We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Injury occurs when someone has been physically or psychologically injured because of negligence by another individual, company, entity, or government agency. Injury legal cases arise when somebody states to happen to be harmed by someone else in a accident or on account of negligence and who might be held legally accountable for such harm. A personal injury case becomes formalized when a accidental injury lawyer represents the way it is on the part of a customer with a civil court proceeding. There are lots of duties your own injury lawyer performs in aiding the clientele, the main mandate being to assist them to acquire the justice and compensation these are lawfully eligible to from undergoing losses and suffering because of the negligence of others. Workplace injury compensation may be claimed when someone believes that the employer has failed inside their responsibilities towards them etc negligence is responsible for an accident or injury at the office. Each time a worker continues to be hurt on job, they may claim compensation off their employer by submitting a work accident claim. If the claim is a winner the amount claimed will probably be covered by the employer’s liability insurance. There are four types of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some type of worker’s compensation for workers is normally compulsory using the notable exception of Texas as of 2018. The two main simple requirements for workers to be eligible for worker’s compensation benefits – they should be used by a company having or possibly is needed by law to get Worker’s Compensation Insurance, and they must have been injured at work on account of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses brought on by exposure to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains on account of handling materials. When a member of staff has suffered a work-related injury or illness time is of the essence while there is a limited period of time in order to report the accident or incident as a way to claim benefits. Deadlines vary from state to state but also in most states, the incident has to be notified to the employer within 30 to 40 days failing that your ability of the worker to obtain compensation might be severely jeopardized. Personnel are often surprised to discover that employers can dispute a worker’s compensation claim they think is invalid because the rates they pay are influenced by the number of claims paid out by their insurance provider. This is why it is important to have proper legal representation by way of a qualified personal injury lawyer to be sure the rights of staff is upheld. In the case of accidental injury caused by a car accident, an auto wreck lawyer will represent you to ensure you receive the appropriate compensation for the loss and suffering due to the negligence of someone else. An automobile accident can not only cause physical damage, but may result in life long injuries, immobility, loss of employment, as well as death. When an injury comes from the negligent operation of a vehicle, the motorist in the vehicle should held accountable for the consequences of these negligence. Because the laws of each state are not the same, you should use a local attorney experienced in automobile accident compensation care for your own injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is very experienced in the laws and established standards that trucking companies and truck drivers must meet. Including stuff like mandatory training, rest breaks, and work hour restrictions. There are many parties who might be held responsible for injuries to victims when it comes to truck or tractor-trailer related accidents for example the driver, the dog owner of your vehicle, the lessor, the maker of your vehicle, parts, or tires, or even the shipper or loader in the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is essential to make sure you are properly compensated for the injuries. Motorcycles present unique challenges, not merely for drivers however for other users of the road. After motorcycle accidents, motorists often point out that they did not view the motorcycle and the number of instances where motorcycle drivers have been struck by vehicles has increased substantially. Additional factors that lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver as well as their passenger to hold negligent vehicle drivers accountable for loss and suffering brought on by their negligent driving. Filing a personal injury claim involves the motorcycle driver’s insurance carrier and the at-fault motorist to look at the situation and having a claims adjuster offer some compensation. Without proper representation, the victim of your motorcycle accident runs the risk of not receiving fair and just compensation for loss and suffering. Dog bite laws differ from state to state and these cases could become quite complex. In case a dog owner is confronted by a strict liability dog bite statute this individual have few options for an excellent defense. More defense options could be available in states where traditional negligence rules apply. A pet dog bite lawyer will help you claim compensation if you have been the victim of a dog attack. Dog bites can cause serious injuries and in some cases, victims can even be psychologically impacted by the trauma. You are able to pursue an insurance claim up against the dog owner’s property insurance provider if the attack occurred on the insured’s property. A dog bite attorney can play an important role in proving liability inside a dog bite case while they know the applicable laws in your local state, the best way to calculate damages, and the most effective way to offer evidence. To become successful within a personal injury slip-and-fall lawsuit you will have to prove that they owner or tenant in the property was negligent in a few action they did or failed to take that caused the damage. Most slip-and-fall cases are settled from court along with a lawsuit is normally only filed if the parties involved cannot reach an agreement. Despite their prevalence along with the serious injuries the main cause, premises liability lawsuits are difficult to win. Causes of injury usually range between failure to position signs of wet spots or objects which are left lying in walkways to unstable work surfaces and failing to maintain walkways. Your own injury slip, trip, and fall case rely heavily about the victim’s ability to prove liability on the part of the defendant which the victim suffered damages due to such negligence. Chapter 7 Bankruptcy may help resolve your financial situation for those who have serious financial problems. However, along the way, you may lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and most everyday sort of bankruptcy and statistically a lot more than 95.5% of Chapter 7 bankruptcy filings have gotten their debts discharged. So that you can be eligible for a Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a properly as secured and unsecured debt. Some individuals who do not have enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to help them deal with overwhelming debt. However, there are long term consequences for those who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or all of their debts rather than liquidation. It is perfect for those whose biggest issue is not absence of income, but dealing with the needs from creditors for immediate payment. It lets you maintain your home providing it is possible to spend the money for mortgage under the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to resolve the debt by using all disposable income for the debt reduction plan. It allows debtors to reduce unsecured debts and to catch up on missed mortgage payments. One of the most attractive highlights of this option is short-circuiting home foreclosure. Although keeping your own home can be a great relief, you will end up necessary to live for quite some time within the close supervision of the court-appointed trustee to gather and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is a relatively new addition to the bankruptcy laws that permit family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency solution to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They have to be actively engaged in a farming or commercial fishing operation and conform to certain requirements. Debtors must develop a repayment plan within 3 months of filing at court. It needs to include a proposed plan to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by a corporation or partnership involving a reorganization plan to keep your business operational while repaying creditors during a period of time. Business owners and folks may also use Chapter 11 to look for relief. A Chapter 11 petition might be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement as well as a reorganization plan should be filed together with the court. The disclosure must contain all information about the assets, liabilities, and other business affairs of the debtor sufficient allowing a creditor to create an educated decision regarding the reorganization plan. The Automatic Stay offers a debtor with a time period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are to never be pursued on any debt that occurred prior to the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented through the court, an appointed trustee, a committee, or any other parties appealing.