We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Accidental injury occurs when someone has become physically or psychologically injured due to negligence by another individual, company, entity, or government agency. Accidental injuries legal cases arise when an individual claims to are already harmed by someone else in an accident or due to negligence and who might be held legally responsible for such harm. A personal injury case becomes formalized each time a accidental injury lawyer represents the case for a client in a civil court proceeding. There are lots of duties a private injury lawyer performs in aiding their clients, the most crucial mandate being to assist them to acquire the justice and compensation they may be lawfully eligible to from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation can be claimed when someone believes that their employer has failed within their responsibilities towards them and the like negligence has caused an accident or injury at the office. Whenever a worker has become hurt on job, they are able to claim compensation using their employer by submitting a work accident claim. In case the claim is successful the quantity claimed is going to be included in the employer’s insurance. You will find four varieties of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some sort of worker’s compensation for workers is generally compulsory with the notable exception of Texas at the time of 2018. The two main simple requirements for workers to be eligible for worker’s compensation benefits – they have to be hired by an employer who may have or possibly is necessary for law to get Worker’s Compensation Insurance, and they should have been injured at the job on account of their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses a result of being exposed to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains on account of handling materials. When an employee has suffered a work-related injury or illness time is critical while there is a small period of time where you can report the accident or incident to be able to claim benefits. Deadlines vary from state to state but also in most states, the incident must be notified on the employer within 30 to 40 days failing which the ability of the worker to get compensation may be severely jeopardized. Workers are often surprised to find out that employers can dispute a worker’s compensation claim they believe is invalid because the rates they pay are affected by the quantity of claims paid out by their insurance company. This is why it is essential to have proper legal representation from a qualified accidental injuries lawyer to guarantee the rights of personnel are upheld. With regards to accidental injury because of a motor vehicle accident, a car wreck lawyer will represent you to ensure you have the appropriate compensation for your loss and suffering as a result of negligence of somebody else. A car accident simply cannot only cause physical damage, but may result in life long injuries, immobility, loss in employment, and also death. When a personal injury comes from the negligent operation of your vehicle, the driver from the vehicle should held responsible for the effects of the negligence. Since the laws for each state are very different, it is essential to have a local attorney experienced with motor vehicle accident compensation look after your personal injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is extremely experienced with the laws and established standards that trucking companies and truck drivers must meet. Including things such as mandatory training, rest breaks, and work hour restrictions. There are various parties who can be held accountable for injuries to victims with regards to truck or tractor-trailer related accidents including the driver, the homeowner in the vehicle, the lessor, the company of your vehicle, parts, or tires, or maybe the shipper or loader in the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is important to make sure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not merely for drivers however, for all the other users from the road. After motorcycle accidents, motorists often say that they did not start to see the motorcycle and the amount of instances where motorcycle drivers are already struck by vehicles has increased substantially. Other factors which lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver as well as their passenger to support negligent vehicle drivers to blame for loss and suffering caused by their negligent driving. Filing a personal injury claim necessitates the motorcycle driver’s insurer along with the at-fault motorist to check the way it is and achieving a claims adjuster offer a certain amount of compensation. Without the proper representation, the victim of the motorcycle accident runs the chance of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ between states and they cases can become quite complex. In case a dog owner is up against a strict liability dog bite statute he could have few options for an excellent defense. More defense options can be for sale in states where traditional negligence rules apply. A dog bite lawyer will help you claim compensation in case you have been the victim of the dog attack. Dog bites could cause serious injuries and perhaps, victims can even be psychologically afflicted with the trauma. It is possible to pursue an insurance claim up against the dog owner’s property insurance provider in the event the attack occurred about the insured’s property. A dog bite attorney can enjoy an important role in proving liability inside a dog bite case because they are aware of the applicable laws in your local state, how you can calculate damages, and the simplest way to provide evidence. In order to be successful in the accidental injuries slip-and-fall lawsuit you will need to prove that they can owner or tenant of the property was negligent in many action they did or did not take that caused the injury. Most slip-and-fall cases are settled out from court as well as a lawsuit is usually only filed as soon as the parties involved cannot reach a settlement. Despite their prevalence as well as the serious injuries the root cause, premises liability lawsuits take time and effort to win. Reasons for injury usually vary from failure to put warning signs of wet spots or objects which can be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. Your own injury slip, trip, and fall case rely heavily in the victim’s ability to prove liability by the defendant which the victim suffered damages due to such negligence. Chapter 7 Bankruptcy may help resolve your financial obligations if you have serious financial problems. However, at the same time, you might lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and most common type of bankruptcy and statistically over 95.5% of Chapter 7 bankruptcy filings have gotten debts they have accrued discharged. To be able to be entitled to Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a properly as secured and unsecured debt. A lot of people who do not possess enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets like home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to assist them handle overwhelming debt. However, there are long term consequences for many who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or a bunch of their debts rather than liquidation. It is ideal for those whose biggest dilemma is not deficiency of income, but dealing with the needs from creditors for immediate payment. It enables you to maintain your home providing it is possible to pay for the mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to settle the debt by applying all disposable income on the debt reduction plan. It allows debtors to remove unsecured debts and to catch up on missed mortgage payments. Just about the most attractive highlights of this alternative is short-circuiting home foreclosure. Although keeping your own home could be a great relief, you may be required to live for several years underneath the close supervision of any court-appointed trustee to recover and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a relatively new addition to the bankruptcy laws that enable family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency reply to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They should be actively engaged in a farming or commercial fishing operation and conform to certain requirements. Debtors must develop a repayment schedule within 3 months of filing at court. It should feature a proposed decide to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by way of a corporation or partnership involving a reorganization decide to maintain the business operational while repaying creditors over a period of time. Business people and people could also use Chapter 11 to find relief. A Chapter 11 petition could be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement as well as a reorganization plan must be filed using the court. The disclosure must contain information regarding the assets, liabilities, and also other business affairs of your debtor sufficient allowing a creditor to produce a knowledgeable decision regarding the reorganization plan. The Automated Stay offers a debtor with a period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and so are to not be pursued on any debt that occurred just before the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented with the court, an appointed trustee, a committee, or another parties of interest.