We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Personal injury takes place when somebody is physically or psychologically injured on account of negligence on the part of another individual, company, entity, or government agency. Injury legal cases arise when someone promises to happen to be harmed by another person in an accident or due to negligence and who may be held legally responsible for such harm. A personal injury case becomes formalized every time a accidental injury lawyer represents the situation on the part of a person with a civil court proceeding. There are lots of duties an individual injury lawyer performs in aiding their customers, the most significant mandate being to assist them to obtain the justice and compensation they can be lawfully eligible to from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation may be claimed when someone believes that the employer has failed within their responsibilities towards them etc negligence is responsible for any sort of accident or injury at the job. Whenever a worker has been hurt on job, they may claim compensation from their employer by submitting a work accident claim. In case the claim is successful the total amount claimed is going to be covered by the employer’s insurance. You can find four types of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some kind of worker’s compensation for employees is generally compulsory together with the notable exception of Texas by 2018. There are two basic requirements for workers to qualify for worker’s compensation benefits – they have to be hired by an employer who has or is required by law to possess Worker’s Compensation Insurance, and so they will need to have been injured at the job because of their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses brought on by exposure to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains as a result of handling materials. When a worker has suffered a work-related injury or illness time is of the essence while there is a limited timeframe to report the accident or incident so that you can claim benefits. Deadlines vary among states but in most states, the incident needs to be notified for the employer within 30 to 40 days failing that your ability of the worker to receive compensation could be severely jeopardized. Employees are often surprised to find out that employers can dispute a worker’s compensation claim they think is invalid for the reason that rates they pay are affected by the amount of claims paid out by their insurance firm. That is why it is important to have proper legal representation from a qualified injury lawyer to ensure the rights of employees are upheld. In the matter of accidental injury as a result of motor vehicle accident, an automobile wreck lawyer will represent you to ensure you receive the appropriate compensation for the loss and suffering due to negligence of an individual else. A vehicle accident are unable to only cause physical damage, but may lead to life long injuries, immobility, loss in employment, as well as death. When an accident results from the negligent operation of any vehicle, the motorist of your vehicle must held liable for the consequences of such negligence. Considering that the laws of every state are different, it is important to use a local attorney experienced with car accident compensation deal with your personal injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is very proficient in the laws and established standards that trucking companies and truck drivers must meet. This can include things like mandatory training, rest breaks, and work hour restrictions. There are various parties who might be held accountable for injuries to victims in the matter of truck or tractor-trailer related accidents such as the driver, the owner of your vehicle, the lessor, the producer from the vehicle, parts, or tires, or perhaps the shipper or loader of the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is essential to make sure you are properly compensated to your injuries. Motorcycles present unique challenges, not merely for drivers however, for all other users in the road. After motorcycle accidents, motorists often say that they failed to start to see the motorcycle and the volume of instances where motorcycle drivers have already been struck by vehicles has grown substantially. Additional factors which lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver in addition to their passenger to keep negligent vehicle drivers to blame for loss and suffering a result of their negligent driving. Filing your own injury claim requires the motorcycle driver’s insurance provider as well as the at-fault motorist to evaluate the situation and getting a claims adjuster offer a certain amount of compensation. Without the proper representation, the victim of a motorcycle accident runs the potential risk of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ from state to state and these cases can become quite complex. If your dog owner is up against a strict liability dog bite statute he could have few alternatives for a successful defense. More defense options might be for sale in states where traditional negligence rules apply. A dog bite lawyer can assist you claim compensation in case you have been the victim of a dog attack. Dog bites can cause serious injuries and perhaps, victims can be psychologically impacted by the trauma. You are able to pursue an insurance claim versus the dog owner’s property insurance provider when the attack occurred about the insured’s property. A pet dog bite attorney can start to play an important role in proving liability within a dog bite case while they be aware of applicable laws inside your local state, the best way to calculate damages, and the most effective way to show evidence. To be successful within a personal injury slip-and-fall lawsuit you will have to prove they owner or tenant of the property was negligent in a few action they did or did not take that caused the injury. Most slip-and-fall cases are settled out of court and a lawsuit is often only filed once the parties involved cannot reach an agreement. Despite their prevalence as well as the serious injuries the reason, premises liability lawsuits are hard to win. Causes of injury usually range between failure to put signs of wet spots or objects that are left lying in walkways to unstable work surfaces and failing to maintain walkways. Your own injury slip, trip, and fall case rely heavily in the victim’s ability to prove liability on the part of the defendant and therefore the victim suffered damages because of such negligence. Chapter 7 Bankruptcy will help resolve your debts if you have serious financial problems. However, at the same time, you might lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and many common type of bankruptcy and statistically over 95.5% of Chapter 7 bankruptcy filings experienced debts they have accrued discharged. As a way to be entitled to Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a well as secured and unsecured debt. Many people who do not possess enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to help them manage overwhelming debt. However, you can find long term consequences for individuals who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or their debts as an alternative to liquidation. It is perfect for those whose biggest issue is not lack of income, but dealing with the requirements from creditors for immediate payment. It lets you maintain your home providing you may pay the mortgage under the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to settle the debt by making use of all disposable income towards the debt reduction plan. It allows debtors to get rid of unsecured debts as well as catch up on missed mortgage payments. Just about the most attractive options that come with this alternative is short-circuiting home foreclosure. Although keeping your home could be a great relief, you will be necessary to live for quite some time within the close supervision of a court-appointed trustee to collect and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is a relatively recent accessory for the bankruptcy laws that permit family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency reaction to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They should be actively involved in a farming or commercial fishing operation and comply with certain requirements. Debtors must think of a repayment plan within 90 days of filing at court. It needs to include a proposed plan to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by way of a corporation or partnership involving a reorganization intend to maintain the business operational while repaying creditors over a period of time. Business people and folks could also use Chapter 11 to find relief. A Chapter 11 petition can be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement along with a reorganization plan needs to be filed using the court. The disclosure must contain all information about the assets, liabilities, as well as other business affairs in the debtor sufficient allowing a creditor to make an informed decision concerning the reorganization plan. The Automatic Stay supplies a debtor with a time period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and they are not to be pursued on any debt that occurred before the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented by the court, an appointed trustee, a committee, or another parties appealing.