We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Injury takes place when somebody has been physically or psychologically injured due to negligence on the part of another individual, company, entity, or government agency. Accidental injury legal cases arise when somebody states happen to be harmed by someone else in an accident or on account of negligence and who might be held legally in charge of such harm. An individual injury case becomes formalized whenever a injury lawyer represents the way it is with respect to a client at a civil court proceeding. There are many duties a personal injury lawyer performs in aiding their clients, the most crucial mandate being to enable them to acquire the justice and compensation they may be lawfully entitled to from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation can be claimed when someone believes that the employer has failed in their responsibilities towards them etc negligence has caused a car accident or injury at the job. Whenever a worker has become hurt on job, they could claim compensation from their employer by submitting a work accident claim. When the claim is a winner the total amount claimed will be protected by the employer’s insurance. There are four types of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some kind of worker’s compensation for employees is generally compulsory using the notable exception of Texas since 2018. There are 2 simple requirements for workers to qualify for worker’s compensation benefits – they ought to be utilized by an employer that has or is necessary for law to get Worker’s Compensation Insurance, and they should have been injured at your workplace because of their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses caused by contact with harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains as a result of handling materials. When a member of staff has suffered a work-related injury or illness time is an issue while there is a small timeframe in which to report the accident or incident to be able to claim benefits. Deadlines vary between states but in most states, the incident has to be notified to the employer within 30 to 40 days failing which the ability of the worker to obtain compensation might be severely jeopardized. Workers are often surprised to learn that employers can dispute a worker’s compensation claim they believe is invalid because the rates they pay suffer from the volume of claims paid out by their insurance firm. For this reason it is important to have proper legal representation by a qualified personal injury lawyer to guarantee the rights of employees are upheld. In the matter of personal injury because of a motor vehicle accident, a car wreck lawyer will handle your case to ensure you receive the appropriate compensation for your loss and suffering due to the negligence of somebody else. A vehicle accident can not only cause physical damage, but may result in life long injuries, immobility, loss in employment, and also death. When a physical injury is a result of the negligent operation of a vehicle, the driver in the vehicle needs to held to blame for the effects of the negligence. Ever since the laws of each and every state will vary, you should have got a local attorney familiar with vehicle accident compensation deal with your personal injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is extremely experienced with the laws and established standards that trucking companies and truck drivers must meet. Including things like mandatory training, rest breaks, and work hour restrictions. There are many parties who can be held accountable for injuries to victims in the case of truck or tractor-trailer related accidents including the driver, the dog owner of the vehicle, the lessor, the producer of your vehicle, parts, or tires, or perhaps the shipper or loader from the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is essential to make sure you are properly compensated for the injuries. Motorcycles present unique challenges, not just for drivers but for all of the other users from the road. After motorcycle accidents, motorists often point out that they did not view the motorcycle and the quantity of instances where motorcycle drivers have been struck by vehicles has grown substantially. Additional factors which lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver along with their passenger to keep negligent vehicle drivers to blame for loss and suffering a result of their negligent driving. Filing an individual injury claim involves the motorcycle driver’s insurance carrier as well as the at-fault motorist to check the situation and getting a claims adjuster offer a certain amount of compensation. Without the proper representation, the victim of your motorcycle accident runs the danger of not receiving fair and just compensation for loss and suffering. Dog bite laws differ among states which cases can be quite complex. When a dog owner is faced with a strict liability dog bite statute he could have few alternatives for a prosperous defense. More defense options might be for sale in states where traditional negligence rules apply. A dog bite lawyer may help you claim compensation in case you have been the victim of a dog attack. Dog bites could cause serious injuries and in many cases, victims can even be psychologically affected by the trauma. It is possible to pursue an insurance claim up against the dog owner’s home insurance provider in the event the attack occurred around the insured’s property. A dog bite attorney can play a crucial role in proving liability in the dog bite case as they be aware of applicable laws with your local state, the way to calculate damages, and the most effective way to show evidence. To become successful in a accidental injury slip-and-fall lawsuit you will have to prove they owner or tenant of your property was negligent in many action they did or did not take that caused the injury. Most slip-and-fall cases are settled out from court and a lawsuit is generally only filed as soon as the parties involved cannot reach an agreement. Despite their prevalence and also the serious injuries the root cause, premises liability lawsuits are difficult to win. Reasons for injury usually range from failure to place signs of wet spots or objects which can be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A personal injury slip, trip, and fall case rely heavily about the victim’s capacity to prove liability on the part of the defendant and that the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy might help resolve your debts if you have serious financial problems. However, along the way, you might lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and many everyday sort of bankruptcy and statistically over 95.5% of Chapter 7 bankruptcy filings have gotten debts they have accrued discharged. To be able to be entitled to Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a properly as secured and unsecured debt. Many people who do not possess enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to assist them to cope with overwhelming debt. However, you will find long term consequences for those who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or all of their debts as an option to liquidation. It is perfect for those whose biggest issue is not insufficient income, but working with the requirements from creditors for fast payment. It enables you to keep the home providing it is possible to pay for the mortgage under the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to resolve the debt by applying all disposable income for the debt reduction plan. It allows debtors to eliminate unsecured debts and to get caught up on missed mortgage repayments. One of the more attractive highlights of this option is short-circuiting home foreclosure. Although keeping your house can be a great relief, you will end up needed to live for a long time within the close supervision of your court-appointed trustee to accumulate and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a relatively new accessory for the bankruptcy laws that allow family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency response to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They ought to be actively involved in a farming or commercial fishing operation and comply with certain requirements. Debtors must make a repayment schedule within 90 days of filing at court. It should incorporate a proposed decide to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt with a corporation or partnership involving a reorganization plan to retain the business operational while repaying creditors over a period of time. Business owners and people can also use Chapter 11 to seek relief. A Chapter 11 petition could be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement and a reorganization plan needs to be filed using the court. The disclosure must contain all information with regards to the assets, liabilities, along with other business affairs in the debtor sufficient allowing a creditor to create a knowledgeable decision regarding the reorganization plan. The Automatic Stay supplies a debtor with a period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and they are not to be pursued on any debt that occurred before the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented with the court, an appointed trustee, a committee, or any other parties useful.