We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Accidental injuries takes place when someone continues to be physically or psychologically injured on account of negligence on the part of another individual, company, entity, or government agency. Injury legal cases arise when someone states to have been harmed by someone else in a accident or as a result of negligence and who could be held legally accountable for such harm. A private injury case becomes formalized each time a injury lawyer represents the situation with respect to a customer at the civil court proceeding. There are several duties an individual injury lawyer performs in aiding their customers, the main mandate being to assist them to acquire the justice and compensation these are lawfully eligible for from undergoing losses and suffering due to the negligence of others. Workplace injury compensation may be claimed when someone believes that their employer has failed in their responsibilities towards them and such negligence has caused a crash or injury at the office. Each time a worker continues to be hurt on job, they can claim compensation from their employer by submitting a work accident claim. If the claim is successful the exact amount claimed will probably be covered by the employer’s liability insurance. You can find four types of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some form of worker’s compensation for workers is generally compulsory using the notable exception of Texas by 2018. There are 2 simple requirements for workers to qualify for worker’s compensation benefits – they must be employed by an employer who has or is necessary for law to get Worker’s Compensation Insurance, plus they will need to have been injured at the job as a result of their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses caused by exposure to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains because of handling materials. When an employee has suffered a work-related injury or illness time is of the essence because there is a limited period of time in order to report the accident or incident to be able to claim benefits. Deadlines vary from state to state but also in most states, the incident needs to be notified on the employer within 30 to 40 days failing in which the ability from the worker to obtain compensation can be severely jeopardized. Workers are often surprised to learn that employers can dispute a worker’s compensation claim they feel is invalid since the rates they pay are influenced by the volume of claims paid out by their insurance carrier. For this reason it is essential to have proper legal representation by way of a qualified accidental injuries lawyer so that the rights of personnel are upheld. With regards to personal injury as a result of automobile accident, a car wreck lawyer will handle your case to make sure you obtain the appropriate compensation for your loss and suffering due to the negligence of an individual else. An automobile accident cannot only cause physical damage, but may result in life long injuries, immobility, loss in employment, and even death. When an accident is a result of the negligent operation of a vehicle, the driver in the vehicle should held to blame for the results of such negligence. Because the laws of each and every state are not the same, you should have a local attorney experienced in automobile accident compensation deal with your personal injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is highly experienced in the laws and established standards that trucking companies and truck drivers must meet. This consists of stuff like mandatory training, rest breaks, and work hour restrictions. There are numerous parties who might be held responsible for injuries to victims with regards to truck or tractor-trailer related accidents such as the driver, the property owner of the vehicle, the lessor, the maker of your vehicle, parts, or tires, and even the shipper or loader from the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is important to make sure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not merely for drivers however, for all other users in the road. After motorcycle accidents, motorists often state that they did not begin to see the motorcycle and the number of instances where motorcycle drivers happen to be struck by vehicles has grown substantially. Other factors that lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver in addition to their passenger to hold negligent vehicle drivers to blame for loss and suffering a result of their negligent driving. Filing your own injury claim necessitates the motorcycle driver’s insurance carrier as well as the at-fault motorist to examine the case and achieving a claims adjuster offer some compensation. Without correct representation, the victim of any motorcycle accident runs the danger of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ from state to state and they cases can be quite complex. When a dog owner is confronted with a strict liability dog bite statute he may have few options for a prosperous defense. More defense options might be available in states where traditional negligence rules apply. A dog bite lawyer can help you claim compensation if you have been the victim of the dog attack. Dog bites could cause serious injuries and perhaps, victims can even be psychologically affected by the trauma. You are able to pursue an insurance claim from the dog owner’s property insurance provider when the attack occurred around the insured’s property. Your dog bite attorney can enjoy a vital role in proving liability inside a dog bite case as they know the applicable laws inside your local state, the way to calculate damages, and an effective way to offer evidence. Just to be successful within a accidental injuries slip-and-fall lawsuit you should prove they owner or tenant of the property was negligent in certain action they did or did not take that caused the damage. Most slip-and-fall cases are settled out from court and a lawsuit is often only filed as soon as the parties involved cannot reach a settlement. Despite their prevalence along with the serious injuries the root cause, premises liability lawsuits take time and effort to win. Reasons for injury usually vary from failure to place warning signs of wet spots or objects that are left lying in walkways to unstable work surfaces and failing to maintain walkways. Your own injury slip, trip, and fall case rely heavily around the victim’s capability to prove liability on the part of the defendant and this the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy will help resolve your financial situation when you have serious financial problems. However, in the process, you might lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and most everyday sort of bankruptcy and according to statistics more than 95.5% of Chapter 7 bankruptcy filings have gotten debts they have accrued discharged. In order to be eligible for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a properly as secured and unsecured debt. A lot of people who do not have enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to help them cope with overwhelming debt. However, there are long term consequences for people who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or a bunch of their debts rather than liquidation. It is fantastic for those whose biggest problem is not deficiency of income, but handling the requirements from creditors for immediate payment. It enables you to keep the home providing you are able to pay for the mortgage under the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to solve the debt by making use of all disposable income for the debt reduction plan. It allows debtors to remove unsecured debts as well as catch up on missed mortgage payments. Just about the most attractive options that come with this choice is short-circuiting home foreclosure. Although keeping your house might be a great relief, you will certainly be required to live for a long time within the close supervision of the court-appointed trustee to gather and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a fairly new accessory for the bankruptcy laws that allow family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency solution to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They must be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must think of a repayment plan within 3 months of filing at court. It should feature a proposed intend to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by way of a corporation or partnership involving a reorganization plan to keep your business operational while repaying creditors during a period of time. Company owners and individuals also can use Chapter 11 to seek relief. A Chapter 11 petition can be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement as well as a reorganization plan must be filed with the court. The disclosure must contain all information regarding the assets, liabilities, and other business affairs in the debtor sufficient to enable a creditor to produce an educated decision with regards to the reorganization plan. The Automated Stay offers a debtor with a time period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and they are to never be pursued on any debt that occurred ahead of the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented with the court, an appointed trustee, a committee, or any other parties of interest.