We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Accidental injury develops when someone is physically or psychologically injured on account of negligence on the part of another individual, company, entity, or government agency. Personal injury legal cases arise when someone claims to are already harmed by other people in a accident or on account of negligence and who could be held legally accountable for such harm. An individual injury case becomes formalized when a injury lawyer represents the situation for a customer in a civil court proceeding. There are lots of duties a private injury lawyer performs in aiding their clients, the main mandate being to assist them receive the justice and compensation these are lawfully eligible for from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation may be claimed when someone believes that the employer has failed in their responsibilities towards them and such negligence is responsible for a car accident or injury at your workplace. When a worker is hurt on job, they may claim compensation from the employer by submitting a work accident claim. If the claim is a winner the exact amount claimed will likely be included in the employer’s insurance. You can find four types of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some kind of worker’s compensation for workers is usually compulsory with all the notable exception of Texas as of 2018. The two main basic requirements for workers to be eligible for worker’s compensation benefits – they ought to be utilized by a company who may have or is essental to law to have Worker’s Compensation Insurance, and they will need to have been injured at the office as a result of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses brought on by exposure to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains on account of handling materials. When an employee has suffered a work-related injury or illness time is an issue while there is a small time frame in which to report the accident or incident so that you can claim benefits. Deadlines vary between states but in most states, the incident has to be notified to the employer within 30 to 40 days failing that the ability of your worker to obtain compensation can be severely jeopardized. Staff is often surprised to understand that employers can dispute a worker’s compensation claim they think is invalid since the rates they pay are influenced by the quantity of claims paid out by their insurance carrier. This is the reason it is important to have proper legal representation with a qualified accidental injury lawyer to guarantee the rights of employees are upheld. When it comes to personal injury due to a motor vehicle accident, a car wreck lawyer will represent you to ensure you get the appropriate compensation for your loss and suffering due to negligence of an individual else. A car accident cannot only cause physical damage, but may lead to life long injuries, immobility, loss in employment, as well as death. When an injury results from the negligent operation of any vehicle, the operator of the vehicle needs to held responsible for the outcomes of those negligence. Since the laws of each and every state will vary, it is very important possess a local attorney familiar with vehicle accident compensation care for your own personal injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is highly experienced in the laws and established standards that trucking companies and truck drivers must meet. This consists of things like mandatory training, rest breaks, and work hour restrictions. There are many parties who could be held accountable for injuries to victims in the case of truck or tractor-trailer related accidents including the driver, the owner of the vehicle, the lessor, the company of the vehicle, parts, or tires, or maybe the shipper or loader of your cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is crucial to make sure you are properly compensated for the injuries. Motorcycles present unique challenges, not only for drivers but for other users of the road. After motorcycle accidents, motorists often state that they did not begin to see the motorcycle and the number of instances where motorcycle drivers happen to be struck by vehicles has risen substantially. Other variables which lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver along with their passenger to carry negligent vehicle drivers to blame for loss and suffering caused by their negligent driving. Filing your own injury claim requires the motorcycle driver’s insurance carrier and also the at-fault motorist to look at the truth and getting a claims adjuster offer some compensation. Without proper representation, the victim of any motorcycle accident runs the danger of not receiving fair and just compensation for loss and suffering. Dog bite laws differ among states which cases could become quite complex. When a dog owner is up against a strict liability dog bite statute this individual have few selections for a successful defense. More defense options could be available in states where traditional negligence rules apply. Your dog bite lawyer will help you claim compensation for those who have been the victim of your dog attack. Dog bites can cause serious injuries and perhaps, victims can be psychologically influenced by the trauma. You are able to pursue an insurance claim against the dog owner’s property insurance provider if the attack occurred around the insured’s property. A pet dog bite attorney can enjoy a crucial role in proving liability within a dog bite case while they understand the applicable laws within your local state, the way to calculate damages, and the simplest way to present evidence. To become successful inside a injury slip-and-fall lawsuit you should prove that they owner or tenant in the property was negligent in certain action they did or failed to take that caused the damage. Most slip-and-fall cases are settled away from court as well as a lawsuit is generally only filed if the parties involved cannot reach a settlement. Despite their prevalence as well as the serious injuries the main cause, premises liability lawsuits take time and effort to win. Reasons for injury usually range from failure to place warning signs of wet spots or objects which can be left lying in walkways to unstable work surfaces and failing to maintain walkways. Your own injury slip, trip, and fall case rely heavily about the victim’s ability to prove liability on the part of the defendant and this the victim suffered damages because of such negligence. Chapter 7 Bankruptcy might help resolve your financial obligations if you have serious financial problems. However, along the way, you could lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and a lot common type of bankruptcy and statistically over 95.5% of Chapter 7 bankruptcy filings have had debts they have accrued discharged. So that you can be eligible for a Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a highly as secured and unsecured debt. Many people who do not possess enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets like home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to enable them to handle overwhelming debt. However, there are actually long-term consequences for people who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or their debts instead of liquidation. It is fantastic for those whose biggest problem is not insufficient income, but handling the requirements from creditors for immediate payment. It lets you keep your home providing you may pay the mortgage within the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to eliminate the debt by utilizing all disposable income for the debt reduction plan. It allows debtors to get rid of unsecured debts as well as to get caught up on missed mortgage payments. One of the most attractive highlights of this alternative is short-circuiting home foreclosure. Although keeping your property could be a great relief, you will certainly be needed to live for many years underneath the close supervision of your court-appointed trustee to accumulate and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a fairly new accessory for the bankruptcy laws which allow family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency response to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They must be actively involved in a farming or commercial fishing operation and abide by certain requirements. Debtors must come up with a repayment schedule within 3 months of filing at court. It should add a proposed want to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt from a corporation or partnership involving a reorganization decide to keep your business operational while repaying creditors over a period of time. Company owners and individuals may also use Chapter 11 to look for relief. A Chapter 11 petition could be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement along with a reorganization plan needs to be filed with the court. The disclosure must contain all information regarding the assets, liabilities, and also other business affairs from the debtor sufficient allowing a creditor to help make a well informed decision concerning the reorganization plan. The Automatic Stay offers a debtor with a time period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and so are to not be pursued on any debt that occurred prior to the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented by the court, an appointed trustee, a committee, or another parties of great interest.