We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Accidental injuries develops when an individual is physically or psychologically injured due to negligence on the part of another individual, company, entity, or government agency. Injury legal cases arise when somebody claims to have been harmed by somebody else inside an accident or due to negligence and who might be held legally responsible for such harm. A private injury case becomes formalized when a accidental injury lawyer represents the truth on the part of a person at the civil court proceeding. There are several duties an individual injury lawyer performs in aiding their clientele, the most important mandate being to enable them to acquire the justice and compensation they may be lawfully eligible for from undergoing losses and suffering due to negligence of others. Workplace injury compensation can be claimed when someone believes that their employer has failed inside their responsibilities towards them etc negligence has caused an accident or injury at the office. Every time a worker continues to be hurt on job, they are able to claim compensation from the employer by submitting a work accident claim. If the claim is a winner the quantity claimed is going to be included in the employerâ€™s insurance. You will find four forms of workerâ€™s compensation benefits that could be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In many states, some type of workerâ€™s compensation for workers is normally compulsory using the notable exception of Texas since 2018. There are 2 simple requirements for workers to qualify for workerâ€™s compensation benefits â€“ they should be used by a business who has or is required by law to get Workerâ€™s Compensation Insurance, plus they should have been injured at the office because of their job- related duties. Most work-related injuries are protected by workerâ€™s comp insurance including accidents and occupational illnesses a result of being exposed to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains on account of handling materials. When a worker has suffered a work-related injury or illness time is an issue because there is a small time period to report the accident or incident so that you can claim benefits. Deadlines vary from state to state nevertheless in most states, the incident has to be notified towards the employer within 30 to 40 days failing in which the ability in the worker to obtain compensation could be severely jeopardized. Staff is often surprised to learn that employers can dispute a workerâ€™s compensation claim they believe is invalid because the rates they pay are influenced by the quantity of claims paid out by their insurance firm. For this reason you should have proper legal representation from a qualified personal injury lawyer to guarantee the rights of personnel are upheld. With regards to accidental injuries as a result of motor vehicle accident, an auto wreck lawyer will represent you to ensure you have the appropriate compensation for your personal loss and suffering due to the negligence of somebody else. A car accident can not only cause physical damage, but may result in life long injuries, immobility, lack of employment, and also death. When a physical injury results from the negligent operation of the vehicle, the driver of your vehicle must held accountable for the consequences of the negligence. Considering that the laws of each and every state are very different, you should possess a local attorney experienced with motor vehicle accident compensation look after your individual injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is tremendously proficient in the laws and established standards that trucking companies and truck drivers must meet. This includes such things as mandatory training, rest breaks, and work hour restrictions. There are various parties who may be held responsible for injuries to victims when it comes to truck or tractor-trailer related accidents including the driver, the homeowner in the vehicle, the lessor, the maker of the vehicle, parts, or tires, or perhaps the shipper or loader in the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is crucial to make sure you are properly compensated to your injuries. Motorcycles present unique challenges, not merely for drivers however, for all the other users of your road. After motorcycle accidents, motorists often point out that they failed to view the motorcycle and the volume of instances where motorcycle drivers have already been struck by vehicles has increased substantially. Additional factors which lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver and their passenger to keep negligent vehicle drivers liable for loss and suffering caused by their negligent driving. Filing a private injury claim requires the motorcycle driverâ€™s insurance carrier along with the at-fault motorist to check the case and achieving a claims adjuster offer a certain amount of compensation. Without proper representation, the victim of a motorcycle accident runs the potential risk of not receiving fair and only compensation for loss and suffering. Dog bite laws differ between states and these cases may become quite complex. If your dog owner is confronted with a strict liability dog bite statute he could have few choices for an excellent defense. More defense options might be available in states where traditional negligence rules apply. Your dog bite lawyer will help you claim compensation when you have been the victim of the dog attack. Dog bites can cause serious injuries and in some cases, victims can be psychologically impacted by the trauma. You may pursue an insurance claim from the dog ownerâ€™s property insurance provider in case the attack occurred in the insuredâ€™s property. A pet dog bite attorney can play a vital role in proving liability inside a dog bite case because they are aware of the applicable laws inside your local state, the best way to calculate damages, and the most effective way to provide evidence. To become successful inside a accidental injury slip-and-fall lawsuit you will have to prove that they owner or tenant from the property was negligent in some action they did or failed to take that caused the injury. Most slip-and-fall cases are settled out of court along with a lawsuit is normally only filed when the parties involved cannot reach a settlement. Despite their prevalence and also the serious injuries the main cause, premises liability lawsuits are hard to win. Reasons for injury usually cover anything from failure to place signals of wet spots or objects which are left lying in walkways to unstable work surfaces and failing to maintain walkways. A private injury slip, trip, and fall case rely heavily in the victimâ€™s ability to prove liability on the part of the defendant which the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy may help resolve the money you owe in case you have serious financial problems. However, at the same time, you could lose some property. Chapter 7 Bankruptcy, also called â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and a lot everyday sort of bankruptcy and according to statistics more than 95.5% of Chapter 7 bankruptcy filings have gotten their debts discharged. So that you can be eligible for a Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a nicely as secured and unsecured debt. Some people who do not have enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to help them cope with overwhelming debt. However, there are actually long term consequences for those who follow this route. Otherwise known as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows people who have enough income to settle part or all their debts rather than liquidation. It is fantastic for those whose biggest dilemma is not lack of income, but handling the needs from creditors for fast payment. It enables you to maintain your home providing you may spend the money for mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to resolve the debt by applying all disposable income on the debt reduction plan. It allows debtors to get rid of unsecured debts and to get caught up on missed mortgage payments. One of the most attractive features of this option is short-circuiting home foreclosure. Although keeping your own home might be a great relief, you may be necessary to live for a long time under the close supervision of the court-appointed trustee to gather and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a fairly new addition to the bankruptcy laws that enable family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency solution to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They must be actively engaged in a farming or commercial fishing operation and abide by certain requirements. Debtors must make a repayment schedule within 90 days of filing at court. It has to include a proposed intend to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally provides for the restructuring of debt by a corporation or partnership involving a reorganization plan to keep your business operational while repaying creditors during a period of time. Company owners and people also can use Chapter 11 to get relief. A Chapter 11 petition can be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement as well as a reorganization plan has to be filed with all the court. The disclosure must contain information about the assets, liabilities, along with other business affairs from the debtor sufficient to enable a creditor to help make a well informed decision with regards to the reorganization plan. The Automated Stay offers a debtor with a time period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and are never to be pursued on any debt that occurred prior to the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented from the court, an appointed trustee, a committee, or other parties of interest.