We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Accidental injuries takes place when an individual has become physically or psychologically injured as a result of negligence on the part of another individual, company, entity, or government agency. Injury legal cases arise when someone promises to happen to be harmed by somebody else in an accident or on account of negligence and who can be held legally in charge of such harm. A private injury case becomes formalized when a injury lawyer represents the situation for a customer at a civil court proceeding. There are numerous duties your own injury lawyer performs in aiding their customers, the most crucial mandate being to help them get the justice and compensation they may be lawfully qualified for from undergoing losses and suffering due to negligence of others. Workplace injury compensation can be claimed when someone believes their employer has failed in their responsibilities towards them and the like negligence is responsible for an accident or injury at your workplace. Whenever a worker continues to be hurt on job, they can claim compensation using their employer by submitting a work accident claim. In the event the claim is successful the total amount claimed is going to be included in the employerâ€™s liability insurance. You can find four types of workerâ€™s compensation benefits that could be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In most states, some form of workerâ€™s compensation for employees is usually compulsory together with the notable exception of Texas since 2018. There are two basic requirements for workers to qualify for workerâ€™s compensation benefits â€“ they ought to be used by a company that has or is required by law to obtain Workerâ€™s Compensation Insurance, and they also will need to have been injured at the job as a result of their job- related duties. Most work-related injuries are paid by workerâ€™s comp insurance including accidents and occupational illnesses caused by exposure to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains as a result of handling materials. When a worker has suffered a work-related injury or illness time is an issue while there is a restricted timeframe to report the accident or incident as a way to claim benefits. Deadlines vary among states however in most states, the incident must be notified to the employer within 30 to 40 days failing that the ability of the worker to receive compensation might be severely jeopardized. Personnel are often surprised to discover that employers can dispute a workerâ€™s compensation claim they feel is invalid for the reason that rates they pay are influenced by the amount of claims paid out by their insurance carrier. That is why you should have proper legal representation by a qualified injury lawyer to ensure the rights of personnel are upheld. In the matter of personal injury because of a automobile accident, an auto wreck lawyer will fully handle your case to ensure you receive the appropriate compensation for your loss and suffering because of the negligence of someone else. An automobile accident can not only cause physical damage, but may result in life long injuries, immobility, loss of employment, and also death. When an injury is a result of the negligent operation of your vehicle, the driver of your vehicle has to held liable for the consequences of the negligence. Considering that the laws of each and every state will vary, you should have got a local attorney experienced with car accident compensation deal with your individual injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is highly proficient in the laws and established standards that trucking companies and truck drivers must meet. This consists of things like mandatory training, rest breaks, and work hour restrictions. There are various parties who may be held responsible for injuries to victims with regards to truck or tractor-trailer related accidents for example the driver, the property owner of your vehicle, the lessor, the company from the vehicle, parts, or tires, or even the shipper or loader in the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is essential to make sure you are properly compensated to your injuries. Motorcycles present unique challenges, not just for drivers however for all of the other users of the road. After motorcycle accidents, motorists often state that they did not view the motorcycle and the amount of instances where motorcycle drivers are already struck by vehicles has increased substantially. Other elements that lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver in addition to their passenger to carry negligent vehicle drivers responsible for loss and suffering a result of their negligent driving. Filing your own injury claim involves the motorcycle driverâ€™s insurance carrier and the at-fault motorist to evaluate the case and achieving a claims adjuster offer some compensation. Without the proper representation, the victim of your motorcycle accident runs the potential risk of not receiving fair and only compensation for loss and suffering. Dog bite laws differ from state to state and those cases can be quite complex. When a dog owner is confronted by a strict liability dog bite statute this individual have few alternatives for an effective defense. More defense options can be obtainable in states where traditional negligence rules apply. Your dog bite lawyer can help you claim compensation in case you have been the victim of the dog attack. Dog bites could cause serious injuries and in some cases, victims can even be psychologically affected by the trauma. It is possible to pursue an insurance claim from the dog ownerâ€™s property insurance provider in case the attack occurred about the insuredâ€™s property. Your dog bite attorney may play an important role in proving liability within a dog bite case since they know the applicable laws in your local state, the best way to calculate damages, and an effective way to offer evidence. To become successful inside a injury slip-and-fall lawsuit you will have to prove that they can owner or tenant of your property was negligent in many action they did or failed to take that caused the damage. Most slip-and-fall cases are settled out of court as well as a lawsuit is generally only filed when the parties involved cannot reach an agreement. Despite their prevalence and the serious injuries the reason, premises liability lawsuits take time and effort to win. Reasons behind injury usually range from failure to put signals of wet spots or objects which are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A personal injury slip, trip, and fall case rely heavily around the victimâ€™s ability to prove liability by the defendant and that the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy may help resolve the money you owe when you have serious financial problems. However, along the way, you could lose some property. Chapter 7 Bankruptcy, also referred to as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and most everyday sort of bankruptcy and according to statistics over 95.5% of Chapter 7 bankruptcy filings have experienced their debts discharged. So that you can be eligible for a Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a well as secured and unsecured debt. Many people who do not have enough debt to declare bankruptcy may need to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to assist them cope with overwhelming debt. However, you will find long term consequences for individuals who follow this route. Also referred to as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows people who have enough income to settle part or a bunch of their debts instead of liquidation. It is ideal for those whose biggest issue is not absence of income, but coping with the needs from creditors for immediate payment. It lets you make your home providing you may pay the mortgage within the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to solve your debt by applying all disposable income for the debt reduction plan. It allows debtors to remove unsecured debts as well as to get caught up on missed home loan payments. Just about the most attractive highlights of this choice is short-circuiting home foreclosure. Although keeping your house can be a great relief, you may be expected to live for a long time underneath the close supervision of your court-appointed trustee to collect and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a relatively recent addition to the bankruptcy laws that enable family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency reply to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They have to be actively engaged in a farming or commercial fishing operation and conform to certain requirements. Debtors must develop a repayment schedule within 90 days of filing at court. It has to feature a proposed plan to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally provides for the restructuring of debt with a corporation or partnership involving a reorganization decide to maintain the business operational while repaying creditors during a period of time. Business people and people may also use Chapter 11 to get relief. A Chapter 11 petition may be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement plus a reorganization plan must be filed with the court. The disclosure must contain all information about the assets, liabilities, and also other business affairs of the debtor sufficient allowing a creditor to make an informed decision with regards to the reorganization plan. The Automatic Stay offers a debtor with a period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and they are never to be pursued on any debt that occurred ahead of the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented through the court, an appointed trustee, a committee, or some other parties appealing.