We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Injury occurs when somebody is physically or psychologically injured due to negligence by another individual, company, entity, or government agency. Accidental injuries legal cases arise when someone states are already harmed by somebody else inside an accident or as a result of negligence and who could be held legally responsible for such harm. A personal injury case becomes formalized when a injury lawyer represents the truth on the part of a client at the civil court proceeding. There are lots of duties an individual injury lawyer performs in aiding their clientele, the main mandate being to assist them to acquire the justice and compensation they are lawfully qualified for from undergoing losses and suffering due to the negligence of others. Workplace injury compensation might be claimed when someone believes that the employer has failed with their responsibilities towards them and such negligence has caused an accident or injury at your workplace. Each time a worker is hurt on job, they could claim compensation off their employer by submitting a work accident claim. If the claim is a winner the quantity claimed will likely be paid by the employerâ€™s insurance. There are actually four forms of workerâ€™s compensation benefits that could be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some sort of workerâ€™s compensation for workers is normally compulsory using the notable exception of Texas as of 2018. The two main simple requirements for workers to be eligible for workerâ€™s compensation benefits â€“ they must be employed by a company that has or maybe required by law to possess Workerâ€™s Compensation Insurance, and they need to have been injured at work on account of their job- related duties. Most work-related injuries are covered by workerâ€™s comp insurance including accidents and occupational illnesses a result of being exposed to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains because of handling materials. When an employee has suffered a work-related injury or illness time is important while there is a restricted period of time to report the accident or incident in order to claim benefits. Deadlines vary among states however in most states, the incident needs to be notified on the employer within 30 to 40 days failing in which the ability of the worker to obtain compensation could be severely jeopardized. Staff is often surprised to discover that employers can dispute a workerâ€™s compensation claim they feel is invalid for the reason that rates they pay are affected by the number of claims paid out by their insurance company. This is why you should have proper legal representation with a qualified injury lawyer so that the rights of workers are upheld. In the case of injury due to a car accident, a vehicle wreck lawyer will handle your case to make sure you get the appropriate compensation for your personal loss and suffering as a result of negligence of an individual else. A car accident can not only cause physical damage, but may result in life long injuries, immobility, loss of employment, and even death. When an accident results from the negligent operation of your vehicle, the operator from the vehicle should held accountable for the effects of such negligence. Because the laws of each state are different, it is essential to have got a local attorney proficient in motor vehicle accident compensation look after your own personal injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is extremely proficient in the laws and established standards that trucking companies and truck drivers must meet. Including things like mandatory training, rest breaks, and work hour restrictions. There are many parties who could be held responsible for injuries to victims with regards to truck or tractor-trailer related accidents such as the driver, the dog owner of the vehicle, the lessor, the company of your vehicle, parts, or tires, or perhaps the shipper or loader of the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is important to ensure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not just for drivers but also for all of the other users of the road. After motorcycle accidents, motorists often say that they did not start to see the motorcycle and the quantity of instances where motorcycle drivers have been struck by vehicles has increased substantially. Other elements that lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver as well as their passenger to hold negligent vehicle drivers to blame for loss and suffering caused by their negligent driving. Filing a personal injury claim necessitates the motorcycle driverâ€™s insurance company and the at-fault motorist to evaluate the situation and achieving a claims adjuster offer a certain amount of compensation. Without correct representation, the victim of any motorcycle accident runs the danger of not receiving fair and only compensation for loss and suffering. Dog bite laws differ from state to state and these cases can be quite complex. If a dog owner is confronted with a strict liability dog bite statute he could have few options for an excellent defense. More defense options might be obtainable in states where traditional negligence rules apply. Your dog bite lawyer can assist you claim compensation in case you have been the victim of your dog attack. Dog bites might cause serious injuries and in many cases, victims may also be psychologically impacted by the trauma. You may pursue an insurance claim from the dog ownerâ€™s home insurance provider in case the attack occurred around the insuredâ€™s property. A dog bite attorney may play a crucial role in proving liability in a dog bite case as they are aware of the applicable laws inside your local state, the way to calculate damages, and an effective way to show evidence. To become successful in the accidental injury slip-and-fall lawsuit you will have to prove that they owner or tenant of the property was negligent in certain action they did or did not take that caused the damage. Most slip-and-fall cases are settled out from court along with a lawsuit is often only filed when the parties involved cannot reach a settlement. Despite their prevalence as well as the serious injuries the cause, premises liability lawsuits are difficult to win. Reasons behind injury usually range between failure to set signals of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and failing to maintain walkways. A private injury slip, trip, and fall case rely heavily around the victimâ€™s power to prove liability by the defendant and this the victim suffered damages due to such negligence. Chapter 7 Bankruptcy will help resolve the money you owe when you have serious financial problems. However, during this process, you could lose some property. Chapter 7 Bankruptcy, often known as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and most everyday sort of bankruptcy and statistically more than 95.5% of Chapter 7 bankruptcy filings have had debts they have accrued discharged. In order to be entitled to Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a properly as secured and unsecured debt. Some individuals who do not possess enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to assist them deal with overwhelming debt. However, you can find long term consequences for people who follow this route. Also called the â€˜wage earnerâ€™s bankruptcyâ€™ it allows people who have enough income to settle part or all of their debts as an option to liquidation. It is fantastic for those whose biggest dilemma is not deficiency of income, but handling the requirements from creditors for fast payment. It permits you to keep the home providing you can actually pay for the mortgage under the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to eliminate your debt by utilizing all disposable income towards the debt reduction plan. It allows debtors to remove unsecured debts as well as to get caught up on missed mortgage payments. Probably the most attractive attributes of this alternative is short-circuiting home foreclosure. Although keeping your house could be a great relief, you will end up needed to live for many years within the close supervision of your court-appointed trustee to accumulate and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a relatively recent addition to the bankruptcy laws that enable family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency solution to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They have to be actively engaged in a farming or commercial fishing operation and comply with certain requirements. Debtors must develop a repayment schedule within 3 months of filing at court. It should incorporate a proposed want to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally provides for the restructuring of debt by way of a corporation or partnership involving a reorganization intend to keep your business operational while repaying creditors over a duration of time. Business people and folks can also use Chapter 11 to get relief. A Chapter 11 petition might be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement as well as a reorganization plan needs to be filed together with the court. The disclosure must contain information regarding the assets, liabilities, along with other business affairs from the debtor sufficient allowing a creditor to help make a well informed decision about the reorganization plan. The Automatic Stay gives a debtor with a period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and are not to be pursued on any debt that occurred ahead of the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented by the court, an appointed trustee, a committee, or any other parties of interest.