We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Accidental injury occurs when a person has become physically or psychologically injured on account of negligence by another individual, company, entity, or government agency. Injury legal cases arise when a person claims to have already been harmed by somebody else inside an accident or due to negligence and who might be held legally accountable for such harm. An individual injury case becomes formalized whenever a accidental injuries lawyer represents the case with respect to a customer at a civil court proceeding. There are numerous duties an individual injury lawyer performs in aiding their clientele, the main mandate being to assist them to get the justice and compensation they may be lawfully qualified for from undergoing losses and suffering due to the negligence of others. Workplace injury compensation could be claimed when someone believes that the employer has failed within their responsibilities towards them etc negligence has caused a crash or injury at work. Whenever a worker is hurt on job, they can claim compensation from the employer by submitting a work accident claim. If the claim is successful the amount claimed will be included in the employerâ€™s liability insurance. You can find four types of workerâ€™s compensation benefits that can be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In many states, some sort of workerâ€™s compensation for employees is normally compulsory using the notable exception of Texas since 2018. The two main basic requirements for workers to be eligible for workerâ€™s compensation benefits â€“ they must be employed by a business who has or possibly is necessary for law to obtain Workerâ€™s Compensation Insurance, and they also need to have been injured at the office on account of their job- related duties. Most work-related injuries are protected by workerâ€™s comp insurance including accidents and occupational illnesses brought on by being exposed to harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains as a result of handling materials. When a worker has suffered a work-related injury or illness time is of the essence while there is a limited time frame in order to report the accident or incident to be able to claim benefits. Deadlines vary between states but also in most states, the incident needs to be notified for the employer within 30 to 40 days failing that your ability from the worker to obtain compensation may be severely jeopardized. Workers are often surprised to understand that employers can dispute a workerâ€™s compensation claim they believe is invalid for the reason that rates they pay suffer from the volume of claims paid out by their insurance company. This is the reason you should have proper legal representation by way of a qualified personal injury lawyer to ensure the rights of employees are upheld. In the case of injury due to a car accident, an automobile wreck lawyer will fully handle your case to ensure you have the appropriate compensation for the loss and suffering due to negligence of an individual else. A car accident can not only cause physical damage, but may lead to life long injuries, immobility, loss in employment, and also death. When an accident is a result of the negligent operation of the vehicle, the driver of the vehicle needs to held accountable for the outcomes of the negligence. Because the laws of every state are not the same, it is important to have got a local attorney familiar with automobile accident compensation deal with your own injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is very experienced with the laws and established standards that trucking companies and truck drivers must meet. Including things such as mandatory training, rest breaks, and work hour restrictions. There are several parties who could be held accountable for injuries to victims in the case of truck or tractor-trailer related accidents for example the driver, the property owner from the vehicle, the lessor, the maker in the vehicle, parts, or tires, or maybe the shipper or loader in the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is crucial to ensure you are properly compensated for your injuries. Motorcycles present unique challenges, not merely for drivers but for all of the other users in the road. After motorcycle accidents, motorists often say that they failed to view the motorcycle and the volume of instances where motorcycle drivers have been struck by vehicles has increased substantially. Other variables which lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver and their passenger to support negligent vehicle drivers accountable for loss and suffering a result of their negligent driving. Filing a personal injury claim necessitates the motorcycle driverâ€™s insurance carrier along with the at-fault motorist to look at the situation and achieving a claims adjuster offer a certain amount of compensation. Without correct representation, the victim of any motorcycle accident runs the potential risk of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ from state to state and they cases can become quite complex. In case a dog owner is confronted with a strict liability dog bite statute he could have few alternatives for a prosperous defense. More defense options may be offered in states where traditional negligence rules apply. A pet dog bite lawyer may help you claim compensation for those who have been the victim of any dog attack. Dog bites may cause serious injuries and in many cases, victims can also be psychologically afflicted with the trauma. It is possible to pursue an insurance claim from the dog ownerâ€™s home insurance provider when the attack occurred on the insuredâ€™s property. A pet dog bite attorney can enjoy a vital role in proving liability inside a dog bite case since they know the applicable laws within your local state, how you can calculate damages, and the best way to present evidence. In order to be successful inside a accidental injury slip-and-fall lawsuit you will need to prove which they owner or tenant of the property was negligent in many action they did or failed to take that caused the damage. Most slip-and-fall cases are settled out of court as well as a lawsuit is generally only filed once the parties involved cannot reach an agreement. Despite their prevalence and also the serious injuries the main cause, premises liability lawsuits take time and effort to win. Causes of injury usually range from failure to set signs of wet spots or objects that are left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily in the victimâ€™s capability to prove liability by the defendant and that the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy will help resolve the money you owe in case you have serious financial problems. However, in the process, you may lose some property. Chapter 7 Bankruptcy, also called â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and the majority of everyday sort of bankruptcy and statistically more than 95.5% of Chapter 7 bankruptcy filings experienced their debts discharged. In order to qualify for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a nicely as secured and unsecured debt. Some individuals who do not possess enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets including home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to assist them to deal with overwhelming debt. However, you will find long term consequences for many who follow this route. Also known as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows individuals with enough income to settle part or all their debts as an alternative to liquidation. It is fantastic for those whose biggest concern is not lack of income, but coping with the needs from creditors for fast payment. It allows you to make your home providing you may spend the money for mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to solve the debt by utilizing all disposable income towards the debt reduction plan. It allows debtors to eliminate unsecured debts and also to catch up on missed mortgage payments. Just about the most attractive highlights of this approach is short-circuiting home foreclosure. Although keeping your house could be a great relief, you will be required to live for many years underneath the close supervision of a court-appointed trustee to accumulate and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a fairly new addition to the bankruptcy laws that enable family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency response to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They must be actively involved in a farming or commercial fishing operation and abide by certain requirements. Debtors must come up with a repayment schedule within 90 days of filing at court. It has to include a proposed want to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally offers the restructuring of debt with a corporation or partnership involving a reorganization plan to maintain the business operational while repaying creditors over a period of time. Business owners and individuals may also use Chapter 11 to get relief. A Chapter 11 petition might be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement along with a reorganization plan should be filed with the court. The disclosure must contain all information concerning the assets, liabilities, as well as other business affairs of your debtor sufficient to allow a creditor to help make a knowledgeable decision with regards to the reorganization plan. The Automatic Stay gives a debtor with a time period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and they are not to be pursued on any debt that occurred prior to the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented with the court, an appointed trustee, a committee, or another parties appealing.