We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Injury develops when someone has become physically or psychologically injured on account of negligence on the part of another individual, company, entity, or government agency. Accidental injury legal cases arise when a person claims to have been harmed by other people within an accident or due to negligence and who could be held legally accountable for such harm. Your own injury case becomes formalized each time a accidental injuries lawyer represents the situation for a customer in a civil court proceeding. There are numerous duties a private injury lawyer performs in aiding their clientele, the most significant mandate being to assist them to receive the justice and compensation they are lawfully qualified for from undergoing losses and suffering due to the negligence of others. Workplace injury compensation might be claimed when someone believes that the employer has failed inside their responsibilities towards them and such negligence has caused any sort of accident or injury at the job. Each time a worker is hurt on job, they can claim compensation using their employer by submitting a work accident claim. In case the claim is successful the exact amount claimed will be covered by the employer’s liability insurance. There are actually four varieties of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some sort of worker’s compensation for employees is generally compulsory using the notable exception of Texas at the time of 2018. The two main basic requirements for workers to be eligible for worker’s compensation benefits – they should be utilized by a company having or possibly is needed by law to have Worker’s Compensation Insurance, and so they need to have been injured at the office due to their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses due to exposure to harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains due to handling materials. When a member of staff has suffered a work-related injury or illness time is critical while there is a limited time period in order to report the accident or incident in order to claim benefits. Deadlines vary among states nevertheless in most states, the incident has to be notified to the employer within 30 to 40 days failing which the ability in the worker to receive compensation can be severely jeopardized. Personnel are often surprised to understand that employers can dispute a worker’s compensation claim they feel is invalid since the rates they pay suffer from the amount of claims paid out by their insurance company. That is why it is essential to have proper legal representation by way of a qualified accidental injuries lawyer to be sure the rights of workers are upheld. When it comes to accidental injury as a result of automobile accident, a vehicle wreck lawyer will handle your case to ensure you obtain the appropriate compensation for the loss and suffering because of the negligence of an individual else. An automobile accident can not only cause physical damage, but may lead to life long injuries, immobility, loss of employment, and even death. When a physical injury is a result of the negligent operation of the vehicle, the operator from the vehicle has to held responsible for the consequences of the negligence. Ever since the laws of every state are different, you should have got a local attorney proficient in vehicle accident compensation look after your individual injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is very experienced in the laws and established standards that trucking companies and truck drivers must meet. This can include stuff like mandatory training, rest breaks, and work hour restrictions. There are many parties who could be held accountable for injuries to victims in the matter of truck or tractor-trailer related accidents including the driver, the property owner in the vehicle, the lessor, the producer of the vehicle, parts, or tires, or even the shipper or loader of your cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is vital to ensure you are properly compensated for your injuries. Motorcycles present unique challenges, not merely for drivers but for all of the other users of your road. After motorcycle accidents, motorists often state that they did not start to see the motorcycle and the amount of instances where motorcycle drivers have already been struck by vehicles has increased substantially. Additional factors that lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver along with their passenger to keep negligent vehicle drivers liable for loss and suffering brought on by their negligent driving. Filing your own injury claim necessitates the motorcycle driver’s insurance provider along with the at-fault motorist to examine the case and achieving a claims adjuster offer a certain amount of compensation. Without correct representation, the victim of a motorcycle accident runs the risk of not receiving fair and only compensation for loss and suffering. Dog bite laws differ from state to state and they cases can become quite complex. If your dog owner is confronted by a strict liability dog bite statute this individual have few selections for a prosperous defense. More defense options could be obtainable in states where traditional negligence rules apply. Your dog bite lawyer can assist you claim compensation when you have been the victim of a dog attack. Dog bites could cause serious injuries and in some cases, victims can also be psychologically afflicted with the trauma. You may pursue an insurance claim from the dog owner’s property insurance provider in case the attack occurred around the insured’s property. A dog bite attorney can play an important role in proving liability in the dog bite case while they be aware of applicable laws with your local state, the best way to calculate damages, and the best way to present evidence. In order to be successful within a injury slip-and-fall lawsuit you will need to prove which they owner or tenant in the property was negligent in a few action they did or did not take that caused the injury. Most slip-and-fall cases are settled away from court along with a lawsuit is generally only filed if the parties involved cannot reach an agreement. Despite their prevalence along with the serious injuries the cause, premises liability lawsuits are hard to win. Factors behind injury usually range between failure to position warning signs of wet spots or objects that are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. Your own injury slip, trip, and fall case rely heavily in the victim’s power to prove liability by the defendant and that the victim suffered damages because of such negligence. Chapter 7 Bankruptcy might help resolve your debts for those who have serious financial problems. However, in the process, you could lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and a lot common type of bankruptcy and statistically a lot more than 95.5% of Chapter 7 bankruptcy filings have had their debts discharged. So that you can qualify for Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a properly as secured and unsecured debt. Some people who do not possess enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets including home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to assist them to cope with overwhelming debt. However, there are long-term consequences for people who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or all of their debts rather than liquidation. It is fantastic for those whose biggest problem is not deficiency of income, but handling the demands from creditors for fast payment. It allows you to keep your home providing you are able to pay the mortgage within the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to resolve your debt by utilizing all disposable income towards the debt reduction plan. It allows debtors to reduce unsecured debts as well as to get caught up on missed home loan repayments. One of the more attractive features of this alternative is short-circuiting home foreclosure. Although keeping your property might be a great relief, you will be needed to live for a long time under the close supervision of your court-appointed trustee to gather and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a fairly new addition to the bankruptcy laws that allow family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency reply to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They should be actively involved in a farming or commercial fishing operation and comply with certain requirements. Debtors must come up with a repayment schedule within 3 months of filing at court. It has to include a proposed decide to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt from a corporation or partnership involving a reorganization plan to maintain the business operational while repaying creditors over a period of time. Business owners and people may also use Chapter 11 to look for relief. A Chapter 11 petition can be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement and a reorganization plan needs to be filed using the court. The disclosure must contain all information with regards to the assets, liabilities, and also other business affairs of your debtor sufficient to enable a creditor to help make an informed decision with regards to the reorganization plan. The Automatic Stay provides a debtor with a period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and so are to not be pursued on any debt that occurred before the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented through the court, an appointed trustee, a committee, or any other parties appealing.