We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Personal injury develops when somebody continues to be physically or psychologically injured on account of negligence on the part of another individual, company, entity, or government agency. Personal injury legal cases arise when someone states to are already harmed by other people within an accident or because of negligence and who might be held legally responsible for such harm. An individual injury case becomes formalized each time a injury lawyer represents the truth for a customer at a civil court proceeding. There are numerous duties a personal injury lawyer performs in aiding the clientele, the most important mandate being to assist them acquire the justice and compensation these are lawfully qualified for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation can be claimed when someone believes that their employer has failed within their responsibilities towards them and the like negligence has caused a car accident or injury at your workplace. When a worker is hurt on job, they are able to claim compensation off their employer by submitting a work accident claim. In the event the claim is successful the total amount claimed will probably be paid by the employer’s liability insurance. There are four forms of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some form of worker’s compensation for workers is generally compulsory with all the notable exception of Texas since 2018. The two main simple requirements for workers to qualify for worker’s compensation benefits – they should be hired by an employer having or perhaps is necessary for law to have Worker’s Compensation Insurance, and they must have been injured at your workplace because of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses a result of being exposed to harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains because of handling materials. When a member of staff has suffered a work-related injury or illness time is of the essence because there is a restricted time frame in which to report the accident or incident in order to claim benefits. Deadlines vary among states however in most states, the incident should be notified to the employer within 30 to 40 days failing that your ability from the worker to obtain compensation may be severely jeopardized. Employees are often surprised to learn that employers can dispute a worker’s compensation claim they think is invalid for the reason that rates they pay are affected by the number of claims paid out by their insurance carrier. That is why it is essential to have proper legal representation by a qualified injury lawyer to guarantee the rights of personnel are upheld. When it comes to personal injury because of a automobile accident, an automobile wreck lawyer will represent you to make sure you get the appropriate compensation to your loss and suffering as a result of negligence of an individual else. A car accident simply cannot only cause physical damage, but may lead to life long injuries, immobility, reduction in employment, and even death. When a physical injury is a result of the negligent operation of your vehicle, the motorist of the vehicle has to held to blame for the effects of such negligence. Since the laws of each and every state will vary, it is very important have a local attorney familiar with automobile accident compensation deal with your own personal injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is very familiar with the laws and established standards that trucking companies and truck drivers must meet. This consists of such things as mandatory training, rest breaks, and work hour restrictions. There are many parties who can be held accountable for injuries to victims with regards to truck or tractor-trailer related accidents for example the driver, the owner from the vehicle, the lessor, the maker from the vehicle, parts, or tires, or maybe the shipper or loader of the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is crucial to ensure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not only for drivers but also for all other users in the road. After motorcycle accidents, motorists often state that they failed to see the motorcycle and the number of instances where motorcycle drivers happen to be struck by vehicles has risen substantially. Other elements that lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver along with their passenger to hold negligent vehicle drivers liable for loss and suffering due to their negligent driving. Filing an individual injury claim involves the motorcycle driver’s insurance company and the at-fault motorist to look at the way it is and having a claims adjuster offer some compensation. Without proper representation, the victim of the motorcycle accident runs the potential risk of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ from state to state and they cases may become quite complex. If your dog owner is confronted by a strict liability dog bite statute this individual have few selections for a prosperous defense. More defense options could be obtainable in states where traditional negligence rules apply. A dog bite lawyer can help you claim compensation in case you have been the victim of the dog attack. Dog bites might cause serious injuries and in some cases, victims may also be psychologically impacted by the trauma. You can pursue an insurance claim versus the dog owner’s property insurance provider if the attack occurred on the insured’s property. A pet dog bite attorney can enjoy an important role in proving liability in a dog bite case because they know the applicable laws inside your local state, the best way to calculate damages, and the most effective way to provide evidence. To become successful in a personal injury slip-and-fall lawsuit you will have to prove that they can owner or tenant of your property was negligent in many action they did or did not take that caused the damage. Most slip-and-fall cases are settled from court and a lawsuit is usually only filed when the parties involved cannot reach a settlement. Despite their prevalence as well as the serious injuries the cause, premises liability lawsuits are hard to win. Reasons behind injury usually cover anything from failure to put indicators of wet spots or objects which are left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily in the victim’s capability to prove liability on the part of the defendant and this the victim suffered damages because of such negligence. Chapter 7 Bankruptcy may help resolve your debts when you have serious financial problems. However, at the same time, you could lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and the majority of common type of bankruptcy and according to statistics a lot more than 95.5% of Chapter 7 bankruptcy filings experienced their debts discharged. To be able to qualify for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a nicely as secured and unsecured debt. Many people who do not possess enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to assist them manage overwhelming debt. However, you will find long-term consequences for many who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or all of their debts as an alternative to liquidation. It is great for those whose biggest issue is not deficiency of income, but coping with the demands from creditors for immediate payment. It allows you to keep the home providing you can actually pay for the mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to settle the debt by utilizing all disposable income for the debt reduction plan. It allows debtors to remove unsecured debts as well as get caught up on missed mortgage repayments. One of the most attractive features of this alternative is short-circuiting home foreclosure. Although keeping your house can be a great relief, you will end up required to live for a long time under the close supervision of the court-appointed trustee to collect and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a fairly new addition to the bankruptcy laws which allow family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency reply to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They have to be actively engaged in a farming or commercial fishing operation and comply with certain requirements. Debtors must make a repayment plan within 90 days of filing at court. It has to feature a proposed intend to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt from a corporation or partnership involving a reorganization decide to keep the business operational while repaying creditors over a duration of time. Companies and people can also use Chapter 11 to seek relief. A Chapter 11 petition might be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement and a reorganization plan must be filed with all the court. The disclosure must contain information concerning the assets, liabilities, and also other business affairs in the debtor sufficient to enable a creditor to create an educated decision about the reorganization plan. The Automatic Stay supplies a debtor with a time period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and so are to not be pursued on any debt that occurred ahead of the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented through the court, an appointed trustee, a committee, or some other parties of great interest.