We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Personal injury takes place when an individual is physically or psychologically injured on account of negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when a person states are already harmed by other people in an accident or as a result of negligence and who can be held legally in charge of such harm. A private injury case becomes formalized every time a injury lawyer represents the truth on behalf of a customer at the civil court proceeding. There are lots of duties your own injury lawyer performs in aiding the clientele, the most significant mandate being to assist them acquire the justice and compensation they are lawfully qualified for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation can be claimed when someone believes that the employer has failed inside their responsibilities towards them and such negligence has caused an accident or injury at work. Whenever a worker has become hurt on job, they may claim compensation off their employer by submitting a work accident claim. In the event the claim is a winner the amount claimed is going to be included in the employerâ€™s liability insurance. There are actually four kinds of workerâ€™s compensation benefits that could be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In most states, some sort of workerâ€™s compensation for employees is normally compulsory together with the notable exception of Texas as of 2018. There are 2 basic requirements for workers to qualify for workerâ€™s compensation benefits â€“ they have to be utilized by an employer who has or possibly is required by law to obtain Workerâ€™s Compensation Insurance, and they will need to have been injured at work on account of their job- related duties. Most work-related injuries are paid by workerâ€™s comp insurance including accidents and occupational illnesses brought on by contact with harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains as a result of handling materials. When a worker has suffered a work-related injury or illness time is an issue as there is a limited time period to report the accident or incident as a way to claim benefits. Deadlines vary between states but in most states, the incident has to be notified for the employer within 30 to 40 days failing that the ability of the worker to obtain compensation may be severely jeopardized. Employees are often surprised to discover that employers can dispute a workerâ€™s compensation claim they feel is invalid as the rates they pay suffer from the volume of claims paid out by their insurance provider. That is why it is essential to have proper legal representation by a qualified accidental injury lawyer to ensure the rights of staff is upheld. In the case of personal injury as a result of car accident, a car wreck lawyer will fully handle your case to make sure you have the appropriate compensation for your personal loss and suffering as a result of negligence of somebody else. A car accident can not only cause physical damage, but may lead to life long injuries, immobility, reduction in employment, and in many cases death. When a physical injury comes from the negligent operation of your vehicle, the motorist of the vehicle must held responsible for the consequences of these negligence. Because the laws for each state are different, it is very important have a local attorney experienced with car accident compensation care for your personal injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is highly experienced with the laws and established standards that trucking companies and truck drivers must meet. This can include such things as mandatory training, rest breaks, and work hour restrictions. There are numerous parties who may be held responsible for injuries to victims in the case of truck or tractor-trailer related accidents such as the driver, the property owner of the vehicle, the lessor, the maker from the vehicle, parts, or tires, or perhaps the shipper or loader from the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is vital to make sure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not just for drivers but also for other users from the road. After motorcycle accidents, motorists often point out that they failed to see the motorcycle and the volume of instances where motorcycle drivers are already struck by vehicles has grown substantially. Other elements that lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver in addition to their passenger to keep negligent vehicle drivers liable for loss and suffering caused by their negligent driving. Filing a personal injury claim necessitates the motorcycle driverâ€™s insurer as well as the at-fault motorist to look at the case and getting a claims adjuster offer a certain amount of compensation. Without the proper representation, the victim of a motorcycle accident runs the risk of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ between states and they cases could become quite complex. If a dog owner is faced with a strict liability dog bite statute he might have few alternatives for a prosperous defense. More defense options can be available in states where traditional negligence rules apply. A pet dog bite lawyer can assist you claim compensation if you have been the victim of any dog attack. Dog bites might cause serious injuries and perhaps, victims can also be psychologically affected by the trauma. You may pursue an insurance claim from the dog ownerâ€™s property insurance provider when the attack occurred on the insuredâ€™s property. A dog bite attorney can play an important role in proving liability within a dog bite case because they understand the applicable laws within your local state, the best way to calculate damages, and the simplest way to present evidence. To become successful in a accidental injuries slip-and-fall lawsuit you will need to prove which they owner or tenant in the property was negligent in many action they did or did not take that caused the injury. Most slip-and-fall cases are settled out of court as well as a lawsuit is normally only filed once the parties involved cannot reach an agreement. Despite their prevalence as well as the serious injuries the reason, premises liability lawsuits are hard to win. Reasons for injury usually cover anything from failure to place signs of wet spots or objects which can be left lying in walkways to unstable work surfaces and failing to maintain walkways. Your own injury slip, trip, and fall case rely heavily about the victimâ€™s capacity to prove liability by the defendant and therefore the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy can help resolve your financial situation if you have serious financial problems. However, in the process, you might lose some property. Chapter 7 Bankruptcy, also referred to as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and most everyday sort of bankruptcy and statistically over 95.5% of Chapter 7 bankruptcy filings have experienced their debts discharged. So that you can be entitled to Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a nicely as secured and unsecured debt. Some people who do not possess enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets including home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to help them cope with overwhelming debt. However, you can find long term consequences for individuals who follow this route. Also called the â€˜wage earnerâ€™s bankruptcyâ€™ it allows those that have enough income to settle part or a bunch of their debts instead of liquidation. It is perfect for those whose biggest issue is not deficiency of income, but working with the demands from creditors for fast payment. It permits you to keep the home providing it is possible to spend the money for mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to eliminate the debt by making use of all disposable income towards the debt reduction plan. It allows debtors to get rid of unsecured debts and also to catch up on missed home loan payments. One of the most attractive attributes of this choice is short-circuiting home foreclosure. Although keeping your property might be a great relief, you will be required to live for several years under the close supervision of the court-appointed trustee to gather and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a relatively new addition to the bankruptcy laws that enable family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency solution to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They ought to be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must think of a repayment schedule within 90 days of filing at court. It must feature a proposed intend to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally provides for the restructuring of debt from a corporation or partnership involving a reorganization intend to maintain the business operational while repaying creditors over a period of time. Companies and people could also use Chapter 11 to seek relief. A Chapter 11 petition might be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement and a reorganization plan needs to be filed with the court. The disclosure must contain all information about the assets, liabilities, as well as other business affairs of your debtor sufficient to allow a creditor to make an informed decision concerning the reorganization plan. The Automatic Stay supplies a debtor with a period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and they are to never be pursued on any debt that occurred before the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented through the court, an appointed trustee, a committee, or some other parties useful.