We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Personal injury develops when a person continues to be physically or psychologically injured on account of negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when somebody states have been harmed by another person inside an accident or as a result of negligence and who can be held legally liable for such harm. A private injury case becomes formalized each time a personal injury lawyer represents the way it is for a client at a civil court proceeding. There are several duties your own injury lawyer performs in aiding their clientele, the main mandate being to assist them obtain the justice and compensation they may be lawfully entitled to from undergoing losses and suffering due to the negligence of others. Workplace injury compensation might be claimed when someone believes that their employer has failed inside their responsibilities towards them and the like negligence is responsible for a car accident or injury at work. When a worker has become hurt on job, they could claim compensation from their employer by submitting a work accident claim. In the event the claim is a winner the quantity claimed will likely be protected by the employer’s insurance. There are actually four varieties of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some type of worker’s compensation for workers is normally compulsory together with the notable exception of Texas at the time of 2018. The two main simple requirements for workers to be eligible for worker’s compensation benefits – they have to be utilized by a business that has or possibly is essental to law to get Worker’s Compensation Insurance, plus they should have been injured at the job due to their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses caused by contact with harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains because of handling materials. When a member of staff has suffered a work-related injury or illness time is of the essence as there is a limited period of time where you can report the accident or incident in order to claim benefits. Deadlines vary from state to state but also in most states, the incident has to be notified on the employer within 30 to 40 days failing that your ability of your worker to acquire compensation could be severely jeopardized. Employees are often surprised to understand that employers can dispute a worker’s compensation claim they feel is invalid as the rates they pay are affected by the amount of claims paid out by their insurance carrier. This is the reason you should have proper legal representation by a qualified personal injury lawyer to guarantee the rights of staff is upheld. In the matter of accidental injury because of a automobile accident, a vehicle wreck lawyer will handle your case to ensure you get the appropriate compensation to your loss and suffering because of the negligence of an individual else. An automobile accident can not only cause physical damage, but may lead to life long injuries, immobility, reduction in employment, and in many cases death. When a physical injury is a result of the negligent operation of the vehicle, the operator of the vehicle needs to held accountable for the consequences of the negligence. Considering that the laws for each state are different, it is very important have got a local attorney proficient in vehicle accident compensation care for your personal injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is very familiar with the laws and established standards that trucking companies and truck drivers must meet. This includes things such as mandatory training, rest breaks, and work hour restrictions. There are many parties who may be held accountable for injuries to victims with regards to truck or tractor-trailer related accidents like the driver, the owner of the vehicle, the lessor, the manufacturer from the vehicle, parts, or tires, or maybe the shipper or loader in the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is essential to make sure you are properly compensated to your injuries. Motorcycles present unique challenges, not merely for drivers however, for all the other users of the road. After motorcycle accidents, motorists often claim that they failed to start to see the motorcycle and the amount of instances where motorcycle drivers are already struck by vehicles has grown substantially. Additional factors that lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver as well as their passenger to support negligent vehicle drivers responsible for loss and suffering brought on by their negligent driving. Filing a personal injury claim requires the motorcycle driver’s insurer along with the at-fault motorist to examine the truth and achieving a claims adjuster offer some compensation. Without correct representation, the victim of the motorcycle accident runs the potential risk of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ from state to state and those cases may become quite complex. If your dog owner is confronted with a strict liability dog bite statute he might have few selections for an excellent defense. More defense options might be obtainable in states where traditional negligence rules apply. A pet dog bite lawyer may help you claim compensation for those who have been the victim of a dog attack. Dog bites can cause serious injuries and in some cases, victims can be psychologically impacted by the trauma. You may pursue an insurance claim from the dog owner’s property insurance provider in the event the attack occurred around the insured’s property. A dog bite attorney can enjoy a vital role in proving liability in the dog bite case as they be aware of applicable laws within your local state, the way to calculate damages, and the most effective way to present evidence. Just to be successful in the injury slip-and-fall lawsuit you will need to prove they owner or tenant of your property was negligent in a few action they did or failed to take that caused the damage. Most slip-and-fall cases are settled from court along with a lawsuit is generally only filed when the parties involved cannot reach a settlement. Despite their prevalence along with the serious injuries the reason, premises liability lawsuits are difficult to win. Reasons behind injury usually range between failure to place signals of wet spots or objects which are left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily in the victim’s ability to prove liability by the defendant and that the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy may help resolve your financial obligations if you have serious financial problems. However, in the process, you could lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and a lot everyday sort of bankruptcy and statistically a lot more than 95.5% of Chapter 7 bankruptcy filings have had debts they have accrued discharged. In order to be eligible for a Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a nicely as secured and unsecured debt. Some people who do not have enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to help them cope with overwhelming debt. However, there are actually long term consequences for many who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or all their debts as an option to liquidation. It is fantastic for those whose biggest concern is not insufficient income, but coping with the needs from creditors for immediate payment. It permits you to make your home providing it is possible to pay for the mortgage under the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to eliminate the debt by utilizing all disposable income on the debt reduction plan. It allows debtors to eliminate unsecured debts as well as catch up on missed mortgage repayments. Just about the most attractive highlights of this approach is short-circuiting home foreclosure. Although keeping your own home could be a great relief, you will be required to live for a long time beneath the close supervision of the court-appointed trustee to gather and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a relatively recent addition to the bankruptcy laws that enable family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency reaction to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They must be actively involved in a farming or commercial fishing operation and adhere to certain requirements. Debtors must come up with a repayment plan within 3 months of filing at court. It has to feature a proposed plan to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by a corporation or partnership involving a reorganization intend to maintain the business operational while repaying creditors during a period of time. Company owners and people could also use Chapter 11 to seek relief. A Chapter 11 petition might be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement plus a reorganization plan needs to be filed with the court. The disclosure must contain information with regards to the assets, liabilities, and other business affairs from the debtor sufficient allowing a creditor to produce a well informed decision about the reorganization plan. The Automatic Stay offers a debtor with a period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and so are to not be pursued on any debt that occurred ahead of the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented by the court, an appointed trustee, a committee, or any other parties useful.