We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Personal injury takes place when somebody is physically or psychologically injured as a result of negligence by another individual, company, entity, or government agency. Accidental injuries legal cases arise when someone states to happen to be harmed by somebody else in a accident or due to negligence and who could be held legally in charge of such harm. A personal injury case becomes formalized each time a personal injury lawyer represents the way it is with respect to a client with a civil court proceeding. There are many duties an individual injury lawyer performs in aiding their clients, the most significant mandate being to help them acquire the justice and compensation these are lawfully entitled to from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation can be claimed when someone believes that their employer has failed within their responsibilities towards them and such negligence is responsible for a crash or injury at your workplace. When a worker is hurt on job, they can claim compensation off their employer by submitting a work accident claim. In case the claim is successful the exact amount claimed will likely be included in the employer’s insurance. There are actually four forms of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some form of worker’s compensation for employees is usually compulsory together with the notable exception of Texas by 2018. The two main simple requirements for workers to be eligible for worker’s compensation benefits – they must be utilized by an employer who may have or possibly is required by law to have Worker’s Compensation Insurance, and they will need to have been injured at your workplace because of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses a result of being exposed to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains due to handling materials. When a staff member has suffered a work-related injury or illness time is critical because there is a small timeframe to report the accident or incident to be able to claim benefits. Deadlines vary from state to state but in most states, the incident needs to be notified for the employer within 30 to 40 days failing which the ability from the worker to receive compensation may be severely jeopardized. Staff is often surprised to find out that employers can dispute a worker’s compensation claim they think is invalid for the reason that rates they pay are influenced by the volume of claims paid out by their insurance carrier. This is why it is very important have proper legal representation by way of a qualified accidental injuries lawyer so that the rights of workers are upheld. With regards to accidental injuries because of a car accident, a vehicle wreck lawyer will fully handle your case to make sure you have the appropriate compensation to your loss and suffering due to the negligence of someone else. A car accident can not only cause physical damage, but may lead to life long injuries, immobility, loss of employment, and even death. When an accident comes from the negligent operation of a vehicle, the driver of your vehicle must held to blame for the effects of the negligence. Considering that the laws of each state will vary, you should use a local attorney experienced in automobile accident compensation look after your own injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is extremely experienced with the laws and established standards that trucking companies and truck drivers must meet. Including such things as mandatory training, rest breaks, and work hour restrictions. There are several parties who could be held accountable for injuries to victims in the matter of truck or tractor-trailer related accidents like the driver, the property owner of your vehicle, the lessor, the company of your vehicle, parts, or tires, and even the shipper or loader in the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is essential to make sure you are properly compensated for your injuries. Motorcycles present unique challenges, not simply for drivers but also for all of the other users from the road. After motorcycle accidents, motorists often state that they did not see the motorcycle and the volume of instances where motorcycle drivers have been struck by vehicles has increased substantially. Other factors which lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver along with their passenger to support negligent vehicle drivers accountable for loss and suffering caused by their negligent driving. Filing an individual injury claim involves the motorcycle driver’s insurance company as well as the at-fault motorist to check the case and achieving a claims adjuster offer some compensation. Without the right representation, the victim of a motorcycle accident runs the danger of not receiving fair and only compensation for loss and suffering. Dog bite laws differ among states and those cases may become quite complex. In case a dog owner is confronted with a strict liability dog bite statute he could have few selections for an excellent defense. More defense options might be available in states where traditional negligence rules apply. A dog bite lawyer can assist you claim compensation for those who have been the victim of a dog attack. Dog bites can cause serious injuries and perhaps, victims can even be psychologically impacted by the trauma. You can pursue an insurance claim versus the dog owner’s home insurance provider in case the attack occurred on the insured’s property. A pet dog bite attorney may play an important role in proving liability inside a dog bite case while they know the applicable laws within your local state, the best way to calculate damages, and the simplest way to present evidence. To be successful within a injury slip-and-fall lawsuit you will have to prove which they owner or tenant of your property was negligent in a few action they did or did not take that caused the damage. Most slip-and-fall cases are settled away from court as well as a lawsuit is often only filed once the parties involved cannot reach an agreement. Despite their prevalence and also the serious injuries the cause, premises liability lawsuits are difficult to win. Causes of injury usually range from failure to position signs of wet spots or objects which are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. An individual injury slip, trip, and fall case rely heavily in the victim’s power to prove liability on the part of the defendant and that the victim suffered damages because of such negligence. Chapter 7 Bankruptcy can help resolve your debts for those who have serious financial problems. However, during this process, you could lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and most everyday sort of bankruptcy and according to statistics greater than 95.5% of Chapter 7 bankruptcy filings have had their debts discharged. So that you can qualify for Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a nicely as secured and unsecured debt. Some people who do not have enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to assist them to handle overwhelming debt. However, you will find long-term consequences for individuals who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or all their debts as an alternative to liquidation. It is fantastic for those whose biggest issue is not insufficient income, but working with the requirements from creditors for fast payment. It enables you to keep your home providing you are able to pay for the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to settle the debt by using all disposable income to the debt reduction plan. It allows debtors to remove unsecured debts and also to catch up on missed home loan payments. One of the most attractive attributes of this option is short-circuiting home foreclosure. Although keeping your own home can be a great relief, you will certainly be expected to live for many years within the close supervision of any court-appointed trustee to gather and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is a fairly new accessory for the bankruptcy laws that allow family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency solution to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They must be actively involved in a farming or commercial fishing operation and adhere to certain requirements. Debtors must think of a repayment plan within 3 months of filing at court. It has to feature a proposed want to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by a corporation or partnership involving a reorganization plan to maintain the business operational while repaying creditors over a period of time. Business owners and people can also use Chapter 11 to seek relief. A Chapter 11 petition might be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement along with a reorganization plan should be filed using the court. The disclosure must contain all information with regards to the assets, liabilities, along with other business affairs in the debtor sufficient to permit a creditor to help make a knowledgeable decision concerning the reorganization plan. The Automated Stay supplies a debtor with a period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and they are to never be pursued on any debt that occurred before the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented with the court, an appointed trustee, a committee, or another parties of great interest.