We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Injury occurs when someone continues to be physically or psychologically injured as a result of negligence on the part of another individual, company, entity, or government agency. Injury legal cases arise when an individual claims to happen to be harmed by another person in a accident or due to negligence and who could be held legally accountable for such harm. A personal injury case becomes formalized every time a injury lawyer represents the case with respect to a person with a civil court proceeding. There are lots of duties a private injury lawyer performs in aiding the clientele, the main mandate being to enable them to acquire the justice and compensation they can be lawfully eligible to from undergoing losses and suffering because of the negligence of others. Workplace injury compensation can be claimed when someone believes that the employer has failed inside their responsibilities towards them and such negligence has caused an accident or injury at the office. Whenever a worker has been hurt on job, they are able to claim compensation from the employer by submitting a work accident claim. In the event the claim is a winner the amount claimed is going to be covered by the employer’s liability insurance. You will find four kinds of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some sort of worker’s compensation for workers is often compulsory together with the notable exception of Texas by 2018. There are two simple requirements for workers to be eligible for worker’s compensation benefits – they ought to be utilized by a business that has or possibly is essental to law to have Worker’s Compensation Insurance, and so they will need to have been injured at the office as a result of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses a result of being exposed to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains as a result of handling materials. When a staff member has suffered a work-related injury or illness time is critical while there is a limited timeframe where you can report the accident or incident as a way to claim benefits. Deadlines vary among states but also in most states, the incident must be notified for the employer within 30 to 40 days failing that the ability of the worker to receive compensation may be severely jeopardized. Personnel are often surprised to understand that employers can dispute a worker’s compensation claim they believe is invalid because the rates they pay suffer from the quantity of claims paid out by their insurance company. This is why you should have proper legal representation from a qualified accidental injury lawyer to ensure the rights of employees are upheld. With regards to accidental injury due to a automobile accident, an automobile wreck lawyer will represent you to ensure you receive the appropriate compensation for your personal loss and suffering due to negligence of someone else. An automobile accident simply cannot only cause physical damage, but may lead to life long injuries, immobility, loss in employment, and even death. When an injury is a result of the negligent operation of a vehicle, the operator in the vehicle needs to held liable for the effects of these negligence. Since the laws of each and every state are not the same, it is essential to use a local attorney experienced with motor vehicle accident compensation care for your own injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is very familiar with the laws and established standards that trucking companies and truck drivers must meet. This consists of things such as mandatory training, rest breaks, and work hour restrictions. There are various parties who might be held responsible for injuries to victims in the case of truck or tractor-trailer related accidents such as the driver, the property owner of the vehicle, the lessor, the producer of the vehicle, parts, or tires, and even the shipper or loader of the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is important to ensure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not simply for drivers but for all other users in the road. After motorcycle accidents, motorists often say that they failed to begin to see the motorcycle and the number of instances where motorcycle drivers have been struck by vehicles has increased substantially. Additional factors that lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver as well as their passenger to keep negligent vehicle drivers to blame for loss and suffering a result of their negligent driving. Filing an individual injury claim involves the motorcycle driver’s insurance carrier and the at-fault motorist to examine the way it is and getting a claims adjuster offer a certain amount of compensation. Without the proper representation, the victim of the motorcycle accident runs the danger of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ between states and those cases can become quite complex. When a dog owner is faced with a strict liability dog bite statute he might have few choices for an excellent defense. More defense options might be offered in states where traditional negligence rules apply. A pet dog bite lawyer can help you claim compensation if you have been the victim of the dog attack. Dog bites could cause serious injuries and perhaps, victims may also be psychologically impacted by the trauma. It is possible to pursue an insurance claim against the dog owner’s home insurance provider if the attack occurred around the insured’s property. Your dog bite attorney can start to play a crucial role in proving liability within a dog bite case because they are aware of the applicable laws with your local state, the way to calculate damages, and the best way to show evidence. Just to be successful in a personal injury slip-and-fall lawsuit you will need to prove which they owner or tenant from the property was negligent in many action they did or failed to take that caused the damage. Most slip-and-fall cases are settled out of court along with a lawsuit is generally only filed when the parties involved cannot reach an agreement. Despite their prevalence and also the serious injuries the main cause, premises liability lawsuits take time and effort to win. Reasons behind injury usually range between failure to position warning signs of wet spots or objects which can be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A personal injury slip, trip, and fall case rely heavily around the victim’s capability to prove liability on the part of the defendant and that the victim suffered damages because of such negligence. Chapter 7 Bankruptcy might help resolve your debts when you have serious financial problems. However, during this process, you could lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and the majority of everyday sort of bankruptcy and statistically over 95.5% of Chapter 7 bankruptcy filings have experienced debts they have accrued discharged. As a way to be entitled to Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a properly as secured and unsecured debt. Some people who do not have enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets including home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to assist them deal with overwhelming debt. However, you will find long term consequences for many who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or all their debts as an option to liquidation. It is great for those whose biggest problem is not deficiency of income, but dealing with the requirements from creditors for immediate payment. It allows you to maintain your home providing you can actually pay the mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to eliminate your debt by utilizing all disposable income to the debt reduction plan. It allows debtors to get rid of unsecured debts as well as to catch up on missed home loan payments. One of the more attractive options that come with this choice is short-circuiting home foreclosure. Although keeping your own home may be a great relief, you will certainly be necessary to live for a long time beneath the close supervision of the court-appointed trustee to accumulate and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a somewhat new accessory for the bankruptcy laws which allow family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency response to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They ought to be actively involved in a farming or commercial fishing operation and comply with certain requirements. Debtors must think of a repayment plan within 90 days of filing at court. It has to incorporate a proposed want to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by way of a corporation or partnership involving a reorganization decide to maintain the business operational while repaying creditors over a period of time. Business owners and individuals may also use Chapter 11 to look for relief. A Chapter 11 petition could be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement plus a reorganization plan has to be filed together with the court. The disclosure must contain information concerning the assets, liabilities, and other business affairs of your debtor sufficient to allow a creditor to create an educated decision with regards to the reorganization plan. The Automated Stay gives a debtor with a time period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and so are never to be pursued on any debt that occurred just before the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented through the court, an appointed trustee, a committee, or another parties useful.