We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Injury takes place when an individual has become physically or psychologically injured because of negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when a person promises to happen to be harmed by somebody else within an accident or due to negligence and who might be held legally responsible for such harm. An individual injury case becomes formalized every time a personal injury lawyer represents the truth on the part of a person in a civil court proceeding. There are lots of duties your own injury lawyer performs in aiding the clientele, the most important mandate being to assist them obtain the justice and compensation they can be lawfully eligible to from undergoing losses and suffering because of the negligence of others. Workplace injury compensation can be claimed when someone believes their employer has failed inside their responsibilities towards them and the like negligence is responsible for any sort of accident or injury at the office. Whenever a worker has become hurt on job, they are able to claim compensation from their employer by submitting a work accident claim. When the claim is successful the amount claimed will probably be included in the employer’s insurance. You can find four varieties of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some form of worker’s compensation for workers is often compulsory with the notable exception of Texas since 2018. The two main basic requirements for workers to qualify for worker’s compensation benefits – they ought to be utilized by an employer that has or perhaps is needed by law to possess Worker’s Compensation Insurance, and they also need to have been injured at the office as a result of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses due to being exposed to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains as a result of handling materials. When a member of staff has suffered a work-related injury or illness time is important because there is a limited time period in order to report the accident or incident in order to claim benefits. Deadlines vary from state to state but in most states, the incident must be notified to the employer within 30 to 40 days failing that your ability in the worker to receive compensation could be severely jeopardized. Staff is often surprised to understand that employers can dispute a worker’s compensation claim they feel is invalid as the rates they pay are affected by the volume of claims paid out by their insurance company. This is the reason it is very important have proper legal representation by way of a qualified accidental injuries lawyer to be sure the rights of personnel are upheld. With regards to injury due to a automobile accident, an auto wreck lawyer will handle your case to ensure you get the appropriate compensation for your personal loss and suffering due to the negligence of somebody else. A car accident simply cannot only cause physical damage, but may lead to life long injuries, immobility, loss in employment, and even death. When an injury comes from the negligent operation of any vehicle, the driver of the vehicle must held accountable for the results of such negligence. Since the laws for each state are not the same, it is important to use a local attorney familiar with motor vehicle accident compensation take care of your own injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is very experienced with the laws and established standards that trucking companies and truck drivers must meet. Including things like mandatory training, rest breaks, and work hour restrictions. There are several parties who could be held accountable for injuries to victims in the matter of truck or tractor-trailer related accidents like the driver, the dog owner from the vehicle, the lessor, the maker in the vehicle, parts, or tires, or even the shipper or loader from the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is crucial to ensure you are properly compensated for your injuries. Motorcycles present unique challenges, not just for drivers however for all other users from the road. After motorcycle accidents, motorists often state that they did not see the motorcycle and the volume of instances where motorcycle drivers have already been struck by vehicles has increased substantially. Other elements that lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver and their passenger to carry negligent vehicle drivers liable for loss and suffering a result of their negligent driving. Filing an individual injury claim necessitates the motorcycle driver’s insurer along with the at-fault motorist to look at the truth and achieving a claims adjuster offer some compensation. Without the proper representation, the victim of your motorcycle accident runs the potential risk of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ among states and those cases can become quite complex. If a dog owner is faced with a strict liability dog bite statute he may have few options for a prosperous defense. More defense options may be obtainable in states where traditional negligence rules apply. A pet dog bite lawyer may help you claim compensation if you have been the victim of a dog attack. Dog bites could cause serious injuries and in many cases, victims can be psychologically impacted by the trauma. It is possible to pursue an insurance claim from the dog owner’s home insurance provider if the attack occurred on the insured’s property. A pet dog bite attorney may play a crucial role in proving liability in a dog bite case while they be aware of applicable laws with your local state, the best way to calculate damages, and the simplest way to present evidence. To be successful within a injury slip-and-fall lawsuit you should prove that they owner or tenant of your property was negligent in many action they did or did not take that caused the damage. Most slip-and-fall cases are settled away from court and a lawsuit is generally only filed when the parties involved cannot reach a settlement. Despite their prevalence along with the serious injuries the root cause, premises liability lawsuits are hard to win. Factors behind injury usually cover anything from failure to position indicators of wet spots or objects which can be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. Your own injury slip, trip, and fall case rely heavily on the victim’s power to prove liability by the defendant and that the victim suffered damages because of such negligence. Chapter 7 Bankruptcy can help resolve your financial obligations in case you have serious financial problems. However, along the way, you may lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and the majority of common type of bankruptcy and according to statistics over 95.5% of Chapter 7 bankruptcy filings have experienced debts they have accrued discharged. In order to qualify for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a properly as secured and unsecured debt. A lot of people who do not possess enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets including home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to enable them to handle overwhelming debt. However, you can find long-term consequences for many who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or all of their debts instead of liquidation. It is perfect for those whose biggest dilemma is not deficiency of income, but coping with the demands from creditors for immediate payment. It enables you to maintain your home providing you can actually pay for the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to resolve the debt by applying all disposable income on the debt reduction plan. It allows debtors to remove unsecured debts and also to get caught up on missed mortgage repayments. One of the most attractive options that come with this approach is short-circuiting home foreclosure. Although keeping your property can be a great relief, you may be expected to live for many years underneath the close supervision of your court-appointed trustee to accumulate and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a fairly new addition to the bankruptcy laws that allow family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency solution to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They must be actively involved in a farming or commercial fishing operation and abide by certain requirements. Debtors must make a repayment plan within 90 days of filing at court. It should add a proposed want to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt from a corporation or partnership involving a reorganization want to keep the business operational while repaying creditors over a duration of time. Companies and people can also use Chapter 11 to seek relief. A Chapter 11 petition may be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement as well as a reorganization plan must be filed with the court. The disclosure must contain all information regarding the assets, liabilities, and other business affairs from the debtor sufficient to enable a creditor to create an informed decision regarding the reorganization plan. The Automatic Stay offers a debtor with a time period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are to not be pursued on any debt that occurred just before the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented from the court, an appointed trustee, a committee, or another parties of interest.