We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Injury occurs when a person continues to be physically or psychologically injured because of negligence on the part of another individual, company, entity, or government agency. Personal injury legal cases arise when an individual states to have already been harmed by other people inside an accident or due to negligence and who may be held legally in charge of such harm. Your own injury case becomes formalized every time a personal injury lawyer represents the truth for a person at a civil court proceeding. There are many duties your own injury lawyer performs in aiding their customers, the most crucial mandate being to assist them acquire the justice and compensation they can be lawfully eligible for from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation may be claimed when someone believes their employer has failed with their responsibilities towards them and such negligence is responsible for any sort of accident or injury at the job. Each time a worker has been hurt on job, they could claim compensation using their employer by submitting a work accident claim. In the event the claim is successful the exact amount claimed will likely be included in the employerâ€™s insurance. You will find four kinds of workerâ€™s compensation benefits that can be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some kind of workerâ€™s compensation for employees is normally compulsory with all the notable exception of Texas as of 2018. There are 2 simple requirements for workers to qualify for workerâ€™s compensation benefits â€“ they ought to be employed by a business who may have or possibly is necessary for law to have Workerâ€™s Compensation Insurance, and they also should have been injured at the office due to their job- related duties. Most work-related injuries are covered by workerâ€™s comp insurance including accidents and occupational illnesses a result of being exposed to harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains as a result of handling materials. When a worker has suffered a work-related injury or illness time is of the essence because there is a limited timeframe to report the accident or incident as a way to claim benefits. Deadlines vary from state to state nevertheless in most states, the incident needs to be notified towards the employer within 30 to 40 days failing which the ability in the worker to receive compensation may be severely jeopardized. Staff is often surprised to find out that employers can dispute a workerâ€™s compensation claim they think is invalid because the rates they pay suffer from the amount of claims paid out by their insurance carrier. For this reason it is very important have proper legal representation by a qualified personal injury lawyer to guarantee the rights of personnel are upheld. In the matter of personal injury as a result of car accident, a car wreck lawyer will handle your case to ensure you have the appropriate compensation for the loss and suffering because of the negligence of somebody else. An automobile accident are unable to only cause physical damage, but may lead to life long injuries, immobility, lack of employment, and even death. When a personal injury is a result of the negligent operation of your vehicle, the driver in the vehicle has to held responsible for the effects of these negligence. Because the laws of each state will vary, it is very important use a local attorney familiar with motor vehicle accident compensation take care of your own injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is highly experienced in the laws and established standards that trucking companies and truck drivers must meet. Including things like mandatory training, rest breaks, and work hour restrictions. There are numerous parties who may be held responsible for injuries to victims in the case of truck or tractor-trailer related accidents including the driver, the owner of the vehicle, the lessor, the maker of your vehicle, parts, or tires, and even the shipper or loader of your cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is crucial to ensure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not only for drivers however, for other users of your road. After motorcycle accidents, motorists often say that they did not view the motorcycle and the volume of instances where motorcycle drivers have been struck by vehicles has increased substantially. Other variables which lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver and their passenger to hold negligent vehicle drivers to blame for loss and suffering caused by their negligent driving. Filing an individual injury claim necessitates the motorcycle driverâ€™s insurance carrier and also the at-fault motorist to evaluate the situation and achieving a claims adjuster offer some compensation. Without proper representation, the victim of a motorcycle accident runs the danger of not receiving fair and just compensation for loss and suffering. Dog bite laws differ from state to state and these cases can be quite complex. If a dog owner is confronted with a strict liability dog bite statute this individual have few options for a successful defense. More defense options may be for sale in states where traditional negligence rules apply. A pet dog bite lawyer can help you claim compensation in case you have been the victim of a dog attack. Dog bites could cause serious injuries and perhaps, victims can even be psychologically influenced by the trauma. You may pursue an insurance claim from the dog ownerâ€™s property insurance provider if the attack occurred on the insuredâ€™s property. A dog bite attorney can enjoy a vital role in proving liability within a dog bite case as they understand the applicable laws inside your local state, how to calculate damages, and the simplest way to present evidence. To be successful in a accidental injuries slip-and-fall lawsuit you will need to prove they owner or tenant of your property was negligent in a few action they did or failed to take that caused the injury. Most slip-and-fall cases are settled away from court along with a lawsuit is generally only filed when the parties involved cannot reach an agreement. Despite their prevalence and also the serious injuries the main cause, premises liability lawsuits take time and effort to win. Reasons behind injury usually range from failure to put signals of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and failing to maintain walkways. An individual injury slip, trip, and fall case rely heavily about the victimâ€™s capacity to prove liability on the part of the defendant which the victim suffered damages due to such negligence. Chapter 7 Bankruptcy will help resolve your financial obligations when you have serious financial problems. However, during this process, you may lose some property. Chapter 7 Bankruptcy, often known as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and most common type of bankruptcy and statistically more than 95.5% of Chapter 7 bankruptcy filings experienced debts they have accrued discharged. To be able to be eligible for a Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a nicely as secured and unsecured debt. A lot of people who do not possess enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets like home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to help them handle overwhelming debt. However, there are long term consequences for those who follow this route. Also called the â€˜wage earnerâ€™s bankruptcyâ€™ it allows people with enough income to settle part or all of their debts as an alternative to liquidation. It is perfect for those whose biggest concern is not insufficient income, but working with the requirements from creditors for fast payment. It lets you keep the home providing it is possible to pay the mortgage within the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to resolve the debt by utilizing all disposable income for the debt reduction plan. It allows debtors to eliminate unsecured debts and to get caught up on missed mortgage payments. One of the most attractive options that come with this alternative is short-circuiting home foreclosure. Although keeping your house can be a great relief, you will certainly be expected to live for quite some time beneath the close supervision of the court-appointed trustee to gather and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is a somewhat new addition to the bankruptcy laws that enable family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency response to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They ought to be actively involved in a farming or commercial fishing operation and abide by certain requirements. Debtors must come up with a repayment schedule within 3 months of filing at court. It has to include a proposed plan to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally provides for the restructuring of debt with a corporation or partnership involving a reorganization want to retain the business operational while repaying creditors during a period of time. Companies and people could also use Chapter 11 to look for relief. A Chapter 11 petition can be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement as well as a reorganization plan needs to be filed with all the court. The disclosure must contain information with regards to the assets, liabilities, and other business affairs in the debtor sufficient allowing a creditor to make an educated decision with regards to the reorganization plan. The Automated Stay gives a debtor with a time period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and are to never be pursued on any debt that occurred just before the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented by the court, an appointed trustee, a committee, or another parties appealing.