We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Accidental injury occurs when an individual has become physically or psychologically injured because of negligence on the part of another individual, company, entity, or government agency. Personal injury legal cases arise when an individual claims to have been harmed by another person within an accident or because of negligence and who may be held legally responsible for such harm. A personal injury case becomes formalized whenever a accidental injuries lawyer represents the way it is on the part of a customer in a civil court proceeding. There are numerous duties a private injury lawyer performs in aiding the clientele, the most important mandate being to help them acquire the justice and compensation they can be lawfully eligible for from undergoing losses and suffering due to the negligence of others. Workplace injury compensation can be claimed when someone believes that the employer has failed in their responsibilities towards them and the like negligence has caused a car accident or injury at the office. When a worker has become hurt on job, they can claim compensation off their employer by submitting a work accident claim. When the claim is a winner the exact amount claimed will be included in the employer’s insurance. You can find four types of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some type of worker’s compensation for workers is normally compulsory with all the notable exception of Texas since 2018. There are two basic requirements for workers to be eligible for worker’s compensation benefits – they should be utilized by an employer that has or is essental to law to get Worker’s Compensation Insurance, and they need to have been injured at the job due to their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses brought on by exposure to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains as a result of handling materials. When an employee has suffered a work-related injury or illness time is critical while there is a restricted time period in order to report the accident or incident as a way to claim benefits. Deadlines vary among states but also in most states, the incident must be notified to the employer within 30 to 40 days failing which the ability of your worker to obtain compensation may be severely jeopardized. Personnel are often surprised to understand that employers can dispute a worker’s compensation claim they think is invalid because the rates they pay are influenced by the quantity of claims paid out by their insurance provider. This is why you should have proper legal representation by way of a qualified injury lawyer so that the rights of employees are upheld. In the matter of accidental injury as a result of automobile accident, a car wreck lawyer will fully handle your case to ensure you get the appropriate compensation for your loss and suffering as a result of negligence of an individual else. An automobile accident cannot only cause physical damage, but may lead to life long injuries, immobility, reduction in employment, and in many cases death. When a personal injury is a result of the negligent operation of any vehicle, the operator from the vehicle should held responsible for the effects of those negligence. Since the laws of every state are different, it is important to have got a local attorney proficient in motor vehicle accident compensation take care of your own injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is highly experienced in the laws and established standards that trucking companies and truck drivers must meet. Including things such as mandatory training, rest breaks, and work hour restrictions. There are several parties who may be held responsible for injuries to victims when it comes to truck or tractor-trailer related accidents such as the driver, the owner of your vehicle, the lessor, the maker of the vehicle, parts, or tires, or even the shipper or loader of the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is important to make sure you are properly compensated for your injuries. Motorcycles present unique challenges, not simply for drivers however, for other users of your road. After motorcycle accidents, motorists often claim that they failed to see the motorcycle and the amount of instances where motorcycle drivers have been struck by vehicles has risen substantially. Other factors that lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver in addition to their passenger to support negligent vehicle drivers responsible for loss and suffering a result of their negligent driving. Filing a personal injury claim requires the motorcycle driver’s insurance company along with the at-fault motorist to evaluate the way it is and getting a claims adjuster offer some compensation. Without proper representation, the victim of the motorcycle accident runs the potential risk of not receiving fair and only compensation for loss and suffering. Dog bite laws differ from state to state which cases could become quite complex. When a dog owner is up against a strict liability dog bite statute he may have few choices for an effective defense. More defense options can be available in states where traditional negligence rules apply. A pet dog bite lawyer can assist you claim compensation if you have been the victim of any dog attack. Dog bites might cause serious injuries and perhaps, victims may also be psychologically influenced by the trauma. You can pursue an insurance claim from the dog owner’s home insurance provider in the event the attack occurred about the insured’s property. A pet dog bite attorney can play a vital role in proving liability within a dog bite case because they be aware of applicable laws inside your local state, how you can calculate damages, and the best way to provide evidence. To be successful within a injury slip-and-fall lawsuit you should prove which they owner or tenant from the property was negligent in certain action they did or failed to take that caused the damage. Most slip-and-fall cases are settled out from court and a lawsuit is usually only filed as soon as the parties involved cannot reach an agreement. Despite their prevalence along with the serious injuries the cause, premises liability lawsuits are hard to win. Reasons behind injury usually vary from failure to position signals of wet spots or objects which can be left lying in walkways to unstable work surfaces and failing to maintain walkways. Your own injury slip, trip, and fall case rely heavily about the victim’s capacity to prove liability by the defendant which the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy will help resolve your financial obligations when you have serious financial problems. However, at the same time, you could possibly lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and the majority of common type of bankruptcy and according to statistics a lot more than 95.5% of Chapter 7 bankruptcy filings experienced debts they have accrued discharged. To be able to be eligible for a Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a highly as secured and unsecured debt. Some people who do not possess enough debt to declare bankruptcy may need to sell non-exempt assets, however, important assets including home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to enable them to manage overwhelming debt. However, there are actually long term consequences for people who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or all of their debts rather than liquidation. It is fantastic for those whose biggest concern is not deficiency of income, but dealing with the needs from creditors for fast payment. It enables you to keep the home providing you may spend the money for mortgage within the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to solve the debt by making use of all disposable income to the debt reduction plan. It allows debtors to get rid of unsecured debts as well as catch up on missed mortgage payments. One of the most attractive features of this approach is short-circuiting home foreclosure. Although keeping your own home could be a great relief, you may be expected to live for several years beneath the close supervision of the court-appointed trustee to accumulate and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is a somewhat new addition to the bankruptcy laws that permit family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency reply to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They ought to be actively engaged in a farming or commercial fishing operation and abide by certain requirements. Debtors must make a repayment plan within 3 months of filing at court. It should feature a proposed decide to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt with a corporation or partnership involving a reorganization intend to keep your business operational while repaying creditors during a period of time. Business people and folks may also use Chapter 11 to look for relief. A Chapter 11 petition can be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement along with a reorganization plan has to be filed with the court. The disclosure must contain information regarding the assets, liabilities, and also other business affairs in the debtor sufficient allowing a creditor to help make a well informed decision concerning the reorganization plan. The Automated Stay provides a debtor with a period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and so are to never be pursued on any debt that occurred before the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented by the court, an appointed trustee, a committee, or another parties of interest.