We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Personal injury takes place when a person has become physically or psychologically injured as a result of negligence by another individual, company, entity, or government agency. Injury legal cases arise when somebody states have been harmed by somebody else inside an accident or due to negligence and who might be held legally responsible for such harm. An individual injury case becomes formalized each time a injury lawyer represents the truth on behalf of a client at the civil court proceeding. There are many duties an individual injury lawyer performs in aiding the clientele, the most important mandate being to help them get the justice and compensation they may be lawfully eligible to from undergoing losses and suffering due to the negligence of others. Workplace injury compensation could be claimed when someone believes their employer has failed with their responsibilities towards them etc negligence has caused a car accident or injury at the office. Every time a worker is hurt on job, they can claim compensation off their employer by submitting a work accident claim. In case the claim is successful the quantity claimed will be covered by the employer’s liability insurance. You will find four forms of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some form of worker’s compensation for workers is normally compulsory with all the notable exception of Texas as of 2018. The two main simple requirements for workers to be eligible for worker’s compensation benefits – they ought to be utilized by an employer having or perhaps is essental to law to get Worker’s Compensation Insurance, and they will need to have been injured at the job due to their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses a result of exposure to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains because of handling materials. When an employee has suffered a work-related injury or illness time is of the essence while there is a restricted timeframe to report the accident or incident to be able to claim benefits. Deadlines vary from state to state however in most states, the incident needs to be notified towards the employer within 30 to 40 days failing that your ability in the worker to acquire compensation can be severely jeopardized. Staff is often surprised to discover that employers can dispute a worker’s compensation claim they believe is invalid for the reason that rates they pay suffer from the amount of claims paid out by their insurance company. This is why it is very important have proper legal representation from a qualified accidental injuries lawyer so that the rights of workers are upheld. In the case of accidental injuries due to a motor vehicle accident, a vehicle wreck lawyer will fully handle your case to ensure you get the appropriate compensation for the loss and suffering due to negligence of an individual else. A vehicle accident simply cannot only cause physical damage, but may lead to life long injuries, immobility, reduction in employment, and in many cases death. When an injury comes from the negligent operation of a vehicle, the driver of your vehicle needs to held liable for the consequences of such negligence. Considering that the laws of each state are not the same, it is important to use a local attorney experienced in automobile accident compensation care for your own personal injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is extremely proficient in the laws and established standards that trucking companies and truck drivers must meet. This can include such things as mandatory training, rest breaks, and work hour restrictions. There are several parties who can be held accountable for injuries to victims with regards to truck or tractor-trailer related accidents including the driver, the homeowner from the vehicle, the lessor, the company of the vehicle, parts, or tires, or maybe the shipper or loader of your cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is important to ensure you are properly compensated to your injuries. Motorcycles present unique challenges, not just for drivers however for all the other users in the road. After motorcycle accidents, motorists often state that they failed to view the motorcycle and the amount of instances where motorcycle drivers are already struck by vehicles has risen substantially. Other variables that lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver as well as their passenger to hold negligent vehicle drivers responsible for loss and suffering due to their negligent driving. Filing a personal injury claim necessitates the motorcycle driver’s insurance provider as well as the at-fault motorist to check the case and getting a claims adjuster offer some compensation. Without the right representation, the victim of your motorcycle accident runs the chance of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ from state to state and those cases could become quite complex. If your dog owner is confronted with a strict liability dog bite statute this individual have few options for an excellent defense. More defense options might be for sale in states where traditional negligence rules apply. Your dog bite lawyer can help you claim compensation in case you have been the victim of a dog attack. Dog bites could cause serious injuries and in some cases, victims may also be psychologically influenced by the trauma. You are able to pursue an insurance claim versus the dog owner’s property insurance provider if the attack occurred around the insured’s property. A pet dog bite attorney can play an important role in proving liability in a dog bite case since they know the applicable laws inside your local state, how you can calculate damages, and the simplest way to show evidence. In order to be successful in a accidental injury slip-and-fall lawsuit you should prove they owner or tenant in the property was negligent in some action they did or failed to take that caused the injury. Most slip-and-fall cases are settled away from court as well as a lawsuit is generally only filed when the parties involved cannot reach a settlement. Despite their prevalence and also the serious injuries the reason, premises liability lawsuits take time and effort to win. Factors behind injury usually range between failure to set warning signs of wet spots or objects that are left lying in walkways to unstable work surfaces and failing to maintain walkways. An individual injury slip, trip, and fall case rely heavily about the victim’s capability to prove liability on the part of the defendant and this the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy may help resolve your financial situation if you have serious financial problems. However, along the way, you may lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and many everyday sort of bankruptcy and statistically over 95.5% of Chapter 7 bankruptcy filings have had debts they have accrued discharged. To be able to be eligible for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a properly as secured and unsecured debt. Some people who do not possess enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to help them deal with overwhelming debt. However, there are actually long term consequences for individuals who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or a bunch of their debts as an option to liquidation. It is perfect for those whose biggest problem is not insufficient income, but dealing with the demands from creditors for immediate payment. It allows you to maintain your home providing you can actually spend the money for mortgage within the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to eliminate your debt by utilizing all disposable income on the debt reduction plan. It allows debtors to remove unsecured debts and to get caught up on missed mortgage payments. Just about the most attractive features of this alternative is short-circuiting home foreclosure. Although keeping your house could be a great relief, you will certainly be needed to live for quite some time within the close supervision of any court-appointed trustee to recover and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a relatively recent accessory for the bankruptcy laws that allow family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency reaction to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They ought to be actively engaged in a farming or commercial fishing operation and conform to certain requirements. Debtors must make a repayment plan within 3 months of filing at court. It must add a proposed plan to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt with a corporation or partnership involving a reorganization want to keep your business operational while repaying creditors over a period of time. Companies and individuals could also use Chapter 11 to find relief. A Chapter 11 petition may be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement and a reorganization plan should be filed together with the court. The disclosure must contain information concerning the assets, liabilities, as well as other business affairs of the debtor sufficient to allow a creditor to help make a knowledgeable decision concerning the reorganization plan. The Automated Stay supplies a debtor with a time period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and so are to never be pursued on any debt that occurred prior to the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented by the court, an appointed trustee, a committee, or any other parties appealing.