We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Personal injury takes place when an individual has been physically or psychologically injured because of negligence on the part of another individual, company, entity, or government agency. Personal injury legal cases arise when a person promises to happen to be harmed by somebody else within an accident or as a result of negligence and who can be held legally responsible for such harm. An individual injury case becomes formalized whenever a injury lawyer represents the truth on behalf of a client at the civil court proceeding. There are many duties a personal injury lawyer performs in aiding their clientele, the most important mandate being to help them acquire the justice and compensation these are lawfully qualified for from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation might be claimed when someone believes their employer has failed with their responsibilities towards them and such negligence is responsible for a crash or injury at your workplace. Whenever a worker has been hurt on job, they are able to claim compensation from the employer by submitting a work accident claim. In case the claim is a winner the quantity claimed will probably be included in the employer’s liability insurance. You can find four types of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some sort of worker’s compensation for workers is generally compulsory using the notable exception of Texas as of 2018. The two main basic requirements for workers to qualify for worker’s compensation benefits – they should be utilized by a company who has or is required by law to have Worker’s Compensation Insurance, plus they will need to have been injured at the office because of their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses brought on by exposure to harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains because of handling materials. When a member of staff has suffered a work-related injury or illness time is critical while there is a small time period in order to report the accident or incident so that you can claim benefits. Deadlines vary from state to state but also in most states, the incident should be notified on the employer within 30 to 40 days failing that your ability of the worker to receive compensation can be severely jeopardized. Personnel are often surprised to learn that employers can dispute a worker’s compensation claim they believe is invalid as the rates they pay are influenced by the amount of claims paid out by their insurance provider. That is why it is very important have proper legal representation from a qualified injury lawyer so that the rights of personnel are upheld. With regards to injury as a result of car accident, a car wreck lawyer will fully handle your case to ensure you obtain the appropriate compensation to your loss and suffering as a result of negligence of someone else. An automobile accident cannot only cause physical damage, but may lead to life long injuries, immobility, reduction in employment, as well as death. When an accident is a result of the negligent operation of a vehicle, the motorist in the vehicle has to held accountable for the results of those negligence. Because the laws for each state are not the same, it is essential to have got a local attorney experienced in motor vehicle accident compensation take care of your individual injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is very familiar with the laws and established standards that trucking companies and truck drivers must meet. Including things like mandatory training, rest breaks, and work hour restrictions. There are various parties who can be held responsible for injuries to victims with regards to truck or tractor-trailer related accidents like the driver, the homeowner of your vehicle, the lessor, the producer of the vehicle, parts, or tires, and even the shipper or loader of the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is vital to make sure you are properly compensated to your injuries. Motorcycles present unique challenges, not simply for drivers but also for other users of the road. After motorcycle accidents, motorists often claim that they did not view the motorcycle and the volume of instances where motorcycle drivers have been struck by vehicles has risen substantially. Other factors which lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver as well as their passenger to hold negligent vehicle drivers responsible for loss and suffering brought on by their negligent driving. Filing a personal injury claim requires the motorcycle driver’s insurer and the at-fault motorist to check the way it is and having a claims adjuster offer a certain amount of compensation. Without the proper representation, the victim of any motorcycle accident runs the risk of not receiving fair and just compensation for loss and suffering. Dog bite laws differ between states and they cases can be quite complex. If a dog owner is confronted with a strict liability dog bite statute he may have few selections for an excellent defense. More defense options could be offered in states where traditional negligence rules apply. A pet dog bite lawyer will help you claim compensation when you have been the victim of the dog attack. Dog bites can cause serious injuries and in many cases, victims can even be psychologically influenced by the trauma. You are able to pursue an insurance claim against the dog owner’s property insurance provider when the attack occurred in the insured’s property. A pet dog bite attorney can start to play a crucial role in proving liability within a dog bite case while they know the applicable laws with your local state, the way to calculate damages, and the most effective way to show evidence. To be successful inside a injury slip-and-fall lawsuit you will have to prove that they can owner or tenant of the property was negligent in a few action they did or failed to take that caused the injury. Most slip-and-fall cases are settled out from court and a lawsuit is often only filed if the parties involved cannot reach a settlement. Despite their prevalence as well as the serious injuries the root cause, premises liability lawsuits are hard to win. Reasons behind injury usually cover anything from failure to position indicators of wet spots or objects which can be left lying in walkways to unstable work surfaces and failing to maintain walkways. Your own injury slip, trip, and fall case rely heavily around the victim’s power to prove liability by the defendant and that the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy might help resolve the money you owe when you have serious financial problems. However, at the same time, you might lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and the majority of everyday sort of bankruptcy and according to statistics over 95.5% of Chapter 7 bankruptcy filings have experienced their debts discharged. To be able to be eligible for a Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a well as secured and unsecured debt. A lot of people who do not possess enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets including home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to assist them to cope with overwhelming debt. However, there are actually long-term consequences for many who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or their debts instead of liquidation. It is ideal for those whose biggest concern is not insufficient income, but coping with the demands from creditors for immediate payment. It enables you to keep your home providing it is possible to spend the money for mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to resolve your debt by making use of all disposable income to the debt reduction plan. It allows debtors to get rid of unsecured debts as well as to get caught up on missed mortgage repayments. Just about the most attractive highlights of this alternative is short-circuiting home foreclosure. Although keeping your own home can be a great relief, you will certainly be required to live for a long time underneath the close supervision of a court-appointed trustee to accumulate and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a relatively new accessory for the bankruptcy laws that permit family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency solution to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They ought to be actively involved in a farming or commercial fishing operation and conform to certain requirements. Debtors must develop a repayment plan within 90 days of filing at court. It has to add a proposed decide to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by a corporation or partnership involving a reorganization intend to keep the business operational while repaying creditors over a duration of time. Company owners and folks may also use Chapter 11 to look for relief. A Chapter 11 petition may be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement as well as a reorganization plan has to be filed with the court. The disclosure must contain all information with regards to the assets, liabilities, along with other business affairs of your debtor sufficient to allow a creditor to create a knowledgeable decision concerning the reorganization plan. The Automated Stay offers a debtor with a time period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and are not to be pursued on any debt that occurred ahead of the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented by the court, an appointed trustee, a committee, or some other parties useful.