We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Injury occurs when a person is physically or psychologically injured as a result of negligence on the part of another individual, company, entity, or government agency. Accidental injury legal cases arise when somebody states have been harmed by another person inside an accident or as a result of negligence and who may be held legally in charge of such harm. Your own injury case becomes formalized whenever a accidental injuries lawyer represents the truth for a customer at the civil court proceeding. There are numerous duties a personal injury lawyer performs in aiding their clients, the main mandate being to help them acquire the justice and compensation they can be lawfully qualified for from undergoing losses and suffering due to negligence of others. Workplace injury compensation could be claimed when someone believes that their employer has failed with their responsibilities towards them and the like negligence is responsible for a crash or injury at the job. When a worker has become hurt on job, they could claim compensation from the employer by submitting a work accident claim. If the claim is successful the total amount claimed will likely be paid by the employer’s liability insurance. You will find four types of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some sort of worker’s compensation for employees is normally compulsory together with the notable exception of Texas by 2018. There are two simple requirements for workers to be eligible for worker’s compensation benefits – they ought to be used by an employer who has or is necessary for law to obtain Worker’s Compensation Insurance, and they must have been injured at work as a result of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses brought on by contact with harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains on account of handling materials. When a member of staff has suffered a work-related injury or illness time is of the essence because there is a small time frame in order to report the accident or incident so that you can claim benefits. Deadlines vary from state to state but also in most states, the incident should be notified on the employer within 30 to 40 days failing that your ability of the worker to obtain compensation might be severely jeopardized. Employees are often surprised to understand that employers can dispute a worker’s compensation claim they believe is invalid as the rates they pay suffer from the quantity of claims paid out by their insurance company. That is why it is important to have proper legal representation by a qualified personal injury lawyer to guarantee the rights of employees are upheld. In the matter of personal injury as a result of motor vehicle accident, an auto wreck lawyer will represent you to make sure you have the appropriate compensation for the loss and suffering due to negligence of somebody else. An automobile accident cannot only cause physical damage, but may result in life long injuries, immobility, loss in employment, and in many cases death. When an accident comes from the negligent operation of the vehicle, the driver from the vehicle needs to held liable for the consequences of the negligence. Ever since the laws of every state are very different, you should possess a local attorney proficient in motor vehicle accident compensation care for your individual injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is highly familiar with the laws and established standards that trucking companies and truck drivers must meet. This includes such things as mandatory training, rest breaks, and work hour restrictions. There are many parties who might be held accountable for injuries to victims in the case of truck or tractor-trailer related accidents such as the driver, the dog owner in the vehicle, the lessor, the maker of your vehicle, parts, or tires, or even the shipper or loader of your cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is crucial to make sure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not merely for drivers but for all the other users in the road. After motorcycle accidents, motorists often point out that they did not view the motorcycle and the number of instances where motorcycle drivers have been struck by vehicles has grown substantially. Additional factors which lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver and their passenger to support negligent vehicle drivers to blame for loss and suffering a result of their negligent driving. Filing an individual injury claim involves the motorcycle driver’s insurance company as well as the at-fault motorist to examine the truth and achieving a claims adjuster offer some compensation. Without the proper representation, the victim of your motorcycle accident runs the potential risk of not receiving fair and only compensation for loss and suffering. Dog bite laws differ among states which cases can become quite complex. In case a dog owner is faced with a strict liability dog bite statute this individual have few options for an effective defense. More defense options can be for sale in states where traditional negligence rules apply. A dog bite lawyer can help you claim compensation when you have been the victim of a dog attack. Dog bites may cause serious injuries and perhaps, victims can even be psychologically influenced by the trauma. You are able to pursue an insurance claim against the dog owner’s property insurance provider in the event the attack occurred around the insured’s property. A pet dog bite attorney can start to play a vital role in proving liability within a dog bite case since they understand the applicable laws within your local state, the way to calculate damages, and the simplest way to show evidence. To become successful inside a accidental injuries slip-and-fall lawsuit you should prove they owner or tenant from the property was negligent in many action they did or failed to take that caused the injury. Most slip-and-fall cases are settled out from court along with a lawsuit is normally only filed as soon as the parties involved cannot reach a settlement. Despite their prevalence as well as the serious injuries the root cause, premises liability lawsuits take time and effort to win. Factors behind injury usually cover anything from failure to position indicators of wet spots or objects which are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A private injury slip, trip, and fall case rely heavily on the victim’s capacity to prove liability by the defendant and that the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy may help resolve the money you owe for those who have serious financial problems. However, during this process, you may lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and many everyday sort of bankruptcy and statistically more than 95.5% of Chapter 7 bankruptcy filings experienced debts they have accrued discharged. So that you can be eligible for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a nicely as secured and unsecured debt. Many people who do not have enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to enable them to deal with overwhelming debt. However, there are actually long term consequences for people who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or their debts as an option to liquidation. It is ideal for those whose biggest dilemma is not lack of income, but working with the needs from creditors for immediate payment. It enables you to make your home providing you may pay for the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to eliminate the debt by applying all disposable income on the debt reduction plan. It allows debtors to eliminate unsecured debts as well as to catch up on missed home loan repayments. Just about the most attractive features of this choice is short-circuiting home foreclosure. Although keeping your own home may be a great relief, you will end up needed to live for a long time underneath the close supervision of your court-appointed trustee to collect and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a fairly new accessory for the bankruptcy laws which allow family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency reaction to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They should be actively involved in a farming or commercial fishing operation and comply with certain requirements. Debtors must develop a repayment schedule within 3 months of filing at court. It must incorporate a proposed want to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by a corporation or partnership involving a reorganization decide to keep your business operational while repaying creditors over a period of time. Business owners and individuals could also use Chapter 11 to seek relief. A Chapter 11 petition could be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement as well as a reorganization plan needs to be filed using the court. The disclosure must contain information about the assets, liabilities, and also other business affairs in the debtor sufficient to enable a creditor to make an informed decision about the reorganization plan. The Automatic Stay offers a debtor with a period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and are never to be pursued on any debt that occurred before the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented with the court, an appointed trustee, a committee, or another parties useful.