We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Injury occurs when a person continues to be physically or psychologically injured on account of negligence by another individual, company, entity, or government agency. Accidental injury legal cases arise when a person states have been harmed by someone else within an accident or due to negligence and who may be held legally liable for such harm. An individual injury case becomes formalized every time a accidental injury lawyer represents the truth on behalf of a person at a civil court proceeding. There are several duties your own injury lawyer performs in aiding their clients, the main mandate being to assist them acquire the justice and compensation they are lawfully qualified for from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation can be claimed when someone believes their employer has failed in their responsibilities towards them and such negligence has caused a crash or injury at the job. Whenever a worker is hurt on job, they may claim compensation from their employer by submitting a work accident claim. In the event the claim is a winner the exact amount claimed will probably be covered by the employerâ€™s insurance. You can find four kinds of workerâ€™s compensation benefits that can be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In most states, some sort of workerâ€™s compensation for workers is usually compulsory using the notable exception of Texas as of 2018. There are two basic requirements for workers to be eligible for workerâ€™s compensation benefits â€“ they must be hired by a company who may have or is required by law to have Workerâ€™s Compensation Insurance, and they also must have been injured at the office on account of their job- related duties. Most work-related injuries are paid by workerâ€™s comp insurance including accidents and occupational illnesses a result of being exposed to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains as a result of handling materials. When an employee has suffered a work-related injury or illness time is of the essence because there is a restricted time period in which to report the accident or incident as a way to claim benefits. Deadlines vary between states but also in most states, the incident should be notified towards the employer within 30 to 40 days failing that the ability in the worker to obtain compensation may be severely jeopardized. Employees are often surprised to understand that employers can dispute a workerâ€™s compensation claim they think is invalid as the rates they pay are influenced by the quantity of claims paid out by their insurance provider. This is the reason it is essential to have proper legal representation with a qualified accidental injuries lawyer to be sure the rights of employees are upheld. In the matter of injury caused by a vehicle accident, an auto wreck lawyer will represent you to make sure you obtain the appropriate compensation for the loss and suffering due to negligence of somebody else. A vehicle accident are unable to only cause physical damage, but may lead to life long injuries, immobility, reduction in employment, and even death. When an injury results from the negligent operation of the vehicle, the operator in the vehicle must held to blame for the results of the negligence. Because the laws of every state are not the same, it is essential to have got a local attorney experienced in motor vehicle accident compensation care for your personal injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is highly experienced in the laws and established standards that trucking companies and truck drivers must meet. This includes things such as mandatory training, rest breaks, and work hour restrictions. There are various parties who can be held accountable for injuries to victims in the case of truck or tractor-trailer related accidents like the driver, the dog owner from the vehicle, the lessor, the producer of the vehicle, parts, or tires, or maybe the shipper or loader in the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is important to ensure you are properly compensated for the injuries. Motorcycles present unique challenges, not just for drivers however, for all the other users from the road. After motorcycle accidents, motorists often state that they failed to start to see the motorcycle and the quantity of instances where motorcycle drivers have been struck by vehicles has increased substantially. Other factors which lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver along with their passenger to support negligent vehicle drivers responsible for loss and suffering due to their negligent driving. Filing a private injury claim requires the motorcycle driverâ€™s insurance company as well as the at-fault motorist to look at the way it is and getting a claims adjuster offer a certain amount of compensation. Without the proper representation, the victim of any motorcycle accident runs the risk of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ between states which cases can be quite complex. When a dog owner is confronted by a strict liability dog bite statute he could have few choices for a prosperous defense. More defense options might be available in states where traditional negligence rules apply. A pet dog bite lawyer will help you claim compensation if you have been the victim of the dog attack. Dog bites could cause serious injuries and perhaps, victims can even be psychologically afflicted with the trauma. You may pursue an insurance claim from the dog ownerâ€™s home insurance provider in the event the attack occurred in the insuredâ€™s property. Your dog bite attorney can start to play a vital role in proving liability in a dog bite case as they understand the applicable laws with your local state, the best way to calculate damages, and an effective way to provide evidence. To be successful in the personal injury slip-and-fall lawsuit you will have to prove they owner or tenant of the property was negligent in a few action they did or did not take that caused the damage. Most slip-and-fall cases are settled out from court along with a lawsuit is generally only filed once the parties involved cannot reach a settlement. Despite their prevalence along with the serious injuries the cause, premises liability lawsuits are difficult to win. Factors behind injury usually cover anything from failure to place indicators of wet spots or objects which are left lying in walkways to unstable work surfaces and failing to maintain walkways. An individual injury slip, trip, and fall case rely heavily in the victimâ€™s capacity to prove liability by the defendant which the victim suffered damages because of such negligence. Chapter 7 Bankruptcy will help resolve your financial obligations when you have serious financial problems. However, along the way, you could lose some property. Chapter 7 Bankruptcy, also referred to as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and many everyday sort of bankruptcy and according to statistics more than 95.5% of Chapter 7 bankruptcy filings experienced their debts discharged. To be able to be eligible for a Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a well as secured and unsecured debt. Some individuals who do not possess enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to enable them to deal with overwhelming debt. However, there are long term consequences for those who follow this route. Also referred to as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows people who have enough income to settle part or all their debts as an alternative to liquidation. It is fantastic for those whose biggest concern is not insufficient income, but coping with the requirements from creditors for immediate payment. It permits you to keep your home providing you can actually spend the money for mortgage under the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to solve your debt by making use of all disposable income to the debt reduction plan. It allows debtors to get rid of unsecured debts as well as to get caught up on missed mortgage repayments. Probably the most attractive highlights of this option is short-circuiting home foreclosure. Although keeping your own home could be a great relief, you will end up required to live for quite some time within the close supervision of the court-appointed trustee to accumulate and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a somewhat new addition to the bankruptcy laws that enable family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency reaction to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They have to be actively involved in a farming or commercial fishing operation and abide by certain requirements. Debtors must come up with a repayment plan within 3 months of filing at court. It should add a proposed intend to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally provides for the restructuring of debt by a corporation or partnership involving a reorganization want to retain the business operational while repaying creditors over a period of time. Business owners and people can also use Chapter 11 to seek relief. A Chapter 11 petition may be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement as well as a reorganization plan needs to be filed with all the court. The disclosure must contain all information concerning the assets, liabilities, as well as other business affairs in the debtor sufficient allowing a creditor to make an educated decision concerning the reorganization plan. The Automatic Stay supplies a debtor with a period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are never to be pursued on any debt that occurred ahead of the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented from the court, an appointed trustee, a committee, or some other parties appealing.