We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Accidental injuries develops when somebody has been physically or psychologically injured on account of negligence on the part of another individual, company, entity, or government agency. Injury legal cases arise when an individual states to happen to be harmed by someone else in an accident or as a result of negligence and who might be held legally responsible for such harm. Your own injury case becomes formalized every time a injury lawyer represents the way it is on the part of a client in a civil court proceeding. There are many duties an individual injury lawyer performs in aiding their clients, the most crucial mandate being to assist them get the justice and compensation they can be lawfully entitled to from undergoing losses and suffering because of the negligence of others. Workplace injury compensation could be claimed when someone believes that the employer has failed within their responsibilities towards them etc negligence is responsible for a crash or injury at work. Each time a worker continues to be hurt on job, they are able to claim compensation from the employer by submitting a work accident claim. If the claim is a winner the quantity claimed is going to be included in the employer’s insurance. You can find four varieties of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some type of worker’s compensation for workers is generally compulsory with the notable exception of Texas by 2018. There are 2 simple requirements for workers to be eligible for worker’s compensation benefits – they must be employed by a business who may have or perhaps is essental to law to possess Worker’s Compensation Insurance, and so they will need to have been injured at your workplace on account of their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses due to exposure to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains on account of handling materials. When a worker has suffered a work-related injury or illness time is of the essence as there is a limited timeframe to report the accident or incident so that you can claim benefits. Deadlines vary among states but also in most states, the incident must be notified for the employer within 30 to 40 days failing which the ability of your worker to obtain compensation may be severely jeopardized. Personnel are often surprised to understand that employers can dispute a worker’s compensation claim they believe is invalid because the rates they pay are influenced by the quantity of claims paid out by their insurance firm. This is why you should have proper legal representation from a qualified injury lawyer so that the rights of employees are upheld. With regards to personal injury caused by a vehicle accident, an automobile wreck lawyer will fully handle your case to make sure you obtain the appropriate compensation for your personal loss and suffering as a result of negligence of an individual else. An automobile accident can not only cause physical damage, but may result in life long injuries, immobility, reduction in employment, and also death. When a personal injury is a result of the negligent operation of any vehicle, the operator of the vehicle should held liable for the consequences of those negligence. Ever since the laws of each and every state are very different, it is very important have got a local attorney experienced in car accident compensation deal with your own injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is extremely familiar with the laws and established standards that trucking companies and truck drivers must meet. Including such things as mandatory training, rest breaks, and work hour restrictions. There are many parties who can be held accountable for injuries to victims when it comes to truck or tractor-trailer related accidents for example the driver, the property owner of the vehicle, the lessor, the company in the vehicle, parts, or tires, and even the shipper or loader in the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is crucial to make sure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not merely for drivers but for all other users of the road. After motorcycle accidents, motorists often state that they did not begin to see the motorcycle and the volume of instances where motorcycle drivers are already struck by vehicles has increased substantially. Other elements which lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver and their passenger to hold negligent vehicle drivers responsible for loss and suffering due to their negligent driving. Filing your own injury claim necessitates the motorcycle driver’s insurance company along with the at-fault motorist to look at the way it is and getting a claims adjuster offer some compensation. Without the right representation, the victim of a motorcycle accident runs the potential risk of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ among states and these cases can become quite complex. When a dog owner is up against a strict liability dog bite statute this individual have few options for a successful defense. More defense options could be offered in states where traditional negligence rules apply. A pet dog bite lawyer will help you claim compensation if you have been the victim of any dog attack. Dog bites can cause serious injuries and perhaps, victims can also be psychologically influenced by the trauma. You can pursue an insurance claim versus the dog owner’s home insurance provider in the event the attack occurred around the insured’s property. A pet dog bite attorney can enjoy a crucial role in proving liability within a dog bite case while they are aware of the applicable laws with your local state, the way to calculate damages, and the best way to provide evidence. Just to be successful in the accidental injury slip-and-fall lawsuit you will have to prove that they owner or tenant of your property was negligent in many action they did or did not take that caused the damage. Most slip-and-fall cases are settled from court along with a lawsuit is generally only filed once the parties involved cannot reach an agreement. Despite their prevalence and also the serious injuries the main cause, premises liability lawsuits take time and effort to win. Reasons for injury usually range from failure to position warning signs of wet spots or objects which are left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily around the victim’s capacity to prove liability on the part of the defendant and that the victim suffered damages because of such negligence. Chapter 7 Bankruptcy might help resolve your financial obligations in case you have serious financial problems. However, during this process, you might lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and the majority of common type of bankruptcy and statistically over 95.5% of Chapter 7 bankruptcy filings have experienced debts they have accrued discharged. So that you can be entitled to Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a properly as secured and unsecured debt. Some people who do not have enough debt to declare bankruptcy may need to sell non-exempt assets, however, important assets like home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to assist them to manage overwhelming debt. However, there are long-term consequences for many who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or all of their debts as an alternative to liquidation. It is perfect for those whose biggest concern is not insufficient income, but coping with the requirements from creditors for fast payment. It allows you to keep your home providing you may pay the mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to solve the debt by applying all disposable income on the debt reduction plan. It allows debtors to remove unsecured debts and also to get caught up on missed mortgage repayments. Just about the most attractive options that come with this approach is short-circuiting home foreclosure. Although keeping your property could be a great relief, you may be expected to live for many years within the close supervision of your court-appointed trustee to accumulate and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is a relatively recent accessory for the bankruptcy laws that enable family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency reaction to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They ought to be actively engaged in a farming or commercial fishing operation and abide by certain requirements. Debtors must develop a repayment plan within 90 days of filing at court. It should incorporate a proposed want to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt with a corporation or partnership involving a reorganization want to keep your business operational while repaying creditors during a period of time. Companies and individuals could also use Chapter 11 to get relief. A Chapter 11 petition might be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement along with a reorganization plan should be filed with the court. The disclosure must contain information with regards to the assets, liabilities, as well as other business affairs in the debtor sufficient to enable a creditor to produce a well informed decision about the reorganization plan. The Automated Stay offers a debtor with a period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and are not to be pursued on any debt that occurred prior to the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented from the court, an appointed trustee, a committee, or another parties of great interest.