We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Injury occurs when someone continues to be physically or psychologically injured as a result of negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when someone states to have already been harmed by other people in a accident or due to negligence and who may be held legally accountable for such harm. A private injury case becomes formalized each time a accidental injury lawyer represents the truth on the part of a customer at the civil court proceeding. There are many duties your own injury lawyer performs in aiding their clients, the most crucial mandate being to assist them acquire the justice and compensation they may be lawfully eligible to from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation may be claimed when someone believes that the employer has failed in their responsibilities towards them etc negligence has caused any sort of accident or injury at the job. Whenever a worker continues to be hurt on job, they are able to claim compensation from the employer by submitting a work accident claim. If the claim is a winner the exact amount claimed will likely be protected by the employerâ€™s insurance. There are actually four types of workerâ€™s compensation benefits that may be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some sort of workerâ€™s compensation for workers is usually compulsory with all the notable exception of Texas since 2018. There are 2 basic requirements for workers to qualify for workerâ€™s compensation benefits â€“ they ought to be used by an employer that has or possibly is required by law to possess Workerâ€™s Compensation Insurance, plus they must have been injured at work on account of their job- related duties. Most work-related injuries are protected by workerâ€™s comp insurance including accidents and occupational illnesses due to contact with harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains on account of handling materials. When a staff member has suffered a work-related injury or illness time is an issue while there is a restricted time frame where you can report the accident or incident so that you can claim benefits. Deadlines vary among states nevertheless in most states, the incident should be notified for the employer within 30 to 40 days failing that the ability in the worker to acquire compensation could be severely jeopardized. Employees are often surprised to learn that employers can dispute a workerâ€™s compensation claim they believe is invalid for the reason that rates they pay suffer from the volume of claims paid out by their insurance carrier. For this reason it is important to have proper legal representation from a qualified personal injury lawyer to be sure the rights of staff is upheld. When it comes to accidental injury caused by a motor vehicle accident, an automobile wreck lawyer will represent you to make sure you get the appropriate compensation for your loss and suffering because of the negligence of an individual else. A vehicle accident can not only cause physical damage, but may result in life long injuries, immobility, loss of employment, and even death. When a personal injury results from the negligent operation of a vehicle, the driver of your vehicle needs to held accountable for the consequences of the negligence. Ever since the laws for each state are different, it is very important have a local attorney experienced with automobile accident compensation take care of your individual injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is tremendously experienced in the laws and established standards that trucking companies and truck drivers must meet. This includes things such as mandatory training, rest breaks, and work hour restrictions. There are various parties who could be held responsible for injuries to victims with regards to truck or tractor-trailer related accidents such as the driver, the owner in the vehicle, the lessor, the manufacturer of your vehicle, parts, or tires, or even the shipper or loader of the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is important to ensure you are properly compensated for the injuries. Motorcycles present unique challenges, not simply for drivers but also for all of the other users of the road. After motorcycle accidents, motorists often claim that they failed to begin to see the motorcycle and the quantity of instances where motorcycle drivers have already been struck by vehicles has grown substantially. Additional factors which lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver in addition to their passenger to carry negligent vehicle drivers accountable for loss and suffering brought on by their negligent driving. Filing your own injury claim necessitates the motorcycle driverâ€™s insurer and also the at-fault motorist to examine the truth and having a claims adjuster offer a certain amount of compensation. Without proper representation, the victim of a motorcycle accident runs the danger of not receiving fair and only compensation for loss and suffering. Dog bite laws differ among states and these cases could become quite complex. In case a dog owner is confronted by a strict liability dog bite statute this individual have few alternatives for an effective defense. More defense options could be for sale in states where traditional negligence rules apply. A dog bite lawyer can help you claim compensation if you have been the victim of any dog attack. Dog bites can cause serious injuries and in many cases, victims can even be psychologically impacted by the trauma. It is possible to pursue an insurance claim versus the dog ownerâ€™s home insurance provider in the event the attack occurred around the insuredâ€™s property. A dog bite attorney can enjoy an important role in proving liability inside a dog bite case since they be aware of applicable laws in your local state, the best way to calculate damages, and the most effective way to show evidence. Just to be successful within a accidental injuries slip-and-fall lawsuit you will have to prove that they can owner or tenant from the property was negligent in many action they did or failed to take that caused the damage. Most slip-and-fall cases are settled from court and a lawsuit is usually only filed as soon as the parties involved cannot reach a settlement. Despite their prevalence and the serious injuries the reason, premises liability lawsuits take time and effort to win. Reasons behind injury usually range between failure to put warning signs of wet spots or objects which are left lying in walkways to unstable work surfaces and failing to maintain walkways. A private injury slip, trip, and fall case rely heavily on the victimâ€™s capability to prove liability by the defendant and that the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy can help resolve your financial situation in case you have serious financial problems. However, during this process, you might lose some property. Chapter 7 Bankruptcy, also referred to as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and a lot common type of bankruptcy and statistically more than 95.5% of Chapter 7 bankruptcy filings have gotten debts they have accrued discharged. So that you can be entitled to Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a properly as secured and unsecured debt. Some people who do not possess enough debt to declare bankruptcy may need to sell non-exempt assets, however, important assets including home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to assist them to deal with overwhelming debt. However, you will find long-term consequences for people who follow this route. Otherwise known as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows individuals with enough income to settle part or all of their debts as an alternative to liquidation. It is perfect for those whose biggest dilemma is not deficiency of income, but working with the requirements from creditors for fast payment. It enables you to keep your home providing you are able to pay the mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to eliminate the debt by utilizing all disposable income on the debt reduction plan. It allows debtors to remove unsecured debts as well as catch up on missed home loan payments. One of the more attractive attributes of this approach is short-circuiting home foreclosure. Although keeping your home can be a great relief, you will be needed to live for several years beneath the close supervision of the court-appointed trustee to collect and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a relatively recent addition to the bankruptcy laws that enable family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency solution to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They ought to be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must make a repayment plan within 3 months of filing at court. It needs to incorporate a proposed intend to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally offers the restructuring of debt by way of a corporation or partnership involving a reorganization plan to keep the business operational while repaying creditors over a duration of time. Companies and people could also use Chapter 11 to find relief. A Chapter 11 petition might be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement along with a reorganization plan must be filed using the court. The disclosure must contain information regarding the assets, liabilities, as well as other business affairs of the debtor sufficient to allow a creditor to create a knowledgeable decision with regards to the reorganization plan. The Automated Stay offers a debtor with a time period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and so are not to be pursued on any debt that occurred prior to the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented with the court, an appointed trustee, a committee, or any other parties appealing.