We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Accidental injuries occurs when somebody is physically or psychologically injured due to negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when an individual promises to happen to be harmed by someone else inside an accident or as a result of negligence and who can be held legally responsible for such harm. A personal injury case becomes formalized whenever a accidental injury lawyer represents the way it is on behalf of a person at a civil court proceeding. There are several duties a private injury lawyer performs in aiding their customers, the most significant mandate being to assist them to obtain the justice and compensation they may be lawfully eligible to from undergoing losses and suffering due to the negligence of others. Workplace injury compensation might be claimed when someone believes their employer has failed within their responsibilities towards them etc negligence has caused an accident or injury at the job. Whenever a worker has been hurt on job, they may claim compensation from the employer by submitting a work accident claim. When the claim is successful the total amount claimed is going to be protected by the employer’s insurance. There are four varieties of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some type of worker’s compensation for employees is often compulsory with all the notable exception of Texas by 2018. The two main basic requirements for workers to qualify for worker’s compensation benefits – they must be used by an employer that has or perhaps is needed by law to possess Worker’s Compensation Insurance, and they also will need to have been injured at work on account of their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses due to exposure to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains because of handling materials. When a staff member has suffered a work-related injury or illness time is important as there is a small time frame to report the accident or incident so that you can claim benefits. Deadlines vary between states however in most states, the incident must be notified to the employer within 30 to 40 days failing that the ability of the worker to obtain compensation may be severely jeopardized. Workers are often surprised to find out that employers can dispute a worker’s compensation claim they believe is invalid as the rates they pay are influenced by the number of claims paid out by their insurance provider. This is the reason you should have proper legal representation by way of a qualified accidental injury lawyer to be sure the rights of workers are upheld. In the matter of personal injury caused by a vehicle accident, a car wreck lawyer will represent you to make sure you get the appropriate compensation to your loss and suffering because of the negligence of an individual else. An automobile accident can not only cause physical damage, but may lead to life long injuries, immobility, lack of employment, and even death. When a personal injury comes from the negligent operation of your vehicle, the driver of the vehicle needs to held liable for the outcomes of the negligence. Because the laws of every state will vary, it is essential to possess a local attorney experienced with car accident compensation care for your personal injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is extremely experienced in the laws and established standards that trucking companies and truck drivers must meet. This consists of things such as mandatory training, rest breaks, and work hour restrictions. There are numerous parties who can be held responsible for injuries to victims with regards to truck or tractor-trailer related accidents like the driver, the property owner of your vehicle, the lessor, the company of your vehicle, parts, or tires, or perhaps the shipper or loader in the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is important to ensure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not only for drivers however for all the other users in the road. After motorcycle accidents, motorists often state that they failed to start to see the motorcycle and the volume of instances where motorcycle drivers happen to be struck by vehicles has increased substantially. Other variables that lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver and their passenger to hold negligent vehicle drivers liable for loss and suffering caused by their negligent driving. Filing an individual injury claim involves the motorcycle driver’s insurer and also the at-fault motorist to check the way it is and having a claims adjuster offer some compensation. Without the proper representation, the victim of the motorcycle accident runs the risk of not receiving fair and just compensation for loss and suffering. Dog bite laws differ among states and they cases can be quite complex. In case a dog owner is confronted by a strict liability dog bite statute he might have few options for an excellent defense. More defense options may be obtainable in states where traditional negligence rules apply. A dog bite lawyer will help you claim compensation when you have been the victim of any dog attack. Dog bites could cause serious injuries and perhaps, victims can even be psychologically impacted by the trauma. It is possible to pursue an insurance claim against the dog owner’s property insurance provider in case the attack occurred on the insured’s property. Your dog bite attorney can play a crucial role in proving liability in the dog bite case as they know the applicable laws with your local state, the way to calculate damages, and the simplest way to show evidence. Just to be successful in the personal injury slip-and-fall lawsuit you will need to prove which they owner or tenant from the property was negligent in many action they did or failed to take that caused the injury. Most slip-and-fall cases are settled out of court as well as a lawsuit is often only filed when the parties involved cannot reach an agreement. Despite their prevalence and the serious injuries the cause, premises liability lawsuits are difficult to win. Reasons for injury usually vary from failure to set signs of wet spots or objects which can be left lying in walkways to unstable work surfaces and failing to maintain walkways. A private injury slip, trip, and fall case rely heavily on the victim’s capability to prove liability on the part of the defendant which the victim suffered damages due to such negligence. Chapter 7 Bankruptcy can help resolve your debts in case you have serious financial problems. However, at the same time, you might lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and many common type of bankruptcy and statistically greater than 95.5% of Chapter 7 bankruptcy filings have experienced debts they have accrued discharged. In order to be eligible for a Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a highly as secured and unsecured debt. Some people who do not possess enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to help them manage overwhelming debt. However, you will find long-term consequences for individuals who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or all of their debts rather than liquidation. It is ideal for those whose biggest issue is not deficiency of income, but coping with the requirements from creditors for fast payment. It allows you to keep your home providing you may pay the mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five years to eliminate your debt by utilizing all disposable income on the debt reduction plan. It allows debtors to get rid of unsecured debts and also to catch up on missed home loan payments. Probably the most attractive features of this choice is short-circuiting home foreclosure. Although keeping your property could be a great relief, you will certainly be required to live for quite some time under the close supervision of the court-appointed trustee to recover and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is a relatively new accessory for the bankruptcy laws which allow family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency solution to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They have to be actively engaged in a farming or commercial fishing operation and abide by certain requirements. Debtors must come up with a repayment plan within 3 months of filing at court. It should incorporate a proposed want to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt with a corporation or partnership involving a reorganization plan to maintain the business operational while repaying creditors during a period of time. Companies and people also can use Chapter 11 to find relief. A Chapter 11 petition could be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement plus a reorganization plan needs to be filed together with the court. The disclosure must contain all information about the assets, liabilities, and also other business affairs in the debtor sufficient allowing a creditor to help make an informed decision concerning the reorganization plan. The Automated Stay supplies a debtor with a period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and are to never be pursued on any debt that occurred prior to the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented by the court, an appointed trustee, a committee, or other parties of great interest.