We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Personal injury takes place when somebody continues to be physically or psychologically injured because of negligence on the part of another individual, company, entity, or government agency. Personal injury legal cases arise when somebody promises to have already been harmed by somebody else in a accident or on account of negligence and who may be held legally responsible for such harm. An individual injury case becomes formalized each time a injury lawyer represents the truth on behalf of a customer at a civil court proceeding. There are lots of duties your own injury lawyer performs in aiding their customers, the most crucial mandate being to enable them to receive the justice and compensation they can be lawfully eligible for from undergoing losses and suffering due to the negligence of others. Workplace injury compensation could be claimed when someone believes that their employer has failed inside their responsibilities towards them etc negligence is responsible for an accident or injury at your workplace. Whenever a worker has been hurt on job, they are able to claim compensation from the employer by submitting a work accident claim. When the claim is a winner the quantity claimed will likely be protected by the employer’s liability insurance. You can find four varieties of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some sort of worker’s compensation for employees is usually compulsory using the notable exception of Texas at the time of 2018. The two main basic requirements for workers to qualify for worker’s compensation benefits – they have to be used by a company that has or possibly is required by law to obtain Worker’s Compensation Insurance, and they will need to have been injured at your workplace because of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses due to exposure to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains on account of handling materials. When a staff member has suffered a work-related injury or illness time is an issue because there is a restricted time frame where you can report the accident or incident as a way to claim benefits. Deadlines vary between states nevertheless in most states, the incident must be notified to the employer within 30 to 40 days failing which the ability in the worker to obtain compensation might be severely jeopardized. Staff is often surprised to understand that employers can dispute a worker’s compensation claim they think is invalid because the rates they pay are influenced by the volume of claims paid out by their insurance provider. This is the reason it is important to have proper legal representation from a qualified injury lawyer to ensure the rights of employees are upheld. When it comes to accidental injury due to a vehicle accident, an automobile wreck lawyer will represent you to ensure you have the appropriate compensation for the loss and suffering because of the negligence of somebody else. A car accident cannot only cause physical damage, but may result in life long injuries, immobility, reduction in employment, and in many cases death. When a physical injury comes from the negligent operation of a vehicle, the motorist of the vehicle must held accountable for the effects of these negligence. Since the laws of each and every state are very different, it is important to possess a local attorney experienced with car accident compensation deal with your own injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is highly familiar with the laws and established standards that trucking companies and truck drivers must meet. This consists of things such as mandatory training, rest breaks, and work hour restrictions. There are several parties who could be held responsible for injuries to victims with regards to truck or tractor-trailer related accidents like the driver, the owner of the vehicle, the lessor, the company from the vehicle, parts, or tires, or even the shipper or loader of your cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is important to make sure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not just for drivers but also for all of the other users in the road. After motorcycle accidents, motorists often say that they failed to start to see the motorcycle and the amount of instances where motorcycle drivers are already struck by vehicles has risen substantially. Other elements that lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver in addition to their passenger to carry negligent vehicle drivers liable for loss and suffering caused by their negligent driving. Filing an individual injury claim involves the motorcycle driver’s insurance company and the at-fault motorist to evaluate the case and getting a claims adjuster offer a certain amount of compensation. Without correct representation, the victim of the motorcycle accident runs the danger of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ from state to state which cases can be quite complex. If your dog owner is confronted by a strict liability dog bite statute this individual have few options for a prosperous defense. More defense options may be obtainable in states where traditional negligence rules apply. Your dog bite lawyer may help you claim compensation for those who have been the victim of a dog attack. Dog bites could cause serious injuries and in many cases, victims can be psychologically influenced by the trauma. You may pursue an insurance claim up against the dog owner’s property insurance provider in case the attack occurred around the insured’s property. A pet dog bite attorney can start to play an important role in proving liability in the dog bite case as they know the applicable laws inside your local state, the best way to calculate damages, and the best way to offer evidence. In order to be successful in the injury slip-and-fall lawsuit you will have to prove which they owner or tenant of the property was negligent in some action they did or failed to take that caused the injury. Most slip-and-fall cases are settled out of court and a lawsuit is normally only filed when the parties involved cannot reach a settlement. Despite their prevalence as well as the serious injuries the cause, premises liability lawsuits take time and effort to win. Causes of injury usually vary from failure to position indicators of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A private injury slip, trip, and fall case rely heavily in the victim’s power to prove liability on the part of the defendant and therefore the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy might help resolve your financial situation if you have serious financial problems. However, during this process, you might lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and most common type of bankruptcy and statistically more than 95.5% of Chapter 7 bankruptcy filings have had debts they have accrued discharged. To be able to be eligible for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a nicely as secured and unsecured debt. Many people who do not have enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets including home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to enable them to handle overwhelming debt. However, you can find long term consequences for many who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or their debts instead of liquidation. It is ideal for those whose biggest concern is not absence of income, but working with the demands from creditors for fast payment. It lets you maintain your home providing you can actually spend the money for mortgage within the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to eliminate the debt by making use of all disposable income towards the debt reduction plan. It allows debtors to eliminate unsecured debts and also to catch up on missed mortgage payments. One of the more attractive attributes of this choice is short-circuiting home foreclosure. Although keeping your home can be a great relief, you may be expected to live for a long time beneath the close supervision of the court-appointed trustee to gather and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a fairly new addition to the bankruptcy laws that permit family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency solution to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They must be actively involved in a farming or commercial fishing operation and abide by certain requirements. Debtors must develop a repayment plan within 3 months of filing at court. It has to incorporate a proposed want to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt with a corporation or partnership involving a reorganization decide to maintain the business operational while repaying creditors during a period of time. Business people and people can also use Chapter 11 to get relief. A Chapter 11 petition might be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement and a reorganization plan has to be filed with the court. The disclosure must contain information concerning the assets, liabilities, along with other business affairs of the debtor sufficient to permit a creditor to make an informed decision regarding the reorganization plan. The Automatic Stay provides a debtor with a time period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and so are to not be pursued on any debt that occurred just before the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented with the court, an appointed trustee, a committee, or another parties useful.