We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Accidental injuries takes place when an individual is physically or psychologically injured on account of negligence on the part of another individual, company, entity, or government agency. Personal injury legal cases arise when a person states have already been harmed by other people in a accident or on account of negligence and who may be held legally liable for such harm. Your own injury case becomes formalized each time a personal injury lawyer represents the situation on the part of a person at a civil court proceeding. There are several duties an individual injury lawyer performs in aiding the clientele, the main mandate being to assist them get the justice and compensation they are lawfully eligible to from undergoing losses and suffering due to the negligence of others. Workplace injury compensation might be claimed when someone believes that the employer has failed in their responsibilities towards them etc negligence has caused an accident or injury at the office. Each time a worker has been hurt on job, they are able to claim compensation from their employer by submitting a work accident claim. In the event the claim is successful the total amount claimed is going to be covered by the employer’s insurance. There are four varieties of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some kind of worker’s compensation for employees is usually compulsory with the notable exception of Texas since 2018. The two main basic requirements for workers to qualify for worker’s compensation benefits – they ought to be utilized by an employer that has or is needed by law to obtain Worker’s Compensation Insurance, and so they need to have been injured at the job due to their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses caused by contact with harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains because of handling materials. When a worker has suffered a work-related injury or illness time is of the essence as there is a restricted time frame to report the accident or incident so that you can claim benefits. Deadlines vary among states nevertheless in most states, the incident should be notified towards the employer within 30 to 40 days failing that your ability of the worker to receive compensation might be severely jeopardized. Employees are often surprised to learn that employers can dispute a worker’s compensation claim they think is invalid as the rates they pay are affected by the amount of claims paid out by their insurance carrier. That is why it is essential to have proper legal representation from a qualified accidental injuries lawyer to be sure the rights of personnel are upheld. When it comes to personal injury as a result of vehicle accident, a vehicle wreck lawyer will handle your case to make sure you receive the appropriate compensation for your loss and suffering because of the negligence of an individual else. An automobile accident simply cannot only cause physical damage, but may result in life long injuries, immobility, lack of employment, and in many cases death. When a personal injury is a result of the negligent operation of a vehicle, the driver of your vehicle must held to blame for the consequences of those negligence. Considering that the laws of each state are different, it is important to have a local attorney experienced in vehicle accident compensation look after your own personal injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is very experienced in the laws and established standards that trucking companies and truck drivers must meet. This includes things such as mandatory training, rest breaks, and work hour restrictions. There are several parties who could be held responsible for injuries to victims in the matter of truck or tractor-trailer related accidents for example the driver, the property owner of your vehicle, the lessor, the producer of the vehicle, parts, or tires, or even the shipper or loader in the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is essential to ensure you are properly compensated for your injuries. Motorcycles present unique challenges, not simply for drivers but for all of the other users of the road. After motorcycle accidents, motorists often state that they did not begin to see the motorcycle and the number of instances where motorcycle drivers happen to be struck by vehicles has risen substantially. Other elements which lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver and their passenger to hold negligent vehicle drivers accountable for loss and suffering due to their negligent driving. Filing a private injury claim requires the motorcycle driver’s insurer along with the at-fault motorist to examine the situation and getting a claims adjuster offer a certain amount of compensation. Without proper representation, the victim of a motorcycle accident runs the danger of not receiving fair and just compensation for loss and suffering. Dog bite laws differ between states and they cases could become quite complex. If your dog owner is faced with a strict liability dog bite statute he may have few alternatives for a successful defense. More defense options can be available in states where traditional negligence rules apply. Your dog bite lawyer can assist you claim compensation when you have been the victim of a dog attack. Dog bites could cause serious injuries and in many cases, victims can also be psychologically affected by the trauma. You may pursue an insurance claim from the dog owner’s property insurance provider in the event the attack occurred in the insured’s property. Your dog bite attorney can play an important role in proving liability inside a dog bite case while they are aware of the applicable laws inside your local state, the best way to calculate damages, and an effective way to provide evidence. To be successful within a accidental injury slip-and-fall lawsuit you will have to prove that they owner or tenant of the property was negligent in many action they did or did not take that caused the damage. Most slip-and-fall cases are settled from court along with a lawsuit is generally only filed if the parties involved cannot reach a settlement. Despite their prevalence and the serious injuries the reason, premises liability lawsuits take time and effort to win. Causes of injury usually vary from failure to place warning signs of wet spots or objects which are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. Your own injury slip, trip, and fall case rely heavily in the victim’s capability to prove liability by the defendant and therefore the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy might help resolve your financial situation for those who have serious financial problems. However, in the process, you could lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and the majority of common type of bankruptcy and according to statistics over 95.5% of Chapter 7 bankruptcy filings have had their debts discharged. So that you can qualify for Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a well as secured and unsecured debt. Some people who do not have enough debt to declare bankruptcy may need to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to help them deal with overwhelming debt. However, you can find long-term consequences for those who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or all their debts as an option to liquidation. It is fantastic for those whose biggest problem is not deficiency of income, but working with the demands from creditors for fast payment. It permits you to make your home providing it is possible to pay for the mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to solve the debt by utilizing all disposable income for the debt reduction plan. It allows debtors to get rid of unsecured debts as well as get caught up on missed home loan payments. One of the most attractive highlights of this option is short-circuiting home foreclosure. Although keeping your house may be a great relief, you will be necessary to live for many years underneath the close supervision of the court-appointed trustee to collect and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a relatively recent accessory for the bankruptcy laws which allow family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency response to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They should be actively involved in a farming or commercial fishing operation and conform to certain requirements. Debtors must develop a repayment schedule within 90 days of filing at court. It should incorporate a proposed intend to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by way of a corporation or partnership involving a reorganization decide to keep your business operational while repaying creditors during a period of time. Company owners and folks could also use Chapter 11 to look for relief. A Chapter 11 petition could be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement along with a reorganization plan must be filed with the court. The disclosure must contain information regarding the assets, liabilities, and other business affairs in the debtor sufficient allowing a creditor to make a well informed decision with regards to the reorganization plan. The Automatic Stay offers a debtor with a period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are never to be pursued on any debt that occurred before the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented with the court, an appointed trustee, a committee, or any other parties of great interest.