We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Accidental injury occurs when a person has become physically or psychologically injured due to negligence by another individual, company, entity, or government agency. Injury legal cases arise when a person states to happen to be harmed by another person within an accident or because of negligence and who may be held legally in charge of such harm. An individual injury case becomes formalized every time a accidental injuries lawyer represents the case with respect to a customer at a civil court proceeding. There are many duties a private injury lawyer performs in aiding the clientele, the main mandate being to enable them to acquire the justice and compensation they are lawfully qualified for from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation could be claimed when someone believes their employer has failed in their responsibilities towards them etc negligence is responsible for any sort of accident or injury at the job. Every time a worker has been hurt on job, they may claim compensation from the employer by submitting a work accident claim. In case the claim is successful the exact amount claimed will likely be protected by the employerâ€™s insurance. You can find four forms of workerâ€™s compensation benefits that could be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In many states, some type of workerâ€™s compensation for workers is often compulsory with the notable exception of Texas by 2018. The two main simple requirements for workers to be eligible for workerâ€™s compensation benefits â€“ they ought to be hired by a company who has or is necessary for law to get Workerâ€™s Compensation Insurance, plus they should have been injured at your workplace as a result of their job- related duties. Most work-related injuries are paid by workerâ€™s comp insurance including accidents and occupational illnesses brought on by being exposed to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains due to handling materials. When a worker has suffered a work-related injury or illness time is of the essence because there is a restricted period of time in order to report the accident or incident in order to claim benefits. Deadlines vary from state to state nevertheless in most states, the incident has to be notified towards the employer within 30 to 40 days failing that your ability in the worker to acquire compensation may be severely jeopardized. Personnel are often surprised to understand that employers can dispute a workerâ€™s compensation claim they feel is invalid since the rates they pay suffer from the volume of claims paid out by their insurance firm. This is why you should have proper legal representation by way of a qualified injury lawyer to guarantee the rights of personnel are upheld. With regards to accidental injury because of a automobile accident, a car wreck lawyer will represent you to make sure you get the appropriate compensation for your personal loss and suffering because of the negligence of someone else. A car accident cannot only cause physical damage, but may result in life long injuries, immobility, loss of employment, and even death. When an injury is a result of the negligent operation of any vehicle, the driver in the vehicle needs to held to blame for the consequences of such negligence. Ever since the laws of every state are very different, it is essential to possess a local attorney experienced with vehicle accident compensation look after your individual injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is highly proficient in the laws and established standards that trucking companies and truck drivers must meet. Including stuff like mandatory training, rest breaks, and work hour restrictions. There are several parties who may be held accountable for injuries to victims in the case of truck or tractor-trailer related accidents including the driver, the dog owner in the vehicle, the lessor, the producer of the vehicle, parts, or tires, or perhaps the shipper or loader of the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is crucial to ensure you are properly compensated for the injuries. Motorcycles present unique challenges, not merely for drivers however for all the other users in the road. After motorcycle accidents, motorists often claim that they failed to view the motorcycle and the quantity of instances where motorcycle drivers have been struck by vehicles has risen substantially. Additional factors that lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver in addition to their passenger to keep negligent vehicle drivers responsible for loss and suffering a result of their negligent driving. Filing a personal injury claim necessitates the motorcycle driverâ€™s insurance company and the at-fault motorist to examine the way it is and having a claims adjuster offer some compensation. Without proper representation, the victim of a motorcycle accident runs the danger of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ from state to state and they cases may become quite complex. If a dog owner is confronted with a strict liability dog bite statute he could have few alternatives for a successful defense. More defense options might be offered in states where traditional negligence rules apply. A pet dog bite lawyer will help you claim compensation when you have been the victim of any dog attack. Dog bites could cause serious injuries and perhaps, victims may also be psychologically impacted by the trauma. It is possible to pursue an insurance claim against the dog ownerâ€™s property insurance provider when the attack occurred about the insuredâ€™s property. Your dog bite attorney can play a crucial role in proving liability inside a dog bite case since they understand the applicable laws within your local state, how you can calculate damages, and the most effective way to offer evidence. Just to be successful in the injury slip-and-fall lawsuit you should prove which they owner or tenant of your property was negligent in certain action they did or failed to take that caused the damage. Most slip-and-fall cases are settled from court and a lawsuit is normally only filed as soon as the parties involved cannot reach an agreement. Despite their prevalence and also the serious injuries the main cause, premises liability lawsuits take time and effort to win. Reasons behind injury usually range from failure to put signals of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. An individual injury slip, trip, and fall case rely heavily in the victimâ€™s capacity to prove liability on the part of the defendant which the victim suffered damages because of such negligence. Chapter 7 Bankruptcy might help resolve your financial obligations for those who have serious financial problems. However, in the process, you could possibly lose some property. Chapter 7 Bankruptcy, also called â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and a lot everyday sort of bankruptcy and according to statistics greater than 95.5% of Chapter 7 bankruptcy filings have experienced debts they have accrued discharged. In order to qualify for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a highly as secured and unsecured debt. Some people who do not have enough debt to declare bankruptcy may need to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to help them cope with overwhelming debt. However, there are actually long term consequences for many who follow this route. Also called the â€˜wage earnerâ€™s bankruptcyâ€™ it allows people with enough income to settle part or their debts instead of liquidation. It is perfect for those whose biggest problem is not deficiency of income, but coping with the needs from creditors for immediate payment. It permits you to maintain your home providing you can actually spend the money for mortgage under the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to resolve the debt by using all disposable income towards the debt reduction plan. It allows debtors to reduce unsecured debts as well as to catch up on missed home loan payments. Just about the most attractive features of this approach is short-circuiting home foreclosure. Although keeping your property may be a great relief, you may be expected to live for a long time underneath the close supervision of any court-appointed trustee to recover and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a relatively recent addition to the bankruptcy laws which allow family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency reaction to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They have to be actively involved in a farming or commercial fishing operation and abide by certain requirements. Debtors must think of a repayment plan within 90 days of filing at court. It should incorporate a proposed decide to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally provides for the restructuring of debt by way of a corporation or partnership involving a reorganization want to retain the business operational while repaying creditors during a period of time. Company owners and people could also use Chapter 11 to look for relief. A Chapter 11 petition could be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement plus a reorganization plan needs to be filed together with the court. The disclosure must contain all information with regards to the assets, liabilities, along with other business affairs in the debtor sufficient allowing a creditor to create a well informed decision about the reorganization plan. The Automated Stay provides a debtor with a period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and they are not to be pursued on any debt that occurred before the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented from the court, an appointed trustee, a committee, or another parties of interest.