We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Personal injury takes place when a person continues to be physically or psychologically injured as a result of negligence on the part of another individual, company, entity, or government agency. Accidental injuries legal cases arise when an individual claims to have already been harmed by other people in an accident or as a result of negligence and who may be held legally in charge of such harm. A private injury case becomes formalized when a accidental injuries lawyer represents the case for a customer at the civil court proceeding. There are lots of duties a private injury lawyer performs in aiding the clientele, the main mandate being to help them obtain the justice and compensation they may be lawfully qualified for from undergoing losses and suffering due to negligence of others. Workplace injury compensation might be claimed when someone believes that their employer has failed inside their responsibilities towards them and the like negligence has caused a car accident or injury at your workplace. Whenever a worker has been hurt on job, they can claim compensation off their employer by submitting a work accident claim. If the claim is successful the exact amount claimed will probably be covered by the employer’s insurance. You can find four types of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some kind of worker’s compensation for employees is generally compulsory using the notable exception of Texas as of 2018. There are two basic requirements for workers to be eligible for worker’s compensation benefits – they should be utilized by an employer who may have or maybe required by law to obtain Worker’s Compensation Insurance, and they also will need to have been injured at your workplace because of their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses caused by contact with harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains as a result of handling materials. When a worker has suffered a work-related injury or illness time is an issue because there is a small time period in which to report the accident or incident as a way to claim benefits. Deadlines vary from state to state but also in most states, the incident should be notified towards the employer within 30 to 40 days failing which the ability of your worker to receive compensation could be severely jeopardized. Staff is often surprised to find out that employers can dispute a worker’s compensation claim they believe is invalid as the rates they pay are influenced by the volume of claims paid out by their insurance firm. This is why it is important to have proper legal representation by way of a qualified personal injury lawyer to ensure the rights of staff is upheld. In the matter of injury because of a motor vehicle accident, an auto wreck lawyer will handle your case to ensure you receive the appropriate compensation to your loss and suffering due to the negligence of someone else. A vehicle accident simply cannot only cause physical damage, but may lead to life long injuries, immobility, loss of employment, and even death. When a physical injury is a result of the negligent operation of any vehicle, the motorist of the vehicle has to held to blame for the outcomes of these negligence. Since the laws of each state will vary, it is very important use a local attorney familiar with car accident compensation care for your own injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is highly experienced with the laws and established standards that trucking companies and truck drivers must meet. Including stuff like mandatory training, rest breaks, and work hour restrictions. There are various parties who could be held accountable for injuries to victims with regards to truck or tractor-trailer related accidents like the driver, the homeowner in the vehicle, the lessor, the company of your vehicle, parts, or tires, or maybe the shipper or loader of the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is vital to make sure you are properly compensated to your injuries. Motorcycles present unique challenges, not just for drivers however for other users of your road. After motorcycle accidents, motorists often point out that they failed to view the motorcycle and the volume of instances where motorcycle drivers have been struck by vehicles has risen substantially. Other elements that lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver and their passenger to carry negligent vehicle drivers to blame for loss and suffering caused by their negligent driving. Filing a personal injury claim requires the motorcycle driver’s insurer along with the at-fault motorist to check the truth and getting a claims adjuster offer some compensation. Without proper representation, the victim of your motorcycle accident runs the chance of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ between states and these cases can be quite complex. If your dog owner is confronted by a strict liability dog bite statute he may have few options for a prosperous defense. More defense options could be available in states where traditional negligence rules apply. A dog bite lawyer can help you claim compensation if you have been the victim of the dog attack. Dog bites may cause serious injuries and in many cases, victims can even be psychologically influenced by the trauma. You may pursue an insurance claim against the dog owner’s home insurance provider in case the attack occurred in the insured’s property. Your dog bite attorney can play an important role in proving liability inside a dog bite case while they are aware of the applicable laws in your local state, the way to calculate damages, and an effective way to offer evidence. Just to be successful inside a personal injury slip-and-fall lawsuit you will need to prove which they owner or tenant of your property was negligent in some action they did or failed to take that caused the injury. Most slip-and-fall cases are settled out of court plus a lawsuit is normally only filed if the parties involved cannot reach a settlement. Despite their prevalence as well as the serious injuries the main cause, premises liability lawsuits are difficult to win. Reasons behind injury usually cover anything from failure to position signs of wet spots or objects that are left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily about the victim’s power to prove liability on the part of the defendant which the victim suffered damages because of such negligence. Chapter 7 Bankruptcy might help resolve your financial situation for those who have serious financial problems. However, at the same time, you might lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and the majority of common type of bankruptcy and statistically over 95.5% of Chapter 7 bankruptcy filings experienced debts they have accrued discharged. So that you can qualify for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a well as secured and unsecured debt. Many people who do not have enough debt to declare bankruptcy may need to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to assist them to handle overwhelming debt. However, you will find long-term consequences for people who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or their debts as an option to liquidation. It is fantastic for those whose biggest problem is not deficiency of income, but working with the needs from creditors for immediate payment. It enables you to keep the home providing you can actually spend the money for mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to settle the debt by making use of all disposable income towards the debt reduction plan. It allows debtors to get rid of unsecured debts and also to catch up on missed home loan repayments. Just about the most attractive options that come with this option is short-circuiting home foreclosure. Although keeping your home can be a great relief, you will certainly be expected to live for a long time beneath the close supervision of a court-appointed trustee to collect and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a relatively new addition to the bankruptcy laws that enable family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency reply to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They must be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must develop a repayment plan within 3 months of filing at court. It needs to incorporate a proposed plan to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by a corporation or partnership involving a reorganization decide to keep the business operational while repaying creditors over a period of time. Companies and folks may also use Chapter 11 to find relief. A Chapter 11 petition can be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement as well as a reorganization plan must be filed together with the court. The disclosure must contain all information regarding the assets, liabilities, and other business affairs of your debtor sufficient allowing a creditor to make an educated decision concerning the reorganization plan. The Automatic Stay offers a debtor with a period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and they are to never be pursued on any debt that occurred before the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented with the court, an appointed trustee, a committee, or other parties appealing.