We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Accidental injury takes place when an individual has become physically or psychologically injured on account of negligence on the part of another individual, company, entity, or government agency. Personal injury legal cases arise when a person promises to happen to be harmed by other people within an accident or on account of negligence and who might be held legally responsible for such harm. A private injury case becomes formalized every time a personal injury lawyer represents the truth on the part of a customer in a civil court proceeding. There are many duties a personal injury lawyer performs in aiding their clientele, the most crucial mandate being to enable them to obtain the justice and compensation they can be lawfully qualified for from undergoing losses and suffering due to negligence of others. Workplace injury compensation may be claimed when someone believes that the employer has failed with their responsibilities towards them and the like negligence is responsible for a car accident or injury at the job. Each time a worker is hurt on job, they are able to claim compensation using their employer by submitting a work accident claim. In case the claim is successful the total amount claimed will be paid by the employer’s liability insurance. You will find four forms of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some form of worker’s compensation for employees is often compulsory using the notable exception of Texas by 2018. There are two simple requirements for workers to qualify for worker’s compensation benefits – they should be hired by an employer that has or perhaps is essental to law to get Worker’s Compensation Insurance, and they will need to have been injured at the job on account of their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses brought on by contact with harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains as a result of handling materials. When a worker has suffered a work-related injury or illness time is of the essence as there is a restricted period of time where you can report the accident or incident so that you can claim benefits. Deadlines vary among states but in most states, the incident needs to be notified to the employer within 30 to 40 days failing that the ability from the worker to get compensation could be severely jeopardized. Personnel are often surprised to learn that employers can dispute a worker’s compensation claim they believe is invalid for the reason that rates they pay suffer from the volume of claims paid out by their insurance carrier. This is the reason you should have proper legal representation from a qualified personal injury lawyer to guarantee the rights of staff is upheld. In the case of accidental injuries caused by a automobile accident, an automobile wreck lawyer will handle your case to ensure you obtain the appropriate compensation for your loss and suffering as a result of negligence of an individual else. An automobile accident cannot only cause physical damage, but may result in life long injuries, immobility, reduction in employment, and also death. When a personal injury is a result of the negligent operation of a vehicle, the operator in the vehicle should held liable for the effects of such negligence. Because the laws for each state will vary, it is very important have got a local attorney familiar with motor vehicle accident compensation deal with your own injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is highly proficient in the laws and established standards that trucking companies and truck drivers must meet. This consists of such things as mandatory training, rest breaks, and work hour restrictions. There are numerous parties who could be held accountable for injuries to victims in the matter of truck or tractor-trailer related accidents like the driver, the property owner from the vehicle, the lessor, the manufacturer from the vehicle, parts, or tires, or maybe the shipper or loader in the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is essential to make sure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not only for drivers however, for all of the other users of your road. After motorcycle accidents, motorists often say that they failed to start to see the motorcycle and the quantity of instances where motorcycle drivers happen to be struck by vehicles has risen substantially. Additional factors which lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver and their passenger to carry negligent vehicle drivers liable for loss and suffering caused by their negligent driving. Filing a private injury claim requires the motorcycle driver’s insurance company and also the at-fault motorist to look at the case and achieving a claims adjuster offer a certain amount of compensation. Without the right representation, the victim of the motorcycle accident runs the risk of not receiving fair and only compensation for loss and suffering. Dog bite laws differ between states and they cases can be quite complex. If your dog owner is faced with a strict liability dog bite statute he might have few alternatives for an effective defense. More defense options can be for sale in states where traditional negligence rules apply. A pet dog bite lawyer can help you claim compensation if you have been the victim of any dog attack. Dog bites may cause serious injuries and in some cases, victims can be psychologically affected by the trauma. You can pursue an insurance claim against the dog owner’s property insurance provider in the event the attack occurred on the insured’s property. A pet dog bite attorney can start to play a crucial role in proving liability inside a dog bite case because they know the applicable laws within your local state, how you can calculate damages, and the simplest way to present evidence. To be successful within a accidental injury slip-and-fall lawsuit you will need to prove that they can owner or tenant from the property was negligent in a few action they did or failed to take that caused the damage. Most slip-and-fall cases are settled out of court plus a lawsuit is normally only filed when the parties involved cannot reach an agreement. Despite their prevalence along with the serious injuries the cause, premises liability lawsuits take time and effort to win. Reasons for injury usually range between failure to set signals of wet spots or objects that are left lying in walkways to unstable work surfaces and failing to maintain walkways. An individual injury slip, trip, and fall case rely heavily around the victim’s capacity to prove liability by the defendant and this the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy can help resolve the money you owe in case you have serious financial problems. However, at the same time, you could lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and most common type of bankruptcy and according to statistics greater than 95.5% of Chapter 7 bankruptcy filings experienced their debts discharged. As a way to be eligible for a Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a nicely as secured and unsecured debt. Many people who do not have enough debt to declare bankruptcy may need to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to assist them deal with overwhelming debt. However, there are actually long term consequences for people who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or all their debts as an option to liquidation. It is perfect for those whose biggest problem is not lack of income, but working with the requirements from creditors for fast payment. It permits you to keep your home providing you are able to spend the money for mortgage within the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to solve the debt by applying all disposable income for the debt reduction plan. It allows debtors to remove unsecured debts as well as catch up on missed home loan payments. One of the most attractive highlights of this choice is short-circuiting home foreclosure. Although keeping your property could be a great relief, you may be expected to live for several years under the close supervision of your court-appointed trustee to recover and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a fairly new accessory for the bankruptcy laws that permit family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency reaction to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They must be actively involved in a farming or commercial fishing operation and abide by certain requirements. Debtors must think of a repayment plan within 3 months of filing at court. It must add a proposed decide to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt with a corporation or partnership involving a reorganization plan to keep your business operational while repaying creditors over a period of time. Business people and folks may also use Chapter 11 to find relief. A Chapter 11 petition may be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement and a reorganization plan must be filed using the court. The disclosure must contain information regarding the assets, liabilities, along with other business affairs of your debtor sufficient to allow a creditor to produce a well informed decision with regards to the reorganization plan. The Automatic Stay supplies a debtor with a period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and so are to not be pursued on any debt that occurred before the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented through the court, an appointed trustee, a committee, or some other parties of great interest.