We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Injury takes place when somebody continues to be physically or psychologically injured due to negligence on the part of another individual, company, entity, or government agency. Personal injury legal cases arise when an individual claims to are already harmed by other people in a accident or on account of negligence and who can be held legally in charge of such harm. A personal injury case becomes formalized each time a personal injury lawyer represents the truth on the part of a person at the civil court proceeding. There are numerous duties a private injury lawyer performs in aiding the clientele, the most crucial mandate being to assist them to get the justice and compensation they can be lawfully eligible to from undergoing losses and suffering due to negligence of others. Workplace injury compensation can be claimed when someone believes that the employer has failed in their responsibilities towards them etc negligence has caused a crash or injury at the office. Each time a worker is hurt on job, they may claim compensation from the employer by submitting a work accident claim. In case the claim is a winner the quantity claimed will likely be protected by the employer’s liability insurance. There are actually four varieties of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some sort of worker’s compensation for employees is generally compulsory using the notable exception of Texas since 2018. There are 2 simple requirements for workers to qualify for worker’s compensation benefits – they should be hired by a company who may have or is required by law to have Worker’s Compensation Insurance, and so they will need to have been injured at the job on account of their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses a result of being exposed to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains because of handling materials. When a worker has suffered a work-related injury or illness time is of the essence while there is a limited timeframe in which to report the accident or incident to be able to claim benefits. Deadlines vary between states but in most states, the incident must be notified to the employer within 30 to 40 days failing that your ability of the worker to acquire compensation could be severely jeopardized. Personnel are often surprised to discover that employers can dispute a worker’s compensation claim they think is invalid since the rates they pay are affected by the number of claims paid out by their insurance carrier. That is why it is very important have proper legal representation by a qualified injury lawyer to be sure the rights of workers are upheld. In the matter of injury caused by a automobile accident, a car wreck lawyer will fully handle your case to ensure you receive the appropriate compensation for the loss and suffering because of the negligence of somebody else. A vehicle accident are unable to only cause physical damage, but may lead to life long injuries, immobility, reduction in employment, as well as death. When an injury comes from the negligent operation of a vehicle, the driver in the vehicle needs to held to blame for the consequences of the negligence. Because the laws for each state are not the same, it is very important have got a local attorney familiar with vehicle accident compensation look after your own personal injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is highly experienced in the laws and established standards that trucking companies and truck drivers must meet. This consists of stuff like mandatory training, rest breaks, and work hour restrictions. There are several parties who may be held responsible for injuries to victims in the case of truck or tractor-trailer related accidents including the driver, the dog owner of the vehicle, the lessor, the producer in the vehicle, parts, or tires, and even the shipper or loader in the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is vital to ensure you are properly compensated for the injuries. Motorcycles present unique challenges, not merely for drivers but also for all the other users of your road. After motorcycle accidents, motorists often claim that they did not begin to see the motorcycle and the volume of instances where motorcycle drivers are already struck by vehicles has grown substantially. Other factors that lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver as well as their passenger to support negligent vehicle drivers to blame for loss and suffering brought on by their negligent driving. Filing your own injury claim necessitates the motorcycle driver’s insurance carrier and also the at-fault motorist to check the truth and having a claims adjuster offer some compensation. Without the right representation, the victim of a motorcycle accident runs the risk of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ among states and these cases can become quite complex. If a dog owner is faced with a strict liability dog bite statute he might have few selections for a successful defense. More defense options may be offered in states where traditional negligence rules apply. Your dog bite lawyer can help you claim compensation in case you have been the victim of your dog attack. Dog bites can cause serious injuries and in many cases, victims may also be psychologically afflicted with the trauma. You may pursue an insurance claim from the dog owner’s property insurance provider if the attack occurred on the insured’s property. A dog bite attorney can start to play a crucial role in proving liability inside a dog bite case because they be aware of applicable laws with your local state, how to calculate damages, and an effective way to provide evidence. To become successful in a injury slip-and-fall lawsuit you should prove that they can owner or tenant of your property was negligent in many action they did or did not take that caused the damage. Most slip-and-fall cases are settled from court plus a lawsuit is often only filed once the parties involved cannot reach an agreement. Despite their prevalence as well as the serious injuries the root cause, premises liability lawsuits take time and effort to win. Factors behind injury usually range from failure to position signs of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. Your own injury slip, trip, and fall case rely heavily about the victim’s capability to prove liability on the part of the defendant which the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy may help resolve your debts when you have serious financial problems. However, along the way, you could possibly lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and a lot common type of bankruptcy and according to statistics greater than 95.5% of Chapter 7 bankruptcy filings have gotten debts they have accrued discharged. So that you can be eligible for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a highly as secured and unsecured debt. A lot of people who do not have enough debt to declare bankruptcy may need to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to assist them deal with overwhelming debt. However, you will find long term consequences for many who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or all of their debts as an option to liquidation. It is great for those whose biggest issue is not absence of income, but handling the needs from creditors for fast payment. It permits you to keep your home providing you are able to pay for the mortgage within the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to resolve the debt by utilizing all disposable income to the debt reduction plan. It allows debtors to reduce unsecured debts and to get caught up on missed home loan payments. One of the more attractive highlights of this choice is short-circuiting home foreclosure. Although keeping your own home can be a great relief, you will end up needed to live for several years under the close supervision of any court-appointed trustee to recover and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is a fairly new addition to the bankruptcy laws which allow family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency reaction to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They must be actively engaged in a farming or commercial fishing operation and abide by certain requirements. Debtors must come up with a repayment schedule within 90 days of filing at court. It must feature a proposed intend to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt with a corporation or partnership involving a reorganization want to keep the business operational while repaying creditors over a duration of time. Business people and individuals can also use Chapter 11 to find relief. A Chapter 11 petition can be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement along with a reorganization plan must be filed with all the court. The disclosure must contain information about the assets, liabilities, and other business affairs from the debtor sufficient allowing a creditor to produce an informed decision about the reorganization plan. The Automatic Stay provides a debtor with a period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and are to never be pursued on any debt that occurred just before the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented by the court, an appointed trustee, a committee, or other parties of great interest.