within 30 to 40 days failing that your ability of the worker to acquire compensation could be severely jeopardized. Employees are often surprised to find out that employers can dispute a worker’s compensation claim they think is invalid for the reason that rates they pay are influenced by the amount of claims paid out by their insurance firm. For this reason it is very important have proper legal representation from a qualified personal injury lawyer to be sure the rights of staff is upheld. When it comes to personal injury as a result of car accident, an auto wreck lawyer will handle your case to ensure you have the appropriate compensation for your personal loss and suffering due to negligence of someone else. A vehicle accident cannot only cause physical damage, but may result in life long injuries, immobility, lack of employment, and even death. When an injury is a result of the negligent operation of a vehicle, the driver from the vehicle should held responsible for the consequences of such negligence. Since the laws of every state will vary, it is important to possess a local attorney proficient in vehicle accident compensation look after your own personal injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is extremely familiar with the laws and established standards that trucking companies and truck drivers must meet. This can include stuff like mandatory training, rest breaks, and work hour restrictions. There are many parties who could be held accountable for injuries to victims in the case of truck or tractor-trailer related accidents for example the driver, the owner in the vehicle, the lessor, the manufacturer in the vehicle, parts, or tires, or even the shipper or loader from the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is vital to ensure you are properly compensated for your injuries. Motorcycles present unique challenges, not merely for drivers but also for all of the other users of your road. After motorcycle accidents, motorists often state that they failed to begin to see the motorcycle and the amount of instances where motorcycle drivers have been struck by vehicles has grown substantially. Other elements that lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver along with their passenger to carry negligent vehicle drivers responsible for loss and suffering due to their negligent driving. Filing an individual injury claim requires the motorcycle driver’s insurer along with the at-fault motorist to check the situation and achieving a claims adjuster offer a certain amount of compensation. Without correct representation, the victim of any motorcycle accident runs the chance of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ among states and those cases may become quite complex. If a dog owner is confronted with a strict liability dog bite statute he might have few choices for an excellent defense. More defense options might be for sale in states where traditional negligence rules apply. Your dog bite lawyer may help you claim compensation if you have been the victim of the dog attack. Dog bites might cause serious injuries and in some cases, victims may also be psychologically impacted by the trauma. It is possible to pursue an insurance claim versus the dog owner’s home insurance provider if the attack occurred on the insured’s property. A pet dog bite attorney can enjoy a crucial role in proving liability in the dog bite case since they understand the applicable laws in your local state, how to calculate damages, and the most effective way to present evidence. To become successful in the injury slip-and-fall lawsuit you will have to prove that they can owner or tenant of the property was negligent in some action they did or did not take that caused the injury. Most slip-and-fall cases are settled out from court as well as a lawsuit is usually only filed once the parties involved cannot reach a settlement. Despite their prevalence as well as the serious injuries the main cause, premises liability lawsuits are hard to win. Reasons for injury usually range from failure to place indicators of wet spots or objects which are left lying in walkways to unstable work surfaces and failing to maintain walkways. An individual injury slip, trip, and fall case rely heavily on the victim’s power to prove liability on the part of the defendant which the victim suffered damages due to such negligence. Chapter 7 Bankruptcy might help resolve your financial situation if you have serious financial problems. However, at the same time, you might lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and many common type of bankruptcy and statistically a lot more than 95.5% of Chapter 7 bankruptcy filings have had debts they have accrued discharged. As a way to qualify for Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a nicely as secured and unsecured debt. Some individuals who do not possess enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets like home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to assist them to handle overwhelming debt. However, you will find long-term consequences for those who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or their debts as an alternative to liquidation. It is great for those whose biggest dilemma is not deficiency of income, but handling the needs from creditors for fast payment. It enables you to maintain your home providing you are able to pay the mortgage under the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to solve your debt by making use of all disposable income for the debt reduction plan. It allows debtors to reduce unsecured debts as well as to catch up on missed home loan payments. Probably the most attractive highlights of this option is short-circuiting home foreclosure. Although keeping your house can be a great relief, you will be expected to live for a long time within the close supervision of a court-appointed trustee to gather and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is a relatively new addition to the bankruptcy laws that enable family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency reaction to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They have to be actively involved in a farming or commercial fishing operation and adhere to certain requirements. Debtors must think of a repayment plan within 3 months of filing at court. It has to include a proposed decide to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt with a corporation or partnership involving a reorganization want to maintain the business operational while repaying creditors over a duration of time. Business people and individuals also can use Chapter 11 to seek relief. A Chapter 11 petition can be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement plus a reorganization plan has to be filed together with the court. The disclosure must contain all information regarding the assets, liabilities, along with other business affairs of the debtor sufficient to allow a creditor to make a well informed decision concerning the reorganization plan. The Automatic Stay supplies a debtor with a period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are to not be pursued on any debt that occurred prior to the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented through the court, an appointed trustee, a committee, or some other parties appealing.