We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Injury occurs when an individual continues to be physically or psychologically injured because of negligence on the part of another individual, company, entity, or government agency. Injury legal cases arise when a person states have already been harmed by other people in a accident or as a result of negligence and who may be held legally liable for such harm. A personal injury case becomes formalized every time a injury lawyer represents the situation with respect to a client with a civil court proceeding. There are many duties your own injury lawyer performs in aiding their clients, the most crucial mandate being to help them acquire the justice and compensation they can be lawfully eligible for from undergoing losses and suffering due to negligence of others. Workplace injury compensation can be claimed when someone believes their employer has failed within their responsibilities towards them etc negligence has caused a crash or injury at the job. Each time a worker is hurt on job, they could claim compensation using their employer by submitting a work accident claim. In the event the claim is successful the exact amount claimed is going to be protected by the employerâ€™s liability insurance. There are four types of workerâ€™s compensation benefits which can be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some form of workerâ€™s compensation for employees is normally compulsory with the notable exception of Texas as of 2018. The two main basic requirements for workers to be eligible for workerâ€™s compensation benefits â€“ they ought to be hired by a business who may have or is needed by law to possess Workerâ€™s Compensation Insurance, plus they need to have been injured at the office as a result of their job- related duties. Most work-related injuries are covered by workerâ€™s comp insurance including accidents and occupational illnesses brought on by exposure to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains due to handling materials. When a worker has suffered a work-related injury or illness time is important because there is a limited period of time to report the accident or incident as a way to claim benefits. Deadlines vary between states but in most states, the incident must be notified for the employer within 30 to 40 days failing that your ability in the worker to get compensation could be severely jeopardized. Workers are often surprised to discover that employers can dispute a workerâ€™s compensation claim they feel is invalid because the rates they pay suffer from the number of claims paid out by their insurance company. This is the reason you should have proper legal representation by a qualified accidental injuries lawyer to guarantee the rights of personnel are upheld. In the case of accidental injuries due to a vehicle accident, an automobile wreck lawyer will handle your case to ensure you get the appropriate compensation for your loss and suffering as a result of negligence of an individual else. A vehicle accident can not only cause physical damage, but may lead to life long injuries, immobility, reduction in employment, and also death. When a physical injury is a result of the negligent operation of the vehicle, the driver of your vehicle needs to held accountable for the outcomes of such negligence. Ever since the laws of each state are very different, it is essential to possess a local attorney familiar with automobile accident compensation care for your individual injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is very proficient in the laws and established standards that trucking companies and truck drivers must meet. This consists of things like mandatory training, rest breaks, and work hour restrictions. There are numerous parties who could be held responsible for injuries to victims when it comes to truck or tractor-trailer related accidents including the driver, the dog owner from the vehicle, the lessor, the manufacturer in the vehicle, parts, or tires, or maybe the shipper or loader from the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is vital to make sure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not only for drivers however, for all other users from the road. After motorcycle accidents, motorists often say that they failed to see the motorcycle and the number of instances where motorcycle drivers have been struck by vehicles has grown substantially. Other factors which lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver and their passenger to keep negligent vehicle drivers to blame for loss and suffering caused by their negligent driving. Filing a private injury claim necessitates the motorcycle driverâ€™s insurance carrier along with the at-fault motorist to check the truth and achieving a claims adjuster offer some compensation. Without correct representation, the victim of your motorcycle accident runs the risk of not receiving fair and just compensation for loss and suffering. Dog bite laws differ among states which cases can become quite complex. If a dog owner is up against a strict liability dog bite statute this individual have few alternatives for an excellent defense. More defense options could be obtainable in states where traditional negligence rules apply. A pet dog bite lawyer will help you claim compensation if you have been the victim of the dog attack. Dog bites may cause serious injuries and in many cases, victims can be psychologically afflicted with the trauma. It is possible to pursue an insurance claim against the dog ownerâ€™s home insurance provider in the event the attack occurred on the insuredâ€™s property. Your dog bite attorney can play an important role in proving liability in a dog bite case as they be aware of applicable laws within your local state, the way to calculate damages, and the best way to present evidence. To become successful within a accidental injury slip-and-fall lawsuit you will have to prove which they owner or tenant of your property was negligent in some action they did or did not take that caused the injury. Most slip-and-fall cases are settled out from court along with a lawsuit is generally only filed if the parties involved cannot reach a settlement. Despite their prevalence and also the serious injuries the reason, premises liability lawsuits take time and effort to win. Reasons for injury usually range from failure to place signals of wet spots or objects that are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A personal injury slip, trip, and fall case rely heavily around the victimâ€™s capability to prove liability by the defendant which the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy can help resolve your financial obligations in case you have serious financial problems. However, at the same time, you may lose some property. Chapter 7 Bankruptcy, often known as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and a lot everyday sort of bankruptcy and according to statistics a lot more than 95.5% of Chapter 7 bankruptcy filings have gotten debts they have accrued discharged. So that you can qualify for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a well as secured and unsecured debt. Many people who do not possess enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to assist them to handle overwhelming debt. However, you can find long term consequences for many who follow this route. Otherwise known as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows people with enough income to settle part or a bunch of their debts instead of liquidation. It is ideal for those whose biggest issue is not absence of income, but handling the needs from creditors for fast payment. It lets you keep the home providing it is possible to pay for the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to resolve the debt by making use of all disposable income for the debt reduction plan. It allows debtors to remove unsecured debts and also to get caught up on missed mortgage repayments. One of the most attractive attributes of this option is short-circuiting home foreclosure. Although keeping your own home may be a great relief, you may be necessary to live for a long time within the close supervision of a court-appointed trustee to recover and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a somewhat new addition to the bankruptcy laws that allow family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency solution to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They ought to be actively involved in a farming or commercial fishing operation and comply with certain requirements. Debtors must develop a repayment schedule within 90 days of filing at court. It has to include a proposed want to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally provides for the restructuring of debt by way of a corporation or partnership involving a reorganization plan to maintain the business operational while repaying creditors over a period of time. Companies and folks may also use Chapter 11 to seek relief. A Chapter 11 petition could be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement plus a reorganization plan must be filed with the court. The disclosure must contain information regarding the assets, liabilities, along with other business affairs from the debtor sufficient to permit a creditor to produce a well informed decision regarding the reorganization plan. The Automated Stay provides a debtor with a time period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are never to be pursued on any debt that occurred ahead of the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented through the court, an appointed trustee, a committee, or some other parties of great interest.