We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Personal injury takes place when an individual has been physically or psychologically injured because of negligence on the part of another individual, company, entity, or government agency. Accidental injuries legal cases arise when a person claims to happen to be harmed by other people within an accident or due to negligence and who may be held legally liable for such harm. Your own injury case becomes formalized every time a accidental injury lawyer represents the truth for a client at the civil court proceeding. There are many duties a private injury lawyer performs in aiding their clientele, the most significant mandate being to help them acquire the justice and compensation these are lawfully qualified for from undergoing losses and suffering due to the negligence of others. Workplace injury compensation may be claimed when someone believes that their employer has failed in their responsibilities towards them etc negligence is responsible for an accident or injury at the office. Every time a worker has become hurt on job, they are able to claim compensation from their employer by submitting a work accident claim. In case the claim is successful the exact amount claimed will likely be paid by the employer’s insurance. There are four types of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some kind of worker’s compensation for workers is generally compulsory using the notable exception of Texas at the time of 2018. The two main simple requirements for workers to qualify for worker’s compensation benefits – they ought to be utilized by an employer that has or is needed by law to get Worker’s Compensation Insurance, and they need to have been injured at the job as a result of their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses brought on by exposure to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains as a result of handling materials. When a staff member has suffered a work-related injury or illness time is of the essence while there is a small time period in which to report the accident or incident in order to claim benefits. Deadlines vary among states but also in most states, the incident has to be notified towards the employer within 30 to 40 days failing that your ability in the worker to receive compensation may be severely jeopardized. Employees are often surprised to learn that employers can dispute a worker’s compensation claim they feel is invalid because the rates they pay suffer from the number of claims paid out by their insurance company. That is why you should have proper legal representation by way of a qualified injury lawyer to guarantee the rights of workers are upheld. With regards to injury caused by a car accident, a vehicle wreck lawyer will fully handle your case to ensure you receive the appropriate compensation for your loss and suffering because of the negligence of someone else. A car accident simply cannot only cause physical damage, but may result in life long injuries, immobility, loss in employment, as well as death. When a physical injury comes from the negligent operation of the vehicle, the motorist from the vehicle must held accountable for the consequences of the negligence. Ever since the laws of each state are very different, it is essential to use a local attorney proficient in motor vehicle accident compensation deal with your own injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is tremendously experienced in the laws and established standards that trucking companies and truck drivers must meet. Including things like mandatory training, rest breaks, and work hour restrictions. There are several parties who can be held responsible for injuries to victims in the matter of truck or tractor-trailer related accidents for example the driver, the dog owner in the vehicle, the lessor, the company of your vehicle, parts, or tires, or maybe the shipper or loader in the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is essential to ensure you are properly compensated for your injuries. Motorcycles present unique challenges, not just for drivers however, for other users from the road. After motorcycle accidents, motorists often state that they did not view the motorcycle and the number of instances where motorcycle drivers are already struck by vehicles has grown substantially. Other elements which lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver as well as their passenger to support negligent vehicle drivers accountable for loss and suffering caused by their negligent driving. Filing a private injury claim requires the motorcycle driver’s insurance carrier along with the at-fault motorist to check the way it is and getting a claims adjuster offer some compensation. Without the proper representation, the victim of your motorcycle accident runs the risk of not receiving fair and just compensation for loss and suffering. Dog bite laws differ among states which cases can be quite complex. In case a dog owner is faced with a strict liability dog bite statute he might have few alternatives for an excellent defense. More defense options might be available in states where traditional negligence rules apply. A dog bite lawyer may help you claim compensation in case you have been the victim of your dog attack. Dog bites could cause serious injuries and in many cases, victims can even be psychologically afflicted with the trauma. You are able to pursue an insurance claim up against the dog owner’s home insurance provider in case the attack occurred in the insured’s property. A pet dog bite attorney may play a vital role in proving liability inside a dog bite case because they understand the applicable laws with your local state, how to calculate damages, and the best way to show evidence. In order to be successful inside a injury slip-and-fall lawsuit you will have to prove they owner or tenant from the property was negligent in some action they did or failed to take that caused the injury. Most slip-and-fall cases are settled out from court along with a lawsuit is normally only filed as soon as the parties involved cannot reach a settlement. Despite their prevalence and also the serious injuries the cause, premises liability lawsuits take time and effort to win. Reasons behind injury usually range between failure to set indicators of wet spots or objects that are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. An individual injury slip, trip, and fall case rely heavily on the victim’s power to prove liability by the defendant which the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy may help resolve your financial situation if you have serious financial problems. However, along the way, you could lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and the majority of common type of bankruptcy and statistically greater than 95.5% of Chapter 7 bankruptcy filings experienced their debts discharged. To be able to be eligible for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a highly as secured and unsecured debt. Some individuals who do not have enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to assist them to manage overwhelming debt. However, there are actually long term consequences for people who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or all their debts instead of liquidation. It is perfect for those whose biggest issue is not deficiency of income, but coping with the demands from creditors for fast payment. It permits you to keep your home providing you may pay the mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to settle your debt by using all disposable income to the debt reduction plan. It allows debtors to remove unsecured debts and also to catch up on missed mortgage repayments. One of the most attractive highlights of this choice is short-circuiting home foreclosure. Although keeping your property could be a great relief, you will end up expected to live for several years within the close supervision of your court-appointed trustee to accumulate and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a relatively new accessory for the bankruptcy laws that allow family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency reply to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They must be actively engaged in a farming or commercial fishing operation and abide by certain requirements. Debtors must make a repayment plan within 90 days of filing at court. It needs to feature a proposed intend to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt with a corporation or partnership involving a reorganization want to maintain the business operational while repaying creditors over a period of time. Companies and folks also can use Chapter 11 to seek relief. A Chapter 11 petition could be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement as well as a reorganization plan has to be filed using the court. The disclosure must contain all information regarding the assets, liabilities, and also other business affairs from the debtor sufficient to allow a creditor to help make an educated decision about the reorganization plan. The Automated Stay gives a debtor with a period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are not to be pursued on any debt that occurred before the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented by the court, an appointed trustee, a committee, or another parties appealing.