We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Accidental injuries occurs when a person continues to be physically or psychologically injured on account of negligence by another individual, company, entity, or government agency. Accidental injuries legal cases arise when a person states to happen to be harmed by other people in an accident or as a result of negligence and who may be held legally in charge of such harm. A private injury case becomes formalized each time a injury lawyer represents the case with respect to a customer with a civil court proceeding. There are several duties a personal injury lawyer performs in aiding their clientele, the most crucial mandate being to assist them to acquire the justice and compensation they are lawfully qualified for from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation could be claimed when someone believes that the employer has failed in their responsibilities towards them and such negligence is responsible for an accident or injury at the office. Whenever a worker continues to be hurt on job, they could claim compensation from the employer by submitting a work accident claim. If the claim is a winner the quantity claimed will probably be paid by the employer’s insurance. You can find four types of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some sort of worker’s compensation for employees is normally compulsory using the notable exception of Texas as of 2018. There are 2 simple requirements for workers to qualify for worker’s compensation benefits – they should be hired by a company that has or perhaps is needed by law to get Worker’s Compensation Insurance, plus they should have been injured at work on account of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses a result of being exposed to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains as a result of handling materials. When a worker has suffered a work-related injury or illness time is critical while there is a limited timeframe in which to report the accident or incident to be able to claim benefits. Deadlines vary from state to state but also in most states, the incident has to be notified on the employer within 30 to 40 days failing that the ability of your worker to receive compensation might be severely jeopardized. Employees are often surprised to understand that employers can dispute a worker’s compensation claim they believe is invalid as the rates they pay are affected by the volume of claims paid out by their insurance company. This is the reason it is very important have proper legal representation from a qualified injury lawyer to be sure the rights of workers are upheld. When it comes to accidental injury due to a motor vehicle accident, an auto wreck lawyer will handle your case to make sure you receive the appropriate compensation for your personal loss and suffering due to the negligence of an individual else. A vehicle accident cannot only cause physical damage, but may lead to life long injuries, immobility, loss of employment, and even death. When an injury results from the negligent operation of the vehicle, the driver from the vehicle needs to held responsible for the consequences of the negligence. Considering that the laws of each state are very different, you should possess a local attorney experienced in automobile accident compensation take care of your own personal injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is highly familiar with the laws and established standards that trucking companies and truck drivers must meet. This can include stuff like mandatory training, rest breaks, and work hour restrictions. There are numerous parties who may be held accountable for injuries to victims in the matter of truck or tractor-trailer related accidents such as the driver, the owner of your vehicle, the lessor, the maker of the vehicle, parts, or tires, or perhaps the shipper or loader of your cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is important to make sure you are properly compensated for the injuries. Motorcycles present unique challenges, not merely for drivers however for all other users of your road. After motorcycle accidents, motorists often point out that they did not see the motorcycle and the amount of instances where motorcycle drivers have already been struck by vehicles has increased substantially. Additional factors which lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver in addition to their passenger to keep negligent vehicle drivers to blame for loss and suffering due to their negligent driving. Filing your own injury claim requires the motorcycle driver’s insurance provider and also the at-fault motorist to examine the case and achieving a claims adjuster offer some compensation. Without proper representation, the victim of a motorcycle accident runs the risk of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ among states and these cases could become quite complex. When a dog owner is faced with a strict liability dog bite statute he might have few options for an effective defense. More defense options could be for sale in states where traditional negligence rules apply. A dog bite lawyer will help you claim compensation in case you have been the victim of a dog attack. Dog bites may cause serious injuries and perhaps, victims can also be psychologically influenced by the trauma. It is possible to pursue an insurance claim against the dog owner’s home insurance provider if the attack occurred about the insured’s property. Your dog bite attorney can enjoy a crucial role in proving liability inside a dog bite case since they understand the applicable laws in your local state, how to calculate damages, and the most effective way to provide evidence. Just to be successful in the accidental injuries slip-and-fall lawsuit you should prove which they owner or tenant in the property was negligent in many action they did or did not take that caused the damage. Most slip-and-fall cases are settled away from court plus a lawsuit is often only filed if the parties involved cannot reach an agreement. Despite their prevalence and also the serious injuries the reason, premises liability lawsuits are difficult to win. Causes of injury usually cover anything from failure to place signals of wet spots or objects which are left lying in walkways to unstable work surfaces and failing to maintain walkways. An individual injury slip, trip, and fall case rely heavily around the victim’s capability to prove liability by the defendant and this the victim suffered damages due to such negligence. Chapter 7 Bankruptcy can help resolve your financial obligations in case you have serious financial problems. However, in the process, you might lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and most everyday sort of bankruptcy and according to statistics more than 95.5% of Chapter 7 bankruptcy filings have experienced their debts discharged. To be able to be eligible for a Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a nicely as secured and unsecured debt. Many people who do not possess enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets like home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to enable them to handle overwhelming debt. However, there are actually long-term consequences for individuals who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or a bunch of their debts instead of liquidation. It is ideal for those whose biggest dilemma is not lack of income, but dealing with the demands from creditors for immediate payment. It enables you to make your home providing you may pay the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to resolve your debt by using all disposable income to the debt reduction plan. It allows debtors to eliminate unsecured debts as well as to get caught up on missed home loan payments. Probably the most attractive attributes of this approach is short-circuiting home foreclosure. Although keeping your house might be a great relief, you may be necessary to live for several years underneath the close supervision of the court-appointed trustee to gather and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is a fairly new addition to the bankruptcy laws that allow family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency response to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They ought to be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must make a repayment schedule within 3 months of filing at court. It should feature a proposed plan to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt from a corporation or partnership involving a reorganization intend to maintain the business operational while repaying creditors during a period of time. Business owners and folks also can use Chapter 11 to get relief. A Chapter 11 petition might be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement and a reorganization plan needs to be filed together with the court. The disclosure must contain all information concerning the assets, liabilities, and other business affairs from the debtor sufficient allowing a creditor to produce a knowledgeable decision with regards to the reorganization plan. The Automated Stay supplies a debtor with a period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and are not to be pursued on any debt that occurred ahead of the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented through the court, an appointed trustee, a committee, or some other parties of interest.