We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Accidental injury occurs when someone continues to be physically or psychologically injured on account of negligence by another individual, company, entity, or government agency. Injury legal cases arise when someone claims to are already harmed by somebody else within an accident or on account of negligence and who may be held legally accountable for such harm. Your own injury case becomes formalized whenever a accidental injury lawyer represents the truth for a client at a civil court proceeding. There are numerous duties a private injury lawyer performs in aiding their customers, the most crucial mandate being to assist them to receive the justice and compensation these are lawfully eligible to from undergoing losses and suffering due to the negligence of others. Workplace injury compensation may be claimed when someone believes their employer has failed in their responsibilities towards them and such negligence is responsible for an accident or injury at the job. Each time a worker has been hurt on job, they are able to claim compensation off their employer by submitting a work accident claim. In case the claim is successful the total amount claimed will probably be paid by the employer’s insurance. There are four types of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some type of worker’s compensation for workers is often compulsory with the notable exception of Texas at the time of 2018. There are two simple requirements for workers to be eligible for worker’s compensation benefits – they should be hired by a business who may have or maybe needed by law to possess Worker’s Compensation Insurance, and they should have been injured at the job as a result of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses caused by contact with harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains due to handling materials. When a member of staff has suffered a work-related injury or illness time is of the essence because there is a small period of time to report the accident or incident so that you can claim benefits. Deadlines vary from state to state nevertheless in most states, the incident needs to be notified for the employer within 30 to 40 days failing which the ability from the worker to obtain compensation may be severely jeopardized. Staff is often surprised to discover that employers can dispute a worker’s compensation claim they believe is invalid because the rates they pay suffer from the number of claims paid out by their insurance provider. That is why it is very important have proper legal representation from a qualified accidental injury lawyer to guarantee the rights of employees are upheld. In the matter of accidental injuries caused by a car accident, a vehicle wreck lawyer will represent you to ensure you get the appropriate compensation for the loss and suffering due to negligence of somebody else. An automobile accident can not only cause physical damage, but may result in life long injuries, immobility, lack of employment, and in many cases death. When a physical injury is a result of the negligent operation of your vehicle, the motorist in the vehicle should held accountable for the effects of these negligence. Considering that the laws of each state are not the same, you should have got a local attorney experienced with vehicle accident compensation care for your own personal injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is tremendously familiar with the laws and established standards that trucking companies and truck drivers must meet. This includes things such as mandatory training, rest breaks, and work hour restrictions. There are many parties who can be held responsible for injuries to victims in the case of truck or tractor-trailer related accidents for example the driver, the dog owner of the vehicle, the lessor, the maker of the vehicle, parts, or tires, or perhaps the shipper or loader from the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is essential to ensure you are properly compensated for the injuries. Motorcycles present unique challenges, not merely for drivers but for other users from the road. After motorcycle accidents, motorists often point out that they did not view the motorcycle and the amount of instances where motorcycle drivers are already struck by vehicles has grown substantially. Other variables that lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver as well as their passenger to keep negligent vehicle drivers to blame for loss and suffering a result of their negligent driving. Filing your own injury claim involves the motorcycle driver’s insurance company as well as the at-fault motorist to examine the situation and having a claims adjuster offer a certain amount of compensation. Without proper representation, the victim of the motorcycle accident runs the chance of not receiving fair and only compensation for loss and suffering. Dog bite laws differ between states and they cases may become quite complex. If a dog owner is up against a strict liability dog bite statute he might have few choices for a successful defense. More defense options might be obtainable in states where traditional negligence rules apply. Your dog bite lawyer can help you claim compensation when you have been the victim of your dog attack. Dog bites may cause serious injuries and in many cases, victims can also be psychologically influenced by the trauma. You may pursue an insurance claim against the dog owner’s property insurance provider in case the attack occurred in the insured’s property. A dog bite attorney may play an important role in proving liability within a dog bite case while they understand the applicable laws within your local state, the best way to calculate damages, and the simplest way to present evidence. To be successful in a injury slip-and-fall lawsuit you will have to prove they owner or tenant from the property was negligent in many action they did or failed to take that caused the injury. Most slip-and-fall cases are settled out from court as well as a lawsuit is usually only filed if the parties involved cannot reach a settlement. Despite their prevalence along with the serious injuries the reason, premises liability lawsuits are hard to win. Reasons for injury usually range between failure to place warning signs of wet spots or objects that are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A private injury slip, trip, and fall case rely heavily on the victim’s capability to prove liability on the part of the defendant and that the victim suffered damages because of such negligence. Chapter 7 Bankruptcy will help resolve your financial obligations if you have serious financial problems. However, at the same time, you might lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and a lot common type of bankruptcy and statistically greater than 95.5% of Chapter 7 bankruptcy filings have had their debts discharged. As a way to be entitled to Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a highly as secured and unsecured debt. A lot of people who do not possess enough debt to declare bankruptcy may need to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to enable them to deal with overwhelming debt. However, you can find long term consequences for many who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or a bunch of their debts instead of liquidation. It is fantastic for those whose biggest dilemma is not deficiency of income, but handling the needs from creditors for fast payment. It allows you to keep your home providing you can actually pay the mortgage under the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five years to settle your debt by making use of all disposable income for the debt reduction plan. It allows debtors to remove unsecured debts as well as catch up on missed mortgage payments. One of the most attractive features of this alternative is short-circuiting home foreclosure. Although keeping your property might be a great relief, you will certainly be needed to live for a long time underneath the close supervision of a court-appointed trustee to accumulate and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a somewhat new addition to the bankruptcy laws that allow family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency response to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They must be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must think of a repayment schedule within 90 days of filing at court. It must incorporate a proposed decide to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by a corporation or partnership involving a reorganization want to keep the business operational while repaying creditors over a duration of time. Business people and individuals also can use Chapter 11 to seek relief. A Chapter 11 petition may be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement along with a reorganization plan must be filed with all the court. The disclosure must contain all information about the assets, liabilities, and other business affairs of your debtor sufficient allowing a creditor to make an informed decision about the reorganization plan. The Automated Stay offers a debtor with a period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are to not be pursued on any debt that occurred prior to the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented by the court, an appointed trustee, a committee, or some other parties useful.