We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Injury takes place when an individual is physically or psychologically injured on account of negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when somebody promises to are already harmed by other people inside an accident or because of negligence and who may be held legally responsible for such harm. An individual injury case becomes formalized whenever a accidental injury lawyer represents the truth with respect to a person in a civil court proceeding. There are lots of duties a private injury lawyer performs in aiding their customers, the most significant mandate being to assist them receive the justice and compensation they are lawfully entitled to from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation can be claimed when someone believes that their employer has failed in their responsibilities towards them etc negligence is responsible for an accident or injury at work. Every time a worker continues to be hurt on job, they can claim compensation using their employer by submitting a work accident claim. In the event the claim is a winner the amount claimed will probably be covered by the employerâ€™s liability insurance. You can find four varieties of workerâ€™s compensation benefits that may be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some form of workerâ€™s compensation for employees is generally compulsory together with the notable exception of Texas since 2018. There are two basic requirements for workers to qualify for workerâ€™s compensation benefits â€“ they ought to be hired by a company that has or perhaps is essental to law to get Workerâ€™s Compensation Insurance, and they need to have been injured at work because of their job- related duties. Most work-related injuries are included in workerâ€™s comp insurance including accidents and occupational illnesses caused by being exposed to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains as a result of handling materials. When an employee has suffered a work-related injury or illness time is critical while there is a small time period to report the accident or incident to be able to claim benefits. Deadlines vary between states however in most states, the incident should be notified for the employer within 30 to 40 days failing in which the ability in the worker to acquire compensation might be severely jeopardized. Personnel are often surprised to discover that employers can dispute a workerâ€™s compensation claim they feel is invalid for the reason that rates they pay are affected by the volume of claims paid out by their insurance provider. That is why you should have proper legal representation by a qualified injury lawyer to ensure the rights of personnel are upheld. When it comes to accidental injury due to a vehicle accident, an auto wreck lawyer will represent you to ensure you receive the appropriate compensation to your loss and suffering as a result of negligence of an individual else. A vehicle accident can not only cause physical damage, but may result in life long injuries, immobility, reduction in employment, as well as death. When a personal injury is a result of the negligent operation of your vehicle, the motorist of the vehicle should held responsible for the outcomes of such negligence. Because the laws of each state are very different, it is important to use a local attorney experienced with automobile accident compensation deal with your own injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is very familiar with the laws and established standards that trucking companies and truck drivers must meet. This includes things such as mandatory training, rest breaks, and work hour restrictions. There are several parties who can be held accountable for injuries to victims in the matter of truck or tractor-trailer related accidents such as the driver, the property owner in the vehicle, the lessor, the company of the vehicle, parts, or tires, and even the shipper or loader from the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is crucial to make sure you are properly compensated for the injuries. Motorcycles present unique challenges, not simply for drivers however, for all of the other users from the road. After motorcycle accidents, motorists often say that they failed to begin to see the motorcycle and the number of instances where motorcycle drivers have been struck by vehicles has increased substantially. Other factors that lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver and their passenger to keep negligent vehicle drivers responsible for loss and suffering a result of their negligent driving. Filing an individual injury claim necessitates the motorcycle driverâ€™s insurance carrier as well as the at-fault motorist to examine the situation and getting a claims adjuster offer a certain amount of compensation. Without the proper representation, the victim of any motorcycle accident runs the potential risk of not receiving fair and just compensation for loss and suffering. Dog bite laws differ among states which cases could become quite complex. In case a dog owner is up against a strict liability dog bite statute he may have few alternatives for an excellent defense. More defense options could be available in states where traditional negligence rules apply. A dog bite lawyer can assist you claim compensation in case you have been the victim of a dog attack. Dog bites might cause serious injuries and in some cases, victims can be psychologically affected by the trauma. You may pursue an insurance claim versus the dog ownerâ€™s home insurance provider if the attack occurred on the insuredâ€™s property. Your dog bite attorney may play a vital role in proving liability inside a dog bite case since they understand the applicable laws in your local state, how to calculate damages, and the most effective way to offer evidence. To be successful in the accidental injuries slip-and-fall lawsuit you will have to prove that they owner or tenant from the property was negligent in some action they did or failed to take that caused the injury. Most slip-and-fall cases are settled from court along with a lawsuit is generally only filed as soon as the parties involved cannot reach an agreement. Despite their prevalence and also the serious injuries the reason, premises liability lawsuits take time and effort to win. Reasons for injury usually range from failure to place signals of wet spots or objects that are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. An individual injury slip, trip, and fall case rely heavily around the victimâ€™s ability to prove liability on the part of the defendant and that the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy may help resolve your financial situation if you have serious financial problems. However, along the way, you could lose some property. Chapter 7 Bankruptcy, often known as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and a lot everyday sort of bankruptcy and statistically more than 95.5% of Chapter 7 bankruptcy filings have experienced their debts discharged. To be able to qualify for Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a highly as secured and unsecured debt. A lot of people who do not possess enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets including home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to assist them handle overwhelming debt. However, you will find long term consequences for individuals who follow this route. Also referred to as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows those that have enough income to settle part or a bunch of their debts as an option to liquidation. It is great for those whose biggest dilemma is not absence of income, but handling the needs from creditors for immediate payment. It allows you to maintain your home providing you may pay for the mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to resolve the debt by making use of all disposable income on the debt reduction plan. It allows debtors to get rid of unsecured debts and also to get caught up on missed home loan payments. One of the most attractive attributes of this alternative is short-circuiting home foreclosure. Although keeping your own home may be a great relief, you will certainly be expected to live for quite some time beneath the close supervision of any court-appointed trustee to collect and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a relatively new accessory for the bankruptcy laws that allow family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency reply to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They should be actively engaged in a farming or commercial fishing operation and abide by certain requirements. Debtors must think of a repayment schedule within 3 months of filing at court. It should feature a proposed want to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally provides for the restructuring of debt by way of a corporation or partnership involving a reorganization decide to retain the business operational while repaying creditors over a period of time. Companies and individuals also can use Chapter 11 to find relief. A Chapter 11 petition might be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement plus a reorganization plan has to be filed together with the court. The disclosure must contain information concerning the assets, liabilities, along with other business affairs of the debtor sufficient to allow a creditor to help make a well informed decision with regards to the reorganization plan. The Automated Stay offers a debtor with a time period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and they are not to be pursued on any debt that occurred prior to the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented by the court, an appointed trustee, a committee, or any other parties useful.