We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Accidental injury occurs when an individual continues to be physically or psychologically injured due to negligence on the part of another individual, company, entity, or government agency. Injury legal cases arise when an individual states have already been harmed by another person inside an accident or on account of negligence and who might be held legally responsible for such harm. A private injury case becomes formalized whenever a injury lawyer represents the way it is on the part of a client with a civil court proceeding. There are lots of duties a private injury lawyer performs in aiding their customers, the most important mandate being to assist them to receive the justice and compensation they can be lawfully qualified for from undergoing losses and suffering due to the negligence of others. Workplace injury compensation might be claimed when someone believes their employer has failed in their responsibilities towards them etc negligence has caused a crash or injury at the office. When a worker has become hurt on job, they may claim compensation from their employer by submitting a work accident claim. In the event the claim is a winner the total amount claimed will probably be paid by the employer’s insurance. There are four varieties of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some type of worker’s compensation for employees is generally compulsory with all the notable exception of Texas as of 2018. There are 2 basic requirements for workers to be eligible for worker’s compensation benefits – they ought to be utilized by an employer having or is necessary for law to obtain Worker’s Compensation Insurance, and so they should have been injured at work because of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses caused by contact with harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains as a result of handling materials. When a worker has suffered a work-related injury or illness time is critical because there is a restricted timeframe in order to report the accident or incident so that you can claim benefits. Deadlines vary between states but also in most states, the incident has to be notified for the employer within 30 to 40 days failing which the ability of the worker to get compensation may be severely jeopardized. Employees are often surprised to find out that employers can dispute a worker’s compensation claim they feel is invalid for the reason that rates they pay are affected by the amount of claims paid out by their insurance carrier. This is why you should have proper legal representation with a qualified injury lawyer to ensure the rights of employees are upheld. When it comes to injury as a result of motor vehicle accident, an auto wreck lawyer will fully handle your case to make sure you obtain the appropriate compensation for your personal loss and suffering due to negligence of somebody else. A vehicle accident are unable to only cause physical damage, but may lead to life long injuries, immobility, loss in employment, as well as death. When a physical injury comes from the negligent operation of the vehicle, the motorist from the vehicle needs to held liable for the outcomes of such negligence. Since the laws of every state are very different, you should have got a local attorney proficient in motor vehicle accident compensation care for your individual injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is tremendously proficient in the laws and established standards that trucking companies and truck drivers must meet. This can include things such as mandatory training, rest breaks, and work hour restrictions. There are several parties who can be held responsible for injuries to victims when it comes to truck or tractor-trailer related accidents like the driver, the homeowner from the vehicle, the lessor, the manufacturer of the vehicle, parts, or tires, and even the shipper or loader of the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is important to ensure you are properly compensated for your injuries. Motorcycles present unique challenges, not merely for drivers however, for other users from the road. After motorcycle accidents, motorists often say that they failed to begin to see the motorcycle and the volume of instances where motorcycle drivers have already been struck by vehicles has increased substantially. Other elements that lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver and their passenger to hold negligent vehicle drivers accountable for loss and suffering brought on by their negligent driving. Filing a private injury claim requires the motorcycle driver’s insurance company and the at-fault motorist to check the truth and having a claims adjuster offer some compensation. Without correct representation, the victim of any motorcycle accident runs the chance of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ among states and these cases can become quite complex. If a dog owner is faced with a strict liability dog bite statute he might have few choices for an effective defense. More defense options could be for sale in states where traditional negligence rules apply. A dog bite lawyer can assist you claim compensation in case you have been the victim of your dog attack. Dog bites might cause serious injuries and in many cases, victims may also be psychologically affected by the trauma. You can pursue an insurance claim against the dog owner’s property insurance provider in the event the attack occurred about the insured’s property. A dog bite attorney may play a crucial role in proving liability in a dog bite case since they understand the applicable laws within your local state, the best way to calculate damages, and the best way to offer evidence. Just to be successful inside a accidental injuries slip-and-fall lawsuit you will need to prove which they owner or tenant of the property was negligent in some action they did or failed to take that caused the injury. Most slip-and-fall cases are settled from court and a lawsuit is usually only filed as soon as the parties involved cannot reach an agreement. Despite their prevalence and also the serious injuries the main cause, premises liability lawsuits are hard to win. Factors behind injury usually range between failure to position indicators of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. Your own injury slip, trip, and fall case rely heavily around the victim’s capability to prove liability by the defendant and this the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy will help resolve your debts if you have serious financial problems. However, at the same time, you could lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and many everyday sort of bankruptcy and according to statistics more than 95.5% of Chapter 7 bankruptcy filings have gotten debts they have accrued discharged. To be able to be entitled to Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a properly as secured and unsecured debt. A lot of people who do not possess enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets including home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to help them manage overwhelming debt. However, there are actually long term consequences for those who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or all their debts instead of liquidation. It is great for those whose biggest issue is not lack of income, but dealing with the requirements from creditors for fast payment. It permits you to make your home providing you are able to spend the money for mortgage within the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to settle your debt by using all disposable income on the debt reduction plan. It allows debtors to eliminate unsecured debts and also to catch up on missed home loan payments. One of the more attractive features of this approach is short-circuiting home foreclosure. Although keeping your own home could be a great relief, you will end up expected to live for many years under the close supervision of any court-appointed trustee to collect and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a fairly new accessory for the bankruptcy laws that permit family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency reply to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They have to be actively engaged in a farming or commercial fishing operation and comply with certain requirements. Debtors must think of a repayment plan within 90 days of filing at court. It needs to include a proposed intend to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt from a corporation or partnership involving a reorganization want to keep the business operational while repaying creditors over a duration of time. Company owners and folks can also use Chapter 11 to seek relief. A Chapter 11 petition might be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement as well as a reorganization plan should be filed using the court. The disclosure must contain all information concerning the assets, liabilities, and also other business affairs from the debtor sufficient to enable a creditor to help make an educated decision concerning the reorganization plan. The Automated Stay provides a debtor with a period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and are not to be pursued on any debt that occurred prior to the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented by the court, an appointed trustee, a committee, or any other parties of great interest.