We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Accidental injuries occurs when somebody has been physically or psychologically injured as a result of negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when an individual promises to have been harmed by someone else in a accident or on account of negligence and who can be held legally accountable for such harm. A personal injury case becomes formalized when a accidental injury lawyer represents the truth on behalf of a customer at a civil court proceeding. There are many duties a private injury lawyer performs in aiding their clients, the most significant mandate being to help them get the justice and compensation they are lawfully eligible for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation can be claimed when someone believes that the employer has failed in their responsibilities towards them etc negligence has caused an accident or injury at the office. Each time a worker is hurt on job, they may claim compensation off their employer by submitting a work accident claim. In the event the claim is a winner the quantity claimed is going to be covered by the employer’s insurance. You will find four forms of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some type of worker’s compensation for employees is usually compulsory using the notable exception of Texas as of 2018. The two main simple requirements for workers to be eligible for worker’s compensation benefits – they must be used by a company that has or possibly is required by law to obtain Worker’s Compensation Insurance, and they also will need to have been injured at the office due to their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses a result of exposure to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains as a result of handling materials. When a staff member has suffered a work-related injury or illness time is an issue while there is a small time period in order to report the accident or incident as a way to claim benefits. Deadlines vary among states nevertheless in most states, the incident needs to be notified towards the employer within 30 to 40 days failing that your ability in the worker to get compensation could be severely jeopardized. Employees are often surprised to find out that employers can dispute a worker’s compensation claim they believe is invalid since the rates they pay are affected by the quantity of claims paid out by their insurance company. This is the reason it is essential to have proper legal representation from a qualified accidental injuries lawyer to be sure the rights of employees are upheld. In the matter of accidental injury as a result of motor vehicle accident, an automobile wreck lawyer will handle your case to make sure you have the appropriate compensation to your loss and suffering due to the negligence of someone else. A vehicle accident can not only cause physical damage, but may lead to life long injuries, immobility, lack of employment, and even death. When a personal injury comes from the negligent operation of any vehicle, the motorist from the vehicle should held to blame for the outcomes of such negligence. Ever since the laws of every state are very different, it is important to possess a local attorney experienced with automobile accident compensation care for your individual injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is extremely experienced in the laws and established standards that trucking companies and truck drivers must meet. This includes stuff like mandatory training, rest breaks, and work hour restrictions. There are several parties who can be held responsible for injuries to victims in the case of truck or tractor-trailer related accidents such as the driver, the dog owner in the vehicle, the lessor, the company of your vehicle, parts, or tires, or perhaps the shipper or loader of your cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is essential to make sure you are properly compensated for the injuries. Motorcycles present unique challenges, not only for drivers but for all the other users from the road. After motorcycle accidents, motorists often claim that they did not see the motorcycle and the quantity of instances where motorcycle drivers have already been struck by vehicles has risen substantially. Additional factors which lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver as well as their passenger to carry negligent vehicle drivers to blame for loss and suffering brought on by their negligent driving. Filing a private injury claim necessitates the motorcycle driver’s insurer and also the at-fault motorist to check the situation and having a claims adjuster offer some compensation. Without the proper representation, the victim of your motorcycle accident runs the risk of not receiving fair and only compensation for loss and suffering. Dog bite laws differ between states and these cases may become quite complex. If a dog owner is confronted with a strict liability dog bite statute this individual have few alternatives for a prosperous defense. More defense options might be obtainable in states where traditional negligence rules apply. A dog bite lawyer may help you claim compensation when you have been the victim of the dog attack. Dog bites could cause serious injuries and perhaps, victims can be psychologically influenced by the trauma. You are able to pursue an insurance claim from the dog owner’s property insurance provider in case the attack occurred in the insured’s property. A dog bite attorney can enjoy an important role in proving liability within a dog bite case because they understand the applicable laws in your local state, how to calculate damages, and an effective way to provide evidence. To become successful in the injury slip-and-fall lawsuit you should prove they owner or tenant of your property was negligent in a few action they did or did not take that caused the damage. Most slip-and-fall cases are settled out of court as well as a lawsuit is generally only filed once the parties involved cannot reach a settlement. Despite their prevalence and the serious injuries the reason, premises liability lawsuits are difficult to win. Reasons behind injury usually cover anything from failure to position indicators of wet spots or objects that are left lying in walkways to unstable work surfaces and failing to maintain walkways. An individual injury slip, trip, and fall case rely heavily on the victim’s capability to prove liability by the defendant which the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy will help resolve the money you owe for those who have serious financial problems. However, at the same time, you could lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and the majority of common type of bankruptcy and statistically greater than 95.5% of Chapter 7 bankruptcy filings have experienced their debts discharged. So that you can be eligible for a Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a well as secured and unsecured debt. Many people who do not possess enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to enable them to cope with overwhelming debt. However, there are long-term consequences for people who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or all their debts as an alternative to liquidation. It is ideal for those whose biggest dilemma is not insufficient income, but working with the requirements from creditors for immediate payment. It lets you keep the home providing you may pay the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to settle your debt by utilizing all disposable income on the debt reduction plan. It allows debtors to eliminate unsecured debts and also to get caught up on missed home loan repayments. One of the most attractive highlights of this choice is short-circuiting home foreclosure. Although keeping your home may be a great relief, you will be expected to live for a long time under the close supervision of any court-appointed trustee to recover and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a fairly new accessory for the bankruptcy laws that permit family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency response to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They should be actively engaged in a farming or commercial fishing operation and conform to certain requirements. Debtors must think of a repayment schedule within 90 days of filing at court. It needs to feature a proposed want to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by way of a corporation or partnership involving a reorganization decide to retain the business operational while repaying creditors over a period of time. Company owners and individuals can also use Chapter 11 to get relief. A Chapter 11 petition might be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement plus a reorganization plan needs to be filed together with the court. The disclosure must contain information concerning the assets, liabilities, and other business affairs in the debtor sufficient allowing a creditor to make a knowledgeable decision about the reorganization plan. The Automated Stay provides a debtor with a period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and they are to not be pursued on any debt that occurred prior to the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented by the court, an appointed trustee, a committee, or any other parties useful.