We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Accidental injury develops when somebody has been physically or psychologically injured because of negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when an individual promises to have already been harmed by another person in an accident or due to negligence and who may be held legally accountable for such harm. A private injury case becomes formalized each time a personal injury lawyer represents the truth on the part of a person at the civil court proceeding. There are numerous duties an individual injury lawyer performs in aiding their clients, the most significant mandate being to help them receive the justice and compensation they may be lawfully eligible to from undergoing losses and suffering due to the negligence of others. Workplace injury compensation might be claimed when someone believes that their employer has failed with their responsibilities towards them etc negligence is responsible for any sort of accident or injury at your workplace. Whenever a worker has become hurt on job, they can claim compensation using their employer by submitting a work accident claim. In the event the claim is successful the quantity claimed will be protected by the employer’s liability insurance. You can find four varieties of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some sort of worker’s compensation for workers is generally compulsory with all the notable exception of Texas since 2018. There are 2 simple requirements for workers to qualify for worker’s compensation benefits – they ought to be employed by a business who may have or maybe essental to law to obtain Worker’s Compensation Insurance, and they also will need to have been injured at your workplace on account of their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses a result of contact with harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains because of handling materials. When a staff member has suffered a work-related injury or illness time is critical while there is a limited time period to report the accident or incident so that you can claim benefits. Deadlines vary from state to state but also in most states, the incident needs to be notified to the employer within 30 to 40 days failing in which the ability of the worker to receive compensation might be severely jeopardized. Staff is often surprised to understand that employers can dispute a worker’s compensation claim they believe is invalid since the rates they pay are affected by the amount of claims paid out by their insurance company. This is why it is essential to have proper legal representation from a qualified accidental injuries lawyer to ensure the rights of staff is upheld. When it comes to accidental injuries as a result of motor vehicle accident, an auto wreck lawyer will fully handle your case to make sure you receive the appropriate compensation to your loss and suffering due to negligence of someone else. A car accident can not only cause physical damage, but may result in life long injuries, immobility, reduction in employment, as well as death. When a physical injury comes from the negligent operation of a vehicle, the driver of your vehicle must held to blame for the consequences of the negligence. Since the laws of every state are very different, it is very important have got a local attorney experienced with automobile accident compensation look after your own personal injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is extremely proficient in the laws and established standards that trucking companies and truck drivers must meet. Including things such as mandatory training, rest breaks, and work hour restrictions. There are various parties who may be held accountable for injuries to victims with regards to truck or tractor-trailer related accidents including the driver, the property owner in the vehicle, the lessor, the producer of the vehicle, parts, or tires, and even the shipper or loader of the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is crucial to make sure you are properly compensated for the injuries. Motorcycles present unique challenges, not just for drivers but for all the other users of your road. After motorcycle accidents, motorists often claim that they failed to view the motorcycle and the quantity of instances where motorcycle drivers have already been struck by vehicles has grown substantially. Additional factors which lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver and their passenger to carry negligent vehicle drivers responsible for loss and suffering due to their negligent driving. Filing a private injury claim necessitates the motorcycle driver’s insurance carrier along with the at-fault motorist to examine the case and achieving a claims adjuster offer some compensation. Without the right representation, the victim of your motorcycle accident runs the chance of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ from state to state which cases may become quite complex. When a dog owner is confronted by a strict liability dog bite statute he may have few choices for a successful defense. More defense options might be obtainable in states where traditional negligence rules apply. Your dog bite lawyer may help you claim compensation when you have been the victim of any dog attack. Dog bites can cause serious injuries and perhaps, victims may also be psychologically afflicted with the trauma. It is possible to pursue an insurance claim from the dog owner’s property insurance provider if the attack occurred in the insured’s property. A pet dog bite attorney can start to play a crucial role in proving liability inside a dog bite case since they know the applicable laws inside your local state, the best way to calculate damages, and the simplest way to provide evidence. To be successful inside a accidental injury slip-and-fall lawsuit you will have to prove that they owner or tenant of your property was negligent in many action they did or failed to take that caused the damage. Most slip-and-fall cases are settled away from court along with a lawsuit is normally only filed as soon as the parties involved cannot reach an agreement. Despite their prevalence and also the serious injuries the root cause, premises liability lawsuits take time and effort to win. Causes of injury usually range from failure to position signals of wet spots or objects that are left lying in walkways to unstable work surfaces and failing to maintain walkways. A private injury slip, trip, and fall case rely heavily on the victim’s capacity to prove liability on the part of the defendant and this the victim suffered damages due to such negligence. Chapter 7 Bankruptcy can help resolve your financial obligations when you have serious financial problems. However, at the same time, you could possibly lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and the majority of common type of bankruptcy and statistically over 95.5% of Chapter 7 bankruptcy filings have gotten their debts discharged. In order to be eligible for Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a highly as secured and unsecured debt. A lot of people who do not possess enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets like home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to assist them manage overwhelming debt. However, there are actually long term consequences for individuals who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or their debts as an option to liquidation. It is fantastic for those whose biggest dilemma is not lack of income, but dealing with the needs from creditors for fast payment. It enables you to keep your home providing you are able to pay for the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to resolve your debt by making use of all disposable income for the debt reduction plan. It allows debtors to eliminate unsecured debts and also to catch up on missed mortgage repayments. Probably the most attractive options that come with this alternative is short-circuiting home foreclosure. Although keeping your house may be a great relief, you may be expected to live for many years beneath the close supervision of your court-appointed trustee to collect and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is a relatively recent accessory for the bankruptcy laws that enable family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency solution to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They have to be actively involved in a farming or commercial fishing operation and abide by certain requirements. Debtors must come up with a repayment schedule within 3 months of filing at court. It should add a proposed want to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by a corporation or partnership involving a reorganization intend to retain the business operational while repaying creditors during a period of time. Companies and folks could also use Chapter 11 to seek relief. A Chapter 11 petition can be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement along with a reorganization plan should be filed using the court. The disclosure must contain information regarding the assets, liabilities, and also other business affairs from the debtor sufficient allowing a creditor to make a well informed decision with regards to the reorganization plan. The Automated Stay offers a debtor with a time period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and so are never to be pursued on any debt that occurred ahead of the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented from the court, an appointed trustee, a committee, or any other parties appealing.