We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Accidental injury takes place when someone is physically or psychologically injured because of negligence by another individual, company, entity, or government agency. Injury legal cases arise when a person states to have already been harmed by other people in a accident or because of negligence and who could be held legally responsible for such harm. An individual injury case becomes formalized when a accidental injury lawyer represents the way it is for a customer at the civil court proceeding. There are many duties a private injury lawyer performs in aiding their clients, the main mandate being to enable them to obtain the justice and compensation they are lawfully eligible to from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation might be claimed when someone believes that their employer has failed with their responsibilities towards them and such negligence is responsible for an accident or injury at your workplace. When a worker is hurt on job, they may claim compensation from the employer by submitting a work accident claim. In case the claim is a winner the quantity claimed is going to be paid by the employer’s insurance. There are four kinds of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some form of worker’s compensation for employees is normally compulsory with all the notable exception of Texas since 2018. There are two basic requirements for workers to qualify for worker’s compensation benefits – they have to be employed by a company having or perhaps is needed by law to get Worker’s Compensation Insurance, and so they must have been injured at the office due to their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses a result of contact with harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains on account of handling materials. When a member of staff has suffered a work-related injury or illness time is an issue as there is a restricted timeframe in which to report the accident or incident to be able to claim benefits. Deadlines vary between states but also in most states, the incident has to be notified for the employer within 30 to 40 days failing which the ability of your worker to get compensation might be severely jeopardized. Workers are often surprised to discover that employers can dispute a worker’s compensation claim they feel is invalid since the rates they pay are influenced by the quantity of claims paid out by their insurance carrier. That is why it is very important have proper legal representation by way of a qualified injury lawyer so that the rights of employees are upheld. In the case of injury because of a automobile accident, an automobile wreck lawyer will handle your case to make sure you obtain the appropriate compensation to your loss and suffering because of the negligence of an individual else. An automobile accident cannot only cause physical damage, but may lead to life long injuries, immobility, loss of employment, and also death. When an accident results from the negligent operation of your vehicle, the operator from the vehicle needs to held accountable for the results of those negligence. Ever since the laws of each and every state are not the same, it is essential to have got a local attorney proficient in car accident compensation care for your personal injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is extremely proficient in the laws and established standards that trucking companies and truck drivers must meet. Including such things as mandatory training, rest breaks, and work hour restrictions. There are many parties who might be held responsible for injuries to victims with regards to truck or tractor-trailer related accidents including the driver, the dog owner in the vehicle, the lessor, the company in the vehicle, parts, or tires, and even the shipper or loader of your cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is vital to ensure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not just for drivers however for all the other users from the road. After motorcycle accidents, motorists often point out that they did not start to see the motorcycle and the volume of instances where motorcycle drivers have already been struck by vehicles has risen substantially. Additional factors that lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver in addition to their passenger to carry negligent vehicle drivers to blame for loss and suffering brought on by their negligent driving. Filing an individual injury claim involves the motorcycle driver’s insurance provider as well as the at-fault motorist to examine the situation and getting a claims adjuster offer some compensation. Without correct representation, the victim of any motorcycle accident runs the danger of not receiving fair and only compensation for loss and suffering. Dog bite laws differ between states which cases could become quite complex. If a dog owner is up against a strict liability dog bite statute he may have few options for an excellent defense. More defense options may be for sale in states where traditional negligence rules apply. A pet dog bite lawyer may help you claim compensation for those who have been the victim of any dog attack. Dog bites may cause serious injuries and in many cases, victims can also be psychologically afflicted with the trauma. It is possible to pursue an insurance claim from the dog owner’s property insurance provider if the attack occurred in the insured’s property. Your dog bite attorney may play a crucial role in proving liability in the dog bite case because they be aware of applicable laws inside your local state, how you can calculate damages, and the best way to show evidence. In order to be successful inside a injury slip-and-fall lawsuit you will need to prove they owner or tenant of your property was negligent in some action they did or did not take that caused the damage. Most slip-and-fall cases are settled out of court and a lawsuit is generally only filed as soon as the parties involved cannot reach a settlement. Despite their prevalence and also the serious injuries the root cause, premises liability lawsuits take time and effort to win. Factors behind injury usually cover anything from failure to set signs of wet spots or objects which can be left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily around the victim’s capacity to prove liability by the defendant and that the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy will help resolve the money you owe if you have serious financial problems. However, during this process, you could possibly lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and the majority of common type of bankruptcy and statistically more than 95.5% of Chapter 7 bankruptcy filings have experienced debts they have accrued discharged. In order to qualify for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a highly as secured and unsecured debt. Some individuals who do not possess enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets including home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to assist them to cope with overwhelming debt. However, you can find long term consequences for those who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or their debts as an alternative to liquidation. It is great for those whose biggest dilemma is not absence of income, but coping with the demands from creditors for immediate payment. It permits you to maintain your home providing you are able to pay the mortgage within the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to solve the debt by making use of all disposable income to the debt reduction plan. It allows debtors to get rid of unsecured debts and also to catch up on missed mortgage payments. One of the most attractive highlights of this option is short-circuiting home foreclosure. Although keeping your house may be a great relief, you will end up required to live for several years underneath the close supervision of any court-appointed trustee to accumulate and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is a fairly new addition to the bankruptcy laws which allow family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency reply to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They ought to be actively engaged in a farming or commercial fishing operation and abide by certain requirements. Debtors must make a repayment plan within 3 months of filing at court. It must include a proposed plan to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by way of a corporation or partnership involving a reorganization plan to keep your business operational while repaying creditors over a period of time. Companies and people may also use Chapter 11 to look for relief. A Chapter 11 petition may be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement and a reorganization plan must be filed using the court. The disclosure must contain information concerning the assets, liabilities, and other business affairs in the debtor sufficient to permit a creditor to create a well informed decision about the reorganization plan. The Automated Stay provides a debtor with a time period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are to not be pursued on any debt that occurred prior to the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented from the court, an appointed trustee, a committee, or any other parties useful.