We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Accidental injuries takes place when a person continues to be physically or psychologically injured on account of negligence by another individual, company, entity, or government agency. Accidental injury legal cases arise when a person states to are already harmed by someone else within an accident or on account of negligence and who might be held legally accountable for such harm. A private injury case becomes formalized whenever a personal injury lawyer represents the way it is for a person at a civil court proceeding. There are lots of duties an individual injury lawyer performs in aiding their customers, the main mandate being to assist them to receive the justice and compensation they are lawfully entitled to from undergoing losses and suffering due to negligence of others. Workplace injury compensation can be claimed when someone believes that the employer has failed within their responsibilities towards them etc negligence is responsible for a car accident or injury at work. When a worker has been hurt on job, they can claim compensation using their employer by submitting a work accident claim. When the claim is successful the exact amount claimed will likely be included in the employer’s insurance. You will find four kinds of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some kind of worker’s compensation for workers is often compulsory together with the notable exception of Texas as of 2018. There are 2 basic requirements for workers to be eligible for worker’s compensation benefits – they must be utilized by a business having or maybe essental to law to get Worker’s Compensation Insurance, and they must have been injured at your workplace on account of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses due to exposure to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains as a result of handling materials. When a worker has suffered a work-related injury or illness time is important as there is a small timeframe in order to report the accident or incident so that you can claim benefits. Deadlines vary between states but in most states, the incident must be notified towards the employer within 30 to 40 days failing that the ability of your worker to get compensation can be severely jeopardized. Employees are often surprised to learn that employers can dispute a worker’s compensation claim they believe is invalid for the reason that rates they pay suffer from the quantity of claims paid out by their insurance carrier. This is why it is important to have proper legal representation from a qualified accidental injury lawyer so that the rights of workers are upheld. In the matter of personal injury caused by a vehicle accident, a car wreck lawyer will handle your case to make sure you get the appropriate compensation for your loss and suffering due to the negligence of an individual else. A car accident are unable to only cause physical damage, but may result in life long injuries, immobility, lack of employment, and even death. When an accident results from the negligent operation of your vehicle, the driver of the vehicle should held accountable for the consequences of these negligence. Considering that the laws of every state are not the same, it is important to have got a local attorney experienced in automobile accident compensation deal with your personal injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is extremely experienced with the laws and established standards that trucking companies and truck drivers must meet. This consists of things like mandatory training, rest breaks, and work hour restrictions. There are many parties who could be held accountable for injuries to victims with regards to truck or tractor-trailer related accidents like the driver, the homeowner from the vehicle, the lessor, the manufacturer of your vehicle, parts, or tires, or maybe the shipper or loader from the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is vital to make sure you are properly compensated for your injuries. Motorcycles present unique challenges, not only for drivers but also for all of the other users of the road. After motorcycle accidents, motorists often say that they failed to begin to see the motorcycle and the number of instances where motorcycle drivers happen to be struck by vehicles has increased substantially. Other variables which lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver along with their passenger to support negligent vehicle drivers accountable for loss and suffering due to their negligent driving. Filing a private injury claim requires the motorcycle driver’s insurance company and the at-fault motorist to check the situation and having a claims adjuster offer some compensation. Without correct representation, the victim of any motorcycle accident runs the potential risk of not receiving fair and just compensation for loss and suffering. Dog bite laws differ among states and those cases can become quite complex. If a dog owner is faced with a strict liability dog bite statute he could have few selections for an excellent defense. More defense options can be available in states where traditional negligence rules apply. A pet dog bite lawyer will help you claim compensation for those who have been the victim of your dog attack. Dog bites could cause serious injuries and perhaps, victims may also be psychologically affected by the trauma. You are able to pursue an insurance claim against the dog owner’s home insurance provider if the attack occurred around the insured’s property. A dog bite attorney can start to play a vital role in proving liability inside a dog bite case as they understand the applicable laws in your local state, the way to calculate damages, and the simplest way to show evidence. To become successful inside a personal injury slip-and-fall lawsuit you will need to prove that they owner or tenant in the property was negligent in some action they did or did not take that caused the damage. Most slip-and-fall cases are settled away from court and a lawsuit is normally only filed once the parties involved cannot reach a settlement. Despite their prevalence and also the serious injuries the main cause, premises liability lawsuits are hard to win. Causes of injury usually range from failure to place warning signs of wet spots or objects which can be left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily about the victim’s power to prove liability on the part of the defendant and this the victim suffered damages due to such negligence. Chapter 7 Bankruptcy may help resolve your debts in case you have serious financial problems. However, during this process, you might lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and the majority of common type of bankruptcy and statistically a lot more than 95.5% of Chapter 7 bankruptcy filings have experienced their debts discharged. To be able to be eligible for Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a nicely as secured and unsecured debt. A lot of people who do not have enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to help them deal with overwhelming debt. However, you can find long-term consequences for individuals who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or all of their debts as an option to liquidation. It is perfect for those whose biggest issue is not lack of income, but coping with the needs from creditors for immediate payment. It permits you to keep the home providing you may pay for the mortgage under the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to resolve the debt by using all disposable income on the debt reduction plan. It allows debtors to reduce unsecured debts and also to catch up on missed home loan payments. Probably the most attractive attributes of this alternative is short-circuiting home foreclosure. Although keeping your property might be a great relief, you will be expected to live for many years beneath the close supervision of a court-appointed trustee to collect and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a fairly new addition to the bankruptcy laws that permit family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency reply to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They ought to be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must develop a repayment schedule within 3 months of filing at court. It should include a proposed intend to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by way of a corporation or partnership involving a reorganization decide to keep the business operational while repaying creditors over a period of time. Companies and folks also can use Chapter 11 to look for relief. A Chapter 11 petition could be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement plus a reorganization plan must be filed with the court. The disclosure must contain all information about the assets, liabilities, as well as other business affairs of the debtor sufficient to allow a creditor to make a well informed decision with regards to the reorganization plan. The Automatic Stay supplies a debtor with a period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and they are to never be pursued on any debt that occurred ahead of the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented by the court, an appointed trustee, a committee, or any other parties of great interest.