We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Injury develops when a person continues to be physically or psychologically injured on account of negligence by another individual, company, entity, or government agency. Accidental injury legal cases arise when somebody promises to are already harmed by someone else within an accident or due to negligence and who may be held legally responsible for such harm. A private injury case becomes formalized whenever a personal injury lawyer represents the situation with respect to a person at the civil court proceeding. There are several duties an individual injury lawyer performs in aiding their clients, the most significant mandate being to assist them to receive the justice and compensation these are lawfully qualified for from undergoing losses and suffering due to negligence of others. Workplace injury compensation could be claimed when someone believes that their employer has failed with their responsibilities towards them and the like negligence has caused a crash or injury at your workplace. When a worker has been hurt on job, they may claim compensation off their employer by submitting a work accident claim. In case the claim is successful the exact amount claimed will likely be protected by the employer’s insurance. You will find four forms of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some form of worker’s compensation for employees is usually compulsory together with the notable exception of Texas as of 2018. There are 2 basic requirements for workers to qualify for worker’s compensation benefits – they should be hired by a business having or maybe essental to law to get Worker’s Compensation Insurance, and so they will need to have been injured at your workplace because of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses brought on by being exposed to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains due to handling materials. When a worker has suffered a work-related injury or illness time is critical while there is a restricted timeframe to report the accident or incident in order to claim benefits. Deadlines vary from state to state but in most states, the incident must be notified towards the employer within 30 to 40 days failing in which the ability in the worker to receive compensation could be severely jeopardized. Employees are often surprised to discover that employers can dispute a worker’s compensation claim they feel is invalid because the rates they pay are influenced by the quantity of claims paid out by their insurance provider. This is the reason it is important to have proper legal representation by way of a qualified accidental injuries lawyer to ensure the rights of employees are upheld. In the case of injury due to a car accident, an auto wreck lawyer will represent you to make sure you get the appropriate compensation to your loss and suffering due to the negligence of somebody else. An automobile accident simply cannot only cause physical damage, but may lead to life long injuries, immobility, reduction in employment, as well as death. When an accident is a result of the negligent operation of a vehicle, the driver in the vehicle needs to held liable for the results of these negligence. Since the laws of each state are very different, it is very important use a local attorney experienced with motor vehicle accident compensation take care of your personal injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is highly experienced in the laws and established standards that trucking companies and truck drivers must meet. This can include things like mandatory training, rest breaks, and work hour restrictions. There are various parties who could be held accountable for injuries to victims when it comes to truck or tractor-trailer related accidents like the driver, the owner from the vehicle, the lessor, the company in the vehicle, parts, or tires, or maybe the shipper or loader in the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is essential to ensure you are properly compensated for the injuries. Motorcycles present unique challenges, not only for drivers however, for all the other users of the road. After motorcycle accidents, motorists often point out that they failed to see the motorcycle and the amount of instances where motorcycle drivers are already struck by vehicles has increased substantially. Other factors which lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver along with their passenger to hold negligent vehicle drivers responsible for loss and suffering caused by their negligent driving. Filing your own injury claim requires the motorcycle driver’s insurance carrier as well as the at-fault motorist to check the situation and having a claims adjuster offer a certain amount of compensation. Without the proper representation, the victim of any motorcycle accident runs the potential risk of not receiving fair and only compensation for loss and suffering. Dog bite laws differ between states and those cases may become quite complex. If a dog owner is faced with a strict liability dog bite statute he could have few choices for an effective defense. More defense options can be for sale in states where traditional negligence rules apply. Your dog bite lawyer can assist you claim compensation for those who have been the victim of the dog attack. Dog bites could cause serious injuries and in many cases, victims can also be psychologically affected by the trauma. You are able to pursue an insurance claim up against the dog owner’s property insurance provider in case the attack occurred around the insured’s property. A pet dog bite attorney may play an important role in proving liability in a dog bite case as they know the applicable laws with your local state, the best way to calculate damages, and the best way to offer evidence. To be successful within a injury slip-and-fall lawsuit you will need to prove which they owner or tenant from the property was negligent in many action they did or did not take that caused the injury. Most slip-and-fall cases are settled out from court along with a lawsuit is normally only filed as soon as the parties involved cannot reach an agreement. Despite their prevalence and also the serious injuries the cause, premises liability lawsuits take time and effort to win. Causes of injury usually vary from failure to put signs of wet spots or objects that are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A private injury slip, trip, and fall case rely heavily around the victim’s capability to prove liability on the part of the defendant and this the victim suffered damages due to such negligence. Chapter 7 Bankruptcy might help resolve the money you owe if you have serious financial problems. However, during this process, you could lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and the majority of everyday sort of bankruptcy and statistically greater than 95.5% of Chapter 7 bankruptcy filings have had their debts discharged. As a way to be entitled to Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a highly as secured and unsecured debt. Some people who do not have enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets like home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to enable them to handle overwhelming debt. However, there are actually long-term consequences for people who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or a bunch of their debts as an option to liquidation. It is great for those whose biggest issue is not deficiency of income, but dealing with the needs from creditors for fast payment. It permits you to make your home providing you are able to pay for the mortgage within the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to eliminate the debt by applying all disposable income towards the debt reduction plan. It allows debtors to get rid of unsecured debts as well as to get caught up on missed home loan payments. Probably the most attractive options that come with this option is short-circuiting home foreclosure. Although keeping your home may be a great relief, you will be expected to live for a long time beneath the close supervision of any court-appointed trustee to accumulate and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a somewhat new accessory for the bankruptcy laws that allow family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency response to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They ought to be actively engaged in a farming or commercial fishing operation and conform to certain requirements. Debtors must come up with a repayment schedule within 90 days of filing at court. It should incorporate a proposed intend to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt from a corporation or partnership involving a reorganization decide to keep your business operational while repaying creditors over a duration of time. Company owners and people may also use Chapter 11 to get relief. A Chapter 11 petition may be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement along with a reorganization plan has to be filed with the court. The disclosure must contain all information concerning the assets, liabilities, as well as other business affairs from the debtor sufficient allowing a creditor to make a knowledgeable decision with regards to the reorganization plan. The Automatic Stay gives a debtor with a period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and so are to never be pursued on any debt that occurred before the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented from the court, an appointed trustee, a committee, or another parties appealing.