We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Personal injury occurs when an individual is physically or psychologically injured on account of negligence by another individual, company, entity, or government agency. Injury legal cases arise when somebody states are already harmed by somebody else in an accident or because of negligence and who may be held legally responsible for such harm. A private injury case becomes formalized when a accidental injuries lawyer represents the way it is with respect to a customer at a civil court proceeding. There are several duties a personal injury lawyer performs in aiding their clientele, the most significant mandate being to assist them obtain the justice and compensation they may be lawfully qualified for from undergoing losses and suffering due to the negligence of others. Workplace injury compensation may be claimed when someone believes that their employer has failed in their responsibilities towards them and such negligence has caused a crash or injury at the job. Whenever a worker is hurt on job, they may claim compensation using their employer by submitting a work accident claim. If the claim is successful the total amount claimed will be included in the employer’s insurance. You will find four forms of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some type of worker’s compensation for workers is normally compulsory with all the notable exception of Texas at the time of 2018. There are two simple requirements for workers to be eligible for worker’s compensation benefits – they must be hired by an employer who has or maybe required by law to get Worker’s Compensation Insurance, plus they need to have been injured at the office as a result of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses a result of being exposed to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains because of handling materials. When a member of staff has suffered a work-related injury or illness time is important while there is a small time period to report the accident or incident as a way to claim benefits. Deadlines vary between states nevertheless in most states, the incident needs to be notified for the employer within 30 to 40 days failing in which the ability of your worker to receive compensation might be severely jeopardized. Employees are often surprised to find out that employers can dispute a worker’s compensation claim they believe is invalid since the rates they pay suffer from the amount of claims paid out by their insurance company. For this reason it is very important have proper legal representation by way of a qualified accidental injury lawyer to ensure the rights of staff is upheld. With regards to accidental injuries as a result of vehicle accident, a car wreck lawyer will represent you to ensure you obtain the appropriate compensation for your personal loss and suffering due to negligence of somebody else. A vehicle accident cannot only cause physical damage, but may lead to life long injuries, immobility, reduction in employment, and also death. When a personal injury is a result of the negligent operation of your vehicle, the operator from the vehicle should held to blame for the consequences of the negligence. Because the laws for each state are not the same, it is very important use a local attorney proficient in motor vehicle accident compensation care for your own injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is highly experienced in the laws and established standards that trucking companies and truck drivers must meet. Including things like mandatory training, rest breaks, and work hour restrictions. There are many parties who might be held responsible for injuries to victims in the case of truck or tractor-trailer related accidents for example the driver, the homeowner of your vehicle, the lessor, the maker of the vehicle, parts, or tires, or even the shipper or loader from the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is important to make sure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not simply for drivers however, for all the other users in the road. After motorcycle accidents, motorists often claim that they did not start to see the motorcycle and the number of instances where motorcycle drivers have already been struck by vehicles has increased substantially. Additional factors that lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver along with their passenger to keep negligent vehicle drivers liable for loss and suffering brought on by their negligent driving. Filing an individual injury claim involves the motorcycle driver’s insurance carrier along with the at-fault motorist to examine the truth and having a claims adjuster offer a certain amount of compensation. Without proper representation, the victim of the motorcycle accident runs the potential risk of not receiving fair and only compensation for loss and suffering. Dog bite laws differ from state to state and they cases may become quite complex. If your dog owner is faced with a strict liability dog bite statute he might have few alternatives for a successful defense. More defense options could be for sale in states where traditional negligence rules apply. Your dog bite lawyer can help you claim compensation for those who have been the victim of a dog attack. Dog bites can cause serious injuries and in many cases, victims can be psychologically affected by the trauma. It is possible to pursue an insurance claim up against the dog owner’s property insurance provider in case the attack occurred on the insured’s property. A dog bite attorney can play a crucial role in proving liability within a dog bite case because they be aware of applicable laws inside your local state, how you can calculate damages, and an effective way to provide evidence. To be successful in a injury slip-and-fall lawsuit you will need to prove which they owner or tenant from the property was negligent in certain action they did or did not take that caused the injury. Most slip-and-fall cases are settled from court along with a lawsuit is often only filed when the parties involved cannot reach a settlement. Despite their prevalence as well as the serious injuries the root cause, premises liability lawsuits are hard to win. Reasons for injury usually range from failure to position signs of wet spots or objects which can be left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily on the victim’s power to prove liability on the part of the defendant and therefore the victim suffered damages due to such negligence. Chapter 7 Bankruptcy might help resolve your debts in case you have serious financial problems. However, during this process, you could possibly lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and a lot everyday sort of bankruptcy and according to statistics greater than 95.5% of Chapter 7 bankruptcy filings have had debts they have accrued discharged. In order to be eligible for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a highly as secured and unsecured debt. A lot of people who do not possess enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to assist them manage overwhelming debt. However, there are long-term consequences for individuals who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or their debts as an option to liquidation. It is perfect for those whose biggest issue is not lack of income, but dealing with the requirements from creditors for fast payment. It allows you to keep your home providing you can actually pay for the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to solve the debt by making use of all disposable income to the debt reduction plan. It allows debtors to remove unsecured debts and also to get caught up on missed home loan payments. One of the more attractive features of this option is short-circuiting home foreclosure. Although keeping your property could be a great relief, you will certainly be needed to live for several years underneath the close supervision of any court-appointed trustee to recover and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a fairly new accessory for the bankruptcy laws that permit family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency reaction to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They must be actively engaged in a farming or commercial fishing operation and conform to certain requirements. Debtors must come up with a repayment schedule within 90 days of filing at court. It must incorporate a proposed intend to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by way of a corporation or partnership involving a reorganization want to maintain the business operational while repaying creditors over a period of time. Business people and individuals may also use Chapter 11 to find relief. A Chapter 11 petition could be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement as well as a reorganization plan has to be filed with all the court. The disclosure must contain information about the assets, liabilities, and other business affairs from the debtor sufficient to permit a creditor to produce a well informed decision with regards to the reorganization plan. The Automatic Stay supplies a debtor with a period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and are not to be pursued on any debt that occurred ahead of the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented through the court, an appointed trustee, a committee, or other parties useful.