We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Personal injury takes place when an individual is physically or psychologically injured due to negligence on the part of another individual, company, entity, or government agency. Personal injury legal cases arise when a person claims to are already harmed by other people within an accident or because of negligence and who can be held legally in charge of such harm. Your own injury case becomes formalized each time a personal injury lawyer represents the situation on behalf of a person at the civil court proceeding. There are several duties your own injury lawyer performs in aiding the clientele, the most crucial mandate being to assist them to get the justice and compensation they can be lawfully qualified for from undergoing losses and suffering due to the negligence of others. Workplace injury compensation may be claimed when someone believes their employer has failed in their responsibilities towards them etc negligence has caused a car accident or injury at the job. Whenever a worker continues to be hurt on job, they could claim compensation from their employer by submitting a work accident claim. When the claim is successful the quantity claimed will be paid by the employer’s insurance. There are actually four kinds of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some form of worker’s compensation for employees is generally compulsory with all the notable exception of Texas at the time of 2018. There are two basic requirements for workers to be eligible for worker’s compensation benefits – they must be utilized by a business who may have or maybe needed by law to possess Worker’s Compensation Insurance, and they will need to have been injured at work because of their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses caused by contact with harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains due to handling materials. When a worker has suffered a work-related injury or illness time is of the essence while there is a small timeframe where you can report the accident or incident in order to claim benefits. Deadlines vary from state to state but in most states, the incident must be notified for the employer within 30 to 40 days failing which the ability of the worker to obtain compensation may be severely jeopardized. Personnel are often surprised to learn that employers can dispute a worker’s compensation claim they believe is invalid since the rates they pay suffer from the volume of claims paid out by their insurance provider. This is why it is essential to have proper legal representation by a qualified injury lawyer to be sure the rights of workers are upheld. When it comes to accidental injury due to a automobile accident, an auto wreck lawyer will handle your case to ensure you get the appropriate compensation to your loss and suffering because of the negligence of someone else. A car accident simply cannot only cause physical damage, but may lead to life long injuries, immobility, lack of employment, and also death. When a personal injury results from the negligent operation of the vehicle, the operator of the vehicle has to held to blame for the effects of such negligence. Considering that the laws of every state will vary, it is important to have a local attorney experienced with car accident compensation take care of your own injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is highly experienced with the laws and established standards that trucking companies and truck drivers must meet. This includes things like mandatory training, rest breaks, and work hour restrictions. There are various parties who may be held responsible for injuries to victims with regards to truck or tractor-trailer related accidents for example the driver, the homeowner in the vehicle, the lessor, the maker of your vehicle, parts, or tires, and even the shipper or loader of your cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is crucial to ensure you are properly compensated to your injuries. Motorcycles present unique challenges, not just for drivers however, for all other users of your road. After motorcycle accidents, motorists often claim that they did not view the motorcycle and the number of instances where motorcycle drivers are already struck by vehicles has grown substantially. Other variables which lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver and their passenger to carry negligent vehicle drivers accountable for loss and suffering brought on by their negligent driving. Filing your own injury claim necessitates the motorcycle driver’s insurance company and the at-fault motorist to examine the way it is and getting a claims adjuster offer some compensation. Without proper representation, the victim of your motorcycle accident runs the risk of not receiving fair and just compensation for loss and suffering. Dog bite laws differ between states and these cases can be quite complex. If your dog owner is up against a strict liability dog bite statute he could have few selections for an excellent defense. More defense options can be offered in states where traditional negligence rules apply. A dog bite lawyer can help you claim compensation when you have been the victim of your dog attack. Dog bites could cause serious injuries and in some cases, victims can also be psychologically affected by the trauma. You can pursue an insurance claim versus the dog owner’s home insurance provider when the attack occurred around the insured’s property. A dog bite attorney can play a crucial role in proving liability within a dog bite case because they understand the applicable laws with your local state, how you can calculate damages, and the best way to offer evidence. To be successful inside a injury slip-and-fall lawsuit you should prove they owner or tenant in the property was negligent in a few action they did or did not take that caused the damage. Most slip-and-fall cases are settled away from court along with a lawsuit is generally only filed as soon as the parties involved cannot reach a settlement. Despite their prevalence along with the serious injuries the cause, premises liability lawsuits are difficult to win. Reasons behind injury usually range between failure to place signals of wet spots or objects which can be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A personal injury slip, trip, and fall case rely heavily around the victim’s ability to prove liability by the defendant which the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy may help resolve the money you owe when you have serious financial problems. However, along the way, you may lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and a lot everyday sort of bankruptcy and according to statistics greater than 95.5% of Chapter 7 bankruptcy filings have experienced their debts discharged. To be able to qualify for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a properly as secured and unsecured debt. A lot of people who do not have enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets including home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to assist them handle overwhelming debt. However, there are long-term consequences for individuals who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or a bunch of their debts as an alternative to liquidation. It is ideal for those whose biggest concern is not absence of income, but working with the demands from creditors for fast payment. It permits you to maintain your home providing it is possible to spend the money for mortgage within the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to eliminate the debt by applying all disposable income for the debt reduction plan. It allows debtors to get rid of unsecured debts and to get caught up on missed mortgage payments. Just about the most attractive highlights of this option is short-circuiting home foreclosure. Although keeping your property may be a great relief, you will be needed to live for many years within the close supervision of any court-appointed trustee to gather and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a relatively recent accessory for the bankruptcy laws that enable family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency reaction to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They have to be actively engaged in a farming or commercial fishing operation and abide by certain requirements. Debtors must come up with a repayment plan within 90 days of filing at court. It has to incorporate a proposed decide to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by a corporation or partnership involving a reorganization want to maintain the business operational while repaying creditors during a period of time. Business people and people can also use Chapter 11 to seek relief. A Chapter 11 petition could be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement along with a reorganization plan should be filed with all the court. The disclosure must contain information with regards to the assets, liabilities, along with other business affairs of your debtor sufficient allowing a creditor to help make an educated decision regarding the reorganization plan. The Automatic Stay offers a debtor with a time period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are to not be pursued on any debt that occurred just before the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented with the court, an appointed trustee, a committee, or another parties of interest.