We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Personal injury develops when someone has been physically or psychologically injured because of negligence by another individual, company, entity, or government agency. Injury legal cases arise when somebody states to have already been harmed by somebody else in an accident or as a result of negligence and who may be held legally in charge of such harm. A private injury case becomes formalized when a personal injury lawyer represents the situation on behalf of a client at the civil court proceeding. There are several duties an individual injury lawyer performs in aiding their customers, the most significant mandate being to help them obtain the justice and compensation they are lawfully eligible for from undergoing losses and suffering due to the negligence of others. Workplace injury compensation may be claimed when someone believes that their employer has failed in their responsibilities towards them and such negligence has caused a crash or injury at the job. When a worker has been hurt on job, they may claim compensation from their employer by submitting a work accident claim. When the claim is a winner the total amount claimed is going to be covered by the employerâ€™s insurance. You will find four types of workerâ€™s compensation benefits that could be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In most states, some form of workerâ€™s compensation for workers is usually compulsory together with the notable exception of Texas by 2018. There are 2 basic requirements for workers to qualify for workerâ€™s compensation benefits â€“ they have to be used by a business who may have or is necessary for law to obtain Workerâ€™s Compensation Insurance, and so they should have been injured at the job due to their job- related duties. Most work-related injuries are included in workerâ€™s comp insurance including accidents and occupational illnesses a result of exposure to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains on account of handling materials. When a worker has suffered a work-related injury or illness time is important while there is a restricted time period where you can report the accident or incident so that you can claim benefits. Deadlines vary from state to state however in most states, the incident needs to be notified on the employer within 30 to 40 days failing which the ability in the worker to obtain compensation might be severely jeopardized. Staff is often surprised to discover that employers can dispute a workerâ€™s compensation claim they think is invalid since the rates they pay are influenced by the number of claims paid out by their insurance carrier. That is why it is essential to have proper legal representation from a qualified personal injury lawyer so that the rights of personnel are upheld. In the case of personal injury as a result of automobile accident, a car wreck lawyer will fully handle your case to ensure you get the appropriate compensation for the loss and suffering due to the negligence of someone else. A car accident cannot only cause physical damage, but may lead to life long injuries, immobility, reduction in employment, and even death. When a physical injury comes from the negligent operation of a vehicle, the operator of the vehicle must held liable for the consequences of these negligence. Because the laws of each state will vary, you should have a local attorney familiar with vehicle accident compensation care for your personal injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is very experienced with the laws and established standards that trucking companies and truck drivers must meet. This consists of things like mandatory training, rest breaks, and work hour restrictions. There are various parties who could be held responsible for injuries to victims with regards to truck or tractor-trailer related accidents for example the driver, the property owner of the vehicle, the lessor, the company of your vehicle, parts, or tires, or perhaps the shipper or loader of your cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is important to ensure you are properly compensated to your injuries. Motorcycles present unique challenges, not only for drivers however, for all of the other users of the road. After motorcycle accidents, motorists often point out that they failed to see the motorcycle and the amount of instances where motorcycle drivers are already struck by vehicles has grown substantially. Other variables which lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver along with their passenger to carry negligent vehicle drivers to blame for loss and suffering due to their negligent driving. Filing a personal injury claim requires the motorcycle driverâ€™s insurance provider as well as the at-fault motorist to check the way it is and achieving a claims adjuster offer a certain amount of compensation. Without correct representation, the victim of your motorcycle accident runs the chance of not receiving fair and just compensation for loss and suffering. Dog bite laws differ from state to state and they cases can be quite complex. If a dog owner is confronted by a strict liability dog bite statute this individual have few selections for an excellent defense. More defense options could be for sale in states where traditional negligence rules apply. Your dog bite lawyer will help you claim compensation when you have been the victim of a dog attack. Dog bites could cause serious injuries and in some cases, victims can even be psychologically impacted by the trauma. You are able to pursue an insurance claim against the dog ownerâ€™s property insurance provider in the event the attack occurred about the insuredâ€™s property. A dog bite attorney may play an important role in proving liability within a dog bite case since they know the applicable laws in your local state, the best way to calculate damages, and an effective way to provide evidence. In order to be successful in a personal injury slip-and-fall lawsuit you will need to prove they owner or tenant of your property was negligent in some action they did or failed to take that caused the injury. Most slip-and-fall cases are settled from court along with a lawsuit is often only filed if the parties involved cannot reach a settlement. Despite their prevalence as well as the serious injuries the root cause, premises liability lawsuits are difficult to win. Reasons for injury usually range from failure to set signs of wet spots or objects that are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A private injury slip, trip, and fall case rely heavily around the victimâ€™s ability to prove liability by the defendant and that the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy might help resolve the money you owe when you have serious financial problems. However, during this process, you may lose some property. Chapter 7 Bankruptcy, also referred to as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and most everyday sort of bankruptcy and according to statistics over 95.5% of Chapter 7 bankruptcy filings have had their debts discharged. In order to be eligible for Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a well as secured and unsecured debt. A lot of people who do not possess enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets like home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to assist them to handle overwhelming debt. However, there are long term consequences for those who follow this route. Also referred to as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows those that have enough income to settle part or all their debts as an option to liquidation. It is ideal for those whose biggest issue is not absence of income, but coping with the needs from creditors for immediate payment. It allows you to keep the home providing it is possible to spend the money for mortgage within the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to settle your debt by using all disposable income to the debt reduction plan. It allows debtors to eliminate unsecured debts as well as catch up on missed mortgage repayments. One of the most attractive features of this choice is short-circuiting home foreclosure. Although keeping your own home could be a great relief, you will be needed to live for many years within the close supervision of a court-appointed trustee to collect and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a relatively recent accessory for the bankruptcy laws that permit family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency response to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They must be actively involved in a farming or commercial fishing operation and adhere to certain requirements. Debtors must think of a repayment plan within 90 days of filing at court. It needs to add a proposed intend to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally provides for the restructuring of debt by a corporation or partnership involving a reorganization plan to keep your business operational while repaying creditors during a period of time. Companies and people could also use Chapter 11 to get relief. A Chapter 11 petition could be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement along with a reorganization plan must be filed using the court. The disclosure must contain all information with regards to the assets, liabilities, as well as other business affairs of your debtor sufficient to permit a creditor to produce a well informed decision regarding the reorganization plan. The Automatic Stay provides a debtor with a period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and they are not to be pursued on any debt that occurred just before the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented through the court, an appointed trustee, a committee, or another parties useful.