We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Personal injury develops when an individual continues to be physically or psychologically injured due to negligence by another individual, company, entity, or government agency. Accidental injuries legal cases arise when an individual states to happen to be harmed by another person within an accident or due to negligence and who might be held legally in charge of such harm. A personal injury case becomes formalized each time a personal injury lawyer represents the truth for a client with a civil court proceeding. There are numerous duties your own injury lawyer performs in aiding their customers, the most important mandate being to help them get the justice and compensation they may be lawfully qualified for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation can be claimed when someone believes that their employer has failed with their responsibilities towards them and the like negligence has caused an accident or injury at the job. Every time a worker continues to be hurt on job, they may claim compensation from their employer by submitting a work accident claim. If the claim is successful the quantity claimed will probably be paid by the employer’s liability insurance. You can find four kinds of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some form of worker’s compensation for employees is usually compulsory with all the notable exception of Texas at the time of 2018. There are two simple requirements for workers to be eligible for worker’s compensation benefits – they ought to be used by an employer that has or possibly is needed by law to possess Worker’s Compensation Insurance, plus they will need to have been injured at the office as a result of their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses caused by being exposed to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains due to handling materials. When a member of staff has suffered a work-related injury or illness time is of the essence because there is a small time frame in order to report the accident or incident as a way to claim benefits. Deadlines vary among states but in most states, the incident needs to be notified to the employer within 30 to 40 days failing that your ability of the worker to acquire compensation may be severely jeopardized. Workers are often surprised to learn that employers can dispute a worker’s compensation claim they feel is invalid as the rates they pay are influenced by the volume of claims paid out by their insurance provider. For this reason you should have proper legal representation with a qualified accidental injuries lawyer to be sure the rights of staff is upheld. With regards to injury caused by a motor vehicle accident, an auto wreck lawyer will represent you to ensure you get the appropriate compensation for the loss and suffering because of the negligence of somebody else. A vehicle accident are unable to only cause physical damage, but may lead to life long injuries, immobility, lack of employment, and even death. When a personal injury is a result of the negligent operation of your vehicle, the driver from the vehicle should held accountable for the consequences of such negligence. Considering that the laws for each state are very different, you should have got a local attorney familiar with motor vehicle accident compensation deal with your individual injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is extremely experienced in the laws and established standards that trucking companies and truck drivers must meet. This includes things like mandatory training, rest breaks, and work hour restrictions. There are many parties who can be held responsible for injuries to victims in the matter of truck or tractor-trailer related accidents such as the driver, the homeowner in the vehicle, the lessor, the manufacturer of the vehicle, parts, or tires, or maybe the shipper or loader of your cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is vital to make sure you are properly compensated to your injuries. Motorcycles present unique challenges, not only for drivers but also for all of the other users of your road. After motorcycle accidents, motorists often say that they did not begin to see the motorcycle and the volume of instances where motorcycle drivers have been struck by vehicles has risen substantially. Other elements which lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver and their passenger to hold negligent vehicle drivers responsible for loss and suffering a result of their negligent driving. Filing a personal injury claim requires the motorcycle driver’s insurance provider and the at-fault motorist to check the situation and getting a claims adjuster offer a certain amount of compensation. Without the right representation, the victim of any motorcycle accident runs the chance of not receiving fair and only compensation for loss and suffering. Dog bite laws differ among states and they cases may become quite complex. If a dog owner is confronted by a strict liability dog bite statute he may have few options for an effective defense. More defense options could be for sale in states where traditional negligence rules apply. A dog bite lawyer can help you claim compensation for those who have been the victim of any dog attack. Dog bites might cause serious injuries and in some cases, victims may also be psychologically afflicted with the trauma. You can pursue an insurance claim up against the dog owner’s home insurance provider if the attack occurred about the insured’s property. A pet dog bite attorney can start to play a vital role in proving liability inside a dog bite case since they be aware of applicable laws with your local state, how you can calculate damages, and the best way to show evidence. To become successful in a accidental injury slip-and-fall lawsuit you should prove that they owner or tenant of the property was negligent in certain action they did or failed to take that caused the injury. Most slip-and-fall cases are settled out from court plus a lawsuit is often only filed once the parties involved cannot reach an agreement. Despite their prevalence and also the serious injuries the main cause, premises liability lawsuits are hard to win. Factors behind injury usually vary from failure to put signs of wet spots or objects that are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. Your own injury slip, trip, and fall case rely heavily in the victim’s capacity to prove liability by the defendant and that the victim suffered damages due to such negligence. Chapter 7 Bankruptcy will help resolve your financial situation if you have serious financial problems. However, during this process, you might lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and a lot common type of bankruptcy and according to statistics greater than 95.5% of Chapter 7 bankruptcy filings have gotten debts they have accrued discharged. In order to be entitled to Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a well as secured and unsecured debt. Some individuals who do not have enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to assist them to cope with overwhelming debt. However, there are actually long term consequences for those who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or all of their debts instead of liquidation. It is perfect for those whose biggest issue is not lack of income, but handling the needs from creditors for immediate payment. It allows you to keep the home providing it is possible to pay the mortgage under the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to settle your debt by making use of all disposable income to the debt reduction plan. It allows debtors to eliminate unsecured debts and also to catch up on missed mortgage repayments. One of the more attractive options that come with this choice is short-circuiting home foreclosure. Although keeping your house could be a great relief, you may be required to live for quite some time under the close supervision of your court-appointed trustee to accumulate and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a somewhat new addition to the bankruptcy laws which allow family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency response to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They ought to be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must come up with a repayment plan within 3 months of filing at court. It must include a proposed plan to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt with a corporation or partnership involving a reorganization plan to keep your business operational while repaying creditors over a period of time. Business people and individuals could also use Chapter 11 to find relief. A Chapter 11 petition could be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement plus a reorganization plan must be filed with all the court. The disclosure must contain all information with regards to the assets, liabilities, along with other business affairs in the debtor sufficient to allow a creditor to make a well informed decision regarding the reorganization plan. The Automated Stay gives a debtor with a period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and they are to not be pursued on any debt that occurred just before the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented by the court, an appointed trustee, a committee, or another parties appealing.