We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Accidental injuries takes place when somebody continues to be physically or psychologically injured due to negligence on the part of another individual, company, entity, or government agency. Accidental injury legal cases arise when an individual states have already been harmed by another person in a accident or due to negligence and who may be held legally in charge of such harm. An individual injury case becomes formalized when a personal injury lawyer represents the way it is for a customer at the civil court proceeding. There are many duties a personal injury lawyer performs in aiding their clients, the most significant mandate being to assist them obtain the justice and compensation they may be lawfully entitled to from undergoing losses and suffering because of the negligence of others. Workplace injury compensation may be claimed when someone believes that their employer has failed with their responsibilities towards them and such negligence has caused any sort of accident or injury at the office. Every time a worker continues to be hurt on job, they are able to claim compensation using their employer by submitting a work accident claim. In the event the claim is a winner the quantity claimed will likely be included in the employer’s insurance. There are actually four varieties of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some kind of worker’s compensation for employees is usually compulsory together with the notable exception of Texas by 2018. There are 2 basic requirements for workers to be eligible for worker’s compensation benefits – they should be utilized by an employer who may have or is essental to law to have Worker’s Compensation Insurance, and they also will need to have been injured at your workplace as a result of their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses brought on by exposure to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains due to handling materials. When a member of staff has suffered a work-related injury or illness time is important as there is a small time period in order to report the accident or incident in order to claim benefits. Deadlines vary from state to state however in most states, the incident has to be notified to the employer within 30 to 40 days failing in which the ability from the worker to obtain compensation might be severely jeopardized. Employees are often surprised to discover that employers can dispute a worker’s compensation claim they feel is invalid as the rates they pay are affected by the number of claims paid out by their insurance company. For this reason it is essential to have proper legal representation from a qualified accidental injuries lawyer to guarantee the rights of workers are upheld. With regards to accidental injuries caused by a motor vehicle accident, an automobile wreck lawyer will represent you to make sure you get the appropriate compensation for your personal loss and suffering as a result of negligence of somebody else. A vehicle accident simply cannot only cause physical damage, but may lead to life long injuries, immobility, loss in employment, as well as death. When an accident comes from the negligent operation of your vehicle, the motorist of the vehicle should held responsible for the results of such negligence. Ever since the laws of each and every state are different, you should have got a local attorney experienced with motor vehicle accident compensation deal with your individual injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is tremendously experienced with the laws and established standards that trucking companies and truck drivers must meet. Including things like mandatory training, rest breaks, and work hour restrictions. There are many parties who may be held accountable for injuries to victims with regards to truck or tractor-trailer related accidents such as the driver, the dog owner of your vehicle, the lessor, the maker of your vehicle, parts, or tires, and even the shipper or loader of your cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is important to make sure you are properly compensated for your injuries. Motorcycles present unique challenges, not simply for drivers however, for all the other users in the road. After motorcycle accidents, motorists often say that they did not view the motorcycle and the amount of instances where motorcycle drivers have already been struck by vehicles has grown substantially. Additional factors which lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver along with their passenger to support negligent vehicle drivers accountable for loss and suffering a result of their negligent driving. Filing an individual injury claim requires the motorcycle driver’s insurance carrier and also the at-fault motorist to examine the situation and getting a claims adjuster offer a certain amount of compensation. Without proper representation, the victim of any motorcycle accident runs the chance of not receiving fair and just compensation for loss and suffering. Dog bite laws differ from state to state and these cases can become quite complex. When a dog owner is confronted with a strict liability dog bite statute he may have few selections for an effective defense. More defense options might be offered in states where traditional negligence rules apply. A dog bite lawyer may help you claim compensation for those who have been the victim of a dog attack. Dog bites might cause serious injuries and in many cases, victims can be psychologically afflicted with the trauma. You are able to pursue an insurance claim against the dog owner’s home insurance provider in case the attack occurred in the insured’s property. A pet dog bite attorney can play a vital role in proving liability inside a dog bite case while they are aware of the applicable laws in your local state, the way to calculate damages, and the simplest way to offer evidence. To become successful in a accidental injury slip-and-fall lawsuit you should prove that they owner or tenant of the property was negligent in some action they did or did not take that caused the injury. Most slip-and-fall cases are settled away from court and a lawsuit is usually only filed when the parties involved cannot reach an agreement. Despite their prevalence and the serious injuries the main cause, premises liability lawsuits are hard to win. Reasons for injury usually range between failure to place signals of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A private injury slip, trip, and fall case rely heavily on the victim’s ability to prove liability on the part of the defendant which the victim suffered damages due to such negligence. Chapter 7 Bankruptcy will help resolve the money you owe in case you have serious financial problems. However, along the way, you could lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and many everyday sort of bankruptcy and statistically over 95.5% of Chapter 7 bankruptcy filings have had their debts discharged. So that you can be eligible for a Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a properly as secured and unsecured debt. A lot of people who do not possess enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to help them deal with overwhelming debt. However, you can find long-term consequences for many who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or a bunch of their debts instead of liquidation. It is perfect for those whose biggest problem is not lack of income, but working with the needs from creditors for fast payment. It allows you to keep your home providing you can actually pay the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to resolve the debt by applying all disposable income on the debt reduction plan. It allows debtors to eliminate unsecured debts and also to catch up on missed mortgage payments. Probably the most attractive highlights of this choice is short-circuiting home foreclosure. Although keeping your home can be a great relief, you will end up necessary to live for quite some time beneath the close supervision of a court-appointed trustee to recover and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a relatively recent accessory for the bankruptcy laws that allow family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency reply to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They ought to be actively involved in a farming or commercial fishing operation and conform to certain requirements. Debtors must make a repayment plan within 90 days of filing at court. It should feature a proposed plan to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by way of a corporation or partnership involving a reorganization plan to keep your business operational while repaying creditors during a period of time. Company owners and people also can use Chapter 11 to get relief. A Chapter 11 petition can be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement and a reorganization plan must be filed together with the court. The disclosure must contain information with regards to the assets, liabilities, along with other business affairs in the debtor sufficient to enable a creditor to help make a well informed decision about the reorganization plan. The Automated Stay gives a debtor with a period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and they are not to be pursued on any debt that occurred just before the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented with the court, an appointed trustee, a committee, or another parties of great interest.