We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Personal injury takes place when an individual continues to be physically or psychologically injured because of negligence on the part of another individual, company, entity, or government agency. Accidental injury legal cases arise when a person states to happen to be harmed by someone else inside an accident or due to negligence and who may be held legally liable for such harm. A private injury case becomes formalized every time a accidental injuries lawyer represents the truth on behalf of a person at the civil court proceeding. There are many duties a personal injury lawyer performs in aiding their clients, the main mandate being to assist them receive the justice and compensation they may be lawfully qualified for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation may be claimed when someone believes that the employer has failed within their responsibilities towards them and the like negligence has caused an accident or injury at the job. When a worker continues to be hurt on job, they could claim compensation off their employer by submitting a work accident claim. When the claim is a winner the total amount claimed will likely be protected by the employer’s insurance. You will find four varieties of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some form of worker’s compensation for employees is usually compulsory with the notable exception of Texas as of 2018. The two main simple requirements for workers to qualify for worker’s compensation benefits – they should be used by an employer who has or maybe required by law to obtain Worker’s Compensation Insurance, and they must have been injured at the office as a result of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses a result of contact with harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains as a result of handling materials. When a worker has suffered a work-related injury or illness time is an issue while there is a small timeframe in order to report the accident or incident as a way to claim benefits. Deadlines vary from state to state nevertheless in most states, the incident has to be notified towards the employer within 30 to 40 days failing that the ability of the worker to get compensation might be severely jeopardized. Employees are often surprised to discover that employers can dispute a worker’s compensation claim they think is invalid since the rates they pay are influenced by the amount of claims paid out by their insurance company. This is why it is important to have proper legal representation with a qualified accidental injury lawyer to ensure the rights of employees are upheld. When it comes to accidental injury because of a motor vehicle accident, a vehicle wreck lawyer will handle your case to make sure you get the appropriate compensation for your loss and suffering because of the negligence of someone else. A vehicle accident cannot only cause physical damage, but may lead to life long injuries, immobility, loss of employment, and also death. When a physical injury results from the negligent operation of any vehicle, the operator of your vehicle should held liable for the outcomes of the negligence. Ever since the laws for each state are very different, it is important to have a local attorney experienced in vehicle accident compensation look after your own injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is highly experienced in the laws and established standards that trucking companies and truck drivers must meet. Including things like mandatory training, rest breaks, and work hour restrictions. There are numerous parties who might be held responsible for injuries to victims with regards to truck or tractor-trailer related accidents like the driver, the dog owner in the vehicle, the lessor, the manufacturer of your vehicle, parts, or tires, or even the shipper or loader from the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is important to ensure you are properly compensated for the injuries. Motorcycles present unique challenges, not simply for drivers however, for other users from the road. After motorcycle accidents, motorists often state that they did not view the motorcycle and the volume of instances where motorcycle drivers are already struck by vehicles has grown substantially. Other factors that lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver along with their passenger to carry negligent vehicle drivers liable for loss and suffering caused by their negligent driving. Filing an individual injury claim involves the motorcycle driver’s insurance carrier and also the at-fault motorist to look at the way it is and getting a claims adjuster offer some compensation. Without the right representation, the victim of your motorcycle accident runs the potential risk of not receiving fair and just compensation for loss and suffering. Dog bite laws differ among states and those cases can be quite complex. If a dog owner is confronted with a strict liability dog bite statute he may have few alternatives for an excellent defense. More defense options can be obtainable in states where traditional negligence rules apply. A dog bite lawyer can help you claim compensation in case you have been the victim of a dog attack. Dog bites might cause serious injuries and in some cases, victims can also be psychologically affected by the trauma. It is possible to pursue an insurance claim from the dog owner’s home insurance provider in case the attack occurred around the insured’s property. Your dog bite attorney can start to play a crucial role in proving liability within a dog bite case because they know the applicable laws in your local state, how you can calculate damages, and the simplest way to offer evidence. To become successful inside a accidental injury slip-and-fall lawsuit you will need to prove that they owner or tenant of your property was negligent in a few action they did or failed to take that caused the damage. Most slip-and-fall cases are settled from court plus a lawsuit is usually only filed as soon as the parties involved cannot reach a settlement. Despite their prevalence and also the serious injuries the reason, premises liability lawsuits take time and effort to win. Factors behind injury usually range from failure to put warning signs of wet spots or objects which are left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily on the victim’s capability to prove liability by the defendant and that the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy might help resolve your financial obligations for those who have serious financial problems. However, at the same time, you might lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and most everyday sort of bankruptcy and according to statistics over 95.5% of Chapter 7 bankruptcy filings have had their debts discharged. To be able to be eligible for a Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a properly as secured and unsecured debt. A lot of people who do not possess enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to help them deal with overwhelming debt. However, you can find long-term consequences for individuals who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or all of their debts as an alternative to liquidation. It is fantastic for those whose biggest problem is not lack of income, but handling the requirements from creditors for immediate payment. It lets you keep the home providing you are able to pay the mortgage under the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to resolve your debt by making use of all disposable income for the debt reduction plan. It allows debtors to remove unsecured debts as well as to catch up on missed home loan payments. One of the more attractive features of this choice is short-circuiting home foreclosure. Although keeping your house could be a great relief, you will end up needed to live for several years under the close supervision of any court-appointed trustee to collect and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a fairly new accessory for the bankruptcy laws that allow family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency reply to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They should be actively involved in a farming or commercial fishing operation and comply with certain requirements. Debtors must make a repayment schedule within 90 days of filing at court. It must include a proposed decide to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by way of a corporation or partnership involving a reorganization plan to keep the business operational while repaying creditors over a period of time. Company owners and folks may also use Chapter 11 to get relief. A Chapter 11 petition can be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement and a reorganization plan has to be filed using the court. The disclosure must contain all information concerning the assets, liabilities, as well as other business affairs in the debtor sufficient to allow a creditor to create an informed decision about the reorganization plan. The Automatic Stay supplies a debtor with a period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and are never to be pursued on any debt that occurred before the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented through the court, an appointed trustee, a committee, or another parties of great interest.