We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Accidental injuries takes place when a person is physically or psychologically injured on account of negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when someone states to are already harmed by someone else in an accident or on account of negligence and who might be held legally in charge of such harm. A personal injury case becomes formalized when a accidental injuries lawyer represents the truth with respect to a customer at the civil court proceeding. There are numerous duties your own injury lawyer performs in aiding their clients, the most important mandate being to enable them to obtain the justice and compensation they may be lawfully eligible to from undergoing losses and suffering because of the negligence of others. Workplace injury compensation might be claimed when someone believes their employer has failed with their responsibilities towards them and such negligence is responsible for any sort of accident or injury at the job. Whenever a worker has been hurt on job, they are able to claim compensation off their employer by submitting a work accident claim. When the claim is a winner the amount claimed will likely be included in the employer’s liability insurance. You can find four forms of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some type of worker’s compensation for employees is usually compulsory using the notable exception of Texas as of 2018. There are 2 basic requirements for workers to be eligible for worker’s compensation benefits – they have to be hired by an employer that has or maybe needed by law to obtain Worker’s Compensation Insurance, plus they should have been injured at your workplace due to their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses a result of contact with harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains because of handling materials. When a worker has suffered a work-related injury or illness time is an issue as there is a restricted timeframe in order to report the accident or incident as a way to claim benefits. Deadlines vary from state to state but in most states, the incident needs to be notified towards the employer within 30 to 40 days failing that your ability from the worker to acquire compensation might be severely jeopardized. Workers are often surprised to understand that employers can dispute a worker’s compensation claim they think is invalid since the rates they pay are affected by the number of claims paid out by their insurance company. For this reason it is important to have proper legal representation with a qualified accidental injury lawyer to be sure the rights of employees are upheld. In the case of accidental injury caused by a vehicle accident, an auto wreck lawyer will fully handle your case to make sure you have the appropriate compensation for your personal loss and suffering due to negligence of an individual else. A car accident cannot only cause physical damage, but may result in life long injuries, immobility, lack of employment, and even death. When an accident results from the negligent operation of the vehicle, the motorist of the vehicle must held liable for the results of those negligence. Because the laws for each state are not the same, it is important to use a local attorney proficient in motor vehicle accident compensation look after your personal injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is tremendously proficient in the laws and established standards that trucking companies and truck drivers must meet. Including things such as mandatory training, rest breaks, and work hour restrictions. There are many parties who can be held responsible for injuries to victims in the case of truck or tractor-trailer related accidents including the driver, the property owner in the vehicle, the lessor, the producer of your vehicle, parts, or tires, or even the shipper or loader of your cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is crucial to ensure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not simply for drivers but for other users of the road. After motorcycle accidents, motorists often point out that they did not see the motorcycle and the number of instances where motorcycle drivers are already struck by vehicles has risen substantially. Other variables which lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver as well as their passenger to keep negligent vehicle drivers liable for loss and suffering a result of their negligent driving. Filing a personal injury claim requires the motorcycle driver’s insurance provider along with the at-fault motorist to examine the way it is and having a claims adjuster offer some compensation. Without proper representation, the victim of any motorcycle accident runs the potential risk of not receiving fair and only compensation for loss and suffering. Dog bite laws differ among states and they cases can be quite complex. In case a dog owner is confronted by a strict liability dog bite statute he might have few options for an effective defense. More defense options can be available in states where traditional negligence rules apply. Your dog bite lawyer can assist you claim compensation if you have been the victim of a dog attack. Dog bites can cause serious injuries and in some cases, victims can also be psychologically affected by the trauma. It is possible to pursue an insurance claim versus the dog owner’s home insurance provider if the attack occurred on the insured’s property. A dog bite attorney may play a vital role in proving liability in a dog bite case while they be aware of applicable laws in your local state, how you can calculate damages, and the most effective way to provide evidence. To become successful in the personal injury slip-and-fall lawsuit you will need to prove that they can owner or tenant from the property was negligent in some action they did or did not take that caused the injury. Most slip-and-fall cases are settled away from court along with a lawsuit is usually only filed once the parties involved cannot reach an agreement. Despite their prevalence and the serious injuries the reason, premises liability lawsuits are hard to win. Reasons behind injury usually range from failure to place indicators of wet spots or objects which are left lying in walkways to unstable work surfaces and failing to maintain walkways. An individual injury slip, trip, and fall case rely heavily around the victim’s capability to prove liability on the part of the defendant which the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy can help resolve your financial situation in case you have serious financial problems. However, along the way, you could lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and a lot everyday sort of bankruptcy and according to statistics greater than 95.5% of Chapter 7 bankruptcy filings have had debts they have accrued discharged. So that you can be entitled to Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a properly as secured and unsecured debt. Some individuals who do not possess enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets like home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to assist them to manage overwhelming debt. However, you will find long term consequences for many who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or their debts instead of liquidation. It is great for those whose biggest concern is not deficiency of income, but coping with the requirements from creditors for fast payment. It allows you to make your home providing you can actually pay the mortgage within the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to resolve your debt by using all disposable income towards the debt reduction plan. It allows debtors to reduce unsecured debts as well as to get caught up on missed home loan repayments. Probably the most attractive features of this approach is short-circuiting home foreclosure. Although keeping your home can be a great relief, you will certainly be required to live for many years within the close supervision of any court-appointed trustee to recover and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a relatively new accessory for the bankruptcy laws which allow family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency reaction to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They must be actively engaged in a farming or commercial fishing operation and comply with certain requirements. Debtors must think of a repayment plan within 90 days of filing at court. It needs to add a proposed decide to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt with a corporation or partnership involving a reorganization plan to retain the business operational while repaying creditors over a period of time. Companies and individuals can also use Chapter 11 to look for relief. A Chapter 11 petition may be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement plus a reorganization plan needs to be filed together with the court. The disclosure must contain all information about the assets, liabilities, and other business affairs of the debtor sufficient allowing a creditor to make an educated decision regarding the reorganization plan. The Automatic Stay offers a debtor with a period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and so are not to be pursued on any debt that occurred just before the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented with the court, an appointed trustee, a committee, or some other parties of interest.