We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Accidental injuries occurs when someone has become physically or psychologically injured because of negligence by another individual, company, entity, or government agency. Injury legal cases arise when someone states to have been harmed by another person within an accident or as a result of negligence and who might be held legally liable for such harm. Your own injury case becomes formalized each time a personal injury lawyer represents the case with respect to a customer with a civil court proceeding. There are several duties your own injury lawyer performs in aiding the clientele, the main mandate being to help them obtain the justice and compensation they are lawfully eligible for from undergoing losses and suffering due to the negligence of others. Workplace injury compensation might be claimed when someone believes that their employer has failed in their responsibilities towards them etc negligence has caused any sort of accident or injury at the office. Each time a worker is hurt on job, they could claim compensation using their employer by submitting a work accident claim. In the event the claim is successful the total amount claimed will likely be included in the employer’s liability insurance. You will find four kinds of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some form of worker’s compensation for employees is generally compulsory with all the notable exception of Texas at the time of 2018. There are two simple requirements for workers to be eligible for worker’s compensation benefits – they ought to be employed by a company having or perhaps is necessary for law to have Worker’s Compensation Insurance, and they also should have been injured at your workplace due to their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses a result of being exposed to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains because of handling materials. When a worker has suffered a work-related injury or illness time is critical as there is a restricted time frame in which to report the accident or incident in order to claim benefits. Deadlines vary between states however in most states, the incident needs to be notified to the employer within 30 to 40 days failing that your ability of your worker to acquire compensation could be severely jeopardized. Employees are often surprised to learn that employers can dispute a worker’s compensation claim they feel is invalid as the rates they pay suffer from the quantity of claims paid out by their insurance firm. For this reason it is important to have proper legal representation by a qualified injury lawyer to ensure the rights of workers are upheld. With regards to accidental injuries due to a vehicle accident, a car wreck lawyer will represent you to make sure you get the appropriate compensation for the loss and suffering due to negligence of somebody else. An automobile accident cannot only cause physical damage, but may lead to life long injuries, immobility, loss in employment, and in many cases death. When a physical injury results from the negligent operation of a vehicle, the driver of your vehicle needs to held responsible for the outcomes of the negligence. Since the laws of each and every state are not the same, it is important to possess a local attorney experienced with car accident compensation take care of your own injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is tremendously experienced in the laws and established standards that trucking companies and truck drivers must meet. This can include things like mandatory training, rest breaks, and work hour restrictions. There are many parties who might be held accountable for injuries to victims in the case of truck or tractor-trailer related accidents like the driver, the owner from the vehicle, the lessor, the manufacturer in the vehicle, parts, or tires, or perhaps the shipper or loader in the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is crucial to make sure you are properly compensated for your injuries. Motorcycles present unique challenges, not just for drivers but also for all of the other users of your road. After motorcycle accidents, motorists often say that they did not view the motorcycle and the number of instances where motorcycle drivers are already struck by vehicles has grown substantially. Other factors that lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver in addition to their passenger to hold negligent vehicle drivers accountable for loss and suffering due to their negligent driving. Filing a personal injury claim necessitates the motorcycle driver’s insurer and the at-fault motorist to check the case and having a claims adjuster offer some compensation. Without the right representation, the victim of a motorcycle accident runs the risk of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ among states and those cases can become quite complex. In case a dog owner is up against a strict liability dog bite statute this individual have few selections for an excellent defense. More defense options might be available in states where traditional negligence rules apply. A pet dog bite lawyer can help you claim compensation when you have been the victim of your dog attack. Dog bites may cause serious injuries and in many cases, victims can even be psychologically afflicted with the trauma. You are able to pursue an insurance claim up against the dog owner’s home insurance provider in case the attack occurred about the insured’s property. Your dog bite attorney can play an important role in proving liability in the dog bite case as they be aware of applicable laws in your local state, the way to calculate damages, and the best way to provide evidence. Just to be successful in a accidental injury slip-and-fall lawsuit you will need to prove they owner or tenant of the property was negligent in many action they did or did not take that caused the damage. Most slip-and-fall cases are settled from court plus a lawsuit is generally only filed when the parties involved cannot reach a settlement. Despite their prevalence as well as the serious injuries the cause, premises liability lawsuits are hard to win. Factors behind injury usually range from failure to position signals of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. Your own injury slip, trip, and fall case rely heavily on the victim’s capability to prove liability on the part of the defendant which the victim suffered damages because of such negligence. Chapter 7 Bankruptcy will help resolve the money you owe if you have serious financial problems. However, in the process, you could possibly lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and the majority of everyday sort of bankruptcy and statistically over 95.5% of Chapter 7 bankruptcy filings have experienced debts they have accrued discharged. In order to be eligible for a Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a properly as secured and unsecured debt. A lot of people who do not have enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to help them deal with overwhelming debt. However, there are actually long term consequences for individuals who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or all of their debts as an option to liquidation. It is great for those whose biggest dilemma is not absence of income, but coping with the demands from creditors for fast payment. It lets you make your home providing you may pay for the mortgage under the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to settle your debt by using all disposable income towards the debt reduction plan. It allows debtors to eliminate unsecured debts and to catch up on missed mortgage repayments. Probably the most attractive options that come with this option is short-circuiting home foreclosure. Although keeping your home may be a great relief, you may be expected to live for quite some time within the close supervision of the court-appointed trustee to accumulate and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a relatively recent accessory for the bankruptcy laws that enable family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency solution to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They must be actively involved in a farming or commercial fishing operation and abide by certain requirements. Debtors must think of a repayment plan within 90 days of filing at court. It must include a proposed want to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt with a corporation or partnership involving a reorganization decide to keep your business operational while repaying creditors over a period of time. Company owners and people could also use Chapter 11 to get relief. A Chapter 11 petition could be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement plus a reorganization plan must be filed with the court. The disclosure must contain information regarding the assets, liabilities, as well as other business affairs in the debtor sufficient allowing a creditor to make a well informed decision concerning the reorganization plan. The Automated Stay offers a debtor with a period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and they are to never be pursued on any debt that occurred just before the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented from the court, an appointed trustee, a committee, or other parties useful.