We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Injury takes place when an individual is physically or psychologically injured due to negligence by another individual, company, entity, or government agency. Accidental injuries legal cases arise when someone states to are already harmed by other people inside an accident or as a result of negligence and who can be held legally in charge of such harm. Your own injury case becomes formalized when a accidental injury lawyer represents the case on the part of a client in a civil court proceeding. There are several duties a private injury lawyer performs in aiding their customers, the most important mandate being to enable them to acquire the justice and compensation they are lawfully eligible for from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation could be claimed when someone believes their employer has failed with their responsibilities towards them and the like negligence has caused a crash or injury at the office. Every time a worker is hurt on job, they could claim compensation off their employer by submitting a work accident claim. In the event the claim is a winner the quantity claimed will likely be included in the employer’s insurance. You can find four types of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some sort of worker’s compensation for employees is often compulsory with the notable exception of Texas at the time of 2018. There are two basic requirements for workers to be eligible for worker’s compensation benefits – they ought to be hired by an employer having or maybe required by law to obtain Worker’s Compensation Insurance, plus they will need to have been injured at work because of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses due to contact with harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains on account of handling materials. When a staff member has suffered a work-related injury or illness time is important as there is a restricted time frame in which to report the accident or incident in order to claim benefits. Deadlines vary between states however in most states, the incident should be notified towards the employer within 30 to 40 days failing that your ability in the worker to acquire compensation might be severely jeopardized. Workers are often surprised to understand that employers can dispute a worker’s compensation claim they feel is invalid because the rates they pay suffer from the amount of claims paid out by their insurance carrier. That is why it is essential to have proper legal representation from a qualified accidental injuries lawyer to be sure the rights of personnel are upheld. In the matter of injury because of a motor vehicle accident, an auto wreck lawyer will fully handle your case to ensure you receive the appropriate compensation to your loss and suffering due to the negligence of an individual else. A car accident can not only cause physical damage, but may result in life long injuries, immobility, loss in employment, as well as death. When a personal injury comes from the negligent operation of your vehicle, the driver in the vehicle needs to held to blame for the consequences of such negligence. Since the laws of every state will vary, you should have a local attorney familiar with vehicle accident compensation care for your own injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is extremely proficient in the laws and established standards that trucking companies and truck drivers must meet. This consists of stuff like mandatory training, rest breaks, and work hour restrictions. There are numerous parties who might be held responsible for injuries to victims with regards to truck or tractor-trailer related accidents including the driver, the property owner of the vehicle, the lessor, the manufacturer from the vehicle, parts, or tires, or maybe the shipper or loader of the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is essential to ensure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not merely for drivers however, for all of the other users from the road. After motorcycle accidents, motorists often say that they failed to see the motorcycle and the number of instances where motorcycle drivers have already been struck by vehicles has increased substantially. Other variables which lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver as well as their passenger to keep negligent vehicle drivers responsible for loss and suffering brought on by their negligent driving. Filing a private injury claim necessitates the motorcycle driver’s insurance provider and the at-fault motorist to look at the case and getting a claims adjuster offer a certain amount of compensation. Without the right representation, the victim of any motorcycle accident runs the potential risk of not receiving fair and only compensation for loss and suffering. Dog bite laws differ between states which cases can be quite complex. If your dog owner is confronted by a strict liability dog bite statute he may have few alternatives for a prosperous defense. More defense options might be offered in states where traditional negligence rules apply. A dog bite lawyer may help you claim compensation when you have been the victim of the dog attack. Dog bites might cause serious injuries and in many cases, victims can even be psychologically influenced by the trauma. You can pursue an insurance claim up against the dog owner’s home insurance provider in case the attack occurred about the insured’s property. A pet dog bite attorney can play a crucial role in proving liability within a dog bite case as they understand the applicable laws within your local state, how you can calculate damages, and an effective way to show evidence. To become successful in the accidental injuries slip-and-fall lawsuit you will need to prove which they owner or tenant in the property was negligent in a few action they did or failed to take that caused the damage. Most slip-and-fall cases are settled out of court along with a lawsuit is normally only filed if the parties involved cannot reach a settlement. Despite their prevalence and also the serious injuries the root cause, premises liability lawsuits take time and effort to win. Causes of injury usually range between failure to position signs of wet spots or objects which are left lying in walkways to unstable work surfaces and failing to maintain walkways. A private injury slip, trip, and fall case rely heavily on the victim’s power to prove liability on the part of the defendant and therefore the victim suffered damages due to such negligence. Chapter 7 Bankruptcy will help resolve your financial situation if you have serious financial problems. However, during this process, you could possibly lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and a lot common type of bankruptcy and according to statistics a lot more than 95.5% of Chapter 7 bankruptcy filings have had debts they have accrued discharged. In order to be eligible for a Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a well as secured and unsecured debt. Some individuals who do not have enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to enable them to manage overwhelming debt. However, there are long term consequences for many who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or all their debts rather than liquidation. It is great for those whose biggest concern is not absence of income, but handling the demands from creditors for fast payment. It allows you to make your home providing you may spend the money for mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to eliminate your debt by making use of all disposable income to the debt reduction plan. It allows debtors to remove unsecured debts as well as catch up on missed mortgage repayments. One of the most attractive features of this approach is short-circuiting home foreclosure. Although keeping your property could be a great relief, you may be needed to live for several years under the close supervision of the court-appointed trustee to collect and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a relatively new addition to the bankruptcy laws that enable family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency solution to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They have to be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must develop a repayment plan within 3 months of filing at court. It has to add a proposed plan to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by way of a corporation or partnership involving a reorganization intend to maintain the business operational while repaying creditors during a period of time. Business owners and folks could also use Chapter 11 to seek relief. A Chapter 11 petition may be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement along with a reorganization plan should be filed with the court. The disclosure must contain all information with regards to the assets, liabilities, and other business affairs of your debtor sufficient to allow a creditor to make an informed decision concerning the reorganization plan. The Automatic Stay offers a debtor with a period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are never to be pursued on any debt that occurred prior to the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented by the court, an appointed trustee, a committee, or another parties appealing.