We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Accidental injury occurs when a person has become physically or psychologically injured on account of negligence by another individual, company, entity, or government agency. Injury legal cases arise when someone states have been harmed by another person in an accident or because of negligence and who may be held legally accountable for such harm. An individual injury case becomes formalized every time a injury lawyer represents the way it is for a customer at a civil court proceeding. There are numerous duties a private injury lawyer performs in aiding their clientele, the most crucial mandate being to assist them receive the justice and compensation these are lawfully entitled to from undergoing losses and suffering due to negligence of others. Workplace injury compensation might be claimed when someone believes that the employer has failed inside their responsibilities towards them etc negligence is responsible for a crash or injury at the job. Each time a worker has been hurt on job, they are able to claim compensation from the employer by submitting a work accident claim. If the claim is a winner the total amount claimed will likely be included in the employer’s liability insurance. You can find four forms of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some sort of worker’s compensation for workers is usually compulsory with all the notable exception of Texas as of 2018. The two main simple requirements for workers to be eligible for worker’s compensation benefits – they should be used by an employer that has or is necessary for law to obtain Worker’s Compensation Insurance, plus they must have been injured at your workplace on account of their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses caused by being exposed to harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains because of handling materials. When an employee has suffered a work-related injury or illness time is an issue while there is a restricted time frame in order to report the accident or incident as a way to claim benefits. Deadlines vary from state to state however in most states, the incident should be notified for the employer within 30 to 40 days failing that your ability from the worker to get compensation may be severely jeopardized. Employees are often surprised to understand that employers can dispute a worker’s compensation claim they feel is invalid because the rates they pay suffer from the volume of claims paid out by their insurance firm. This is the reason it is very important have proper legal representation from a qualified accidental injury lawyer to be sure the rights of personnel are upheld. In the case of accidental injuries caused by a motor vehicle accident, an automobile wreck lawyer will handle your case to ensure you receive the appropriate compensation for the loss and suffering due to the negligence of an individual else. A vehicle accident are unable to only cause physical damage, but may lead to life long injuries, immobility, reduction in employment, and in many cases death. When a physical injury comes from the negligent operation of your vehicle, the driver in the vehicle should held responsible for the results of those negligence. Ever since the laws for each state are not the same, it is essential to possess a local attorney experienced in vehicle accident compensation take care of your individual injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is very experienced with the laws and established standards that trucking companies and truck drivers must meet. This includes stuff like mandatory training, rest breaks, and work hour restrictions. There are many parties who could be held responsible for injuries to victims in the matter of truck or tractor-trailer related accidents like the driver, the dog owner of your vehicle, the lessor, the company in the vehicle, parts, or tires, and even the shipper or loader of your cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is important to make sure you are properly compensated for your injuries. Motorcycles present unique challenges, not simply for drivers but also for other users of your road. After motorcycle accidents, motorists often say that they failed to see the motorcycle and the volume of instances where motorcycle drivers have been struck by vehicles has grown substantially. Other elements that lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver and their passenger to carry negligent vehicle drivers responsible for loss and suffering brought on by their negligent driving. Filing your own injury claim involves the motorcycle driver’s insurance company as well as the at-fault motorist to check the case and achieving a claims adjuster offer some compensation. Without proper representation, the victim of any motorcycle accident runs the chance of not receiving fair and just compensation for loss and suffering. Dog bite laws differ among states which cases can be quite complex. If a dog owner is confronted with a strict liability dog bite statute this individual have few options for a successful defense. More defense options could be offered in states where traditional negligence rules apply. A pet dog bite lawyer will help you claim compensation in case you have been the victim of any dog attack. Dog bites can cause serious injuries and perhaps, victims can also be psychologically impacted by the trauma. It is possible to pursue an insurance claim against the dog owner’s home insurance provider in the event the attack occurred in the insured’s property. A pet dog bite attorney may play a crucial role in proving liability inside a dog bite case since they are aware of the applicable laws inside your local state, how to calculate damages, and the most effective way to offer evidence. To be successful within a accidental injury slip-and-fall lawsuit you will have to prove which they owner or tenant of the property was negligent in some action they did or did not take that caused the injury. Most slip-and-fall cases are settled away from court as well as a lawsuit is normally only filed if the parties involved cannot reach a settlement. Despite their prevalence along with the serious injuries the main cause, premises liability lawsuits are hard to win. Causes of injury usually cover anything from failure to put indicators of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. An individual injury slip, trip, and fall case rely heavily on the victim’s power to prove liability by the defendant and therefore the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy can help resolve your financial situation when you have serious financial problems. However, in the process, you might lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and many everyday sort of bankruptcy and according to statistics a lot more than 95.5% of Chapter 7 bankruptcy filings have had debts they have accrued discharged. To be able to qualify for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a well as secured and unsecured debt. Many people who do not possess enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to help them manage overwhelming debt. However, you can find long-term consequences for individuals who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or their debts instead of liquidation. It is ideal for those whose biggest dilemma is not deficiency of income, but working with the requirements from creditors for immediate payment. It allows you to keep the home providing you are able to pay for the mortgage under the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to solve your debt by making use of all disposable income towards the debt reduction plan. It allows debtors to eliminate unsecured debts as well as to get caught up on missed home loan repayments. One of the most attractive features of this choice is short-circuiting home foreclosure. Although keeping your home might be a great relief, you will certainly be needed to live for quite some time beneath the close supervision of any court-appointed trustee to collect and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a relatively recent accessory for the bankruptcy laws that allow family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency reaction to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They have to be actively involved in a farming or commercial fishing operation and comply with certain requirements. Debtors must make a repayment plan within 90 days of filing at court. It should feature a proposed want to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by way of a corporation or partnership involving a reorganization intend to keep your business operational while repaying creditors over a duration of time. Business owners and people can also use Chapter 11 to find relief. A Chapter 11 petition can be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement as well as a reorganization plan must be filed using the court. The disclosure must contain all information with regards to the assets, liabilities, and other business affairs of your debtor sufficient to enable a creditor to make a knowledgeable decision concerning the reorganization plan. The Automated Stay offers a debtor with a period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and so are not to be pursued on any debt that occurred just before the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented from the court, an appointed trustee, a committee, or some other parties useful.