We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Accidental injuries occurs when an individual continues to be physically or psychologically injured on account of negligence on the part of another individual, company, entity, or government agency. Injury legal cases arise when an individual promises to are already harmed by someone else within an accident or as a result of negligence and who can be held legally in charge of such harm. A private injury case becomes formalized whenever a injury lawyer represents the way it is on the part of a person at the civil court proceeding. There are lots of duties an individual injury lawyer performs in aiding their clientele, the main mandate being to assist them get the justice and compensation they are lawfully entitled to from undergoing losses and suffering because of the negligence of others. Workplace injury compensation may be claimed when someone believes their employer has failed within their responsibilities towards them etc negligence is responsible for a car accident or injury at work. Each time a worker has been hurt on job, they can claim compensation from their employer by submitting a work accident claim. In the event the claim is a winner the amount claimed will likely be included in the employer’s liability insurance. There are actually four forms of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some form of worker’s compensation for workers is normally compulsory using the notable exception of Texas since 2018. The two main simple requirements for workers to be eligible for worker’s compensation benefits – they ought to be hired by a company having or perhaps is essental to law to get Worker’s Compensation Insurance, and they also must have been injured at your workplace due to their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses caused by being exposed to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains as a result of handling materials. When a worker has suffered a work-related injury or illness time is critical as there is a restricted period of time to report the accident or incident so that you can claim benefits. Deadlines vary among states nevertheless in most states, the incident has to be notified towards the employer within 30 to 40 days failing that the ability of your worker to get compensation might be severely jeopardized. Personnel are often surprised to understand that employers can dispute a worker’s compensation claim they think is invalid since the rates they pay are influenced by the number of claims paid out by their insurance firm. For this reason it is essential to have proper legal representation by a qualified accidental injury lawyer to be sure the rights of employees are upheld. In the matter of injury as a result of motor vehicle accident, a car wreck lawyer will handle your case to ensure you have the appropriate compensation for your loss and suffering as a result of negligence of someone else. A vehicle accident are unable to only cause physical damage, but may lead to life long injuries, immobility, loss in employment, and in many cases death. When a personal injury is a result of the negligent operation of a vehicle, the operator from the vehicle has to held responsible for the consequences of the negligence. Considering that the laws of every state are very different, it is essential to use a local attorney proficient in car accident compensation care for your personal injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is very experienced in the laws and established standards that trucking companies and truck drivers must meet. This can include stuff like mandatory training, rest breaks, and work hour restrictions. There are many parties who could be held accountable for injuries to victims with regards to truck or tractor-trailer related accidents including the driver, the dog owner of the vehicle, the lessor, the manufacturer of your vehicle, parts, or tires, or perhaps the shipper or loader of your cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is important to make sure you are properly compensated to your injuries. Motorcycles present unique challenges, not simply for drivers however, for all the other users of your road. After motorcycle accidents, motorists often state that they failed to start to see the motorcycle and the amount of instances where motorcycle drivers happen to be struck by vehicles has risen substantially. Additional factors which lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver and their passenger to hold negligent vehicle drivers liable for loss and suffering brought on by their negligent driving. Filing your own injury claim necessitates the motorcycle driver’s insurance carrier along with the at-fault motorist to look at the truth and having a claims adjuster offer a certain amount of compensation. Without correct representation, the victim of the motorcycle accident runs the danger of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ among states and they cases can become quite complex. In case a dog owner is up against a strict liability dog bite statute he may have few choices for an effective defense. More defense options can be offered in states where traditional negligence rules apply. A dog bite lawyer will help you claim compensation for those who have been the victim of the dog attack. Dog bites can cause serious injuries and perhaps, victims can be psychologically afflicted with the trauma. You can pursue an insurance claim against the dog owner’s home insurance provider in case the attack occurred on the insured’s property. Your dog bite attorney may play a vital role in proving liability inside a dog bite case while they be aware of applicable laws inside your local state, how to calculate damages, and the most effective way to offer evidence. In order to be successful in the personal injury slip-and-fall lawsuit you will need to prove which they owner or tenant in the property was negligent in some action they did or failed to take that caused the damage. Most slip-and-fall cases are settled from court along with a lawsuit is generally only filed if the parties involved cannot reach an agreement. Despite their prevalence and the serious injuries the reason, premises liability lawsuits take time and effort to win. Causes of injury usually vary from failure to position signals of wet spots or objects which can be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. An individual injury slip, trip, and fall case rely heavily on the victim’s capability to prove liability on the part of the defendant which the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy might help resolve your financial obligations if you have serious financial problems. However, during this process, you could possibly lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and the majority of common type of bankruptcy and according to statistics a lot more than 95.5% of Chapter 7 bankruptcy filings experienced debts they have accrued discharged. So that you can be entitled to Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a nicely as secured and unsecured debt. A lot of people who do not have enough debt to declare bankruptcy may need to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to assist them to cope with overwhelming debt. However, there are long-term consequences for those who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or a bunch of their debts as an option to liquidation. It is fantastic for those whose biggest issue is not absence of income, but dealing with the requirements from creditors for immediate payment. It enables you to keep the home providing it is possible to pay for the mortgage under the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to solve the debt by applying all disposable income on the debt reduction plan. It allows debtors to reduce unsecured debts and also to get caught up on missed home loan repayments. One of the most attractive attributes of this approach is short-circuiting home foreclosure. Although keeping your house could be a great relief, you may be expected to live for many years under the close supervision of any court-appointed trustee to recover and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a fairly new addition to the bankruptcy laws that allow family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency response to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They have to be actively engaged in a farming or commercial fishing operation and conform to certain requirements. Debtors must come up with a repayment plan within 90 days of filing at court. It has to add a proposed plan to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt with a corporation or partnership involving a reorganization decide to retain the business operational while repaying creditors during a period of time. Companies and individuals could also use Chapter 11 to get relief. A Chapter 11 petition may be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement as well as a reorganization plan should be filed with the court. The disclosure must contain information concerning the assets, liabilities, along with other business affairs of the debtor sufficient to enable a creditor to help make a knowledgeable decision with regards to the reorganization plan. The Automated Stay provides a debtor with a time period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are to not be pursued on any debt that occurred before the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented with the court, an appointed trustee, a committee, or other parties appealing.