We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Personal injury occurs when someone continues to be physically or psychologically injured due to negligence on the part of another individual, company, entity, or government agency. Injury legal cases arise when a person states to have been harmed by another person in a accident or because of negligence and who might be held legally in charge of such harm. A private injury case becomes formalized each time a accidental injury lawyer represents the situation with respect to a client at a civil court proceeding. There are several duties an individual injury lawyer performs in aiding their customers, the main mandate being to assist them receive the justice and compensation they can be lawfully eligible for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation could be claimed when someone believes that the employer has failed within their responsibilities towards them and the like negligence is responsible for any sort of accident or injury at work. Each time a worker has been hurt on job, they could claim compensation from their employer by submitting a work accident claim. In the event the claim is a winner the total amount claimed is going to be protected by the employer’s liability insurance. There are four forms of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some kind of worker’s compensation for employees is often compulsory together with the notable exception of Texas at the time of 2018. There are 2 basic requirements for workers to qualify for worker’s compensation benefits – they must be utilized by a business having or is required by law to have Worker’s Compensation Insurance, and they also will need to have been injured at your workplace because of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses caused by contact with harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains because of handling materials. When a member of staff has suffered a work-related injury or illness time is critical as there is a limited period of time to report the accident or incident in order to claim benefits. Deadlines vary from state to state but in most states, the incident must be notified on the employer within 30 to 40 days failing that your ability from the worker to acquire compensation might be severely jeopardized. Employees are often surprised to learn that employers can dispute a worker’s compensation claim they feel is invalid since the rates they pay are affected by the volume of claims paid out by their insurance company. This is why it is essential to have proper legal representation by a qualified accidental injuries lawyer so that the rights of staff is upheld. With regards to accidental injury as a result of vehicle accident, an automobile wreck lawyer will fully handle your case to make sure you obtain the appropriate compensation to your loss and suffering due to negligence of an individual else. An automobile accident can not only cause physical damage, but may lead to life long injuries, immobility, loss in employment, and even death. When a personal injury is a result of the negligent operation of a vehicle, the operator of your vehicle needs to held to blame for the results of those negligence. Since the laws of every state are different, it is essential to have got a local attorney proficient in motor vehicle accident compensation look after your own injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is tremendously experienced with the laws and established standards that trucking companies and truck drivers must meet. This can include things such as mandatory training, rest breaks, and work hour restrictions. There are various parties who could be held accountable for injuries to victims in the case of truck or tractor-trailer related accidents for example the driver, the homeowner of your vehicle, the lessor, the producer in the vehicle, parts, or tires, or perhaps the shipper or loader from the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is important to make sure you are properly compensated for your injuries. Motorcycles present unique challenges, not only for drivers but for all the other users of your road. After motorcycle accidents, motorists often point out that they did not begin to see the motorcycle and the volume of instances where motorcycle drivers happen to be struck by vehicles has increased substantially. Additional factors which lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver and their passenger to hold negligent vehicle drivers responsible for loss and suffering a result of their negligent driving. Filing a private injury claim involves the motorcycle driver’s insurer and the at-fault motorist to look at the situation and having a claims adjuster offer a certain amount of compensation. Without the proper representation, the victim of any motorcycle accident runs the danger of not receiving fair and only compensation for loss and suffering. Dog bite laws differ among states and these cases can be quite complex. If your dog owner is confronted by a strict liability dog bite statute this individual have few options for a prosperous defense. More defense options may be obtainable in states where traditional negligence rules apply. A pet dog bite lawyer may help you claim compensation in case you have been the victim of the dog attack. Dog bites can cause serious injuries and in many cases, victims may also be psychologically afflicted with the trauma. You are able to pursue an insurance claim from the dog owner’s home insurance provider when the attack occurred in the insured’s property. A pet dog bite attorney can enjoy an important role in proving liability in a dog bite case since they understand the applicable laws in your local state, how to calculate damages, and the most effective way to show evidence. To become successful inside a accidental injuries slip-and-fall lawsuit you will have to prove that they owner or tenant in the property was negligent in some action they did or failed to take that caused the injury. Most slip-and-fall cases are settled away from court plus a lawsuit is often only filed when the parties involved cannot reach an agreement. Despite their prevalence along with the serious injuries the cause, premises liability lawsuits are difficult to win. Factors behind injury usually range between failure to position signs of wet spots or objects that are left lying in walkways to unstable work surfaces and failing to maintain walkways. Your own injury slip, trip, and fall case rely heavily around the victim’s power to prove liability on the part of the defendant which the victim suffered damages due to such negligence. Chapter 7 Bankruptcy will help resolve your financial obligations when you have serious financial problems. However, along the way, you could possibly lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and the majority of everyday sort of bankruptcy and according to statistics a lot more than 95.5% of Chapter 7 bankruptcy filings have experienced debts they have accrued discharged. So that you can be eligible for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a highly as secured and unsecured debt. A lot of people who do not have enough debt to declare bankruptcy may need to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to enable them to handle overwhelming debt. However, there are actually long term consequences for many who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or a bunch of their debts rather than liquidation. It is ideal for those whose biggest dilemma is not absence of income, but coping with the requirements from creditors for fast payment. It enables you to maintain your home providing you can actually pay the mortgage within the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to solve your debt by making use of all disposable income to the debt reduction plan. It allows debtors to reduce unsecured debts and also to get caught up on missed home loan payments. One of the more attractive features of this option is short-circuiting home foreclosure. Although keeping your house may be a great relief, you will certainly be required to live for several years beneath the close supervision of any court-appointed trustee to collect and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is a relatively new addition to the bankruptcy laws that permit family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency solution to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They have to be actively involved in a farming or commercial fishing operation and comply with certain requirements. Debtors must think of a repayment schedule within 90 days of filing at court. It has to include a proposed intend to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by a corporation or partnership involving a reorganization plan to retain the business operational while repaying creditors over a duration of time. Business owners and folks may also use Chapter 11 to get relief. A Chapter 11 petition may be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement as well as a reorganization plan has to be filed with all the court. The disclosure must contain information with regards to the assets, liabilities, as well as other business affairs of the debtor sufficient allowing a creditor to produce a knowledgeable decision concerning the reorganization plan. The Automated Stay offers a debtor with a time period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and they are to not be pursued on any debt that occurred just before the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented through the court, an appointed trustee, a committee, or any other parties useful.