We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Injury develops when someone is physically or psychologically injured on account of negligence by another individual, company, entity, or government agency. Accidental injuries legal cases arise when a person states to are already harmed by somebody else within an accident or due to negligence and who might be held legally liable for such harm. An individual injury case becomes formalized each time a accidental injuries lawyer represents the case on the part of a person at the civil court proceeding. There are lots of duties an individual injury lawyer performs in aiding the clientele, the most significant mandate being to assist them receive the justice and compensation they can be lawfully eligible for from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation could be claimed when someone believes that the employer has failed in their responsibilities towards them and such negligence is responsible for a crash or injury at work. Whenever a worker is hurt on job, they may claim compensation from their employer by submitting a work accident claim. In the event the claim is successful the quantity claimed will be included in the employer’s insurance. You can find four kinds of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some type of worker’s compensation for workers is usually compulsory with the notable exception of Texas since 2018. There are two simple requirements for workers to qualify for worker’s compensation benefits – they must be employed by a company that has or is required by law to obtain Worker’s Compensation Insurance, plus they should have been injured at the office due to their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses brought on by contact with harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains because of handling materials. When a worker has suffered a work-related injury or illness time is critical as there is a limited timeframe in order to report the accident or incident so that you can claim benefits. Deadlines vary from state to state but in most states, the incident has to be notified for the employer within 30 to 40 days failing that the ability of your worker to acquire compensation might be severely jeopardized. Personnel are often surprised to learn that employers can dispute a worker’s compensation claim they feel is invalid as the rates they pay suffer from the volume of claims paid out by their insurance provider. That is why it is very important have proper legal representation from a qualified accidental injury lawyer to ensure the rights of employees are upheld. With regards to personal injury caused by a vehicle accident, an automobile wreck lawyer will represent you to make sure you receive the appropriate compensation for the loss and suffering due to the negligence of somebody else. A vehicle accident can not only cause physical damage, but may result in life long injuries, immobility, loss of employment, and also death. When a physical injury is a result of the negligent operation of the vehicle, the motorist from the vehicle needs to held responsible for the outcomes of the negligence. Considering that the laws of every state are not the same, it is important to use a local attorney experienced with motor vehicle accident compensation care for your personal injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is tremendously experienced in the laws and established standards that trucking companies and truck drivers must meet. This consists of things like mandatory training, rest breaks, and work hour restrictions. There are numerous parties who might be held responsible for injuries to victims in the case of truck or tractor-trailer related accidents like the driver, the dog owner of your vehicle, the lessor, the company of your vehicle, parts, or tires, or perhaps the shipper or loader from the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is important to ensure you are properly compensated to your injuries. Motorcycles present unique challenges, not simply for drivers but also for all other users from the road. After motorcycle accidents, motorists often state that they failed to view the motorcycle and the quantity of instances where motorcycle drivers have been struck by vehicles has grown substantially. Other variables that lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver along with their passenger to support negligent vehicle drivers accountable for loss and suffering caused by their negligent driving. Filing your own injury claim involves the motorcycle driver’s insurance provider and also the at-fault motorist to look at the situation and getting a claims adjuster offer a certain amount of compensation. Without the right representation, the victim of any motorcycle accident runs the potential risk of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ from state to state and those cases may become quite complex. If your dog owner is confronted by a strict liability dog bite statute this individual have few options for an excellent defense. More defense options may be obtainable in states where traditional negligence rules apply. Your dog bite lawyer can help you claim compensation if you have been the victim of the dog attack. Dog bites may cause serious injuries and perhaps, victims can also be psychologically influenced by the trauma. You may pursue an insurance claim versus the dog owner’s property insurance provider when the attack occurred in the insured’s property. Your dog bite attorney may play a vital role in proving liability within a dog bite case while they know the applicable laws inside your local state, how you can calculate damages, and the best way to show evidence. To be successful in the personal injury slip-and-fall lawsuit you will have to prove that they owner or tenant of the property was negligent in a few action they did or failed to take that caused the injury. Most slip-and-fall cases are settled out from court along with a lawsuit is usually only filed once the parties involved cannot reach a settlement. Despite their prevalence and also the serious injuries the reason, premises liability lawsuits are difficult to win. Causes of injury usually range between failure to set signs of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A private injury slip, trip, and fall case rely heavily in the victim’s capability to prove liability on the part of the defendant and this the victim suffered damages due to such negligence. Chapter 7 Bankruptcy will help resolve your debts if you have serious financial problems. However, along the way, you could possibly lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and the majority of common type of bankruptcy and according to statistics over 95.5% of Chapter 7 bankruptcy filings have experienced debts they have accrued discharged. So that you can be eligible for a Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a well as secured and unsecured debt. Some people who do not possess enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to help them cope with overwhelming debt. However, there are actually long-term consequences for many who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or a bunch of their debts rather than liquidation. It is great for those whose biggest dilemma is not deficiency of income, but handling the requirements from creditors for immediate payment. It permits you to maintain your home providing you are able to pay the mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to solve your debt by using all disposable income towards the debt reduction plan. It allows debtors to eliminate unsecured debts as well as to catch up on missed home loan payments. One of the more attractive attributes of this option is short-circuiting home foreclosure. Although keeping your property might be a great relief, you may be expected to live for many years beneath the close supervision of your court-appointed trustee to accumulate and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a somewhat new addition to the bankruptcy laws which allow family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency solution to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They must be actively engaged in a farming or commercial fishing operation and comply with certain requirements. Debtors must think of a repayment schedule within 3 months of filing at court. It must add a proposed plan to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by a corporation or partnership involving a reorganization plan to keep the business operational while repaying creditors over a duration of time. Companies and individuals can also use Chapter 11 to get relief. A Chapter 11 petition might be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement plus a reorganization plan needs to be filed with all the court. The disclosure must contain all information with regards to the assets, liabilities, along with other business affairs in the debtor sufficient to enable a creditor to help make a well informed decision concerning the reorganization plan. The Automatic Stay supplies a debtor with a period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and are never to be pursued on any debt that occurred prior to the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented through the court, an appointed trustee, a committee, or any other parties of great interest.