We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Accidental injury develops when somebody has become physically or psychologically injured because of negligence on the part of another individual, company, entity, or government agency. Accidental injury legal cases arise when a person promises to have been harmed by somebody else in a accident or because of negligence and who could be held legally accountable for such harm. Your own injury case becomes formalized whenever a injury lawyer represents the truth on behalf of a client with a civil court proceeding. There are numerous duties an individual injury lawyer performs in aiding the clientele, the most crucial mandate being to assist them get the justice and compensation these are lawfully qualified for from undergoing losses and suffering due to negligence of others. Workplace injury compensation could be claimed when someone believes their employer has failed with their responsibilities towards them and the like negligence has caused any sort of accident or injury at the office. Every time a worker has become hurt on job, they are able to claim compensation from their employer by submitting a work accident claim. When the claim is a winner the quantity claimed is going to be paid by the employer’s liability insurance. You can find four forms of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some form of worker’s compensation for workers is generally compulsory together with the notable exception of Texas since 2018. There are 2 basic requirements for workers to qualify for worker’s compensation benefits – they must be utilized by a company who has or is required by law to obtain Worker’s Compensation Insurance, and they need to have been injured at work due to their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses brought on by contact with harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains due to handling materials. When a staff member has suffered a work-related injury or illness time is important while there is a restricted time frame in which to report the accident or incident to be able to claim benefits. Deadlines vary among states but in most states, the incident has to be notified on the employer within 30 to 40 days failing that your ability in the worker to receive compensation might be severely jeopardized. Staff is often surprised to discover that employers can dispute a worker’s compensation claim they feel is invalid for the reason that rates they pay suffer from the quantity of claims paid out by their insurance carrier. This is why it is very important have proper legal representation from a qualified injury lawyer to guarantee the rights of workers are upheld. In the case of personal injury as a result of vehicle accident, an automobile wreck lawyer will represent you to ensure you get the appropriate compensation for the loss and suffering because of the negligence of someone else. A car accident are unable to only cause physical damage, but may lead to life long injuries, immobility, reduction in employment, as well as death. When an accident results from the negligent operation of any vehicle, the operator of your vehicle should held accountable for the effects of those negligence. Considering that the laws of each state are different, it is very important use a local attorney experienced in motor vehicle accident compensation deal with your own injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is highly experienced in the laws and established standards that trucking companies and truck drivers must meet. Including stuff like mandatory training, rest breaks, and work hour restrictions. There are numerous parties who can be held responsible for injuries to victims with regards to truck or tractor-trailer related accidents such as the driver, the owner of your vehicle, the lessor, the maker from the vehicle, parts, or tires, or even the shipper or loader of your cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is crucial to ensure you are properly compensated for the injuries. Motorcycles present unique challenges, not just for drivers however for all the other users from the road. After motorcycle accidents, motorists often point out that they did not view the motorcycle and the number of instances where motorcycle drivers have already been struck by vehicles has increased substantially. Other elements that lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver as well as their passenger to support negligent vehicle drivers responsible for loss and suffering due to their negligent driving. Filing a personal injury claim necessitates the motorcycle driver’s insurance company and also the at-fault motorist to evaluate the case and getting a claims adjuster offer some compensation. Without the right representation, the victim of a motorcycle accident runs the danger of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ from state to state and they cases may become quite complex. When a dog owner is faced with a strict liability dog bite statute this individual have few selections for a prosperous defense. More defense options may be for sale in states where traditional negligence rules apply. A pet dog bite lawyer will help you claim compensation when you have been the victim of a dog attack. Dog bites might cause serious injuries and in many cases, victims can even be psychologically influenced by the trauma. You can pursue an insurance claim against the dog owner’s property insurance provider in case the attack occurred in the insured’s property. Your dog bite attorney can play an important role in proving liability in the dog bite case while they are aware of the applicable laws in your local state, the way to calculate damages, and the most effective way to provide evidence. To be successful in the personal injury slip-and-fall lawsuit you should prove that they owner or tenant in the property was negligent in some action they did or did not take that caused the damage. Most slip-and-fall cases are settled out from court as well as a lawsuit is generally only filed once the parties involved cannot reach a settlement. Despite their prevalence along with the serious injuries the reason, premises liability lawsuits take time and effort to win. Reasons for injury usually range between failure to put signs of wet spots or objects which can be left lying in walkways to unstable work surfaces and failing to maintain walkways. Your own injury slip, trip, and fall case rely heavily around the victim’s power to prove liability on the part of the defendant and this the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy will help resolve your financial situation in case you have serious financial problems. However, along the way, you could lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and the majority of common type of bankruptcy and statistically a lot more than 95.5% of Chapter 7 bankruptcy filings have gotten their debts discharged. As a way to be entitled to Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a highly as secured and unsecured debt. Some people who do not have enough debt to declare bankruptcy may need to sell non-exempt assets, however, important assets including home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to enable them to deal with overwhelming debt. However, there are long term consequences for individuals who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or all their debts as an option to liquidation. It is great for those whose biggest dilemma is not absence of income, but handling the needs from creditors for fast payment. It enables you to keep the home providing you are able to pay the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five years to resolve your debt by using all disposable income for the debt reduction plan. It allows debtors to eliminate unsecured debts as well as to catch up on missed home loan repayments. One of the most attractive features of this alternative is short-circuiting home foreclosure. Although keeping your own home could be a great relief, you will end up necessary to live for quite some time within the close supervision of the court-appointed trustee to accumulate and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is a somewhat new accessory for the bankruptcy laws that allow family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency solution to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They should be actively involved in a farming or commercial fishing operation and adhere to certain requirements. Debtors must come up with a repayment schedule within 90 days of filing at court. It must incorporate a proposed want to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt from a corporation or partnership involving a reorganization want to retain the business operational while repaying creditors over a duration of time. Companies and folks may also use Chapter 11 to find relief. A Chapter 11 petition may be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement plus a reorganization plan should be filed together with the court. The disclosure must contain all information regarding the assets, liabilities, and other business affairs of your debtor sufficient to permit a creditor to produce an informed decision concerning the reorganization plan. The Automated Stay offers a debtor with a time period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are to never be pursued on any debt that occurred ahead of the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented through the court, an appointed trustee, a committee, or other parties appealing.