We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Injury takes place when someone continues to be physically or psychologically injured due to negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when a person claims to are already harmed by other people in a accident or on account of negligence and who might be held legally accountable for such harm. A personal injury case becomes formalized when a injury lawyer represents the truth on the part of a customer at the civil court proceeding. There are many duties an individual injury lawyer performs in aiding the clientele, the most crucial mandate being to assist them acquire the justice and compensation they may be lawfully qualified for from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation might be claimed when someone believes that their employer has failed within their responsibilities towards them and the like negligence is responsible for a crash or injury at the office. When a worker has become hurt on job, they could claim compensation from their employer by submitting a work accident claim. In case the claim is a winner the total amount claimed will probably be protected by the employer’s insurance. There are actually four kinds of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some type of worker’s compensation for workers is generally compulsory together with the notable exception of Texas at the time of 2018. There are 2 basic requirements for workers to qualify for worker’s compensation benefits – they should be used by an employer that has or maybe necessary for law to obtain Worker’s Compensation Insurance, and they need to have been injured at the job as a result of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses due to exposure to harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains because of handling materials. When a staff member has suffered a work-related injury or illness time is critical because there is a restricted timeframe in order to report the accident or incident in order to claim benefits. Deadlines vary between states however in most states, the incident needs to be notified for the employer within 30 to 40 days failing which the ability in the worker to get compensation may be severely jeopardized. Staff is often surprised to discover that employers can dispute a worker’s compensation claim they think is invalid because the rates they pay suffer from the amount of claims paid out by their insurance firm. This is the reason you should have proper legal representation by a qualified accidental injury lawyer to be sure the rights of staff is upheld. With regards to accidental injury due to a vehicle accident, a vehicle wreck lawyer will fully handle your case to make sure you obtain the appropriate compensation for your personal loss and suffering due to the negligence of an individual else. A vehicle accident are unable to only cause physical damage, but may lead to life long injuries, immobility, loss of employment, and in many cases death. When an injury results from the negligent operation of a vehicle, the motorist of the vehicle has to held accountable for the results of those negligence. Considering that the laws of each and every state are very different, it is very important possess a local attorney familiar with vehicle accident compensation deal with your personal injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is very familiar with the laws and established standards that trucking companies and truck drivers must meet. This includes such things as mandatory training, rest breaks, and work hour restrictions. There are numerous parties who could be held responsible for injuries to victims when it comes to truck or tractor-trailer related accidents such as the driver, the dog owner of your vehicle, the lessor, the manufacturer of your vehicle, parts, or tires, or perhaps the shipper or loader of the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is vital to ensure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not just for drivers however for all of the other users of the road. After motorcycle accidents, motorists often point out that they failed to start to see the motorcycle and the amount of instances where motorcycle drivers have been struck by vehicles has grown substantially. Other elements that lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver along with their passenger to carry negligent vehicle drivers accountable for loss and suffering brought on by their negligent driving. Filing a private injury claim involves the motorcycle driver’s insurance company and also the at-fault motorist to examine the situation and achieving a claims adjuster offer some compensation. Without the right representation, the victim of your motorcycle accident runs the risk of not receiving fair and just compensation for loss and suffering. Dog bite laws differ among states which cases can be quite complex. In case a dog owner is confronted with a strict liability dog bite statute he might have few choices for a successful defense. More defense options could be offered in states where traditional negligence rules apply. Your dog bite lawyer will help you claim compensation when you have been the victim of your dog attack. Dog bites could cause serious injuries and in some cases, victims may also be psychologically afflicted with the trauma. It is possible to pursue an insurance claim versus the dog owner’s property insurance provider in the event the attack occurred on the insured’s property. Your dog bite attorney may play an important role in proving liability within a dog bite case while they know the applicable laws inside your local state, the way to calculate damages, and an effective way to show evidence. To be successful in a accidental injuries slip-and-fall lawsuit you should prove that they owner or tenant of your property was negligent in some action they did or did not take that caused the damage. Most slip-and-fall cases are settled out of court plus a lawsuit is often only filed as soon as the parties involved cannot reach a settlement. Despite their prevalence along with the serious injuries the cause, premises liability lawsuits are hard to win. Reasons behind injury usually cover anything from failure to put indicators of wet spots or objects which can be left lying in walkways to unstable work surfaces and failing to maintain walkways. A private injury slip, trip, and fall case rely heavily on the victim’s power to prove liability on the part of the defendant and therefore the victim suffered damages because of such negligence. Chapter 7 Bankruptcy can help resolve the money you owe for those who have serious financial problems. However, in the process, you may lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and the majority of common type of bankruptcy and according to statistics over 95.5% of Chapter 7 bankruptcy filings have had debts they have accrued discharged. So that you can be entitled to Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a well as secured and unsecured debt. Some individuals who do not have enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets like home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to help them deal with overwhelming debt. However, you can find long-term consequences for people who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or a bunch of their debts rather than liquidation. It is great for those whose biggest issue is not absence of income, but handling the demands from creditors for fast payment. It lets you keep the home providing you may spend the money for mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to settle the debt by making use of all disposable income on the debt reduction plan. It allows debtors to reduce unsecured debts and to catch up on missed mortgage repayments. Just about the most attractive options that come with this choice is short-circuiting home foreclosure. Although keeping your house might be a great relief, you will certainly be necessary to live for quite some time beneath the close supervision of any court-appointed trustee to collect and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is a relatively recent accessory for the bankruptcy laws that enable family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency response to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They have to be actively engaged in a farming or commercial fishing operation and comply with certain requirements. Debtors must make a repayment plan within 90 days of filing at court. It needs to feature a proposed plan to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by a corporation or partnership involving a reorganization plan to maintain the business operational while repaying creditors over a period of time. Company owners and folks could also use Chapter 11 to get relief. A Chapter 11 petition might be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement along with a reorganization plan should be filed together with the court. The disclosure must contain all information about the assets, liabilities, and also other business affairs from the debtor sufficient to permit a creditor to create an informed decision with regards to the reorganization plan. The Automatic Stay provides a debtor with a period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and so are not to be pursued on any debt that occurred ahead of the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented by the court, an appointed trustee, a committee, or another parties appealing.