We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Personal injury takes place when someone has become physically or psychologically injured on account of negligence on the part of another individual, company, entity, or government agency. Injury legal cases arise when somebody states to are already harmed by someone else within an accident or because of negligence and who might be held legally responsible for such harm. A personal injury case becomes formalized each time a personal injury lawyer represents the case on behalf of a person in a civil court proceeding. There are several duties an individual injury lawyer performs in aiding their customers, the most crucial mandate being to help them get the justice and compensation these are lawfully eligible for from undergoing losses and suffering due to negligence of others. Workplace injury compensation may be claimed when someone believes that their employer has failed with their responsibilities towards them and the like negligence has caused a crash or injury at the office. Each time a worker is hurt on job, they can claim compensation from their employer by submitting a work accident claim. In case the claim is a winner the amount claimed is going to be paid by the employerâ€™s liability insurance. There are actually four forms of workerâ€™s compensation benefits that could be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In most states, some type of workerâ€™s compensation for employees is generally compulsory together with the notable exception of Texas since 2018. The two main basic requirements for workers to qualify for workerâ€™s compensation benefits â€“ they ought to be utilized by a company having or is needed by law to have Workerâ€™s Compensation Insurance, and so they must have been injured at the office as a result of their job- related duties. Most work-related injuries are paid by workerâ€™s comp insurance including accidents and occupational illnesses due to being exposed to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains due to handling materials. When an employee has suffered a work-related injury or illness time is of the essence as there is a small time frame where you can report the accident or incident as a way to claim benefits. Deadlines vary between states but also in most states, the incident should be notified on the employer within 30 to 40 days failing in which the ability from the worker to acquire compensation might be severely jeopardized. Employees are often surprised to learn that employers can dispute a workerâ€™s compensation claim they feel is invalid because the rates they pay are influenced by the volume of claims paid out by their insurance firm. This is the reason you should have proper legal representation with a qualified accidental injury lawyer to ensure the rights of employees are upheld. In the case of accidental injury because of a car accident, an auto wreck lawyer will handle your case to make sure you get the appropriate compensation for the loss and suffering due to the negligence of an individual else. A car accident are unable to only cause physical damage, but may lead to life long injuries, immobility, loss in employment, and in many cases death. When an accident is a result of the negligent operation of any vehicle, the operator in the vehicle must held accountable for the effects of the negligence. Since the laws for each state will vary, it is very important possess a local attorney familiar with automobile accident compensation care for your personal injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is very proficient in the laws and established standards that trucking companies and truck drivers must meet. Including things such as mandatory training, rest breaks, and work hour restrictions. There are numerous parties who could be held accountable for injuries to victims in the case of truck or tractor-trailer related accidents for example the driver, the property owner of the vehicle, the lessor, the producer of the vehicle, parts, or tires, or perhaps the shipper or loader in the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is crucial to make sure you are properly compensated for your injuries. Motorcycles present unique challenges, not only for drivers but for all the other users in the road. After motorcycle accidents, motorists often say that they did not view the motorcycle and the number of instances where motorcycle drivers are already struck by vehicles has risen substantially. Other elements which lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver as well as their passenger to support negligent vehicle drivers liable for loss and suffering a result of their negligent driving. Filing a personal injury claim requires the motorcycle driverâ€™s insurance company and the at-fault motorist to check the situation and achieving a claims adjuster offer some compensation. Without the proper representation, the victim of any motorcycle accident runs the chance of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ among states and those cases may become quite complex. If a dog owner is up against a strict liability dog bite statute he might have few alternatives for a prosperous defense. More defense options may be for sale in states where traditional negligence rules apply. A dog bite lawyer may help you claim compensation for those who have been the victim of the dog attack. Dog bites may cause serious injuries and perhaps, victims may also be psychologically impacted by the trauma. You may pursue an insurance claim from the dog ownerâ€™s home insurance provider in the event the attack occurred in the insuredâ€™s property. A pet dog bite attorney can start to play a crucial role in proving liability inside a dog bite case while they be aware of applicable laws in your local state, how you can calculate damages, and the most effective way to provide evidence. Just to be successful in the injury slip-and-fall lawsuit you should prove they owner or tenant of the property was negligent in some action they did or did not take that caused the injury. Most slip-and-fall cases are settled out of court along with a lawsuit is usually only filed if the parties involved cannot reach an agreement. Despite their prevalence and also the serious injuries the main cause, premises liability lawsuits are hard to win. Reasons behind injury usually range from failure to place indicators of wet spots or objects which are left lying in walkways to unstable work surfaces and failing to maintain walkways. A private injury slip, trip, and fall case rely heavily around the victimâ€™s power to prove liability on the part of the defendant and this the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy may help resolve your financial situation if you have serious financial problems. However, at the same time, you could lose some property. Chapter 7 Bankruptcy, often known as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and many common type of bankruptcy and according to statistics a lot more than 95.5% of Chapter 7 bankruptcy filings have had their debts discharged. To be able to be eligible for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a well as secured and unsecured debt. Some individuals who do not have enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets like home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to enable them to handle overwhelming debt. However, you will find long-term consequences for those who follow this route. Also called the â€˜wage earnerâ€™s bankruptcyâ€™ it allows people who have enough income to settle part or all their debts instead of liquidation. It is perfect for those whose biggest concern is not insufficient income, but handling the demands from creditors for immediate payment. It permits you to make your home providing you may pay the mortgage within the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five years to eliminate your debt by making use of all disposable income towards the debt reduction plan. It allows debtors to eliminate unsecured debts as well as catch up on missed mortgage repayments. One of the more attractive options that come with this approach is short-circuiting home foreclosure. Although keeping your house may be a great relief, you will certainly be required to live for a long time within the close supervision of a court-appointed trustee to collect and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a relatively recent addition to the bankruptcy laws that enable family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency reply to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They have to be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must make a repayment schedule within 90 days of filing at court. It must add a proposed want to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally provides for the restructuring of debt by way of a corporation or partnership involving a reorganization decide to keep your business operational while repaying creditors over a duration of time. Company owners and people may also use Chapter 11 to get relief. A Chapter 11 petition could be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement and a reorganization plan should be filed with all the court. The disclosure must contain information concerning the assets, liabilities, along with other business affairs from the debtor sufficient to enable a creditor to make a knowledgeable decision regarding the reorganization plan. The Automatic Stay provides a debtor with a period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and so are never to be pursued on any debt that occurred prior to the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented by the court, an appointed trustee, a committee, or another parties useful.