We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Personal injury takes place when somebody is physically or psychologically injured due to negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when someone promises to have already been harmed by other people in an accident or due to negligence and who might be held legally responsible for such harm. An individual injury case becomes formalized when a accidental injuries lawyer represents the case for a person at a civil court proceeding. There are numerous duties an individual injury lawyer performs in aiding their customers, the most significant mandate being to help them get the justice and compensation they may be lawfully eligible for from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation can be claimed when someone believes their employer has failed with their responsibilities towards them and the like negligence has caused a crash or injury at your workplace. Every time a worker continues to be hurt on job, they may claim compensation using their employer by submitting a work accident claim. If the claim is a winner the total amount claimed is going to be protected by the employerâ€™s liability insurance. There are actually four types of workerâ€™s compensation benefits that could be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In most states, some kind of workerâ€™s compensation for employees is generally compulsory using the notable exception of Texas as of 2018. The two main basic requirements for workers to be eligible for workerâ€™s compensation benefits â€“ they must be used by an employer having or maybe required by law to have Workerâ€™s Compensation Insurance, and they will need to have been injured at work on account of their job- related duties. Most work-related injuries are paid by workerâ€™s comp insurance including accidents and occupational illnesses caused by being exposed to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains due to handling materials. When an employee has suffered a work-related injury or illness time is of the essence while there is a limited timeframe where you can report the accident or incident so that you can claim benefits. Deadlines vary from state to state however in most states, the incident should be notified for the employer within 30 to 40 days failing which the ability of your worker to get compensation may be severely jeopardized. Workers are often surprised to discover that employers can dispute a workerâ€™s compensation claim they believe is invalid as the rates they pay suffer from the quantity of claims paid out by their insurance company. That is why it is important to have proper legal representation from a qualified injury lawyer to guarantee the rights of workers are upheld. In the case of injury as a result of car accident, an automobile wreck lawyer will handle your case to ensure you get the appropriate compensation for the loss and suffering due to negligence of someone else. An automobile accident simply cannot only cause physical damage, but may lead to life long injuries, immobility, lack of employment, and even death. When a physical injury results from the negligent operation of the vehicle, the operator of your vehicle needs to held accountable for the effects of those negligence. Because the laws of each and every state are very different, it is very important use a local attorney experienced in motor vehicle accident compensation take care of your personal injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is extremely experienced in the laws and established standards that trucking companies and truck drivers must meet. This can include such things as mandatory training, rest breaks, and work hour restrictions. There are various parties who might be held accountable for injuries to victims in the case of truck or tractor-trailer related accidents including the driver, the dog owner in the vehicle, the lessor, the company from the vehicle, parts, or tires, or perhaps the shipper or loader in the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is crucial to make sure you are properly compensated for the injuries. Motorcycles present unique challenges, not merely for drivers but for all the other users of the road. After motorcycle accidents, motorists often claim that they failed to start to see the motorcycle and the volume of instances where motorcycle drivers have already been struck by vehicles has risen substantially. Other elements that lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver along with their passenger to hold negligent vehicle drivers to blame for loss and suffering a result of their negligent driving. Filing an individual injury claim involves the motorcycle driverâ€™s insurer and also the at-fault motorist to evaluate the case and achieving a claims adjuster offer some compensation. Without the right representation, the victim of the motorcycle accident runs the danger of not receiving fair and only compensation for loss and suffering. Dog bite laws differ between states and they cases can be quite complex. If a dog owner is up against a strict liability dog bite statute he may have few options for an effective defense. More defense options might be available in states where traditional negligence rules apply. Your dog bite lawyer can assist you claim compensation when you have been the victim of a dog attack. Dog bites can cause serious injuries and in some cases, victims may also be psychologically impacted by the trauma. You are able to pursue an insurance claim against the dog ownerâ€™s home insurance provider in the event the attack occurred about the insuredâ€™s property. Your dog bite attorney can start to play an important role in proving liability in a dog bite case since they know the applicable laws with your local state, how you can calculate damages, and the best way to show evidence. To be successful in the injury slip-and-fall lawsuit you will need to prove which they owner or tenant of the property was negligent in a few action they did or did not take that caused the damage. Most slip-and-fall cases are settled out from court and a lawsuit is usually only filed once the parties involved cannot reach a settlement. Despite their prevalence and also the serious injuries the root cause, premises liability lawsuits are difficult to win. Reasons behind injury usually range from failure to set indicators of wet spots or objects which are left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily about the victimâ€™s ability to prove liability by the defendant and this the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy can help resolve the money you owe in case you have serious financial problems. However, in the process, you might lose some property. Chapter 7 Bankruptcy, also known as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and the majority of common type of bankruptcy and statistically over 95.5% of Chapter 7 bankruptcy filings have experienced debts they have accrued discharged. So that you can be entitled to Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a properly as secured and unsecured debt. Some individuals who do not possess enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets like home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to assist them to cope with overwhelming debt. However, you can find long-term consequences for those who follow this route. Also referred to as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows those that have enough income to settle part or a bunch of their debts instead of liquidation. It is ideal for those whose biggest problem is not lack of income, but dealing with the demands from creditors for fast payment. It lets you make your home providing you may spend the money for mortgage under the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to solve your debt by using all disposable income to the debt reduction plan. It allows debtors to get rid of unsecured debts as well as catch up on missed home loan payments. One of the most attractive highlights of this option is short-circuiting home foreclosure. Although keeping your home could be a great relief, you will be required to live for a long time within the close supervision of any court-appointed trustee to accumulate and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a somewhat new accessory for the bankruptcy laws that permit family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency reply to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They ought to be actively involved in a farming or commercial fishing operation and conform to certain requirements. Debtors must make a repayment schedule within 3 months of filing at court. It has to add a proposed intend to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally offers the restructuring of debt by a corporation or partnership involving a reorganization decide to retain the business operational while repaying creditors over a duration of time. Companies and individuals may also use Chapter 11 to look for relief. A Chapter 11 petition may be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement plus a reorganization plan must be filed with all the court. The disclosure must contain information with regards to the assets, liabilities, as well as other business affairs in the debtor sufficient allowing a creditor to make an educated decision about the reorganization plan. The Automatic Stay gives a debtor with a period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and so are never to be pursued on any debt that occurred prior to the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented from the court, an appointed trustee, a committee, or some other parties appealing.