We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Accidental injuries occurs when an individual has been physically or psychologically injured on account of negligence on the part of another individual, company, entity, or government agency. Personal injury legal cases arise when somebody states to happen to be harmed by somebody else within an accident or due to negligence and who could be held legally liable for such harm. A personal injury case becomes formalized each time a accidental injury lawyer represents the case on behalf of a client at a civil court proceeding. There are several duties an individual injury lawyer performs in aiding their clientele, the most significant mandate being to assist them to obtain the justice and compensation they are lawfully eligible to from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation can be claimed when someone believes that their employer has failed within their responsibilities towards them and such negligence is responsible for a car accident or injury at the office. Every time a worker has become hurt on job, they may claim compensation off their employer by submitting a work accident claim. If the claim is a winner the quantity claimed will probably be protected by the employer’s insurance. You will find four types of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some form of worker’s compensation for employees is generally compulsory with all the notable exception of Texas by 2018. There are 2 basic requirements for workers to qualify for worker’s compensation benefits – they must be employed by a company who may have or possibly is essental to law to obtain Worker’s Compensation Insurance, and they also should have been injured at the job as a result of their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses due to contact with harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains on account of handling materials. When a worker has suffered a work-related injury or illness time is an issue while there is a limited timeframe in order to report the accident or incident so that you can claim benefits. Deadlines vary from state to state but also in most states, the incident has to be notified for the employer within 30 to 40 days failing that your ability of your worker to get compensation can be severely jeopardized. Workers are often surprised to discover that employers can dispute a worker’s compensation claim they think is invalid because the rates they pay suffer from the volume of claims paid out by their insurance carrier. For this reason it is very important have proper legal representation by way of a qualified accidental injuries lawyer to guarantee the rights of employees are upheld. In the matter of injury caused by a vehicle accident, a vehicle wreck lawyer will represent you to make sure you receive the appropriate compensation for the loss and suffering because of the negligence of somebody else. A car accident are unable to only cause physical damage, but may result in life long injuries, immobility, loss of employment, and also death. When an injury is a result of the negligent operation of your vehicle, the operator in the vehicle needs to held responsible for the consequences of these negligence. Ever since the laws of each state are very different, it is very important have got a local attorney proficient in vehicle accident compensation take care of your personal injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is very experienced in the laws and established standards that trucking companies and truck drivers must meet. This consists of stuff like mandatory training, rest breaks, and work hour restrictions. There are several parties who can be held responsible for injuries to victims with regards to truck or tractor-trailer related accidents such as the driver, the dog owner of your vehicle, the lessor, the company of the vehicle, parts, or tires, or maybe the shipper or loader from the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is important to make sure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not simply for drivers however for all the other users in the road. After motorcycle accidents, motorists often point out that they failed to see the motorcycle and the volume of instances where motorcycle drivers are already struck by vehicles has risen substantially. Other factors which lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver and their passenger to hold negligent vehicle drivers to blame for loss and suffering caused by their negligent driving. Filing your own injury claim necessitates the motorcycle driver’s insurance company as well as the at-fault motorist to look at the way it is and getting a claims adjuster offer some compensation. Without the proper representation, the victim of a motorcycle accident runs the chance of not receiving fair and only compensation for loss and suffering. Dog bite laws differ from state to state and these cases could become quite complex. In case a dog owner is faced with a strict liability dog bite statute he might have few selections for an effective defense. More defense options may be for sale in states where traditional negligence rules apply. A dog bite lawyer can help you claim compensation when you have been the victim of your dog attack. Dog bites could cause serious injuries and in many cases, victims may also be psychologically afflicted with the trauma. You may pursue an insurance claim versus the dog owner’s property insurance provider in case the attack occurred in the insured’s property. Your dog bite attorney may play an important role in proving liability in the dog bite case because they be aware of applicable laws in your local state, how to calculate damages, and the best way to show evidence. To become successful inside a personal injury slip-and-fall lawsuit you will have to prove that they can owner or tenant of your property was negligent in many action they did or failed to take that caused the injury. Most slip-and-fall cases are settled away from court plus a lawsuit is usually only filed if the parties involved cannot reach an agreement. Despite their prevalence and also the serious injuries the reason, premises liability lawsuits are hard to win. Factors behind injury usually range from failure to position warning signs of wet spots or objects that are left lying in walkways to unstable work surfaces and failing to maintain walkways. Your own injury slip, trip, and fall case rely heavily on the victim’s capability to prove liability on the part of the defendant and this the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy might help resolve your financial obligations in case you have serious financial problems. However, during this process, you may lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and the majority of everyday sort of bankruptcy and statistically a lot more than 95.5% of Chapter 7 bankruptcy filings experienced their debts discharged. To be able to be eligible for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a well as secured and unsecured debt. Some people who do not have enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets like home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to enable them to manage overwhelming debt. However, you can find long-term consequences for people who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or all their debts rather than liquidation. It is perfect for those whose biggest dilemma is not deficiency of income, but working with the needs from creditors for fast payment. It permits you to make your home providing you may spend the money for mortgage within the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to resolve your debt by using all disposable income on the debt reduction plan. It allows debtors to reduce unsecured debts as well as catch up on missed mortgage repayments. One of the most attractive features of this approach is short-circuiting home foreclosure. Although keeping your home could be a great relief, you will end up necessary to live for several years beneath the close supervision of the court-appointed trustee to gather and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a relatively new accessory for the bankruptcy laws that enable family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency response to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They should be actively engaged in a farming or commercial fishing operation and conform to certain requirements. Debtors must come up with a repayment schedule within 90 days of filing at court. It should incorporate a proposed decide to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt from a corporation or partnership involving a reorganization decide to keep your business operational while repaying creditors over a period of time. Business people and folks also can use Chapter 11 to find relief. A Chapter 11 petition may be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement and a reorganization plan has to be filed with the court. The disclosure must contain all information regarding the assets, liabilities, and other business affairs in the debtor sufficient to allow a creditor to produce a knowledgeable decision regarding the reorganization plan. The Automated Stay supplies a debtor with a period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and are to never be pursued on any debt that occurred ahead of the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented by the court, an appointed trustee, a committee, or other parties useful.