We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Injury takes place when somebody continues to be physically or psychologically injured because of negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when an individual promises to have been harmed by someone else in an accident or as a result of negligence and who may be held legally in charge of such harm. An individual injury case becomes formalized when a injury lawyer represents the truth with respect to a customer in a civil court proceeding. There are several duties your own injury lawyer performs in aiding the clientele, the most significant mandate being to help them receive the justice and compensation they can be lawfully eligible for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation might be claimed when someone believes that their employer has failed inside their responsibilities towards them and such negligence has caused a crash or injury at work. When a worker has become hurt on job, they could claim compensation off their employer by submitting a work accident claim. If the claim is a winner the exact amount claimed is going to be covered by the employerâ€™s liability insurance. There are four forms of workerâ€™s compensation benefits that may be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In most states, some kind of workerâ€™s compensation for employees is normally compulsory using the notable exception of Texas since 2018. There are two simple requirements for workers to be eligible for workerâ€™s compensation benefits â€“ they should be employed by an employer who may have or maybe essental to law to have Workerâ€™s Compensation Insurance, and so they will need to have been injured at the office as a result of their job- related duties. Most work-related injuries are paid by workerâ€™s comp insurance including accidents and occupational illnesses brought on by contact with harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains due to handling materials. When a member of staff has suffered a work-related injury or illness time is of the essence because there is a restricted time frame to report the accident or incident as a way to claim benefits. Deadlines vary from state to state however in most states, the incident must be notified on the employer within 30 to 40 days failing that your ability from the worker to receive compensation may be severely jeopardized. Personnel are often surprised to find out that employers can dispute a workerâ€™s compensation claim they believe is invalid because the rates they pay are influenced by the number of claims paid out by their insurance company. This is the reason it is very important have proper legal representation by a qualified personal injury lawyer so that the rights of staff is upheld. When it comes to accidental injury because of a vehicle accident, a car wreck lawyer will represent you to ensure you get the appropriate compensation for your loss and suffering due to negligence of somebody else. An automobile accident simply cannot only cause physical damage, but may lead to life long injuries, immobility, lack of employment, and also death. When an injury results from the negligent operation of a vehicle, the motorist of your vehicle needs to held liable for the effects of the negligence. Because the laws for each state are not the same, it is essential to have got a local attorney experienced with automobile accident compensation look after your own injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is extremely familiar with the laws and established standards that trucking companies and truck drivers must meet. This consists of things like mandatory training, rest breaks, and work hour restrictions. There are numerous parties who might be held responsible for injuries to victims in the matter of truck or tractor-trailer related accidents like the driver, the property owner of your vehicle, the lessor, the producer of your vehicle, parts, or tires, or even the shipper or loader from the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is crucial to ensure you are properly compensated to your injuries. Motorcycles present unique challenges, not only for drivers however, for all other users from the road. After motorcycle accidents, motorists often state that they failed to view the motorcycle and the volume of instances where motorcycle drivers have already been struck by vehicles has grown substantially. Other factors which lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver as well as their passenger to hold negligent vehicle drivers accountable for loss and suffering caused by their negligent driving. Filing an individual injury claim involves the motorcycle driverâ€™s insurance company and also the at-fault motorist to look at the way it is and getting a claims adjuster offer some compensation. Without the right representation, the victim of any motorcycle accident runs the chance of not receiving fair and only compensation for loss and suffering. Dog bite laws differ from state to state and these cases can become quite complex. If a dog owner is up against a strict liability dog bite statute he could have few options for an excellent defense. More defense options can be available in states where traditional negligence rules apply. Your dog bite lawyer can help you claim compensation if you have been the victim of any dog attack. Dog bites may cause serious injuries and in many cases, victims can be psychologically afflicted with the trauma. You may pursue an insurance claim versus the dog ownerâ€™s property insurance provider if the attack occurred around the insuredâ€™s property. A dog bite attorney can play a crucial role in proving liability in a dog bite case since they know the applicable laws within your local state, how to calculate damages, and the best way to present evidence. Just to be successful inside a accidental injury slip-and-fall lawsuit you should prove they owner or tenant of the property was negligent in some action they did or did not take that caused the injury. Most slip-and-fall cases are settled out of court along with a lawsuit is normally only filed as soon as the parties involved cannot reach a settlement. Despite their prevalence and the serious injuries the cause, premises liability lawsuits take time and effort to win. Factors behind injury usually range between failure to put signs of wet spots or objects which are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A private injury slip, trip, and fall case rely heavily around the victimâ€™s power to prove liability by the defendant and that the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy might help resolve your debts for those who have serious financial problems. However, at the same time, you could lose some property. Chapter 7 Bankruptcy, also known as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and most common type of bankruptcy and according to statistics over 95.5% of Chapter 7 bankruptcy filings have had debts they have accrued discharged. In order to be eligible for Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a highly as secured and unsecured debt. Many people who do not possess enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to assist them handle overwhelming debt. However, you will find long term consequences for those who follow this route. Otherwise known as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows people who have enough income to settle part or all their debts rather than liquidation. It is perfect for those whose biggest dilemma is not absence of income, but coping with the demands from creditors for fast payment. It permits you to maintain your home providing you may pay the mortgage under the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to settle your debt by applying all disposable income for the debt reduction plan. It allows debtors to reduce unsecured debts and to get caught up on missed home loan payments. Just about the most attractive features of this alternative is short-circuiting home foreclosure. Although keeping your house might be a great relief, you may be expected to live for many years beneath the close supervision of a court-appointed trustee to gather and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is a relatively recent accessory for the bankruptcy laws that permit family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency reaction to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They must be actively engaged in a farming or commercial fishing operation and comply with certain requirements. Debtors must develop a repayment plan within 3 months of filing at court. It must feature a proposed decide to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally provides for the restructuring of debt from a corporation or partnership involving a reorganization plan to keep the business operational while repaying creditors during a period of time. Business people and individuals also can use Chapter 11 to seek relief. A Chapter 11 petition can be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement as well as a reorganization plan has to be filed together with the court. The disclosure must contain information with regards to the assets, liabilities, and also other business affairs of your debtor sufficient allowing a creditor to create a well informed decision about the reorganization plan. The Automated Stay provides a debtor with a time period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and are never to be pursued on any debt that occurred ahead of the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented with the court, an appointed trustee, a committee, or another parties appealing.