We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Accidental injuries develops when an individual is physically or psychologically injured as a result of negligence on the part of another individual, company, entity, or government agency. Injury legal cases arise when somebody promises to happen to be harmed by someone else inside an accident or because of negligence and who can be held legally liable for such harm. Your own injury case becomes formalized whenever a injury lawyer represents the way it is on the part of a client in a civil court proceeding. There are many duties your own injury lawyer performs in aiding their customers, the most significant mandate being to enable them to acquire the justice and compensation they are lawfully qualified for from undergoing losses and suffering due to the negligence of others. Workplace injury compensation can be claimed when someone believes that the employer has failed with their responsibilities towards them and the like negligence has caused a crash or injury at your workplace. Each time a worker has become hurt on job, they may claim compensation from their employer by submitting a work accident claim. When the claim is a winner the total amount claimed will be covered by the employer’s insurance. You will find four varieties of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some sort of worker’s compensation for workers is generally compulsory with all the notable exception of Texas as of 2018. There are two basic requirements for workers to qualify for worker’s compensation benefits – they should be used by an employer who may have or maybe needed by law to have Worker’s Compensation Insurance, and they also should have been injured at the job on account of their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses brought on by being exposed to harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains on account of handling materials. When a worker has suffered a work-related injury or illness time is critical as there is a restricted period of time where you can report the accident or incident as a way to claim benefits. Deadlines vary from state to state but also in most states, the incident should be notified to the employer within 30 to 40 days failing in which the ability from the worker to acquire compensation can be severely jeopardized. Workers are often surprised to discover that employers can dispute a worker’s compensation claim they believe is invalid for the reason that rates they pay are influenced by the quantity of claims paid out by their insurance carrier. This is the reason it is very important have proper legal representation by a qualified accidental injuries lawyer to guarantee the rights of workers are upheld. In the matter of accidental injuries as a result of motor vehicle accident, a car wreck lawyer will handle your case to make sure you get the appropriate compensation for your loss and suffering because of the negligence of an individual else. An automobile accident cannot only cause physical damage, but may lead to life long injuries, immobility, lack of employment, and in many cases death. When a personal injury is a result of the negligent operation of the vehicle, the motorist from the vehicle must held to blame for the results of these negligence. Because the laws of every state are very different, it is important to use a local attorney proficient in automobile accident compensation care for your personal injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is very proficient in the laws and established standards that trucking companies and truck drivers must meet. Including things like mandatory training, rest breaks, and work hour restrictions. There are numerous parties who might be held responsible for injuries to victims in the case of truck or tractor-trailer related accidents for example the driver, the dog owner of your vehicle, the lessor, the manufacturer in the vehicle, parts, or tires, or even the shipper or loader of your cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is vital to make sure you are properly compensated for the injuries. Motorcycles present unique challenges, not just for drivers however for all of the other users of your road. After motorcycle accidents, motorists often point out that they did not view the motorcycle and the quantity of instances where motorcycle drivers have been struck by vehicles has grown substantially. Other elements that lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver in addition to their passenger to keep negligent vehicle drivers accountable for loss and suffering brought on by their negligent driving. Filing your own injury claim requires the motorcycle driver’s insurance company as well as the at-fault motorist to examine the case and getting a claims adjuster offer a certain amount of compensation. Without proper representation, the victim of any motorcycle accident runs the risk of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ from state to state and these cases could become quite complex. If a dog owner is confronted with a strict liability dog bite statute he may have few selections for a prosperous defense. More defense options can be for sale in states where traditional negligence rules apply. A dog bite lawyer can help you claim compensation when you have been the victim of any dog attack. Dog bites could cause serious injuries and in some cases, victims may also be psychologically affected by the trauma. You may pursue an insurance claim up against the dog owner’s property insurance provider in case the attack occurred on the insured’s property. Your dog bite attorney can enjoy a vital role in proving liability in the dog bite case since they be aware of applicable laws in your local state, how to calculate damages, and the simplest way to provide evidence. To be successful in the accidental injuries slip-and-fall lawsuit you will have to prove that they owner or tenant of the property was negligent in some action they did or did not take that caused the damage. Most slip-and-fall cases are settled from court as well as a lawsuit is normally only filed if the parties involved cannot reach a settlement. Despite their prevalence as well as the serious injuries the cause, premises liability lawsuits take time and effort to win. Causes of injury usually range from failure to position indicators of wet spots or objects which can be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. An individual injury slip, trip, and fall case rely heavily in the victim’s capability to prove liability by the defendant and therefore the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy will help resolve your financial situation in case you have serious financial problems. However, during this process, you could lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and a lot common type of bankruptcy and according to statistics more than 95.5% of Chapter 7 bankruptcy filings have gotten debts they have accrued discharged. In order to be eligible for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a nicely as secured and unsecured debt. Many people who do not possess enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets like home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to assist them to cope with overwhelming debt. However, you can find long term consequences for individuals who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or their debts as an alternative to liquidation. It is fantastic for those whose biggest concern is not insufficient income, but coping with the requirements from creditors for fast payment. It permits you to make your home providing you may pay the mortgage under the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to resolve the debt by applying all disposable income towards the debt reduction plan. It allows debtors to eliminate unsecured debts as well as catch up on missed mortgage repayments. Just about the most attractive attributes of this approach is short-circuiting home foreclosure. Although keeping your house might be a great relief, you may be required to live for quite some time within the close supervision of your court-appointed trustee to gather and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a somewhat new addition to the bankruptcy laws that enable family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency reply to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They should be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must come up with a repayment schedule within 90 days of filing at court. It has to incorporate a proposed decide to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by a corporation or partnership involving a reorganization plan to maintain the business operational while repaying creditors over a duration of time. Business owners and individuals can also use Chapter 11 to find relief. A Chapter 11 petition might be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement as well as a reorganization plan needs to be filed using the court. The disclosure must contain information with regards to the assets, liabilities, along with other business affairs in the debtor sufficient to allow a creditor to produce an informed decision concerning the reorganization plan. The Automated Stay gives a debtor with a period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and are never to be pursued on any debt that occurred just before the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented from the court, an appointed trustee, a committee, or any other parties of great interest.