We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Accidental injury develops when a person has become physically or psychologically injured on account of negligence on the part of another individual, company, entity, or government agency. Injury legal cases arise when someone claims to are already harmed by somebody else inside an accident or because of negligence and who may be held legally responsible for such harm. A private injury case becomes formalized when a accidental injuries lawyer represents the case on the part of a person with a civil court proceeding. There are several duties a personal injury lawyer performs in aiding the clientele, the most important mandate being to assist them obtain the justice and compensation they may be lawfully eligible to from undergoing losses and suffering due to the negligence of others. Workplace injury compensation could be claimed when someone believes that their employer has failed inside their responsibilities towards them and the like negligence has caused a car accident or injury at the office. When a worker continues to be hurt on job, they are able to claim compensation off their employer by submitting a work accident claim. If the claim is a winner the quantity claimed is going to be included in the employer’s liability insurance. You can find four types of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some type of worker’s compensation for employees is usually compulsory with all the notable exception of Texas as of 2018. There are 2 simple requirements for workers to qualify for worker’s compensation benefits – they have to be hired by a business that has or possibly is needed by law to get Worker’s Compensation Insurance, and they will need to have been injured at your workplace due to their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses due to being exposed to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains because of handling materials. When a worker has suffered a work-related injury or illness time is important while there is a restricted time period to report the accident or incident to be able to claim benefits. Deadlines vary between states but in most states, the incident needs to be notified for the employer within 30 to 40 days failing in which the ability of the worker to acquire compensation might be severely jeopardized. Staff is often surprised to learn that employers can dispute a worker’s compensation claim they think is invalid for the reason that rates they pay are influenced by the number of claims paid out by their insurance firm. For this reason it is important to have proper legal representation by a qualified personal injury lawyer to guarantee the rights of workers are upheld. In the matter of personal injury caused by a automobile accident, a car wreck lawyer will represent you to ensure you get the appropriate compensation to your loss and suffering because of the negligence of an individual else. A car accident simply cannot only cause physical damage, but may result in life long injuries, immobility, loss in employment, and also death. When an injury comes from the negligent operation of the vehicle, the driver in the vehicle must held to blame for the consequences of such negligence. Ever since the laws of each state are not the same, it is essential to have got a local attorney proficient in automobile accident compensation care for your own personal injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is tremendously experienced with the laws and established standards that trucking companies and truck drivers must meet. This includes stuff like mandatory training, rest breaks, and work hour restrictions. There are many parties who might be held responsible for injuries to victims with regards to truck or tractor-trailer related accidents for example the driver, the dog owner in the vehicle, the lessor, the manufacturer of the vehicle, parts, or tires, or maybe the shipper or loader of the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is essential to make sure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not only for drivers but for other users in the road. After motorcycle accidents, motorists often claim that they failed to begin to see the motorcycle and the quantity of instances where motorcycle drivers have been struck by vehicles has risen substantially. Additional factors that lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver in addition to their passenger to support negligent vehicle drivers accountable for loss and suffering a result of their negligent driving. Filing a personal injury claim requires the motorcycle driver’s insurer and the at-fault motorist to look at the situation and getting a claims adjuster offer a certain amount of compensation. Without proper representation, the victim of the motorcycle accident runs the potential risk of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ from state to state and those cases can be quite complex. When a dog owner is confronted with a strict liability dog bite statute he could have few selections for a prosperous defense. More defense options could be for sale in states where traditional negligence rules apply. A pet dog bite lawyer may help you claim compensation when you have been the victim of a dog attack. Dog bites could cause serious injuries and perhaps, victims may also be psychologically affected by the trauma. You are able to pursue an insurance claim up against the dog owner’s property insurance provider in case the attack occurred in the insured’s property. A dog bite attorney can start to play an important role in proving liability in the dog bite case since they are aware of the applicable laws with your local state, the best way to calculate damages, and an effective way to offer evidence. To become successful within a personal injury slip-and-fall lawsuit you will have to prove that they owner or tenant of your property was negligent in some action they did or failed to take that caused the damage. Most slip-and-fall cases are settled away from court along with a lawsuit is usually only filed when the parties involved cannot reach an agreement. Despite their prevalence and also the serious injuries the main cause, premises liability lawsuits take time and effort to win. Reasons behind injury usually range from failure to position signals of wet spots or objects which can be left lying in walkways to unstable work surfaces and failing to maintain walkways. An individual injury slip, trip, and fall case rely heavily in the victim’s power to prove liability by the defendant and that the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy can help resolve your financial situation if you have serious financial problems. However, along the way, you could possibly lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and a lot everyday sort of bankruptcy and according to statistics greater than 95.5% of Chapter 7 bankruptcy filings have had their debts discharged. So that you can qualify for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a highly as secured and unsecured debt. Many people who do not have enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets including home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to assist them to deal with overwhelming debt. However, you can find long term consequences for many who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or a bunch of their debts as an option to liquidation. It is perfect for those whose biggest problem is not absence of income, but handling the requirements from creditors for immediate payment. It permits you to maintain your home providing you may pay the mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to resolve the debt by utilizing all disposable income towards the debt reduction plan. It allows debtors to eliminate unsecured debts as well as to get caught up on missed mortgage repayments. One of the more attractive options that come with this alternative is short-circuiting home foreclosure. Although keeping your property may be a great relief, you will be needed to live for several years underneath the close supervision of your court-appointed trustee to recover and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is a relatively recent accessory for the bankruptcy laws that permit family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency response to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They have to be actively involved in a farming or commercial fishing operation and adhere to certain requirements. Debtors must develop a repayment plan within 3 months of filing at court. It must include a proposed intend to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by a corporation or partnership involving a reorganization intend to keep your business operational while repaying creditors over a period of time. Companies and individuals may also use Chapter 11 to find relief. A Chapter 11 petition may be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement and a reorganization plan must be filed together with the court. The disclosure must contain all information with regards to the assets, liabilities, along with other business affairs in the debtor sufficient to enable a creditor to produce an educated decision concerning the reorganization plan. The Automatic Stay provides a debtor with a time period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and are not to be pursued on any debt that occurred just before the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented with the court, an appointed trustee, a committee, or another parties appealing.