We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Injury takes place when an individual has been physically or psychologically injured on account of negligence by another individual, company, entity, or government agency. Injury legal cases arise when a person states are already harmed by someone else inside an accident or as a result of negligence and who could be held legally in charge of such harm. Your own injury case becomes formalized when a accidental injury lawyer represents the situation on behalf of a client in a civil court proceeding. There are several duties your own injury lawyer performs in aiding the clientele, the most important mandate being to enable them to get the justice and compensation these are lawfully entitled to from undergoing losses and suffering because of the negligence of others. Workplace injury compensation might be claimed when someone believes their employer has failed inside their responsibilities towards them and the like negligence has caused an accident or injury at your workplace. Each time a worker continues to be hurt on job, they may claim compensation off their employer by submitting a work accident claim. When the claim is a winner the quantity claimed will be protected by the employerâ€™s insurance. There are actually four varieties of workerâ€™s compensation benefits that could be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In many states, some sort of workerâ€™s compensation for employees is generally compulsory together with the notable exception of Texas since 2018. There are 2 basic requirements for workers to be eligible for workerâ€™s compensation benefits â€“ they must be used by a business having or is needed by law to have Workerâ€™s Compensation Insurance, and they also should have been injured at your workplace as a result of their job- related duties. Most work-related injuries are paid by workerâ€™s comp insurance including accidents and occupational illnesses caused by contact with harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains as a result of handling materials. When a member of staff has suffered a work-related injury or illness time is an issue because there is a restricted timeframe where you can report the accident or incident so that you can claim benefits. Deadlines vary between states however in most states, the incident needs to be notified to the employer within 30 to 40 days failing that the ability of the worker to receive compensation may be severely jeopardized. Employees are often surprised to understand that employers can dispute a workerâ€™s compensation claim they feel is invalid as the rates they pay suffer from the amount of claims paid out by their insurance company. For this reason you should have proper legal representation from a qualified personal injury lawyer so that the rights of workers are upheld. With regards to accidental injuries because of a automobile accident, an automobile wreck lawyer will handle your case to make sure you get the appropriate compensation for your personal loss and suffering due to negligence of someone else. A car accident can not only cause physical damage, but may result in life long injuries, immobility, reduction in employment, and even death. When a physical injury is a result of the negligent operation of any vehicle, the motorist in the vehicle must held to blame for the consequences of the negligence. Since the laws for each state are different, it is essential to use a local attorney experienced with car accident compensation care for your own injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is extremely experienced with the laws and established standards that trucking companies and truck drivers must meet. This includes things like mandatory training, rest breaks, and work hour restrictions. There are several parties who can be held responsible for injuries to victims in the matter of truck or tractor-trailer related accidents like the driver, the owner from the vehicle, the lessor, the maker in the vehicle, parts, or tires, and even the shipper or loader in the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is important to make sure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not only for drivers however, for all of the other users from the road. After motorcycle accidents, motorists often say that they did not see the motorcycle and the number of instances where motorcycle drivers are already struck by vehicles has risen substantially. Additional factors which lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver and their passenger to hold negligent vehicle drivers responsible for loss and suffering caused by their negligent driving. Filing an individual injury claim necessitates the motorcycle driverâ€™s insurance provider and also the at-fault motorist to examine the truth and getting a claims adjuster offer some compensation. Without the proper representation, the victim of a motorcycle accident runs the chance of not receiving fair and just compensation for loss and suffering. Dog bite laws differ among states and they cases can be quite complex. If your dog owner is confronted with a strict liability dog bite statute this individual have few options for a prosperous defense. More defense options can be obtainable in states where traditional negligence rules apply. A dog bite lawyer may help you claim compensation if you have been the victim of a dog attack. Dog bites might cause serious injuries and in some cases, victims can be psychologically impacted by the trauma. You are able to pursue an insurance claim from the dog ownerâ€™s property insurance provider in the event the attack occurred about the insuredâ€™s property. A pet dog bite attorney may play an important role in proving liability in a dog bite case while they understand the applicable laws with your local state, how you can calculate damages, and an effective way to show evidence. Just to be successful within a accidental injury slip-and-fall lawsuit you will have to prove they owner or tenant of your property was negligent in some action they did or did not take that caused the damage. Most slip-and-fall cases are settled from court plus a lawsuit is normally only filed if the parties involved cannot reach an agreement. Despite their prevalence and the serious injuries the main cause, premises liability lawsuits are difficult to win. Factors behind injury usually range between failure to put signs of wet spots or objects which can be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. Your own injury slip, trip, and fall case rely heavily on the victimâ€™s power to prove liability on the part of the defendant which the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy might help resolve your debts if you have serious financial problems. However, in the process, you could lose some property. Chapter 7 Bankruptcy, also referred to as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and the majority of everyday sort of bankruptcy and statistically a lot more than 95.5% of Chapter 7 bankruptcy filings have had their debts discharged. In order to be entitled to Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a properly as secured and unsecured debt. A lot of people who do not possess enough debt to declare bankruptcy may need to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to assist them to deal with overwhelming debt. However, there are long term consequences for individuals who follow this route. Also known as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows people with enough income to settle part or all their debts instead of liquidation. It is ideal for those whose biggest dilemma is not lack of income, but coping with the requirements from creditors for immediate payment. It allows you to maintain your home providing you may pay the mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five years to resolve the debt by making use of all disposable income on the debt reduction plan. It allows debtors to eliminate unsecured debts and to get caught up on missed home loan payments. Just about the most attractive features of this alternative is short-circuiting home foreclosure. Although keeping your house could be a great relief, you may be required to live for several years beneath the close supervision of the court-appointed trustee to recover and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a relatively new addition to the bankruptcy laws which allow family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency reaction to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They should be actively engaged in a farming or commercial fishing operation and conform to certain requirements. Debtors must come up with a repayment schedule within 3 months of filing at court. It needs to include a proposed decide to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally offers the restructuring of debt with a corporation or partnership involving a reorganization decide to keep the business operational while repaying creditors over a period of time. Companies and people also can use Chapter 11 to find relief. A Chapter 11 petition could be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement and a reorganization plan must be filed together with the court. The disclosure must contain all information concerning the assets, liabilities, as well as other business affairs from the debtor sufficient to permit a creditor to produce an educated decision concerning the reorganization plan. The Automated Stay offers a debtor with a period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and so are not to be pursued on any debt that occurred ahead of the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented with the court, an appointed trustee, a committee, or any other parties of great interest.