We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Accidental injuries occurs when someone is physically or psychologically injured on account of negligence on the part of another individual, company, entity, or government agency. Injury legal cases arise when a person promises to are already harmed by another person in an accident or due to negligence and who could be held legally accountable for such harm. An individual injury case becomes formalized every time a personal injury lawyer represents the case for a client in a civil court proceeding. There are several duties a personal injury lawyer performs in aiding the clientele, the most significant mandate being to help them obtain the justice and compensation these are lawfully qualified for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation may be claimed when someone believes that their employer has failed inside their responsibilities towards them and such negligence has caused a crash or injury at the office. Every time a worker continues to be hurt on job, they can claim compensation from their employer by submitting a work accident claim. In the event the claim is a winner the quantity claimed will likely be protected by the employer’s liability insurance. You will find four kinds of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some kind of worker’s compensation for workers is normally compulsory with the notable exception of Texas by 2018. There are 2 basic requirements for workers to qualify for worker’s compensation benefits – they must be employed by a company that has or possibly is required by law to get Worker’s Compensation Insurance, and they should have been injured at work as a result of their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses brought on by exposure to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains as a result of handling materials. When a staff member has suffered a work-related injury or illness time is important while there is a restricted period of time in order to report the accident or incident so that you can claim benefits. Deadlines vary among states nevertheless in most states, the incident needs to be notified towards the employer within 30 to 40 days failing that your ability of your worker to receive compensation can be severely jeopardized. Personnel are often surprised to discover that employers can dispute a worker’s compensation claim they feel is invalid for the reason that rates they pay are influenced by the amount of claims paid out by their insurance firm. This is why you should have proper legal representation by way of a qualified accidental injuries lawyer to ensure the rights of staff is upheld. In the case of accidental injury caused by a motor vehicle accident, a vehicle wreck lawyer will handle your case to ensure you obtain the appropriate compensation for the loss and suffering due to negligence of somebody else. An automobile accident can not only cause physical damage, but may result in life long injuries, immobility, loss in employment, and even death. When a personal injury comes from the negligent operation of any vehicle, the operator from the vehicle needs to held to blame for the results of these negligence. Because the laws of each state will vary, it is important to have got a local attorney experienced with vehicle accident compensation care for your personal injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is tremendously familiar with the laws and established standards that trucking companies and truck drivers must meet. This can include things such as mandatory training, rest breaks, and work hour restrictions. There are various parties who can be held responsible for injuries to victims when it comes to truck or tractor-trailer related accidents for example the driver, the owner of your vehicle, the lessor, the company in the vehicle, parts, or tires, and even the shipper or loader from the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is crucial to make sure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not just for drivers however for all the other users of the road. After motorcycle accidents, motorists often point out that they did not begin to see the motorcycle and the number of instances where motorcycle drivers are already struck by vehicles has increased substantially. Other variables that lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver in addition to their passenger to hold negligent vehicle drivers responsible for loss and suffering caused by their negligent driving. Filing your own injury claim involves the motorcycle driver’s insurance carrier along with the at-fault motorist to examine the situation and achieving a claims adjuster offer some compensation. Without correct representation, the victim of any motorcycle accident runs the potential risk of not receiving fair and just compensation for loss and suffering. Dog bite laws differ between states which cases can be quite complex. If your dog owner is up against a strict liability dog bite statute he may have few alternatives for a successful defense. More defense options might be available in states where traditional negligence rules apply. A pet dog bite lawyer will help you claim compensation if you have been the victim of any dog attack. Dog bites could cause serious injuries and in many cases, victims can even be psychologically affected by the trauma. You may pursue an insurance claim up against the dog owner’s property insurance provider in the event the attack occurred around the insured’s property. Your dog bite attorney can start to play a crucial role in proving liability in a dog bite case as they know the applicable laws inside your local state, the best way to calculate damages, and the simplest way to show evidence. Just to be successful in a personal injury slip-and-fall lawsuit you will have to prove which they owner or tenant from the property was negligent in certain action they did or did not take that caused the injury. Most slip-and-fall cases are settled out of court along with a lawsuit is generally only filed if the parties involved cannot reach an agreement. Despite their prevalence along with the serious injuries the main cause, premises liability lawsuits are difficult to win. Reasons for injury usually range from failure to position signals of wet spots or objects which can be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. Your own injury slip, trip, and fall case rely heavily on the victim’s capability to prove liability on the part of the defendant which the victim suffered damages because of such negligence. Chapter 7 Bankruptcy will help resolve your financial obligations if you have serious financial problems. However, along the way, you might lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and most common type of bankruptcy and statistically greater than 95.5% of Chapter 7 bankruptcy filings have experienced their debts discharged. To be able to be entitled to Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a highly as secured and unsecured debt. Many people who do not possess enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets including home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to assist them to deal with overwhelming debt. However, you will find long-term consequences for individuals who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or a bunch of their debts as an alternative to liquidation. It is fantastic for those whose biggest problem is not insufficient income, but working with the needs from creditors for immediate payment. It allows you to maintain your home providing you may spend the money for mortgage under the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to eliminate the debt by utilizing all disposable income on the debt reduction plan. It allows debtors to reduce unsecured debts and also to get caught up on missed mortgage repayments. One of the most attractive options that come with this option is short-circuiting home foreclosure. Although keeping your own home might be a great relief, you will end up expected to live for many years within the close supervision of your court-appointed trustee to accumulate and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a fairly new addition to the bankruptcy laws that permit family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency response to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They should be actively involved in a farming or commercial fishing operation and comply with certain requirements. Debtors must come up with a repayment schedule within 90 days of filing at court. It has to feature a proposed want to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt from a corporation or partnership involving a reorganization decide to retain the business operational while repaying creditors over a duration of time. Business owners and people also can use Chapter 11 to look for relief. A Chapter 11 petition might be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement as well as a reorganization plan must be filed with the court. The disclosure must contain information about the assets, liabilities, and other business affairs of the debtor sufficient to allow a creditor to help make an educated decision about the reorganization plan. The Automated Stay gives a debtor with a time period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and are to not be pursued on any debt that occurred before the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented with the court, an appointed trustee, a committee, or another parties useful.