We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Injury takes place when a person continues to be physically or psychologically injured due to negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when an individual promises to are already harmed by someone else inside an accident or on account of negligence and who may be held legally in charge of such harm. Your own injury case becomes formalized whenever a injury lawyer represents the truth with respect to a customer in a civil court proceeding. There are lots of duties an individual injury lawyer performs in aiding the clientele, the most significant mandate being to help them obtain the justice and compensation they may be lawfully qualified for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation could be claimed when someone believes that the employer has failed in their responsibilities towards them and the like negligence is responsible for any sort of accident or injury at the office. Whenever a worker has been hurt on job, they can claim compensation using their employer by submitting a work accident claim. In the event the claim is a winner the quantity claimed will be covered by the employerâ€™s insurance. There are actually four forms of workerâ€™s compensation benefits that can be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In many states, some sort of workerâ€™s compensation for employees is usually compulsory with the notable exception of Texas by 2018. The two main basic requirements for workers to be eligible for workerâ€™s compensation benefits â€“ they should be employed by a company having or is needed by law to obtain Workerâ€™s Compensation Insurance, plus they must have been injured at the job because of their job- related duties. Most work-related injuries are protected by workerâ€™s comp insurance including accidents and occupational illnesses due to exposure to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains due to handling materials. When an employee has suffered a work-related injury or illness time is critical because there is a limited time period in order to report the accident or incident so that you can claim benefits. Deadlines vary from state to state but also in most states, the incident must be notified for the employer within 30 to 40 days failing in which the ability of the worker to obtain compensation can be severely jeopardized. Employees are often surprised to learn that employers can dispute a workerâ€™s compensation claim they believe is invalid since the rates they pay are influenced by the quantity of claims paid out by their insurance provider. For this reason it is important to have proper legal representation by a qualified injury lawyer to be sure the rights of workers are upheld. When it comes to accidental injury as a result of automobile accident, an automobile wreck lawyer will fully handle your case to make sure you have the appropriate compensation for the loss and suffering due to negligence of someone else. An automobile accident are unable to only cause physical damage, but may result in life long injuries, immobility, loss in employment, as well as death. When an injury comes from the negligent operation of your vehicle, the driver of your vehicle must held responsible for the results of these negligence. Ever since the laws for each state are different, it is important to use a local attorney proficient in motor vehicle accident compensation take care of your individual injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is very proficient in the laws and established standards that trucking companies and truck drivers must meet. This can include such things as mandatory training, rest breaks, and work hour restrictions. There are numerous parties who might be held accountable for injuries to victims in the case of truck or tractor-trailer related accidents such as the driver, the property owner of your vehicle, the lessor, the manufacturer from the vehicle, parts, or tires, or perhaps the shipper or loader of the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is essential to make sure you are properly compensated for your injuries. Motorcycles present unique challenges, not simply for drivers however, for all other users of the road. After motorcycle accidents, motorists often claim that they failed to view the motorcycle and the number of instances where motorcycle drivers have already been struck by vehicles has grown substantially. Additional factors that lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver in addition to their passenger to keep negligent vehicle drivers to blame for loss and suffering a result of their negligent driving. Filing a personal injury claim necessitates the motorcycle driverâ€™s insurer along with the at-fault motorist to check the way it is and having a claims adjuster offer a certain amount of compensation. Without correct representation, the victim of a motorcycle accident runs the potential risk of not receiving fair and just compensation for loss and suffering. Dog bite laws differ among states and these cases can be quite complex. If a dog owner is up against a strict liability dog bite statute he might have few choices for an effective defense. More defense options may be obtainable in states where traditional negligence rules apply. A dog bite lawyer will help you claim compensation in case you have been the victim of your dog attack. Dog bites can cause serious injuries and perhaps, victims may also be psychologically afflicted with the trauma. You are able to pursue an insurance claim versus the dog ownerâ€™s property insurance provider in the event the attack occurred about the insuredâ€™s property. A dog bite attorney can start to play a vital role in proving liability within a dog bite case as they are aware of the applicable laws inside your local state, how you can calculate damages, and the best way to present evidence. In order to be successful in a injury slip-and-fall lawsuit you will have to prove that they owner or tenant from the property was negligent in many action they did or did not take that caused the injury. Most slip-and-fall cases are settled away from court as well as a lawsuit is normally only filed as soon as the parties involved cannot reach an agreement. Despite their prevalence and the serious injuries the reason, premises liability lawsuits take time and effort to win. Reasons for injury usually range between failure to set warning signs of wet spots or objects which can be left lying in walkways to unstable work surfaces and failing to maintain walkways. An individual injury slip, trip, and fall case rely heavily in the victimâ€™s power to prove liability on the part of the defendant and therefore the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy might help resolve the money you owe when you have serious financial problems. However, at the same time, you may lose some property. Chapter 7 Bankruptcy, often known as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and the majority of everyday sort of bankruptcy and statistically more than 95.5% of Chapter 7 bankruptcy filings have had debts they have accrued discharged. So that you can be eligible for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a nicely as secured and unsecured debt. A lot of people who do not possess enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to help them cope with overwhelming debt. However, there are long term consequences for individuals who follow this route. Also referred to as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows those that have enough income to settle part or all of their debts as an alternative to liquidation. It is great for those whose biggest issue is not lack of income, but working with the requirements from creditors for immediate payment. It lets you make your home providing you can actually spend the money for mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five years to eliminate the debt by using all disposable income towards the debt reduction plan. It allows debtors to remove unsecured debts as well as to catch up on missed home loan repayments. One of the more attractive features of this choice is short-circuiting home foreclosure. Although keeping your property may be a great relief, you will certainly be required to live for a long time under the close supervision of your court-appointed trustee to accumulate and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a somewhat new accessory for the bankruptcy laws which allow family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency reply to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They must be actively involved in a farming or commercial fishing operation and comply with certain requirements. Debtors must come up with a repayment plan within 3 months of filing at court. It must include a proposed intend to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally offers the restructuring of debt from a corporation or partnership involving a reorganization intend to keep your business operational while repaying creditors over a duration of time. Companies and folks could also use Chapter 11 to look for relief. A Chapter 11 petition might be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement along with a reorganization plan must be filed using the court. The disclosure must contain information regarding the assets, liabilities, and other business affairs of your debtor sufficient to enable a creditor to help make a knowledgeable decision with regards to the reorganization plan. The Automatic Stay offers a debtor with a period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and they are not to be pursued on any debt that occurred before the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented by the court, an appointed trustee, a committee, or any other parties appealing.