We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Personal injury develops when somebody continues to be physically or psychologically injured due to negligence on the part of another individual, company, entity, or government agency. Accidental injury legal cases arise when somebody states have been harmed by another person inside an accident or because of negligence and who could be held legally responsible for such harm. Your own injury case becomes formalized each time a personal injury lawyer represents the case on the part of a customer at the civil court proceeding. There are several duties a private injury lawyer performs in aiding their clients, the most important mandate being to assist them to acquire the justice and compensation they are lawfully entitled to from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation can be claimed when someone believes that their employer has failed in their responsibilities towards them and the like negligence is responsible for a crash or injury at the office. Each time a worker continues to be hurt on job, they may claim compensation using their employer by submitting a work accident claim. In the event the claim is a winner the amount claimed will likely be covered by the employer’s liability insurance. There are actually four kinds of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some type of worker’s compensation for workers is usually compulsory together with the notable exception of Texas as of 2018. There are 2 basic requirements for workers to be eligible for worker’s compensation benefits – they should be employed by a business who may have or maybe required by law to possess Worker’s Compensation Insurance, plus they should have been injured at the office on account of their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses caused by exposure to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains as a result of handling materials. When an employee has suffered a work-related injury or illness time is critical while there is a limited time period in which to report the accident or incident in order to claim benefits. Deadlines vary between states but also in most states, the incident needs to be notified for the employer within 30 to 40 days failing in which the ability of the worker to obtain compensation might be severely jeopardized. Personnel are often surprised to learn that employers can dispute a worker’s compensation claim they think is invalid since the rates they pay suffer from the number of claims paid out by their insurance provider. That is why it is important to have proper legal representation by a qualified accidental injury lawyer to ensure the rights of personnel are upheld. In the case of accidental injuries caused by a automobile accident, an auto wreck lawyer will handle your case to ensure you have the appropriate compensation to your loss and suffering because of the negligence of someone else. A car accident are unable to only cause physical damage, but may lead to life long injuries, immobility, lack of employment, and in many cases death. When a physical injury is a result of the negligent operation of the vehicle, the operator of the vehicle has to held to blame for the outcomes of these negligence. Because the laws of every state are not the same, you should use a local attorney familiar with vehicle accident compensation deal with your own injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is tremendously experienced in the laws and established standards that trucking companies and truck drivers must meet. This can include such things as mandatory training, rest breaks, and work hour restrictions. There are several parties who may be held accountable for injuries to victims with regards to truck or tractor-trailer related accidents for example the driver, the dog owner of your vehicle, the lessor, the manufacturer from the vehicle, parts, or tires, or maybe the shipper or loader from the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is important to ensure you are properly compensated for your injuries. Motorcycles present unique challenges, not just for drivers but also for all other users from the road. After motorcycle accidents, motorists often point out that they did not begin to see the motorcycle and the volume of instances where motorcycle drivers have already been struck by vehicles has grown substantially. Additional factors which lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver in addition to their passenger to support negligent vehicle drivers accountable for loss and suffering caused by their negligent driving. Filing your own injury claim involves the motorcycle driver’s insurance provider as well as the at-fault motorist to look at the way it is and achieving a claims adjuster offer some compensation. Without proper representation, the victim of a motorcycle accident runs the risk of not receiving fair and only compensation for loss and suffering. Dog bite laws differ among states and those cases can become quite complex. When a dog owner is up against a strict liability dog bite statute he could have few options for a prosperous defense. More defense options can be offered in states where traditional negligence rules apply. Your dog bite lawyer can help you claim compensation if you have been the victim of a dog attack. Dog bites could cause serious injuries and in many cases, victims may also be psychologically impacted by the trauma. It is possible to pursue an insurance claim from the dog owner’s property insurance provider when the attack occurred about the insured’s property. Your dog bite attorney may play a crucial role in proving liability inside a dog bite case while they are aware of the applicable laws in your local state, the best way to calculate damages, and the most effective way to offer evidence. To become successful in a accidental injuries slip-and-fall lawsuit you will need to prove they owner or tenant from the property was negligent in some action they did or failed to take that caused the injury. Most slip-and-fall cases are settled from court plus a lawsuit is often only filed as soon as the parties involved cannot reach an agreement. Despite their prevalence as well as the serious injuries the reason, premises liability lawsuits are difficult to win. Reasons behind injury usually range between failure to set warning signs of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and failing to maintain walkways. An individual injury slip, trip, and fall case rely heavily on the victim’s ability to prove liability on the part of the defendant and therefore the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy will help resolve your financial obligations when you have serious financial problems. However, at the same time, you could possibly lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and many common type of bankruptcy and according to statistics greater than 95.5% of Chapter 7 bankruptcy filings have experienced their debts discharged. So that you can be eligible for a Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a properly as secured and unsecured debt. A lot of people who do not have enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to enable them to deal with overwhelming debt. However, there are long-term consequences for individuals who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or a bunch of their debts as an option to liquidation. It is ideal for those whose biggest issue is not absence of income, but working with the demands from creditors for immediate payment. It allows you to keep the home providing you are able to pay for the mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five years to resolve the debt by applying all disposable income to the debt reduction plan. It allows debtors to get rid of unsecured debts as well as get caught up on missed mortgage repayments. One of the most attractive attributes of this option is short-circuiting home foreclosure. Although keeping your house may be a great relief, you will be needed to live for quite some time within the close supervision of a court-appointed trustee to gather and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a relatively recent addition to the bankruptcy laws that permit family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency reply to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They ought to be actively engaged in a farming or commercial fishing operation and comply with certain requirements. Debtors must make a repayment schedule within 3 months of filing at court. It needs to include a proposed plan to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by way of a corporation or partnership involving a reorganization want to retain the business operational while repaying creditors over a period of time. Business owners and individuals can also use Chapter 11 to find relief. A Chapter 11 petition might be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement along with a reorganization plan has to be filed using the court. The disclosure must contain information regarding the assets, liabilities, as well as other business affairs of the debtor sufficient to allow a creditor to create a well informed decision concerning the reorganization plan. The Automatic Stay supplies a debtor with a period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and are to not be pursued on any debt that occurred before the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented by the court, an appointed trustee, a committee, or other parties appealing.