We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Injury develops when somebody continues to be physically or psychologically injured as a result of negligence on the part of another individual, company, entity, or government agency. Personal injury legal cases arise when a person states are already harmed by someone else in an accident or due to negligence and who could be held legally in charge of such harm. Your own injury case becomes formalized whenever a personal injury lawyer represents the truth on the part of a person in a civil court proceeding. There are several duties an individual injury lawyer performs in aiding their clientele, the most crucial mandate being to assist them receive the justice and compensation they are lawfully eligible to from undergoing losses and suffering due to negligence of others. Workplace injury compensation may be claimed when someone believes that their employer has failed with their responsibilities towards them and such negligence is responsible for a crash or injury at the office. Every time a worker is hurt on job, they could claim compensation off their employer by submitting a work accident claim. In case the claim is a winner the amount claimed will be included in the employer’s liability insurance. There are actually four types of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some type of worker’s compensation for workers is usually compulsory using the notable exception of Texas as of 2018. There are 2 basic requirements for workers to qualify for worker’s compensation benefits – they have to be employed by an employer who may have or possibly is necessary for law to have Worker’s Compensation Insurance, plus they should have been injured at the office due to their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses caused by exposure to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains on account of handling materials. When a staff member has suffered a work-related injury or illness time is critical because there is a limited timeframe in order to report the accident or incident as a way to claim benefits. Deadlines vary among states however in most states, the incident has to be notified on the employer within 30 to 40 days failing which the ability in the worker to get compensation might be severely jeopardized. Employees are often surprised to find out that employers can dispute a worker’s compensation claim they think is invalid as the rates they pay are affected by the amount of claims paid out by their insurance company. For this reason you should have proper legal representation from a qualified personal injury lawyer so that the rights of personnel are upheld. With regards to accidental injury because of a automobile accident, a vehicle wreck lawyer will fully handle your case to ensure you obtain the appropriate compensation for your loss and suffering as a result of negligence of somebody else. An automobile accident can not only cause physical damage, but may result in life long injuries, immobility, lack of employment, and also death. When a personal injury comes from the negligent operation of your vehicle, the operator from the vehicle must held liable for the consequences of such negligence. Ever since the laws of every state are different, you should possess a local attorney experienced with motor vehicle accident compensation look after your own personal injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is very experienced with the laws and established standards that trucking companies and truck drivers must meet. This can include things like mandatory training, rest breaks, and work hour restrictions. There are various parties who may be held accountable for injuries to victims in the matter of truck or tractor-trailer related accidents like the driver, the dog owner of the vehicle, the lessor, the manufacturer of the vehicle, parts, or tires, and even the shipper or loader of your cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is essential to make sure you are properly compensated for your injuries. Motorcycles present unique challenges, not just for drivers however, for all of the other users in the road. After motorcycle accidents, motorists often point out that they failed to view the motorcycle and the volume of instances where motorcycle drivers have already been struck by vehicles has increased substantially. Other factors which lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver and their passenger to carry negligent vehicle drivers liable for loss and suffering a result of their negligent driving. Filing a personal injury claim requires the motorcycle driver’s insurance carrier and also the at-fault motorist to evaluate the way it is and achieving a claims adjuster offer a certain amount of compensation. Without correct representation, the victim of any motorcycle accident runs the chance of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ between states which cases could become quite complex. If your dog owner is up against a strict liability dog bite statute this individual have few choices for a successful defense. More defense options can be offered in states where traditional negligence rules apply. A dog bite lawyer can help you claim compensation in case you have been the victim of any dog attack. Dog bites may cause serious injuries and in many cases, victims can also be psychologically afflicted with the trauma. You are able to pursue an insurance claim up against the dog owner’s home insurance provider in case the attack occurred about the insured’s property. Your dog bite attorney can start to play a vital role in proving liability within a dog bite case because they understand the applicable laws in your local state, the best way to calculate damages, and the simplest way to present evidence. To become successful in a accidental injury slip-and-fall lawsuit you will need to prove that they can owner or tenant of your property was negligent in some action they did or did not take that caused the damage. Most slip-and-fall cases are settled out of court plus a lawsuit is generally only filed as soon as the parties involved cannot reach a settlement. Despite their prevalence and the serious injuries the cause, premises liability lawsuits are difficult to win. Causes of injury usually range between failure to put warning signs of wet spots or objects which can be left lying in walkways to unstable work surfaces and failing to maintain walkways. An individual injury slip, trip, and fall case rely heavily about the victim’s capacity to prove liability on the part of the defendant and therefore the victim suffered damages due to such negligence. Chapter 7 Bankruptcy may help resolve the money you owe for those who have serious financial problems. However, during this process, you might lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and most common type of bankruptcy and according to statistics over 95.5% of Chapter 7 bankruptcy filings have had debts they have accrued discharged. To be able to be eligible for a Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a nicely as secured and unsecured debt. Many people who do not have enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets like home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to help them handle overwhelming debt. However, you will find long term consequences for people who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or their debts instead of liquidation. It is great for those whose biggest problem is not insufficient income, but coping with the needs from creditors for fast payment. It permits you to keep your home providing you may spend the money for mortgage under the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five years to settle your debt by applying all disposable income for the debt reduction plan. It allows debtors to eliminate unsecured debts as well as to get caught up on missed home loan payments. Just about the most attractive options that come with this option is short-circuiting home foreclosure. Although keeping your property may be a great relief, you will be necessary to live for a long time under the close supervision of a court-appointed trustee to accumulate and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a fairly new addition to the bankruptcy laws that enable family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency solution to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They ought to be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must think of a repayment schedule within 3 months of filing at court. It has to add a proposed want to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by way of a corporation or partnership involving a reorganization intend to keep the business operational while repaying creditors during a period of time. Company owners and people also can use Chapter 11 to get relief. A Chapter 11 petition may be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement plus a reorganization plan has to be filed using the court. The disclosure must contain information about the assets, liabilities, as well as other business affairs of the debtor sufficient allowing a creditor to create a knowledgeable decision with regards to the reorganization plan. The Automated Stay gives a debtor with a time period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are to never be pursued on any debt that occurred before the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented by the court, an appointed trustee, a committee, or any other parties of great interest.