We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Accidental injuries takes place when somebody is physically or psychologically injured as a result of negligence by another individual, company, entity, or government agency. Accidental injuries legal cases arise when a person states happen to be harmed by another person inside an accident or as a result of negligence and who can be held legally in charge of such harm. Your own injury case becomes formalized every time a personal injury lawyer represents the situation on the part of a client at a civil court proceeding. There are numerous duties your own injury lawyer performs in aiding their clients, the most important mandate being to assist them get the justice and compensation these are lawfully eligible for from undergoing losses and suffering due to the negligence of others. Workplace injury compensation may be claimed when someone believes their employer has failed with their responsibilities towards them and the like negligence has caused a car accident or injury at the job. Whenever a worker continues to be hurt on job, they could claim compensation from their employer by submitting a work accident claim. In case the claim is a winner the total amount claimed will be included in the employerâ€™s insurance. There are four forms of workerâ€™s compensation benefits that can be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In many states, some type of workerâ€™s compensation for employees is usually compulsory with the notable exception of Texas by 2018. There are 2 simple requirements for workers to be eligible for workerâ€™s compensation benefits â€“ they must be utilized by a business that has or maybe essental to law to obtain Workerâ€™s Compensation Insurance, plus they should have been injured at work due to their job- related duties. Most work-related injuries are protected by workerâ€™s comp insurance including accidents and occupational illnesses caused by contact with harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains because of handling materials. When an employee has suffered a work-related injury or illness time is important while there is a small timeframe in which to report the accident or incident as a way to claim benefits. Deadlines vary from state to state however in most states, the incident should be notified towards the employer within 30 to 40 days failing that your ability from the worker to acquire compensation could be severely jeopardized. Personnel are often surprised to learn that employers can dispute a workerâ€™s compensation claim they think is invalid since the rates they pay are affected by the quantity of claims paid out by their insurance carrier. This is why it is very important have proper legal representation from a qualified personal injury lawyer so that the rights of staff is upheld. With regards to accidental injury caused by a motor vehicle accident, an automobile wreck lawyer will represent you to make sure you have the appropriate compensation to your loss and suffering due to the negligence of someone else. A car accident cannot only cause physical damage, but may lead to life long injuries, immobility, loss of employment, and even death. When an accident is a result of the negligent operation of your vehicle, the motorist of the vehicle must held responsible for the results of those negligence. Because the laws of each state will vary, it is important to have a local attorney experienced with vehicle accident compensation care for your own personal injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is very experienced in the laws and established standards that trucking companies and truck drivers must meet. Including stuff like mandatory training, rest breaks, and work hour restrictions. There are many parties who can be held responsible for injuries to victims in the case of truck or tractor-trailer related accidents such as the driver, the homeowner of your vehicle, the lessor, the maker of your vehicle, parts, or tires, or even the shipper or loader of the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is vital to ensure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not just for drivers but for all of the other users of your road. After motorcycle accidents, motorists often point out that they did not begin to see the motorcycle and the amount of instances where motorcycle drivers are already struck by vehicles has increased substantially. Other elements which lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver and their passenger to keep negligent vehicle drivers to blame for loss and suffering caused by their negligent driving. Filing a personal injury claim requires the motorcycle driverâ€™s insurance provider and also the at-fault motorist to check the way it is and having a claims adjuster offer a certain amount of compensation. Without the right representation, the victim of your motorcycle accident runs the risk of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ from state to state and these cases could become quite complex. If a dog owner is up against a strict liability dog bite statute this individual have few alternatives for a prosperous defense. More defense options can be for sale in states where traditional negligence rules apply. A pet dog bite lawyer can assist you claim compensation if you have been the victim of any dog attack. Dog bites could cause serious injuries and perhaps, victims can even be psychologically impacted by the trauma. You can pursue an insurance claim up against the dog ownerâ€™s home insurance provider if the attack occurred in the insuredâ€™s property. A dog bite attorney may play a crucial role in proving liability inside a dog bite case because they understand the applicable laws in your local state, how you can calculate damages, and the most effective way to offer evidence. In order to be successful in a personal injury slip-and-fall lawsuit you will need to prove which they owner or tenant of your property was negligent in some action they did or did not take that caused the damage. Most slip-and-fall cases are settled from court along with a lawsuit is normally only filed once the parties involved cannot reach an agreement. Despite their prevalence and the serious injuries the cause, premises liability lawsuits are hard to win. Reasons for injury usually cover anything from failure to place signs of wet spots or objects which are left lying in walkways to unstable work surfaces and failing to maintain walkways. An individual injury slip, trip, and fall case rely heavily on the victimâ€™s power to prove liability on the part of the defendant and that the victim suffered damages because of such negligence. Chapter 7 Bankruptcy might help resolve the money you owe if you have serious financial problems. However, during this process, you could lose some property. Chapter 7 Bankruptcy, also referred to as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and a lot everyday sort of bankruptcy and according to statistics over 95.5% of Chapter 7 bankruptcy filings have gotten their debts discharged. So that you can qualify for Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a well as secured and unsecured debt. Many people who do not have enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets like home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to assist them to handle overwhelming debt. However, there are actually long term consequences for people who follow this route. Also referred to as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows people with enough income to settle part or a bunch of their debts as an alternative to liquidation. It is perfect for those whose biggest concern is not deficiency of income, but coping with the needs from creditors for fast payment. It enables you to maintain your home providing you are able to spend the money for mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to settle your debt by applying all disposable income on the debt reduction plan. It allows debtors to get rid of unsecured debts and to get caught up on missed mortgage payments. Probably the most attractive highlights of this option is short-circuiting home foreclosure. Although keeping your own home can be a great relief, you will end up necessary to live for a long time within the close supervision of any court-appointed trustee to recover and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is a fairly new addition to the bankruptcy laws that allow family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency response to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They ought to be actively involved in a farming or commercial fishing operation and comply with certain requirements. Debtors must think of a repayment schedule within 90 days of filing at court. It needs to include a proposed decide to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally offers the restructuring of debt with a corporation or partnership involving a reorganization decide to keep the business operational while repaying creditors over a period of time. Companies and folks could also use Chapter 11 to look for relief. A Chapter 11 petition could be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement as well as a reorganization plan must be filed with the court. The disclosure must contain information with regards to the assets, liabilities, along with other business affairs of the debtor sufficient to allow a creditor to produce an informed decision concerning the reorganization plan. The Automatic Stay gives a debtor with a period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are to never be pursued on any debt that occurred prior to the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented by the court, an appointed trustee, a committee, or another parties useful.