We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Accidental injury occurs when a person is physically or psychologically injured as a result of negligence by another individual, company, entity, or government agency. Injury legal cases arise when a person claims to are already harmed by somebody else in an accident or as a result of negligence and who could be held legally accountable for such harm. A private injury case becomes formalized whenever a injury lawyer represents the way it is with respect to a person at the civil court proceeding. There are many duties a personal injury lawyer performs in aiding the clientele, the most crucial mandate being to assist them acquire the justice and compensation they can be lawfully entitled to from undergoing losses and suffering due to negligence of others. Workplace injury compensation might be claimed when someone believes that their employer has failed with their responsibilities towards them etc negligence is responsible for an accident or injury at your workplace. Each time a worker continues to be hurt on job, they are able to claim compensation off their employer by submitting a work accident claim. When the claim is a winner the total amount claimed will be covered by the employer’s liability insurance. You will find four types of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some kind of worker’s compensation for employees is usually compulsory together with the notable exception of Texas as of 2018. There are 2 basic requirements for workers to be eligible for worker’s compensation benefits – they must be utilized by an employer who may have or maybe essental to law to obtain Worker’s Compensation Insurance, and they also should have been injured at the office as a result of their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses brought on by exposure to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains on account of handling materials. When a staff member has suffered a work-related injury or illness time is of the essence because there is a restricted period of time to report the accident or incident to be able to claim benefits. Deadlines vary from state to state however in most states, the incident must be notified towards the employer within 30 to 40 days failing that your ability from the worker to acquire compensation could be severely jeopardized. Staff is often surprised to discover that employers can dispute a worker’s compensation claim they think is invalid because the rates they pay are affected by the quantity of claims paid out by their insurance firm. For this reason it is essential to have proper legal representation by a qualified personal injury lawyer to guarantee the rights of personnel are upheld. In the matter of accidental injuries caused by a car accident, an auto wreck lawyer will fully handle your case to make sure you obtain the appropriate compensation for the loss and suffering due to the negligence of somebody else. An automobile accident can not only cause physical damage, but may lead to life long injuries, immobility, loss of employment, and even death. When a personal injury is a result of the negligent operation of a vehicle, the operator of the vehicle should held liable for the outcomes of those negligence. Considering that the laws of each and every state are very different, it is essential to use a local attorney proficient in vehicle accident compensation look after your individual injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is highly experienced in the laws and established standards that trucking companies and truck drivers must meet. This consists of stuff like mandatory training, rest breaks, and work hour restrictions. There are many parties who might be held accountable for injuries to victims when it comes to truck or tractor-trailer related accidents such as the driver, the owner of your vehicle, the lessor, the manufacturer of the vehicle, parts, or tires, or perhaps the shipper or loader of your cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is important to ensure you are properly compensated for your injuries. Motorcycles present unique challenges, not simply for drivers however, for all of the other users of your road. After motorcycle accidents, motorists often state that they failed to start to see the motorcycle and the quantity of instances where motorcycle drivers are already struck by vehicles has increased substantially. Other factors that lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver along with their passenger to carry negligent vehicle drivers to blame for loss and suffering a result of their negligent driving. Filing a private injury claim necessitates the motorcycle driver’s insurance carrier along with the at-fault motorist to look at the way it is and achieving a claims adjuster offer a certain amount of compensation. Without proper representation, the victim of any motorcycle accident runs the chance of not receiving fair and only compensation for loss and suffering. Dog bite laws differ among states which cases can be quite complex. In case a dog owner is confronted with a strict liability dog bite statute he may have few options for an effective defense. More defense options may be offered in states where traditional negligence rules apply. Your dog bite lawyer can help you claim compensation for those who have been the victim of a dog attack. Dog bites could cause serious injuries and perhaps, victims can even be psychologically impacted by the trauma. You may pursue an insurance claim versus the dog owner’s property insurance provider in the event the attack occurred around the insured’s property. Your dog bite attorney can start to play a crucial role in proving liability inside a dog bite case while they know the applicable laws within your local state, the way to calculate damages, and the most effective way to provide evidence. In order to be successful in a personal injury slip-and-fall lawsuit you will need to prove that they can owner or tenant of your property was negligent in many action they did or did not take that caused the injury. Most slip-and-fall cases are settled out from court along with a lawsuit is generally only filed once the parties involved cannot reach a settlement. Despite their prevalence as well as the serious injuries the reason, premises liability lawsuits are hard to win. Causes of injury usually vary from failure to position signals of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and failing to maintain walkways. Your own injury slip, trip, and fall case rely heavily on the victim’s ability to prove liability on the part of the defendant and this the victim suffered damages due to such negligence. Chapter 7 Bankruptcy might help resolve the money you owe when you have serious financial problems. However, along the way, you could possibly lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and a lot everyday sort of bankruptcy and statistically over 95.5% of Chapter 7 bankruptcy filings have gotten debts they have accrued discharged. As a way to qualify for Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a properly as secured and unsecured debt. Some individuals who do not have enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to help them handle overwhelming debt. However, you will find long-term consequences for those who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or all their debts instead of liquidation. It is perfect for those whose biggest concern is not insufficient income, but coping with the demands from creditors for fast payment. It permits you to keep your home providing you may spend the money for mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to resolve the debt by using all disposable income towards the debt reduction plan. It allows debtors to remove unsecured debts and also to get caught up on missed mortgage payments. One of the more attractive features of this alternative is short-circuiting home foreclosure. Although keeping your house could be a great relief, you will be needed to live for a long time beneath the close supervision of any court-appointed trustee to recover and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a fairly new addition to the bankruptcy laws which allow family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency response to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They should be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must make a repayment schedule within 90 days of filing at court. It should feature a proposed plan to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by way of a corporation or partnership involving a reorganization plan to keep your business operational while repaying creditors over a period of time. Companies and folks can also use Chapter 11 to seek relief. A Chapter 11 petition could be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement and a reorganization plan should be filed together with the court. The disclosure must contain all information regarding the assets, liabilities, as well as other business affairs of the debtor sufficient allowing a creditor to create a knowledgeable decision with regards to the reorganization plan. The Automatic Stay provides a debtor with a time period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are to not be pursued on any debt that occurred ahead of the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented by the court, an appointed trustee, a committee, or any other parties of great interest.