We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Personal injury occurs when somebody has been physically or psychologically injured due to negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when somebody promises to are already harmed by other people in a accident or on account of negligence and who could be held legally liable for such harm. A personal injury case becomes formalized when a accidental injury lawyer represents the situation with respect to a person with a civil court proceeding. There are numerous duties your own injury lawyer performs in aiding their customers, the most significant mandate being to assist them to acquire the justice and compensation they are lawfully qualified for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation can be claimed when someone believes that their employer has failed inside their responsibilities towards them and the like negligence has caused any sort of accident or injury at your workplace. Whenever a worker has become hurt on job, they could claim compensation off their employer by submitting a work accident claim. If the claim is successful the amount claimed will be included in the employer’s insurance. There are four forms of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some form of worker’s compensation for employees is normally compulsory with all the notable exception of Texas since 2018. The two main simple requirements for workers to be eligible for worker’s compensation benefits – they should be employed by a business who may have or is essental to law to obtain Worker’s Compensation Insurance, plus they need to have been injured at work on account of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses due to contact with harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains on account of handling materials. When a member of staff has suffered a work-related injury or illness time is critical while there is a restricted timeframe in which to report the accident or incident so that you can claim benefits. Deadlines vary from state to state but also in most states, the incident must be notified to the employer within 30 to 40 days failing that your ability of the worker to acquire compensation might be severely jeopardized. Staff is often surprised to discover that employers can dispute a worker’s compensation claim they believe is invalid as the rates they pay are affected by the number of claims paid out by their insurance provider. For this reason it is essential to have proper legal representation by a qualified accidental injury lawyer to be sure the rights of workers are upheld. In the case of injury due to a vehicle accident, a vehicle wreck lawyer will handle your case to ensure you have the appropriate compensation for your loss and suffering because of the negligence of an individual else. An automobile accident can not only cause physical damage, but may result in life long injuries, immobility, loss in employment, and also death. When an accident comes from the negligent operation of any vehicle, the driver in the vehicle should held to blame for the consequences of these negligence. Ever since the laws for each state are different, it is essential to have a local attorney familiar with car accident compensation take care of your own personal injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is tremendously proficient in the laws and established standards that trucking companies and truck drivers must meet. Including things like mandatory training, rest breaks, and work hour restrictions. There are various parties who can be held responsible for injuries to victims in the case of truck or tractor-trailer related accidents such as the driver, the property owner in the vehicle, the lessor, the producer in the vehicle, parts, or tires, or even the shipper or loader in the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is vital to ensure you are properly compensated for the injuries. Motorcycles present unique challenges, not only for drivers however for other users of your road. After motorcycle accidents, motorists often point out that they did not see the motorcycle and the volume of instances where motorcycle drivers have already been struck by vehicles has increased substantially. Other factors that lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver and their passenger to carry negligent vehicle drivers responsible for loss and suffering caused by their negligent driving. Filing your own injury claim involves the motorcycle driver’s insurer along with the at-fault motorist to look at the truth and getting a claims adjuster offer some compensation. Without the proper representation, the victim of a motorcycle accident runs the chance of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ from state to state and these cases could become quite complex. In case a dog owner is faced with a strict liability dog bite statute he may have few selections for a prosperous defense. More defense options may be obtainable in states where traditional negligence rules apply. Your dog bite lawyer may help you claim compensation if you have been the victim of your dog attack. Dog bites can cause serious injuries and perhaps, victims can even be psychologically influenced by the trauma. It is possible to pursue an insurance claim against the dog owner’s property insurance provider in case the attack occurred about the insured’s property. A dog bite attorney may play a crucial role in proving liability in the dog bite case because they understand the applicable laws in your local state, how to calculate damages, and an effective way to provide evidence. To become successful in a personal injury slip-and-fall lawsuit you will have to prove that they can owner or tenant of the property was negligent in a few action they did or did not take that caused the damage. Most slip-and-fall cases are settled out from court plus a lawsuit is generally only filed once the parties involved cannot reach a settlement. Despite their prevalence along with the serious injuries the reason, premises liability lawsuits are difficult to win. Causes of injury usually vary from failure to position signs of wet spots or objects that are left lying in walkways to unstable work surfaces and failing to maintain walkways. Your own injury slip, trip, and fall case rely heavily in the victim’s ability to prove liability by the defendant and this the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy might help resolve your debts if you have serious financial problems. However, along the way, you could possibly lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and many everyday sort of bankruptcy and according to statistics a lot more than 95.5% of Chapter 7 bankruptcy filings have experienced debts they have accrued discharged. So that you can qualify for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a nicely as secured and unsecured debt. A lot of people who do not have enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to assist them to manage overwhelming debt. However, you will find long-term consequences for people who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or a bunch of their debts as an option to liquidation. It is perfect for those whose biggest problem is not insufficient income, but dealing with the demands from creditors for fast payment. It lets you make your home providing it is possible to pay for the mortgage under the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to resolve your debt by using all disposable income to the debt reduction plan. It allows debtors to eliminate unsecured debts and also to catch up on missed home loan payments. Probably the most attractive attributes of this choice is short-circuiting home foreclosure. Although keeping your own home could be a great relief, you will end up necessary to live for many years beneath the close supervision of the court-appointed trustee to accumulate and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a relatively recent accessory for the bankruptcy laws that permit family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency reply to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They should be actively involved in a farming or commercial fishing operation and adhere to certain requirements. Debtors must think of a repayment schedule within 3 months of filing at court. It has to add a proposed plan to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt from a corporation or partnership involving a reorganization want to maintain the business operational while repaying creditors over a duration of time. Companies and folks may also use Chapter 11 to seek relief. A Chapter 11 petition could be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement and a reorganization plan needs to be filed with the court. The disclosure must contain all information regarding the assets, liabilities, and also other business affairs from the debtor sufficient to enable a creditor to create an informed decision with regards to the reorganization plan. The Automatic Stay supplies a debtor with a period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and so are not to be pursued on any debt that occurred ahead of the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented by the court, an appointed trustee, a committee, or another parties of great interest.