We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Injury takes place when an individual continues to be physically or psychologically injured due to negligence on the part of another individual, company, entity, or government agency. Injury legal cases arise when a person claims to have already been harmed by other people within an accident or as a result of negligence and who might be held legally accountable for such harm. A private injury case becomes formalized every time a injury lawyer represents the truth for a person at the civil court proceeding. There are lots of duties your own injury lawyer performs in aiding their clientele, the most crucial mandate being to assist them receive the justice and compensation they are lawfully eligible to from undergoing losses and suffering because of the negligence of others. Workplace injury compensation may be claimed when someone believes that their employer has failed with their responsibilities towards them and such negligence has caused any sort of accident or injury at the job. Every time a worker is hurt on job, they may claim compensation from their employer by submitting a work accident claim. If the claim is a winner the amount claimed is going to be protected by the employer’s insurance. You can find four varieties of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some kind of worker’s compensation for workers is generally compulsory using the notable exception of Texas at the time of 2018. There are two simple requirements for workers to qualify for worker’s compensation benefits – they should be used by a business who may have or is required by law to get Worker’s Compensation Insurance, and they also will need to have been injured at work as a result of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses a result of being exposed to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains as a result of handling materials. When a member of staff has suffered a work-related injury or illness time is important while there is a restricted period of time in order to report the accident or incident in order to claim benefits. Deadlines vary between states but also in most states, the incident should be notified to the employer within 30 to 40 days failing that your ability of the worker to get compensation could be severely jeopardized. Personnel are often surprised to find out that employers can dispute a worker’s compensation claim they feel is invalid because the rates they pay are affected by the quantity of claims paid out by their insurance firm. For this reason you should have proper legal representation from a qualified injury lawyer to ensure the rights of employees are upheld. In the case of injury because of a automobile accident, an auto wreck lawyer will fully handle your case to ensure you get the appropriate compensation for the loss and suffering because of the negligence of somebody else. An automobile accident are unable to only cause physical damage, but may result in life long injuries, immobility, loss in employment, as well as death. When a personal injury is a result of the negligent operation of a vehicle, the operator of your vehicle must held responsible for the consequences of those negligence. Because the laws of every state are not the same, it is very important have got a local attorney familiar with vehicle accident compensation care for your own injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is very proficient in the laws and established standards that trucking companies and truck drivers must meet. This can include stuff like mandatory training, rest breaks, and work hour restrictions. There are various parties who may be held responsible for injuries to victims in the case of truck or tractor-trailer related accidents such as the driver, the homeowner of your vehicle, the lessor, the company from the vehicle, parts, or tires, or maybe the shipper or loader from the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is crucial to ensure you are properly compensated to your injuries. Motorcycles present unique challenges, not simply for drivers however, for other users in the road. After motorcycle accidents, motorists often claim that they failed to see the motorcycle and the quantity of instances where motorcycle drivers have already been struck by vehicles has increased substantially. Other variables that lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver as well as their passenger to keep negligent vehicle drivers liable for loss and suffering due to their negligent driving. Filing a personal injury claim requires the motorcycle driver’s insurance provider along with the at-fault motorist to look at the situation and having a claims adjuster offer a certain amount of compensation. Without correct representation, the victim of your motorcycle accident runs the potential risk of not receiving fair and just compensation for loss and suffering. Dog bite laws differ among states which cases may become quite complex. When a dog owner is faced with a strict liability dog bite statute this individual have few alternatives for an excellent defense. More defense options can be offered in states where traditional negligence rules apply. A dog bite lawyer will help you claim compensation in case you have been the victim of your dog attack. Dog bites may cause serious injuries and in many cases, victims may also be psychologically impacted by the trauma. You may pursue an insurance claim versus the dog owner’s property insurance provider in the event the attack occurred on the insured’s property. A dog bite attorney can start to play a vital role in proving liability in a dog bite case while they be aware of applicable laws with your local state, how you can calculate damages, and the most effective way to offer evidence. In order to be successful within a injury slip-and-fall lawsuit you will need to prove that they owner or tenant of the property was negligent in certain action they did or did not take that caused the injury. Most slip-and-fall cases are settled out of court along with a lawsuit is generally only filed once the parties involved cannot reach a settlement. Despite their prevalence and the serious injuries the reason, premises liability lawsuits are hard to win. Factors behind injury usually range between failure to position signs of wet spots or objects that are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. An individual injury slip, trip, and fall case rely heavily about the victim’s capability to prove liability on the part of the defendant and therefore the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy will help resolve your debts if you have serious financial problems. However, in the process, you could possibly lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and the majority of everyday sort of bankruptcy and according to statistics more than 95.5% of Chapter 7 bankruptcy filings experienced their debts discharged. So that you can qualify for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a properly as secured and unsecured debt. Many people who do not have enough debt to declare bankruptcy may need to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to assist them to manage overwhelming debt. However, you can find long-term consequences for those who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or all of their debts as an option to liquidation. It is fantastic for those whose biggest problem is not lack of income, but handling the needs from creditors for fast payment. It enables you to keep the home providing it is possible to pay for the mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to settle the debt by using all disposable income on the debt reduction plan. It allows debtors to reduce unsecured debts and to catch up on missed mortgage repayments. Probably the most attractive highlights of this option is short-circuiting home foreclosure. Although keeping your home might be a great relief, you will end up expected to live for several years under the close supervision of any court-appointed trustee to collect and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a relatively new addition to the bankruptcy laws which allow family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency reaction to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They ought to be actively involved in a farming or commercial fishing operation and comply with certain requirements. Debtors must think of a repayment schedule within 90 days of filing at court. It needs to incorporate a proposed decide to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by way of a corporation or partnership involving a reorganization want to maintain the business operational while repaying creditors over a period of time. Company owners and folks also can use Chapter 11 to find relief. A Chapter 11 petition can be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement plus a reorganization plan must be filed using the court. The disclosure must contain all information about the assets, liabilities, and also other business affairs in the debtor sufficient to permit a creditor to produce an informed decision regarding the reorganization plan. The Automatic Stay gives a debtor with a period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and they are never to be pursued on any debt that occurred prior to the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented by the court, an appointed trustee, a committee, or some other parties appealing.