We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Accidental injury takes place when an individual has become physically or psychologically injured on account of negligence by another individual, company, entity, or government agency. Injury legal cases arise when a person claims to happen to be harmed by somebody else within an accident or on account of negligence and who might be held legally accountable for such harm. A private injury case becomes formalized whenever a accidental injuries lawyer represents the case on the part of a customer at the civil court proceeding. There are numerous duties your own injury lawyer performs in aiding their customers, the main mandate being to help them get the justice and compensation they may be lawfully entitled to from undergoing losses and suffering due to negligence of others. Workplace injury compensation can be claimed when someone believes that their employer has failed inside their responsibilities towards them and the like negligence is responsible for any sort of accident or injury at work. When a worker continues to be hurt on job, they may claim compensation from the employer by submitting a work accident claim. If the claim is successful the total amount claimed will likely be protected by the employer’s liability insurance. There are actually four forms of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some sort of worker’s compensation for workers is usually compulsory using the notable exception of Texas at the time of 2018. There are two simple requirements for workers to be eligible for worker’s compensation benefits – they ought to be employed by an employer having or possibly is required by law to get Worker’s Compensation Insurance, plus they must have been injured at your workplace because of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses a result of exposure to harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains because of handling materials. When a worker has suffered a work-related injury or illness time is of the essence while there is a limited time period in order to report the accident or incident so that you can claim benefits. Deadlines vary among states nevertheless in most states, the incident needs to be notified towards the employer within 30 to 40 days failing which the ability from the worker to obtain compensation might be severely jeopardized. Employees are often surprised to find out that employers can dispute a worker’s compensation claim they think is invalid since the rates they pay are affected by the quantity of claims paid out by their insurance company. That is why you should have proper legal representation by a qualified accidental injury lawyer to ensure the rights of workers are upheld. When it comes to injury caused by a motor vehicle accident, a car wreck lawyer will handle your case to ensure you obtain the appropriate compensation to your loss and suffering due to the negligence of an individual else. A car accident can not only cause physical damage, but may lead to life long injuries, immobility, loss of employment, and even death. When an accident results from the negligent operation of a vehicle, the driver from the vehicle must held liable for the effects of the negligence. Considering that the laws for each state will vary, it is very important possess a local attorney familiar with automobile accident compensation deal with your own injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is very familiar with the laws and established standards that trucking companies and truck drivers must meet. This includes things like mandatory training, rest breaks, and work hour restrictions. There are several parties who can be held responsible for injuries to victims with regards to truck or tractor-trailer related accidents including the driver, the dog owner from the vehicle, the lessor, the manufacturer from the vehicle, parts, or tires, or even the shipper or loader of your cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is crucial to make sure you are properly compensated to your injuries. Motorcycles present unique challenges, not just for drivers however for other users of the road. After motorcycle accidents, motorists often claim that they failed to begin to see the motorcycle and the quantity of instances where motorcycle drivers have been struck by vehicles has grown substantially. Other elements which lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver in addition to their passenger to keep negligent vehicle drivers responsible for loss and suffering brought on by their negligent driving. Filing a private injury claim involves the motorcycle driver’s insurance carrier as well as the at-fault motorist to examine the way it is and having a claims adjuster offer some compensation. Without the right representation, the victim of the motorcycle accident runs the risk of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ from state to state which cases could become quite complex. In case a dog owner is up against a strict liability dog bite statute he might have few alternatives for a successful defense. More defense options can be for sale in states where traditional negligence rules apply. A pet dog bite lawyer can assist you claim compensation if you have been the victim of the dog attack. Dog bites may cause serious injuries and in many cases, victims may also be psychologically afflicted with the trauma. You may pursue an insurance claim against the dog owner’s home insurance provider in the event the attack occurred on the insured’s property. Your dog bite attorney may play an important role in proving liability in a dog bite case because they understand the applicable laws inside your local state, the best way to calculate damages, and the simplest way to provide evidence. To become successful within a injury slip-and-fall lawsuit you should prove that they can owner or tenant of your property was negligent in a few action they did or did not take that caused the injury. Most slip-and-fall cases are settled out of court and a lawsuit is normally only filed as soon as the parties involved cannot reach a settlement. Despite their prevalence and the serious injuries the cause, premises liability lawsuits are difficult to win. Reasons for injury usually range between failure to place warning signs of wet spots or objects which are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. Your own injury slip, trip, and fall case rely heavily around the victim’s capacity to prove liability on the part of the defendant and therefore the victim suffered damages due to such negligence. Chapter 7 Bankruptcy may help resolve the money you owe when you have serious financial problems. However, at the same time, you might lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and a lot everyday sort of bankruptcy and statistically over 95.5% of Chapter 7 bankruptcy filings have gotten debts they have accrued discharged. As a way to be entitled to Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a highly as secured and unsecured debt. Many people who do not have enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to assist them to cope with overwhelming debt. However, you can find long-term consequences for many who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or a bunch of their debts as an alternative to liquidation. It is fantastic for those whose biggest issue is not lack of income, but handling the requirements from creditors for immediate payment. It allows you to maintain your home providing you may pay for the mortgage within the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to settle your debt by applying all disposable income on the debt reduction plan. It allows debtors to remove unsecured debts as well as catch up on missed home loan repayments. Just about the most attractive options that come with this approach is short-circuiting home foreclosure. Although keeping your own home can be a great relief, you will be necessary to live for quite some time beneath the close supervision of any court-appointed trustee to accumulate and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is a relatively new addition to the bankruptcy laws that permit family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency response to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They must be actively engaged in a farming or commercial fishing operation and conform to certain requirements. Debtors must develop a repayment schedule within 90 days of filing at court. It needs to add a proposed want to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt with a corporation or partnership involving a reorganization plan to keep your business operational while repaying creditors over a period of time. Companies and people may also use Chapter 11 to look for relief. A Chapter 11 petition could be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement as well as a reorganization plan needs to be filed with all the court. The disclosure must contain all information concerning the assets, liabilities, along with other business affairs of your debtor sufficient to permit a creditor to create an educated decision about the reorganization plan. The Automatic Stay provides a debtor with a time period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and so are to not be pursued on any debt that occurred ahead of the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented by the court, an appointed trustee, a committee, or another parties of interest.