We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Accidental injuries takes place when somebody is physically or psychologically injured due to negligence on the part of another individual, company, entity, or government agency. Accidental injuries legal cases arise when someone promises to are already harmed by other people within an accident or on account of negligence and who might be held legally in charge of such harm. A personal injury case becomes formalized when a injury lawyer represents the situation on the part of a customer in a civil court proceeding. There are several duties a private injury lawyer performs in aiding the clientele, the most important mandate being to assist them to get the justice and compensation these are lawfully eligible for from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation can be claimed when someone believes that their employer has failed in their responsibilities towards them and such negligence is responsible for a crash or injury at work. Each time a worker is hurt on job, they are able to claim compensation using their employer by submitting a work accident claim. If the claim is successful the exact amount claimed will be included in the employer’s liability insurance. You will find four kinds of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some type of worker’s compensation for employees is normally compulsory with the notable exception of Texas at the time of 2018. There are 2 simple requirements for workers to be eligible for worker’s compensation benefits – they should be utilized by a business who may have or possibly is necessary for law to possess Worker’s Compensation Insurance, and they will need to have been injured at your workplace due to their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses caused by contact with harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains due to handling materials. When a worker has suffered a work-related injury or illness time is important as there is a restricted period of time where you can report the accident or incident so that you can claim benefits. Deadlines vary among states but in most states, the incident has to be notified for the employer within 30 to 40 days failing that the ability from the worker to obtain compensation can be severely jeopardized. Personnel are often surprised to learn that employers can dispute a worker’s compensation claim they believe is invalid since the rates they pay suffer from the volume of claims paid out by their insurance firm. For this reason it is important to have proper legal representation with a qualified injury lawyer to guarantee the rights of staff is upheld. With regards to injury due to a motor vehicle accident, an auto wreck lawyer will handle your case to make sure you receive the appropriate compensation for your loss and suffering because of the negligence of an individual else. An automobile accident cannot only cause physical damage, but may result in life long injuries, immobility, loss of employment, and even death. When a physical injury results from the negligent operation of your vehicle, the operator of your vehicle should held to blame for the outcomes of these negligence. Ever since the laws of each state are very different, it is essential to possess a local attorney familiar with automobile accident compensation deal with your own personal injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is extremely experienced with the laws and established standards that trucking companies and truck drivers must meet. Including stuff like mandatory training, rest breaks, and work hour restrictions. There are various parties who could be held accountable for injuries to victims with regards to truck or tractor-trailer related accidents such as the driver, the property owner of your vehicle, the lessor, the manufacturer of your vehicle, parts, or tires, or perhaps the shipper or loader of your cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is crucial to make sure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not merely for drivers however for other users of your road. After motorcycle accidents, motorists often say that they failed to begin to see the motorcycle and the volume of instances where motorcycle drivers are already struck by vehicles has grown substantially. Other elements that lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver in addition to their passenger to support negligent vehicle drivers responsible for loss and suffering caused by their negligent driving. Filing a private injury claim involves the motorcycle driver’s insurance carrier and also the at-fault motorist to evaluate the situation and having a claims adjuster offer some compensation. Without proper representation, the victim of your motorcycle accident runs the potential risk of not receiving fair and only compensation for loss and suffering. Dog bite laws differ between states and those cases can become quite complex. If your dog owner is confronted with a strict liability dog bite statute he might have few options for an excellent defense. More defense options might be offered in states where traditional negligence rules apply. A dog bite lawyer can help you claim compensation when you have been the victim of any dog attack. Dog bites may cause serious injuries and in some cases, victims may also be psychologically impacted by the trauma. You can pursue an insurance claim against the dog owner’s property insurance provider when the attack occurred around the insured’s property. Your dog bite attorney can enjoy a crucial role in proving liability in the dog bite case because they understand the applicable laws inside your local state, the way to calculate damages, and an effective way to offer evidence. Just to be successful within a personal injury slip-and-fall lawsuit you should prove which they owner or tenant from the property was negligent in a few action they did or failed to take that caused the injury. Most slip-and-fall cases are settled away from court as well as a lawsuit is normally only filed once the parties involved cannot reach a settlement. Despite their prevalence along with the serious injuries the reason, premises liability lawsuits are hard to win. Causes of injury usually vary from failure to put signals of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A personal injury slip, trip, and fall case rely heavily in the victim’s capability to prove liability on the part of the defendant and that the victim suffered damages because of such negligence. Chapter 7 Bankruptcy might help resolve your debts if you have serious financial problems. However, during this process, you could possibly lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and most common type of bankruptcy and according to statistics a lot more than 95.5% of Chapter 7 bankruptcy filings experienced their debts discharged. To be able to qualify for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a nicely as secured and unsecured debt. Some people who do not possess enough debt to declare bankruptcy may need to sell non-exempt assets, however, important assets including home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to assist them manage overwhelming debt. However, there are actually long-term consequences for people who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or all of their debts as an alternative to liquidation. It is perfect for those whose biggest concern is not insufficient income, but working with the needs from creditors for fast payment. It permits you to keep your home providing you are able to pay for the mortgage within the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to eliminate your debt by applying all disposable income to the debt reduction plan. It allows debtors to remove unsecured debts and to get caught up on missed mortgage repayments. One of the more attractive highlights of this option is short-circuiting home foreclosure. Although keeping your own home might be a great relief, you will end up required to live for a long time beneath the close supervision of the court-appointed trustee to collect and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is a somewhat new accessory for the bankruptcy laws that permit family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency solution to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They ought to be actively engaged in a farming or commercial fishing operation and conform to certain requirements. Debtors must come up with a repayment plan within 90 days of filing at court. It should incorporate a proposed want to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by a corporation or partnership involving a reorganization plan to keep the business operational while repaying creditors over a period of time. Business people and individuals also can use Chapter 11 to find relief. A Chapter 11 petition may be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement as well as a reorganization plan should be filed with all the court. The disclosure must contain information regarding the assets, liabilities, as well as other business affairs of the debtor sufficient to allow a creditor to help make a knowledgeable decision concerning the reorganization plan. The Automated Stay gives a debtor with a time period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and are never to be pursued on any debt that occurred prior to the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented with the court, an appointed trustee, a committee, or any other parties appealing.