We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Injury occurs when a person continues to be physically or psychologically injured because of negligence by another individual, company, entity, or government agency. Injury legal cases arise when an individual promises to happen to be harmed by someone else within an accident or because of negligence and who could be held legally in charge of such harm. An individual injury case becomes formalized every time a injury lawyer represents the way it is for a client at a civil court proceeding. There are numerous duties your own injury lawyer performs in aiding their customers, the most significant mandate being to assist them obtain the justice and compensation they may be lawfully entitled to from undergoing losses and suffering because of the negligence of others. Workplace injury compensation can be claimed when someone believes their employer has failed with their responsibilities towards them and such negligence has caused any sort of accident or injury at the office. Whenever a worker is hurt on job, they are able to claim compensation from the employer by submitting a work accident claim. In the event the claim is successful the total amount claimed will be covered by the employer’s insurance. There are four varieties of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some sort of worker’s compensation for employees is usually compulsory with all the notable exception of Texas as of 2018. The two main basic requirements for workers to qualify for worker’s compensation benefits – they have to be used by a business who may have or maybe necessary for law to have Worker’s Compensation Insurance, plus they need to have been injured at work because of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses due to contact with harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains on account of handling materials. When a staff member has suffered a work-related injury or illness time is important because there is a restricted timeframe in order to report the accident or incident to be able to claim benefits. Deadlines vary between states but in most states, the incident has to be notified towards the employer within 30 to 40 days failing which the ability in the worker to get compensation could be severely jeopardized. Personnel are often surprised to discover that employers can dispute a worker’s compensation claim they believe is invalid as the rates they pay are affected by the quantity of claims paid out by their insurance firm. That is why it is important to have proper legal representation with a qualified accidental injury lawyer to ensure the rights of personnel are upheld. When it comes to personal injury caused by a vehicle accident, a vehicle wreck lawyer will represent you to ensure you get the appropriate compensation for your personal loss and suffering due to negligence of an individual else. A vehicle accident cannot only cause physical damage, but may lead to life long injuries, immobility, loss in employment, and even death. When an injury is a result of the negligent operation of a vehicle, the operator in the vehicle has to held liable for the consequences of such negligence. Since the laws of each state are not the same, it is essential to have a local attorney experienced with vehicle accident compensation look after your individual injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is extremely proficient in the laws and established standards that trucking companies and truck drivers must meet. This consists of such things as mandatory training, rest breaks, and work hour restrictions. There are numerous parties who could be held accountable for injuries to victims in the case of truck or tractor-trailer related accidents such as the driver, the owner in the vehicle, the lessor, the maker in the vehicle, parts, or tires, or maybe the shipper or loader from the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is essential to make sure you are properly compensated to your injuries. Motorcycles present unique challenges, not just for drivers but also for all of the other users of the road. After motorcycle accidents, motorists often point out that they failed to begin to see the motorcycle and the amount of instances where motorcycle drivers are already struck by vehicles has grown substantially. Other elements which lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver and their passenger to carry negligent vehicle drivers liable for loss and suffering due to their negligent driving. Filing a personal injury claim requires the motorcycle driver’s insurer as well as the at-fault motorist to evaluate the truth and getting a claims adjuster offer some compensation. Without the right representation, the victim of your motorcycle accident runs the risk of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ between states which cases may become quite complex. When a dog owner is confronted with a strict liability dog bite statute he might have few alternatives for an effective defense. More defense options may be obtainable in states where traditional negligence rules apply. Your dog bite lawyer will help you claim compensation if you have been the victim of the dog attack. Dog bites might cause serious injuries and in some cases, victims may also be psychologically afflicted with the trauma. It is possible to pursue an insurance claim from the dog owner’s home insurance provider in case the attack occurred in the insured’s property. Your dog bite attorney can enjoy a vital role in proving liability in a dog bite case since they understand the applicable laws in your local state, the way to calculate damages, and the most effective way to show evidence. To become successful in the accidental injury slip-and-fall lawsuit you will need to prove which they owner or tenant of your property was negligent in many action they did or failed to take that caused the damage. Most slip-and-fall cases are settled out from court plus a lawsuit is usually only filed once the parties involved cannot reach an agreement. Despite their prevalence and the serious injuries the reason, premises liability lawsuits are hard to win. Causes of injury usually cover anything from failure to set warning signs of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and failing to maintain walkways. Your own injury slip, trip, and fall case rely heavily on the victim’s ability to prove liability on the part of the defendant which the victim suffered damages because of such negligence. Chapter 7 Bankruptcy might help resolve your financial situation in case you have serious financial problems. However, along the way, you could lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and the majority of everyday sort of bankruptcy and according to statistics greater than 95.5% of Chapter 7 bankruptcy filings experienced their debts discharged. In order to qualify for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a well as secured and unsecured debt. Many people who do not have enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to help them manage overwhelming debt. However, you can find long-term consequences for those who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or a bunch of their debts as an option to liquidation. It is perfect for those whose biggest concern is not deficiency of income, but dealing with the needs from creditors for immediate payment. It lets you keep the home providing you are able to spend the money for mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to eliminate the debt by making use of all disposable income for the debt reduction plan. It allows debtors to eliminate unsecured debts and also to catch up on missed mortgage repayments. Probably the most attractive highlights of this choice is short-circuiting home foreclosure. Although keeping your house could be a great relief, you will be expected to live for a long time beneath the close supervision of any court-appointed trustee to accumulate and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a fairly new addition to the bankruptcy laws that permit family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency response to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They must be actively engaged in a farming or commercial fishing operation and abide by certain requirements. Debtors must make a repayment schedule within 3 months of filing at court. It must incorporate a proposed want to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by a corporation or partnership involving a reorganization want to maintain the business operational while repaying creditors during a period of time. Business people and folks also can use Chapter 11 to seek relief. A Chapter 11 petition could be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement as well as a reorganization plan has to be filed using the court. The disclosure must contain information concerning the assets, liabilities, and other business affairs of the debtor sufficient to permit a creditor to produce a well informed decision regarding the reorganization plan. The Automatic Stay gives a debtor with a period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and are never to be pursued on any debt that occurred ahead of the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented by the court, an appointed trustee, a committee, or any other parties of great interest.