We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Accidental injury occurs when an individual has become physically or psychologically injured as a result of negligence on the part of another individual, company, entity, or government agency. Accidental injury legal cases arise when somebody states to are already harmed by someone else inside an accident or as a result of negligence and who might be held legally in charge of such harm. Your own injury case becomes formalized every time a personal injury lawyer represents the way it is on behalf of a client at the civil court proceeding. There are many duties an individual injury lawyer performs in aiding their clients, the main mandate being to assist them receive the justice and compensation they may be lawfully eligible for from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation could be claimed when someone believes that their employer has failed within their responsibilities towards them etc negligence has caused any sort of accident or injury at the job. When a worker is hurt on job, they may claim compensation using their employer by submitting a work accident claim. In the event the claim is a winner the exact amount claimed will be covered by the employer’s insurance. There are actually four forms of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some sort of worker’s compensation for workers is often compulsory together with the notable exception of Texas at the time of 2018. There are two basic requirements for workers to qualify for worker’s compensation benefits – they ought to be used by a company who has or maybe necessary for law to get Worker’s Compensation Insurance, and so they will need to have been injured at the office on account of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses caused by being exposed to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains as a result of handling materials. When a staff member has suffered a work-related injury or illness time is important because there is a restricted time period to report the accident or incident to be able to claim benefits. Deadlines vary among states but in most states, the incident needs to be notified on the employer within 30 to 40 days failing in which the ability of the worker to receive compensation might be severely jeopardized. Personnel are often surprised to discover that employers can dispute a worker’s compensation claim they feel is invalid because the rates they pay are affected by the number of claims paid out by their insurance provider. This is the reason you should have proper legal representation from a qualified accidental injuries lawyer to ensure the rights of employees are upheld. In the case of personal injury as a result of motor vehicle accident, a car wreck lawyer will represent you to ensure you get the appropriate compensation for your personal loss and suffering as a result of negligence of somebody else. An automobile accident are unable to only cause physical damage, but may lead to life long injuries, immobility, reduction in employment, and also death. When a personal injury results from the negligent operation of a vehicle, the driver of the vehicle should held accountable for the consequences of the negligence. Considering that the laws of every state are different, it is essential to possess a local attorney experienced in vehicle accident compensation care for your own injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is highly proficient in the laws and established standards that trucking companies and truck drivers must meet. This consists of things like mandatory training, rest breaks, and work hour restrictions. There are numerous parties who might be held responsible for injuries to victims with regards to truck or tractor-trailer related accidents like the driver, the owner in the vehicle, the lessor, the company of your vehicle, parts, or tires, or maybe the shipper or loader of your cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is essential to ensure you are properly compensated to your injuries. Motorcycles present unique challenges, not just for drivers however, for all of the other users from the road. After motorcycle accidents, motorists often claim that they failed to begin to see the motorcycle and the amount of instances where motorcycle drivers have already been struck by vehicles has increased substantially. Other elements that lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver and their passenger to keep negligent vehicle drivers responsible for loss and suffering due to their negligent driving. Filing a personal injury claim involves the motorcycle driver’s insurance company and the at-fault motorist to evaluate the truth and getting a claims adjuster offer some compensation. Without correct representation, the victim of any motorcycle accident runs the potential risk of not receiving fair and just compensation for loss and suffering. Dog bite laws differ between states and they cases may become quite complex. If your dog owner is confronted with a strict liability dog bite statute he may have few options for a successful defense. More defense options could be for sale in states where traditional negligence rules apply. Your dog bite lawyer may help you claim compensation if you have been the victim of any dog attack. Dog bites may cause serious injuries and in some cases, victims may also be psychologically afflicted with the trauma. You can pursue an insurance claim against the dog owner’s home insurance provider if the attack occurred on the insured’s property. A dog bite attorney can start to play a vital role in proving liability within a dog bite case as they be aware of applicable laws inside your local state, the best way to calculate damages, and an effective way to present evidence. In order to be successful inside a injury slip-and-fall lawsuit you should prove they owner or tenant of the property was negligent in many action they did or failed to take that caused the injury. Most slip-and-fall cases are settled away from court and a lawsuit is usually only filed as soon as the parties involved cannot reach a settlement. Despite their prevalence and also the serious injuries the root cause, premises liability lawsuits are hard to win. Reasons behind injury usually range between failure to put warning signs of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. An individual injury slip, trip, and fall case rely heavily about the victim’s capability to prove liability by the defendant and therefore the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy will help resolve the money you owe if you have serious financial problems. However, in the process, you could lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and many common type of bankruptcy and statistically greater than 95.5% of Chapter 7 bankruptcy filings have had debts they have accrued discharged. So that you can be eligible for Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a well as secured and unsecured debt. A lot of people who do not possess enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets including home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to assist them to handle overwhelming debt. However, you will find long term consequences for those who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or their debts instead of liquidation. It is fantastic for those whose biggest dilemma is not absence of income, but working with the needs from creditors for immediate payment. It enables you to make your home providing you may pay for the mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to settle the debt by applying all disposable income for the debt reduction plan. It allows debtors to get rid of unsecured debts as well as catch up on missed mortgage payments. One of the more attractive attributes of this option is short-circuiting home foreclosure. Although keeping your home might be a great relief, you will be necessary to live for a long time beneath the close supervision of any court-appointed trustee to collect and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a relatively recent accessory for the bankruptcy laws that allow family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency solution to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They ought to be actively involved in a farming or commercial fishing operation and comply with certain requirements. Debtors must develop a repayment schedule within 90 days of filing at court. It has to incorporate a proposed want to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by a corporation or partnership involving a reorganization intend to retain the business operational while repaying creditors over a duration of time. Business owners and people can also use Chapter 11 to seek relief. A Chapter 11 petition can be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement and a reorganization plan has to be filed with all the court. The disclosure must contain all information about the assets, liabilities, along with other business affairs in the debtor sufficient allowing a creditor to help make an educated decision regarding the reorganization plan. The Automated Stay provides a debtor with a time period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and are never to be pursued on any debt that occurred ahead of the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented through the court, an appointed trustee, a committee, or another parties of interest.