We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Injury occurs when an individual is physically or psychologically injured on account of negligence by another individual, company, entity, or government agency. Accidental injuries legal cases arise when an individual states to have been harmed by another person in an accident or due to negligence and who might be held legally accountable for such harm. Your own injury case becomes formalized when a personal injury lawyer represents the way it is on the part of a client at a civil court proceeding. There are lots of duties your own injury lawyer performs in aiding their clients, the most important mandate being to assist them get the justice and compensation they may be lawfully entitled to from undergoing losses and suffering because of the negligence of others. Workplace injury compensation may be claimed when someone believes that the employer has failed within their responsibilities towards them and the like negligence has caused a car accident or injury at the job. Every time a worker continues to be hurt on job, they could claim compensation off their employer by submitting a work accident claim. If the claim is a winner the exact amount claimed will probably be included in the employerâ€™s liability insurance. You can find four types of workerâ€™s compensation benefits that can be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In many states, some kind of workerâ€™s compensation for workers is normally compulsory together with the notable exception of Texas since 2018. There are 2 basic requirements for workers to be eligible for workerâ€™s compensation benefits â€“ they must be utilized by a company who has or maybe essental to law to get Workerâ€™s Compensation Insurance, and so they should have been injured at your workplace due to their job- related duties. Most work-related injuries are protected by workerâ€™s comp insurance including accidents and occupational illnesses brought on by exposure to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains because of handling materials. When a member of staff has suffered a work-related injury or illness time is critical as there is a limited time frame to report the accident or incident so that you can claim benefits. Deadlines vary from state to state however in most states, the incident must be notified towards the employer within 30 to 40 days failing which the ability of the worker to get compensation might be severely jeopardized. Personnel are often surprised to find out that employers can dispute a workerâ€™s compensation claim they feel is invalid since the rates they pay are affected by the number of claims paid out by their insurance firm. This is the reason it is important to have proper legal representation with a qualified accidental injury lawyer to guarantee the rights of personnel are upheld. With regards to personal injury because of a automobile accident, an automobile wreck lawyer will handle your case to ensure you have the appropriate compensation for your personal loss and suffering as a result of negligence of an individual else. A car accident simply cannot only cause physical damage, but may lead to life long injuries, immobility, reduction in employment, and in many cases death. When a personal injury comes from the negligent operation of your vehicle, the motorist of the vehicle must held responsible for the effects of the negligence. Considering that the laws of each state will vary, it is important to possess a local attorney familiar with automobile accident compensation take care of your individual injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is tremendously proficient in the laws and established standards that trucking companies and truck drivers must meet. This consists of things such as mandatory training, rest breaks, and work hour restrictions. There are numerous parties who might be held responsible for injuries to victims in the case of truck or tractor-trailer related accidents including the driver, the property owner of your vehicle, the lessor, the maker in the vehicle, parts, or tires, or perhaps the shipper or loader of the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is crucial to ensure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not simply for drivers however, for all other users of the road. After motorcycle accidents, motorists often say that they did not begin to see the motorcycle and the number of instances where motorcycle drivers happen to be struck by vehicles has increased substantially. Other variables which lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver and their passenger to carry negligent vehicle drivers responsible for loss and suffering due to their negligent driving. Filing your own injury claim involves the motorcycle driverâ€™s insurer as well as the at-fault motorist to examine the case and achieving a claims adjuster offer a certain amount of compensation. Without the right representation, the victim of your motorcycle accident runs the chance of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ from state to state and those cases could become quite complex. If your dog owner is faced with a strict liability dog bite statute he could have few options for an excellent defense. More defense options may be offered in states where traditional negligence rules apply. Your dog bite lawyer may help you claim compensation in case you have been the victim of the dog attack. Dog bites might cause serious injuries and in many cases, victims can even be psychologically influenced by the trauma. You can pursue an insurance claim versus the dog ownerâ€™s home insurance provider in the event the attack occurred around the insuredâ€™s property. A pet dog bite attorney can play a crucial role in proving liability in a dog bite case since they are aware of the applicable laws inside your local state, the way to calculate damages, and the most effective way to provide evidence. To become successful in the personal injury slip-and-fall lawsuit you should prove they owner or tenant from the property was negligent in a few action they did or failed to take that caused the injury. Most slip-and-fall cases are settled out of court and a lawsuit is often only filed as soon as the parties involved cannot reach an agreement. Despite their prevalence as well as the serious injuries the main cause, premises liability lawsuits take time and effort to win. Reasons for injury usually range between failure to set signals of wet spots or objects which are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. Your own injury slip, trip, and fall case rely heavily about the victimâ€™s capacity to prove liability on the part of the defendant which the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy may help resolve your financial situation for those who have serious financial problems. However, during this process, you might lose some property. Chapter 7 Bankruptcy, often known as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and many everyday sort of bankruptcy and according to statistics more than 95.5% of Chapter 7 bankruptcy filings experienced debts they have accrued discharged. So that you can qualify for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a properly as secured and unsecured debt. Some people who do not have enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to enable them to manage overwhelming debt. However, you will find long-term consequences for people who follow this route. Also called the â€˜wage earnerâ€™s bankruptcyâ€™ it allows those that have enough income to settle part or all of their debts as an alternative to liquidation. It is perfect for those whose biggest issue is not insufficient income, but coping with the requirements from creditors for immediate payment. It permits you to keep the home providing you may spend the money for mortgage under the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five years to settle your debt by making use of all disposable income to the debt reduction plan. It allows debtors to get rid of unsecured debts and also to catch up on missed mortgage repayments. One of the most attractive features of this approach is short-circuiting home foreclosure. Although keeping your home could be a great relief, you will certainly be expected to live for quite some time underneath the close supervision of any court-appointed trustee to accumulate and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a somewhat new accessory for the bankruptcy laws which allow family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency reaction to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They should be actively involved in a farming or commercial fishing operation and conform to certain requirements. Debtors must make a repayment schedule within 90 days of filing at court. It should incorporate a proposed want to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally provides for the restructuring of debt with a corporation or partnership involving a reorganization decide to keep your business operational while repaying creditors during a period of time. Business people and individuals may also use Chapter 11 to seek relief. A Chapter 11 petition may be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement along with a reorganization plan must be filed together with the court. The disclosure must contain all information with regards to the assets, liabilities, and other business affairs in the debtor sufficient to enable a creditor to help make a knowledgeable decision about the reorganization plan. The Automatic Stay gives a debtor with a period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and they are never to be pursued on any debt that occurred prior to the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented by the court, an appointed trustee, a committee, or another parties useful.