We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Accidental injuries occurs when an individual has become physically or psychologically injured on account of negligence on the part of another individual, company, entity, or government agency. Accidental injuries legal cases arise when an individual states to are already harmed by another person within an accident or as a result of negligence and who can be held legally responsible for such harm. Your own injury case becomes formalized each time a personal injury lawyer represents the case for a customer in a civil court proceeding. There are several duties a private injury lawyer performs in aiding their customers, the most crucial mandate being to help them acquire the justice and compensation they can be lawfully eligible to from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation might be claimed when someone believes their employer has failed inside their responsibilities towards them etc negligence has caused a car accident or injury at the job. Whenever a worker is hurt on job, they can claim compensation from their employer by submitting a work accident claim. In case the claim is successful the quantity claimed will likely be protected by the employer’s liability insurance. You will find four varieties of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some kind of worker’s compensation for workers is usually compulsory with all the notable exception of Texas as of 2018. There are 2 simple requirements for workers to qualify for worker’s compensation benefits – they ought to be utilized by a business who may have or is necessary for law to have Worker’s Compensation Insurance, and they should have been injured at work due to their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses due to exposure to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains because of handling materials. When an employee has suffered a work-related injury or illness time is critical while there is a small period of time to report the accident or incident so that you can claim benefits. Deadlines vary among states however in most states, the incident has to be notified on the employer within 30 to 40 days failing which the ability from the worker to acquire compensation could be severely jeopardized. Employees are often surprised to find out that employers can dispute a worker’s compensation claim they think is invalid because the rates they pay are affected by the quantity of claims paid out by their insurance provider. For this reason it is important to have proper legal representation from a qualified accidental injury lawyer so that the rights of personnel are upheld. With regards to injury due to a automobile accident, an automobile wreck lawyer will handle your case to ensure you have the appropriate compensation for your loss and suffering due to the negligence of someone else. An automobile accident cannot only cause physical damage, but may result in life long injuries, immobility, loss of employment, and in many cases death. When an accident results from the negligent operation of any vehicle, the operator from the vehicle must held liable for the effects of such negligence. Considering that the laws of each state are very different, it is very important use a local attorney experienced in motor vehicle accident compensation look after your own personal injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is highly familiar with the laws and established standards that trucking companies and truck drivers must meet. This can include stuff like mandatory training, rest breaks, and work hour restrictions. There are several parties who may be held accountable for injuries to victims in the matter of truck or tractor-trailer related accidents for example the driver, the dog owner from the vehicle, the lessor, the company in the vehicle, parts, or tires, and even the shipper or loader in the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is essential to make sure you are properly compensated to your injuries. Motorcycles present unique challenges, not just for drivers but also for all other users from the road. After motorcycle accidents, motorists often state that they failed to begin to see the motorcycle and the quantity of instances where motorcycle drivers have already been struck by vehicles has increased substantially. Other variables that lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver along with their passenger to support negligent vehicle drivers accountable for loss and suffering a result of their negligent driving. Filing a private injury claim necessitates the motorcycle driver’s insurance company and the at-fault motorist to evaluate the case and achieving a claims adjuster offer some compensation. Without the proper representation, the victim of a motorcycle accident runs the risk of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ between states and they cases could become quite complex. When a dog owner is faced with a strict liability dog bite statute he might have few choices for a prosperous defense. More defense options could be offered in states where traditional negligence rules apply. A pet dog bite lawyer will help you claim compensation for those who have been the victim of any dog attack. Dog bites might cause serious injuries and in some cases, victims may also be psychologically afflicted with the trauma. You can pursue an insurance claim versus the dog owner’s home insurance provider if the attack occurred about the insured’s property. Your dog bite attorney can enjoy a vital role in proving liability within a dog bite case because they are aware of the applicable laws in your local state, how to calculate damages, and the best way to offer evidence. To be successful in the injury slip-and-fall lawsuit you should prove that they can owner or tenant in the property was negligent in a few action they did or did not take that caused the damage. Most slip-and-fall cases are settled from court as well as a lawsuit is often only filed when the parties involved cannot reach an agreement. Despite their prevalence as well as the serious injuries the reason, premises liability lawsuits are difficult to win. Factors behind injury usually range from failure to set signals of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A personal injury slip, trip, and fall case rely heavily in the victim’s capability to prove liability by the defendant and that the victim suffered damages due to such negligence. Chapter 7 Bankruptcy may help resolve your financial situation when you have serious financial problems. However, at the same time, you might lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and the majority of common type of bankruptcy and statistically greater than 95.5% of Chapter 7 bankruptcy filings have experienced debts they have accrued discharged. So that you can be eligible for a Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a highly as secured and unsecured debt. Some people who do not have enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets including home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to enable them to manage overwhelming debt. However, you can find long-term consequences for those who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or a bunch of their debts as an option to liquidation. It is fantastic for those whose biggest issue is not lack of income, but dealing with the needs from creditors for fast payment. It permits you to maintain your home providing you are able to pay the mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to eliminate your debt by using all disposable income for the debt reduction plan. It allows debtors to remove unsecured debts and to catch up on missed mortgage payments. Just about the most attractive attributes of this choice is short-circuiting home foreclosure. Although keeping your home could be a great relief, you may be necessary to live for several years within the close supervision of any court-appointed trustee to recover and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is a relatively recent addition to the bankruptcy laws that permit family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency response to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They have to be actively engaged in a farming or commercial fishing operation and comply with certain requirements. Debtors must think of a repayment schedule within 3 months of filing at court. It must incorporate a proposed plan to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt from a corporation or partnership involving a reorganization want to keep the business operational while repaying creditors over a period of time. Companies and folks could also use Chapter 11 to seek relief. A Chapter 11 petition could be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement as well as a reorganization plan needs to be filed using the court. The disclosure must contain all information regarding the assets, liabilities, along with other business affairs in the debtor sufficient to allow a creditor to make a well informed decision with regards to the reorganization plan. The Automatic Stay supplies a debtor with a period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and they are to never be pursued on any debt that occurred before the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented from the court, an appointed trustee, a committee, or some other parties of interest.