We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Injury develops when someone has become physically or psychologically injured due to negligence on the part of another individual, company, entity, or government agency. Personal injury legal cases arise when an individual promises to have already been harmed by other people inside an accident or because of negligence and who can be held legally in charge of such harm. A private injury case becomes formalized whenever a accidental injuries lawyer represents the way it is for a client with a civil court proceeding. There are lots of duties a personal injury lawyer performs in aiding their clientele, the main mandate being to assist them acquire the justice and compensation they can be lawfully eligible for from undergoing losses and suffering due to the negligence of others. Workplace injury compensation might be claimed when someone believes that their employer has failed inside their responsibilities towards them and the like negligence is responsible for a crash or injury at the office. Whenever a worker is hurt on job, they are able to claim compensation off their employer by submitting a work accident claim. In the event the claim is successful the total amount claimed will likely be covered by the employerâ€™s insurance. You can find four types of workerâ€™s compensation benefits that could be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some type of workerâ€™s compensation for employees is normally compulsory with all the notable exception of Texas since 2018. There are two simple requirements for workers to be eligible for workerâ€™s compensation benefits â€“ they have to be used by a business who may have or possibly is required by law to have Workerâ€™s Compensation Insurance, and they will need to have been injured at the office as a result of their job- related duties. Most work-related injuries are protected by workerâ€™s comp insurance including accidents and occupational illnesses a result of contact with harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains as a result of handling materials. When a staff member has suffered a work-related injury or illness time is important as there is a small time frame to report the accident or incident in order to claim benefits. Deadlines vary between states however in most states, the incident needs to be notified on the employer within 30 to 40 days failing in which the ability from the worker to obtain compensation might be severely jeopardized. Employees are often surprised to learn that employers can dispute a workerâ€™s compensation claim they think is invalid for the reason that rates they pay are affected by the volume of claims paid out by their insurance carrier. This is the reason it is very important have proper legal representation by a qualified injury lawyer so that the rights of workers are upheld. When it comes to personal injury because of a motor vehicle accident, a vehicle wreck lawyer will fully handle your case to make sure you obtain the appropriate compensation for your personal loss and suffering due to negligence of someone else. A vehicle accident cannot only cause physical damage, but may lead to life long injuries, immobility, reduction in employment, as well as death. When an injury results from the negligent operation of any vehicle, the operator from the vehicle must held accountable for the results of those negligence. Since the laws for each state are different, you should possess a local attorney experienced with automobile accident compensation care for your personal injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is extremely experienced in the laws and established standards that trucking companies and truck drivers must meet. This includes things such as mandatory training, rest breaks, and work hour restrictions. There are several parties who can be held accountable for injuries to victims in the matter of truck or tractor-trailer related accidents such as the driver, the dog owner from the vehicle, the lessor, the producer of the vehicle, parts, or tires, or even the shipper or loader from the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is important to make sure you are properly compensated to your injuries. Motorcycles present unique challenges, not simply for drivers however, for all the other users of your road. After motorcycle accidents, motorists often state that they did not see the motorcycle and the quantity of instances where motorcycle drivers have already been struck by vehicles has increased substantially. Other factors that lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver in addition to their passenger to carry negligent vehicle drivers liable for loss and suffering a result of their negligent driving. Filing a personal injury claim involves the motorcycle driverâ€™s insurance provider along with the at-fault motorist to examine the situation and getting a claims adjuster offer some compensation. Without correct representation, the victim of any motorcycle accident runs the danger of not receiving fair and only compensation for loss and suffering. Dog bite laws differ between states and they cases may become quite complex. If a dog owner is confronted by a strict liability dog bite statute this individual have few selections for a successful defense. More defense options can be for sale in states where traditional negligence rules apply. A pet dog bite lawyer may help you claim compensation for those who have been the victim of the dog attack. Dog bites might cause serious injuries and perhaps, victims can be psychologically influenced by the trauma. You may pursue an insurance claim from the dog ownerâ€™s home insurance provider when the attack occurred on the insuredâ€™s property. A dog bite attorney can start to play a vital role in proving liability in a dog bite case as they be aware of applicable laws in your local state, the way to calculate damages, and the best way to offer evidence. To become successful in the accidental injuries slip-and-fall lawsuit you should prove that they can owner or tenant from the property was negligent in many action they did or failed to take that caused the damage. Most slip-and-fall cases are settled out from court plus a lawsuit is generally only filed as soon as the parties involved cannot reach an agreement. Despite their prevalence and the serious injuries the cause, premises liability lawsuits take time and effort to win. Causes of injury usually range between failure to place warning signs of wet spots or objects which are left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily in the victimâ€™s capability to prove liability on the part of the defendant which the victim suffered damages due to such negligence. Chapter 7 Bankruptcy will help resolve your debts when you have serious financial problems. However, in the process, you could possibly lose some property. Chapter 7 Bankruptcy, often known as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and the majority of common type of bankruptcy and statistically greater than 95.5% of Chapter 7 bankruptcy filings experienced debts they have accrued discharged. So that you can be entitled to Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a properly as secured and unsecured debt. Some individuals who do not have enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to assist them deal with overwhelming debt. However, you can find long-term consequences for many who follow this route. Also referred to as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows individuals with enough income to settle part or a bunch of their debts instead of liquidation. It is fantastic for those whose biggest concern is not absence of income, but working with the demands from creditors for fast payment. It allows you to keep your home providing you may pay the mortgage under the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to resolve the debt by applying all disposable income to the debt reduction plan. It allows debtors to eliminate unsecured debts as well as get caught up on missed mortgage payments. One of the most attractive highlights of this approach is short-circuiting home foreclosure. Although keeping your own home could be a great relief, you may be needed to live for a long time under the close supervision of any court-appointed trustee to collect and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a somewhat new accessory for the bankruptcy laws that enable family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency solution to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They ought to be actively involved in a farming or commercial fishing operation and adhere to certain requirements. Debtors must come up with a repayment plan within 90 days of filing at court. It must add a proposed want to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally offers the restructuring of debt by a corporation or partnership involving a reorganization plan to retain the business operational while repaying creditors over a period of time. Business owners and folks could also use Chapter 11 to get relief. A Chapter 11 petition may be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement along with a reorganization plan needs to be filed using the court. The disclosure must contain information concerning the assets, liabilities, along with other business affairs of the debtor sufficient to permit a creditor to make an informed decision about the reorganization plan. The Automated Stay supplies a debtor with a time period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and are to not be pursued on any debt that occurred before the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented from the court, an appointed trustee, a committee, or some other parties useful.