We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Accidental injuries takes place when an individual continues to be physically or psychologically injured due to negligence by another individual, company, entity, or government agency. Accidental injuries legal cases arise when an individual states to happen to be harmed by someone else within an accident or as a result of negligence and who could be held legally liable for such harm. An individual injury case becomes formalized whenever a personal injury lawyer represents the truth on behalf of a person at the civil court proceeding. There are many duties a personal injury lawyer performs in aiding their clientele, the main mandate being to assist them to obtain the justice and compensation they may be lawfully entitled to from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation can be claimed when someone believes that their employer has failed in their responsibilities towards them and such negligence has caused any sort of accident or injury at your workplace. Every time a worker has become hurt on job, they may claim compensation from the employer by submitting a work accident claim. In the event the claim is successful the amount claimed will likely be included in the employer’s insurance. You will find four types of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some kind of worker’s compensation for employees is usually compulsory with the notable exception of Texas by 2018. There are two basic requirements for workers to qualify for worker’s compensation benefits – they ought to be utilized by a company that has or possibly is needed by law to get Worker’s Compensation Insurance, and so they should have been injured at the job on account of their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses caused by contact with harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains as a result of handling materials. When a member of staff has suffered a work-related injury or illness time is of the essence as there is a restricted timeframe where you can report the accident or incident so that you can claim benefits. Deadlines vary among states however in most states, the incident should be notified to the employer within 30 to 40 days failing that your ability of your worker to obtain compensation can be severely jeopardized. Employees are often surprised to understand that employers can dispute a worker’s compensation claim they believe is invalid because the rates they pay are affected by the quantity of claims paid out by their insurance provider. This is the reason it is important to have proper legal representation by way of a qualified accidental injuries lawyer to ensure the rights of staff is upheld. In the case of personal injury as a result of vehicle accident, a vehicle wreck lawyer will fully handle your case to make sure you have the appropriate compensation to your loss and suffering as a result of negligence of an individual else. An automobile accident are unable to only cause physical damage, but may result in life long injuries, immobility, loss of employment, and in many cases death. When a physical injury comes from the negligent operation of your vehicle, the motorist of your vehicle should held liable for the consequences of the negligence. Because the laws for each state will vary, it is essential to have a local attorney familiar with car accident compensation care for your own personal injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is very familiar with the laws and established standards that trucking companies and truck drivers must meet. This can include things such as mandatory training, rest breaks, and work hour restrictions. There are many parties who can be held accountable for injuries to victims when it comes to truck or tractor-trailer related accidents such as the driver, the dog owner in the vehicle, the lessor, the maker from the vehicle, parts, or tires, and even the shipper or loader of your cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is crucial to make sure you are properly compensated for the injuries. Motorcycles present unique challenges, not just for drivers but for other users of the road. After motorcycle accidents, motorists often point out that they failed to view the motorcycle and the quantity of instances where motorcycle drivers happen to be struck by vehicles has increased substantially. Additional factors which lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver along with their passenger to support negligent vehicle drivers responsible for loss and suffering due to their negligent driving. Filing a personal injury claim requires the motorcycle driver’s insurance carrier and also the at-fault motorist to examine the case and having a claims adjuster offer a certain amount of compensation. Without the proper representation, the victim of any motorcycle accident runs the potential risk of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ from state to state and they cases can become quite complex. When a dog owner is up against a strict liability dog bite statute he might have few alternatives for a prosperous defense. More defense options can be obtainable in states where traditional negligence rules apply. A pet dog bite lawyer may help you claim compensation if you have been the victim of your dog attack. Dog bites could cause serious injuries and perhaps, victims can be psychologically influenced by the trauma. You can pursue an insurance claim versus the dog owner’s home insurance provider when the attack occurred in the insured’s property. A dog bite attorney can start to play a crucial role in proving liability within a dog bite case while they are aware of the applicable laws with your local state, how to calculate damages, and the best way to offer evidence. To become successful in the personal injury slip-and-fall lawsuit you will have to prove they owner or tenant in the property was negligent in certain action they did or did not take that caused the injury. Most slip-and-fall cases are settled from court plus a lawsuit is often only filed as soon as the parties involved cannot reach a settlement. Despite their prevalence and the serious injuries the root cause, premises liability lawsuits are hard to win. Reasons for injury usually range from failure to position signs of wet spots or objects which are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A private injury slip, trip, and fall case rely heavily about the victim’s power to prove liability on the part of the defendant and this the victim suffered damages due to such negligence. Chapter 7 Bankruptcy can help resolve your debts for those who have serious financial problems. However, during this process, you could lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and the majority of everyday sort of bankruptcy and according to statistics more than 95.5% of Chapter 7 bankruptcy filings experienced debts they have accrued discharged. In order to be eligible for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a nicely as secured and unsecured debt. Many people who do not have enough debt to declare bankruptcy may need to sell non-exempt assets, however, important assets including home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to help them handle overwhelming debt. However, you can find long term consequences for many who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or a bunch of their debts rather than liquidation. It is great for those whose biggest issue is not lack of income, but working with the needs from creditors for fast payment. It lets you maintain your home providing you are able to pay the mortgage within the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to solve the debt by making use of all disposable income towards the debt reduction plan. It allows debtors to eliminate unsecured debts as well as catch up on missed mortgage repayments. One of the more attractive options that come with this alternative is short-circuiting home foreclosure. Although keeping your house could be a great relief, you will certainly be expected to live for many years underneath the close supervision of any court-appointed trustee to gather and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is a fairly new accessory for the bankruptcy laws which allow family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency solution to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They must be actively engaged in a farming or commercial fishing operation and conform to certain requirements. Debtors must develop a repayment plan within 90 days of filing at court. It has to add a proposed decide to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt from a corporation or partnership involving a reorganization want to keep the business operational while repaying creditors during a period of time. Companies and individuals can also use Chapter 11 to look for relief. A Chapter 11 petition may be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement as well as a reorganization plan should be filed with all the court. The disclosure must contain information concerning the assets, liabilities, as well as other business affairs in the debtor sufficient to permit a creditor to create an informed decision about the reorganization plan. The Automatic Stay gives a debtor with a period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and are not to be pursued on any debt that occurred prior to the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented from the court, an appointed trustee, a committee, or some other parties of interest.