We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Personal injury takes place when somebody continues to be physically or psychologically injured due to negligence by another individual, company, entity, or government agency. Injury legal cases arise when someone states have been harmed by someone else within an accident or because of negligence and who could be held legally accountable for such harm. A private injury case becomes formalized every time a injury lawyer represents the case with respect to a person in a civil court proceeding. There are several duties an individual injury lawyer performs in aiding their customers, the most significant mandate being to enable them to obtain the justice and compensation they can be lawfully entitled to from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation can be claimed when someone believes that their employer has failed with their responsibilities towards them and the like negligence is responsible for any sort of accident or injury at work. When a worker is hurt on job, they could claim compensation off their employer by submitting a work accident claim. In case the claim is a winner the quantity claimed will likely be covered by the employer’s liability insurance. You can find four types of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some kind of worker’s compensation for employees is generally compulsory using the notable exception of Texas by 2018. The two main basic requirements for workers to be eligible for worker’s compensation benefits – they have to be utilized by a company that has or possibly is necessary for law to get Worker’s Compensation Insurance, and they will need to have been injured at your workplace because of their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses due to contact with harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains as a result of handling materials. When a worker has suffered a work-related injury or illness time is important while there is a small time period to report the accident or incident in order to claim benefits. Deadlines vary between states nevertheless in most states, the incident needs to be notified for the employer within 30 to 40 days failing that your ability of the worker to receive compensation can be severely jeopardized. Employees are often surprised to find out that employers can dispute a worker’s compensation claim they feel is invalid because the rates they pay suffer from the amount of claims paid out by their insurance firm. This is why it is important to have proper legal representation with a qualified accidental injury lawyer to guarantee the rights of personnel are upheld. When it comes to accidental injuries because of a automobile accident, a car wreck lawyer will fully handle your case to make sure you get the appropriate compensation to your loss and suffering as a result of negligence of an individual else. An automobile accident simply cannot only cause physical damage, but may lead to life long injuries, immobility, reduction in employment, and even death. When an injury is a result of the negligent operation of the vehicle, the motorist from the vehicle should held responsible for the effects of these negligence. Because the laws of every state are not the same, it is essential to have got a local attorney familiar with car accident compensation care for your individual injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is highly experienced in the laws and established standards that trucking companies and truck drivers must meet. This includes things like mandatory training, rest breaks, and work hour restrictions. There are many parties who might be held accountable for injuries to victims in the case of truck or tractor-trailer related accidents such as the driver, the dog owner from the vehicle, the lessor, the manufacturer from the vehicle, parts, or tires, or maybe the shipper or loader in the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is crucial to make sure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not merely for drivers but also for all other users of the road. After motorcycle accidents, motorists often state that they failed to start to see the motorcycle and the number of instances where motorcycle drivers have already been struck by vehicles has risen substantially. Other variables that lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver and their passenger to hold negligent vehicle drivers to blame for loss and suffering caused by their negligent driving. Filing a private injury claim involves the motorcycle driver’s insurance company as well as the at-fault motorist to evaluate the way it is and achieving a claims adjuster offer a certain amount of compensation. Without the proper representation, the victim of any motorcycle accident runs the danger of not receiving fair and only compensation for loss and suffering. Dog bite laws differ among states and those cases can be quite complex. If a dog owner is confronted with a strict liability dog bite statute he could have few selections for an effective defense. More defense options may be offered in states where traditional negligence rules apply. A pet dog bite lawyer can assist you claim compensation if you have been the victim of your dog attack. Dog bites could cause serious injuries and in many cases, victims can also be psychologically affected by the trauma. You are able to pursue an insurance claim up against the dog owner’s property insurance provider when the attack occurred about the insured’s property. A dog bite attorney may play a vital role in proving liability in the dog bite case since they are aware of the applicable laws with your local state, how you can calculate damages, and the simplest way to provide evidence. To become successful within a accidental injury slip-and-fall lawsuit you will have to prove that they owner or tenant of the property was negligent in some action they did or did not take that caused the damage. Most slip-and-fall cases are settled away from court plus a lawsuit is often only filed if the parties involved cannot reach an agreement. Despite their prevalence along with the serious injuries the main cause, premises liability lawsuits take time and effort to win. Reasons for injury usually cover anything from failure to put signs of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily about the victim’s ability to prove liability on the part of the defendant and this the victim suffered damages because of such negligence. Chapter 7 Bankruptcy can help resolve your financial situation when you have serious financial problems. However, in the process, you could possibly lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and many common type of bankruptcy and statistically more than 95.5% of Chapter 7 bankruptcy filings have had their debts discharged. So that you can qualify for Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a highly as secured and unsecured debt. Many people who do not have enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets like home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to assist them to handle overwhelming debt. However, there are long-term consequences for people who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or all their debts rather than liquidation. It is ideal for those whose biggest problem is not lack of income, but handling the requirements from creditors for immediate payment. It lets you maintain your home providing you may pay the mortgage under the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to resolve your debt by making use of all disposable income towards the debt reduction plan. It allows debtors to get rid of unsecured debts as well as catch up on missed mortgage payments. Just about the most attractive options that come with this choice is short-circuiting home foreclosure. Although keeping your house may be a great relief, you will end up needed to live for several years under the close supervision of a court-appointed trustee to collect and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a relatively recent addition to the bankruptcy laws that enable family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency reply to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They ought to be actively engaged in a farming or commercial fishing operation and abide by certain requirements. Debtors must develop a repayment plan within 90 days of filing at court. It should include a proposed plan to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt from a corporation or partnership involving a reorganization decide to retain the business operational while repaying creditors during a period of time. Companies and people may also use Chapter 11 to get relief. A Chapter 11 petition could be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement as well as a reorganization plan must be filed using the court. The disclosure must contain all information with regards to the assets, liabilities, and other business affairs of your debtor sufficient allowing a creditor to produce an educated decision regarding the reorganization plan. The Automated Stay provides a debtor with a time period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and they are to not be pursued on any debt that occurred prior to the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented from the court, an appointed trustee, a committee, or another parties of interest.