We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Accidental injuries develops when a person has become physically or psychologically injured because of negligence on the part of another individual, company, entity, or government agency. Personal injury legal cases arise when an individual promises to are already harmed by other people within an accident or because of negligence and who might be held legally responsible for such harm. A private injury case becomes formalized when a accidental injury lawyer represents the truth on behalf of a person at a civil court proceeding. There are many duties an individual injury lawyer performs in aiding their clientele, the most significant mandate being to assist them to obtain the justice and compensation they are lawfully eligible for from undergoing losses and suffering due to the negligence of others. Workplace injury compensation can be claimed when someone believes their employer has failed with their responsibilities towards them and such negligence has caused a crash or injury at your workplace. Whenever a worker has been hurt on job, they can claim compensation from the employer by submitting a work accident claim. In case the claim is successful the amount claimed is going to be included in the employer’s liability insurance. You can find four kinds of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some type of worker’s compensation for workers is normally compulsory with the notable exception of Texas at the time of 2018. There are 2 basic requirements for workers to be eligible for worker’s compensation benefits – they ought to be utilized by an employer that has or is necessary for law to obtain Worker’s Compensation Insurance, plus they need to have been injured at the office due to their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses brought on by contact with harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains due to handling materials. When a member of staff has suffered a work-related injury or illness time is important while there is a restricted period of time to report the accident or incident so that you can claim benefits. Deadlines vary among states however in most states, the incident must be notified to the employer within 30 to 40 days failing in which the ability of the worker to get compensation might be severely jeopardized. Workers are often surprised to discover that employers can dispute a worker’s compensation claim they feel is invalid as the rates they pay are affected by the amount of claims paid out by their insurance firm. For this reason it is important to have proper legal representation by a qualified accidental injury lawyer to guarantee the rights of personnel are upheld. In the matter of injury caused by a automobile accident, an automobile wreck lawyer will represent you to make sure you obtain the appropriate compensation for the loss and suffering as a result of negligence of someone else. An automobile accident simply cannot only cause physical damage, but may result in life long injuries, immobility, loss of employment, and in many cases death. When a personal injury is a result of the negligent operation of any vehicle, the driver of your vehicle should held responsible for the outcomes of these negligence. Considering that the laws of each state are different, it is very important have a local attorney experienced with car accident compensation take care of your individual injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is highly experienced in the laws and established standards that trucking companies and truck drivers must meet. This includes things like mandatory training, rest breaks, and work hour restrictions. There are various parties who might be held responsible for injuries to victims in the case of truck or tractor-trailer related accidents such as the driver, the homeowner of the vehicle, the lessor, the producer of the vehicle, parts, or tires, or even the shipper or loader in the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is crucial to make sure you are properly compensated to your injuries. Motorcycles present unique challenges, not just for drivers however, for all the other users from the road. After motorcycle accidents, motorists often point out that they did not begin to see the motorcycle and the quantity of instances where motorcycle drivers are already struck by vehicles has risen substantially. Additional factors which lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver along with their passenger to carry negligent vehicle drivers liable for loss and suffering caused by their negligent driving. Filing an individual injury claim requires the motorcycle driver’s insurance carrier along with the at-fault motorist to evaluate the way it is and getting a claims adjuster offer some compensation. Without the right representation, the victim of a motorcycle accident runs the danger of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ between states and those cases can be quite complex. In case a dog owner is up against a strict liability dog bite statute he might have few selections for an effective defense. More defense options can be offered in states where traditional negligence rules apply. A pet dog bite lawyer can assist you claim compensation for those who have been the victim of a dog attack. Dog bites might cause serious injuries and perhaps, victims can even be psychologically influenced by the trauma. It is possible to pursue an insurance claim against the dog owner’s home insurance provider when the attack occurred on the insured’s property. A pet dog bite attorney can start to play a vital role in proving liability inside a dog bite case as they know the applicable laws in your local state, how to calculate damages, and an effective way to provide evidence. Just to be successful in a personal injury slip-and-fall lawsuit you will need to prove that they can owner or tenant of your property was negligent in some action they did or failed to take that caused the injury. Most slip-and-fall cases are settled out of court along with a lawsuit is often only filed when the parties involved cannot reach a settlement. Despite their prevalence as well as the serious injuries the cause, premises liability lawsuits take time and effort to win. Reasons for injury usually range from failure to set signals of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and failing to maintain walkways. Your own injury slip, trip, and fall case rely heavily on the victim’s ability to prove liability by the defendant and that the victim suffered damages due to such negligence. Chapter 7 Bankruptcy may help resolve your debts when you have serious financial problems. However, during this process, you could possibly lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and the majority of everyday sort of bankruptcy and statistically a lot more than 95.5% of Chapter 7 bankruptcy filings experienced debts they have accrued discharged. So that you can be eligible for a Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a properly as secured and unsecured debt. Some individuals who do not have enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to assist them handle overwhelming debt. However, you will find long-term consequences for people who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or all of their debts as an alternative to liquidation. It is ideal for those whose biggest concern is not deficiency of income, but dealing with the demands from creditors for fast payment. It enables you to keep your home providing you can actually spend the money for mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to resolve your debt by making use of all disposable income on the debt reduction plan. It allows debtors to eliminate unsecured debts and to get caught up on missed mortgage payments. Just about the most attractive features of this alternative is short-circuiting home foreclosure. Although keeping your house may be a great relief, you will end up required to live for quite some time under the close supervision of a court-appointed trustee to collect and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is a relatively recent addition to the bankruptcy laws that allow family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency reaction to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They should be actively involved in a farming or commercial fishing operation and adhere to certain requirements. Debtors must develop a repayment plan within 90 days of filing at court. It should add a proposed decide to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by a corporation or partnership involving a reorganization want to retain the business operational while repaying creditors during a period of time. Companies and people may also use Chapter 11 to seek relief. A Chapter 11 petition can be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement as well as a reorganization plan needs to be filed with all the court. The disclosure must contain information with regards to the assets, liabilities, as well as other business affairs of the debtor sufficient to allow a creditor to create an informed decision with regards to the reorganization plan. The Automatic Stay supplies a debtor with a period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are to never be pursued on any debt that occurred ahead of the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented through the court, an appointed trustee, a committee, or other parties appealing.