We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Accidental injury takes place when an individual has become physically or psychologically injured on account of negligence on the part of another individual, company, entity, or government agency. Personal injury legal cases arise when an individual states happen to be harmed by another person inside an accident or because of negligence and who can be held legally accountable for such harm. Your own injury case becomes formalized when a accidental injury lawyer represents the truth on the part of a person in a civil court proceeding. There are several duties your own injury lawyer performs in aiding the clientele, the most significant mandate being to assist them to get the justice and compensation these are lawfully qualified for from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation can be claimed when someone believes that their employer has failed inside their responsibilities towards them and the like negligence is responsible for an accident or injury at the job. Every time a worker has become hurt on job, they are able to claim compensation from their employer by submitting a work accident claim. In the event the claim is a winner the quantity claimed is going to be paid by the employerâ€™s liability insurance. You will find four forms of workerâ€™s compensation benefits that can be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some form of workerâ€™s compensation for workers is often compulsory with the notable exception of Texas at the time of 2018. The two main simple requirements for workers to qualify for workerâ€™s compensation benefits â€“ they have to be hired by an employer that has or is required by law to have Workerâ€™s Compensation Insurance, and they should have been injured at the office because of their job- related duties. Most work-related injuries are covered by workerâ€™s comp insurance including accidents and occupational illnesses due to being exposed to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains because of handling materials. When a worker has suffered a work-related injury or illness time is critical while there is a small period of time to report the accident or incident as a way to claim benefits. Deadlines vary from state to state but also in most states, the incident has to be notified to the employer within 30 to 40 days failing which the ability from the worker to obtain compensation can be severely jeopardized. Staff is often surprised to find out that employers can dispute a workerâ€™s compensation claim they feel is invalid as the rates they pay suffer from the amount of claims paid out by their insurance carrier. For this reason it is important to have proper legal representation with a qualified accidental injuries lawyer to guarantee the rights of employees are upheld. When it comes to accidental injuries because of a automobile accident, a car wreck lawyer will fully handle your case to ensure you get the appropriate compensation for your loss and suffering because of the negligence of someone else. A vehicle accident cannot only cause physical damage, but may result in life long injuries, immobility, loss in employment, and also death. When an accident is a result of the negligent operation of a vehicle, the driver of your vehicle needs to held to blame for the results of such negligence. Ever since the laws of each and every state are not the same, you should have a local attorney familiar with automobile accident compensation care for your personal injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is tremendously proficient in the laws and established standards that trucking companies and truck drivers must meet. This consists of such things as mandatory training, rest breaks, and work hour restrictions. There are several parties who can be held accountable for injuries to victims in the case of truck or tractor-trailer related accidents including the driver, the homeowner in the vehicle, the lessor, the maker of your vehicle, parts, or tires, or even the shipper or loader in the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is important to ensure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not simply for drivers but also for all of the other users in the road. After motorcycle accidents, motorists often state that they failed to begin to see the motorcycle and the amount of instances where motorcycle drivers happen to be struck by vehicles has increased substantially. Other factors which lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver as well as their passenger to keep negligent vehicle drivers accountable for loss and suffering caused by their negligent driving. Filing an individual injury claim involves the motorcycle driverâ€™s insurer along with the at-fault motorist to look at the situation and having a claims adjuster offer a certain amount of compensation. Without the right representation, the victim of the motorcycle accident runs the potential risk of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ from state to state and those cases can be quite complex. In case a dog owner is up against a strict liability dog bite statute he could have few alternatives for a successful defense. More defense options may be available in states where traditional negligence rules apply. Your dog bite lawyer can assist you claim compensation for those who have been the victim of the dog attack. Dog bites could cause serious injuries and in many cases, victims can be psychologically influenced by the trauma. You can pursue an insurance claim up against the dog ownerâ€™s home insurance provider if the attack occurred in the insuredâ€™s property. Your dog bite attorney may play an important role in proving liability in the dog bite case since they know the applicable laws in your local state, how to calculate damages, and the most effective way to show evidence. To become successful within a personal injury slip-and-fall lawsuit you should prove that they can owner or tenant of the property was negligent in a few action they did or did not take that caused the injury. Most slip-and-fall cases are settled out from court along with a lawsuit is generally only filed when the parties involved cannot reach a settlement. Despite their prevalence as well as the serious injuries the main cause, premises liability lawsuits are difficult to win. Causes of injury usually range from failure to put signals of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. Your own injury slip, trip, and fall case rely heavily on the victimâ€™s capacity to prove liability on the part of the defendant and therefore the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy can help resolve your financial obligations when you have serious financial problems. However, during this process, you could possibly lose some property. Chapter 7 Bankruptcy, also called â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and the majority of common type of bankruptcy and according to statistics greater than 95.5% of Chapter 7 bankruptcy filings have experienced their debts discharged. So that you can be eligible for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a nicely as secured and unsecured debt. Some people who do not possess enough debt to declare bankruptcy may need to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to enable them to manage overwhelming debt. However, there are long-term consequences for many who follow this route. Also referred to as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows those that have enough income to settle part or all of their debts rather than liquidation. It is perfect for those whose biggest problem is not insufficient income, but dealing with the demands from creditors for immediate payment. It lets you keep your home providing you are able to pay the mortgage within the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to settle your debt by utilizing all disposable income towards the debt reduction plan. It allows debtors to remove unsecured debts as well as catch up on missed mortgage repayments. One of the more attractive attributes of this alternative is short-circuiting home foreclosure. Although keeping your house can be a great relief, you will certainly be expected to live for several years within the close supervision of a court-appointed trustee to collect and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a somewhat new accessory for the bankruptcy laws which allow family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency reaction to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They have to be actively involved in a farming or commercial fishing operation and abide by certain requirements. Debtors must develop a repayment schedule within 3 months of filing at court. It needs to incorporate a proposed intend to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally provides for the restructuring of debt by way of a corporation or partnership involving a reorganization plan to maintain the business operational while repaying creditors over a period of time. Business owners and individuals may also use Chapter 11 to look for relief. A Chapter 11 petition could be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement along with a reorganization plan must be filed together with the court. The disclosure must contain all information regarding the assets, liabilities, and also other business affairs of your debtor sufficient allowing a creditor to produce an informed decision with regards to the reorganization plan. The Automated Stay offers a debtor with a time period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and they are to never be pursued on any debt that occurred ahead of the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented from the court, an appointed trustee, a committee, or any other parties of great interest.