We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Personal injury develops when someone is physically or psychologically injured due to negligence by another individual, company, entity, or government agency. Accidental injury legal cases arise when somebody promises to have been harmed by other people in a accident or due to negligence and who could be held legally liable for such harm. Your own injury case becomes formalized whenever a accidental injuries lawyer represents the way it is on the part of a client in a civil court proceeding. There are lots of duties a private injury lawyer performs in aiding their clientele, the most significant mandate being to help them obtain the justice and compensation they are lawfully qualified for from undergoing losses and suffering due to negligence of others. Workplace injury compensation can be claimed when someone believes that the employer has failed in their responsibilities towards them and such negligence has caused any sort of accident or injury at your workplace. Every time a worker continues to be hurt on job, they could claim compensation using their employer by submitting a work accident claim. If the claim is a winner the amount claimed will be included in the employer’s liability insurance. There are four types of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some form of worker’s compensation for workers is usually compulsory together with the notable exception of Texas by 2018. The two main basic requirements for workers to qualify for worker’s compensation benefits – they must be used by a business who may have or is required by law to get Worker’s Compensation Insurance, and they also must have been injured at the office due to their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses caused by exposure to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains as a result of handling materials. When a worker has suffered a work-related injury or illness time is of the essence as there is a restricted time frame in which to report the accident or incident as a way to claim benefits. Deadlines vary between states but also in most states, the incident should be notified towards the employer within 30 to 40 days failing which the ability of your worker to get compensation may be severely jeopardized. Workers are often surprised to find out that employers can dispute a worker’s compensation claim they feel is invalid as the rates they pay are influenced by the quantity of claims paid out by their insurance company. That is why you should have proper legal representation by a qualified accidental injury lawyer so that the rights of workers are upheld. With regards to accidental injury because of a vehicle accident, an auto wreck lawyer will handle your case to ensure you get the appropriate compensation for your loss and suffering because of the negligence of somebody else. An automobile accident simply cannot only cause physical damage, but may result in life long injuries, immobility, lack of employment, and even death. When an accident comes from the negligent operation of any vehicle, the motorist in the vehicle must held to blame for the results of the negligence. Ever since the laws of each state will vary, it is important to use a local attorney familiar with car accident compensation care for your own personal injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is tremendously experienced in the laws and established standards that trucking companies and truck drivers must meet. This consists of things such as mandatory training, rest breaks, and work hour restrictions. There are numerous parties who could be held accountable for injuries to victims when it comes to truck or tractor-trailer related accidents such as the driver, the property owner in the vehicle, the lessor, the producer from the vehicle, parts, or tires, or maybe the shipper or loader of the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is vital to ensure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not simply for drivers but for all of the other users of the road. After motorcycle accidents, motorists often claim that they did not see the motorcycle and the quantity of instances where motorcycle drivers are already struck by vehicles has grown substantially. Other elements that lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver along with their passenger to hold negligent vehicle drivers liable for loss and suffering due to their negligent driving. Filing an individual injury claim necessitates the motorcycle driver’s insurance company as well as the at-fault motorist to look at the case and achieving a claims adjuster offer some compensation. Without proper representation, the victim of your motorcycle accident runs the chance of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ from state to state which cases may become quite complex. When a dog owner is faced with a strict liability dog bite statute this individual have few options for a successful defense. More defense options can be offered in states where traditional negligence rules apply. A dog bite lawyer can assist you claim compensation if you have been the victim of a dog attack. Dog bites could cause serious injuries and in many cases, victims can even be psychologically affected by the trauma. You are able to pursue an insurance claim from the dog owner’s home insurance provider in case the attack occurred about the insured’s property. A pet dog bite attorney can play a crucial role in proving liability in a dog bite case as they are aware of the applicable laws within your local state, how you can calculate damages, and the most effective way to offer evidence. Just to be successful in a accidental injury slip-and-fall lawsuit you will have to prove that they can owner or tenant from the property was negligent in some action they did or did not take that caused the damage. Most slip-and-fall cases are settled out from court along with a lawsuit is generally only filed when the parties involved cannot reach a settlement. Despite their prevalence as well as the serious injuries the reason, premises liability lawsuits are difficult to win. Reasons behind injury usually cover anything from failure to position signals of wet spots or objects which can be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. An individual injury slip, trip, and fall case rely heavily around the victim’s ability to prove liability by the defendant and this the victim suffered damages due to such negligence. Chapter 7 Bankruptcy can help resolve your financial situation for those who have serious financial problems. However, at the same time, you might lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and many everyday sort of bankruptcy and according to statistics a lot more than 95.5% of Chapter 7 bankruptcy filings have gotten debts they have accrued discharged. To be able to be entitled to Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a highly as secured and unsecured debt. Many people who do not have enough debt to declare bankruptcy may need to sell non-exempt assets, however, important assets like home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to assist them to deal with overwhelming debt. However, you will find long term consequences for those who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or all of their debts instead of liquidation. It is fantastic for those whose biggest concern is not lack of income, but coping with the demands from creditors for immediate payment. It permits you to keep your home providing you are able to pay the mortgage under the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to solve the debt by making use of all disposable income towards the debt reduction plan. It allows debtors to remove unsecured debts and also to get caught up on missed mortgage repayments. Just about the most attractive features of this option is short-circuiting home foreclosure. Although keeping your home might be a great relief, you may be required to live for quite some time under the close supervision of your court-appointed trustee to accumulate and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is a somewhat new addition to the bankruptcy laws which allow family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency solution to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They ought to be actively engaged in a farming or commercial fishing operation and abide by certain requirements. Debtors must develop a repayment plan within 3 months of filing at court. It should include a proposed plan to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by way of a corporation or partnership involving a reorganization intend to retain the business operational while repaying creditors over a duration of time. Company owners and people also can use Chapter 11 to seek relief. A Chapter 11 petition could be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement along with a reorganization plan has to be filed using the court. The disclosure must contain all information concerning the assets, liabilities, and other business affairs of the debtor sufficient allowing a creditor to make an informed decision with regards to the reorganization plan. The Automatic Stay gives a debtor with a time period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and so are never to be pursued on any debt that occurred just before the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented through the court, an appointed trustee, a committee, or another parties of interest.