We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Accidental injury occurs when an individual is physically or psychologically injured because of negligence by another individual, company, entity, or government agency. Injury legal cases arise when someone states to happen to be harmed by another person inside an accident or because of negligence and who may be held legally accountable for such harm. An individual injury case becomes formalized whenever a accidental injuries lawyer represents the truth on the part of a customer at a civil court proceeding. There are many duties a private injury lawyer performs in aiding their customers, the main mandate being to help them receive the justice and compensation they can be lawfully eligible for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation could be claimed when someone believes that the employer has failed inside their responsibilities towards them and the like negligence is responsible for any sort of accident or injury at work. Every time a worker has been hurt on job, they may claim compensation from their employer by submitting a work accident claim. In case the claim is successful the exact amount claimed is going to be paid by the employer’s liability insurance. You can find four varieties of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some kind of worker’s compensation for employees is normally compulsory using the notable exception of Texas at the time of 2018. There are two simple requirements for workers to qualify for worker’s compensation benefits – they ought to be hired by a business that has or perhaps is essental to law to get Worker’s Compensation Insurance, plus they will need to have been injured at work because of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses caused by exposure to harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains on account of handling materials. When a member of staff has suffered a work-related injury or illness time is critical as there is a limited time frame where you can report the accident or incident so that you can claim benefits. Deadlines vary from state to state but also in most states, the incident has to be notified for the employer within 30 to 40 days failing in which the ability of your worker to acquire compensation might be severely jeopardized. Personnel are often surprised to discover that employers can dispute a worker’s compensation claim they believe is invalid since the rates they pay are influenced by the quantity of claims paid out by their insurance firm. That is why it is very important have proper legal representation by way of a qualified accidental injury lawyer to ensure the rights of workers are upheld. In the matter of accidental injuries because of a automobile accident, a car wreck lawyer will handle your case to make sure you get the appropriate compensation for your loss and suffering due to the negligence of an individual else. A vehicle accident simply cannot only cause physical damage, but may result in life long injuries, immobility, reduction in employment, and also death. When a personal injury is a result of the negligent operation of a vehicle, the operator from the vehicle should held to blame for the outcomes of these negligence. Ever since the laws of each state are different, it is essential to have got a local attorney experienced with motor vehicle accident compensation take care of your individual injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is tremendously experienced in the laws and established standards that trucking companies and truck drivers must meet. Including things such as mandatory training, rest breaks, and work hour restrictions. There are various parties who could be held responsible for injuries to victims with regards to truck or tractor-trailer related accidents like the driver, the property owner of the vehicle, the lessor, the company of your vehicle, parts, or tires, or even the shipper or loader from the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is important to ensure you are properly compensated for your injuries. Motorcycles present unique challenges, not merely for drivers but for all other users of the road. After motorcycle accidents, motorists often point out that they failed to see the motorcycle and the quantity of instances where motorcycle drivers have been struck by vehicles has risen substantially. Other factors that lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver along with their passenger to hold negligent vehicle drivers liable for loss and suffering brought on by their negligent driving. Filing an individual injury claim requires the motorcycle driver’s insurance company and the at-fault motorist to examine the case and getting a claims adjuster offer a certain amount of compensation. Without the proper representation, the victim of the motorcycle accident runs the potential risk of not receiving fair and only compensation for loss and suffering. Dog bite laws differ between states and these cases can become quite complex. If a dog owner is up against a strict liability dog bite statute this individual have few alternatives for an excellent defense. More defense options may be for sale in states where traditional negligence rules apply. A dog bite lawyer will help you claim compensation when you have been the victim of any dog attack. Dog bites could cause serious injuries and in some cases, victims can be psychologically impacted by the trauma. You are able to pursue an insurance claim from the dog owner’s property insurance provider in case the attack occurred about the insured’s property. Your dog bite attorney can play a vital role in proving liability within a dog bite case while they are aware of the applicable laws in your local state, the best way to calculate damages, and the best way to present evidence. In order to be successful inside a personal injury slip-and-fall lawsuit you will have to prove that they owner or tenant of the property was negligent in some action they did or failed to take that caused the injury. Most slip-and-fall cases are settled out from court as well as a lawsuit is often only filed when the parties involved cannot reach a settlement. Despite their prevalence and also the serious injuries the main cause, premises liability lawsuits are difficult to win. Reasons behind injury usually cover anything from failure to place signs of wet spots or objects which can be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A personal injury slip, trip, and fall case rely heavily in the victim’s capability to prove liability by the defendant and therefore the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy might help resolve the money you owe when you have serious financial problems. However, along the way, you may lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and the majority of everyday sort of bankruptcy and statistically greater than 95.5% of Chapter 7 bankruptcy filings have had debts they have accrued discharged. As a way to qualify for Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a well as secured and unsecured debt. A lot of people who do not have enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets like home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to enable them to deal with overwhelming debt. However, there are long-term consequences for many who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or a bunch of their debts instead of liquidation. It is great for those whose biggest dilemma is not lack of income, but handling the requirements from creditors for fast payment. It enables you to keep your home providing you are able to pay for the mortgage under the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to solve the debt by applying all disposable income to the debt reduction plan. It allows debtors to remove unsecured debts and also to catch up on missed mortgage payments. One of the more attractive highlights of this option is short-circuiting home foreclosure. Although keeping your property can be a great relief, you may be needed to live for several years beneath the close supervision of the court-appointed trustee to recover and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a relatively recent accessory for the bankruptcy laws that allow family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency reaction to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They must be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must come up with a repayment plan within 90 days of filing at court. It should incorporate a proposed want to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt with a corporation or partnership involving a reorganization plan to maintain the business operational while repaying creditors over a period of time. Business people and folks may also use Chapter 11 to get relief. A Chapter 11 petition could be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement and a reorganization plan needs to be filed using the court. The disclosure must contain information with regards to the assets, liabilities, as well as other business affairs in the debtor sufficient to enable a creditor to make a well informed decision about the reorganization plan. The Automated Stay offers a debtor with a period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and they are to never be pursued on any debt that occurred before the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented from the court, an appointed trustee, a committee, or another parties appealing.