We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Accidental injuries develops when a person has been physically or psychologically injured as a result of negligence by another individual, company, entity, or government agency. Accidental injuries legal cases arise when a person promises to have been harmed by somebody else in an accident or as a result of negligence and who can be held legally in charge of such harm. A private injury case becomes formalized every time a accidental injury lawyer represents the situation for a customer in a civil court proceeding. There are numerous duties a personal injury lawyer performs in aiding their clientele, the most significant mandate being to help them get the justice and compensation they may be lawfully qualified for from undergoing losses and suffering due to the negligence of others. Workplace injury compensation can be claimed when someone believes that the employer has failed in their responsibilities towards them and such negligence has caused a car accident or injury at the office. Every time a worker has been hurt on job, they are able to claim compensation off their employer by submitting a work accident claim. When the claim is successful the quantity claimed will be covered by the employerâ€™s insurance. You can find four kinds of workerâ€™s compensation benefits that can be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some form of workerâ€™s compensation for employees is often compulsory with all the notable exception of Texas by 2018. There are 2 basic requirements for workers to qualify for workerâ€™s compensation benefits â€“ they ought to be used by an employer that has or is essental to law to have Workerâ€™s Compensation Insurance, plus they will need to have been injured at your workplace on account of their job- related duties. Most work-related injuries are covered by workerâ€™s comp insurance including accidents and occupational illnesses due to contact with harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains on account of handling materials. When a staff member has suffered a work-related injury or illness time is of the essence while there is a restricted period of time to report the accident or incident to be able to claim benefits. Deadlines vary from state to state but in most states, the incident must be notified for the employer within 30 to 40 days failing that your ability of the worker to obtain compensation can be severely jeopardized. Workers are often surprised to understand that employers can dispute a workerâ€™s compensation claim they feel is invalid as the rates they pay are affected by the quantity of claims paid out by their insurance carrier. That is why you should have proper legal representation by way of a qualified accidental injuries lawyer to guarantee the rights of workers are upheld. With regards to accidental injury as a result of vehicle accident, an auto wreck lawyer will represent you to make sure you have the appropriate compensation for the loss and suffering as a result of negligence of an individual else. A car accident are unable to only cause physical damage, but may result in life long injuries, immobility, loss in employment, and also death. When a personal injury is a result of the negligent operation of the vehicle, the operator from the vehicle should held to blame for the results of these negligence. Considering that the laws of each state are very different, you should have got a local attorney experienced in motor vehicle accident compensation take care of your individual injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is tremendously proficient in the laws and established standards that trucking companies and truck drivers must meet. This consists of stuff like mandatory training, rest breaks, and work hour restrictions. There are numerous parties who may be held accountable for injuries to victims in the case of truck or tractor-trailer related accidents including the driver, the property owner of your vehicle, the lessor, the manufacturer of the vehicle, parts, or tires, and even the shipper or loader from the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is essential to make sure you are properly compensated to your injuries. Motorcycles present unique challenges, not simply for drivers however, for all other users of your road. After motorcycle accidents, motorists often claim that they did not begin to see the motorcycle and the amount of instances where motorcycle drivers have been struck by vehicles has risen substantially. Other elements that lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver as well as their passenger to hold negligent vehicle drivers responsible for loss and suffering caused by their negligent driving. Filing your own injury claim requires the motorcycle driverâ€™s insurance carrier and the at-fault motorist to evaluate the truth and having a claims adjuster offer some compensation. Without the right representation, the victim of a motorcycle accident runs the potential risk of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ between states which cases can become quite complex. If your dog owner is faced with a strict liability dog bite statute he could have few options for an effective defense. More defense options might be available in states where traditional negligence rules apply. A pet dog bite lawyer can help you claim compensation for those who have been the victim of any dog attack. Dog bites might cause serious injuries and perhaps, victims can be psychologically impacted by the trauma. It is possible to pursue an insurance claim from the dog ownerâ€™s home insurance provider in the event the attack occurred about the insuredâ€™s property. Your dog bite attorney may play an important role in proving liability in the dog bite case as they understand the applicable laws in your local state, the best way to calculate damages, and an effective way to show evidence. To become successful in a personal injury slip-and-fall lawsuit you will need to prove they owner or tenant in the property was negligent in a few action they did or did not take that caused the damage. Most slip-and-fall cases are settled out of court plus a lawsuit is often only filed as soon as the parties involved cannot reach a settlement. Despite their prevalence and also the serious injuries the main cause, premises liability lawsuits take time and effort to win. Causes of injury usually vary from failure to place signals of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and failing to maintain walkways. Your own injury slip, trip, and fall case rely heavily about the victimâ€™s ability to prove liability by the defendant which the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy may help resolve the money you owe in case you have serious financial problems. However, during this process, you might lose some property. Chapter 7 Bankruptcy, also referred to as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and a lot common type of bankruptcy and statistically over 95.5% of Chapter 7 bankruptcy filings have had debts they have accrued discharged. So that you can be eligible for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a highly as secured and unsecured debt. Many people who do not have enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets like home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to assist them to handle overwhelming debt. However, there are actually long-term consequences for people who follow this route. Also referred to as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows individuals with enough income to settle part or all their debts as an alternative to liquidation. It is perfect for those whose biggest problem is not absence of income, but coping with the needs from creditors for immediate payment. It enables you to keep your home providing you can actually pay for the mortgage under the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to resolve your debt by utilizing all disposable income for the debt reduction plan. It allows debtors to get rid of unsecured debts as well as get caught up on missed mortgage repayments. One of the more attractive attributes of this alternative is short-circuiting home foreclosure. Although keeping your own home could be a great relief, you will be needed to live for a long time under the close supervision of any court-appointed trustee to recover and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a relatively new addition to the bankruptcy laws that permit family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency solution to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They ought to be actively involved in a farming or commercial fishing operation and comply with certain requirements. Debtors must make a repayment schedule within 3 months of filing at court. It must include a proposed plan to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally offers the restructuring of debt from a corporation or partnership involving a reorganization plan to keep the business operational while repaying creditors over a duration of time. Business people and folks could also use Chapter 11 to get relief. A Chapter 11 petition may be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement as well as a reorganization plan has to be filed with the court. The disclosure must contain information concerning the assets, liabilities, and other business affairs from the debtor sufficient to enable a creditor to create a well informed decision about the reorganization plan. The Automated Stay offers a debtor with a period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are to never be pursued on any debt that occurred before the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented from the court, an appointed trustee, a committee, or some other parties useful.